<TABLE> <S> <C>
<PAGE>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS OF MEEMIC HOLDINGS
INC. AND SUBSIDIARIES AS OF JUNE 30, 2000 AND FOR THE SIX MONTHS THEN ENDED AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 164,452
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 0
<MORTGAGE> 0
<REAL-ESTATE> 2,300
<TOTAL-INVEST> 173,833
<CASH> 7,551
<RECOVER-REINSURE> 2,726
<DEFERRED-ACQUISITION> 2,799
<TOTAL-ASSETS> 294,681
<POLICY-LOSSES> 104,761
<UNEARNED-PREMIUMS> 35,881
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 1,066
0
0
<COMMON> 65,295
<OTHER-SE> 69,688
<TOTAL-LIABILITY-AND-EQUITY> 294,681
57,690
<INVESTMENT-INCOME> 5,051
<INVESTMENT-GAINS> (15)
<OTHER-INCOME> 920
<BENEFITS> 38,329
<UNDERWRITING-AMORTIZATION> 0
<UNDERWRITING-OTHER> 12,844
<INCOME-PRETAX> 10,980
<INCOME-TAX> 3,365
<INCOME-CONTINUING> 7,615
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,615
<EPS-BASIC> 1.15
<EPS-DILUTED> 1.14
<RESERVE-OPEN> 46,563
<PROVISION-CURRENT> 42,510
<PROVISION-PRIOR> (4,179)
<PAYMENTS-CURRENT> 23,590
<PAYMENTS-PRIOR> 10,793
<RESERVE-CLOSE> 50,511
<CUMULATIVE-DEFICIENCY> 0
</TABLE>