|
|
|
|
|
|
|
|
|
|
|
|
|
<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 21,447
<INT-BEARING-DEPOSITS> 325,031
<FED-FUNDS-SOLD> 25,250
<TRADING-ASSETS> 12
<INVESTMENTS-HELD-FOR-SALE> 63,712
<INVESTMENTS-CARRYING> 11,726
<INVESTMENTS-MARKET> 11,652
<LOANS> 295,275
<ALLOWANCE> (4,153)
<TOTAL-ASSETS> 450,070
<DEPOSITS> 411,220
<SHORT-TERM> 1,900
<LIABILITIES-OTHER> 2,846
<LONG-TERM> 0
0
0
<COMMON> 18,812
<OTHER-SE> 15,292
<TOTAL-LIABILITIES-AND-EQUITY> 450,070
<INTEREST-LOAN> 20,389
<INTEREST-INVEST> 3,372
<INTEREST-OTHER> 1,178
<INTEREST-TOTAL> 24,939
<INTEREST-DEPOSIT> 10,181
<INTEREST-EXPENSE> 10,540
<INTEREST-INCOME-NET> 14,399
<LOAN-LOSSES> (480)
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 12,247
<INCOME-PRETAX> 4,284
<INCOME-PRE-EXTRAORDINARY> 2,825
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,825
<EPS-BASIC> .83
<EPS-DILUTED> .81
<YIELD-ACTUAL> 0
<LOANS-NON> 1,331
<LOANS-PAST> 1,331
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,793
<CHARGE-OFFS> (189)
<RECOVERIES> 69
<ALLOWANCE-CLOSE> 4,153
<ALLOWANCE-DOMESTIC> 4,153
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
|
|