BAR HARBOR BANKING & TRUST CO
13F-NT, 1999-05-17
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                        UNITED STATES
             SECURITIES AND EXCHANGE COMMISSION
                   WASHINGTON, D.C. 20549
                              
                          FORM 13F
                              
                     FORM 13F COVER PAGE

Report for the Calendar year or Quarter Ended: March 31,
1999

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ]   is a restatement.
                             [  ]   adds new holdings
entries.

Institutional Investment Manager Filing This Report:

Name:        Bar Harbor Bankshares
Address: 82 Main Street, P.O. Box 400
         Bar Harbor, ME 04609-0400

13F File Number:    841105-D

The institutional investment manager filing this report and
the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete,
and that it is
understood that all required items, statements, schedules,
lists,
and tables, are considered integral parts of this form.


Person signing this report on behalf of Reporting Manager:

Name:          Faye A. Geel
Title:    Trust Officer
Phone:    207-288-9071
Signature, Place, and Date of Signing:

    Faye A. Geel         Bar Harbor, Maine        May 17,
1999

Report Type (Check only one.):

[   ]          13F HOLDINGS REPORT.

[ X ]          13F NOTICE.

[   ]           13F COMBINATION REPORT.

List of Other Managers Reporting for this Manager:

Bar Harbor Banking and Trust Company


I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES
EXCHANGE
ACT OF 1934.
<PAGE>





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