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Previous: SKIBO FINANCIAL CORP, 10KSB, EX-23.2, 2000-06-08 |
Next: TROY FINANCIAL CORP, DEFA14A, 2000-06-08 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-KSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> MAR-31-2000
<PERIOD-END> MAR-31-2000
<CASH> 446
<INT-BEARING-DEPOSITS> 1,280
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 85,877
<INVESTMENTS-MARKET> 82,768
<LOANS> 56,504
<ALLOWANCE> 425
<TOTAL-ASSETS> 152,632
<DEPOSITS> 75,583
<SHORT-TERM> 6,000
<LIABILITIES-OTHER> 2,906
<LONG-TERM> 43,000
0
0
<COMMON> 345
<OTHER-SE> 24,798
<TOTAL-LIABILITIES-AND-EQUITY> 152,632
<INTEREST-LOAN> 4,316
<INTEREST-INVEST> 5,450
<INTEREST-OTHER> 319
<INTEREST-TOTAL> 10,085
<INTEREST-DEPOSIT> 3,269
<INTEREST-EXPENSE> 5,951
<INTEREST-INCOME-NET> 4,134
<LOAN-LOSSES> (150)
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,566
<INCOME-PRETAX> 1,814
<INCOME-PRE-EXTRAORDINARY> 1,814
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,104
<EPS-BASIC> .33
<EPS-DILUTED> .33
<YIELD-ACTUAL> 2.78
<LOANS-NON> 0
<LOANS-PAST> 48
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 578
<CHARGE-OFFS> 0
<RECOVERIES> 0
<ALLOWANCE-CLOSE> 425
<ALLOWANCE-DOMESTIC> (153)
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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