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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-END> JUN-30-2000
<CASH> 423
<INT-BEARING-DEPOSITS> 1,401
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 84,888
<INVESTMENTS-MARKET> 81,801
<LOANS> 55,508
<ALLOWANCE> 425
<TOTAL-ASSETS> 151,105
<DEPOSITS> 74,300
<SHORT-TERM> 1,000
<LIABILITIES-OTHER> 3,432
<LONG-TERM> 47,500
0
0
<COMMON> 345
<OTHER-SE> 24,528
<TOTAL-LIABILITIES-AND-EQUITY> 151,105
<INTEREST-LOAN> 1,025
<INTEREST-INVEST> 1,470
<INTEREST-OTHER> 66
<INTEREST-TOTAL> 2,561
<INTEREST-DEPOSIT> 815
<INTEREST-EXPENSE> 1,487
<INTEREST-INCOME-NET> 1,074
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 605
<INCOME-PRETAX> 495
<INCOME-PRE-EXTRAORDINARY> 495
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 283
<EPS-BASIC> .09
<EPS-DILUTED> .09
<YIELD-ACTUAL> 2.97
<LOANS-NON> 0
<LOANS-PAST> 21
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 425
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 425
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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