UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar year or Quarter Ended:
December 31, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a
restatement.
[ ] adds new holdings
entries.
Institutional Investment Manager Filing This
Report:
Name: Bar Harbor Banking and Trust Company
Address: 82 Main Street, P.O. Box 218
Bar Harbor, ME 04609-0218
L3F File Number: 28-7348
The institutional investment manager filing this
report and the
person by whom it is signed hereby represent that
the person
signing the report is authorized to submit it,
that all information contained herein is true,
correct and complete, and that it is
understood that all required items, statements,
schedules, lists,
and tables, are considered integral parts of this
form.
Person signing this report on behalf of Reporting
Manager:
Name: Faye A. Geel
Title: Trust Officer
Phone: 207-288-9071
Signature, Place, and Date of Signing:
Faye A. Geel Bar Harbor, Maine
February 14, 2000
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
Bar Harbor Bankshares
I AM SIGNING THIS REPORT AS REQUIRED BY THE
SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>
FORM 13F
INFORMATION TABLE
<TABLE>
<CAPTION>
VALUE SHARES/
SH/ PUT/ INVSTMT OTHER -----VOTING AUTHORITY-----
NAME OF ISSUER -TITLE OF CLASS- --CUSIP-- (x$1000) PRN AMT
PRN CALL DSCRETN -MANAGERS- SOLE SHARED NONE
<S> <C> <C> <C> <C> <C> <C> <C> <C>
<C> <C>
GLOBAL CROSSING LTD COM G3921A100 159 12505 SH
DEFINED 01 12505
AFLAC INC COM 001055102 1341 28424
SH DEFINED 01 28424
AT&T CORP COM 001957109 1557 30679
SH DEFINED 01 28204 2475
ABBOTT LABS COM 002824100 776 21418
SH DEFINED 01 21318 100
ALLTEL CORP COM 020039103 953 11539
SH DEFINED 01 11339 200
ALTERA CORP COM 021441100 1034 20900 SH
DEFINED 01 20150 750
AMERICA ONLINE INC DEL COM 02364J104 1160 15299
SH DEFINED 01 12249 3150
AMERICAN HOME PRODS CORP COM 026609107 317 8101
SH DEFINED 01 8101 2000
AMERICAN INTL GROUP INC COM 026874107 2411 22314
SH DEFINED 01 20756 1558
AMGEN INC COM 031162100 443 7380
SH DEFINED 01 6730 650
ANHEUSER BUSCH COS INC COM 035229103 885 12495
SH DEFINED 01 12345 150
ATLANTIC RICHFIELD CO COM 048825103 770 8914
SH DEFINED 01 8914
AUTOMATIC DATA PROCESSING INC COM 053015103 427 7928
SH DEFINED 01 7928
BP AMOCO P L C SPONSORED ADR 055622104 450 7610
SH DEFINED 01 7610
BANK OF AMERICA CORPORATION COM 060505104 260 5190
SH DEFINED 01 5190
BANK OF NEW YORK CORP COM 064057102 410 10272
SH DEFINED 01 10272
BAR HBR BANKSHARES COM 066849100 7176 404366
SH DEFINED 01 133880 270486
BELL ATLANTIC CORP COM 077853109 1374 22348
SH DEFINED 01 21734 614
BELLSOUTH CORP COM 079860102 1156 24699
SH DEFINED 01 24699
BESTFOODS COM 08658U101 755 14380
SH DEFINED 01 14380
BRISTOL MYERS SQUIBB CO COM 110122108 3047 47494
SH DEFINED 01 47494
CAMDEN NATL CORP COM 133034108 245 14665
SH DEFINED 01 14665
CAMPBELL SOUP CO COM 134429109 340 8800
SH DEFINED 01 12400 800
CATERPILLAR INC DEL COM 149123101 527 11220
SH DEFINED 01 11020 200
CHASE MANHATTAN CORP NEW COM 16161A108 257 3321
SH DEFINED 01 3321
CHEVRON CORPORATION COM 166751107 285 3300
SH DEFINED 01 3300
CISCO SYS INC COM 17275R102 6395 59706
SH DEFINED 01 57306 2400
CITIGROUP INC COM 172967101 940 16905
SH DEFINED 01 14880 2025
CLARCOR INC COM 179895107 195 10912
SH DEFINED 01 10912
CLOROX CO DEL COM 189054109 503 10000
SH DEFINED 01 10000
COCA COLA CO COM 191216100 1593 27211
SH DEFINED 01 27211
COLGATE PALMOLIVE CO COM 194162103 435 6700
SH DEFINED 01 6700
COMCAST CORP CL A SPL 200300200 495 9800
SH DEFINED 01 9800
DELL COMPUTER CORP COM 247025109 428 8415
SH DEFINED 01 8400 15
DEERE & CO COM 244199105 227 5875 SH
DEFINED 01 5475 400
DISNEY WALT CO COM 254687106 460 15772
SH DEFINED 01 15772
DOVER CORP COM 260003108 213 4700
SH DEFINED 01 4700
DU PONT E I DE NEMOURS & CO COM 263534109 628 9543
SH DEFINED 01 9543
DUKE ENERGY CORP COM 264399106 581 11620
SH DEFINED 01 11620
E M C CORP MASS COM 268648102 1760 16115
SH DEFINED 01 15715 400
EDWARDS AG INC COM 281760108 497 15526
SH DEFINED 01 15526
EMERSON ELEC CO COM 291011104 1260 21975
SH DEFINED 01 21775 200
EXXON MOBIL CORP COM 30231g102 7146 88706
SH DEFINED 01 87974 732
FNB CORP PA COM 302520101 277 12460
SH DEFINED 01 12460
FEDERAL NATL MTG ASSN COM 313586109 1482 23762
SH DEFINED 01 21612 2150
FIFTH THIRD BANCORP COM 316773100 355 4849
SH DEFINED 01 3849 1000
FIRST UN CORP COM 337358105 294 8936
SH DEFINED 01 8936
FLEETBOSTON FINANCIAL CORP COM 339030108 820 23569
SH DEFINED 01 23569
FORD MTR CO DEL COM 345370100 251 4735
SH DEFINED 01 4735
GTE CORP COM 362320103 537 7614
SH DEFINED 01 7514 100
GAP INC DEL COM 364760108 485 10560
SH DEFINED 01 9660 900
GENERAL ELEC CO COM 369604103 13407 86648
SH DEFINED 01 85648 1000
GENERAL MTRS CORP COM 370442105 256 3536
SH DEFINED 01 3536
GENUINE PARTS CO COM 372460105 289 11695
SH DEFINED 01 11695
GEORGIA PAC CORP COM GA PAC GRP 373298108 310 7658
SH DEFINED 01 7658
GILLETTE CO COM 375766102 1348 32765
SH DEFINED 01 32665 100
GOODYEAR TIRE & RUBR CO COM 382550101 252 5235
SH DEFINED 01 4710 525
HANNAFORD BROS CO COM 410550107 665 9611
SH DEFINED 01 9611
HERSHEY FOODS CORP COM 427866108 709 14984
SH DEFINED 01 14784 200
HEWLETT PACKARD CO COM 428236103 483 4255
SH DEFINED 01 4255
HOME DEPOT INC COM 437076102 2441 35518
SH DEFINED 01 31444 4074
INTEL CORP COM 458140100 3747 45533
SH DEFINED 01 44933 600
INTERNATIONAL BUSINESS MACHS COM 459200101 842 7810
SH DEFINED 01 7810
JEFFERSON PILOT CORP COM 475070108 221 3244
SH DEFINED 01 3244
JOHNSON & JOHNSON COM 478160104 2531 27149
SH DEFINED 01 27049 100
KIMBERLY CLARK CORP COM 494368103 539 8252
SH DEFINED 01 8252
LILLY ELI & CO COM 532457108 418 6303
SH DEFINED 01 6303
LUCENT TECHNOLOGIES INC COM 549463107 3691 49240
SH DEFINED 01 47390 1850
MCI WORLDCOM INC COM 55268B106 731 13781
SH DEFINED 01 12931 850
MARSH & MCLENNAN COS INC COM 571748102 378 3959
SH DEFINED 01 3959
MCDONALDS CORP COM 580135101 644 16000
SH DEFINED 01 16000
MEDTRONIC INC COM 585055106 850 23342
SH DEFINED 01 22242 1100
MERCK & CO INC COM 589331107 3438 51188
SH DEFINED 01 50729 459
MICROSOFT CORP COM 594918104 8245 70628
SH DEFINED 01 69403 1225
MINNESOTA MNG & MFG CO COM 604059105 420 4307
SH DEFINED 01 4307
MINNESOTA PWR INC COM 604110106 313 18500
SH DEFINED 01 18500
MORGAN J P & CO INC COM 616880100 503 3980
SH DEFINED 01 3905 75
NISOURCE INC COM 65473P105 692 38825
SH DEFINED 01 37825 1000
ORACLE CORP COM 68389X105 896 8000
SH DEFINED 01 8000
PNC BK CORP COM 693475105 258 5800
SH DEFINED 01 5800
PPG INDS INC COM 693506107 730 11685
SH DEFINED 01 11685
PEPSICO INC COM 713448108 687 19537
SH DEFINED 01 19437 100
PFIZER INC COM 717081103 1727 53276
SH DEFINED 01 50476 2800
PITNEY BOWES INC COM 724479100 552 11850
SH DEFINED 01 11850
PROCTER & GAMBLE CO COM 742718109 1866 17043
SH DEFINED 01 16168 875
ROYAL DUTCH PETE CO NY REG GLD1.25 780257804 687 11371
SH DEFINED 01 11171 200
SBC COMMUNICATIONS INC COM 78387G103 2434 49937
SH DEFINED 01 49937 3124
SARA LEE CORP COM 803111103 803 36450
SH DEFINED 01 35300 1150
SCHERING PLOUGH CORP COM 806605101 363 8596
SH DEFINED 01 8596
SCHLUMBERGER LTD COM 806857108 340 6080
SH DEFINED 01 6080 175
SMITHKLINE BEECHAM PLC ADR REP ORD 832378301 752 11750
SH DEFINED 01 11750
SOUTHWEST AIRLS CO COM 844741108 240 14961
SH DEFINED 01 14261 700
SPRINT CORP COM FON GROUP 852061100 278 4132
SH DEFINED 01 4132
STANLEY WKS COM 854616109 274 9134
SH DEFINED 01 9134
STAPLES INC COM 855030102 403 19483
SH DEFINED 01 19068 415
STATE STR CORP COM 857477103 843 11549
SH DEFINED 01 11349 200
STORAGE COMPUTER CORP COM 86211a101 71 14375
SH DEFINED 01 14375
SUN MICROSYSTEMS INC COM 866810104 1543 19940
SH DEFINED 01 14740 5200
SUNTRUST BKS INC COM 867914103 887 12904
SH DEFINED 01 12904
SYNOVUS FINL CORP COM 87161C105 203 10262
SH DEFINED 01 6262 4000
TECO ENERGY INC COM 872375100 368 19870
SH DEFINED 01 19870
TIME WARNER INC COM 887315109 394 5467
SH DEFINED 01 4817 650
U S WEST INC NEW COM 91273H101 456 6335
SH DEFINED 01 6335
WAL MART STORES INC COM 931142103 3447 49585
SH DEFINED 01 46085 3800
WALGREEN CO COM 931422109 376 12900
SH DEFINED 01 12500 400
WARNER LAMBERT CO COM 934488107 1645 20088
SH DEFINED 01 19263 825
</TABLE>
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers 1
Form 13F Information Table Entry Total: 106
Form 13F Information Table Value Total: $131,911
List of other Included Managers:
No. 13F File Number Name
841105-D Bar Harbor Bankshares
<PAGE>
