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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Registrant's unaudited consolidated financial statements for the nine months
ended September 30, 2000 and is qualified in its entirety by reference to such
statements.
</LEGEND>
<CIK> 0001070259
<NAME> Lincoln Bancorp
<MULTIPLIER> 1,000
<CURRENCY> U.S. Dollars
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-1-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1.000
<CASH> 2,069
<INT-BEARING-DEPOSITS> 5,023
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 142,713
<INVESTMENTS-CARRYING> 500
<INVESTMENTS-MARKET> 498
<LOANS> 321,707
<ALLOWANCE> 2,331
<TOTAL-ASSETS> 498,560
<DEPOSITS> 251,149
<SHORT-TERM> 76,589
<LIABILITIES-OTHER> 6,711
<LONG-TERM> 67,401
0
0
<COMMON> 64,348
<OTHER-SE> 32,363
<TOTAL-LIABILITIES-AND-EQUITY> 498,560
<INTEREST-LOAN> 14,688
<INTEREST-INVEST> 7,593
<INTEREST-OTHER> 607
<INTEREST-TOTAL> 22,888
<INTEREST-DEPOSIT> 7,907
<INTEREST-EXPENSE> 12,877
<INTEREST-INCOME-NET> 10,011
<LOAN-LOSSES> 168
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,688
<INCOME-PRETAX> 3,615
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,653
<EPS-BASIC> .52
<EPS-DILUTED> .52
<YIELD-ACTUAL> 3.22
<LOANS-NON> 1,163
<LOANS-PAST> 71
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 28
<ALLOWANCE-OPEN> 0
<CHARGE-OFFS> 112
<RECOVERIES> 171
<ALLOWANCE-CLOSE> 2,331
<ALLOWANCE-DOMESTIC> 2,331
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 98
</TABLE>
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