<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED FINANCIAL STATEMENTS FOR THE NINE MONTHS ENDED APRIL 30, 2000, AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> JUL-31-1999
<PERIOD-START> AUG-01-1999
<PERIOD-END> APR-30-2000
<CASH> 109,444
<SECURITIES> 0
<RECEIVABLES> 4,468,131
<ALLOWANCES> (354,100)
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 47,378
<DEPRECIATION> (21,757)
<TOTAL-ASSETS> 4,345,627
<CURRENT-LIABILITIES> 61,623
<BONDS> 4,078,645
0
0
<COMMON> 150,000
<OTHER-SE> 8,147
<TOTAL-LIABILITY-AND-EQUITY> 4,345,627
<SALES> 0
<TOTAL-REVENUES> 909,340
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 955,140
<LOSS-PROVISION> 219,785
<INTEREST-EXPENSE> 340,839
<INCOME-PRETAX> (45,800)
<INCOME-TAX> 0
<INCOME-CONTINUING> 0
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (45,800)
<EPS-BASIC> (152.667)
<EPS-DILUTED> (152.667)
</TABLE>