<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORM 10-QSB
FOR THE PERIOD ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                             660
<INT-BEARING-DEPOSITS>                             999
<FED-FUNDS-SOLD>                                 1,399
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                      6,681
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                          6,879
<ALLOWANCE>                                         86
<TOTAL-ASSETS>                                  17,927
<DEPOSITS>                                      11,175
<SHORT-TERM>                                       995
<LIABILITIES-OTHER>                                 29
<LONG-TERM>                                          0
                                7
                                          0
<COMMON>                                             0
<OTHER-SE>                                       5,721
<TOTAL-LIABILITIES-AND-EQUITY>                  17,927
<INTEREST-LOAN>                                    143
<INTEREST-INVEST>                                  194
<INTEREST-OTHER>                                   199
<INTEREST-TOTAL>                                   536
<INTEREST-DEPOSIT>                                 181
<INTEREST-EXPENSE>                                 276
<INTEREST-INCOME-NET>                              260
<LOAN-LOSSES>                                       75
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                    620<F1>
<INCOME-PRETAX>                                   (418)
<INCOME-PRE-EXTRAORDINARY>                        (261)
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      (261)
<EPS-BASIC>                                       (.37)
<EPS-DILUTED>                                     (.37)
<YIELD-ACTUAL>                                    3.18
<LOANS-NON>                                          0
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                    11
<CHARGE-OFFS>                                        0
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                   86
<ALLOWANCE-DOMESTIC>                                86
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
<FN>
<F1>Other expense includes: salaries and employee benefits of $309, occupancy of
$127, advertising fee of $21, stationery and supplies of $26, professional fees
of $53, data processing of $36 and other expenses which totaled $48.
</FN>


</TABLE>



© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission