<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F Cover Page
Report for the Calendar Year or Quarter Ended: June 30, 2000
Check here if Amendment [ ] ; Amendment Number: ____
This Amendment (Check only one.) : [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Maine Bank Corp.
Address: 467 Congress St.
Portland, ME 04101
Form 13F File Number: 28-05729
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Samuel A. Ladd, III
Title: President
Phone: (207) 828-3000
Signature, Place, and Date of Signing:
/s/ SAMUEL A. LADD, III PORTLAND, ME AUGUST 7, 2000
---------------------------- ---------------------- ----------------------
[Signature] [City, State] [Date]
Report type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
List of Other Managers Reporting for this Manager:
<PAGE>
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 354
Form 13F Information Table Value Total: $426,985
List of Other Included Managers:
<TABLE>
<CAPTION>
No. 13F File Number Name
<S> <C> <C>
01 Maine Bank & Trust Company
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
WHITE MTNS INS GROUP LTD COM G9618E107 16 100 SH DEFINED 01 100 0 0
AES CORP COM 00130H105 27 600 SH DEFINED 01 0 600 0
AMR CORP COM 001765106 5 200 SH DEFINED 01 200 0 0
A T & T CORP COM 001957109 610 19312 SH DEFINED 01 15907 1845 1560
AXA FINL INC COM 002451102 10 300 SH DEFINED 01 300 0 0
ABBOTT LABS COM 002824100 1224 27483 SH DEFINED 01 20393 2050 5040
ABERCROMBIE & FITCH CO CL A 002896207 3 260 SH DEFINED 01 260 0 0
AEGON N V ORD AMER REG 007924103 5 163 SH DEFINED 01 163 0 0
ADVENT SOFTWARE INC COM 007974108 77 1200 SH DEFINED 01 0 1200 0
AETNA INC COM 008117103 8 130 SH DEFINED 01 130 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 1803 24460 SH DEFINED 01 13269 9193 1998
AIR PRODS & CHEMS INC COM 009158106 137 4460 SH DEFINED 01 2855 530 1075
ALBERTO CULVER CO CL B CONV 013068101 2161 70745 SH DEFINED 01 61955 3855 4935
ALBERTSONS INC COM 013104104 8 250 SH DEFINED 01 250 0 0
ALCOA INC COM 013817101 53 1860 SH DEFINED 01 1860 0 0
ALLEGHENY ENERGY INC COM 017361106 54 2000 SH DEFINED 01 1200 800 0
ALLIANT CORP COM 018802108 20 800 SH DEFINED 01 800 0 0
ALLMERICA FINL CORP COM 019754100 97 1857 SH DEFINED 01 570 1287 0
ALLSTATE CORP COM 020002101 5 247 SH DEFINED 01 247 0 0
ALLTEL CORP COM 020039103 425 6870 SH DEFINED 01 1435 5010 425
ALPHA MICROSYSTEMS INC COM 020903100 2 600 SH DEFINED 01 600 0 0
ALTERA CORP COM 021441100 34 340 SH DEFINED 01 100 0 240
AMEREN CORP COM 023608102 11 350 SH DEFINED 01 350 0 0
AMERICA ONLINE INC DEL COM 02364J104 10 200 SH DEFINED 01 200 0 0
AMERICAN ELEC PWR INC COM 025537101 83 2822 SH DEFINED 01 2202 0 620
AMERICAN EXPRESS CO COM 025816109 582 11178 SH DEFINED 01 10938 150 90
AMERICAN GENERAL CORP COM 026351106 566 9290 SH DEFINED 01 9290 0 0
AMERICAN HOME PRODS CORP COM 026609107 3365 57292 SH DEFINED 01 36720 10112 10460
AMERICAN INTL GROUP INC COM 026874107 7932 67511 SH DEFINED 01 44497 18452 4562
AMGEN INC COM 031162100 5999 85400 SH DEFINED 01 32065 43110 10225
ANDOVER BANCORP INC DEL COM 034258103 144 5000 SH DEFINED 01 0 5000 0
ANHEUSER BUSCH COS INC COM 035229103 294 3945 SH DEFINED 01 3695 100 150
APPLIED MATLS INC COM 038222105 99 1100 SH DEFINED 01 1000 0 100
ARCH CHEMICALS INC COM 03937R102 43 2000 SH DEFINED 01 2000 0 0
ARGONAUT GROUP INC COM 040157109 38 2250 SH DEFINED 01 0 0 2250
ASHLAND INC COM 044204105 3 90 SH DEFINED 01 0 90 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
ATLANTIC RICHFIELD CO PREF CV $2.80 048825400 17 40 SH DEFINED 01 40 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 7616 142214 SH DEFINED 01 93190 37545 11479
AVERY DENNISON CORP COM 053611109 1830 27272 SH DEFINED 01 19162 5910 2200
AVON PRODS INC COM 054303102 58 1320 SH DEFINED 01 1320 0 0
BP AMOCO P L C SPONSORED ADR 055622104 1726 30518 SH DEFINED 01 17158 4820 8540
BMC SOFTWARE INC COM 055921100 647 17740 SH DEFINED 01 13705 2915 1120
BALDOR ELEC CO COM 057741100 18 1016 SH DEFINED 01 653 173 190
BALLARD PWR SYS INC COM 05858H104 4 50 SH DEFINED 01 50 0 0
BANCWEST CORP NEW 059790105 43 2624 SH DEFINED 01 2624 0 0
BANK OF AMERICA CORPORATION COM 060505104 247 5759 SH DEFINED 01 2229 1200 2330
BANK NEW YORK INC COM 064057102 979 21070 SH DEFINED 01 16750 1260 3060
BANK ONE CORP COM 06423A103 40 1509 SH DEFINED 01 1389 120 0
BANKNORTH GROUP INC NEW COM 06646R107 12 800 SH DEFINED 01 400 400 0
BARD C R INC COM 067383109 19 400 SH DEFINED 01 400 0 0
BAXTER INTL INC COM 071813109 296 4214 SH DEFINED 01 2200 450 1564
BECTON DICKINSON & CO COM 075887109 59 2070 SH DEFINED 01 1970 100 0
BELL ATLANTIC CORP COM 077853109 1789 35215 SH DEFINED 01 27458 7287 470
BELLSOUTH CORP COM 079860102 944 22172 SH DEFINED 01 18250 2238 1684
BEMIS INC COM 081437105 12 375 SH DEFINED 01 70 90 215
BERKSHIRE HATHAWAY INC DEL CL A 084670108 645 12 SH DEFINED 01 12 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 344 196 SH DEFINED 01 196 0 0
BESTFOODS COM 08658U101 3936 56851 SH DEFINED 01 51871 3980 1000
BINDLEY WESTN INDS INC COM 090324104 4 177 SH DEFINED 01 0 0 177
BIOMET INC COM 090613100 3 100 SH DEFINED 01 100 0 0
BOEING CO COM 097023105 282 6754 SH DEFINED 01 5754 0 1000
BRISTOL MYERS SQUIBB CO COM 110122108 5998 102971 SH DEFINED 01 64540 31260 7171
BRITISH TELECOMMUNICATIONS ADR FINAL INST 111021408 6 50 SH DEFINED 01 0 50 0
BROADWING INC COM 111620100 10 400 SH DEFINED 01 0 0 400
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 26 1000 SH DEFINED 01 0 1000 0
BURLINGTON NORTHN SANTE FE CORP COM 12189T104 29 1287 SH DEFINED 01 1287 0 0
CIGNA CORP COM 125509109 293 3140 SH DEFINED 01 2352 788 0
CNA FINL CORP COM 126117100 31 939 SH DEFINED 01 939 0 0
C P & L ENERGY INC COM 12614C106 25 800 SH DEFINED 01 0 800 0
CABLE & WIRELESS HKT SPONSORED ADR 126828102 4 203 SH DEFINED 01 203 0 0
CABLE & WIRELESS PUB LTD CO SPONSORED ADR 126830207 25 500 SH DEFINED 01 0 0 500
CALIFORNIA WTR SVC GROUP COM 130788102 11 480 SH DEFINED 01 480 0 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CAMPBELL SOUP CO COM 134429109 2 90 SH DEFINED 01 0 0 90
CARDINAL HEALTH INC COM 14149Y108 788 10655 SH DEFINED 01 7580 1185 1890
CENDANT CORP COM 151313103 4 350 SH DEFINED 01 350 0 0
CHAMPION INTL CORP COM 158525105 0 10 SH DEFINED 01 0 10 0
CHASE MANHATTAN CORP NEW COM 16161A108 108 2355 SH DEFINED 01 2355 0 0
CHEMED CORP COM 163596109 14 500 SH DEFINED 01 0 500 0
CHEVRON CORPORATION COM 166751107 843 9948 SH DEFINED 01 8778 950 220
CHUBB CORP COM 171232101 3 60 SH DEFINED 01 0 60 0
CISCO SYS INC COM 17275R102 8910 140187 SH DEFINED 01 102682 17905 19600
CINTAS CORP COM 172908105 1 30 SH DEFINED 01 30 0 0
CITIGROUP INC COM 172967101 1371 22769 SH DEFINED 01 17951 4620 198
CITIZENS COMMUNICATIONS CO COM 17453B101 1 100 SH DEFINED 01 100 0 0
CITY INVESTING CO LIQ TR UNIT BEN INT 177900107 0 50 SH DEFINED 01 50 0 0
CLOROX CO DEL COM 189054109 44 1000 SH DEFINED 01 0 1000 0
COASTAL CORP COM 190441105 60 1000 SH DEFINED 01 0 1000 0
COCA COLA CO COM 191216100 1427 24849 SH DEFINED 01 12837 5684 6328
COLGATE PALMOLIVE CO COM 194162103 439 7336 SH DEFINED 01 3636 3200 500
COMERICA INC COM 200340107 201 4500 SH DEFINED 01 4500 0 0
COMPAQ COMPUTER CORP COM 204493100 33 1295 SH DEFINED 01 1295 0 0
COMPUTER ASSOC INTL INC COM 204912109 1129 22060 SH DEFINED 01 17725 1505 2830
COMPUTER SCIENCES CORP COM 205363104 278 3725 SH DEFINED 01 3490 0 235
CONAGRA INC COM 205887102 49 2620 SH DEFINED 01 1480 740 400
CONSECO INC COM 208464107 19 2000 SH DEFINED 01 2000 0 0
CONSOLIDATED EDISON INC COM 209115104 67 2262 SH DEFINED 01 2262 0 0
CORNING INC COM 219350105 995 3690 SH DEFINED 01 65 3100 525
CYTEC INDS INC COM 232820100 6 255 SH DEFINED 01 255 0 0
DQE INC COM 23329J104 156 3960 SH DEFINED 01 3960 0 0
DPL INC COM 233293109 36 1687 SH DEFINED 01 0 0 1687
DANA CORP COM 235811106 10 500 SH DEFINED 01 500 0 0
DEERE & CO COM 244199105 33 900 SH DEFINED 01 150 600 150
DELL COMPUTER CORP COM 247025109 4 100 SH DEFINED 01 0 100 0
DELPHI AUTOMOTIVE SYS CORP COM 247126105 12 844 SH DEFINED 01 215 629 0
DENTSPLY INTL INC NEW COM 249030107 550 17860 SH DEFINED 01 5260 12550 50
DIAMONDS TR SER 1 UIT 252787106 212 2035 SH DEFINED 01 305 0 1730
DIEBOLD INC COM 253651103 132 4740 SH DEFINED 01 4500 0 240
DISNEY WALT CO COM DISNEY 254687106 911 23480 SH DEFINED 01 9010 9845 4625
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
DOLLAR GEN CORP COM 256669102 389 19978 SH DEFINED 01 14130 1222 4626
DOMINION RES INC VA NEW COM 25746U109 212 4956 SH DEFINED 01 3214 0 1742
DOVER CORP COM 260003108 938 23135 SH DEFINED 01 1735 20500 900
DOW CHEM CO COM 260543103 474 15711 SH DEFINED 01 13260 2190 261
DOW JONES & CO INC COM 260561105 36 500 SH DEFINED 01 0 500 0
DU PONT E I DE NEMOURS & CO COM 263534109 929 21247 SH DEFINED 01 15660 2187 3400
DUKE ENERGY CORP COM 264399106 112 2000 SH DEFINED 01 2000 0 0
DUN & BRADSTREET NEW 26483B106 15 531 SH DEFINED 01 531 0 0
E M C CORP MASS COM 268648102 256 3340 SH DEFINED 01 490 400 2450
EASTERN ENTERPRISES COM 27637F100 28 450 SH DEFINED 01 450 0 0
EASTMAN KODAK CO COM 277461109 273 4590 SH DEFINED 01 4590 0 0
ECOLAB INC COM 278865100 256 6555 SH DEFINED 01 6435 0 120
EL PASO ENERGY CORP DEL COM 283905107 3 60 SH DEFINED 01 60 0 0
ELAN PLC ADR 284131208 1103 22795 SH DEFINED 01 18460 2735 1600
ELECTRONIC DATA SYS NEW COM 285661104 1531 37123 SH DEFINED 01 33493 980 2650
EMERSON ELEC CO COM 291011104 3026 50140 SH DEFINED 01 34170 11315 4655
ENERGEN CORP COM 29265N108 125 5750 SH DEFINED 01 3130 2620 0
ENRON CORP COM 293561106 195 3030 SH DEFINED 01 580 800 1650
EQUIFAX INC COM 294429105 28 1100 SH DEFINED 01 700 400 0
ERICSSON L M TEL CO ADR CL B SEK10 294821400 88 4400 SH DEFINED 01 4400 0 0
EXXON MOBIL CORP COM 30231G102 8336 106195 SH DEFINED 01 76683 19456 10056
FPL GROUP INC COM 302571104 70 1432 SH DEFINED 01 1132 300 0
FALL RIVER GAS CO COM 306279100 52 2400 SH DEFINED 01 0 0 2400
FAMILY DLR STORES INC COM 307000109 192 9840 SH DEFINED 01 6730 1450 1660
FEDERAL HOME LN MTG CORP COM 313400301 48 1200 SH DEFINED 01 1200 0 0
FANNIE MAE COM 313586109 5950 114040 SH DEFINED 01 71740 37005 5295
FEDERAL SIGNAL CORP COM 313855108 10 625 SH DEFINED 01 310 0 315
FIFTH THIRD BANCORP COM 316773100 31 500 SH DEFINED 01 500 0 0
FIRST DATA CORP COM 319963104 418 8430 SH DEFINED 01 5900 520 2010
FIRST NATIONAL LINCOLN CORP COM 335716106 161 10720 SH DEFINED 01 4400 6320 0
FIRST UN CORP COM 337358105 32 1325 SH DEFINED 01 1150 175 0
FIRSTAR CORP NEW WIS COM 33763V109 313 14897 SH DEFINED 01 14897 0 0
FLEETBOSTON FINL CORP COM 339030108 866 25478 SH DEFINED 01 10434 15044 0
FLORIDA PROGRESS CORP COM 341109106 87 1875 SH DEFINED 01 1875 0 0
FLOWERS INDS INC COM 343496105 330 16599 SH DEFINED 01 14115 2374 110
FORD MTR CO DEL COM 345370100 54 1279 SH DEFINED 01 600 679 0
FREEPORT-MCMORAN COPPER
& GOCL B 35671D857 28 3117 SH DEFINED 01 0 0 3117
FREEPORT MCMORAN OIL &
GAS RUNIT BEN INT 356713107 0 444 SH DEFINED 01 0 0 444
GATX CORP COM 361448103 184 5438 SH DEFINED 01 4498 500 440
GTE CORP COM 362320103 1895 30447 SH DEFINED 01 22877 3615 3955
GANNETT INC COM 364730101 2895 48416 SH DEFINED 01 36331 7515 4570
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ --------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GENERAL ELEC CO COM 369604103 16484 311024 SH DEFINED 01 201479 85585 23960
GENERAL MLS INC COM 370334104 508 13288 SH DEFINED 01 5888 5400 2000
GENERAL MTRS CORP COM 370442105 110 1900 SH DEFINED 01 1000 900 0
GENERAL MTRS CORP CL H NEW 370442832 0 10 SH DEFINED 01 10 0 0
GENTEX CORP COM 371901109 2470 98360 SH DEFINED 01 77060 12260 9040
GENUINE PARTS CO COM 372460105 227 11392 SH DEFINED 01 9081 2034 277
GILLETTE CO COM 375766102 243 6970 SH DEFINED 01 6970 0 0
GRAINGER W W INC COM 384802104 11 388 SH DEFINED 01 388 0 0
HALLIBURTON CO COM 406216101 87 1850 SH DEFINED 01 800 800 250
HANCOCK JOHN INCOME SECS TR COM 410123103 60 4535 SH DEFINED 01 2267 2268 0
HANNAFORD BROS CO COM 410550107 2534 35270 SH DEFINED 01 24570 5645 5055
HARRIS CORP DEL COM 413875105 65 2000 SH DEFINED 01 2000 0 0
HARTFORD FINL SVCS
GROUP INCCOM 416515104 22 400 SH DEFINED 01 200 0 200
HEALTHSOUTH CORP COM 421924101 2 280 SH DEFINED 01 280 0 0
HEALTH MGMT ASSOC INC NEW CL A 421933102 26 2000 SH DEFINED 01 0 2000 0
HEINZ H J CO COM 423074103 238 5452 SH DEFINED 01 4510 732 210
HEWLETT PACKARD CO COM 428236103 8276 66278 SH DEFINED 01 36741 24393 5144
HILLENBRAND INDS INC COM 431573104 2 65 SH DEFINED 01 0 65 0
HOME DEPOT INC COM 437076102 1128 22611 SH DEFINED 01 18424 405 3782
HONEYWELL INTL INC COM 438516106 614 18242 SH DEFINED 01 12687 3362 2193
HSBC BK PLC SP ADR UNIT B 44328M609 25 1000 SH DEFINED 01 1000 0 0
HUBBELL INC CL B 443510201 6 270 SH DEFINED 01 270 0 0
HUNTINGTON BANCSHARES INC COM 446150104 111 7054 SH DEFINED 01 6655 399 0
IMC GLOBAL INC COM 449669100 23 1786 SH DEFINED 01 1120 0 666
IDEXX LABORATORIES INC COM 45168D104 228 10000 SH DEFINED 01 0 10000 0
ILLINOIS TOOL WORKS INC COM 452308109 676 11860 SH DEFINED 01 9550 560 1750
INTEL CORP COM 458140100 160186 1198286 SH DEFINED 01 111747 1075873 10666
INTELLIGENT CONTROLS COM 45815R100 0 426 SH DEFINED 01 426 0 0
INTERNATIONAL ALUM CORP COM 458884103 4 280 SH DEFINED 01 0 280 0
INTERNATIONAL BUSINESS MACH COM 459200101 2583 23584 SH DEFINED 01 16872 1950 4762
INTERNATIONAL FLAVORS &
FRAGRA COM 459506101 41 1370 SH DEFINED 01 770 600 0
INTERNATIONAL PAPER CO COM 460146103 43 1450 SH DEFINED 01 1250 0 200
INTERPUBLIC GROUP COS INC COM 460690100 4911 114213 SH DEFINED 01 99538 7390 7285
JACOBS ENGR GROUP INC DEL COM 469814107 13 425 SH DEFINED 01 425 0 0
JEFFERSON PILOT CORP COM 475070108 1411 25015 SH DEFINED 01 21761 1257 1997
JOHNSON & JOHNSON COM 478160104 4908 48188 SH DEFINED 01 35098 8825 4265
KELLOGG CO COM 487836108 59 2000 SH DEFINED 01 2000 0 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
KEYCORP NEW COM 493267108 8 480 SH DEFINED 01 480 0 0
KEYSPAN CORP COM 49337W100 9 300 SH DEFINED 01 300 0 0
KIMBERLY CLARK CORP COM 494368103 281 4900 SH DEFINED 01 4800 100 0
KINDER MORGAN INC KANS COM 49455P101 5 150 SH DEFINED 01 150 0 0
KINDER MORGAN ENERGY
PARTNER UT LTD PARTNER 494550106 19 486 SH DEFINED 01 0 486 0
LG&E ENERGY CORP COM 501917108 39 1670 SH DEFINED 01 1670 0 0
LAMOREAUX PARTNERSHIP 51363999A 2699 1 SH DEFINED 01 1 0 0
LANIER WORLDWIDE INC COM 51589L105 2 2000 SH DEFINED 01 2000 0 0
LAUDER ESTEE COS INC CL A 518439104 49 1000 SH DEFINED 01 0 1000 0
LEE OIL & NATURAL GAS CO CLASS A COM 523995108 1 1200 SH DEFINED 01 1200 0 0
LEGGETT & PLATT INC COM 524660107 257 15630 SH DEFINED 01 14180 100 1350
LEHMAN BROS HLDGS INC COM 524908100 22 233 SH DEFINED 01 233 0 0
LOWES COS INC COM 548661107 52 1275 SH DEFINED 01 250 0 1025
LUCENT TECHNOLOGIES INC COM 549463107 1992 33636 SH DEFINED 01 22935 7904 2797
MBIA INC COM 55262C100 12 260 SH DEFINED 01 260 0 0
MBNA CORPORATION 55262L100 25 937 SH DEFINED 01 937 0 0
MCN ENERGY GROUP INC COM 55267J100 0 20 SH DEFINED 01 20 0 0
MDU RES GROUP INC COM 552690109 276 12810 SH DEFINED 01 12000 810 0
MARSH & MCLENNAN COS INC COM 571748102 2880 27585 SH DEFINED 01 22070 3630 1885
MASCO CORP COM 574599106 130 7235 SH DEFINED 01 5970 475 790
MAXWELL TECHNOLOGIES INC COM 577767106 6 500 SH DEFINED 01 0 500 0
MAY DEPT STORES CO COM 577778103 37 1570 SH DEFINED 01 0 1570 0
MCDONALDS CORP COM 580135101 1289 39149 SH DEFINED 01 25906 6655 6588
MCGRAW HILL COMPANIES INC COM 580645109 2587 47909 SH DEFINED 01 5463 42371 75
MCMORAN EXPLORATION CO COM 582411104 3 186 SH DEFINED 01 0 0 186
MEAD CORP COM 582834107 1054 41750 SH DEFINED 01 35795 800 5155
MEDIAONE GROUP INC COM 58440J104 144 2171 SH DEFINED 01 1618 553 0
MEDTRONIC INC COM 585055106 49 1000 SH DEFINED 01 200 0 800
MELLON FINL CORP COM 58551A108 943 25900 SH DEFINED 01 11170 11160 3570
MERCK & CO INC COM 589331107 8501 110955 SH DEFINED 01 69662 34348 6945
MERRILL LYNCH & CO INC COM 590188108 34 300 SH DEFINED 01 300 0 0
MICROSOFT CORP COM 594918104 5534 69178 SH DEFINED 01 55093 8155 5930
MICRON TECHNOLOGY INC COM 595112103 140 1600 SH DEFINED 01 1600 0 0
MINNESOTA MNG & MFG CO COM 604059105 1086 13175 SH DEFINED 01 8893 1986 2296
MOLEX INC COM 608554101 661 13745 SH DEFINED 01 12805 440 500
MORGAN J P & CO INC COM 616880100 1113 10109 SH DEFINED 01 7572 887 1650
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MORGAN STANLEY DEAN
WITTER & C COM NEW 617446448 94 1138 SH DEFINED 01 208 0 930
MOTOROLA INC COM 620076109 388 13362 SH DEFINED 01 3900 7776 1686
MYLAN LABS INC COM 628530107 46 2575 SH DEFINED 01 2575 0 0
NCR CORP NEW COM 62886E108 0 18 SH DEFINED 01 18 0 0
NASDAQ 100 TR UNIT SER 1 631100104 232 2500 SH DEFINED 01 370 0 2130
NATIONAL CITY CORPORATION COM 635405103 120 7042 SH DEFINED 01 5450 1592 0
NATIONAL SEMICONDUCTOR CORP COM 637640103 10 180 SH DEFINED 01 0 180 0
NATIONAL SVC INDS INC COM 637657107 12 615 SH DEFINED 01 200 415 0
NETWORKS ASSOCS INC COM 640938106 10 500 SH DEFINED 01 500 0 0
NEW CENTURY ENERGIES INC COM 64352U103 9 313 SH DEFINED 01 0 313 0
NEW JERSEY RES COM 646025106 197 5177 SH DEFINED 01 4782 395 0
NEWELL RUBBERMAID INC COM 651229106 70 2735 SH DEFINED 01 2085 440 210
NISOURCE INC COM 65473P105 63 3400 SH DEFINED 01 0 0 3400
NORFOLK SOUTHERN CORP COM 655844108 3 225 SH DEFINED 01 0 0 225
NORTHN STS PWR CO MINN COM 665772109 54 2700 SH DEFINED 01 2700 0 0
NORTHERN TR CORP COM 665859104 58 900 SH DEFINED 01 900 0 0
NUCOR CORP COM 670346105 15 465 SH DEFINED 01 465 0 0
NUVEEN INSD PREM INCOME MUN COM 6706D8104 21 1900 DEFINED 01 1900 0 0
NUVEEN CONN PREM INCOME MUN
SH BEN INT 67060D107 143 10000 DEFINED 01 10000 0 0
NUVEEN MUN MKT OPPORTUNITY F COM 67062W103 20 1600 DEFINED 01 0 1600 0
NVEST LIMITED PARTNERSHIP 67065F107 37 1000 SH DEFINED 01 0 1000 0
OGE ENERGY CORP COM 670837103 46 2500 SH DEFINED 01 500 2000 0
NUVEEN MUN VALUE FD INC COM 670928100 235 27993 DEFINED 01 0 27993 0
NUVEEN FLA INVT QUALITY MUN COM 670970102 308 21825 DEFINED 01 21825 0 0
NUVEEN NY SELECT QUALITY
MUNCOM 670976109 5 380 DEFINED 01 380 0 0
OLIN CORP COM PAR $1 680665205 66 4000 SH DEFINED 01 4000 0 0
OMNICOM GROUP INC COM 681919106 1433 16095 SH DEFINED 01 13455 1680 960
ORACLE CORP COM 68389X105 233 2774 SH DEFINED 01 2000 0 774
OTTER TAIL PWR CO COM 689648103 33 1600 SH DEFINED 01 1600 0 0
PNC FINL SVCS GROUP INC COM 693475105 87 1862 SH DEFINED 01 1802 0 60
PPG INDS INC COM 693506107 42 950 SH DEFINED 01 0 0 950
PALL CORP COM 696429307 48 2605 SH DEFINED 01 2235 370 0
PATTERSON DENTAL CO COM 703412106 32 635 SH DEFINED 01 635 0 0
PENNEY J C INC COM 708160106 26 1440 SH DEFINED 01 240 0 1200
PEPSICO INC COM 713448108 4279 96311 SH DEFINED 01 43251 48005 5055
PFIZER INC COM 717081103 4433 92360 SH DEFINED 01 56535 20625 15200
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
PHARMACIA CORP COM 71713U102 442 8560 SH DEFINED 01 4775 3785 0
PHILIP MORRIS COS INC COM 718154107 185 6971 SH DEFINED 01 6971 0 0
PHILLIPS PETE CO COM 718507106 30 600 SH DEFINED 01 600 0 0
PHOENIX DUFF & PHELPS CV 6.000% 11/01/15 719085AA0 0 500 PRN DEFINED 01 0 500 0
PIEDMONT NAT GAS INC COM 720186105 102 3860 SH DEFINED 01 3050 480 330
PINNACLE WEST CAP CORP COM 723484101 13 394 SH DEFINED 01 394 0 0
PITNEY BOWES INC COM 724479100 1488 37200 SH DEFINED 01 18670 16105 2425
PLUG POWER INC COM 72919P103 37 600 SH DEFINED 01 600 0 0
POTASH CORP SASK INC COM 73755L107 8 160 SH DEFINED 01 160 0 0
PREMIER NATL BANCORP INC COM 74053F107 4 330 SH DEFINED 01 330 0 0
PRICE T ROWE & ASSOCIATES COM 741477103 1211 28495 SH DEFINED 01 15415 9795 3285
PROCTER & GAMBLE CO COM 742718109 3896 68069 SH DEFINED 01 40319 23840 3910
PROVIDIAN FINL CORP COM 74406A102 18 200 SH DEFINED 01 200 0 0
PUBLIC SVC ENTERPRISE GROUP
INC COM 744573106 19 575 SH DEFINED 01 575 0 0
PUGET SOUND ENERGY INC COM 745332106 19 900 SH DEFINED 01 0 0 900
QUALCOMM INC COM 747525103 24 400 SH DEFINED 01 0 400 0
R G S ENERGY GROUP INC COM 74956K104 0 40 SH DEFINED 01 40 0 0
RPM INC OHIO COM 749685103 61 6069 SH DEFINED 01 3914 1125 1030
RAYTHEON CO CL B 755111408 19 1000 SH DEFINED 01 1000 0 0
REGIONS FINL CORP COM 758940100 3 180 SH DEFINED 01 180 0 0
RELIASTAR FINL CORP COM 75952U103 20 400 SH DEFINED 01 400 0 0
RIGGS NATL CORP WASH DC COM 766570105 4 350 SH DEFINED 01 350 0 0
RITE AID CORP COM 767754104 0 75 SH DEFINED 01 75 0 0
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 675 10974 SH DEFINED 01 7759 2653 562
SBC COMMUNICATIONS INC COM 78387G103 2896 66980 SH DEFINED 01 52251 8834 5895
SJW CORP COM 784305104 23 200 SH DEFINED 01 200 0 0
SLM HLDG CORP COM 78442A109 219 5855 SH DEFINED 01 4595 1050 210
SABRE HLDGS CORP CL A 785905100 4 144 SH DEFINED 01 144 0 0
SANMINA CORP COM 800907107 34 400 SH DEFINED 01 0 400 0
SARA LEE CORP COM 803111103 907 47000 SH DEFINED 01 38715 6625 1660
SCANA CORP NEW COM 80589M102 25 1050 SH DEFINED 01 750 300 0
SCHERING PLOUGH CORP COM 806605101 7425 147030 SH DEFINED 01 90298 46430 10302
SCHLUMBERGER LTD COM 806857108 3534 47372 SH DEFINED 01 20652 23880 2840
SCHWAB CHARLES CORP NEW COM 808513105 51 1542 SH DEFINED 01 1542 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 7 238 SH DEFINED 01 238 0 0
SEALED AIR CORP NEW COM 81211K100 395 7550 SH DEFINED 01 4145 1795 1610
SEARS ROEBUCK & CO COM 812387108 4 133 SH DEFINED 01 133 0 0
SECTOR SPDR TR SBI INT-TECH 81369Y803 65 1200 SH DEFINED 01 1200 0 0
SEMPRA ENERGY COM 816851109 19 1151 SH DEFINED 01 400 0 751
SHERWIN WILLIAMS CO COM 824348106 19 920 SH DEFINED 01 840 0 80
SMITHKLINE BEECHAM PLC ADR REP ORD 832378301 78 1200 SH DEFINED 01 800 0 400
SOLECTRON CORP COM 834182107 16 400 SH DEFINED 01 400 0 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SOLUTIA INC COM 834376105 6 500 SH DEFINED 01 500 0 0
SONOCO PRODS CO COM 835495102 5 280 SH DEFINED 01 280 0 0
SONTEK INDUSTRIES INC COM 83559910A 9 9301 SH DEFINED 01 9301 0 0
SOUTHERN CO COM 842587107 82 3532 SH DEFINED 01 2732 800 0
SOUTHWEST AIRLS CO COM 844741108 847 44761 SH DEFINED 01 34777 2067 7917
SPRINT CORP COM 852061100 83 1640 SH DEFINED 01 240 800 600
SPRINT CORP PCS COM SER 1 852061506 48 820 SH DEFINED 01 120 500 200
STANLEY WKS COM 854616109 40 1688 SH DEFINED 01 1688 0 0
STAPLES INC COM 855030102 654 42600 SH DEFINED 01 30545 4820 7235
STATE STR CORP COM 857477103 8516 80297 SH DEFINED 01 44982 31880 3435
STRATUS PPTYS INC COM 863167102 5 1191 SH DEFINED 01 1191 0 0
SUMMIT BANCORP COM 866005101 7 297 SH DEFINED 01 297 0 0
SUN MICROSYSTEMS 866810104 5559 61145 SH DEFINED 01 49130 6115 5900
SUNGARD DATA SYS INC COM 867363103 3444 111125 SH DEFINED 01 23170 85075 2880
SUNTRUST BKS INC COM 867914103 1469 32180 SH DEFINED 01 11810 18310 2060
SUPERVALU INC COM 868536103 109 5720 SH DEFINED 01 5390 330 0
SYSCO CORP COM 871829107 5890 139842 SH DEFINED 01 120772 10485 8585
TCI SATELLITE ENTMT INC CL A 872298104 8 1000 SH DEFINED 01 1000 0 0
TECO ENERGY INC COM 872375100 40 2000 SH DEFINED 01 2000 0 0
TELECOM CORP NEW ZEALAND
LTD SPONSORED ADR 879278208 22 800 SH DEFINED 01 800 0 0
TEXACO INC COM 881694103 528 9918 SH DEFINED 01 7918 0 2000
TEXAS INSTRS INC COM 882508104 206 3000 SH DEFINED 01 3000 0 0
TIME WARNER INC COM 887315109 64 850 SH DEFINED 01 650 0 200
TOMPKINSTRUSTCO INC COM 890110109 59 2388 SH DEFINED 01 0 2388 0
TRIBUNE COMPANY 896047107 215 6170 SH DEFINED 01 5580 590 0
TRINITY INDS INC COM 896522109 1 90 SH DEFINED 01 90 0 0
TYCO INTL LTD NEW COM 902124106 1470 31050 SH DEFINED 01 14800 9730 6520
UNICOM CORP COM 904911104 15 400 SH DEFINED 01 400 0 0
UNION CARBIDE CORP COM 905581104 0 3 SH DEFINED 01 3 0 0
UNION PAC CORP COM 907818108 29 800 SH DEFINED 01 800 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1 25 SH DEFINED 01 25 0 0
U S WEST INC NEW COM 91273H101 568 6634 SH DEFINED 01 2295 738 3601
UNITED TECHNOLOGIES CORP COM 913017109 282 4796 SH DEFINED 01 1196 3200 400
UNITEDHEALTH GROUP INC COM 91324P102 18 210 SH DEFINED 01 210 0 0
UNITRIN INC COM 913275103 88 3000 SH DEFINED 01 0 0 3000
UNOCAL CORP COM 915289102 8 244 SH DEFINED 01 0 244 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
--------------------------- -------------- --------- -------- ------- --- ---- ------- --------- ------ -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
UNUMPROVIDENT CORP COM 91529Y106 1726 86043 SH DEFINED 01 16495 51034 18514
VAN KAMPEN MUNICIPAL OPPORTUNITY
TRUST 920935103 17 1300 DEFINED 01 1300 0 0
VODAFONE AIRTOUCH PLC SPONSORED ADR 92857T107 292 7060 SH DEFINED 01 5830 755 475
VULCAN MATLS CO COM 929160109 48 1125 SH DEFINED 01 1125 0 0
WACHOVIA CORP COM 929771103 174 3210 SH DEFINED 01 3210 0 0
WAL MART STORES INC COM 931142103 398 6922 SH DEFINED 01 5022 0 1900
WALGREEN CO COM 931422109 4626 143769 SH DEFINED 01 116091 7130 20548
WASHINGTON GAS LT CO COM 938837101 32 1365 SH DEFINED 01 605 760 0
WEINGARTEN RLTY INVS SH BEN INT 948741103 9 225 SH DEFINED 01 225 0 0
WELLS FARGO & CO NEW COM 949746101 243 6285 SH DEFINED 01 4535 1350 400
WEYERHAEUSER CO COM 962166104 21 500 SH DEFINED 01 0 0 500
WILLAMETTE INDS INC COM 969133107 365 13415 SH DEFINED 01 11665 1540 210
WILLIAMS COS INC COM 969457100 2625 63001 SH DEFINED 01 53948 2850 6203
WILMINGTON TRUST CORP COM 971807102 43 1010 SH DEFINED 01 1010 0 0
WISCONSIN ENERGY CORP COM 976657106 19 1000 SH DEFINED 01 0 1000 0
WORLDCOM INC GA NEW COM 98157D106 3714 80974 SH DEFINED 01 67487 5355 8132
WYNNS INTL INC COM 983195108 180 7951 SH DEFINED 01 6182 1180 589
XEROX CORP COM 984121103 79 3820 SH DEFINED 01 3520 0 300
GRAND TOTALS 426985 6275534 3480387 2302075 493072
</TABLE>
