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Previous: METROCORP BANCSHARES INC, 10-Q, 2000-11-14 |
Next: JOHN MCSTAY INVESTMENT COUNSEL L P, 13F-NT, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 31,585
<INT-BEARING-DEPOSITS> 7,279
<FED-FUNDS-SOLD> 12,455
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 113,230
<INVESTMENTS-CARRYING> 32,860
<INVESTMENTS-MARKET> 32,288
<LOANS> 479,392
<ALLOWANCE> 9,028
<TOTAL-ASSETS> 703,542
<DEPOSITS> 612,362
<SHORT-TERM> 537
<LIABILITIES-OTHER> 10,870
<LONG-TERM> 25,000
0
0
<COMMON> 7,162
<OTHER-SE> 47,611
<TOTAL-LIABILITIES-AND-EQUITY> 703,542
<INTEREST-LOAN> 39,010
<INTEREST-INVEST> 6,228
<INTEREST-OTHER> 1,876
<INTEREST-TOTAL> 47,114
<INTEREST-DEPOSIT> 17,932
<INTEREST-EXPENSE> 1,999
<INTEREST-INCOME-NET> 27,183
<LOAN-LOSSES> 6,778
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 20,473
<INCOME-PRETAX> 5,151
<INCOME-PRE-EXTRAORDINARY> 5,151
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,301
<EPS-BASIC> 0.47
<EPS-DILUTED> 0.47
<YIELD-ACTUAL> 5.64
<LOANS-NON> 3,155
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,537
<CHARGE-OFFS> 6,473
<RECOVERIES> 1,186
<ALLOWANCE-CLOSE> 9,028
<ALLOWANCE-DOMESTIC> 6,388
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,640
</TABLE>
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