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Previous: COHOES BANCORP INC, 10-Q, 2000-11-09 |
Next: FETCHOMATIC GLOBAL INTERNET INC, 8-K, 2000-11-09 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> JUN-30-2001
<PERIOD-END> SEP-30-2000
<CASH> 11,873
<INT-BEARING-DEPOSITS> 137
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 40,174
<INVESTMENTS-CARRYING> 51,649
<INVESTMENTS-MARKET> 50,867
<LOANS> 619,930
<ALLOWANCE> 5,211
<TOTAL-ASSETS> 739,335
<DEPOSITS> 497,632
<SHORT-TERM> 61,410
<LIABILITIES-OTHER> 4,665
<LONG-TERM> 47,906
0
0
<COMMON> 95
<OTHER-SE> 123,537
<TOTAL-LIABILITIES-AND-EQUITY> 739,335
<INTEREST-LOAN> 11,943
<INTEREST-INVEST> 1,439
<INTEREST-OTHER> 1
<INTEREST-TOTAL> 13,383
<INTEREST-DEPOSIT> 4,892
<INTEREST-EXPENSE> 6,495
<INTEREST-INCOME-NET> 6,888
<LOAN-LOSSES> 300
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5,445
<INCOME-PRETAX> 2,169
<INCOME-PRE-EXTRAORDINARY> 1,383
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,383
<EPS-BASIC> 0.19
<EPS-DILUTED> 0.19
<YIELD-ACTUAL> 3.88
<LOANS-NON> 3,414
<LOANS-PAST> 0
<LOANS-TROUBLED> 699
<LOANS-PROBLEM> 59
<ALLOWANCE-OPEN> 5,013
<CHARGE-OFFS> 107
<RECOVERIES> 5
<ALLOWANCE-CLOSE> 5,211
<ALLOWANCE-DOMESTIC> 4,246
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 965
</TABLE>
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