<PAGE> 1
THE MONEY STORE ASSET BACKED CERTIFICATES
SERIES 1998-I
STATEMENT TO CERTIFICATEHOLDER
RECORD DATE: 10/31/00
DETERMINATION DATE: 11/10/00
DISTRIBUTION DATE: 11/15/00
A
<TABLE>
<CAPTION>
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Original Beginning Current Ending
Certificate Certificate Certificate Realized Total Certificate
Class Cusip Rate Balance Balance Interest Principal Loss Distribution Balance
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<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AH 60934YAP5 6.89000% 155,250,000.00 60,300,744.90 346,226.78 2,617,195.83 0.00 2,963,422.61 57,683,549.07
Factors per
Thousand 2.23012417 16.85794418 19.08806835 371.55265099
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MH-1 60934YAV2 7.17000% 16,750,000.00 16,750,000.00 100,081.25 0.00 0.00 100,081.25 16,750,000.00
Factors per
Thousand 5.97500000 0.00000000 5.97500000 1000.00000000
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MH-2 60934YAW0 7.37000% 15,250,000.00 15,250,000.00 93,660.42 0.00 0.00 93,660.42 15,250,000.00
Factors per
Thousand 6.14166667 0.00000000 6.14166667 1,000.00
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BH 60934YAX8 8.47000% 12,750,000.00 12,750,000.00 89,993.75 0.00 0.00 89,993.75 12,750,000.00
Factors per
Thousand 7.05833333 0.00000000 7.05833333 1,000.00
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POOL 200,000,000.00 105,050,744.90 629,962.19 2,617,195.83 0.00 3,247,158.03 102,433,549.07
Totals 5.99674181 24.91363423 30.91037604 512.16774533
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X n/a 0.00000% 0.00 0.00 0.00 0.00 0.00 0.00 0.00
-----------------------------------------------------------------------------------------------------------------------------------
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TOTALS 200,000,000.00 105,050,744.90 629,962.19 2,617,195.83 0.00 3,247,158.03 102,433,549.07
===================================================================================================================================
</TABLE>
WELLS FARGO BANK SHELLEY LAUFFER
11000 Broken Land Parkway PHONE: 410-884-2169
Columbia, Maryland 21044 FAX: 410-884-2372
<PAGE> 2
THE MONEY STORE ASSET BACKED CERTIFICATES
SERIES 1998-I
STATEMENT TO CERTIFICATEHOLDER
RECORD DATE: 10/31/00
DETERMINATION DATE: 11/10/00
DISTRIBUTION DATE: 11/15/00
A
<TABLE>
<CAPTION>
==================================================================================================
Certificate Information
Interest Carry Forward Applied Realized Realized Unpaid Realized
Requirement Amount Loss Amount Loss Amount Loss Amount
<S> <C> <C> <C> <C> <C>
AH 346,226.78 0.00 0.00 0.00 0.00
MH-1 100,081.25 0.00 0.00 0.00 0.00
MH-2 93,660.42 0.00 0.00 0.00 0.00
BH 89,993.75 0.00 0.00 0.00 0.00
==================================================================================================
</TABLE>
WELLS FARGO BANK SHELLEY LAUFFER
11000 Broken Land Parkway PHONE: 410-884-2169
Columbia, Maryland 21044 FAX: 410-884-2372
<PAGE> 3
THE MONEY STORE ASSET BACKED CERTIFICATES
SERIES 1998-I
STATEMENT TO CERTIFICATEHOLDER
RECORD DATE: 10/31/00
DETERMINATION DATE: 11/10/00
DISTRIBUTION DATE: 11/15/00
A
<TABLE>
<S> <C> <C> <C> <C> <C>
==================================================================================================================================
SCHEDULE OF REMITTANCE
Aggregate Amount Received 3,309,029.78 FEES
Contingency Fee 21,875.62
(Contingency Fee) (21,875.62) Expense Account 1,750.85
(Escrow) (27,433.15) FHA Premium Account 7,325.48
(Late Charges) (28,926.42) Servicer Fee 21,875.63
(Servicer Fee) (21,875.63) Trust Administrator Fee 1,321.47
(Unreimbursed Monthly Advance) 0.00 FHA Custodian Fee 45.57
Monthly Advance 47,315.39 Reimbursable to the Servicer - FHA Account 7,325.48
--------------
(52,795.43)
AVAILABLE REMITTANCE AMOUNT 3,256,234.35 PRIOR THREE MONTHS WEIGHTED AVERAGE MORTGAGE INTEREST RATES
==============
7/31/00 8/31/00 9/30/00
------- ------- -------
12.982% 12.977% 12.971%
------------------------------------------------------------------------------
EXHIBIT L DELINQUENT INFOR. # LOANS AMOUNT PERCENTAGE
------------------------------------------------------------------------------
Delinquent 1-29 Days 789 15,578,242.41 14.69%
--------------------------------------------- Delinquent 30-59 Days 193 3,658,264.22 3.45%
Outstanding Balance 106,052,872.30 Delinquent 60-89 Days 76 1,510,435.23 1.42%
--------------------------------------------- Delinquent 90 and over 121 2,354,201.98 2.22%
# Accounts 5,621 Loans in Foreclosure 18 400,910.96 0.38%
--------------------------------------------- REO Property 1 18,767.43 0.02%
--------------------------------------------------------
TOTALS 1,198 23,520,822.23 22.18%
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==================================================================================================================================
</TABLE>
WELLS FARGO BANK SHELLEY LAUFFER
11000 Broken Land Parkway PHONE: 410-884-2169
Columbia, Maryland 21044 FAX: 410-884-2372
<PAGE> 4
THE MONEY STORE ASSET BACKED CERTIFICATES
SERIES 1998-I
STATEMENT TO CERTIFICATEHOLDER
RECORD DATE: 10/31/00
DETERMINATION DATE: 11/10/00
DISTRIBUTION DATE: 11/15/00
A
<TABLE>
<CAPTION>
===================================================================================================================================
COLLATERAL INFORMATION
<S> <C> <C> <C>
Accelerated Principal Distribution 504,753.26 Payments And Reimbursements to the Servicers Pursuant to:
Adjusted Mortgage Interest Rate 12.370% SECTION 5.04 (b) 0.00
Aggregate Beginning Principal Balance of Loans 109,363,236.90 SECTION 5.04 (c) 0.00
Aggregate Ending Principal Balance of Loans 106,052,872.30 SECTION 5.04 (d)(ii) 0.00
Class X Remittance Amount Payable Pursuant to
section 6.08(d)(z)(xix) 0.00 SECTION 5.04 (e) 814,712.31
Compensating Interest 335.15 SECTION 5.04 (f)(i) 43,751.25
Curtailments 53,051.46 Principal Prepayments (Number/Amount) 102 1,657,406.05
Excess and Monthly Payments 256,976.67 Realized Losses (Current/Cumulative) 1,253,143.01 19,564,202.30
FHA Payments and Related Payments Received 93,882.97 Reserve Amount 814,712.31
FHA Claims Filed During the Due Period 253,071.91 Specified Subordinated Amount 10,300,000.00
FHA Claims Paid during the Due Period 93,882.97 Subordinated Amount 4,312,492.00
FHA Claims Denied by FHA During the Period 0.00 WAC 12.970%
FHA Claims Pending by FHA during the Period 544,128.50 WAM 209.65
FHA Cumulative Claims Paid 1,938,059.85 Weighted Average Adjusted Mortgage Loan Remittance Rate 7.224%
Interest Received 1,132,902.16
Libor 6.62000%
Monthly Excess Spread Percentage 100.000%
Net Funds Cap 12.450%
Supplemental Account Interest Payment For:
Class AH 0.00
Class MH-1 0.00
Class MH-2 0.00
Class BH 0.00
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</TABLE>
WELLS FARGO BANK SHELLEY LAUFFER
11000 Broken Land Parkway PHONE: 410-884-2169
Columbia, Maryland 21044 FAX: 410-884-2372
