WHITNEY HOLDING CORP
S-3, EX-23.1, 2000-11-13
NATIONAL COMMERCIAL BANKS
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<PAGE>   1
                                                                    EXHIBIT 23.1


                    CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS


As independent public accountants we hereby consent to the incorporation by
reference in this registration statement of our report dated January 12, 2000
included in Whitney Holding Corporation's Form 10-K for the year ended December
31, 1999 and to all references to our Firm included in this registration
statement.


/s/ Arthur Andersen LLP



New Orleans, Louisiana
November 13, 2000


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