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[LETTERHEAD] [NATIONWIDE INSURANCE LOGO]
January 5, 1999
VIA EDGAR
The United States Securities
and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Subject: Nationwide VL Separate Account -- D
Nationwide Life and Annuity Insurance Company
File No. 333-59517
CIK No. 0001065753
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide VL Separate Account -- D (the "Variable Account") and Nationwide
Life and Annuity Insurance Company (the "Company"), we certify that the form of
the Prospectus that would have been filed under paragraphs (b) or (c) under
Rule 497 does not differ from the form of the Prospectus contained in
Pre-Effective Amendment No. 1 to the Registration Statement for the Company and
the Variable Account which became effective December 23, 1998.
Please contact the undersigned at (614) 249-0075 with any questions regarding
this filing.
Very truly yours,
NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY
/s/ HEATHER HARKER
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Heather Harker, Esq.
Compliance Manager
cc: Mr. Kevin Kirchoff, Esq.
Branch Chief
Stop 5-6
Office of Insurance Products and Legal Compliance
