FIRST PLACE FINANCIAL CORP /DE/
8-K, 1999-12-14
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                 UNITED STATES
                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C. 20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934

      Date of Report (Date of earliest event reported): November 30, 1999
      -------------------------------------------------------------------

                          FIRST PLACE FINANCIAL CORP.
                          ---------------------------
            (Exact name of registrant as specified in its charter)

<TABLE>
<CAPTION>
Delaware                                 0-25049                        34-1880130
- --------                                 -------                        ----------
<S>                              <C>                          <C>
(State or other jurisdiction     (Commission File Number)     (IRS Employer Identification #)
  of incorporation)
</TABLE>

185 E. Market Street, Warren, OH                               44482
- --------------------------------                               -----
(Address of principal executive offices)                     (Zip Code)

Registrant's telephone number, including are code (330) 373-1221
- ----------------------------------------------------------------

                                      N/A
                                      ---
         (Former name or former address, if changed since last report)

<PAGE>

Item 5 Other Events

      On November 30, 1999, First Place Financial Corp., a Delaware corporation
("First Place"), completed the repurchase of 5% of its outstanding shares. Under
the program, announced on July 28, 1999, 562,062 shares were repurchased at an
average cost of $12.125.


Item 7 Exhibits

      Exhibit 99 - Press Release dated November 30, 1999.


                                  SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                        FIRST PLACE FINANCIAL CORP.

Dated: December 14, 1999                      By: /s/ Steven R. Lewis
       -----------------                          -------------------
                                              Steven R. Lewis,
                                              President and CEO


<PAGE>

                                                                      Exhibit 99

For Immediate Release                           For Further Information:
Tuesday, November 30, 1999                      Steven Lewis, President and CEO
                                                Troy Adair, Investor Relations
                                                Phone (330) 373-1221
                                                Fax   (330) 392-8227



              First Place Financial Corp. Completes Share Buyback

Warren, Ohio, November 30, 1999 - First Place Financial Corp. (NASDAQ: FPFC),
the holding company for First Federal Savings and Loan Association of Warren
(the "Association"), reported that it has completed the stock repurchase program
which was announced on July 28, 1999. Under the program, 562,062 shares, or 5%
of the shares outstanding, were repurchased at an average cost of $12.125.

As of September 30, 1999, First Place Financial Corp. had total consolidated
assets of $795.9 million. The Association has eleven full service offices
located throughout Trumbull and Mahoning counties along with six loan production
offices spread throughout Northeastern Ohio. Additional information about the
Association may be found on its web site: www.firstfederalofwarren.com.
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