UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
ANNUAL STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934,
Section 17(a) of the Public Utility Holding Company Act of 1935
or Section 30(f) of the Investment Company Act of 1940
1. Name and Address of Reporting Person
Hall, Scott M.
76 South Laura Street Suite 104
Jacksonville, Florida 32202
2. Issuer Name and Ticker or Trading Symbol
Jacksonville Bancorp, Inc.
3. IRS or Social Security Number of Reporting Person (Voluntary)
###-##-####
4. Statement for Month/Year
12/31/99
5. If Amendment, Date of Original
N\A
6. [ ] Director [ ] 10% Owner
[ ] Officer (give title below) [X] Other (specify below)
Officer of Subsidiary
<TABLE>
<CAPTION>
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Table I -- Non-Derivatie Securities Beneficially Owned
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1. Title 2. Transaction 3. Transaction 4. Securities Acquired 5. Amount of 6. Ownership 7. Nature of Indirect
of Security Date Code (A) or Disposed of (D) Securities Ben- form: Direct (D) Ownership
Amount A/D Price eficially owned or Indirect (I)
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<S> <C> <C> <C> <C> <C> <C> <C>
Common Stock 6/4/99 I 300 A $10.00 300 D
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Table II --Derivative Securities Beneficially Owned (e.g., puts, calls,
warrants, options, convertibel securities)
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1.Title of 2.Conversion 3.Trans. 4.Trans. 5.Number of 6.Date Exer- 7.Title and 8.Price 9.Number 10.Owner- 11.Nature of
Deriva- or Exercise Date Code Derivative cisable Amount of of of Deriva- ship Indirect
tive price of Securities and expira- Underlying Deriva- tive Secur- Direct Beneficial
Secur- Derivative Acq. (A) tion date Securities tive ities Bene- (D) Ownership
ity or Dis. (D) Secur- ficially owned or
Title Amount ity at end of year Indirect
(I)
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</TABLE>
/s/Scott M. Hall 2/10/00
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Signature of Reporting Person Date