UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K
CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) July 20, 2000

MASSACHUSETTS FINCORP, INC.
(Exact name of registrant as specified in its charter)

Delaware (State or other Jurisdiction of incorporation or organization)

0-24791 (Commission File Number)

04-3431804 (IRS Employer Identification No.)

70 Quincy Avenue, Quincy, Massachusetts 02169
(Address of principal executive offices)

(617) 825-5555
(Registrant's telephone number, including area code)

Not applicable
(Former name or former address, if changed since last report.)

Item 5.    Other Events.

      On July 20, 2000, Massachusetts Fincorp, Inc. (the "Company") issued a press release announcing the appointment of David C. Bojarczuk as Treasurer and Chief Financial Officer.

      A press release announcing these results is attached as Exhibit 99.1.

Item 7.    Financial Statements and Other Exhibits.

      Exhibit 99.1    Press Release dated July 20, 2000.

SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: July 20, 2000

By: /s/ Paul C. Green             Paul C. Green       President and CEO



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