<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information from SEC Form 10-QSB and is
qualified in its entirety by reference to such financial information.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 342
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1,400
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,366
<INVESTMENTS-CARRYING> 7,351
<INVESTMENTS-MARKET> 21,489
<LOANS> 17,993
<ALLOWANCE> 202
<TOTAL-ASSETS> 41,801
<DEPOSITS> 33,711
<SHORT-TERM> 0
<LIABILITIES-OTHER> 176
<LONG-TERM> 0
0
0
<COMMON> 8,612
<OTHER-SE> (697)
<TOTAL-LIABILITIES-AND-EQUITY> 41,801
<INTEREST-LOAN> 628
<INTEREST-INVEST> 675
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 1,303
<INTEREST-DEPOSIT> 592
<INTEREST-EXPENSE> 592
<INTEREST-INCOME-NET> 711
<LOAN-LOSSES> 62
<SECURITIES-GAINS> (11)
<EXPENSE-OTHER> 659
<INCOME-PRETAX> 71
<INCOME-PRE-EXTRAORDINARY> 71
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 71
<EPS-BASIC> .08
<EPS-DILUTED> .08
<YIELD-ACTUAL> 3.82
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 2
<RECOVERIES> 2
<ALLOWANCE-CLOSE> 202
<ALLOWANCE-DOMESTIC> 202
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>