UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar year or Quarter Ended: March
31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a
restatement.
[ ] adds new holdings
entries.
Institutional Investment Manager Filing This Report:
Name: Bar Harbor Banking and Trust Company
Address: 82 Main Street, P.O. Box 218
Bar Harbor, ME 04609-0218
L3F File Number: 28-7348
The institutional investment manager filing this report
and the
person by whom it is signed hereby represent that the
person
signing the report is authorized to submit it, that all
information contained herein is true, correct and
complete, and that it is
understood that all required items, statements,
schedules, lists,
and tables, are considered integral parts of this form.
Person signing this report on behalf of Reporting
Manager:
Name: Faye A. Geel
Title: Trust Officer
Phone: 207-288-9071
Signature, Place, and Date of Signing:
Faye A. Geel Bar Harbor, Maine May
17, 1999
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
Bar Harbor Bankshares
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES
EXCHANGE
ACT OF 1934.
<PAGE>
FORM 13F
INFORMATION TABLE
<TABLE>
<CAPTION?
VALUE SHARES/
SH/ PUT/ INVSTMT OTHER -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT
PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C>
<C> <C>
DAIMLERCHRYSLER AG ORD D1668R123 214 2494
SH DEFINED 01 2494
AFLAC INC COM 001055102 1841 33824
SH DEFINED 01 33824
AT&T CORP COM 001957109 1772 22198
SH DEFINED 01 18825 3373
ABBOTT LABS COM 002824100 1318 28158
SH DEFINED 01 22158 600
ALIANT COMMUNICATIONS INC COM 016090102 491 12000
SH DEFINED 01 12000
ALLTEL CORP COM 020039103 312 5003
SH DEFINED 01 5003
AMERICA ONLINE INC DEL COM 02364J104 738 5020
SH DEFINED 01 2620 2400
AMERICAN HOME PRODS CORP COM 026609107 1465 22451
SH DEFINED 01 19201 3250
AMERICAN INTL GROUP INC COM 026874107 1937 16057
SH DEFINED 01 15320 737
AMERITECH CORP NEW COM 030954101 1321 22928
SH DEFINED 01 19904 3024
ANHEUSER BUSCH COS INC COM 035229103 1109 14570
SH DEFINED 01 13670 900
ATLANTIC RICHFIELD CO COM 048825103 836 11436
SH DEFINED 01 10864 572
AUTOMATIC DATA PROCESSING INC COM 053015103 336 8128
SH DEFINED 01 8128
BB&T CORP COM 054937107 396 10950
SH DEFINED 01 9350 1600
BP AMOCO P L C SPONSORED ADR 055622104 460 4551
SH DEFINED 01 4551
BANK NEW YORK INC COM 064057102 369 10272
SH DEFINED 01 10272
BANKAMERICA CORP NEW COM 06605F102 378 5354
SH DEFINED 01 5354
BAR HBR BANKSHARES COM 066849100 10333 513423
SH DEFINED 01 49020 464403
BELL ATLANTIC CORP COM 077853109 1576 30488
SH DEFINED 01 26118 4370
BELLSOUTH CORP COM 079860102 1717 42853
SH DEFINED 01 37505 5348
BESTFOODS COM 08658U101 668 14223
SH DEFINED 01 13423 800
BOEING CO COM 097023105 425 12497
SH DEFINED 01 11607 890
BOSTON BEER INC CL A 100557107 79 10153
SH DEFINED 01 9153 1000
BRIGGS & STRATTON CORP COM 109043109 271 5493
SH DEFINED 01 4193 1300
BRISTOL MYERS SQUIBB CO COM 110122108 3992 62252
SH DEFINED 01 61252 1000
CAMPBELL SOUP CO COM 134429109 696 17100
SH DEFINED 01 16300 800
CARPENTER TECHNOLOGY CORP COM 144285103 258 9950
SH DEFINED 01 9650 300
CATERPILLAR INC DEL COM 149123101 1400 30486
SH DEFINED 01 28436 2050
CHASE MANHATTAN CORP NEW COM 16161A108 319 3920
SH DEFINED 01 3805 115
CHEVRON CORPORATION COM 166751107 394 4447
SH DEFINED 01 4372 75
CISCO SYS INC COM 17275R102 2411 22007
SH DEFINED 01 20884 1123
CITIGROUP INC COM 172967101 2019 31615
SH DEFINED 01 30565 1050
CLARCOR INC COM 179895107 307 17975
SH DEFINED 01 16925 1050
CLAYTON HOMES INC COM 184190106 119 10750
SH DEFINED 01 10125 625
CLOROX CO DEL COM 189054109 744 6350
SH DEFINED 01 6350
COCA COLA CO COM 191216100 3140 51164
SH DEFINED 01 49694 1470
COLGATE PALMOLIVE CO COM 194162103 363 3950
SH DEFINED 01 3950
COMAIR HOLDINGS INC COM 199789108 300 12713
SH DEFINED 01 11100 1613
COMPAQ COMPUTER CORP COM 204493100 1692 53392
SH DEFINED 01 49318 4074
COOPER TIRE & RUBR CO COM 216831107 191 10400
SH DEFINED 01 9600 800
COSTCO COMPANIES INC COM 22160Q102 284 3100
SH DEFINED 01 2100 1000
DAYTON HUDSON CORP COM 239753106 213 3200
SH DEFINED 01 7825 1000
DELL COMPUTER CORP COM 247025109 563 13756
SH DEFINED 01 10731 3025
DISNEY WALT CO COM 254687106 989 31764
SH DEFINED 01 28039 3725
DOVER CORP COM 260003108 214 6500
SH DEFINED 01 6500
DU PONT E I DE NEMOURS & CO COM 263534109 646 11129
SH DEFINED 01 11129
DUKE ENERGY CORP COM 264399106 813 14830
SH DEFINED 01 14105 725
DUN & BRADSTREET CORP DEL COM 26483B106 247 6920
SH DEFINED 01 6920
EATON CORP COM 278058102 1002 14010
SH DEFINED 01 13110 900
EDWARDS AG INC COM 281760108 636 19451
SH DEFINED 01 19151 300
EMERSON ELEC CO COM 291011104 1468 27724
SH DEFINED 01 25874 1850
EXXON CORP COM 302290101 7890 111821
SH DEFINED 01 104316 7505
FPL GROUP INC COM 302571104 224 4201
SH DEFINED 01 4201
FEDERAL NATL MTG ASSN COM 313586109 1060 15313
SH DEFINED 01 14913 400
FEDERAL SIGNAL CORP COM 313855108 251 12023
SH DEFINED 01 12023
FIFTH THIRD BANCORP COM 316773100 218 3301
SH DEFINED 01 3301
FIRST UN CORP COM 337358105 616 11533
SH DEFINED 01 11533
FIRST VA BANKS INC COM 337477103 206 4513
SH DEFINED 01 4513
FLEET FINL GROUP INC NEW COM 338915101 743 19756
SH DEFINED 01 19506 250
FLEETWOOD ENTERPRISES INC COM 339099103 271 9450
SH DEFINED 01 9450
FORD MTR CO DEL COM 345370100 238 4193
SH DEFINED 01 3185 1008
FRONTIER CORPORATION COM 35906P105 316 6100
SH DEFINED 01 6100
GTE CORP COM 362320103 624 10313
SH DEFINED 01 9763 550
GANNETT INC COM 364730101 277 4400
SH DEFINED 01 4200 200
GENERAL ELEC CO COM 369604103 12666 114497
SH DEFINED 01 107122 7375
GENERAL MTRS CORP COM 370442105 331 3805
SH DEFINED 01 3741 64
GENUINE PARTS CO COM 372460105 516 17920
SH DEFINED 01 16545 1375
GILLETTE CO COM 375766102 3682 61953
SH DEFINED 01 60603 1350
GOODYEAR TIRE & RUBR CO COM 382550101 292 5865
SH DEFINED 01 5340 525
HANNAFORD BROS CO COM 410550107 635 13970
SH DEFINED 01 13120 850
HEINZ H J CO COM 423074103 298 6292
SH DEFINED 01 6292
HERSHEY FOODS CORP COM 427866108 1381 24634
SH DEFINED 01 23334 1300
HEWLETT PACKARD CO COM 428236103 1203 17736
SH DEFINED 01 16841 895
HOME DEPOT INC COM 437076102 1473 23666
SH DEFINED 01 20292 3374
INGERSOLL RAND CO COM 456866102 489 9847
SH DEFINED 01 9847
INTEL CORP COM 458140100 2913 24507
SH DEFINED 01 24087 420
INTERNATIONAL BUSINESS MACHS COM 459200101 823 4643
SH DEFINED 01 4167 476
JEFFERSON PILOT CORP COM 475070108 285 4200
SH DEFINED 01 4200
JOHNSON & JOHNSON COM 478160104 2988 31959
SH DEFINED 01 31459 500
KEYCORP NEW COM 493267108 590 19460
SH DEFINED 01 14184 5276
KIMBERLY CLARK CORP COM 494368103 425 8864
SH DEFINED 01 8864
LILLY ELI & CO COM 532457108 570 6713
SH DEFINED 01 6713
LUCENT TECHNOLOGIES INC COM 549463107 2269 21006
SH DEFINED 01 18852 2154
MCI WORLDCOM INC COM 55268B106 558 6302
SH DEFINED 01 5887 415
MCDONALDS CORP COM 580135101 1141 25185
SH DEFINED 01 24185 1000
MEDIAONE GROUP INC COM 58440J104 261 4108
SH DEFINED 01 3698 410
MEDTRONIC INC COM 585055106 833 11595
SH DEFINED 01 11145 450
MERCK & CO INC COM 589331107 4035 50364
SH DEFINED 01 46144 4220
MICROSOFT CORP COM 594918104 5222 58270
SH DEFINED 01 56346 1924
MINNESOTA MNG & MFG CO COM 604059105 478 6757
SH DEFINED 01 4907 1850
MINNESOTA PWR INC COM 604110106 296 15000
SH DEFINED 01 15000
MOBIL CORP COM 607059102 2971 33751
SH DEFINED 01 32727 1024
MODINE MFG CO COM 607828100 479 17075
SH DEFINED 01 16775 300
MONSANTO CO COM 611662107 431 9375
SH DEFINED 01 4074 288
NIPSCO INDS INC COM 629140104 1389 51455
SH DEFINED 01 48055 3400
NABORS INDS INC COM 629568106 201 11025
SH DEFINED 01 9975 1050
NIELSEN MEDIA RESH INC COM NEW 653929307 1035 41941
SH DEFINED 01 40891 1050
PECO ENERGY CO COM 693304107 291 6284
SH DEFINED 01 6284
PNC BK CORP COM 693475105 397 7152
SH DEFINED 01 7152
PPG INDS INC COM 693506107 840 16385
SH DEFINED 01 15160 1225
PEPSICO INC COM 713448108 995 25387
SH DEFINED 01 10927 850
PITNEY BOWES INC COM 724479100 966 15150
SH DEFINED 01 15150
PROCTER & GAMBLE CO COM 742718109 3274 33433
SH DEFINED 01 22173 11260
R H DONNELLEY CORP COM NEW 74955W307 439 28410
SH DEFINED 01 28410
RAYTHEON CO CL B 755111408 1245 21241
SH DEFINED 01 20241 1000
RELIANT ENERGY INC COM 75952J108 246 9450
SH DEFINED 01 9450
ROHM & HAAS CO COM 775371107 612 18225
SH DEFINED 01 17475 750
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 575 11057
SH DEFINED 01 10957 100
SBC COMMUNICATIONS INC COM 78387G103 1711 36269
SH DEFINED 01 31985 4284
SARA LEE CORP COM 803111103 1068 43160
SH DEFINED 01 41810 1350
SCHERING PLOUGH CORP COM 806605101 820 14846
SH DEFINED 01 12846 2000
SCHLUMBERGER LTD COM 806857108 577 9588
SH DEFINED 01 9163 425
SMITHKLINE BEECHAM PLC ADR REP ORD 832378301 840 11750
SH DEFINED 01 11325 425
SNAP ON INC COM 833034101 634 21840
SH DEFINED 01 19765 2075
SONOCO PRODS CO COM 835495102 220 9586
SH DEFINED 01 8386 1200
SOUTHDOWN INC COM 841297104 269 5016
SH DEFINED 01 5016
SPRINT CORP COM FON GROUP 852061100 428 4366
SH DEFINED 01 3966 400
STANLEY WKS COM 854616109 330 12883
SH DEFINED 01 12883
STAPLES INC COM 855030102 522 15874
SH DEFINED 01 15199 675
STATE STR CORP COM 857477103 580 6952
SH DEFINED 01 6952
SUN MICROSYSTEMS INC COM 866810104 900 7195
SH DEFINED 01 5445 1750
SUNTRUST BKS INC COM 867914103 998 16029
SH DEFINED 01 15779 250
SYNOVUS FINL CORP COM 87161C105 416 20315
SH DEFINED 01 13115 7200
TECO ENERGY INC COM 872375100 589 29614
SH DEFINED 01 29614
TEXACO INC COM 881694103 234 4131
SH DEFINED 01 4131
3COM CORP COM 885535104 278 11945
SH DEFINED 01 11195 750
TIME WARNER INC COM 887315109 276 3901
SH DEFINED 01 3551 350
TRINITY INDS INC COM 896522109 216 7350
SH DEFINED 01 6850 500
UST INC COM 902911106 209 8000
SH DEFINED 01 8000
UNION PAC CORP COM 907818108 342 6400
SH DEFINED 01 6400
U S WEST INC NEW COM 91273H101 477 8662
SH DEFINED 01 7243 1419
UNITED TECHNOLOGIES CORP COM 913017109 339 2504
SH DEFINED 01 2504
UNIVERSAL FOODS CORP COM 913538104 477 23142
SH DEFINED 01 21592 1550
UNOCAL CORP COM 915289102 794 21526
SH DEFINED 01 21526
V F CORP COM 918204108 712 14980
SH DEFINED 01 14580 400
VULCAN MATLS CO COM 929160109 310 7500
SH DEFINED 01 6600 900
WAL MART STORES INC COM 931142103 1279 13873
SH DEFINED 01 13148 725
WALGREEN CO COM 931422109 237 8400
SH DEFINED 01 8400
WARNER LAMBERT CO COM 934488107 1733 26165
SH DEFINED 01 23890 2275
WATSON PHARMACEUTICALS INC COM 942683103 505 11450
SH DEFINED 01 10650 800
</TABLE>
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers 1
Form 13F Information Table Entry Total: 140
Form 13F Information Table Value Total: $151,075
List of other Included Managers:
No. 13F File Number Name
841105-D Bar Harbor Bankshares
<PAGE>
