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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FORM
10-Q FOR THE SIX MONTHS ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO THE UNAUDITED FINANCIAL STATEMENTS CONTAINED THEREIN.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 1,074
<INT-BEARING-DEPOSITS> 4,945
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 71,321
<INVESTMENTS-CARRYING> 607
<INVESTMENTS-MARKET> 615
<LOANS> 446,048
<ALLOWANCE> (5,673)
<TOTAL-ASSETS> 536,919
<DEPOSITS> 357,739
<SHORT-TERM> 7,000
<LIABILITIES-OTHER> 12,659
<LONG-TERM> 0
0
0
<COMMON> 98
<OTHER-SE> 159,423
<TOTAL-LIABILITIES-AND-EQUITY> 536,919
<INTEREST-LOAN> 16,701
<INTEREST-INVEST> 2,661
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 19,362
<INTEREST-DEPOSIT> 8,522
<INTEREST-EXPENSE> 8,748
<INTEREST-INCOME-NET> 10,614
<LOAN-LOSSES> 25
<SECURITIES-GAINS> (21)
<EXPENSE-OTHER> 4,141
<INCOME-PRETAX> 6,597
<INCOME-PRE-EXTRAORDINARY> 6,597
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,106
<EPS-BASIC> 0.45
<EPS-DILUTED> 0.45
<YIELD-ACTUAL> 7.32
<LOANS-NON> 2,518
<LOANS-PAST> 0
<LOANS-TROUBLED> 2,051
<LOANS-PROBLEM> 1,935
<ALLOWANCE-OPEN> 5,689
<CHARGE-OFFS> 41
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 5,673
<ALLOWANCE-DOMESTIC> 3,472
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,201
</TABLE>
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