<PAGE>
EXHIBIT 23.2
CONSENT OF INDEPENDENT AUDITORS
We consent to the inclusion in this registration statement on Form S-8
our report dated February 11, 1999 (except for Note 18 for which the date is
March 15, 1999), on our audit of the financial statements of Harris, Webb &
Garrison, Inc. at December 31, 1998 and 1997, and for each of the three years in
the period ended December 31, 1998 incorporated by reference in this
registration statement.
/s/ Cheshier & Fuller, L.L.P.
CHESHIER & FULLER, L.L.P.
Dallas, Texas
August 9, 2000
