|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-START> JUL-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 360,846
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 2,332,978
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 4,251,165
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 20,415,700
<ALLOWANCE> 201,850
<TOTAL-ASSETS> 28,259,589
<DEPOSITS> 22,743,982
<SHORT-TERM> 2,700,000
<LIABILITIES-OTHER> 40,407
<LONG-TERM> 0
0
0
<COMMON> 4,276
<OTHER-SE> 2,760,934
<TOTAL-LIABILITIES-AND-EQUITY> 28,259,589
<INTEREST-LOAN> 542,517
<INTEREST-INVEST> 102,892
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 542,517
<INTEREST-DEPOSIT> 284,135
<INTEREST-EXPENSE> 329,935
<INTEREST-INCOME-NET> 212,582
<LOAN-LOSSES> 20,350
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 252,385
<INCOME-PRETAX> (30,633)
<INCOME-PRE-EXTRAORDINARY> (30,633)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 45,853
<EPS-BASIC> (.11)
<EPS-DILUTED> (.11)
<YIELD-ACTUAL> 9.46
<LOANS-NON> 7,370
<LOANS-PAST> 7,370
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 181,500
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 201,850
<ALLOWANCE-DOMESTIC> 201,850
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 68,779
</TABLE>
|
|