|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,146
<INT-BEARING-DEPOSITS> 2,376
<FED-FUNDS-SOLD> 3,700
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 63,232
<INVESTMENTS-CARRYING> 80,090
<INVESTMENTS-MARKET> 79,849
<LOANS> 183,695
<ALLOWANCE> 967
<TOTAL-ASSETS> 285,686
<DEPOSITS> 207,771
<SHORT-TERM> 21,350
<LIABILITIES-OTHER> 2,056
<LONG-TERM> 29,268
0
0
<COMMON> 318
<OTHER-SE> 24,923
<TOTAL-LIABILITIES-AND-EQUITY> 285,686
<INTEREST-LOAN> 6,260
<INTEREST-INVEST> 2,508
<INTEREST-OTHER> 313
<INTEREST-TOTAL> 9,081
<INTEREST-DEPOSIT> 4,754
<INTEREST-EXPENSE> 6,104
<INTEREST-INCOME-NET> 2,977
<LOAN-LOSSES> 43
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,443
<INCOME-PRETAX> 602
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 536
<EPS-BASIC> 0.17
<EPS-DILUTED> 0.17
<YIELD-ACTUAL> 2.49
<LOANS-NON> 335
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 924
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 967
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
|
|