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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-1-2000
<PERIOD-END> JUN-30-2000
<CASH> $10,942
<INT-BEARING-DEPOSITS> 3,970
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 192,723
<INVESTMENTS-CARRYING> 192,723
<INVESTMENTS-MARKET> 192,723
<LOANS> 357,789
<ALLOWANCE> (2,347)
<TOTAL-ASSETS> 585,356
<DEPOSITS> 311,548
<SHORT-TERM> 198,983
<LIABILITIES-OTHER> 2,792
<LONG-TERM> 0
0
0
<COMMON> 60
<OTHER-SE> 71,973
<TOTAL-LIABILITIES-AND-EQUITY> 585,356
<INTEREST-LOAN> 12,492
<INTEREST-INVEST> 6,094
<INTEREST-OTHER> 126
<INTEREST-TOTAL> 18,736
<INTEREST-DEPOSIT> 4,508
<INTEREST-EXPENSE> 10,261
<INTEREST-INCOME-NET> 8,475
<LOAN-LOSSES> 60
<SECURITIES-GAINS> 639
<EXPENSE-OTHER> 7,296
<INCOME-PRETAX> 3,137
<INCOME-PRE-EXTRAORDINARY> 3,137
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,044
<EPS-BASIC> 0.42
<EPS-DILUTED> 0.41
<YIELD-ACTUAL> 7.32
<LOANS-NON> 132
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 2,047
<ALLOWANCE-OPEN> 2,309
<CHARGE-OFFS> 56
<RECOVERIES> 34
<ALLOWANCE-CLOSE> 2,347
<ALLOWANCE-DOMESTIC> 2,347
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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