MASTER SERVICER'S CERTIFICATE

(Delivered pursuant to Section 4.9

of the Master Sale and Servicing Agreement)

HOUSEHOLD FINANCE CORPORATION,

Master Servicer

HOUSEHOLD AUTO RECEIVABLES CORPORATION

HOUSEHOLD AUTOMOBILE REVOLVING TRUST I

Class A, B-1, B-2 and C Notes, Series 1998-1

1. This Certificate relates to the Distribution Date occurring on

November 17, 2000

2. Series 1998-1 Information

(a) The amount of Collected Funds with respect to the Collection Period was equal to

$19,968,490.36

(b) The amount of Available Funds with respect to the Collection Period was equal to

$19,968,490.36

(c) The Liquidated Receivables for the Collection Period was equal to

$5,654,156.15

(d) Net Liquidation Proceeds for the Collection Period was equal to

$2,538,436.24

(i) The annualized net default rate

10.620929%

(e) The principal balance of Series 1998-1 Receivables at the beginning

of the Collection Period was equal to

$360,747,322.08

(f) The principal balance of Series 1998-1 Receivables on the last day

of the Collection Period was equal to

$343,308,591.21

(g) The aggregate outstanding balance of the Series 1998-1 Receivables which were one

payment (1-29 days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$31,501,000.00

(h) The aggregate outstanding balance of the Series 1998-1 Receivables which were two

payments (30-59 days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$7,263,000.00

(i) The aggregate outstanding balance of the Series 1998-1 Receivables which were three or

more payments (60+ days) delinquent as of the close of business on the last day of the

Collection Period with respect to such Distribution Date was equal to

$3,907,000.00

(j) The Base Servicing Fee paid on the Distribution Date was equal to

$901,868.31

(k) The Principal Distributable Amount for the Distribution Date was equal to

$15,040,905.38

(l) The Principal Amount Available for the Distribution Date was equal to

$17,934,319.64

(m) The Aggregate Note Principal Balance was equal to

$327,695,060.55

(n) The Aggregate Optimal Note Balance was equal to

$312,654,155.17

(o) The Targeted Credit Enhancement Amount was equal to

$47,204,931.29

(p) The Targeted Reserve Account Balance was equal to

$16,550,495.25

(q) The Targeted Credit Enhancement Amount as a percentage of the Pool

Balance on the Distribution Date was equal to

13.750000%

(r) The Reserve Account Deposit Amount for the Distribution Date

$0.00

(s) The Maximum Reserve Account Deposit Amount for the Distribution Date

$440,787.13

(t) The Reserve Account Shortfall for the Distribution Date

$0.00

(u) The amount on deposit in the Reserve Account after distributions was equal to

$16,550,495.25

(v) The amount on deposit in the Reserve Account as a percentage of the Pool

Balance on the Distribution Date was equal to

4.820880%

(w) The Targeted Overcollateralization Amount was equal to

$30,654,436.04

(x) The ending overcollateralization was equal to

$30,654,436.03

(y) The ending overcollateralization as a percentage of the Pool Balance on the

Distribution Date was equal to

8.929120%

(z) The notional amount of the Interest Rate Cap was equal to

$173,171,720.99

(aa) Payments received under the Interest Rate Cap were equal to

$54,801.63

(ab) Libor Rate used in determining payments received under the Interest Rate Cap was

equal to

6.617500%

(ac) The Weighed Average Coupon (WAC) was equal to

19.482000%

(ad) The Weighed Average Remaining Maturity (WAM) was equal to

34

3. Noteholder Information

(a) Class A-1

A. Information Regarding Distributions

B. Calculation of Class A-1 Interest

0.000000%

1. Class A-1 related Note Rate

5.330000%

2. Class A-1 principal balance - beginning of period

$0.00

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-1 interest due

$0.00

6. Class A-1 interest paid

$0.00

7. Class A Interest Carryover Shortfall with respect to Class A-1

$0.00

8. Class A-1 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-1 principal balance

1. Class A-1 principal balance - beginning of period

$0.00

2. Class A-1 principal - amount due

$0.00

3. Class A-1 principal - amount paid

$0.00

4. Class A-1 principal balance - end of period

$0.00

5. Class A Principal Carryover Shortfall with respect to Class A-1

$0.00

6. Class A-1 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-1 Notes as a percentage of the Pool Balance on the Distribution Date

0.000000%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.320880%

(b) Class A-2

A. Information Regarding Distributions

1. Total distribution per $1,000

$0.00

2. Principal distribution per $1,000

$0.00

3. Interest distribution per $1,000

$0.00

B. Calculation of Class A-2 Interest

1. Class A-2 related Note Rate

5.5140000%

2. Class A-2 principal balance - beginning of period

$0.00

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-2 interest due

$0.00

6. Class A-2 interest paid

$0.00

7. Class A Interest Carryover Shortfall with respect to Class A-2

$0.00

8. Class A-2 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-2 principal balance

1. Class A-2 principal balance - beginning of period

$0.00

2. Class A-2 principal - amount due

$0.00

3. Class A-2 principal - amount paid

$0.00

4. Class A-2 principal balance - end of period

$0.00

5. Class A Principal Carryover Shortfall with respect to Class A-2

$0.00

6. Class A-2 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-2 Notes as a percentage of the Pool Balance on the Distribution Date

0.000000%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.320880%

(c) Class A-3

A. Information Regarding Distributions

1. Total distribution per $1,000

$56.88

2. Principal distribution per $1,000

$52.95

3. Interest distribution per $1,000

$3.93

B. Calculation of Class A-3 Interest

1. Calculation of Class A-3 Note Rate

(a) Libor

6.617500%

(b) Spread

0.450000%

(c) Class A-3 related Note Rate

7.067500%

2. Class A-3 principal balance - beginning of period

$92,339,720.99

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-3 interest due

$561,970.56

6. Class A-3 interest paid

$561,970.56

7. Class A Interest Carryover Shortfall with respect to Class A-3

$0.00

8. Class A-3 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-3 principal balance

1. Class A-3 principal balance - beginning of period

$92,339,720.99

2. Class A-3 principal - amount due

$7,571,159.19

3. Class A-3 principal - amount paid

$7,571,159.19

4. Class A-3 principal balance - end of period

$84,768,561.80

5. Class A Principal Carryover Shortfall with respect to Class A-3

$0.00

6. Class A-3 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-3 Notes as a percentage of the Pool Balance on the Distribution Date

24.691652%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.320880%

(d) Class A-4

A. Information Regarding Distributions

1. Total distribution per $1,000

$6.12896

2. Principal distribution per $1,000

$0.00000

3. Interest distribution per $1,000

$6.12896

B. Calculation of Class A-4 Interest

1. Calculation of Class A-4 related Note Rate

(a) Libor

6.617500%

(b) Spread

0.500000%

(c) Class A-4 related Note Rate

7.117500%

2. Class A-4 principal balance - beginning of period

$80,832,000.00

3. Accrual convention

Actual/360

4. Days in Interest Period

31

5. Class A-4 interest due

$495,415.96

6. Class A-4 interest paid

$495,415.96

7. Class A Interest Carryover Shortfall with respect to Class A-4

$0.00

8. Class A-4 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-4 principal balance

1. Class A-4 principal balance - beginning of period

$80,832,000.00

2. Class A-4 principal - amount due

$0.00

3. Class A-4 principal - amount paid

$0.00

4. Class A-4 principal balance - end of period

$80,832,000.00

5. Class A Principal Carryover Shortfall with respect to Class A-4

$0.00

6. Class A-4 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-4 Notes as a percentage of the Pool Balance on the Distribution Date

23.544998%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.320880%

(e) Class A-5

A. Information Regarding Distributions

1. Total distribution per $1,000

$23.12589

2. Principal distribution per $1,000

$21.07336

3. Interest distribution per $1,000

$2.05253

B. Calculation of Class A-5 Interest

1. Class A-5 related Note Rate

5.650000%

2. Class A-5 principal balance - beginning of period

$43,593,538.01

3. Accrual convention

30/360

4. Days in Interest Period

31

4. Class A-5 interest due

$205,252.91

5. Class A-5 interest paid

$205,252.91

7. Class A Interest Carryover Shortfall with respect to Class A-5

$0.00

8. Class A-5 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class A-5 principal balance

1. Class A-5 principal balance - beginning of period

$43,593,538.01

2. Class A-5 principal - amount due

$2,107,336.44

3. Class A-5 principal - amount paid

$2,107,336.44

4. Class A-5 principal balance - end of period

$41,486,201.57

5. Class A-5 Principal Carryover Shortfall

$0.00

6. Class A-5 unpaid principal with respect to the Distribution Date

$0.00

7. Class A-5 Notes as a percentage of the Pool Balance on the Distribution Date

12.084231%

8. Total Class A Notes as a percentage of the Pool Balance on the Distribution Date

60.320880%

(f) Class B-1

A. Information Regarding Distributions

1. Total distribution per $1,000

$23.36202

2. Principal distribution per $1,000

$21.07336

3. Interest distribution per $1,000

$2.28866

B. Calculation of Class B-1 Interest

1. Class B-1 related Note Rate

6.300000%

2. Class B-1 principal balance - beginning of period

$43,289,678.65

3. Accrual convention

30/360

4. Days in Interest Period

31

4. Class B-1 interest due

$227,270.81

5. Class B-1 interest paid

$227,270.81

6. Class B-1 Interest Carryover Shortfall

$0.00

7. Class B-1 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class B-1 principal balance

1. Class B-1 principal balance - beginning of period

$43,289,678.65

2. Class B-1 principal - amount due

$2,092,647.71

3. Class B-1 principal - amount paid

$2,092,647.71

4. Class B-1 principal balance - end of period

$41,197,030.95

5. Class B-1 Principal Carryover Shortfall

$0.00

6. Class B-1 unpaid principal with respect to the Distribution Date

$0.00

7. Class B-1 Notes as a percentage of the Pool Balance on the Distribution Date

12.000000%

8. Class A and B-1 Notes as a percentage of the Pool Balance on the Distribution Date

72.320880%

(g) Class B-2

A. Information Regarding Distributions

1. Total distribution per $1,000

$23.39831

2. Principal distribution per $1,000

$21.07332

3. Interest distribution per $1,000

$2.32498

B. Calculation of Class B-2 Interest

1. Class B-2 related Note Rate

6.400000%

2. Class B-2 principal balance - beginning of period

$41,125,194.72

3. Accrual convention

30/360

4. Days in Interest Period

31

4. Class B-2 interest due

$219,334.37

5. Class B-2 interest paid

$219,334.37

6. Class B-2 Interest Carryover Shortfall

$0.00

7. Class B-2 unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class B-2 principal balance

1. Class B-2 principal balance - beginning of period

$41,125,194.72

2. Class B-2 principal - amount due

$1,988,015.32

3. Class B-2 principal - amount paid

$1,988,015.32

4. Class B-2 principal balance - end of period

$39,137,179.40

5. Class B-2 Principal Carryover Shortfall

$0.00

6. Class B-2 unpaid principal with respect to the Distribution Date

$0.00

7. Class B-2 Notes as a percentage of the Pool Balance on the Distribution Date

11.400000%

8. Class A and B Notes as a percentage of the Pool Balance on the Distribution Date

83.720880%

(h) Class C

A. Information Regarding Distributions

1. Total distribution per $1,000

$23.43471

2. Principal distribution per $1,000

$21.07339

3. Interest distribution per $1,000

$2.36132

B. Calculation of Class C Interest

1. Class C related Note Rate

6.500000%

2. Class C principal balance - beginning of period

$26,514,928.18

3. Accrual convention

30/360

4. Days in Interest Period

31

4. Class C interest due

$143,622.53

5. Class C interest paid

$143,622.53

6. Class C Interest Carryover Shortfall

$0.00

7. Class C unpaid interest with respect to the Distribution Date

$0.00

C. Calculation of Class C principal balance

1. Class C principal balance - beginning of period

$26,514,928.18

2. Class C principal - amount due

$1,281,746.72

3. Class C principal - amount paid

$1,281,746.72

4. Class C principal balance - end of period

$25,233,181.46

5. Class C Principal Carryover Shortfall

$0.00

6. Class C unpaid principal with respect to the Distribution Date

$0.00

7. Class C Notes as a percentage of the Pool Balance on the Distribution Date

7.350000%

8. Class A, B and C Notes as a percentage of the Pool Balance on the Distribution Date

91.070880%