<PAGE> 1
As filed with the Securities and Exchange Commission on May 19, 1999
Registration No. 333-65519
================================================================================
U.S. SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
POST-EFFECTIVE AMENDMENT TO THE
FORM SB-2
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
SOUTH JERSEY FINANCIAL CORPORATION, INC.
(Name of Small Business Issuer in its Charter)
DELAWARE 6036 22-3615289
(State or Other (Primary Standard (IRS Employer
Jurisdiction of Industrial Identification No.)
Incorporation or Classification Code Number
Organizaiton
SOUTH JERSEY SAVINGS AND LOAN ASSOCIATION
4651 ROUTE 42 4651 ROUTE 42
TURNERSVILLE, NEW JERSEY 08012 TURNERSVILLE, NEW JERSEY 08012
(609) 629-6000 (609) 629-6000
(Address and Telephone Number (Address of Principal Place of Business
of Principal Executive Offices) or Intended Principal Place of Business)
ROBERT J. COLACICCO
PRESIDENT AND CHIEF EXECUTIVE OFFICER
SOUTH JERSEY SAVINGS AND LOAN ASSOCIATION
4651 ROUTE 42
TURNERSVILLE, NEW JERSEY
(609) 629-6000
(Name, Address and Telephone Number of Agent for Service)
Copies to:
JOSEPH A. MULDOON, JR., ESQUIRE
THOMAS J. HAGGERTY, ESQUIRE
KENT M. KRUDYS, ESQUIRE
MULDOON, MURPHY & FAUCETTE LLP
5101 WISCONSIN AVENUE, N.W.
WASHINGTON, D.C. 20016
(202) 362-0840
SALE TO THE PUBLIC CONCLUDED FEBRUARY 12, 1999
================================================================================
<PAGE> 2
This Post-Effective Amendment No. 1 is filed for the purpose of
deregistering 905,677 shares of the $.01 par value Common Stock (the "Common
Stock") of South Jersey Financial Corporation, Inc. (the "Company") heretofore
registered and offered pursuant to the terms of the Prospectus dated December
16, 1998 (the "Prospectus"). The remaining 3,793,430 shares registered pursuant
to this Registration Statement on Form SB-2 have been issued and sold as
described in the Prospectus.
The Company has determined that no further shares will be offered, sold
and issued pursuant to the Prospectus. The Company therefore requests
deregistration of the unissued shares of Common Stock registered pursuant to
this Registration Statement as soon as is practicable after the filing of the
Post-Effective Amendment No. 1.
<PAGE> 3
CONFORMED
SIGNATURES
In accordance with the requirements of the Securities Act of 1933, the
Registrant certifies that it has reasonable grounds to believe that it meets all
the requirements of filing on Form SB-2 and authorized this registration
statement to be signed on its behalf by the undersigned, in the City of
Turnersville, State of New Jersey, on May 19, 1999.
South Jersey Financial Corporation, Inc.
By: /s/ Robert J. Colacicco
------------------------------------
Robert J. Colacicco
President, Chief Executive Officer and Director
In accordance with the requirements of the Securities Act of 1933, this
Registration Statement was signed by the following persons in the capacities and
on the dates stated.
Name Title Date
---- ----- ----
/s/ Robert J. Colacicco President, Chief Executive May 19, 1999
- --------------------------- Officer and Director
Robert J. Colacicco (principal executive
officer)
/s/ Gregory M. DiPaolo Executive Vice President, May 19, 1999
- ---------------------------- Treasurer, Chief Operating
Gregory M. DiPaolo Officer and Director (principal
financial officer)
/s/ Joseph M. Sidebotham Corporate Secretary and May 19, 1999
- ---------------------------- Chief Accounting Officer
Joseph M. Sidebotham (principal accounting officer)
* Director and Chairman of
- ---------------------------- the Board
Richard W. Culbertson, Jr.
* Director
- ----------------------------
Arthur E. Armitage, Jr.
* Director
- ----------------------------
John V. Field
* Director
- ----------------------------
Richard G. Mohrfeld
<PAGE> 4
* Director
- ----------------------------
Martin Rosner
* Director
- ----------------------------
Ronald L. Woods
*Pursuant to the Power of Attorney filed as Exhibit 24.1 to the Registration
Statement on Form SB-2 for South Jersey Financial Corporation, Inc. on October
9, 1998.
/s/ Robert J. Colacicco President, Chief Executive May 19, 1999
- ---------------------------- Officer and Director
Robert J. Colacicco