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                                                                    Exhibit 23.1


                    [PricewaterhouseCoopers LLP Letterhead]

                      CONSENT OF INDEPENDENT ACCOUNTANTS


We consent to the incorporation by reference in the Prospectus Supplement of
GreenPoint, relating to Manufactured Housing Contract Trust Pass-Through
Certificates, Series 2000-7, of our report dated February 3, 2000, on our audits
of the consolidated financial statements of MBIA Insurance Corporation and
Subsidiaries as of December 31, 1999 and 1998 and for each of the three years
in the period ended December 31, 1999.  We also consent to the reference to our
Firm under the caption "Experts".


                                          /s/ PricewaterhouseCoopers LLP



December 19, 2000



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