<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-Q FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO THE UNAUDITED FINANCIAL STATEMENTS CONTAINED THEREIN.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,041
<INT-BEARING-DEPOSITS> 11,348
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 62,439
<INVESTMENTS-CARRYING> 583
<INVESTMENTS-MARKET> 591
<LOANS> 451,052
<ALLOWANCE> (5,677)
<TOTAL-ASSETS> 537,264
<DEPOSITS> 365,920
<SHORT-TERM> 5,000
<LIABILITIES-OTHER> 12,772
<LONG-TERM> 0
0
0
<COMMON> 93
<OTHER-SE> 153,479
<TOTAL-LIABILITIES-AND-EQUITY> 537,264
<INTEREST-LOAN> 25,543
<INTEREST-INVEST> 3,830
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 29,373
<INTEREST-DEPOSIT> 13,201
<INTEREST-EXPENSE> 13,599
<INTEREST-INCOME-NET> 15,774
<LOAN-LOSSES> 25
<SECURITIES-GAINS> (54)
<EXPENSE-OTHER> 6,184
<INCOME-PRETAX> 9,775
<INCOME-PRE-EXTRAORDINARY> 9,775
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 6,071
<EPS-BASIC> 0.68
<EPS-DILUTED> 0.68
<YIELD-ACTUAL> 7.40
<LOANS-NON> 2,326
<LOANS-PAST> 0
<LOANS-TROUBLED> 1,767
<LOANS-PROBLEM> 1,838
<ALLOWANCE-OPEN> 5,689
<CHARGE-OFFS> 62
<RECOVERIES> 25
<ALLOWANCE-CLOSE> 5,677
<ALLOWANCE-DOMESTIC> 3,402
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,275
</TABLE>