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POWER OF ATTORNEY
KNOWN ALL MEN BY THESE PRESENT, that each of the undersigned as directors
and/or officers of NATIONWIDE LIFE INSURANCE COMPANY and NATIONWIDE LIFE AND
ANNUITY INSURANCE COMPANY, both Ohio corporations, which have filed or will file
with the U.S. Securities and Exchange Commission under the provisions of the
Securities Act of 1933, as amended, and if applicable, the Investment Company
Act of 1940, as amended, various Registration Statements and amendments thereto
for the registration under said Act(s) of Immediate or Deferred Variable Annuity
contracts in connection with MFS Variable Account, Nationwide Multi-Flex
Variable Account, Nationwide Variable Account, Nationwide Variable Account-11,
Nationwide Variable Account-3, Nationwide Variable Account-4, Nationwide
Variable Account-5, Nationwide Variable Account-6, Nationwide Fidelity Advisor
Variable Account, Nationwide Variable Account-8, Nationwide Variable Account-9,
Nationwide Variable Account-10, Nationwide Variable Account-11, Nationwide VA
Separate Account-A, Nationwide VA Separate Account-B, and Nationwide VA Separate
Account-C; and the registration of fixed interest rate options subject to a
market value adjustment offered under some or all of the aforementioned
individual Variable Annuity Contracts in connection with Nationwide Multiple
Maturity Separate Account and Nationwide Multiple Maturity Separate Account-A;
and the registration of Group Flexible Fund Retirement Contracts in connection
with Nationwide DC Variable Account, Nationwide DCVA-II, and NACo Variable
Account; and the registration of Group Common Stock Variable Annuity Contracts
in connection with Separate Account No. 1; and the registration of variable life
insurance policies in connection with Nationwide VLI Separate Account,
Nationwide VLI Separate Account-2, Nationwide VLI Separate Account-3, Nationwide
VLI Separate Account-4, Nationwide VLI Separate Account-5, Nationwide VL
Separate Account-A, Nationwide VL Separate Account-B, Nationwide VL Separate
Account-C and Nationwide VL Separate Account-D, as well as any future separate
accounts established by said corporation for the purpose of registering variable
annuities, variable life insurance policies or market value adjustment products
with the U.S. Securities and Exchange Commission, hereby constitute and appoint
Dimon Richard McFerson, Joseph J. Gasper, Robert J. Woodward, Jr., Philip C.
Gath, Richard A. Karas, Edwin P. McCausland, Jr., Douglas C. Robinette, Susan A.
Wolken, Mark B. Koogler, Steven R. Savini and Mark R. Thresher, and each of them
with power to act without the others, his/her attorney, with full power of
substitution and resubstitution, for and in his/her name, place and stead, in
any and all capacities, to approve, and sign such Registration Statements and
any and all amendments thereto, with power to affix the corporate seal of said
corporation thereto and to attest said seal and to file the same, with all
exhibits thereto and other documents in connection therewith, with the U.S.
Securities and Exchange Commission, hereby granting unto said attorneys, and
each of them, full power and authority to do and perform all and every act and
thing requisite to all intents and purposes as he/she might or could do in
person, hereby ratifying and confirming that which said attorneys, or any of
them, may lawfully do or cause to be done by virtue hereof. This instrument may
be executed in one or more counterparts.
IN WITNESS WHEREOF, the undersigned have herewith set their names and seals
as of this 5th day of April, 2000.
/s/ Lewis J. Alphin /s/ David O. Miller
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Lewis J. Alphin, Director David O. Miller, Chairman of the
Board, Director
/s/ A. I. Bell /s/ Yvonne L. Montgomery
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A. I. Bell, Director Yvonne L. Montgomery, Director
/s/ Kenneth D. Davis /s/ Robert A. Oakley
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Kenneth D. Davis, Director Robert A. Oakley, Executive Vice
President Chief Financial Officer
/s/ Keith W. Eckel /s/ Ralph M. Paige
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Keith W. Eckel, Director Ralph M. Paige, Director
/s/ Willard J. Engel /s/ James F. Patterson
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Willard J. Engel, Director James F. Patterson, Director
/s/ Fred C. Finney /s/ Arden L. Shisler
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Fred C. Finney, Director Arden L. Shisler, Director
/s/ Joseph J. Gasper /s/ Robert L. Stewart
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Joseph J. Gasper, President and Robert L. Stewart, Director
Chief Operating Officer and Director
/s/ Dimon R. McFerson /s/ Nancy C. Thomas
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Dimon R. McFerson, Chairman and Chief Nancy C. Thomas, Director
Executive Officer and Director
