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Previous: GRAND CENTRAL FINANCIAL CORP, 10QSB, 2000-08-11 |
Next: GWL&A FINANCIAL INC, 10-Q, 2000-08-11 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE QUARTERLY
REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH
FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0001070680
<NAME> GRAND CENTRAL FINANCIAL CORP.
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 2,422
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 3,395
<INVESTMENTS-CARRYING> 38,367
<INVESTMENTS-MARKET> 36,129
<LOANS> 81,100
<ALLOWANCE> 373
<TOTAL-ASSETS> 137,366
<DEPOSITS> 74,530
<SHORT-TERM> 0
<LIABILITIES-OTHER> 820
<LONG-TERM> 44,142
0
0
<COMMON> 19
<OTHER-SE> 17,855
<TOTAL-LIABILITIES-AND-EQUITY> 137,366
<INTEREST-LOAN> 2,969
<INTEREST-INVEST> 1,704
<INTEREST-OTHER> 152
<INTEREST-TOTAL> 4,825
<INTEREST-DEPOSIT> 1,541
<INTEREST-EXPENSE> 2,539
<INTEREST-INCOME-NET> 2,286
<LOAN-LOSSES> 3
<SECURITIES-GAINS> 6
<EXPENSE-OTHER> 2,356
<INCOME-PRETAX> 104
<INCOME-PRE-EXTRAORDINARY> 104
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 101
<EPS-BASIC> .06
<EPS-DILUTED> .06
<YIELD-ACTUAL> 3.53
<LOANS-NON> 200
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 369
<CHARGE-OFFS> 0
<RECOVERIES> 4
<ALLOWANCE-CLOSE> 373
<ALLOWANCE-DOMESTIC> 290
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 83
</TABLE>
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