ROYAL LIFE INSURANCE CO OF AMERICA SEPARATE ACCOUNT TWO
N-8A, 1998-10-08
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                                                      Registration No. _____
                                          
      As Filed with the Securities and Exchange Commission on October 8, 1998
                                          
                         SECURITIES AND EXCHANGE COMMISSION
                              Washington, D.C.  10549
                                          
                                     FORM N-8A
                                          
            NOTIFICATION OF REGISTRATION FILED PURSUANT TO SECTION 8(a)
                       OF THE INVESTMENT COMPANY ACT OF 1940


     The undersigned investment company hereby notifies the Securities and 
Exchange Commission that it registers under and pursuant to the provisions of 
Section 8(a) of the Investment Company Act of 1940 and in connection with 
such notification of registration submits the following information:

Name: Royal Life Insurance Company of America
      Separate Account Two

Address of Principal Business Office (No. & Street, City, State, Zip Code):

     200 Hopmeadow Street
     Simsbury, Connecticut 06089

Telephone Number (including area code):  203-843-6320

Name and address of agent for service of process:

     Thomas S. Clark, Esq.
     P.O. Box 2999
     Hartford, Connecticut 06104-2999

Check Appropriate Box:

      Registrant is filing a Registration Statement pursuant to Section 8(b) 
      of the Investment Company Act of 1940 concurrently with the filing of 
      Form N-8A:

          YES [X]        NO [ ]



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                                    SIGNATURE

     Pursuant to the requirements of the Investment Company Act of 1940 the
Sponsor/Depositor of the registrant has caused this notification of registration
to be duly signed on behalf of the registrant in the city of Simsbury and the
State of Connecticut on the 8th day of October, 1998.


[SEAL]                             Royal Life Insurance Company of America -
                                   Separate Account Two
                                   (Registrant)

                                   By: Royal Life Insurance Company of America
                                          (Sponsor/Depositor)



Attest:  /s/ Thomas S. Clark     By:  /s/ Lynda Godkin
         ---------------------        -----------------------------------------
             Thomas S. Clark              Lynda Godkin
             Attorney                     Senior Vice President, General Counsel
                                          and Corporate Secretary


















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