UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
Heritage Bancorp, Inc.
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(Name of Issuer)
Common Stock, no par value per share
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(Title of Class of Securities)
42720W 10 0
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(CUSIP Number)
October 1, 1998
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(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
[ ] Rule 13d-1(b)
[X] Rule 13d-1(c)
[ ] Rule 13d-1(d)
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed' for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
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CUSIP No.42720W 10 0 13G Page 2 of 6 Pages
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1 NAME OF REPORTING PERSON
SS. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON (Voluntary)
Harold E. Lieding
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ]
(b) [ ]
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
USA
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NUMBER OF 5 SOLE VOTING POWER
SHARES
BENEFICIALLY 197,741
OWNED BY ------------------------------------------------------------------
EACH 6 SHARED VOTING POWER
REPORTING
PERSON 146,652
WITH ------------------------------------------------------------------
7 SOLE DISPOSITIVE POWER
197,741
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8 SHARED DISPOSITIVE POWER
146,652
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
344,393
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10 CHECK IF THE AGGREGATE AMOUNT IN ROW 9 EXCLUDES CERTAIN SHARES*
[ ]
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
15.00% of 2,294,617 shares of Common Stock outstanding as of September 30,
1998
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12 TYPE OF REPORTING PERSON*
IN
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*SEE INSTRUCTION BEFORE FILLING OUT!
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Page 3 of 6 pages
ITEM 1(A)
NAME OF ISSUER: Heritage Bancorp, Inc. ("Company")
ITEM 1(B)
ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICE:
1313 Dolley Madison Blvd.
McLean, VA 22101
ITEM 2(A)
NAME OF PERSON FILING: Harold E. Lieding
ITEM 2(B)
ADDRESS OF PRINCIPAL BUSINESS OFFICE: 1313 Dolley Madison Blvd.
McLean, VA 22101
ITEM 2(C)
CITIZENSHIP: USA
ITEM 2(D)
TITLE OF CLASS OF SECURITIES: Common Stock, no par value per share ("Common
Stock").
ITEM 2(E)
CUSIP NUMBER: 42720W 10 0
ITEM 3
CHECK WHETHER THE PERSON FILING IS A:
If this statement is being filed pursuant to Rule 13d-1(c), check this box. [X]
ITEM 4
OWNERSHIP:
(A) AMOUNT BENEFICIALLY OWNED .............. 344,393
(B) PERCENT OF CLASS ....................... 15.0%
(C) NUMBER OF SHARES AS TO WHICH
SUCH PERSON HAS:
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Page 4 of 6 pages
(I) SOLE POWER TO VOTE OR TO
DIRECT THE VOTE ............... 197,741
(II) SHARED POWER TO VOTE OR TO
DIRECT THE VOTE .............. 146,652
(III) SOLE POWER TO DISPOSE OR TO
DIRECT DISPOSITION OF ....... 197,741
(IV) SHARED POWER TO DISPOSE OR TO
DIRECT DISPOSITION OF ........ 146,652
ITEM 5
OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS: Not applicable.
ITEM 6
OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON: Not applicable.
ITEM 7
IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED THE SECURITY
BEING REPORTED ON BY THE PARENT HOLDING COMPANY: Not applicable.
ITEM 8
IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP: Not applicable.
ITEM 9
NOTICE OF DISSOLUTION OF GROUP: Not applicable.
ITEM 10
CERTIFICATION:
By signing below I certify that, to the best of my knowledge and belief,
the securities referred to above were acquired and are held in the ordinary
course of business and were not acquired or held for the purpose of and do not
have the effect of changing or influencing the control of the issuer of such
securities and were not acquired or held in connection with or as a participant
in any transaction having such purposes or effect.
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Page 5 of 6 pages
SIGNATURE:
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
September 24, 1998
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Date
/s/ Harold E. Lieding
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Signature
The original statement shall be signed by each person on whose behalf the
statement is filed or his authorized representative. If the statement is signed
on behalf of a person by his authorized representative other than an executive
officer or general partner of the filing person, evidence of the
representative's authority to sign on behalf of such person shall be filed with
the statement, provided, however, that a power of attorney for this purpose
which is already on file with the Commission may be incorporated by reference.
The name and any title of each person who signs the statement shall be typed or
printed beneath his signature.
NOTE: Schedules filed in paper format shall include a signed original and five
copies of the schedule, including all exhibits. See ss.240.13d-7 for other
parties for whom copies are to be sent.
Attention: Intentional misstatements or omissions of fact constitute
Federal criminal violations (See 18 U.S.C. 1001)