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Previous: ADMIRALTY BANCORP INC, 10QSB, 2000-11-13 |
Next: AYRSHIRE ASSOCIATES INC, 13F-HR, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 6,553
<INT-BEARING-DEPOSITS> 331
<FED-FUNDS-SOLD> 6,268
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 12,674
<INVESTMENTS-CARRYING> 21,863
<INVESTMENTS-MARKET> 21,886
<LOANS> 163,275
<ALLOWANCE> 1,746
<TOTAL-ASSETS> 220,027
<DEPOSITS> 185,083
<SHORT-TERM> 7,600
<LIABILITIES-OTHER> 7,131
<LONG-TERM> 0
0
0
<COMMON> 23,187
<OTHER-SE> (2,974)
<TOTAL-LIABILITIES-AND-EQUITY> 220,027
<INTEREST-LOAN> 9,023
<INTEREST-INVEST> 2,050
<INTEREST-OTHER> 68
<INTEREST-TOTAL> 11,141
<INTEREST-DEPOSIT> 4,204
<INTEREST-EXPENSE> 4,986
<INTEREST-INCOME-NET> 6,155
<LOAN-LOSSES> 813
<SECURITIES-GAINS> 17
<EXPENSE-OTHER> 5,197
<INCOME-PRETAX> 918
<INCOME-PRE-EXTRAORDINARY> 556
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 556
<EPS-BASIC> 0.20
<EPS-DILUTED> 0.20
<YIELD-ACTUAL> 4.86
<LOANS-NON> 175
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,017
<CHARGE-OFFS> 87
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 1,746
<ALLOWANCE-DOMESTIC> 1,746
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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