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Previous: PROVIDENT BANCORP INC/NY/, 10-K, EX-23.1, 2000-12-29 |
Next: VARIABLE ANNUITY ACCOUNT SEVEN, 497, 2000-12-29 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
<CASH> 12,785
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 162,157
<INVESTMENTS-CARRYING> 48,586
<INVESTMENTS-MARKET> 48,374
<LOANS> 589,822
<ALLOWANCE> 7,653
<TOTAL-ASSETS> 844,786
<DEPOSITS> 608,976
<SHORT-TERM> 127,571
<LIABILITIES-OTHER> 11,282
<LONG-TERM> 0
0
0
<COMMON> 828
<OTHER-SE> 90,158
<TOTAL-LIABILITIES-AND-EQUITY> 844,786
<INTEREST-LOAN> 45,043
<INTEREST-INVEST> 13,268
<INTEREST-OTHER> 588
<INTEREST-TOTAL> 58,899
<INTEREST-DEPOSIT> 18,721
<INTEREST-EXPENSE> 26,034
<INTEREST-INCOME-NET> 32,865
<LOAN-LOSSES> 1,710
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 25,808
<INCOME-PRETAX> 8,738
<INCOME-PRE-EXTRAORDINARY> 8,738
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 5,782
<EPS-BASIC> 0.76
<EPS-DILUTED> 0.76
<YIELD-ACTUAL> 0
<LOANS-NON> 4,031
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,202
<CHARGE-OFFS> 370
<RECOVERIES> 111
<ALLOWANCE-CLOSE> 7,653
<ALLOWANCE-DOMESTIC> 7,653
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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