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<TABLE> <S> <C>
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<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 550
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<FED-FUNDS-SOLD> 0
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<INVESTMENTS-CARRYING> 4,179
<INVESTMENTS-MARKET> 4,184
<LOANS> 20,998
<ALLOWANCE> 180
<TOTAL-ASSETS> 26,496
<DEPOSITS> 23,460
<SHORT-TERM> 0
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<COMMON> 1
0
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<INTEREST-INVEST> 212
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<INTEREST-TOTAL> 1,531
<INTEREST-DEPOSIT> 824
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<INTEREST-INCOME-NET> 665
<LOAN-LOSSES> 25
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<NET-INCOME> 122
<EPS-BASIC> .91
<EPS-DILUTED> .91
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<ALLOWANCE-CLOSE> 180
<ALLOWANCE-DOMESTIC> 180
<ALLOWANCE-FOREIGN> 0
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</TABLE>
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