MASTER SERVICER'S CERTIFICATE

(Delivered pursuant to Section 4.9

of the Master Sale and Servicing Agreement)

HOUSEHOLD FINANCE CORPORATION,

Master Servicer

HOUSEHOLD AUTO RECEIVABLES CORPORATION

HOUSEHOLD AUTOMOBILE REVOLVING TRUST I

Class A, B-1, B-2 and C Notes, Series 1998-1

1. This Certificate relates to the Distribution Date occurring on

December 18, 2000

2. Series 1998-1 Information

(a) The amount of Collected Funds with respect to the Collection Period was equal to

$18,952,735.37

(b) The amount of Available Funds with respect to the Collection Period was equal to

$18,952,735.37

(c) The Liquidated Receivables for the Collection Period was equal to

$4,548,311.34

(d) Net Liquidation Proceeds for the Collection Period was equal to

$1,966,489.35

(i) The annualized net default rate

9.239673%

(e) The principal balance of Series 1998-1 Receivables at the beginning

of the Collection Period was equal to

$343,308,591.21

(f) The principal balance of Series 1998-1 Receivables on the last day

of the Collection Period was equal to

$327,318,274.17

(g) The aggregate outstanding balance of the Series 1998-1 Receivables which were one

payment (1-29 days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$30,477,000.00

(h) The aggregate outstanding balance of the Series 1998-1 Receivables which were two

payments (30-59 days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$10,168,000.00

(i) The aggregate outstanding balance of the Series 1998-1 Receivables which were three or

more payments (60+ days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$3,992,000.00

(j) The Base Servicing Fee paid on the Distribution Date was equal to

$858,271.48

(k) The Principal Distributable Amount for the Distribution Date was equal to

$13,791,648.45

(l) The Principal Amount Available for the Distribution Date was equal to

$16,955,872.14

(m) The Aggregate Note Principal Balance was equal to

$312,654,155.18

(n) The Aggregate Optimal Note Balance was equal to

$298,862,506.73

(o) The Targeted Credit Enhancement Amount was equal to

$45,006,262.70

(p) The Targeted Reserve Account Balance was equal to

$16,550,495.25

(q) The Targeted Credit Enhancement Amount as a percentage of the Pool

Balance on the Distribution Date was equal to

13.750000%

(r) The Reserve Account Deposit Amount for the Distribution Date

$0.00

(s) The Maximum Reserve Account Deposit Amount for the Distribution Date

$912,828.57

(t) The Reserve Account Shortfall for the Distribution Date

$0.00

(u) The amount on deposit in the Reserve Account after distributions was equal to

$16,550,495.25

(v) The amount on deposit in the Reserve Account as a percentage of the Pool

Balance on the Distribution Date was equal to

5.056392%

(w) The Targeted Overcollateralization Amount was equal to

$28,455,767.44

(x) The ending overcollateralization was equal to

$28,455,767.45

(y) The ending overcollateralization as a percentage of the Pool Balance on the

Distribution Date was equal to

8.693608%

(z) The notional amount of the Interest Rate Cap was equal to

$165,600,561.80

(aa) Payments received under the Interest Rate Cap were equal to

$52,726.53

(ab) Libor Rate used in determining payments received under the Interest Rate Cap was

equal to

6.619750%

(ac) The Weighed Average Coupon (WAC) was equal to

19.464000%

(ad) The Weighed Average Remaining Maturity (WAM) was equal to

33

3. Noteholder Information

(a) Class A-1

A. Information Regarding Distributions

B. Calculation of Class A-1 Interest

0.000000%

1. Class A-1 related Note Rate

5.330000%

2. Class A-1 principal balance - beginning of period

$0.00

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-1 interest due

$0.00

6. Class A-1 interest paid

$0.00

7. Class A Interest Carryover Shortfall with respect to Class A-1

$0.00

8. Class A-1 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-1 principal balance

1. Class A-1 principal balance - beginning of period

$0.00

2. Class A-1 principal - amount due

$0.00

3. Class A-1 principal - amount paid

$0.00

4. Class A-1 principal balance - end of period

$0.00

5. Class A Principal Carryover Shortfall with respect to Class A-1

$0.00

6. Class A-1 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-1 Notes as a percentage of the Pool Balance on the Distribution Date

0.000000%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.556392%

(b) Class A-2

A. Information Regarding Distributions

1. Total distribution per $1,000

$0.00

2. Principal distribution per $1,000

$0.00

3. Interest distribution per $1,000

$0.00

B. Calculation of Class A-2 Interest

1. Class A-2 related Note Rate

5.5140000%

2. Class A-2 principal balance - beginning of period

$0.00

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-2 interest due

$0.00

6. Class A-2 interest paid

$0.00

7. Class A Interest Carryover Shortfall with respect to Class A-2

$0.00

8. Class A-2 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-2 principal balance

1. Class A-2 principal balance - beginning of period

$0.00

2. Class A-2 principal - amount due

$0.00

3. Class A-2 principal - amount paid

$0.00

4. Class A-2 principal balance - end of period

$0.00

5. Class A Principal Carryover Shortfall with respect to Class A-2

$0.00

6. Class A-2 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-2 Notes as a percentage of the Pool Balance on the Distribution Date

0.000000%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.556392%

(c) Class A-3

A. Information Regarding Distributions

1. Total distribution per $1,000

$52.16

2. Principal distribution per $1,000

$48.55

3. Interest distribution per $1,000

$3.61

B. Calculation of Class A-3 Interest

1. Calculation of Class A-3 Note Rate

(a) Libor

6.619750%

(b) Spread

0.450000%

(c) Class A-3 related Note Rate

7.069750%

2. Class A-3 principal balance - beginning of period

$84,768,561.80

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-3 interest due

$516,057.46

6. Class A-3 interest paid

$516,057.46

7. Class A Interest Carryover Shortfall with respect to Class A-3

$0.00

8. Class A-3 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-3 principal balance

1. Class A-3 principal balance - beginning of period

$84,768,561.80

2. Class A-3 principal - amount due

$6,942,319.19

3. Class A-3 principal - amount paid

$6,942,319.19

4. Class A-3 principal balance - end of period

$77,826,242.61

5. Class A Principal Carryover Shortfall with respect to Class A-3

$0.00

6. Class A-3 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-3 Notes as a percentage of the Pool Balance on the Distribution Date

23.776932%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.556392%

(d) Class A-4

A. Information Regarding Distributions

1. Total distribution per $1,000

$6.13090

2. Principal distribution per $1,000

$0.00000

3. Interest distribution per $1,000

$6.13090

B. Calculation of Class A-4 Interest

1. Calculation of Class A-4 related Note Rate

(a) Libor

6.619750%

(b) Spread

0.500000%

(c) Class A-4 related Note Rate

7.119750%

2. Class A-4 principal balance - beginning of period

$80,832,000.00

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-4 interest due

$495,572.57

6. Class A-4 interest paid

$495,572.57

7. Class A Interest Carryover Shortfall with respect to Class A-4

$0.00

8. Class A-4 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-4 principal balance

1. Class A-4 principal balance - beginning of period

$80,832,000.00

2. Class A-4 principal - amount due

$0.00

3. Class A-4 principal - amount paid

$0.00

4. Class A-4 principal balance - end of period

$80,832,000.00

5. Class A Principal Carryover Shortfall with respect to Class A-4

$0.00

6. Class A-4 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-4 Notes as a percentage of the Pool Balance on the Distribution Date

24.695230%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.556392%

(e) Class A-5

A. Information Regarding Distributions

1. Total distribution per $1,000

$21.27638

2. Principal distribution per $1,000

$19.32307

3. Interest distribution per $1,000

$1.95331

B. Calculation of Class A-5 Interest

1. Class A-5 related Note Rate

5.650000%

2. Class A-5 principal balance - beginning of period

$41,486,201.57

3. Accrual convention

30/360

4. Days in Interest Period

31

4. Class A-5 interest due

$195,330.87

5. Class A-5 interest paid

$195,330.87

7. Class A Interest Carryover Shortfall with respect to Class A-5

$0.00

8. Class A-5 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-5 principal balance

1. Class A-5 principal balance - beginning of period

$41,486,201.57

2. Class A-5 principal - amount due

$1,932,306.77

3. Class A-5 principal - amount paid

$1,932,306.77

4. Class A-5 principal balance - end of period

$39,553,894.80

5. Class A-5 Principal Carryover Shortfall

$0.00

6. Class A-5 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-5 Notes as a percentage of the Pool Balance on the Distribution Date

12.084231%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.556392%

(f) Class B-1

A. Information Regarding Distributions

1. Total distribution per $1,000

$21.50109

2. Principal distribution per $1,000

$19.32306

3. Interest distribution per $1,000

$2.17802

B. Calculation of Class B-1 Interest

1. Class B-1 related Note Rate

6.300000%

2. Class B-1 principal balance - beginning of period

$41,197,030.95

3. Accrual convention

30/360

4. Days in Interest Period

31

4. Class B-1 interest due

$216,284.41

5. Class B-1 interest paid

$216,284.41

6. Class B-1 Interest Carryover Shortfall

$0.00

7. Class B-1 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class B-1 principal balance

1. Class B-1 principal balance - beginning of period

$41,197,030.95

2. Class B-1 principal - amount due

$1,918,838.04

3. Class B-1 principal - amount paid

$1,918,838.04

4. Class B-1 principal balance - end of period

$39,278,192.91

5. Class B-1 Principal Carryover Shortfall

$0.00

6. Class B-1 unpaid principal with respect to the Distribution Date

$0.00

7. Class B-1 Notes as a percentage of the Pool Balance on the Distribution Date

12.000000%

8. Class A and B-1 Notes as a percentage of the Pool Balance on the Distribution Date

72.556392%

(g) Class B-2

A. Information Regarding Distributions

1. Total distribution per $1,000

$21.53562

2. Principal distribution per $1,000

$19.32303

3. Interest distribution per $1,000

$2.21259

B. Calculation of Class B-2 Interest

1. Class B-2 related Note Rate

6.400000%

2. Class B-2 principal balance - beginning of period

$39,137,179.40

3. Accrual convention

30/360

4. Days in Interest Period

31

4. Class B-2 interest due

$208,731.62

5. Class B-2 interest paid

$208,731.62

6. Class B-2 Interest Carryover Shortfall

$0.00

7. Class B-2 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class B-2 principal balance

1. Class B-2 principal balance - beginning of period

$39,137,179.40

2. Class B-2 principal - amount due

$1,822,896.14

3. Class B-2 principal - amount paid

$1,822,896.14

4. Class B-2 principal balance - end of period

$37,314,283.26

5. Class B-2 Principal Carryover Shortfall

$0.00

6. Class B-2 unpaid principal with respect to the Distribution Date

$0.00

7. Class B-2 Notes as a percentage of the Pool Balance on the Distribution Date

11.400000%

8. Class A and B Notes as a percentage of the Pool Balance on the Distribution Date

83.956392%

(h) Class C

A. Information Regarding Distributions

1. Total distribution per $1,000

$21.57026

2. Principal distribution per $1,000

$19.32309

3. Interest distribution per $1,000

$2.24717

B. Calculation of Class C Interest

1. Class C related Note Rate

6.500000%

2. Class C principal balance - beginning of period

$25,233,181.46

3. Accrual convention

30/360

4. Days in Interest Period

31

4. Class C interest due

$136,679.73

5. Class C interest paid

$136,679.73

6. Class C Interest Carryover Shortfall

$0.00

7. Class C unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class C principal balance

1. Class C principal balance - beginning of period

$25,233,181.46

2. Class C principal - amount due

$1,175,288.31

3. Class C principal - amount paid

$1,175,288.31

4. Class C principal balance - end of period

$24,057,893.15

5. Class C Principal Carryover Shortfall

$0.00

6. Class C unpaid principal with respect to the Distribution Date

$0.00

7. Class C Notes as a percentage of the Pool Balance on the Distribution Date

7.350000%

8. Class A, B and C Notes as a percentage of the Pool Balance on the Distribution Date

91.306392%