<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
(Replace this text with the legend)
</LEGEND>
<CIK> 0001070517
<NAME> LONG ISLAND FINANCIAL CORP.
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1.000
<CASH> 6,724
<INT-BEARING-DEPOSITS> 118
<FED-FUNDS-SOLD> 5,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 124,252
<INVESTMENTS-CARRYING> 327
<INVESTMENTS-MARKET> 311
<LOANS> 134,833
<ALLOWANCE> 1,875
<TOTAL-ASSETS> 283,471
<DEPOSITS> 214,713
<SHORT-TERM> 0
<LIABILITIES-OTHER> 3,506
<LONG-TERM> 39,000
0
0
<COMMON> 18
<OTHER-SE> 18,734
<TOTAL-LIABILITIES-AND-EQUITY> 283,471
<INTEREST-LOAN> 8,680
<INTEREST-INVEST> 7,082
<INTEREST-OTHER> 31
<INTEREST-TOTAL> 15,793
<INTEREST-DEPOSIT> 6,375
<INTEREST-EXPENSE> 8,406
<INTEREST-INCOME-NET> 7,387
<LOAN-LOSSES> 150
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 6,269
<INCOME-PRETAX> 2,218
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,476
<EPS-BASIC> .91
<EPS-DILUTED> .91
<YIELD-ACTUAL> 3.53
<LOANS-NON> 484
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,475
<CHARGE-OFFS> 173
<RECOVERIES> 423
<ALLOWANCE-CLOSE> 1,875
<ALLOWANCE-DOMESTIC> 1,875
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>