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Previous: STATE OF FRANKLIN BANCSHARES INC, 10QSB, 2000-11-08 |
Next: DELTA CAPITAL TECHNOLOGIES INC, 8-K, 2000-11-08 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial data extracted from the financial
statements of State of Franklin Bancshares, Inc. for the nine months ended
September 30, 2000 and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1
<CAPTION>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,216,953
<INT-BEARING-DEPOSITS> 128,274
<FED-FUNDS-SOLD> 356,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 32,213,144
<INVESTMENTS-CARRYING> 13,989,295
<INVESTMENTS-MARKET> 13,382,537
<LOANS> 133,138,565
<ALLOWANCE> (953,887)
<TOTAL-ASSETS> 192,041,188
<DEPOSITS> 151,029,366
<SHORT-TERM> 17,185,000
<LIABILITIES-OTHER> 727,494
<LONG-TERM> 6,833,895
0
0
<COMMON> 1,465,512
<OTHER-SE> 14,799,921
<TOTAL-LIABILITIES-AND-EQUITY> 192,041,188
<INTEREST-LOAN> 7,954,566
<INTEREST-INVEST> 2,028,755
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 9,983,321
<INTEREST-DEPOSIT> 5,309,154
<INTEREST-EXPENSE> 6,101,217
<INTEREST-INCOME-NET> 3,882,104
<LOAN-LOSSES> 193,986
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,471,820
<INCOME-PRETAX> 1,647,884
<INCOME-PRE-EXTRAORDINARY> 1,647,884
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,099,722
<EPS-BASIC> .830
<EPS-DILUTED> .810
<YIELD-ACTUAL> .030
<LOANS-NON> 0
<LOANS-PAST> 19,000
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 810,303
<CHARGE-OFFS> 50,402
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 953,887
<ALLOWANCE-DOMESTIC> 953,887
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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