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Previous: CFS BANCSHARES INC, 10KSB40, EX-21, 2000-12-29 |
Next: NATIONWIDE VL SEPARATE ACCOUNT-D, 485BPOS, 2000-12-29 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 3,594,355
<INT-BEARING-DEPOSITS> 163,142
<FED-FUNDS-SOLD> 675,813
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 39,376,161
<INVESTMENTS-CARRYING> 3,527,879
<INVESTMENTS-MARKET> 3,506,924
<LOANS> 48,238,040
<ALLOWANCE> 342,156
<TOTAL-ASSETS> 100,563,728
<DEPOSITS> 76,334,441
<SHORT-TERM> 3,000,000
<LIABILITIES-OTHER> 1,056,536
<LONG-TERM> 11,950,000
0
0
<COMMON> 1,314,758
<OTHER-SE> 6,907,993
<TOTAL-LIABILITIES-AND-EQUITY> 100,563,728
<INTEREST-LOAN> 3,910,135
<INTEREST-INVEST> 2,672,538
<INTEREST-OTHER> 125,019
<INTEREST-TOTAL> 6,707,692
<INTEREST-DEPOSIT> 2,827,735
<INTEREST-EXPENSE> 3,524,117
<INTEREST-INCOME-NET> 3,183,575
<LOAN-LOSSES> (104,500)
<SECURITIES-GAINS> (6,125)
<EXPENSE-OTHER> 2,968,218
<INCOME-PRETAX> 775,494
<INCOME-PRE-EXTRAORDINARY> 775,494
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 499,320
<EPS-BASIC> 3.94
<EPS-DILUTED> 3.71
<YIELD-ACTUAL> 7.54
<LOANS-NON> 1,755,011
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 310,157
<CHARGE-OFFS> 84,401
<RECOVERIES> 220,900
<ALLOWANCE-CLOSE> 342,156
<ALLOWANCE-DOMESTIC> 342,156
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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