Consent of Independent Auditors
We consent to the use in this Registration Statement of Lincoln Bancorp on Form
S-4 of our report dated February 8, 2000 on the consolidated financial
statements of Lincoln Bancorp, appearing in the Prospectus, which is part of
this Registration Statement. We also consent to the reference to our firm
appearing under the headings "Selected Financial Data" and "Experts" in the
Prospectus.
/s/ Olive LLP
Indianapolis, Indiana
June 19, 2000
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Consent of Independent Auditors
We consent to the use in this Registration Statement of Lincoln Bancorp on Form
S-4 of our report dated July 23, 1999 on the consolidated financial statements
of Citizens Bancorp, appearing in the Prospectus, which is part of this
Registration Statement. We also consent to the reference to our firm appearing
under the headings "Selected Financial Data" and "Experts" in the Prospectus.
/s/ Olive LLP
Indianapolis, Indiana
June 19, 2000
