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HARTFORD LIFE
THOMAS S. CLARK
Attorney
May 5, 1999
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
ATTN: Filing Room
Re: Royal Life Insurance Company of America
Separate Account One ("Registrant")
File No. 333-65187
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933, we hereby certify
that:
1. The form of the Prospectus and Statement of Additional Information that
would have been filed under paragraph (c) under this section would not have
differed from that contained in the Registrant's most recent post-effective
amendment; and
2. The text of the Registrant's most recent post-effective amendment has been
filed electronically with the Securities and Exchange Commission on
April 14, 1999.
If you have any additional questions, please feel free to contact me at
(860) 843-6320.
Sincerely yours,
/s/ Thomas S. Clark
Thomas S. Clark
Attorney
Enclosure
