<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from Form 10-QSB
for the period ended June 30, 2000 and is qualified in its entirety by reference
to such financial statements.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 1,405
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 7,276
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 11,245
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 8,075
<ALLOWANCE> 130
<TOTAL-ASSETS> 29,472
<DEPOSITS> 16,853
<SHORT-TERM> 0
<LIABILITIES-OTHER> 213
<LONG-TERM> 0
0
0
<COMMON> 13
<OTHER-SE> 12,393
<TOTAL-LIABILITIES-AND-EQUITY> 29,472
<INTEREST-LOAN> 240
<INTEREST-INVEST> 167
<INTEREST-OTHER> 282
<INTEREST-TOTAL> 689
<INTEREST-DEPOSIT> 223
<INTEREST-EXPENSE> 223
<INTEREST-INCOME-NET> 466
<LOAN-LOSSES> 106
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 874
<INCOME-PRETAX> (503)
<INCOME-PRE-EXTRAORDINARY> (503)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (315)
<EPS-BASIC> (.24)
<EPS-DILUTED> (.24)
<YIELD-ACTUAL> 4.70
<LOANS-NON> 0
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 24
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 130
<ALLOWANCE-DOMESTIC> 130
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>