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Previous: CREDIT CONCEPTS INC, 10QSB, EX-15, 2000-12-15 |
Next: RIDGEWOOD FINANCIAL INC, DEFA14A, 2000-12-15 |
<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE REVIEWED
FINANCIAL STATEMENTS OF CREDIT CONCEPTS, INC. AS OF AND FOR THE THREE-MONTH
PERIOD ENDED OCTOBER 31, 2000.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUL-31-2000
<PERIOD-END> OCT-31-2000
<CASH> 79,350
<SECURITIES> 0
<RECEIVABLES> 4,804,727
<ALLOWANCES> 370,174
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 53,217
<DEPRECIATION> 21,304
<TOTAL-ASSETS> 4,667,505
<CURRENT-LIABILITIES> 0
<BONDS> 4,431,697
0
0
<COMMON> 150,000
<OTHER-SE> 5,308
<TOTAL-LIABILITY-AND-EQUITY> 4,667,505
<SALES> 0
<TOTAL-REVENUES> 385,194
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 130,037
<LOSS-PROVISION> 50,400
<INTEREST-EXPENSE> 148,415
<INCOME-PRETAX> 56,342
<INCOME-TAX> 0
<INCOME-CONTINUING> 56,342
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 56,342
<EPS-BASIC> 187.81
<EPS-DILUTED> 187.81
</TABLE>
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