TIAA CREF LIFE FUND
NSAR-A, EX-27, 2000-08-29
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0001030491
<NAME> TIAA-CREF
<SERIES>
   <NUMBER> 5
   <NAME> GROWTH & INCOME FUND

<S>                             <C>
<PERIOD-TYPE>                  6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<INVESTMENTS-AT-COST>                         53629876
<INVESTMENTS-AT-VALUE>                        55965622
<RECEIVABLES>                                    49278
<ASSETS-OTHER>                                    2910
<OTHER-ITEMS-ASSETS>                                 0
<TOTAL-ASSETS>                                56017810
<PAYABLE-FOR-SECURITIES>                         60031
<SENIOR-LONG-TERM-DEBT>                              0
<OTHER-ITEMS-LIABILITIES>                        10770
<TOTAL-LIABILITIES>                              70801
<SENIOR-EQUITY>                                      0
<PAID-IN-CAPITAL-COMMON>                      53540704
<SHARES-COMMON-STOCK>                          2136349
<SHARES-COMMON-PRIOR>                                0
<ACCUMULATED-NII-CURRENT>                       200651
<OVERDISTRIBUTION-NII>                               0
<ACCUMULATED-NET-GAINS>                              0
<OVERDISTRIBUTION-GAINS>                      (130092)
<ACCUM-APPREC-OR-DEPREC>                       2335746
<NET-ASSETS>                                  55947009
<DIVIDEND-INCOME>                               179531
<INTEREST-INCOME>                                61948
<OTHER-INCOME>                                       0
<EXPENSES-NET>                                   40828
<NET-INVESTMENT-INCOME>                         200651
<REALIZED-GAINS-CURRENT>                      (130092)
<APPREC-INCREASE-CURRENT>                      2335746
<NET-CHANGE-FROM-OPS>                          2406305
<EQUALIZATION>                                       0
<DISTRIBUTIONS-OF-INCOME>                            0
<DISTRIBUTIONS-OF-GAINS>                             0
<DISTRIBUTIONS-OTHER>                                0
<NUMBER-OF-SHARES-SOLD>                        2136353
<NUMBER-OF-SHARES-REDEEMED>                        (4)
<SHARES-REINVESTED>                                  0
<NET-CHANGE-IN-ASSETS>                        55947009
<ACCUMULATED-NII-PRIOR>                              0
<ACCUMULATED-GAINS-PRIOR>                            0
<OVERDISTRIB-NII-PRIOR>                              0
<OVERDIST-NET-GAINS-PRIOR>                           0
<GROSS-ADVISORY-FEES>                            77365
<INTEREST-EXPENSE>                                   0
<GROSS-EXPENSE>                                  77752
<AVERAGE-NET-ASSETS>                          52338248
<PER-SHARE-NAV-BEGIN>                           25.000
<PER-SHARE-NII>                                  0.090
<PER-SHARE-GAIN-APPREC>                          1.100
<PER-SHARE-DIVIDEND>                             0.000
<PER-SHARE-DISTRIBUTIONS>                        0.000
<RETURNS-OF-CAPITAL>                             0.000
<PER-SHARE-NAV-END>                             26.190
<EXPENSE-RATIO>                                   0.08
[AVG-DEBT-OUTSTANDING]                               0
[AVG-DEBT-PER-SHARE]                                 0


</TABLE>


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