<PAGE>
<TABLE>
<CAPTION>
<S> <C>
Pricing Supplement No. 39 Dated May 11, 2000 Filed Pursuant to: Rule 424(b)(3)
(To Prospectus dated April 1, 1999 and File No.: 333-72791
Prospectus Supplement dated April 1, 1999)
</TABLE>
BANK ONE CORPORATION
MEDIUM-TERM NOTES, SERIES B
<TABLE>
<S> <C> <C>
Date of Issue: May 15, 2000 [ ] Fixed Rate [ ] Commercial Paper Rate Note
[ ] LIBOR Reuters [X] LIBOR Telerate
[X] Senior [ ] Federal Funds Rate Note
[ ] Subordinated [ ] CD Rate Note [ ] Prime Rate Note
[ ] CMT Rate Note [ ] Treasury Rate Note
[ ] LIBOR Note [ ] Other
</TABLE>
Maturity Date: November 15, 2001
CUSIP: 06422NBB1
Principal Amount: $153,000,000.00
Issue Price (As a Percentage of Principal Amount): 100%
Interest Rate/Initial Interest Rate: Not Available
Interest Payment Dates: 15th Day of February, May, August, and November
Interest Reset Dates: 15th Day of February, May, August, and November
Index Maturity: 90 Days
Designated CMT Maturity Index:
Designated CMT Telerate Page:
Spread: +10 Basis Points
Spread Multiplier: None
Minimum Interest Rate: None
Maximum Interest Rate: None
Interest Payment Period: May 15, 2000 to August 15, 2000 and quarterly
thereafter, up to but excluding the interest
payment date
Interest Rate Reset Period: May 15, 2000 to August 15, 2000 and quarterly
thereafter, up to but excluding the interest
payment date
Redemption Date(s) or Period: None
Optional Repayment Date(s): None
Calculation Agent (If Applicable): BANK ONE, NA
Additional Terms:
This Pricing Supplement may be used by Banc One Capital Markets, Inc. ("BOCM"),
a wholly owned subsidiary of the issuer, in connection with offer and sales
related to secondary market transactions in the Notes. BOCM may act as principal
or agent in such transactions. Such sales will be made at prices related to the
prevailing market prices at the time of sale.
