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Previous: PROVIDENT BANCORP INC/NY/, 10-Q, EX-27.1, 2000-08-10 |
Next: COHOES BANCORP INC, SC 14D9/A, 2000-08-10 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> MAR-31-2000
<CASH> 15,580
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 166,206
<INVESTMENTS-CARRYING> 56,078
<INVESTMENTS-MARKET> 55,151
<LOANS> 573,518
<ALLOWANCE> 6,954
<TOTAL-ASSETS> 844,193
<DEPOSITS> 605,441
<SHORT-TERM> 129,446
<LIABILITIES-OTHER> 13,158
<LONG-TERM> 0
0
0
<COMMON> 828
<OTHER-SE> 85,498
<TOTAL-LIABILITIES-AND-EQUITY> 844,193
<INTEREST-LOAN> 22,048
<INTEREST-INVEST> 6,511
<INTEREST-OTHER> 261
<INTEREST-TOTAL> 28,820
<INTEREST-DEPOSIT> 8,897
<INTEREST-EXPENSE> 12,517
<INTEREST-INCOME-NET> 16,303
<LOAN-LOSSES> 900
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 13,010
<INCOME-PRETAX> 4,034
<INCOME-PRE-EXTRAORDINARY> 4,034
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,627
<EPS-BASIC> 0.33
<EPS-DILUTED> 0.33
<YIELD-ACTUAL> 0
<LOANS-NON> 3,880
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 6,202
<CHARGE-OFFS> 173
<RECOVERIES> 25
<ALLOWANCE-CLOSE> 6,954
<ALLOWANCE-DOMESTIC> 6,954
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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