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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED
FINANCIAL STATEMENTS OF FIRST CAPITAL, INC. FOR THE NINE MONTHS ENDED SEPTEMBER
30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS. (DOLLARS IN THOUSANDS.)
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 5,866
<INT-BEARING-DEPOSITS> 4,790
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 35,454
<INVESTMENTS-CARRYING> 11,288
<INVESTMENTS-MARKET> 10,895
<LOANS> 172,240
<ALLOWANCE> 1,171
<TOTAL-ASSETS> 241,176
<DEPOSITS> 182,739
<SHORT-TERM> 2,499
<LIABILITIES-OTHER> 2,264
<LONG-TERM> 23,575
0
0
<COMMON> 12,824
<OTHER-SE> 17,275
<TOTAL-LIABILITIES-AND-EQUITY> 241,176
<INTEREST-LOAN> 10,244
<INTEREST-INVEST> 2,149
<INTEREST-OTHER> 394
<INTEREST-TOTAL> 12,787
<INTEREST-DEPOSIT> 5,968
<INTEREST-EXPENSE> 6,776
<INTEREST-INCOME-NET> 6,011
<LOAN-LOSSES> 24
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 4,253
<INCOME-PRETAX> 2,633
<INCOME-PRE-EXTRAORDINARY> 2,633
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,696
<EPS-BASIC> 0.69
<EPS-DILUTED> 0.69
<YIELD-ACTUAL> 7.79
<LOANS-NON> 148
<LOANS-PAST> 295
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,190
<CHARGE-OFFS> 46
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 1,171
<ALLOWANCE-DOMESTIC> 1,171
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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