SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report: October 28, 1998
(Date of earliest event reported)
Commission File No. 333-45021
Norwest Asset Securities Corporation
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Delaware 52-1972128
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(State of Incorporation) (I.R.S. Employer Identification No.)
7485 New Horizon Way, Frederick, Maryland 21703
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Address of principal executive offices (Zip Code)
(301) 846-8881
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Registrant's Telephone Number, including area code
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(Former name, former address and former fiscal year,
if changed since last report)
<PAGE>
ITEM 5. Other Events
On October 28, 1998, Norwest Asset Securities Corporation, a Delaware
corporation (the "Registrant"), sold Mortgage Pass-Through Certificates, Series
1998-25, Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class
A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class
A-14, Class A-15, Class A-16, Class A-17, Class A-18, Class A-19, Class A-20,
Class A-21, Class A-22, Class A-23, Class A-24, Class A-25, Class A-26, Class
A-R, Class A-LR, Class B-1, Class B-2 and Class B-3 (the "Offered
Certificates"), having an aggregate original principal balance of
$1,140,272,999.00. The Offered Certificates were issued pursuant to a Pooling
and Servicing Agreement, dated as of October 28, 1998, among the Registrant,
Norwest Bank Minnesota, National Association, as master servicer (the "Master
Servicer" or "Norwest Bank") and First Union National Bank, as trustee (the
"Agreement"), a copy of which is filed as an exhibit hereto. Mortgage
Pass-Through Certificates, Series 1998-25, Class A-PO Certificates, having
aggregate initial principal balances of $1,838,521.77, and Class B-4, Class B-5
and Class B-6 Certificates, having an aggregate initial principal balance of
$8,052,097.86 (the "Private Class B Certificates" and, together with the Class
A-PO Certificates and the Offered Certificates, the "Certificates"), were also
issued pursuant to the Agreement.
As of the date of initial issuance, the Offered Certificates evidenced an
approximate 99.14% undivided interest in a trust fund (the "Trust Estate"),
consisting principally of a pool of fixed interest rate, conventional, monthly
pay, fully-amortizing, one-to four-family residential first mortgage loans,
other than the Fixed Retained Yield (as defined in the Agreement), which may
include loans secured by shares issued by cooperative housing corporations. The
remaining undivided interests in the Trust Estate are evidenced by the Class
A-PO and Private Class B Certificates. Distributions on the Private Class B
Certificates are subordinated to distributions on the Offered Certificates and
the Class A-PO Certificates.
Interest on the Offered Certificates will be distributed on each
Distribution Date (as defined in the Agreement). Monthly distributions in
reduction of the principal balance of the Offered Certificates will be allocated
to the Offered Certificates in accordance with the priorities set forth in the
Agreement. Distributions of interest and in reduction of principal balance on
any Distribution Date will be made to the extent that the Pool Distribution
Amount is sufficient therefor.
An election will be made to treat the Trust Estate as two REMICs for
federal income tax purposes (the "Upper-Tier REMIC" and "Lower-Tier REMIC,"
respectively). The Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class
A-6, Class A-7, Class A-10, Class A-11, Class A-12, Class A-13, Class A-14,
Class A-15, Class A-16, Class A-17, Class A-18, Class A-19, Class A-20, Class
A-21, Class A-22, Class A-23, Class A-24, Class A-25, Class A-26, Class A-PO,
Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Certificates
and each component of the Class A-8 and Class A-9 Certificates will be treated
as "regular interests" in the Upper-Tier REMIC and the Class A-R and Class A-LR
Certificate will be treated as the "residual interests" in the Upper-Tier REMIC
and Lower-Tier REMIC, respectively.
<PAGE>
ITEM 7. Financial Statements and Exhibits
(c) Exhibits
Item 601(a)
of Regulation S-K
Exhibit No. Description
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(EX-4) Pooling and Servicing Agreement, dated as of
October 28, 1998, among Norwest Asset Securities
Corporation, Norwest Bank Minnesota, National
Association and First Union National Bank, as
trustee.
<PAGE>
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
NORWEST ASSET SECURITIES CORPORATION
October 28, 1998
/s/ ALAN S. MCKENNEY
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Alan S. McKenney
Vice President
<PAGE>
INDEX TO EXHIBITS
Paper (P) or
Exhibit No. Description Electronic (E)
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(EX-4) Pooling and Servicing Agreement, E
dated as of October 28, 1998
among Norwest Asset Securities
Corporation, Norwest Bank
Minnesota, National Association
and First Union National Bank,
as trustee.
NORWEST ASSET SECURITIES CORPORATION
(Seller)
and
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION
(Master Servicer)
and
FIRST UNION NATIONAL BANK
(Trustee)
POOLING AND SERVICING AGREEMENT
Dated as of October 28, 1998
$1,150,163,618.63
Mortgage Pass-Through Certificates
Series 1998-25
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<PAGE>
TABLE OF CONTENTS
Page
ARTICLE I
DEFINITIONS
Section 1.01. Definitions
Section 1.02. Acts of Holders
Section 1.03. Effect of Headings and Table of Contents
Section 1.04. Benefits of Agreement
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans
Section 2.02. Acceptance by Trustee
Section 2.03. Representations and Warranties of the Master
Servicer and the Seller
Section 2.04. Execution and Delivery of Certificates
Section 2.05. Designation of Certificates; Designation of Startup
Day and Latest Possible Maturity Date
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE:
SERVICING OF THE MORTGAGE LOANS
Section 3.01. Certificate Account
Section 3.02. Permitted Withdrawals from the Certificate Account
Section 3.03. Advances by Master Servicer and Trustee
Section 3.04. Trustee to Cooperate; Release of Owner Mortgage
Loan Files
Section 3.05. Reports to the Trustee; Annual Compliance Statements
Section 3.06. Title, Management and Disposition of Any REO
Mortgage Loan
Section 3.07. Amendments to Servicing Agreements, Modification of
Standard Provisions
Section 3.08. Oversight of Servicing
Section 3.09. Termination and Substitution of Servicing
Agreements
Section 3.10. Application of Net Liquidation Proceeds
Section 3.11. 1934 Act Reports
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES; PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
Section 4.01. Distributions
Section 4.02. Allocation of Realized Losses
Section 4.03. Paying Agent
Section 4.04. Statements to Certificateholders;Reports to the
Trustee and the Seller
Section 4.05. Reports to Mortgagors and the Internal Revenue
Service
Section 4.06. Calculation of Amounts; Binding Effect of
Interpretations and Actions of Master Servicer
Section 4.07. Determination of LIBOR
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates
Section 5.02. Registration of Certificates
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates
Section 5.04. Persons Deemed Owners
Section 5.05. Access to List of Certificateholders' Names and
Addresses
Section 5.06. Maintenance of Office or Agency
Section 5.07. Definitive Certificates
Section 5.08. Notices to Clearing Agency
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
Section 6.01. Liability of the Seller and the Master Servicer
Section 6.02. Merger or Consolidation of the Seller or the Master
Servicer
Section 6.03. Limitation on Liability of the Seller, the Master
Servicer and Others
Section 6.04. Resignation of the Master Servicer
Section 6.05. Compensation to the Master Servicer
Section 6.06. Assignment or Delegation of Duties by Master
Servicer
Section 6.07. Indemnification of Trustee and Seller by Master
Servicer
ARTICLE VII
DEFAULT
Section 7.01. Events of Default
Section 7.02. Other Remedies of Trustee
Section 7.03. Directions by Certificateholders and Duties of
Trustee During Event of Default
Section 7.04. Action upon Certain Failures of the Master Servicer
and upon Event of Default
Section 7.05. Trustee to Act; Appointment of Successor
Section 7.06. Notification to Certificateholders
ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01. Duties of Trustee
Section 8.02. Certain Matters Affecting the Trustee
Section 8.03. Trustee Not Required to Make Investigation
Section 8.04. Trustee Not Liable for Certificates or Mortgage
Loans
Section 8.05. Trustee May Own Certificates
Section 8.06. The Master Servicer to Pay Fees and Expenses
Section 8.07. Eligibility Requirements
Section 8.08. Resignation and Removal
Section 8.09. Successor
Section 8.10. Merger or Consolidation
Section 8.11. Authenticating Agent
Section 8.12. Separate Trustees and Co-Trustees
Section 8.13. Appointment of Custodians
Section 8.14. Tax Matters; Compliance with REMIC Provisions
Section 8.15. Monthly Advances
ARTICLE IX
TERMINATION
Section 9.01. Termination upon Purchase by the Seller or
Liquidation of All Mortgage Loans
Section 9.02. Additional Termination Requirements
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01. Amendment
Section 10.02. Recordation of Agreement
Section 10.03. Limitation on Rights of Certificateholders
Section 10.04. Governing Law; Jurisdiction
Section 10.05. Notices
Section 10.06. Severability of Provisions
Section 10.07. Special Notices to Rating Agencies
Section 10.08. Covenant of Seller
Section 10.09. Recharacterization
ARTICLE XI
TERMS FOR CERTIFICATES
Section 11.01. Class A Fixed Pass-Through Rate
Section 11.02. Cut-Off Date
Section 11.03. Cut-Off Date Aggregate Principal Balance
Section 11.04. Original Class A Percentage
Section 11.05. Original Principal Balances of the Classes of
Class A Certificates
Section 11.05(a). Original IO Components Notional Amounts
Section 11.05(b). Original Class A-6 Notional Amount
Section 11.05(c). Original Class A-14 Notional Amount
Section 11.05(d). Original Class A-26 Notional Amount
Section 11.06. Original Class A Non-PO Principal Balance
Section 11.07. Original Subordinated Percentage
Section 11.08. Original Class B-1 Percentage
Section 11.09. Original Class B-2 Percentage
Section 11.10. Original Class B-3 Percentage
Section 11.11. Original Class B-4 Percentage
Section 11.12. Original Class B-5 Percentage
Section 11.13. Original Class B-6 Percentage
Section 11.14. Original Class B Principal Balance
Section 11.15. Original Principal Balances of the Classes of
Class B Certificates
Section 11.16. Original Class B-1 Fractional Interest
Section 11.17. Original Class B-2 Fractional Interest
Section 11.18. Original Class B-3 Fractional Interest
Section 11.19. Original Class B-4 Fractional Interest
Section 11.20. Original Class B-5 Fractional Interest
Section 11.21. Closing Date
Section 11.22. Right to Purchase.
Section 11.23. Wire Transfer Eligibility
Section 11.24. Single Certificate
Section 11.25. Servicing Fee Rate
Section 11.26. Master Servicing Fee Rate
<PAGE>
EXHIBITS
EXHIBIT A-1 - Form of Face of Class A-1 Certificate
EXHIBIT A-2 - Form of Face of Class A-2 Certificate
EXHIBIT A-3 - Form of Face of Class A-3 Certificate
EXHIBIT A-4 - Form of Face of Class A-4 Certificate
EXHIBIT A-5 - Form of Face of Class A-5 Certificate
EXHIBIT A-6 - Form of Face of Class A-6 Certificate
EXHIBIT A-7 - Form of Face of Class A-7 Certificate
EXHIBIT A-8 - Form of Face of Class A-8 Certificate
EXHIBIT A-9 - Form of Face of Class A-9 Certificate
EXHIBIT A-10 - Form of Face of Class A-10 Certificate
EXHIBIT A-11 - Form of Face of Class A-11 Certificate
EXHIBIT A-12 - Form of Face of Class A-12 Certificate
EXHIBIT A-13 - Form of Face of Class A-13 Certificate
EXHIBIT A-14 - Form of Face of Class A-14 Certificate
EXHIBIT A-15 - Form of Face of Class A-15 Certificate
EXHIBIT A-16 - Form of Face of Class A-16 Certificate
EXHIBIT A-17 - Form of Face of Class A-17 Certificate
EXHIBIT A-18 - Form of Face of Class A-18 Certificate
EXHIBIT A-19 - Form of Face of Class A-19 Certificate
EXHIBIT A-20 - Form of Face of Class A-20 Certificate
EXHIBIT A-21 - Form of Face of Class A-21 Certificate
EXHIBIT A-22 - Form of Face of Class A-22 Certificate
EXHIBIT A-23 - Form of Face of Class A-23 Certificate
EXHIBIT A-24 - Form of Face of Class A-24 Certificate
EXHIBIT A-25 - Form of Face of Class A-25 Certificate
EXHIBIT A-26 - Form of Face of Class A-26 Certificate
EXHIBIT A-PO - Form of Face of Class A-PO Certificate
EXHIBIT A-R - Form of Face of Class A-R Certificate
EXHIBIT A-LR - Form of Face of Class A-LR Certificate
EXHIBIT B-1 - Form of Face of Class B-1 Certificate
EXHIBIT B-2 - Form of Face of Class B-2 Certificate
EXHIBIT B-3 - Form of Face of Class B-3 Certificate
EXHIBIT B-4 - Form of Face of Class B-4 Certificate
EXHIBIT B-5 - Form of Face of Class B-5 Certificate
EXHIBIT B-6 - Form of Face of Class B-6 Certificate
EXHIBIT C - Form of Reverse of Series 1998-25 Certificates
EXHIBIT D - Reserved
EXHIBIT E - Custodial Agreement
EXHIBIT F-1 - Schedule of Mortgage Loans Serviced by Norwest
Mortgage in locations other than Frederick,
Maryland
EXHIBIT F-2 - Schedule of Mortgage Loans Serviced by Norwest
Mortgage from Frederick Maryland
EXHIBIT F-3 - Schedule of Mortgage Loans Serviced by Other
Servicers
EXHIBIT G - Request for Release
EXHIBIT H - Affidavit Pursuant to Section 860E(e)(4) of the
Internal Revenue Code of 1986, as amended, and
for Non-ERISA Investors
EXHIBIT I - Letter from Transferor of Residual Certificates
EXHIBIT J - Transferee's Letter (Class [A-PO][B-4] [B-5] [B-6]
Certificates)
EXHIBIT K - Transferee's Letter (Class [A-9] [B-1] [B-2] [B-3]
Certificates)
EXHIBIT L - Servicing Agreements
EXHIBIT M - Form of Special Servicing Agreement
<PAGE>
This Pooling and Servicing Agreement, dated as of October 28, 1998 executed
by NORWEST ASSET SECURITIES CORPORATION, as Seller, NORWEST BANK MINNESOTA,
NATIONAL ASSOCIATION, as Master Servicer and FIRST UNION NATIONAL BANK, as
Trustee.
WITNESSETH THAT:
In consideration of the mutual agreements herein contained, the Seller, the
Master Servicer and the Trustee agree as follows:
ARTICLE I
DEFINITIONS
Section 1.01. Definitions.
Whenever used herein, the following words and phrases, unless the context
otherwise requires, shall have the meanings specified in this Article.
250% SPA Balance: As defined in Section 4.01(b).
Accepted Master Servicing Practices: Accepted Master Servicing Practices
shall consist of the customary and usual master servicing practices of prudent
master servicing institutions which service mortgage loans of the same type as
the Mortgage Loans in the jurisdictions in which the related Mortgaged
Properties are located, regardless of the date upon which the related Mortgage
Loans were originated.
Accretion Termination Date: The earlier to occur of (i) the Distribution
Date following the Distribution Date on which the Principal Balances of the
Class A-18 and Class A-19 Certificates have been reduced to zero or (ii) the
Cross-Over Date.
Accrual Certificates: The Class A-12 and A-20 Certificates.
Accrual Components: The Class A-8 Scheduled Accrual Component and the Class
A-9 Scheduled Accrual Component.
Accrual Distribution Amount: As to any Distribution Date and each Class of
Accrual Certificates and each Accrual Component prior to the applicable Accrual
Termination Date, an amount with respect to such Class or Component equal to the
sum of (i) the Class A Interest Percentage of such Class or Component of the
Current Class A Interest Distribution Amount and (ii) the Class A Interest
Shortfall Percentage of such Class or Component of the amount distributed in
respect of the Classes of Class A Certificates pursuant to Paragraph second of
Section 4.01(a)(i) on such Distribution Date. As to any Distribution Date on or
after the Accrual Termination Date for such Class or Component, zero.
Accrual Termination Date: With respect to the Class A-8 Scheduled Accrual
Component, the Class A-9 Scheduled Accrual Component and the Class A-12
Certificates, the Cross-Over Date. With respect to the Class A-20 Certificates,
the Accretion Termination Date.
Adjusted Pool Amount: With respect to any Distribution Date, the Cut-Off
Date Aggregate Principal Balance of the Mortgage Loans minus the sum of (i) all
amounts in respect of principal received in respect of the Mortgage Loans
(including, without limitation, amounts received as Monthly Payments, Periodic
Advances, Unscheduled Principal Receipts and Substitution Principal Amounts) and
distributed to Holders of the Certificates on such Distribution Date and all
prior Distribution Dates and (ii) the principal portion of all Realized Losses
(other than Debt Service Reductions) incurred on the Mortgage Loans from the
Cut-Off Date through the end of the month preceding such Distribution Date.
Adjusted Pool Amount (Non-PO Portion): With respect to any Distribution
Date, the difference between the Adjusted Pool Amount for such Distribution Date
and the Adjusted Pool Amount (PO Portion) for such Distribution Date.
Adjusted Pool Amount (PO Portion): With respect to any Distribution Date,
the sum of the amounts, calculated as follows, with respect to all Outstanding
Mortgage Loans: the product of (i) the PO Fraction for each such Mortgage Loan
and (ii) the remainder of (A) the Cut-Off Date Principal Balance of such
Mortgage Loan minus (B) the sum of (x) all amounts in respect of principal
received in respect of such Mortgage Loan (including, without limitation,
amounts received as Monthly Payments, Periodic Advances, Unscheduled Principal
Receipts and Substitution Principal Amounts) and distributed to Holders of the
Certificates on such Distribution Date and all prior Distribution Dates and (y)
the principal portion of any Realized Loss (other than a Debt Service Reduction)
incurred on such Mortgage Loan from the Cut-Off Date through the end of the
month preceding such Distribution Date.
Adjusted Principal Balance: As to any Distribution Date and any Class of
Class B Certificates, the greater of (A) zero and (B) (i) the Principal Balance
of such Class with respect to such Distribution Date minus (ii) the Adjustment
Amount for such Distribution Date less the Principal Balances for any Classes of
Class B Certificates with higher numerical designations.
Adjustment Amount: For any Distribution Date, the difference between (A)
the sum of the Class A Principal Balance and Class B Principal Balance as of the
related Determination Date and (B) the sum of (i) the sum of the Class A
Principal Balance and Class B Principal Balance as of the Determination Date
succeeding such Distribution Date, (ii) the principal portion of Excess Special
Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses allocated to the
Certificates with respect to such Distribution Date and (iii) the aggregate
amount that would have been distributed to all Classes as principal in
accordance with Section 4.01(a)(i) for such Distribution Date without regard to
the provisos in the definitions of Class B-1 Optimal Principal Amount, Class B-2
Optimal Principal Amount, Class B-3 Optimal Principal Amount, Class B-4 Optimal
Principal Amount, Class B-5 Optimal Principal Amount and Class B-6 Optimal
Principal Amount.
Aggregate Class A Distribution Amount: As to any Distribution Date, the
aggregate amount distributable to the Classes of Class A Certificates pursuant
to Paragraphs first, second, third and fourth of Section 4.01(a)(i) on such
Distribution Date.
Aggregate Class A Unpaid Interest Shortfall: As to any Distribution Date,
an amount equal to the sum of the Class A Unpaid Interest Shortfalls for all the
Classes of Class A Certificates (other than the Class A-8 and Class A-9
Certificates) and all the Components.
Aggregate Current Bankruptcy Losses: With respect to any Distribution Date,
the sum of all Bankruptcy Losses incurred on any of the Mortgage Loans in the
month preceding the month of such Distribution Date.
Aggregate Current Fraud Losses: With respect to any Distribution Date, the
sum of all Fraud Losses incurred on any of the Mortgage Loans in the month
preceding the month of such Distribution Date.
Aggregate Current Special Hazard Losses: With respect to any Distribution
Date, the sum of all Special Hazard Losses incurred on any of the Mortgage Loans
in the month preceding the month of such Distribution Date.
Aggregate Foreclosure Profits: As to any Distribution Date, the aggregate
amount of Foreclosure Profits with respect to all of the Mortgage Loans.
Agreement: This Pooling and Servicing Agreement and all amendments and
supplements hereto.
Applicable Unscheduled Principal Receipt Period: With respect to the
Mortgage Loans serviced by each Servicer and each of Full Unscheduled Principal
Receipts and Partial Unscheduled Principal Receipts, the Unscheduled Principal
Receipt Period specified on Schedule I hereto, as amended from time to time by
the Master Servicer pursuant to Section 10.01(b) hereof.
Authenticating Agent: Any authenticating agent appointed by the Trustee
pursuant to Section 8.11. There shall initially be no Authenticating Agent for
the Certificates.
Available Master Servicer Compensation: As to any Distribution Date, the
sum of (a) the Master Servicing Fee for such Distribution Date, (b) interest
earned through the business day preceding the applicable Distribution Date on
any Prepayments in Full remitted to the Master Servicer and (c) the aggregate
amount of Month End Interest remitted by the Servicers to the Master Servicer
pursuant to the related Servicing Agreements.
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
Bankruptcy Loss: With respect to any Mortgage Loan, a Deficient Valuation
or Debt Service Reduction; provided, however, that a Bankruptcy Loss shall not
be deemed a Bankruptcy Loss hereunder so long as the applicable Servicer has
notified the Master Servicer and the Trustee in writing that such Servicer is
diligently pursuing any remedies that may exist in connection with the
representations and warranties made regarding the related Mortgage Loan and
either (A) the related Mortgage Loan is not in default with regard to payments
due thereunder or (B) delinquent payments of principal and interest under the
related Mortgage Loan and any premiums on any applicable primary hazard
insurance policy and any related escrow payments in respect of such Mortgage
Loan are being advanced on a current basis by such Servicer without giving
effect to any Debt Service Reduction.
Bankruptcy Loss Amount: As of any Distribution Date prior to the first
anniversary of the Cut-Off Date, the Bankruptcy Loss Amount will equal
$260,622.13 minus the aggregate amount of Bankruptcy Losses allocated solely to
the Class B Certificates in accordance with Section 4.02(a) since the Cut-Off
Date. As of any Distribution Date on or after the first anniversary of the
Cut-Off Date, an amount equal to (1) the lesser of (a) the Bankruptcy Loss
Amount calculated as of the close of business on the Business Day immediately
preceding the most recent anniversary of the Cut-Off Date coinciding with or
preceding such Distribution Date (the "Relevant Anniversary") and (b) such
lesser amount which, as determined on the Relevant Anniversary will not cause
any rated Certificates to be placed on credit review status (other than for
possible upgrading) by either Rating Agency minus (2) the aggregate amount of
Bankruptcy Losses allocated solely to the Class B Certificates in accordance
with Section 4.02(a) since the Relevant Anniversary. On and after the Cross-Over
Date the Bankruptcy Loss Amount shall be zero.
Bank United Mortgage Loan Sale Agreement: The mortgage loan sale agreement
dated as of September 17, 1998 between Bank United, as seller, and Norwest
Funding, Inc., as purchaser.
Beneficial Owner: With respect to a Book-Entry Certificate, the Person who
is the beneficial owner of such Book-Entry Certificate, as reflected on the
books of the Clearing Agency, or on the books of a Person maintaining an account
with such Clearing Agency (directly or as an indirect participant, in accordance
with the rules of such Clearing Agency), as the case may be.
Book-Entry Certificate: Any one of the Class A-1 Certificates, Class A-2
Certificates, Class A-3 Certificates, Class A-4 Certificates, Class A-5
Certificates, Class A-7 Certificates, Class A-8 Certificates, Class A-10
Certificates, Class A-12 Certificates, Class A-13 Certificates, Class A-15
Certificates, Class A-16 Certificates, Class A-17 Certificates, Class A-18
Certificates, Class A-20 Certificates, Class A-21 Certificates, Class A-22
Certificates, Class A-24 Certificates and Class A-25 Certificates, beneficial
ownership and transfers of which shall be evidenced by, and made through, book
entries by the Clearing Agency as described in Section 5.01(b).
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a
legal holiday in the City of New York, State of Iowa, State of Maryland, State
of Minnesota or State of North Carolina or (iii) a day on which banking
institutions in the City of New York, or the State of Iowa, State of Maryland,
State of Minnesota or State of North Carolina are authorized or obligated by law
or executive order to be closed.
Certificate: Any one of the Class A Certificates or Class B Certificates.
Certificate Account: The trust account established and maintained by the
Master Servicer in the name of the Master Servicer on behalf of the Trustee
pursuant to Section 3.01. The Certificate Account shall be an Eligible Account.
Certificate Register and Certificate Registrar: Respectively, the register
maintained pursuant to and the registrar provided for in Section 5.02. The
initial Certificate Registrar is the Trustee.
Certificateholder or Holder: The Person in whose name a Certificate is
registered in the Certificate Register, except that, solely for the purposes of
the taking of any action under Articles VII or VIII, any Certificate registered
in the name of the Master Servicer, a Servicer or any affiliate thereof shall be
deemed not to be outstanding and the Voting Interest evidenced thereby shall not
be taken into account in determining whether the requisite percentage of
Certificates necessary to effect any such action has been obtained.
Class: All certificates whose form is identical except for variations in
the Percentage Interest evidenced thereby.
Class A Certificate: Any one of the Class A-1 Certificates, Class A-2
Certificates, Class A-3 Certificates, Class A-4 Certificates, Class A-5
Certificates, Class A-6 Certificates, Class A-7 Certificates, Class A-8
Certificates, Class A-9 Certificates, Class A-10 Certificates, Class A-11
Certificates, Class A-12 Certificates, Class A-13 Certificates, Class A-14
Certificates, Class A-15 Certificates, Class A-16 Certificates, Class A-17
Certificates, Class A-18 Certificates, Class A-19 Certificates, Class A-20
Certificates, Class A-21 Certificates, Class A-22 Certificates, Class A-23
Certificates, Class A-24 Certificates, Class A-25 Certificates, Class A-26
Certificates, Class A-PO Certificates, Class A-R Certificate or Class A-LR
Certificate.
Class A Certificateholder: The registered holder of a Class A Certificate.
Class A Distribution Amount: As to any Distribution Date and any Class of
Class A Certificates (other than the Class A-6, Class A-8, Class A-9, Class
A-12, Class A-14, Class A-20, Class A-26 and Class A-PO Certificates), the
amount distributable to such Class of Class A Certificates pursuant to
Paragraphs first, second and third clause (A) of Section 4.01(a)(i). As to the
Class A-12 and Class A-20 Certificates, (a) as to any Distribution Date prior to
the applicable Accrual Termination Date, the amount distributable to such Class
pursuant to the provisos in Paragraphs first and second of Section 4.01(a)(i)
and Paragraph third clause (A) of Section 4.01(a)(i) and (b) as to any
Distribution Date on or after the applicable Accrual Termination Date, the
amount distributable to such Class pursuant to Paragraphs first, second and
third clause (A) of Section 4.01(a)(i). As to the Class A-8 and Class A-9
Certificates, the sum of (a) with respect to the Accrual Components, (i) as to
any Distribution Date prior to the Cross-Over Date, the amount distributable to
the Class A-8 and Class A-9 Certificates with respect to the Accrual Components
pursuant to the provisos in Paragraphs first and second of Section 4.01(a)(i)
and Paragraph third clause (A) of Section 4.01(a)(i) and (ii) as to any
Distribution Date on or after the Cross-Over Date, the amount distributable to
the Class A-8 and Class A-9 Certificates with respect to the Accrual Components
pursuant to Paragraphs first, second and third clause (A) of Section 4.01(a)(i)
and (b) with respect to the IO Components, the amount distributable to the Class
A-8 and Class A-9 Certificates with respect to the IO Components pursuant to
Paragraphs first or second of Section 4.01(a)(i). As to the Class A-6, Class
A-14 and Class A-26 Certificates, the amount distributable to each such Class
pursuant to Paragraphs first and second of Section 4.01(a)(i). As to any
Distribution Date and the Class A-PO Certificates, the amount distributable to
the Class A-PO Certificates pursuant to Paragraphs third clause (B) and fourth
of Section 4.01(a)(i) on such Distribution Date.
Class A Fixed Pass-Through Rate: As to any Distribution Date, the rate per
annum set forth in Section 11.01.
Class A Interest Accrual Amount: As to any Distribution Date, the sum of
the Interest Accrual Amounts for the Classes of Class A Certificates with
respect to such Distribution Date.
Class A Interest Percentage: As to any Distribution Date and any Class of
Class A Certificates (other than the Class A-8, Class A-9 and Class A-PO
Certificates) and any Component, the percentage calculated by dividing the
Interest Accrual Amount of such Class or Component (determined without regard to
clause (ii) of the definition thereof) by the Class A Interest Accrual Amount
(determined without regard to clause (ii) of the definition of each Interest
Accrual Amount).
Class A Interest Shortfall Amount: As to any Distribution Date and any
Class of Class A Certificates, any amount by which the Interest Accrual Amount
of such Class with respect to such Distribution Date exceeds the amount
distributed in respect of such Class on such Distribution Date pursuant to
Paragraph first of Section 4.01(a)(i) including (i) in the case of each Class of
Accrual Certificates and the Class A-8 and Class A-9 Certificates with respect
to their Accrual Components prior to the applicable Accrual Termination Date,
the amount included in the Accrual Distribution Amount pursuant to clause (i) of
the definition thereof.
As to any Distribution Date and Class A-8 Component or Class A-9 Component,
the product of (a) the Class A Interest Shortfall Amount of the Class A-8
Certificates or Class A-9 Certificates, respectively, for such Distribution Date
and (b) a fraction, the numerator of which is the Interest Accrual Amount for
such Component and the denominator of which is the Interest Accrual Amount for
the Class A-8 Certificates or Class A-9 Certificates, respectively.
Class A Interest Shortfall Distribution: As to any Distribution Date and
Class of Class A Certificates, the amount distributed in respect of such Class
(or in the case of the Class A-8 or Class A-9 Certificates with respect to their
Accrual Components or the Class A-12 or Class A-20 Certificates prior to the
applicable Accrual Termination Date, the amount included in the Accrual
Distribution Amount for such Class or Component pursuant to clause (ii) of the
definition thereof) pursuant to Paragraph second of Section 4.01(a)(i).
As to any Distribution Date and Class A-8 Component or Class A-9 Component,
the product of (a) the Class A Interest Shortfall Distribution for the Class A-8
Certificates or Class A-9 Certificates, respectively, for such Distribution Date
and (b) a fraction, the numerator of which is the Class A Unpaid Interest
Shortfall for such Component and the denominator of which is the Class A Unpaid
Interest Shortfall for the Class A-8 Certificates or Class A-9 Certificates,
respectively.
Class A Interest Shortfall Percentage: As to any Distribution Date and any
Class of Class A Certificates (other than the Class A-8 and Class A-9
Certificates) and any Component, the percentage calculated by dividing the Class
A Unpaid Interest Shortfall for such Class or Component by the Aggregate Class A
Unpaid Interest Shortfall determined as of the Business Day preceding the
applicable Distribution Date.
Class A Loss Denominator: As to any Determination Date, an amount equal to
the sum of (i) the Principal Balances of the Class A Certificates (other than
the Accrual Certificates and the Class A-8, Class A-9 and Class A-PO
Certificates), (ii) with respect to each Class of Accrual Certificates, the
lesser of the Principal Balance of such Class of Accrual Certificates and the
Original Principal Balance of such Class of Accrual Certificates, and (iii) with
respect to each Accrual Component, the lesser of the Principal Balance of such
Accrual Component and the Original Principal Balance of such Accrual Component.
Class A Loss Percentage: As to any Determination Date and any Class of
Class A Certificates (other than the Class A-8, Class A-9 and Class A-PO
Certificates) or Accrual Component then outstanding, the percentage calculated
by dividing the Principal Balance of such Class or Component (or, in the case of
a Class of Accrual Certificates or an Accrual Component, the Original Principal
Balance of such Class or Component, if lower) by the Class A Loss Denominator
(determined without regard to any such Principal Balance of any Class of Class A
Certificates or Component not then outstanding), in each case determined as of
the preceding Determination Date.
Class A Non-PO Optimal Amount: As to any Distribution Date, the sum for
such Distribution Date of (i) the Class A Interest Accrual Amount, (ii) the
Aggregate Class A Unpaid Interest Shortfall and (iii) the Class A Non-PO Optimal
Principal Amount.
Class A Non-PO Optimal Principal Amount: As to any Distribution Date, an
amount equal to the sum, as to each Outstanding Mortgage Loan, of the product of
(x) the Non-PO Fraction with respect to such Mortgage Loan, and (y) the sum of:
(i) the Class A Percentage of (A) the principal portion of the Monthly
Payment due on the Due Date occurring in the month of such Distribution
Date on such Mortgage Loan, less (B) if the Bankruptcy Loss Amount has been
reduced to zero, the principal portion of any Debt Service Reduction with
respect to such Mortgage Loan;
(ii) the Class A Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating to
such Distribution Date for each applicable type of Unscheduled Principal
Receipt;
(iii) the Class A Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class A Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date occurs
over the unpaid principal balance of such defective Mortgage Loan, less the
amount allocable to the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer, the Master Servicer or
the Trustee in respect of such defective Mortgage Loan.
Class A Non-PO Principal Amount: As to any Distribution Date, the aggregate
amount distributed in respect of the Classes of Class A Certificates pursuant to
Paragraph third clause (A) of Section 4.01(a)(i).
Class A Non-PO Principal Balance: As of any date, an amount equal to the
Class A Principal Balance less the Principal Balance of the Class A-PO
Certificates.
Class A Non-PO Principal Distribution Amount: As to any Distribution Date,
the sum of (i) the sum of the applicable Accrual Distribution Amounts, if any,
with respect to such Distribution Date and (ii) the Class A Non-PO Principal
Amount with respect to such Distribution Date.
Class A Pass-Through Rate: As to the Class A-6, Class A-12, Class A-20,
Class A-21, Class A-24, Class A-R and Class A-LR Certificates, the Class A Fixed
Pass-Through Rate. As to the Class A-4 and Class A-5 Certificates, 6.000%. As to
the Class A-1 and Class A-15 Certificates, 5.800%. As to the Class A-2 and Class
A-16 Certificates, 5.550%. As to the Class A-3 Certificates, 5.570%. As to the
Class A-7 Certificates, 6.450%. As to the Class A-17 Certificates, 5.900%. As to
the Class A-25 Certificates, 6.500%. As to the Class A-26 Certificates, 0.250%.
As to the Class A-10, Class A-11, Class A-13, Class A-14, Class A-18, Class
A-19, Class A-22 and Class A-23 Certificates, the Class A-10 Pass-Through Rate,
the Class A-11 Pass-Through Rate, the Class A-13 Pass-Through Rate, the Class
A-14 Pass-Through Rate, the Class A-18 Pass-Through Rate, the Class A-19
Pass-Through Rate, the Class A-22 Pass-Through Rate and the Class A-23
Pass-Through Rate, respectively. The Class A-PO Certificates are not entitled to
interest and have no Class A Pass-Through Rate.
Class A Percentage: As to any Distribution Date occurring on or prior to
the Cross-Over Date, the lesser of (i) 100% and (ii) the percentage obtained by
dividing the Class A Non-PO Principal Balance (determined as of the
Determination Date preceding such Distribution Date) by the Pool Balance (Non-PO
Portion). As to any Distribution Date occurring subsequent to the Cross-Over
Date, 100% or such lesser percentage which will cause the Class A Non-PO
Principal Balance to decline to zero following the distribution made on such
Distribution Date.
Class A Prepayment Percentage: As to any Distribution Date to and including
the Distribution Date in October 2003, 100%. As to any Distribution Date
subsequent to October 2003 to and including the Distribution Date in October
2004, the Class A Percentage as of such Distribution Date plus 70% of the
Subordinated Percentage as of such Distribution Date. As to any Distribution
Date subsequent to October 2004 to and including the Distribution Date in
October 2005, the Class A Percentage as of such Distribution Date plus 60% of
the Subordinated Percentage as of such Distribution Date. As to any Distribution
Date subsequent to October 2005 to and including the Distribution Date in
October 2006, the Class A Percentage as of such Distribution Date plus 40% of
the Subordinated Percentage as of such Distribution Date. As to any Distribution
Date subsequent to October 2006 to and including the Distribution Date in
October 2007, the Class A Percentage as of such Distribution Date plus 20% of
the Subordinated Percentage as of such Distribution Date. As to any Distribution
Date subsequent to October 2007, the Class A Percentage as of such Distribution
Date. The foregoing is subject to the following: (i) if the aggregate
distribution to Holders of Class A Certificates on any Distribution Date of the
Class A Prepayment Percentage provided above of (a) Unscheduled Principal
Receipts distributable on such Distribution Date would reduce the Class A Non-PO
Principal Balance below zero, the Class A Prepayment Percentage for such
Distribution Date shall be the percentage necessary to bring the Class A Non-PO
Principal Balance to zero and thereafter the Class A Prepayment Percentage shall
be zero and (ii) if the Class A Percentage as of any Distribution Date is
greater than the Original Class A Percentage, the Class A Prepayment Percentage
for such Distribution Date shall be 100%. Notwithstanding the foregoing, with
respect to any Distribution Date on which the following criteria are not met,
the reduction of the Class A Prepayment Percentage described in the second
through sixth sentences of this definition of Class A Prepayment Percentage
shall not be applicable with respect to such Distribution Date. In such event,
the Class A Prepayment Percentage for such Distribution Date will be determined
in accordance with the applicable provision, as set forth in the first through
fifth sentences above, which was actually used to determine the Class A
Prepayment Percentage for the Distribution Date occurring in the October
preceding such Distribution Date (it being understood that for the purposes of
the determination of the Class A Prepayment Percentage for the current
Distribution Date, the current Class A Percentage and Subordinated Percentage
shall be utilized). In order for the reduction referred to in the second through
sixth sentences to be applicable, with respect to any Distribution Date (a) the
average outstanding principal balance on such Distribution Date and for the
preceding five Distribution Dates on the Mortgage Loans that were delinquent 60
days or more (including for this purpose any payments due with respect to
Mortgage Loans in foreclosure and REO Mortgage Loans) must be less than 50% of
the current Class B Principal Balance and (b) cumulative Realized Losses shall
not exceed (1) 30% of the Original Class B Principal Balance if such
Distribution Date occurs between and including November 2003 and October 2004
(2) 35% of the Original Class B Principal Balance if such Distribution Date
occurs between and including November 2004 and October 2005, (3) 40% of the
Original Class B Principal Balance if such Distribution Date occurs between and
including November 2005 and October 2006, (4) 45% of the Original Class B
Principal Balance if such Distribution Date occurs between and including
November 2006 and October 2007, and (5) 50% of the Original Class B Principal
Balance if such Distribution Date occurs during or after November 2007. With
respect to any Distribution Date on which the Class A Prepayment Percentage is
reduced below the Class A Prepayment Percentage for the prior Distribution Date,
the Master Servicer shall certify to the Trustee, based upon information
provided by each Servicer as to the Mortgage Loans serviced by it that the
criteria set forth in the preceding sentence are met.
Class A Principal Balance: As of any date, an amount equal to the sum of
the Principal Balances for the Class A-1 Certificates, Class A-2 Certificates,
Class A-3 Certificates, Class A-4 Certificates, Class A-5 Certificates, Class
A-7 Certificates, Class A-8 Certificates, Class A-9 Certificates, Class A-10
Certificates, Class A-11 Certificates, Class A-12 Certificates, Class A-13
Certificates, Class A-15 Certificates, Class A-16 Certificates, Class A-17
Certificates, Class A-18 Certificates, Class A-19 Certificates, Class A-20
Certificates, Class A-21 Certificates, Class A-22 Certificates, Class A-23
Certificates, Class A-24 Certificates, Class A-25 Certificates, Class A-PO
Certificates, Class A-R Certificate and Class A-LR Certificate.
Class A Unpaid Interest Shortfall: As to any Distribution Date and any
Class of Class A Certificates (other than the Class A-8 and Class A-9
Certificates) and any Component, the amount, if any, by which the aggregate of
the Class A Interest Shortfall Amounts for such Class or Component for prior
Distribution Dates is in excess of Class A Interest Shortfall Distributions for
such Class or Component on prior Distribution Dates.
Class A-1 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-1 and Exhibit C hereto.
Class A-1 Certificateholder: The registered holder of a Class A-1
Certificate.
Class A-2 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-2 and Exhibit C hereto.
Class A-2 Certificateholder: The registered holder of a Class A-2
Certificate.
Class A-3 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-3 and Exhibit C hereto.
Class A-3 Certificateholder: The registered holder of a Class A-3
Certificate.
Class A-4 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-4 and Exhibit C hereto.
Class A-4 Certificateholder: The registered holder of a Class A-4
Certificate.
Class A-5 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-5 and Exhibit C hereto.
Class A-5 Certificateholder: The registered holder of a Class A-5
Certificate.
Class A-6 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-6 and Exhibit C hereto.
Class A-6 Certificateholder: The registered holder of a Class A-6
Certificate.
Class A-6 Interest Accrual Amount: As to any Distribution Date, (i) the
product of (A) 1/12th of the Class A Pass-Through Rate for the Class A-6
Certificates and (B) the Class A-6 Notional Amount as of such Distribution Date
minus (ii) the Class A Interest Percentage of the Class A-6 Certificates of (x)
any Non-Supported Interest Shortfall allocated to the Class A Certificates, (y)
the interest portion of any Excess Special Hazard Losses, Excess Fraud Losses
and Excess Bankruptcy Losses allocated to the Class A Certificates with respect
to such Distribution Date pursuant to Section 4.02(e) and (z) the interest
portion of any Realized Losses (other than Excess Special Hazard Losses, Excess
Fraud Losses and Excess Bankruptcy Losses) allocated to the Class A Certificates
on or after the Cross-Over Date pursuant to Section 4.02(e).
Class A-6 Notional Amount: As to any Distribution Date, an amount equal to
the sum of 1.1111111111% of the Principal Balance of the Class A-1 Certificates,
5.9259259259% of the Principal Balance of the Class A-2 Certificates,
6.3703703704% of the Principal Balance of the Class A-3 Certificates,
0.7407407407% of the Principal Balance of the Class A-15 Certificates and
4.4444444444% of the Principal Balance of the Class A-16 Certificates.
Class A-7 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-7 and Exhibit C hereto.
Class A-7 Certificateholder: The registered holder of a Class A-7
Certificate.
Class A-8 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-8 and Exhibit C hereto.
Class A-8 Certificateholder: The registered holder of a Class A-8
Certificate.
Class A-8 Component: Any of the Class A-8 Scheduled Accrual Component or
Class A-8 IO Component.
Class A-8 IO Component Notional Amount: As to any Distribution Date, an
amount equal to the sum of 12.4944221330% of the Principal Balance of the Class
A-1 Certificates, 11.4234716644% of the Principal Balance of the Class A-2
Certificates, 10.7095046854% of the sum of the Principal Balances of the Class
A-3 Certificates, the Class A-4 Certificates and the Class A-5 Certificates and
4.2838018742% of the Principal Balance of the Class A-7 Certificates.
Class A-8 Loss Amount: With respect to any Determination Date after the
Cross-Over Date, the amount, if any, by which the Principal Balance of the Class
A-8 Certificates would be reduced as a result of the application of the third
sentence of the definition of Principal Balance.
Class A-9 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-9 and Exhibit C hereto.
Class A-9 Certificateholder: The registered holder of a Class A-9
Certificate.
Class A-9 Component: Any of the Class A-9 Scheduled Accrual Component or
Class A-9 IO Component.
Class A-9 IO Component Notional Amount: As to any Distribution Date, an
amount equal to the sum of 0.4685408300% of the Principal Balance of the Class
A-1 Certificates, 0.4283801874% of the Principal Balance of the Class A-2
Certificates, 0.4016064257% of the sum of the Principal Balances of the Class
A-3 Certificates, the Class A-4 Certificates and the Class A-5 Certificates and
0.1606425703% of the Principal Balance of the Class A-7 Certificates.
Class A-9 Loss Allocation Amount: With respect to any Determination Date
after the Cross-Over Date the lesser of (a) the Principal Balance of the Class
A-9 Certificates with respect to such Determination Date prior to any reduction
for the Class A-9 Loss Allocation Amount and (b) the Class A-8 Loss Amount.
Class A-10 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-10 and Exhibit C hereto.
Class A-10 Certificateholder: The registered holder of a Class A-10
Certificate.
Class A-10 Pass-Through Rate: With respect to the Distribution Date
occurring in November 1998, 6.32500000% per annum. With respect to each
succeeding Distribution Date, a per annum rate, determined by the Trustee on the
Rate Determination Date occurring in the month preceding the month in which such
Distribution Date occurs in the manner specified in Section 4.07 hereof, equal
to 0.70000000% plus LIBOR subject to a minimum rate of 0.70000000% and a maximum
rate of 9.00000000%.
Class A-11 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-11 and Exhibit C hereto.
Class A-11 Certificateholder: The registered holder of a Class A-11
Certificate.
Class A-11 Pass-Through Rate: With respect to the Distribution Date
occurring in November 1998, 8.02500000% per annum. With respect to each
succeeding Distribution Date, a per annum rate, determined by the Trustee on the
Rate Determination Date occurring in the month preceding the month in which such
Distribution Date occurs in the manner specified in Section 4.07 hereof equal to
24.90000000% minus the product of 3.00000000 and LIBOR subject to a minimum rate
of 0.00000000% and a maximum rate of 24.90000000%.
Class A-12 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-12 and Exhibit C hereto.
Class A-12 Certificateholder: The registered holder of a Class A-12
Certificate.
Class A-13 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-13 and Exhibit C hereto.
Class A-13 Certificateholder: The registered holder of a Class A-13
Certificate.
Class A-13 Pass-Through Rate: With respect to the Distribution Date
occurring in November 1998, 5.67500000% per annum. With respect to each
succeeding Distribution Date, a per annum rate, determined by the Trustee on the
Rate Determination Date occurring in the month preceding the month in which such
Distribution Date occurs in the manner specified in Section 4.07 hereof, equal
to 0.30000000% plus LIBOR subject to a minimum rate of 0.30000000% and a maximum
rate of 8.50000000%.
Class A-14 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-14 and Exhibit C hereto.
Class A-14 Certificateholder: The registered holder of a Class A-14
Certificate.
Class A-14 Interest Accrual Amount: As to any Distribution Date, (i) the
product of (A) 1/12th of the Class A Pass-Through Rate for the Class A-14
Certificates and (B) the Class A-14 Notional Amount as of such Distribution Date
minus (ii) the Class A Interest Percentage of the Class A-14 Certificates of (x)
any Non-Supported Interest Shortfall allocated to the Class A Certificates, (y)
the interest portion of any Excess Special Hazard Losses, Excess Fraud Losses
and Excess Bankruptcy Losses allocated to the Class A Certificates with respect
to such Distribution Date pursuant to Section 4.02(e) and (z) the interest
portion of any Realized Losses (other than Excess Special Hazard Losses, Excess
Fraud Losses and Excess Bankruptcy Losses) allocated to the Class A Certificates
on or after the Cross-Over Date pursuant to Section 4.02(e).
Class A-14 Notional Amount: As to any Distribution Date, an amount equal to
the Principal Balance of the Class A-13 Certificates.
Class A-14 Pass-Through Rate: With respect to the Distribution Date
occurring in November 1998, 2.82500000% per annum. With respect to each
succeeding Distribution Date, a per annum rate, determined by the Trustee on the
Rate Determination Date occurring in the month preceding the month in which such
Distribution Date occurs in the manner specified in Section 4.07 hereof equal to
8.20000000% minus the product of 1.00000000 and LIBOR subject to a minimum rate
of 0.00000000% and a maximum rate of 8.20000000%.
Class A-15 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-15 and Exhibit C hereto.
Class A-15 Certificateholder: The registered holder of a Class A-15
Certificate.
Class A-16 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-16 and Exhibit C hereto.
Class A-16 Certificateholder: The registered holder of a Class A-16
Certificate.
Class A-17 Certificate. Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-17 and Exhibit C hereto.
Class A-17 Certificateholder: The registered holder of a Class A-17
Certificate.
Class A-18 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-18 and Exhibit C hereto.
Class A-18 Certificateholder: The registered holder of a Class A-18
Certificate.
Class A-18 Pass-Through Rate: With respect to the Distribution Date
occurring in November 1998, 6.12500000% per annum. With respect to each
succeeding Distribution Date, a per annum rate, determined by the Trustee on the
Rate Determination Date occurring in the month preceding the month in which such
Distribution Date occurs in the manner specified in Section 4.07 hereof, equal
to 0.50000000% plus LIBOR subject to a minimum rate of 0.50000000% and a maximum
rate of 8.50000000%.
Class A-19 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-19 and Exhibit C hereto.
Class A-19 Certificateholder: The registered holder of a Class A-19
Certificate.
Class A-19 Pass-Through Rate: With respect to the Distribution Date
occurring in November 1998, 9.160714% per annum. With respect to each succeeding
Distribution Date, a per annum rate, determined by the Trustee on the Rate
Determination Date occurring in the month preceding the month in which such
Distribution Date occurs in the manner specified in Section 4.07 hereof equal to
30.85714283% minus the product of 3.85714285 and LIBOR subject to a minimum rate
of 0.00000000% and a maximum rate of 30.85714283%.
Class A-20 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-20 and Exhibit C hereto.
Class A-20 Certificateholder: The registered holder of a Class A-20
Certificate.
Class A-21 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-21 and Exhibit C hereto.
Class A-21 Certificateholder: The registered holder of the Class A-21
Certificate.
Class A-22 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-22 and Exhibit C hereto.
Class A-22 Certificateholder: The registered holder of the Class A-22
Certificate.
Class A-22 Pass-Through Rate: With respect to the Distribution Date
occurring in November 1998, 6.38200000% per annum. With respect to each
succeeding Distribution Date, a per annum rate, determined by the Trustee on the
Rate Determination Date occurring in the month preceding the month in which such
Distribution Date occurs in the manner specified in Section 4.07 hereof, equal
to 0.80000000% plus LIBOR subject to a minimum rate of 0.80000000% and a maximum
rate of 9.00000000%.
Class A-23 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-23 and Exhibit C hereto.
Class A-23 Certificateholder: The registered holder of the Class A-23
Certificate.
Class A-23 Pass-Through Rate: With respect to the Distribution Date
occurring in November 1998, 7.854% per annum. With respect to each succeeding
Distribution Date, a per annum rate, determined by the Trustee on the Rate
Determination Date occurring in the month preceding the month in which such
Distribution Date occurs in the manner specified in Section 4.07 hereof equal to
24.60000000% minus the product of 3.00000000 and LIBOR subject to a minimum rate
of 0.00000000% and a maximum rate of 24.60000000%.
Class A-24 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-24 and Exhibit C hereto.
Class A-24 Certificateholder: The registered holder of the Class A-24
Certificate.
Class A-25 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-25 and Exhibit C hereto.
Class A-25 Certificateholder: The registered holder of the Class A-25
Certificate.
Class A-26 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-25 and Exhibit C hereto.
Class A-26 Certificateholder: The registered holder of the Class A-26
Certificate.
Class A-26 Interest Accrual Amount: As to any Distribution Date, (i) the
product of (A) 1/12th of the Class A Pass-Through Rate for the Class A-26
Certificates and (B) the Class A-26 Notional Amount as of such Distribution Date
minus (ii) the Class A Interest Percentage of the Class A-26 Certificates of (x)
any Non-Supported Interest Shortfall allocated to the Class A Certificates, (y)
the interest portion of any Excess Special Hazard Losses, Excess Fraud Losses
and Excess Bankruptcy Losses allocated to the Class A Certificates with respect
to such Distribution Date pursuant to Section 4.02(e) and (z) the interest
portion of any Realized Losses (other than Excess Special Hazard Losses, Excess
Fraud Losses and Excess Bankruptcy Losses) allocated to the Class A Certificates
on or after the Cross-Over Date pursuant to Section 4.02(e).
Class A-26 Notional Amount: As to any Distribution Date, an amount equal to
the Principal Balance of the Class A-25 Certificates.
Class A-L1 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L1A Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal 1.1111111111% of the Principal Balance
of the Class A-1 Certificates and the denominator of which is equal to Class A-6
Notional Amount.
Class A-L1B Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 12.4944221330% of the Principal
Balance of the Class A-1 Certificates and the denominator of which is equal to
the Class A-8 IO Notional Amount.
Class A-L1C Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 0.4685408300% of the Principal
Balance of the Class A-1 Certificates and the denominator of which is equal to
the Class A-9 IO Notional Amount.
Class A-L2 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L2A Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal 5.9259259259% of the Principal Balance
of the Class A-2 Certificates and the denominator of which is equal to Class A-6
Notional Amount.
Class A-L2B Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 11.4234716644% of the Principal
Balance of the Class A-2 Certificates and the denominator of which is equal to
the Class A-8 IO Notional Amount.
Class A-L2C Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 0.4283801874% of the Principal
Balance of the Class A-2 Certificates and the denominator of which is equal to
the Class A-9 IO Notional Amount.
Class A-L3 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L3A Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal 6.3703703704% of the Principal Balance
of the Class A-3 Certificates and the denominator of which is equal to Class A-6
Notional Amount.
Class A-L3B Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 10.7095046854% of the Principal
Balance of the Class A-3 Certificates and the denominator of which is equal to
the Class A-8 IO Notional Amount.
Class A-L3C Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 0.4016064257% of the Principal
Balance of the Class A-3 Certificates and the denominator of which is equal to
the Class A-9 IO Notional Amount.
Class A-L4 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L4A Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 10.7095046854% of the Principal
Balance of the Class A-4 Certificates and the denominator of which is equal to
the Class A-8 IO Notional Amount.
Class A-L4B Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 0.4016064257% of the Principal
Balance of the Class A-4 Certificates and the denominator of which is equal to
the Class A-9 IO Notional Amount.
Class A-L5 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L5A Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 10.7095046854% of the Principal
Balance of the Class A-5 Certificates and the denominator of which is equal to
the Class A-8 IO Notional Amount.
Class A-L5B Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 0.4016064257% of the Principal
Balance of the Class A-5 Certificates and the denominator of which is equal to
the Class A-9 IO Notional Amount.
Class A-L7 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L7A Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 4.2838018742% of the Principal
Balance of the Class A-7 Certificates and the denominator of which is equal to
the Class A-8 IO Notional Amount.
Class A-L7B Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 0.1606425703% of the Principal
Balance of the Class A-7 Certificates and the denominator of which is equal to
the Class A-9 IO Notional Amount.
Class A-L8 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L10 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L12 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L13 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L15 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L15A Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 0.7407407407% of the Principal
Balance of the Class A-15 Certificates and the denominator of which is equal to
the Class A-6 Notional Amount.
Class A-L16 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L16A Interest Fraction: With respect to each Distribution Date, a
fraction, the numerator of which is equal to 4.4444444444% of the Principal
Balance of the Class A-16 Certificates and the denominator of which is equal to
the Class A-6 Notional Amount.
Class A-L17 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L18 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L22 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-L25 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-LPO Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-LR Certificate: The Certificate executed by the Trustee and
authenticated by the Trustee or the Authenticating Agent in substantially the
form set forth in Exhibit A-LR and Exhibit D hereto.
Class A-LR Certificateholder: The registered holder of the Class A-LR
Certificate.
Class A-LUR Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class A-PO Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit A-PO and Exhibit C hereto.
Class A-PO Certificateholder: The registered holder of a Class A-PO
Certificate.
Class A-PO Deferred Amount: For any Distribution Date prior to the
Cross-Over Date, the difference between (A) the sum of (x) the amount by which
the sum of the Class A-PO Optimal Principal Amounts for all prior Distribution
Dates exceeded the amounts distributed on the Class A-PO Certificates on such
prior Distribution Dates pursuant to Paragraph third clause (B) of Section
4.01(a)(i) and (y) the sum of the product for each Discount Mortgage Loan which
became a Liquidated Loan at any time on or prior to the last day of the
applicable Unscheduled Principal Receipt Period for the current Distribution
Date of (a) the PO Fraction for such Discount Mortgage Loan and (b) an amount
equal to the principal portion of Realized Losses (other than Bankruptcy Losses
due to Debt Service Reductions) incurred with respect to such Mortgage Loan
other than Excess Special Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses and (B) amounts distributed on the Class A-PO Certificates on
prior Distribution Dates pursuant to Paragraph fourth of Section 4.01(a)(i). On
and after the Cross-Over Date, the Class A-PO Deferred Amount will be zero. No
interest will accrue on any Class A-PO Deferred Amount.
Class A-PO Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum as to each Outstanding Mortgage Loan, of the product of (x) the
PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) (A) the principal portion of the Monthly Payment due on the Due
Date occurring in the month of such Distribution Date on such Mortgage
Loan, less (B) if the Bankruptcy Loss Amount has been reduced to zero, the
principal portion of any Debt Service Reduction with respect to such
Mortgage Loan;
(ii) all Unscheduled Principal Receipts that were received by a
Servicer with respect to such Mortgage Loan during the Applicable
Unscheduled Principal Receipt Period relating to such Distribution Date for
each applicable type of Unscheduled Principal Receipt;
(iii) the Scheduled Principal Balance of each Mortgage Loan that was
repurchased by the Seller during such preceding month pursuant to Section
2.02 or 2.03;
(iv) the excess of the unpaid principal balance of such Mortgage Loan
substituted for a defective Mortgage Loan during the month preceding the
month in which such Distribution Date occurs over the unpaid principal
balance of such defective Mortgage Loan, less the amount allocable to the
principal portion of any unreimbursed Periodic Advances previously made by
the applicable Servicer, the Master Servicer or the Trustee in respect of
such defective Mortgage Loan.
Class A-R Certificate: The Certificate executed by the Trustee and
authenticated by the Trustee or the Authenticating Agent in substantially the
form set forth in Exhibit A-R and Exhibit C hereto.
Class A-R Certificateholder: The registered holder of the Class A-R
Certificate.
Class B Certificate: Any one of the Class B-1 Certificates, Class B-2
Certificates, Class B-3 Certificates, Class B-4 Certificates, Class B-5
Certificates or Class B-6 Certificates.
Class B Certificateholder: The registered holder of a Class B Certificate.
Class B Distribution Amount: Any of the Class B-1, Class B-2, Class B-3,
Class B-4, Class B-5 or Class B-6 Distribution Amounts.
Class B Interest Accrual Amount: As to any Distribution Date, the sum of
the Interest Accrual Amounts for the Classes of Class B Certificates with
respect to such Distribution Date.
Class B Interest Percentage: As to any Distribution Date and any Class of
Class B Certificates, the percentage calculated by dividing the Interest Accrual
Amount of such Class (determined without regard to clause (ii) of the definition
thereof) by the Class B Interest Accrual Amount (determined without regard to
clause (ii) of the definition of each Interest Accrual Amount).
Class B Interest Shortfall Amount: Any of the Class B-1 Interest Shortfall
Amount, Class B-2 Interest Shortfall Amount, Class B-3 Interest Shortfall
Amount, Class B-4 Interest Shortfall Amount, Class B-5 Interest Shortfall Amount
or Class B-6 Interest Shortfall Amount.
Class B Loss Percentage: As to any Determination Date and any Class of
Class B Certificates then outstanding, the percentage calculated by dividing the
Principal Balance of such Class B by the Class B Principal Balance (determined
without regard to any Principal Balance of any Class of Class B Certificates not
then outstanding), in each case determined as of the preceding Determination
Date.
Class B Pass-Through Rate: As to any Distribution Date, 6.750% per annum.
Class B Percentage: Any one of the Class B-1 Percentage, Class B-2
Percentage, Class B-3 Percentage, Class B-4 Percentage, Class B-5 Percentage or
Class B-6 Percentage.
Class B Prepayment Percentage: Any of the Class B-1 Prepayment Percentage,
Class B-2 Prepayment Percentage, Class B-3 Prepayment Percentage, Class B-4
Prepayment Percentage, Class B-5 Prepayment Percentage or Class B-6 Prepayment
Percentage.
Class B Principal Balance: As of any date, an amount equal to the sum of
the Class B-1 Principal Balance, Class B-2 Principal Balance, Class B-3
Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance and
Class B-6 Principal Balance.
Class B Unpaid Interest Shortfall: Any of the Class B-1 Unpaid Interest
Shortfall, Class B-2 Unpaid Interest Shortfall, Class B-3 Unpaid Interest
Shortfall, Class B-4 Unpaid Interest Shortfall, Class B-5 Unpaid Interest
Shortfall or Class B-6 Unpaid Interest Shortfall.
Class B-1 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit B-1 and Exhibit C hereto.
Class B-1 Certificateholder: The registered holder of a Class B-1
Certificate.
Class B-1 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-1 Certificates pursuant to
Paragraphs fifth, sixth and seventh of Section 4.01(a)(i).
Class B-1 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-1 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-1 Certificates on such Distribution Date pursuant to Paragraph fifth
of Section 4.01(a)(i).
Class B-1 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum, as to each Outstanding Mortgage Loan, of the product of (x)
the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-1 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-1 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating to
such Distribution Date for each applicable type of Unscheduled Principal
Receipt;
(iii) the Class B-1 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-1 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date occurs
over the unpaid principal balance of such defective Mortgage Loan, less the
amount allocable to the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer, the Master Servicer or
the Trustee in respect of such defective Mortgage Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-1 Optimal Principal Amount
will equal the lesser of (A) the Class B-1 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-1 Certificates.
Class B-1 Percentage: As to any Distribution Date, the percentage
calculated by multiplying the Subordinated Percentage by either (i) if any Class
B Certificates (other than the Class B-1 Certificates) are eligible to receive
principal distributions for such Distribution Date in accordance with Section
4.01(d), a fraction, the numerator of which is the Class B-1 Principal Balance
(determined as of the Determination Date preceding such Distribution Date) and
the denominator of which is the sum of the Principal Balances of the Classes of
Class B Certificates eligible to receive principal distributions for such
Distribution Date in accordance with the provisions of Section 4.01(d) or (ii)
except as set forth in Section 4.01(d)(ii), in the event that the Class B
Certificates (other than the Class B-1 Certificates) are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), one.
Class B-1 Prepayment Percentage: As to any Distribution Date, the
percentage calculated by multiplying the Subordinated Prepayment Percentage by
either (i) if any Class B Certificates (other than the Class B-1 Certificates)
are eligible to receive principal distributions for such Distribution Date in
accordance with Section 4.01(d), a fraction, the numerator of which is the Class
B-1 Principal Balance (determined as of the Determination Date preceding such
Distribution Date) and the denominator of which is the sum of the Principal
Balances of the Classes of Class B Certificates eligible to receive principal
distributions for such Distribution Date in accordance with the provisions of
Section 4.01(d) or (ii) except as set forth in Section 4.01(d)(ii), in the event
that the Class B Certificates (other than the Class B-1 Certificates) are not
eligible to receive distributions of principal in accordance with Section
4.01(d)(i), one.
Class B-1 Principal Balance: As to the first Determination Date, the
Original Class B-1 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-1 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-1 Certificates on
prior Distribution Dates (A) pursuant to Paragraph seventh of Section 4.01(a)(i)
and (B) as a result of a Principal Adjustment and (b) the Realized Losses
allocated through such Determination Date to the Class B-1 Certificates pursuant
to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the Class A Principal Balance as of such Determination
Date.
Class B-1 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-1 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-1 Certificates on prior Distribution Dates pursuant to
Paragraph sixth of Section 4.01(a).
Class B-2 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit B-2 and Exhibit C hereto.
Class B-2 Certificateholder: The registered holder of a Class B-2
Certificate.
Class B-2 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-2 Certificates pursuant to
Paragraphs eighth, ninth and tenth of Section 4.01(a)(i).
Class B-2 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-2 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-2 Certificates on such Distribution Date pursuant to Paragraph
eighth of Section 4.01(a)(i).
Class B-2 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum, as to each Outstanding Mortgage Loan, of the product of (x)
the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-2 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-2 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating to
such Distribution Date for each applicable type of Unscheduled Principal
Receipt;
(iii) the Class B-2 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-2 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date occurs
over the unpaid principal balance of such defective Mortgage Loan, less the
amount allocable to the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer, the Master Servicer or
the Trustee in respect of such defective Mortgage Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-2 Optimal Principal Amount
will equal the lesser of (A) the Class B-2 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-2 Certificates.
Class B-2 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-2 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-2
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-2 Percentage for such
Distribution Date will be zero.
Class B-2 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-2 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-2 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-2
Prepayment Percentage for such Distribution Date will be zero.
Class B-2 Principal Balance: As to the first Determination Date, the
Original Class B-2 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-2 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-2 Certificates on
prior Distribution Dates (A) pursuant to Paragraph tenth of Section 4.01(a)(i)
and (B) as a result of a Principal Adjustment and (b) the Realized Losses
allocated through such Determination Date to the Class B-2 Certificates pursuant
to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the preceding
Distribution Date less the sum of the Class A Principal Balance and the Class
B-1 Principal Balance as of such Determination Date.
Class B-2 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-2 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-2 Certificates on prior Distribution Dates pursuant to
Paragraph ninth of Section 4.01(a)(i).
Class B-3 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit B-3 and Exhibit C hereto.
Class B-3 Certificateholder: The registered holder of a Class B-3
Certificate.
Class B-3 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-3 Certificates pursuant to
Paragraphs eleventh, twelfth and thirteenth of Section 4.01(a)(i).
Class B-3 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-3 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-3 Certificates on such Distribution Date pursuant to Paragraph
eleventh of Section 4.01(a)(i).
Class B-3 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum, as to each Outstanding Mortgage Loan, of the product of (x)
the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-3 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-3 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating to
such Distribution Date for each applicable type of Unscheduled Principal
Receipt;
(iii) the Class B-3 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-3 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date occurs
over the unpaid principal balance of such defective Mortgage Loan, less the
amount allocable to the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer, the Master Servicer or
the Trustee in respect of such defective Mortgage Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-3 Optimal Principal Amount
will equal the lesser of (A) the Class B-3 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-3 Certificates.
Class B-3 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-3 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-3
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-3 Percentage for such
Distribution Date will be zero.
Class B-3 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-3 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-3 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-3
Prepayment Percentage for such Distribution Date will be zero.
Class B-3 Principal Balance: As to the first Determination Date, the
Original Class B-3 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-3 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-3 Certificates on
prior Distribution Dates (A) pursuant to Paragraph thirteenth of Section
4.01(a)(i) and (B) as a result of a Principal Adjustment and (b) the Realized
Losses allocated through such Determination Date to the Class B-3 Certificates
pursuant to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the
preceding Distribution Date less the sum of the Class A Principal Balance, the
Class B-1 Principal Balance and the Class B-2 Principal Balance as of such
Determination Date.
Class B-3 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-3 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-3 Certificates on prior Distribution Dates pursuant to
Paragraph twelfth of Section 4.01(a)(i).
Class B-4 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit B-4 and Exhibit C hereto.
Class B-4 Certificateholder: The registered holder of a Class B-4
Certificate.
Class B-4 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-4 Certificates pursuant to
Paragraphs fourteenth, fifteenth, and sixteenth of Section 4.01(a)(i).
Class B-4 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-4 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-4 Certificates on such Distribution Date pursuant to Paragraph
fourteenth of Section 4.01(a)(i).
Class B-4 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum, as to each Outstanding Mortgage Loan, of the product of (x)
the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-4 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-4 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating to
such Distribution Date for each applicable type of Unscheduled Principal
Receipt;
(iii) the Class B-4 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-4 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date occurs
over the unpaid principal balance of such defective Mortgage Loan, less the
amount allocable to the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer, the Master Servicer or
the Trustee in respect of such defective Mortgage Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-4 Optimal Principal Amount
will equal the lesser of (A) the Class B-4 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-4 Certificates.
Class B-4 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-4 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-4
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-4 Percentage for such
Distribution Date will be zero.
Class B-4 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-4 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-4 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-4
Prepayment Percentage for such Distribution Date will be zero.
Class B-4 Principal Balance: As to the first Determination Date, the
Original Class B-4 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-4 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-4 Certificates on
prior Distribution Dates (A) pursuant to Paragraph sixteenth of Section
4.01(a)(i) and (B) as a result of a Principal Adjustment and (b) the Realized
Losses allocated through such Determination Date to the Class B-4 Certificates
pursuant to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the
preceding Distribution Date less the sum of the Class A Principal Balance, the
Class B-1 Principal Balance, the Class B-2 Principal Balance and the Class B-3
Principal Balance as of such Determination Date.
Class B-4 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-4 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-4 Certificates on prior Distribution Dates pursuant to
Paragraph fifteenth of Section 4.01(a)(i).
Class B-5 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit B-5 and Exhibit C hereto.
Class B-5 Certificateholder: The registered holder of a Class B-5
Certificate.
Class B-5 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-5 Certificates pursuant to
Paragraphs seventeenth, eighteenth, and nineteenth of Section 4.01(a)(i).
Class B-5 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-5 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-5 Certificates on such Distribution Date pursuant to Paragraph
seventeenth of Section 4.01(a)(i).
Class B-5 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum, as to each Outstanding Mortgage Loan, of the product of (x)
the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-5 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-5 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating to
such Distribution Date for each applicable type of Unscheduled Principal
Receipt;
(iii) the Class B-5 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-5 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date occurs
over the unpaid principal balance of such defective Mortgage Loan, less the
amount allocable to the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer, the Master Servicer or
the Trustee in respect of such defective Mortgage Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-5 Optimal Principal Amount
will equal the lesser of (A) the Class B-5 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-5 Certificates.
Class B-5 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-5 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-5
Certificates are not eligible to receive distributions of principal in
accordance with Section 4.01(d)(i), the Class B-5 Percentage for such
Distribution Date will be zero.
Class B-5 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-5 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-5 Certificates are not eligible to receive
distributions of principal in accordance with Section 4.01(d)(i), the Class B-5
Prepayment Percentage for such Distribution Date will be zero.
Class B-5 Principal Balance: As to the first Determination Date, the
Original Class B-5 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-5 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-5 Certificates on
prior Distribution Dates (A) pursuant to Paragraph nineteenth of Section
4.01(a)(i) and (B) as a result of a Principal Adjustment and (b) the Realized
Losses allocated through such Determination Date to the Class B-5 Certificates
pursuant to Section 4.02(b) and (ii) the Adjusted Pool Amount as of the
preceding Distribution Date less the sum of the Class A Principal Balance, the
Class B-1 Principal Balance, the Class B-2 Principal Balance, the Class B-3
Principal Balance and the Class B-4 Principal Balance as of such Determination
Date.
Class B-5 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-5 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-5 Certificates on prior Distribution Dates pursuant to
Paragraph eighteenth of Section 4.01(a)(i).
Class B-6 Certificate: Any one of the Certificates executed by the Trustee
and authenticated by the Trustee or the Authenticating Agent in substantially
the form set forth in Exhibit B-6 and Exhibit C hereto.
Class B-6 Certificateholder: The registered holder of a Class B-6
Certificate.
Class B-6 Distribution Amount: As to any Distribution Date, any amount
distributable to the Holders of the Class B-6 Certificates pursuant to
Paragraphs twentieth, twenty-first and twenty-second of Section 4.01(a)(i).
Class B-6 Interest Shortfall Amount: As to any Distribution Date, any
amount by which the Interest Accrual Amount of the Class B-6 Certificates with
respect to such Distribution Date exceeds the amount distributed in respect of
the Class B-6 Certificates on such Distribution Date pursuant to Paragraph
twentieth of Section 4.01(a)(i).
Class B-6 Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum, as to each Outstanding Mortgage Loan, of the product of (x)
the Non-PO Fraction with respect to such Mortgage Loan and (y) the sum of:
(i) the Class B-6 Percentage of (A) the principal portion of the
Monthly Payment due on the Due Date occurring in the month of such
Distribution Date on such Mortgage Loan, less (B) if the Bankruptcy Loss
Amount has been reduced to zero, the principal portion of any Debt Service
Reduction with respect to such Mortgage Loan;
(ii) the Class B-6 Prepayment Percentage of all Unscheduled Principal
Receipts that were received by a Servicer with respect to such Mortgage
Loan during the Applicable Unscheduled Principal Receipt Period relating to
such Distribution Date for each applicable type of Unscheduled Principal
Receipt;
(iii) the Class B-6 Prepayment Percentage of the Scheduled Principal
Balance of such Mortgage Loan which, during the month preceding the month
of such Distribution Date, was repurchased by the Seller pursuant to
Section 2.02 or 2.03; and
(iv) the Class B-6 Percentage of the excess of the unpaid principal
balance of such Mortgage Loan substituted for a defective Mortgage Loan
during the month preceding the month in which such Distribution Date occurs
over the unpaid principal balance of such defective Mortgage Loan, less the
amount allocable to the principal portion of any unreimbursed Periodic
Advances previously made by the applicable Servicer, the Master Servicer or
the Trustee in respect of such defective Mortgage Loan;
provided, however, that if an Optimal Adjustment Event occurs with respect to
such Class and such Distribution Date, the Class B-6 Optimal Principal Amount
will equal the lesser of (A) the Class B-6 Optimal Principal Amount calculated
as described in the preceding provisions and (B) the Adjusted Principal Balance
for the Class B-6 Certificates.
Class B-6 Percentage: As to any Distribution Date, except as set forth in
the next sentence, the percentage calculated by multiplying (i) the Subordinated
Percentage by (ii) a fraction, the numerator of which is the Class B-6 Principal
Balance (determined as of the Determination Date preceding such Distribution
Date) and the denominator of which is the sum of the Principal Balances of the
Classes of Class B Certificates eligible to receive principal distributions for
such Distribution Date in accordance with the provisions of Section 4.01(d).
Except as set forth in Section 4.01(d)(ii), in the event that the Class B-6
Certificates are not eligible to receive distributions of principal in
accordance with the provisions of Section 4.01(d)(i), the Class B-6 Percentage
for such Distribution Date will be zero.
Class B-6 Prepayment Percentage: As to any Distribution Date, except as set
forth in the next sentence, the percentage calculated by multiplying (i) the
Subordinated Prepayment Percentage by (ii) a fraction, the numerator of which is
the Class B-6 Principal Balance (determined as of the Determination Date
preceding such Distribution Date) and the denominator of which is the sum of the
Principal Balances of the Classes of Class B Certificates eligible to receive
principal distributions for such Distribution Date in accordance with the
provisions of Section 4.01(d). Except as set forth in Section 4.01(d)(ii), in
the event that the Class B-6 Certificates are not eligible to receive
distributions of principal in accordance with the provisions of Section
4.01(d)(i), the Class B-6 Prepayment Percentage for such Distribution Date will
be zero.
Class B-6 Principal Balance: As to the first Determination Date, the
Original Class B-6 Principal Balance. As of any subsequent Determination Date,
the lesser of (i) the Original Class B-6 Principal Balance less the sum of (a)
all amounts previously distributed in respect of the Class B-6 Certificates on
prior Distribution Dates pursuant to Paragraph twenty-second of Section
4.01(a)(i) and (b) the Realized Losses allocated through such Determination Date
to the Class B-6 Certificates pursuant to Section 4.02(b) and (ii) the Adjusted
Pool Amount as of the preceding Distribution Date less the Class A Principal
Balance, the Class B-1 Principal Balance, the Class B-2 Principal Balance, the
Class B-3 Principal Balance, the Class B-4 Principal Balance and the Class B-5
Principal Balance as of such Determination Date.
Class B-6 Unpaid Interest Shortfall: As to any Distribution Date, the
amount, if any, by which the aggregate of the Class B-6 Interest Shortfall
Amounts for prior Distribution Dates is in excess of the amounts distributed in
respect of the Class B-6 Certificates on prior Distribution Dates pursuant to
Paragraph twenty-first of Section 4.01(a)(i).
Class B-L1 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L2 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L3 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L4 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L5 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Class B-L6 Interest: A regular interest in the Lower-Tier REMIC which is
held as an asset of the Upper-Tier REMIC and is entitled to monthly
distributions as provided in Section 4.01(a)(ii) hereof.
Clearing Agency: An organization registered as a "clearing agency" pursuant
to Section 17A of the Securities Exchange Act of 1934, as amended. The initial
Clearing Agency shall be The Depository Trust Company.
Clearing Agency Indirect Participant: A broker, dealer, bank, financial
institution or other Person that clears securities transactions through or
maintains a custodial relationship with a Clearing Agency Participant, either
directly or indirectly.
Clearing Agency Participant: A broker, dealer, bank, financial institution
or other Person for whom a Clearing Agency effects book-entry transfers of
securities deposited with the Clearing Agency.
Closing Date: The date of initial issuance of the Certificates, as set
forth in Section 11.21.
Code: The Internal Revenue Code of 1986, as it may be amended from time to
time, any successor statutes thereto, and applicable U.S. Department of the
Treasury temporary or final regulations promulgated thereunder.
Compensating Interest: As to any Distribution Date, the lesser of (a) the
product of (i) 1/12th of 0.20% and (ii) the Pool Scheduled Principal Balance for
such Distribution Date and (b) the Available Master Servicing Compensation for
such Distribution Date.
Component: Any Class A-8 or Class A-9 Component.
Component Rate: With respect to any Component, 6.750% per annum.
Co-op Shares: Shares issued by private non-profit housing corporations.
Corporate Trust Office: The principal office of the Trustee, at which at
any particular time its corporate trust business shall be administered, which
office at the date of the execution of this instrument is located at 230 South
Tryon Street, Charlotte, North Carolina 28288.
Corresponding Upper-Tier Class, Classes, Component or Components: As to the
following Uncertificated Lower-Tier Interests, the Corresponding Upper-Tier
Class, Classes, Component or Components, as follows:
Uncertificated Corresponding Upper-Tier Class,
Lower-Tier Interest Classes, Component or Components
------------------- --------------------------------
Class A-L1 Interest Class A-1 Certificates
Class A-L2 Interest Class A-2 Certificates
Class A-L3 Interest Class A-3 Certificates
Class A-L4 Interest Class A-4 Certificates
Class A-L5 Interest Class A-5 Certificates
Class A-L7 Interest Class A-7 Certificates
Class A-L8 Interest Class A-8 Scheduled Accrual Component and
Class A-9 Scheduled Accrual Component
Class A-L10 Interest Class A-10 Certificates and Class A-11
Certificates
Class A-L12 Interest Class A-12 Certificates, Class A-20 Certificates,
Class A-21 Certificates and Class A-24
Certificates
Class A-L13 Interest Class A-13 Certificates and Class A-14
Certificates
Class A-L15 Interest Class A-15 Certificates
Class A-L16 Interest Class A-16 Certificates
Class A-L17 Interest Class A-17 Certificates
Class A-L18 Interest Class A-18 Certificates and Class A-19
Certificates
Class A-L22 Interest Class A-22 Certificates and Class A-23
Certificates
Class A-L25 Interest Class A-25 Certificates and Class A-26
Certificates
Class A-LPO Interest Class A-PO Certificates
Class A-LUR Interest Class A-R Certificate
Class B-L1 Interest Class B-1 Certificates
Class B-L2 Interest Class B-2 Certificates
Class B-L3 Interest Class B-3 Certificates
Class B-L4 Interest Class B-4 Certificates
Class B-L5 Interest Class B-5 Certificates
Class B-L6 Interest Class B-6 Certificates
Cross-Over Date: The Distribution Date preceding the first Distribution
Date on which the Class A Percentage (determined pursuant to clause (ii) of the
definition thereof) equals or exceeds 100%.
Cross-Over Date Interest Shortfall: With respect to any Distribution Date
that occurs on or after the Cross-Over Date with respect to any Unscheduled
Principal Receipt (other than a Prepayment in Full):
(A) in the case where the Applicable Unscheduled Principal Receipt Period
is the Mid-Month Receipt Period and such Unscheduled Principal Receipt
is received by the Servicer on or after the Determination Date in the
month preceding the month of such Distribution Date but prior to the
first day of the month of such Distribution Date, the amount of
interest that would have accrued at the Net Mortgage Interest Rate on
the amount of such Unscheduled Principal Receipt from the day of its
receipt or, if earlier, its application by the Servicer through the
last day of the month preceding the month of such Distribution Date;
and
(B) in the case where the Applicable Unscheduled Principal Receipt Period
is the Prior Month Receipt Period and such Unscheduled Principal
Receipt is received by the Servicer during the month preceding the
month of such Distribution Date, the amount of interest that would
have accrued at the Net Mortgage Interest Rate on the amount of such
Unscheduled Principal Receipt from the day of its receipt or, if
earlier, its application by the Servicer through the last day of the
month in which such Unscheduled Principal Receipt is received.
Current Class A Interest Distribution Amount: As to any Distribution Date,
the amount distributed in respect of the Classes of Class A Certificates
pursuant to Paragraph first of Section 4.01(a)(i) on such Distribution Date.
Current Class B Interest Distribution Amount: As to any Distribution Date,
the amount distributed in respect of the Classes of Class B Certificates
pursuant to Paragraphs fifth, eighth, eleventh, fourteenth, seventeenth and
twentieth of Section 4.01(a)(i) on such Distribution Date.
Current Class B-1 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Certificates by the sum of the Class A Non-PO Principal
Balance and the Class B Principal Balance. As to the first Distribution Date,
the Original Class B-1 Fractional Interest.
Current Class B-2 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates by the sum of the Class A Non-PO Principal Balance and
the Class B Principal Balance. As to the first Distribution Date, the Original
Class B-2 Fractional Interest.
Current Class B-3 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-4, Class B-5 and Class B-6
Certificates by the sum of the Class A Non-PO Principal Balance and the Class B
Principal Balance. As to the first Distribution Date, the Original Class B-3
Fractional Interest.
Current Class B-4 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the sum of the Principal Balances of the Class B-5 and Class B-6 Certificates by
the sum of the Class A Non-PO Principal Balance and the Class B Principal
Balance. As to the first Distribution Date, the Original Class B-4 Fractional
Interest.
Current Class B-5 Fractional Interest: As to any Distribution Date
subsequent to the first Distribution Date, the percentage obtained by dividing
the Principal Balance of the Class B-6 Certificates by the sum of the Class A
Non-PO Principal Balance and the Class B Principal Balance. As to the first
Distribution Date, the Original Class B-5 Fractional Interest.
Curtailment: Any Principal Prepayment made by a Mortgagor which is not a
Prepayment in Full.
Custodial Agreement: The Custodial Agreement, if any, from time to time in
effect between the Custodian named therein, the Seller, the Master Servicer and
the Trustee, substantially in the form of Exhibit E hereto, as the same may be
amended or modified from time to time in accordance with the terms thereof.
Custodial P&I Account: The Custodial P&I Account, as defined in each of the
Servicing Agreements, with respect to the Mortgage Loans. In determining whether
the Custodial P&I Account under any Servicing Agreement is "acceptable" to the
Master Servicer (as may be required by the definition of "Eligible Account"
contained in the Servicing Agreements), the Master Servicer shall require that
any such account shall be acceptable to each of the Rating Agencies.
Custodian: Initially, the Trustee, and thereafter the Custodian, if any,
hereafter appointed by the Trustee pursuant to Section 8.13, or its successor in
interest under the Custodial Agreement. The Custodian may (but need not) be the
Trustee or any Person directly or indirectly controlling or controlled by or
under common control of either of them. Neither a Servicer, nor the Seller nor
the Master Servicer nor any Person directly or indirectly controlling or
controlled by or under common control with any such Person may be appointed
Custodian.
Cut-Off Date: The first day of the month of initial issuance of the
Certificates as set forth in Section 11.02.
Cut-Off Date Aggregate Principal Balance: The aggregate of the Cut-Off Date
Principal Balances of the Mortgage Loans is as set forth in Section 11.03.
Cut-Off Date Principal Balance: As to each Mortgage Loan, its unpaid
principal balance as of the close of business on the Cut-Off Date (but without
giving effect to any Unscheduled Principal Receipts received or applied on the
Cut-Off Date), reduced by all payments of principal due on or before the Cut-Off
Date and not paid, and increased by scheduled monthly payments of principal due
after the Cut-Off Date but received by the related Servicer on or before the
Cut-Off Date.
DCR: Duff & Phelps Credit Rating Co., or its successor in interest.
Debt Service Reduction: With respect to any Mortgage Loan, a reduction in
the scheduled Monthly Payment for such Mortgage Loan by a court of competent
jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction
constituting a Deficient Valuation.
Deficient Valuation: With respect to any Mortgage Loan, a valuation by a
court of competent jurisdiction of the Mortgaged Property in an amount less than
the then-outstanding indebtedness under the Mortgage Loan, or any reduction in
the amount of principal to be paid in connection with any scheduled Monthly
Payment that results in a permanent forgiveness of principal, which valuation or
reduction results from a proceeding under the Bankruptcy Code.
Definitive Certificates: As defined in Section 5.01(b).
Denomination: The amount, if any, specified on the face of each Certificate
(other than the Class A-6, Class A-14 and Class A-26 Certificates) representing
the principal portion of the Cut-Off Date Aggregate Principal Balance evidenced
by such Certificate. As to the Class A-6, Class A-14 and Class A-26
Certificates, the amount specified on the face of each such Certificate
representing the portion of the Original Class A-6, Class A-14 or Class A-26
Notional Amount, respectively.
Determination Date: The 17th day of the month in which the related
Distribution Date occurs, or if such 17th day is not a Business Day, the
Business Day preceding such 17th day.
Discount Mortgage Loan: A Mortgage Loan with a Net Mortgage Interest Rate
of less than 6.750%.
Distribution Date: The 25th day of any month, beginning in the month
following the month of initial issuance of the Certificates, or if such 25th day
is not a Business Day, the Business Day following such 25th day.
Due Date: With respect to any Mortgage Loan, the day of the month in which
the Monthly Payment on such Mortgage Loan is scheduled to be paid.
Eligible Account: One or more accounts (i) that are maintained with a
depository institution (which may be the Master Servicer) whose long-term debt
obligations (or, in the case of a depository institution which is part of a
holding company structure, the long-term debt obligations of such parent holding
company) at the time of deposit therein are rated at least "AA" (or the
equivalent) by each of the Rating Agencies, (ii) the deposits in which are fully
insured by the FDIC through either the Bank Insurance Fund or the Savings
Association Insurance Fund, (iii) the deposits in which are insured by the FDIC
through either the Bank Insurance Fund or the Savings Association Insurance Fund
(to the limit established by the FDIC) and the uninsured deposits in which
accounts are otherwise secured, as evidenced by an Opinion of Counsel delivered
to the Trustee, such that the Trustee, on behalf of the Certificateholders has a
claim with respect to the funds in such accounts or a perfected first security
interest against any collateral securing such funds that is superior to claims
of any other depositors or creditors of the depository institution with which
such accounts are maintained, (iv) that are trust accounts maintained with the
trust department of a federal or state chartered depository institution or trust
company acting in its fiduciary capacity or (v) such other account that is
acceptable to each of the Rating Agencies and would not cause the Trust Estate
to fail to qualify as two separate REMICs or result in the imposition of any
federal tax on either of the Upper-Tier REMIC or the Lower-Tier REMIC.
Eligible Investments: At any time, any one or more of the following
obligations and securities which shall mature not later than the Business Day
preceding the Distribution Date next succeeding the date of such investment,
provided that such investments continue to qualify as "cash flow investments" as
defined in Code Section 860G(a)(6):
(i) obligations of the United States of America or any agency thereof,
provided such obligations are backed by the full faith and credit of the
United States of America;
(ii) general obligations of or obligations guaranteed by any state of
the United States of America or the District of Columbia receiving the
highest short-term or highest long-term rating of each Rating Agency, or
such lower rating as would not result in the downgrading or withdrawal of
the rating then assigned to any of the Certificates by either Rating Agency
or result in any of such rated Certificates being placed on credit review
status (other than for possible upgrading) by either Rating Agency;
(iii) commercial or finance company paper which is then rated in the
highest long-term commercial or finance company paper rating category of
each Rating Agency or the highest short-term rating category of each Rating
Agency, or such lower rating category as would not result in the
downgrading or withdrawal of the rating then assigned to any of the
Certificates by either Rating Agency or result in any of such rated
Certificates being placed on credit review status (other than for possible
upgrading) by either Rating Agency;
(iv) certificates of deposit, demand or time deposits, federal funds
or banker's acceptances issued by any depository institution or trust
company incorporated under the laws of the United States or of any state
thereof and subject to supervision and examination by federal and/or state
banking authorities, provided that the commercial paper and/or debt
obligations of such depository institution or trust company (or in the case
of the principal depository institution in a holding company system, the
commercial paper or debt obligations of such holding company) are then
rated in the highest short-term or the highest long-term rating category
for such securities of each of the Rating Agencies, or such lower rating
categories as would not result in the downgrading or withdrawal of the
rating then assigned to any of the Certificates by either Rating Agency or
result in any of such rated Certificates being placed on credit review
status (other than for possible upgrading) by either Rating Agency;
(v) guaranteed reinvestment agreements issued by any bank, insurance
company or other corporation acceptable to each Rating Agency at the time
of the issuance of such agreements;
(vi) repurchase agreements on obligations with respect to any security
described in clauses (i) or (ii) above or any other security issued or
guaranteed by an agency or instrumentality of the United States of America,
in either case entered into with a depository institution or trust company
(acting as principal) described in (iv) above;
(vii) securities (other than stripped bonds or stripped coupon
securities) bearing interest or sold at a discount issued by any
corporation incorporated under the laws of the United States of America or
any state thereof which, at the time of such investment or contractual
commitment providing for such investment, are then rated in the highest
short-term or the highest long-term rating category by each Rating Agency,
or in such lower rating category as would not result in the downgrading or
withdrawal of the rating then assigned to any of the Certificates by either
Rating Agency or result in any of such rated Certificates being placed on
credit review status (other than for possible upgrading) by either Rating
Agency; and
(viii) such other investments acceptable to each Rating Agency as
would not result in the downgrading of the rating then assigned to the
Certificates by either Rating Agency or result in any of such rated
Certificates being placed on credit review status (other than for possible
upgrading) by either Rating Agency.
In no event shall an instrument be an Eligible Investment if such
instrument evidences either (i) a right to receive only interest payments with
respect to the obligations underlying such instrument, or (ii) both principal
and interest payments derived from obligations underlying such instrument and
the interest and principal payments with respect to such instrument provide a
yield to maturity at the date of investment of greater than 120% of the yield to
maturity at par of such underlying obligations.
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
ERISA Prohibited Holder: As defined in Section 5.02(d).
Errors and Omissions Policy: As defined in each of the Servicing
Agreements.
Event of Default: Any of the events specified in Section 7.01.
Excess Bankruptcy Loss: With respect to any Distribution Date and any
Mortgage Loan as to which a Bankruptcy Loss is realized in the month preceding
the month of such Distribution Date, (i) if the Aggregate Current Bankruptcy
Losses with respect to such Distribution Date exceed the then-applicable
Bankruptcy Loss Amount, then the portion of such Bankruptcy Loss represented by
the ratio of (a) the excess of the Aggregate Current Bankruptcy Losses over the
then-applicable Bankruptcy Loss Amount, divided by (b) the Aggregate Current
Bankruptcy Losses or (ii) if the Aggregate Current Bankruptcy Losses with
respect to such Distribution Date are less than or equal to the then-applicable
Bankruptcy Loss Amount, then zero. In addition, any Bankruptcy Loss occurring
with respect to a Mortgage Loan on or after the Cross-Over Date will be an
Excess Bankruptcy Loss.
Excess Fraud Loss: With respect to any Distribution Date and any Mortgage
Loan as to which a Fraud Loss is realized in the month preceding the month of
such Distribution Date, (i) if the Aggregate Current Fraud Losses with respect
to such Distribution Date exceed the then-applicable Fraud Loss Amount, then the
portion of such Fraud Loss represented by the ratio of (a) the excess of the
Aggregate Current Fraud Losses over the then-applicable Fraud Loss Amount,
divided by (b) the Aggregate Current Fraud Losses, or (ii) if the Aggregate
Current Fraud Losses with respect to such Distribution Date are less than or
equal to the then-applicable Fraud Loss Amount, then zero. In addition, any
Fraud Loss occurring with respect to a Mortgage Loan on or after the Cross-Over
Date will be an Excess Fraud Loss.
Excess Special Hazard Loss: With respect to any Distribution Date and any
Mortgage Loan as to which a Special Hazard Loss is realized in the month
preceding the month of such Distribution Date, (i) if the Aggregate Current
Special Hazard Losses with respect to such Distribution Date exceed the
then-applicable Special Hazard Loss Amount, then the portion of such Special
Hazard Loss represented by the ratio of (a) the excess of the Aggregate Current
Special Hazard Losses over the then-applicable Special Hazard Loss Amount,
divided by (b) the Aggregate Current Special Hazard Losses, or (ii) if the
Aggregate Current Special Hazard Losses with respect to such Distribution Date
are less than or equal to the then-applicable Special Hazard Loss Amount, then
zero. In addition, any Special Hazard Loss occurring with respect to a Mortgage
Loan on or after the Cross-Over Date will be an Excess Special Hazard Loss.
Exhibit F-1 Mortgage Loan: Any of the Mortgage Loans identified in Exhibit
F-1 hereto, as such Exhibit may be amended from time to time in connection with
a substitution pursuant to Section 2.02, which Mortgage Loan is serviced in
locations other than Frederick, Maryland under the Norwest Servicing Agreement.
Exhibit F-2 Mortgage Loan: Any of the Mortgage Loans identified in Exhibit
F-2 hereto, as such Exhibit may be amended from time to time in connection with
a substitution pursuant to Section 2.02, which Mortgage Loan is serviced in
Frederick, Maryland under the Norwest Servicing Agreement.
Exhibit F-3 Mortgage Loan: Any of the Mortgage Loans identified in Exhibit
F-3 hereto, as such Exhibit may be amended from time to time in connection with
a substitution pursuant to Section 2.02, which Mortgage Loan is serviced under
an Other Servicing Agreement.
FDIC: The Federal Deposit Insurance Corporation or any successor thereto.
FHLMC: The Federal Home Loan Mortgage Corporation or any successor thereto.
Fidelity Bond: As defined in each of the Servicing Agreements.
Final Distribution Date: The Distribution Date on which the final
distribution in respect of the Certificates is made pursuant to Section 9.01.
Final Scheduled Maturity Date: The Final Scheduled Maturity Date for the
Class A-1, Class A-2, Class A-3, Class A-4, Class A-5, Class A-6, Class A-7,
Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13, Class
A-14, Class A-15, Class A-16, Class A-17, Class A-18, Class A-19, Class A-20,
Class A-21, Class A-22, Class A-23, Class A-24 Class A-25, Class A-26, Class
A-PO, Class A-R, Class A-LR, Class B-1, Class B-2, Class B-3, Class B-4, Class
B-5 and Class B-6 Certificates is November 25, 2028 which corresponds to the
"latest possible maturity date" for purposes of Section 860G(a)(1) of the
Internal Revenue Code of 1986, as amended.
Fixed Retained Yield: The fixed percentage of interest on each Mortgage
Loan with a Mortgage Interest Rate greater than the sum of (a) 6.750%, (b) the
applicable Servicing Fee Rate and (c) the Master Servicing Fee Rate, which will
be determined on a loan by loan basis and will equal the Mortgage Interest Rate
on each Mortgage Loan minus the sum of (a), (b) and (c), which is not assigned
to and not part of the Trust Estate.
Fixed Retained Yield Rate: With respect to each Mortgage Loan, a per annum
rate equal to the greater of (a) zero and (b) the Mortgage Interest Rate on such
Mortgage Loan minus the sum of (i) 6.750%, (ii) the applicable Servicing Fee
Rate and (iii) the Master Servicing Fee Rate.
FNMA: Fannie Mae or any successor thereto.
Foreclosure Profits: As to any Distribution Date, the excess, if any, of
(i) Net Liquidation Proceeds in respect of each Mortgage Loan that became a
Liquidated Loan during the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date over
(ii) the sum of the unpaid principal balance of each such Liquidated Loan plus
accrued and unpaid interest at the applicable Mortgage Interest Rate on the
unpaid principal balance thereof from the Due Date to which interest was last
paid by the Mortgagor (or, in the case of a Liquidated Loan that had been an REO
Mortgage Loan, from the Due Date to which interest was last deemed to have been
paid) to the first day of the month in which such Distribution Date occurs.
Fraud Loss: A Liquidated Loan Loss as to which there was fraud in the
origination of such Mortgage Loan.
Fraud Loss Amount: As of any Distribution Date after the Cut-Off Date an
amount equal to: (X) prior to the first anniversary of the Cut-Off Date an
amount equal to $23,003,272.37 minus the aggregate amount of Fraud Losses
allocated solely to the Class B Certificates in accordance with Section 4.02(a)
since the Cut-Off Date, and (Y) from the first through fifth anniversary of the
Cut-Off Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as
of the most recent anniversary of the Cut-Off Date and (b) 1.00% of the
aggregate outstanding principal balance of all of the Mortgage Loans as of the
most recent anniversary of the Cut-Off Date minus (2) the Fraud Losses allocated
solely to the Class B Certificates in accordance with Section 4.02(a) since the
most recent anniversary of the Cut-Off Date. On and after the Cross-Over Date or
after the fifth anniversary of the Cut-Off Date the Fraud Loss Amount shall be
zero.
Full Unscheduled Principal Receipt: Any Unscheduled Principal Receipt with
respect to a Mortgage Loan (i) in the amount of the outstanding principal
balance of such Mortgage Loan and resulting in the full satisfaction of such
Mortgage Loan or (ii) representing Liquidation Proceeds other than Partial
Liquidation Proceeds.
Holder: See "Certificateholder."
Independent: When used with respect to any specified Person, such Person
who (i) is in fact independent of the Seller, the Master Servicer and any
Servicer, (ii) does not have any direct financial interest or any material
indirect financial interest in the Seller or the Master Servicer or any Servicer
or in an affiliate of either, and (iii) is not connected with the Seller, the
Master Servicer or any Servicer as an officer, employee, promoter, underwriter,
trustee, trust administrator, partner, director or person performing similar
functions.
Insurance Policy: Any insurance or performance bond relating to a Mortgage
Loan or the Mortgage Loans, including any hazard insurance, special hazard
insurance, flood insurance, primary mortgage insurance, mortgagor bankruptcy
bond or title insurance.
Insurance Proceeds: Proceeds paid by any insurer pursuant to any Insurance
Policy covering a Mortgage Loan.
Insured Expenses: Expenses covered by any Insurance Policy covering a
Mortgage Loan.
Interest Accrual Amount: As to any Distribution Date and any Class of Class
A Certificates (other than the Class A-6, Class A-8, Class A-9, Class A-14,
Class A-26 and Class A-PO Certificates), (a) the product of (i) 1/12th of the
Class A Pass-Through Rate for such Class and (ii) the Principal Balance of such
Class as of the Determination Date preceding such Distribution Date minus (b)
the Class A Interest Percentage of such Class of (i) any Non-Supported Interest
Shortfall allocated to the Class A Certificates with respect to such
Distribution Date, (ii) the interest portion of any Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses allocated to the Class
A Certificates with respect to such Distribution Date pursuant to Section
4.02(e) and (iii) the interest portion of any Realized Losses (other than Excess
Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses)
allocated to the Class A Certificates on or after the Cross-Over Date pursuant
to Section 4.02(e). As to any Distribution Date and the Class A-6, Class A-14
and Class A-26 Certificates, the Class A-6, Class A-14 and Class A-26 Interest
Accrual Amount, respectively. The Interest Accrual Amount for the Class A-8
Certificates will equal the sum of the Interest Accrual Amounts for the Class
A-8 Scheduled Accrual Component and Class A-8 IO Component. The Interest Accrual
Amount for the Class A-9 Certificates will equal the sum of the Interest Accrual
Amounts for the Class A-9 Scheduled Accrual Component and Class A-9 IO
Component. The Class A-PO Certificates have no Interest Accrual Amount.
As to any Distribution Date and any Component, (a) the product of (i)
1/12th of the Component Rate for such Component and (ii) the Principal Balance
of such Component or, in the case of the Class A-8 IO Component and Class A-9 IO
Component, the Class A-8 IO Component Notional Amount and the Class A-9 IO
Component Notional Amount, respectively, as of the Determination Date preceding
such Distribution Date minus (b) the Class A Interest Percentage of such
Component of (i) any Non-Supported Interest Shortfall allocated to the Class A
Certificates with respect to such Distribution Date, (ii) the interest portion
of any Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy
Losses allocated to the Class A Certificates with respect to such Distribution
Date pursuant to Section 4.02(e) and (iii) the interest portion of any Realized
Losses (other than Excess Special Hazard Losses, Excess Fraud Losses and Excess
Bankruptcy Losses) allocated to the Class A Certificates on or after the
Cross-Over Date pursuant to Section 4.02(e).
As to any Distribution Date and any Class of Class B Certificates, an
amount equal to (i) the product of 1/12th of the Class B Pass-Through Rate and
the Principal Balance of such Class as of the Determination Date preceding such
Distribution Date minus (ii) the Class B Interest Percentage of such Class of
(x) any Non-Supported Interest Shortfall allocated to the Class B Certificates
with respect to such Distribution Date and (y) the interest portion of any
Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
allocated to the Class B Certificates with respect to such Distribution Date
pursuant to Section 4.02(e).
IO Components: The Class A-8 IO Component and the Class A-9 IO Component.
LIBOR: As to any Distribution Date, the arithmetic mean of the London
Interbank offered rate quotations for one month Eurodollar deposits, as
determined by the Trustee on the related Rate Determination Date in accordance
with Section 4.07.
LIBOR Based Interest Accrual Period: With respect to any Distribution Date,
the period commencing on the 25th day of the month preceding the month in which
such Distribution Date occurs and ending on the 24th day of the month in which
such Distribution Date occurs.
LIBOR Business Day: Any Business Day on which banks are open for dealing in
foreign currency and exchange in London, England, the City of New York and
Charlotte, North Carolina.
LIBOR Certificates: Any of the Class A-10, Class A-11, Class A-13, Class
A-14, Class A-18, Class A-19, Class A-22 and Class A-23 Certificates.
Liquidated Loan: A Mortgage Loan with respect to which the related
Mortgaged Property has been acquired, liquidated or foreclosed and with respect
to which the applicable Servicer determines that all Liquidation Proceeds which
it expects to recover have been recovered.
Liquidated Loan Loss: With respect to any Distribution Date, the aggregate
of the amount of losses with respect to each Mortgage Loan which became a
Liquidated Loan during the Applicable Unscheduled Principal Receipt Period with
respect to Full Unscheduled Principal Receipts for such Distribution Date, equal
to the excess of (i) the unpaid principal balance of each such Liquidated Loan,
plus accrued interest thereon in accordance with the amortization schedule at
the time applicable thereto at the applicable Net Mortgage Interest Rate from
the Due Date as to which interest was last paid with respect thereto through the
last day of the month preceding the month in which such Distribution Date
occurs, over (ii) Net Liquidation Proceeds with respect to such Liquidated Loan.
Liquidation Expenses: Expenses incurred by a Servicer in connection with
the liquidation of any defaulted Mortgage Loan or property acquired in respect
thereof (including, without limitation, legal fees and expenses, committee or
referee fees, and, if applicable, brokerage commissions and conveyance taxes),
any unreimbursed advances expended by such Servicer pursuant to its Servicing
Agreement or the Master Servicer or Trustee pursuant hereto respecting the
related Mortgage Loan, including any unreimbursed advances for real property
taxes or for property restoration or preservation of the related Mortgaged
Property. Liquidation Expenses shall not include any previously incurred
expenses in respect of an REO Mortgage Loan which have been netted against
related REO Proceeds.
Liquidation Proceeds: Amounts received by a Servicer (including Insurance
Proceeds) in connection with the liquidation of defaulted Mortgage Loans or
property acquired in respect thereof, whether through foreclosure, sale or
otherwise, including payments in connection with such Mortgage Loans received
from the Mortgagor, other than amounts required to be paid to the Mortgagor
pursuant to the terms of the applicable Mortgage or to be applied otherwise
pursuant to law.
Loan-to-Value Ratio: The ratio, expressed as a percentage, the numerator of
which is the principal balance of a particular Mortgage Loan at origination and
the denominator of which is the lesser of (x) the appraised value of the related
Mortgaged Property determined in the appraisal used by the originator at the
time of origination of such Mortgage Loan, and (y) if the Mortgage is originated
in connection with a sale of the Mortgaged Property, the sale price for such
Mortgaged Property.
Lower-Tier Distribution Amount: As defined in Section 4.01(a)(ii).
Lower-Tier REMIC: One of two separate REMICs comprising the Trust Estate,
the assets of which consist of the Mortgage Loans (other than Fixed Retained
Yield), such amounts as shall from time to time be held in the Certificate
Account (other than Fixed Retained Yield), the insurance policies, if any,
relating to a Mortgage Loan and property which secured a Mortgage Loan and which
has been acquired by foreclosure or deed in lieu of foreclosure.
Master Servicer: Norwest Bank Minnesota, National Association, or its
successor in interest.
Master Servicing Fee: With respect to any Mortgage Loan and any
Distribution Date, the fee payable monthly to the Master Servicer pursuant to
Section 6.05 equal to a fixed percentage (expressed as a per annum rate) of the
unpaid principal balance of such Mortgage Loan.
Master Servicing Fee Rate: As set forth in Section 11.26.
MLCC Mortgage Loan Purchase Agreement: The master mortgage loan purchase
agreement dated as of April 1, 1998 between Merrill Lynch Credit Corporation, as
seller, and Norwest Funding, Inc., as purchaser.
Mid-Month Receipt Period: With respect to each Distribution Date, the one
month period beginning on the Determination Date (or, in the case of the first
Distribution Date, from and including the Cut-Off-Date) occurring in the
calendar month preceding the month in which such Distribution Date occurs and
ending on the day preceding the Determination Date immediately preceding such
Distribution Date.
Month End Interest: As defined in each Servicing Agreement or with respect
to the Servicing Agreement of Merrill Lynch Credit Corporation, as Servicer, the
amount defined as "Compensating Interest."
Monthly Payment: As to any Mortgage Loan (including any REO Mortgage Loan)
and any Due Date, the payment of principal and interest due thereon in
accordance with the amortization schedule at the time applicable thereto (after
adjustment for any Curtailments and Deficient Valuations occurring prior to such
Due Date but before any adjustment to such amortization schedule, other than for
Deficient Valuations, by reason of any bankruptcy or similar proceeding or any
moratorium or similar waiver or grace period).
Mortgage: The mortgage, deed of trust or other instrument creating a first
lien on Mortgaged Property securing a Mortgage Note together with any Mortgage
Loan Rider, if applicable.
Mortgage Interest Rate: As to any Mortgage Loan, the per annum rate at
which interest accrues on the unpaid principal balance thereof as set forth in
the related Mortgage Note, which rate is as indicated on the Mortgage Loan
Schedule.
Mortgage Loan Rider: The standard FNMA/FHLMC riders to the Mortgage Note
and/or Mortgage riders required when the Mortgaged Property is a condominium
unit or a unit in a planned unit development.
Mortgage Loan Schedule: The list of the Mortgage Loans transferred to the
Trustee on the Closing Date as part of the Trust Estate and attached hereto as
Exhibits F-1, F-2 and F-3, which list may be amended following the Closing Date
upon conveyance of a Substitute Mortgage Loan pursuant to Section 2.02 or 2.03
and which list shall set forth at a minimum the following information of the
close of business on the Cut-Off Date (or, with respect to Substitute Mortgage
Loans, as of the close of business on the day of substitution) as to each
Mortgage Loan:
(i) the Mortgage Loan identifying number;
(ii) the city, state and zip code of the Mortgaged Property;
(iii) the type of property;
(iv) the Mortgage Interest Rate;
(v) the Net Mortgage Interest Rate;
(vi) the Monthly Payment;
(vii) the original number of months to maturity;
(viii) the scheduled maturity date;
(ix) the Cut-Off Date Principal Balance;
(x) the Loan-to-Value Ratio at origination;
(xi) whether such Mortgage Loan is a Subsidy Loan;
(xii) whether such Mortgage Loan is covered by primary mortgage
insurance;
(xiii) the Servicing Fee Rate;
(xiv) whether such Mortgage Loan is a T.O.P. Mortgage Loan;
(xv) the Master Servicing Fee;
(xvi) Fixed Retained Yield, if applicable; and
(xvii) for each Exhibit F-3 Mortgage Loan, the name of the Servicer
with respect thereto.
Such schedule may consist of multiple reports that collectively set forth
all of the information required.
Mortgage Loans: Each of the mortgage loans transferred and assigned to the
Trustee on the Closing Date pursuant to Section 2.01 and any mortgage loans
substituted therefor pursuant to Section 2.02 or 2.03, in each case as from time
to time are included in the Trust Estate as identified in the Mortgage Loan
Schedule.
Mortgage Note: The note or other evidence of indebtedness evidencing the
indebtedness of a Mortgagor under a Mortgage Loan together with any related
Mortgage Loan Riders, if applicable.
Mortgaged Property: The property subject to a Mortgage, which may include
Co-op Shares or residential long-term leases.
Mortgagor: The obligor on a Mortgage Note.
Net Foreclosure Profits: As to any Distribution Date, the amount, if any,
by which (i) Aggregate Foreclosure Profits with respect to such Distribution
Date exceed (ii) Liquidated Loan Losses with respect to such Distribution Date.
Net Liquidation Proceeds: As to any defaulted Mortgage Loan, Liquidation
Proceeds net of Liquidation Expenses.
Net Mortgage Interest Rate: With respect to each Mortgage Loan, a rate
equal to (i) the Mortgage Interest Rate on such Mortgage Loan minus (ii) the sum
of (a) the Servicing Fee Rate, as set forth in Section 11.25 with respect to
such Mortgage Loan, (b) the Master Servicing Fee Rate, as set forth in Section
11.26 with respect to such Mortgage Loan and (c) the Fixed Retained Yield Rate,
if any, with respect to such Mortgage Loan. Any regular monthly computation of
interest at such rate shall be based upon annual interest at such rate on the
applicable amount divided by twelve.
Net REO Proceeds: As to any REO Mortgage Loan, REO Proceeds net of any
related expenses of the Servicer.
Non-permitted Foreign Holder: As defined in Section 5.02(d).
Non-PO Fraction: With respect to any Mortgage Loan, the lesser of (i) 1.00
and (ii) the quotient obtained by dividing the Net Mortgage Interest Rate for
such Mortgage Loan by 6.750%.
Nonrecoverable Advance: Any portion of a Periodic Advance previously made
or proposed to be made in respect of a Mortgage Loan which has not been
previously reimbursed to the Servicer, the Master Servicer or the Trustee, as
the case may be, and which the Servicer, the Master Servicer or the Trustee
determines will not, or in the case of a proposed Periodic Advance would not, be
ultimately recoverable from Liquidation Proceeds or other recoveries in respect
of the related Mortgage Loan. The determination by the Servicer, the Master
Servicer or the Trustee (i) that it has made a Nonrecoverable Advance or (ii)
that any proposed Periodic Advance, if made, would constitute a Nonrecoverable
Advance, shall be evidenced by an Officer's Certificate of the Servicer
delivered to the Master Servicer for redelivery to the Trustee or, in the case
of a Master Servicer determination, an Officer's Certificate of the Master
Servicer delivered to the Trustee, in each case detailing the reasons for such
determination.
Non-Supported Interest Shortfall: With respect to any Distribution Date,
the excess, if any, of the aggregate Prepayment Interest Shortfall on the
Mortgage Loans over the aggregate Compensating Interest with respect to such
Distribution Date. With respect to each Distribution Date occurring on or after
the Cross-Over Date, the Non-Supported Interest Shortfall determined pursuant to
the preceding sentence will be increased by the amount of any Cross-Over Date
Interest Shortfall for such Distribution Date. Any Non-Supported Interest
Shortfall will be allocated to (a) the Class A Certificates according to the
percentage obtained by dividing the Class A Non-PO Principal Balance by the sum
of the Class A Non-PO Principal Balance and the Class B Principal Balance and
(b) the Class B Certificates according to the percentage obtained by dividing
the Class B Principal Balance by the sum of the Class A Non-PO Principal Balance
and the Class B Principal Balance.
Non-U.S. Person: As defined in Section 4.01(g).
Norwest Mortgage: Norwest Mortgage, Inc., or its successor in interest.
Norwest Mortgage Correspondents: The entities listed on the Mortgage Loan
Schedule, from which Norwest Mortgage purchased the Mortgage Loans.
Norwest Servicing Agreement: The Servicing Agreement providing for the
servicing of the Exhibit F-1 Mortgage Loans and Exhibit F-2 Mortgage Loans
initially by Norwest Mortgage.
Officers' Certificate: With respect to any Person, a certificate signed by
the Chairman of the Board, the President or a Vice President, and by the
Treasurer, the Secretary or one of the Assistant Treasurers or Assistant
Secretaries of such Person (or, in the case of a Person which is not a
corporation, signed by the person or persons having like responsibilities), and
delivered to the Trustee.
Opinion of Counsel: A written opinion of counsel, who may be outside or
salaried counsel for the Seller, a Servicer or the Master Servicer, or any
affiliate of the Seller, a Servicer or the Master Servicer, acceptable to the
Trustee if such opinion is to be delivered to the Trustee; provided, however,
that with respect to REMIC matters, matters relating to the determination of
Eligible Accounts or matters relating to transfers of Certificates, such counsel
shall be Independent.
Optimal Adjustment Event: With respect to any Class of Class B Certificates
and any Distribution Date, an Optimal Adjustment Event will occur with respect
to such Class if: (i) the Principal Balance of such Class on the Determination
Date succeeding such Distribution Date would have been reduced to zero
(regardless of whether such Principal Balance was reduced to zero as a result of
principal distribution or the allocation of Realized Losses) and (ii) (a) the
Principal Balance of any Class of Class A Certificates would be subject to
further reduction as a result of the third or fifth sentences of the definition
of Principal Balance or (b) the Principal Balance of a Class of Class B
Certificates with a lower numerical designation would be reduced with respect to
such Distribution Date as a result of the application of clause (ii) of the
definition of Class B-1 Principal Balance, Class B-2 Principal Balance, Class
B-3 Principal Balance, Class B-4 Principal Balance, Class B-5 Principal Balance
or Class B-6 Principal Balance.
Original Class A Percentage: The Class A Percentage as of the Cut-Off Date,
as set forth in Section 11.04.
Original Class A Non-PO Principal Balance: The sum of the Original
Principal Balances of the Class A-1, Class A-2, Class A-3, Class A-4, Class A-5,
Class A-7, Class A-8, Class A-9, Class A-10, Class A-11, Class A-12, Class A-13,
Class A-15, Class A-16, Class A-17, Class A-18, Class A-19, Class A-20, Class
A-21, Class A-22, Class A-23, Class A-24, Class A-25, Class A-R and Class A-LR
Certificates, as set forth in Section 11.06.
Original Class A-6 Notional Amount: The Original Class A-6 Notional Amount,
as set forth in Section 11.05(b).
Original Class A-8 IO Component Notional Amount: The Original Class A-8 IO
Component Notional Amount, as set forth in Section 11.05(a).
Original Class A-9 IO Component Notional Amount: The Original Class A-9 IO
Component Notional Amount, as set forth in Section 11.05(a).
Original Class A-14 Notional Amount: The Original Class A-14 Notional
Amount, as set forth in Section 11.05(c).
Original Class A-26 Notional Amount: The Original Class A-26 Notional
Amount, as set forth in Section 11.05(d).
Original Class B Principal Balance: The sum of the Original Class B-1
Principal Balance, Original Class B-2 Principal Balance, Original Class B-3
Principal Balance, Original Class B-4 Principal Balance, Original Class B-5
Principal Balance and Original Class B-6 Principal Balance, as set forth in
Section 11.14.
Original Class B-1 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the sum of the Original Class B-2 Principal
Balance, the Original Class B-3 Principal Balance, the Original Class B-4
Principal Balance, Original Class B-5 Principal Balance and the Original Class
B-6 Principal Balance by the sum of the Original Class A Non-PO Principal
Balance and the Original Class B Principal Balance. The Original Class B-1
Fractional Interest is specified in Section 11.16.
Original Class B-2 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the sum of the Original Class B-3 Principal
Balance, the Original Class B-4 Principal Balance, Original Class B-5 Principal
Balance and the Original Class B-6 Principal Balance by the sum of the Original
Class A Non-PO Principal Balance and the Original Class B Principal Balance. The
Original Class B-2 Fractional Interest is specified in Section 11.17.
Original Class B-3 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the sum of the Original Class B-4 Principal
Balance, the Original Class B-5 Principal Balance and the Original Class B-6
Principal Balance by the sum of the Original Class A Non-PO Principal Balance
and the Original Class B Principal Balance. The Original Class B-3 Fractional
Interest is specified in Section 11.18.
Original Class B-4 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the sum of the Original Class B-5 Principal
Balance and the Original Class B-6 Principal Balance by the sum of the Original
Class A Non-PO Principal Balance and the Original Class B Principal Balance. The
Original Class B-4 Fractional Interest is specified in Section 11.19.
Original Class B-5 Fractional Interest: As to the first Distribution Date,
the percentage obtained by dividing the Original Class B-6 Principal Balance by
the sum of the Original Class A Non-PO Principal Balance and the Original Class
B Principal Balance. The Original Class B-5 Fractional Interest is specified in
Section 11.20.
Original Class B-1 Percentage: The Class B-1 Percentage as of the Cut-Off
Date, as set forth in Section 11.08.
Original Class B-2 Percentage: The Class B-2 Percentage as of the Cut-Off
Date, as set forth in Section 11.09.
Original Class B-3 Percentage: The Class B-3 Percentage as of the Cut-Off
Date, as set forth in Section 11.10.
Original Class B-4 Percentage: The Class B-4 Percentage as of the Cut-Off
Date, as set forth in Section 11.11.
Original Class B-5 Percentage: The Class B-5 Percentage as of the Cut-Off
Date, as set forth in Section 11.12.
Original Class B-6 Percentage: The Class B-6 Percentage as of the Cut-Off
Date, as set forth in Section 11.13.
Original Class B-1 Principal Balance: The Class B-1 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
Original Class B-2 Principal Balance: The Class B-2 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
Original Class B-3 Principal Balance: The Class B-3 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
Original Class B-4 Principal Balance: The Class B-4 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
Original Class B-5 Principal Balance: The Class B-5 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
Original Class B-6 Principal Balance: The Class B-6 Principal Balance as of
the Cut-Off Date, as set forth in Section 11.15.
Original Principal Balance: Any of the Original Principal Balances of the
Classes of Class A Certificates as set forth in Section 11.05; the Original
Principal Balances of the Class A-8 Scheduled Accrual Component and the Class
A-9 Scheduled Accrual Component which equal the Original Principal Balances of
the Class A-8 and Class A-9 Certificates, respectively, as set forth in Section
11.05; the Original Class B-1 Principal Balance, Original Class B-2 Principal
Balance, Original Class B-3 Principal Balance, Original Class B-4 Principal
Balance, Original Class B-5 Principal Balance or Original Class B-6 Principal
Balance as set forth in Section 11.15.
Original Subordinated Percentage: The Subordinated Percentage as of the
Cut-Off Date, as set forth in Section 11.07.
Other Servicer: Any of the Servicers other than Norwest Mortgage.
Other Servicing Agreements: The Servicing Agreements other than the Norwest
Servicing Agreement.
Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan (including
an REO Mortgage Loan) which was not the subject of a Full Unscheduled Principal
Receipt prior to such Due Date and which was not repurchased by the Seller prior
to such Due Date pursuant to Section 2.02 or 2.03.
Owner Mortgage Loan File: A file maintained by the Trustee (or the
Custodian, if any) for each Mortgage Loan that contains the documents specified
in the Servicing Agreements or, in the case of each Mortgage Loan serviced by
Bank United or Merrill Lynch Credit Corporation, to documents specified in the
Bank United Mortgage Loan Sale Agreement and the MLCC Mortgage Loan Purchase
Agreement under their respective "Owner Mortgage Loan File" definition or
similar definition and/or other provisions requiring delivery of specified
documents to the owner of the Mortgage Loan in connection with the purchase
thereof, and any additional documents required to be added to the Owner Mortgage
Loan File pursuant to this Agreement.
PAC Certificates: The Class A-1, Class A-2, Class A-3, Class A-4, Class
A-5, Class A-13, Class A-15, Class A-16 and Class A-17 Certificates.
PAC Principal Amount: As defined in Section 4.01(b).
Partial Liquidation Proceeds: Liquidation Proceeds received by a Servicer
prior to the month in which the related Mortgage Loan became a Liquidated Loan.
Partial Unscheduled Principal Receipt: An Unscheduled Principal Receipt
which is not a Full Unscheduled Principal Receipt.
Paying Agent: The Person authorized on behalf of the Trustee, as agent for
the Master Servicer, to make distributions to Certificateholders with respect to
the Certificates and to forward to Certificateholders the periodic and annual
statements required by Section 4.04. The Paying Agent may be any Person directly
or indirectly controlling or controlled by or under common control with the
Master Servicer and may be the Trustee. The initial Paying Agent is appointed in
Section 4.03(a).
Payment Account: The account maintained pursuant to Section 4.03(b).
Percentage Interest: With respect to a Class A Certificate (other than
Class A-6, Class A-14 and Class A-26 Certificates), the undivided percentage
interest obtained by dividing the original principal balance of such Certificate
by the Original Principal Balance of such Class of Class A Certificates. With
respect to a Class A-6, Class A-14 or Class A-26 Certificate, the undivided
percentage interest obtained by dividing the Original Class A-6, Class A-14 or
Class A-26 Notional Amount evidenced by such Certificate by the Original Class
A-6, Class A-14 or Class A-26 Notional Amount of such Class. With respect to a
Class B Certificate, the undivided percentage interest obtained by dividing the
original principal balance of such Certificate by the Original Principal Balance
of such Class of Class B Certificates.
Periodic Advance: The aggregate of the advances required to be made by a
Servicer on any Distribution Date pursuant to its Servicing Agreement or by the
Master Servicer or the Trustee hereunder, the amount of any such advances being
equal to the total of all Monthly Payments (adjusted, in each case (i) in
respect of interest, to the applicable Mortgage Interest Rate less the
applicable Servicing Fee in the case of Periodic Advances made by a Servicer and
to the applicable Net Mortgage Interest Rate in the case of Periodic Advances
made by the Master Servicer or Trustee and (ii) by the amount of any related
Debt Service Reductions or reductions in the amount of interest collectable from
the Mortgagor pursuant to the Soldiers' and Sailors' Civil Relief Act of 1940,
as amended, or similar legislation or regulations then in effect) on the
Mortgage Loans, that (x) were delinquent as of the close of business on the
related Determination Date, (y) were not the subject of a previous Periodic
Advance by such Servicer or of a Periodic Advance by the Master Servicer or the
Trustee, as the case may be and (z) have not been determined by the Master
Servicer, such Servicer or Trustee to be Nonrecoverable Advances.
Person: Any individual, corporation, partnership, joint venture,
association, joint-stock company, trust, unincorporated organization or
government or any agency or political subdivision thereof.
Plan: As defined in Section 5.02(c).
PO Fraction: With respect to any Discount Mortgage Loan, the difference
between 1.0 and the Non-PO Fraction for such Mortgage Loan; with respect to any
other Mortgage Loan, zero.
Pool Balance (Non-PO Portion): As of any Distribution Date, the sum of the
amounts for each Mortgage Loan that is an Outstanding Mortgage Loan of the
product of (i) the Non-PO Fraction for such Mortgage Loan and (ii) the Scheduled
Principal Balance of such Mortgage Loan.
Pool Balance (PO Portion): As of any Distribution Date, the sum of the
amounts for each Mortgage Loan that is an Outstanding Mortgage Loan of the
product of (i) the PO Fraction for such Mortgage Loan and (ii) the Scheduled
Principal Balance of such Mortgage Loan.
Pool Distribution Amount: As of any Distribution Date, the funds eligible
for distribution to the Holders of the Certificates on such Distribution Date,
which shall be the sum of (i) all previously undistributed payments or other
receipts on account of principal and interest on or in respect of the Mortgage
Loans (including, without limitation, the proceeds of any repurchase of a
Mortgage Loan by the Seller and any Substitution Principal Amount) received by
the Master Servicer with respect to the applicable Remittance Date in the month
of such Distribution Date and any Unscheduled Principal Receipts received by the
Master Servicer on or prior to the Business Day preceding such Distribution
Date, (ii) all Periodic Advances made by a Servicer pursuant to the related
Servicing Agreement or Periodic Advances made by the Master Servicer or the
Trustee pursuant to Section 3.03 and (iii) all other amounts required to be
placed in the Certificate Account by the Servicer on or before the applicable
Remittance Date or by the Master Servicer or the Trustee on or prior to the
Distribution Date, but excluding the following:
(a) amounts received as late payments of principal or interest and
respecting which the Master Servicer or the Trustee has made one or more
unreimbursed Periodic Advances;
(b) the portion of Liquidation Proceeds used to reimburse any
unreimbursed Periodic Advances by the Master Servicer or the Trustee;
(c) those portions of each payment of interest on a particular
Mortgage Loan which represent (i) the Fixed Retained Yield, if any, (ii)
the applicable Servicing Fee and (iii) the Master Servicing Fee;
(d) all amounts representing scheduled payments of principal and
interest due after the Due Date occurring in the month in which such
Distribution Date occurs;
(e) all Unscheduled Principal Receipts received by the Servicers after
the Applicable Unscheduled Principal Receipt Period relating to the
Distribution Date for the applicable type of Unscheduled Principal Receipt,
and all related payments of interest on such amounts;
(f) all repurchase proceeds with respect to Mortgage Loans repurchased
by the Seller pursuant to Section 2.02 or 2.03 on or following the Due Date
in the month in which such Distribution Date occurs and the difference
between the unpaid principal balance of such Mortgage Loan substituted for
a defective Mortgage Loan during the month preceding the month in which
such Distribution Date occurs and the unpaid principal balance of such
defective Mortgage Loan;
(g) that portion of Liquidation Proceeds and REO Proceeds which
represents any unpaid Servicing Fee or Master Servicing Fee;
(h) all income from Eligible Investments that is held in the
Certificate Account for the account of the Master Servicer;
(i) all other amounts permitted to be withdrawn from the Certificate
Account in respect of the Mortgage Loans, to the extent not covered by
clauses (a) through (h) above, or not required to be deposited in the
Certificate Account under this Agreement;
(j) Net Foreclosure Profits;
(k) Month End Interest; and
(l) the amount of any Recoveries in respect of principal which had
previously been allocated as a loss to one or more Classes of the Class A
or Class B Certificates pursuant to Section 4.02 other than Recoveries
covered by the last sentence of Section 4.02(d).
Pool Scheduled Principal Balance: As to any Distribution Date, the
aggregate Scheduled Principal Balances of all Mortgage Loans that were
Outstanding Mortgage Loans on the Due Date in the month preceding the month of
such Distribution Date.
Premium Mortgage Loan: A Mortgage Loan with a Net Mortgage Interest Rate of
6.750% or greater.
Prepayment In Full: With respect to any Mortgage Loan, a Mortgagor payment
consisting of a Principal Prepayment in the amount of the outstanding principal
balance of such loan and resulting in the full satisfaction of such obligation.
Prepayment Interest Shortfall: On any Distribution Date, the amount of
interest, if any, that would have accrued on any Mortgage Loan which was the
subject of a Prepayment in Full at the Net Mortgage Interest Rate for such
Mortgage Loan from the date of its Prepayment in Full (but in the case of a
Prepayment in Full where the Applicable Unscheduled Principal Receipt Period is
the Mid-Month Receipt Period, only if the date of the Prepayment in Full is on
or after the Determination Date in the month prior to the month of such
Distribution Date and prior to the first day of the month of such Distribution
Date) through the last day of the month prior to the month of such Distribution
Date.
Principal Accretion Amount: With respect to each Class of Accrual
Certificates and each Accrual Component and as to any Distribution Date prior to
the applicable Accrual Termination Date, an amount with respect to such Class or
Component equal to the sum of the amounts calculated pursuant to clauses (i) and
(ii) of the definition of Accrual Distribution Amount with respect to such
Distribution Date.
Principal Adjustment: In the event that the Class B-1 Optimal Principal
Amount, Class B-2 Optimal Principal Amount, Class B-3 Optimal Principal Amount,
Class B-4 Optimal Principal Amount, Class B-5 Optimal Principal Amount or Class
B-6 Optimal Principal Amount is calculated in accordance with the proviso in
such definition with respect to any Distribution Date, the Principal Adjustment
for such Class of Class B Certificates shall equal the difference between (i)
the amount that would have been distributed to such Class as principal in
accordance with Section 4.01(a) for such Distribution Date, calculated without
regard to such proviso and assuming there are no Principal Adjustments for such
Distribution Date and (ii) the Adjusted Principal Balance for such Class.
Principal Balance: As of the first Determination Date and as to any Class
of Class A Certificates (other than the Class A-6, Class A-8, Class A-9, Class
A-14 and Class A-26 Certificates) and any Accrual Component, the Original
Principal Balance of such Class or Component. As of any subsequent Determination
Date prior to the Cross-Over Date and as to any Class of Class A Certificates
(other than the Class A-6, Class A-8, Class A-9, Class A-14, Class A-26 and A-PO
Certificates), the Original Principal Balance of such Class or Component
(increased in the case of a Class of Accrual Certificates or an Accrual
Component by the Principal Accretion Amounts with respect to prior Distribution
Dates for such Accrual Certificates or Accrual Components) less the sum of (a)
all amounts previously distributed in respect of such Class or Component on
prior Distribution Dates (i) pursuant to Paragraph third clause (A) of Section
4.01(a), (ii) as a result of a Principal Adjustment and (iii), if applicable,
from the Accrual Distribution Amounts for such prior Distribution Dates and (b)
the Realized Losses allocated through such Determination Date to such Class or
Component pursuant to Section 4.02(b). After the Cross-Over Date, each such
Principal Balance will also be reduced on each Determination Date by an amount
equal to the product of the Class A Loss Percentage of such Class or Component
and the excess, if any, of (i) the Class A Non-PO Principal Balance as of such
Determination Date without regard to this sentence over (ii) the difference
between (A) the Adjusted Pool Amount for the preceding Distribution Date and (B)
the Adjusted Pool Amount (PO Portion) for the preceding Distribution Date;
provided, however, that the amount of any such reduction for the Class A-8
Certificates will be reduced by the Class A-9 Loss Allocation Amount. After the
Cross-Over Date, the Principal Balance for the Class A-9 Certificates will
additionally be reduced by the Class A-9 Loss Allocation Amount.
The Principal Balance of the Class A-8 Certificates or the Class A-9
Certificates at any time will be equal to the Principal Balance of the Class A-8
Scheduled Accrual Component or the Class A-9 Scheduled Accrual Component,
respectively.
The Class A-6, Class A-14 and Class A-26 Certificates are interest-only
Certificates and have no Principal Balance.
As of any subsequent Determination Date prior to the Cross-Over Date and as
to the Class A-PO Certificates, the Original Principal Balance of such Class
less the sum of (a) all amounts previously distributed in respect of the Class
A-PO Certificates on prior Distribution Dates pursuant to Paragraphs third
clause (B) and fourth of Section 4.01(a) and (b) the Realized Losses allocated
through such Determination Date to the Class A-PO Certificates pursuant to
Section 4.02(b). After the Cross-Over Date, such Principal Balance will also be
reduced on each Determination Date by an amount equal to the difference, if any,
between such Principal Balance as of such Determination Date without regard to
this sentence and the Adjusted Pool Amount (PO Portion) for the preceding
Distribution Date.
As to the Class B Certificates, the Class B-1 Principal Balance, Class B-2
Principal Balance, Class B-3 Principal Balance, Class B-4 Principal Balance,
Class B-5 Principal Balance and Class B-6 Principal Balance, respectively.
Principal Prepayment: Any Mortgagor payment on a Mortgage Loan which is
received in advance of its Due Date and is not accompanied by an amount
representing scheduled interest for any period subsequent to the date of
prepayment.
Prior Month Receipt Period: With respect to each Distribution Date, the
calendar month preceding the month in which such Distribution Date occurs.
Priority Amount: For any Distribution Date, the lesser of (i) the sum of
the Principal Balances of the Class A-24 and Class A-25 Certificates and (ii)
the product of (1) the Priority Percentage, (2) the Shift Percentage and (3) the
sum of the Scheduled Principal Amount and the Unscheduled Principal Amount.
Priority Percentage: The sum of the Principal Balances of the Class A-24
and Class A-25 Certificates divided by the Pool Balance (Non-PO Portion).
Prohibited Transaction Tax: Any tax imposed under Section 860F of the Code.
Prudent Servicing Practices: The standard of care set forth in each
Servicing Agreement.
Rate Determination Date: As to any Distribution Date and any Class of LIBOR
Certificates, the second LIBOR Business Day preceding the 25th day of the month
preceding the month in which such Distribution Date occurs.
Rating Agency: Any nationally recognized statistical credit rating agency,
or its successor, that rated one or more Classes of the Certificates at the
request of the Seller at the time of the initial issuance of the Certificates.
The Rating Agencies for the Class A Certificates and Class B-1 Certificates are
DCR and S&P. The Rating Agency for the Class B-2, Class B-3, Class B-4 and Class
B-5 Certificates is DCR. If any such agency or a successor is no longer in
existence, "Rating Agency" shall be such statistical credit rating agency, or
other comparable Person, designated by the Seller, notice of which designation
shall be given to the Trustee and the Master Servicer. References herein to the
highest short-term rating category of a Rating Agency shall mean D-1+ in the
case of DCR and A-1+ in the case of S&P and in the case of any other Rating
Agency shall mean its equivalent of such ratings. References herein to the
highest long-term rating categories of a Rating Agency shall mean AAA and in the
case of any other Rating Agency shall mean its equivalent of such rating without
any plus or minus.
Realized Losses: With respect to any Distribution Date, (i) Liquidated Loan
Losses (including Special Hazard Losses and Fraud Losses) and (ii) Bankruptcy
Losses incurred in the month preceding the month of such Distribution Date.
Record Date: The last Business Day of the month preceding the month of the
related Distribution Date.
Recovery: Any amount received on a Mortgage Loan subsequent to such
Mortgage Loan being determined to be a Liquidated Loan.
Reduction Amount: As defined in Section 4.01(b).
Relevant Anniversary: See "Bankruptcy Loss Amount."
REMIC: A "real estate mortgage investment conduit" as defined in Code
Section 860D.
REMIC Provisions: Provisions of the federal income tax law relating to
REMICs, which appear at Sections 860A through 860G of Part IV of Subchapter M of
Chapter 1 of Subtitle A of the Code, and related provisions, and U.S. Department
of the Treasury temporary, proposed or final regulations promulgated thereunder,
as the foregoing are in effect (or with respect to proposed regulations, are
proposed to be in effect) from time to time.
Remittance Date: As defined in each of the Servicing Agreements.
REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Loan and as
to which the indebtedness evidenced by the related Mortgage Note is discharged
and the related Mortgaged Property is held as part of the Trust Estate.
REO Proceeds: Proceeds received in respect of any REO Mortgage Loan
(including, without limitation, proceeds from the rental of the related
Mortgaged Property).
Request for Release: A request for release in substantially the form
attached as Exhibit G hereto.
Responsible Officer: When used with respect to the Trustee, the Chairman or
Vice-Chairman of the Board of Directors or Trustees, the Chairman or
Vice-Chairman of the Executive or Standing Committee of the Board of Directors
or Trustees, the President, the Chairman of the Committee on Trust Matters, any
Vice President, the Secretary, any Assistant Secretary, the Treasurer, any
Assistant Treasurer, the Cashier, any Assistant Cashier, any Trust Officer or
Assistant Trust Officer, the Controller and any Assistant Controller or any
other officer of the Trustee customarily performing functions similar to those
performed by any of the above-designated officers and also, with respect to a
particular matter, any other officer to whom such matter is referred because of
such officer's knowledge of and familiarity with the particular subject.
Rule 144A: Rule 144A promulgated under the Securities Act of 1933, as
amended.
S&P: Standard & Poor's.
Scheduled Certificates: The Class A-7 Certificates, Class A-10
Certificates, Class A-11 Certificates, Class A-18 Certificates and Class A-19
Certificates.
Scheduled Principal Amount: The sum for each outstanding Mortgage Loan
(including each defaulted Mortgage Loan, other than a Liquidated Loan, with
respect to which the related Mortgaged Property has been acquired by the Trust
Estate) of the product of (A) the Non-PO Fraction for such Mortgage Loan and (B)
the sum of the amounts described in clauses y(i) and y(iv) of the definition of
Class A Non-PO Optimal Principal Amount, but without such amounts being
multiplied by the Class A Percentage.
Scheduled Principal Balance: As to any Mortgage Loan and Distribution Date,
the principal balance of such Mortgage Loan as of the Due Date in the month
preceding the month of such Distribution Date as specified in the amortization
schedule at the time relating thereto (before any adjustment to such
amortization schedule by reason of any bankruptcy (other than Deficient
Valuations) or similar proceeding or any moratorium or similar waiver or grace
period) after giving effect to (A) Unscheduled Principal Receipts received or
applied by the applicable Servicer during the related Unscheduled Principal
Receipt Period for each applicable type of Unscheduled Principal Receipt related
to the Distribution Date occurring in the month preceding such Distribution
Date, (B) Deficient Valuations incurred prior to such Due Date and (C) the
payment of principal due on such Due Date and irrespective of any delinquency in
payment by the related Mortgagor. Accordingly, the Scheduled Principal Balance
of a Mortgage Loan which becomes a Liquidated Loan at any time through the last
day of such related Unscheduled Principal Receipt Period shall be zero.
Seller: Norwest Asset Securities Corporation, or its successor in interest.
Senior Optimal Amount: As to any Distribution Date, the sum for such
Distribution Date of (a) the Class A Non-PO Optimal Amount and (b) the Class
A-PO Optimal Principal Amount.
Servicer Mortgage Loan File: As defined in each of the Servicing
Agreements.
Servicers: Each of Norwest Mortgage, Inc., People's Bank, The Huntington
Mortgage Company, FT Mortgage Companies, North American Mortgage Corp.,
Countrywide Home Loans, Inc., Marine Midland Mortgage Corp., Hibernia National
Bank, Farmers State Bank and Trust Company of Superior, National City Mortgage
Company, Bank United, Bank of Oklahoma, N.A., America First Credit Union, Banc
One Mortgage Companies, Merrill Lynch Credit Corp., Beverly National Bank and
Suntrust Mortgage Inc., as Servicer under the related Servicing Agreement.
Servicing Agreements: Each of the Servicing Agreements executed with
respect to a portion of the Mortgage Loans by one of the Servicers, which
agreements are attached hereto, collectively, as Exhibit L.
Servicing Fee: With respect to any Servicer, as defined in its Servicing
Agreement.
Servicing Fee Rate: With respect to a Mortgage Loan, as set forth in
Section 11.25.
Servicing Officer: Any officer of a Servicer involved in, or responsible
for, the administration and servicing of the Mortgage Loans.
Shift Percentage: As to any Distribution Date, the percentage indicated
below:
Distribution Date Occurring In Shift Percentage
- ------------------------------ ----------------
November 1998 through October 2003......................... 0%
November 2003 through October 2004......................... 30%
November 2004 through October 2005......................... 40%
November 2005 through October 2006......................... 60%
November 2006 through October 2007......................... 80%
November 2007 through October 2008......................... 100%
Similar Law: As defined in Section 5.02(c).
Single Certificate: A Certificate of any Class that evidences the smallest
permissible Denomination for such Class, as set forth in Section 11.24.
Special Hazard Loss: (i) A Liquidated Loan Loss suffered by a Mortgaged
Property on account of direct physical loss, exclusive of (a) any loss covered
by a hazard policy or a flood insurance policy maintained in respect of such
Mortgaged Property pursuant to a Servicing Agreement and (b) any loss caused by
or resulting from:
(1) normal wear and tear;
(2) infidelity, conversion or other dishonest act on the part of the
Trustee, the Servicer or any of their agents or employees; or
(3) errors in design, faulty workmanship or faulty materials, unless the
collapse of the property or a part thereof ensues;
or (ii) any Liquidated Loan Loss suffered by the Trust Estate arising from or
related to the presence or suspected presence of hazardous wastes or hazardous
substances on a Mortgaged Property unless such loss to a Mortgaged Property is
covered by a hazard policy or a flood insurance policy maintained in respect of
such Mortgaged Property pursuant to the Servicing Agreement.
Special Hazard Loss Amount: As of any Distribution Date, an amount equal to
$11,501,636.19 minus the sum of (i) the aggregate amount of Special Hazard
Losses allocated solely to the Class B Certificates in accordance with Section
4.02(a) and (ii) the Special Hazard Adjustment Amount (as defined below) as most
recently calculated. For each anniversary of the Cut-Off Date, the Special
Hazard Adjustment Amount shall be calculated and shall be equal to the amount,
if any, by which the amount calculated in accordance with the preceding sentence
(without giving effect to the deduction of the Special Hazard Adjustment Amount
for such anniversary) exceeds the greater of (A) the product of the Special
Hazard Percentage for such anniversary multiplied by the outstanding principal
balance of all the Mortgage Loans on the Distribution Date immediately preceding
such anniversary, (B) twice the outstanding principal balance of the Mortgage
Loan in the Trust Estate which has the largest outstanding principal balance on
the Distribution Date immediately preceding such anniversary and (C) that which
is necessary to maintain the original ratings on the Certificates as evidenced
by letters to that effect delivered by Rating Agencies to the Master Servicer
and the Trustee. On and after the Cross-Over Date, the Special Hazard Loss
Amount shall be zero.
Special Hazard Percentage: As of each anniversary of the Cut-Off Date, the
greater of (i) 1.00% and (ii) the largest percentage obtained by dividing the
aggregate outstanding principal balance (as of the immediately preceding
Distribution Date) of the Mortgage Loans secured by Mortgaged Properties located
in a single, five-digit zip code area in the State of California by the
outstanding principal balance of all the Mortgage Loans as of the immediately
preceding Distribution Date.
Startup Day: As defined in Section 2.05.
Subordinated Percentage: As to any Distribution Date, the percentage which
is the difference between 100% and the Class A Percentage for such date.
Subordinated Prepayment Percentage: As to any Distribution Date, the
percentage which is the difference between 100% and the Class A Prepayment
Percentage for such date.
Subsidy Loan: Any Mortgage Loan subject to a temporary interest subsidy
agreement pursuant to which the monthly interest payments made by the related
Mortgagor will be less than the scheduled monthly interest payments on such
Mortgage Loan, with the resulting difference in interest payments being provided
by the employer of the Mortgagor. Each Subsidy Loan will be identified as such
in the Mortgage Loan Schedule.
Substitute Mortgage Loan: As defined in Section 2.02.
Substitution Principal Amount: With respect to any Mortgage Loan
substituted in accordance with Section 2.02 or pursuant to Section 2.03, the
excess of (x) the unpaid principal balance of the Mortgage Loan which is
substituted for over (y) the unpaid principal balance of the Substitute Mortgage
Loan, each balance being determined as of the date of substitution.
T.O.P. Mortgage Loan: Any Mortgage Loan that was originated by Norwest
Mortgage or an affiliate thereof in connection with the "Title Option Plus"
program and which is not covered by a title insurance policy. Each T.O.P.
Mortgage Loan shall be identified as such in the Mortgage Loan Schedule.
Trust Estate: The corpus of the trust created by this Agreement, consisting
of the Mortgage Loans (other than any Fixed Retained Yield), such amounts as may
be held from time to time in the Certificate Account (other than any Fixed
Retained Yield), the rights of the Trustee to receive the proceeds of all
insurance policies and performance bonds, if any, required to be maintained
hereunder or under the related Servicing Agreement, property which secured a
Mortgage Loan and which has been acquired by foreclosure or deed in lieu of
foreclosure.
Trustee: First Union National Bank, a national banking association with its
principal office located in Charlotte, North Carolina, or any successor trustee
appointed as herein provided.
Unpaid Interest Shortfalls: Each of the Class A Unpaid Interest Shortfalls,
the Class B-1 Unpaid Interest Shortfall, the Class B-2 Unpaid Interest
Shortfall, the Class B-3 Unpaid Interest Shortfall, the Class B-4 Unpaid
Interest Shortfall, the Class B-5 Unpaid Interest Shortfall and the Class B-6
Unpaid Interest Shortfall.
Unscheduled Principal Amount: The sum for each outstanding Mortgage Loan
(including each defaulted Mortgage Loan, other than a Liquidated Loan, with
respect to which the related Mortgaged Property has been acquired by the Trust
Estate) of the product of (A) the Non-PO Fraction for such Mortgage Loan and (B)
the sum of the amounts described in clauses y(ii) and y(iii) of the definition
of Class A Non-PO Optimal Principal Amount, but without such amounts being
multiplied by the Class A Prepayment Percentage.
Unscheduled Principal Receipt: Any Principal Prepayment or other recovery
of principal on a Mortgage Loan, including, without limitation, Liquidation
Proceeds, Net REO Proceeds and proceeds received from any condemnation award or
proceeds in lieu of condemnation other than that portion of such proceeds
released to the Mortgagor in accordance with the terms of the Mortgage or
Prudent Servicing Practices, but excluding any Net Foreclosure Profits and
proceeds of a repurchase of a Mortgage Loan by the Seller and any Substitution
Principal Amounts. Except as set forth in the last sentence of Section 4.02(d),
a Recovery shall not be treated as an Unscheduled Principal Receipt.
Unscheduled Principal Receipt Period: Either a Mid-Month Receipt Period or
a Prior Month Receipt Period.
Upper-Tier Certificate: Any one of the Class A Certificates (other than the
Class A-LR Certificate) and the Class B Certificates.
Upper-Tier Certificate Account: The trust account established and
maintained pursuant to Section 4.01(e).
Upper-Tier REMIC: One of the two separate REMICs comprising the Trust
Estate, the assets of which consist of the Uncertificated Lower-Tier Interests
and such amounts as shall from time to time be held in the Upper-Tier
Certificate Account.
U.S. Person: As defined in Section 4.01(g).
Voting Interest: With respect to any provisions hereof providing for the
action, consent or approval of the Holders of all Certificates evidencing
specified Voting Interests in the Trust Estate, the Class A-6, Class A-14 and
Class A-26 Certificates will be entitled to 1% of the aggregate Voting Interest
represented by all Certificates and each remaining Class of Certificates will be
entitled to a pro rata portion of the remaining Voting Interest equal to the
ratio obtained by dividing the Principal Balance of such Class by the sum of the
Class A Principal Balance and the Class B Principal Balance. Each
Certificateholder of a Class will have a Voting Interest equal to the product of
the Voting Interest to which such Class is collectively entitled and the
Percentage Interest in such Class represented by such Holder's Certificates.
With respect to any provisions hereof providing for action, consent or approval
of each Class of Certificates or specified Classes of Certificates, each
Certificateholder of a Class will have a Voting Interest in such Class equal to
such Holder's Percentage Interest in such Class.
Weighted Average Net Mortgage Interest Rate: As to any Distribution Date, a
rate per annum equal to the average, expressed as a percentage of the Net
Mortgage Interest Rates of all Mortgage Loans that were Outstanding Mortgage
Loans as of the Due Date in the month preceding the month of such Distribution
Date, weighted on the basis of the respective Scheduled Principal Balances of
such Mortgage Loans.
Section 1.02. Acts of Holders.
(a) Any request, demand, authorization, direction, notice, consent, waiver
or other action provided by this Agreement to be given or taken by Holders may
be embodied in and evidenced by one or more instruments of substantially similar
tenor signed by such Holders in person or by an agent duly appointed in writing.
Except as herein otherwise expressly provided, such action shall become
effective when such instrument or instruments are delivered to the Trustee.
Proof of execution of any such instrument or of a writing appointing any such
agent shall be sufficient for any purpose of this Agreement and conclusive in
favor of the Trustee, if made in the manner provided in this Section 1.02. The
Trustee shall promptly notify the Master Servicer in writing of the receipt of
any such instrument or writing.
(b) The fact and date of the execution by any Person of any such instrument
or writing may be proved by the affidavit of a witness of such execution or by a
certificate of a notary public or other officer authorized by law to take
acknowledgments of deeds, certifying that the individual signing such instrument
or writing acknowledged to him the execution thereof. When such execution is by
a signer acting in a capacity other than his or her individual capacity, such
certificate or affidavit shall also constitute sufficient proof of his or her
authority. The fact and date of the execution of any such instrument or writing,
or the authority of the individual executing the same, may also be proved in any
other manner which the Trustee deems sufficient.
(c) The ownership of Certificates (whether or not such Certificates shall
be overdue and notwithstanding any notation of ownership or other writing
thereon made by anyone other than the Trustee and the Authenticating Agent)
shall be proved by the Certificate Register, and neither the Trustee, the Seller
nor the Master Servicer shall be affected by any notice to the contrary.
(d) Any request, demand, authorization, direction, notice, consent, waiver
or other action of the Holder of any Certificate shall bind every future Holder
of the same Certificate and the Holder of every Certificate issued upon the
registration of transfer thereof or in exchange therefor or in lieu thereof in
respect of anything done, omitted or suffered to be done by the Trustee, the
Seller or the Master Servicer in reliance thereon, whether or not notation of
such action is made upon such Certificate.
Section 1.03. Effect of Headings and Table of Contents.
The Article and Section headings in this Agreement and the Table of
Contents are for convenience of reference only and shall not affect the
interpretation or construction of this Agreement.
Section 1.04. Benefits of Agreement.
Nothing in this Agreement or in the Certificates, express or implied, shall
give to any Person, other than the parties to this Agreement and their
successors hereunder and the Holders of the Certificates any benefit or any
legal or equitable right, power, remedy or claim under this Agreement.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF THE CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans.
The Seller, concurrently with the execution and delivery hereof, does
hereby assign to the Trustee, without recourse all the right, title and interest
of the Seller in and to (a) the Trust Estate, including all interest (other than
the portion, if any, representing the Fixed Retained Yield) and principal
received by the Seller on or with respect to the Mortgage Loans after the
Cut-Off Date (and including scheduled payments of principal and interest due
after the Cut-Off Date but received by the Seller on or before the Cut-Off Date
and Unscheduled Principal Receipts received or applied on the Cut-Off Date, but
not including payments of principal and interest due on the Mortgage Loans on or
before the Cut-Off Date), (b) the Insurance Policies, (c) the obligations of the
Servicers under the Servicing Agreements with respect to the Mortgage Loans and
(d) proceeds of all the foregoing.
In connection with such assignment, the Seller shall, with respect to each
Mortgage Loan, deliver, or cause to be delivered, to the Trustee, as initial
Custodian, on or before the Closing Date, an Owner Mortgage Loan File. If any
Mortgage or an assignment of a Mortgage to the Trustee or any prior assignment
is in the process of being recorded on the Closing Date, the Seller shall
deliver a copy thereof, certified by Norwest Mortgage or the applicable Norwest
Mortgage Correspondent to be a true and complete copy of the document sent for
recording, and the Seller shall use its best efforts to cause each such original
recorded document or certified copy thereof to be delivered to the Trustee
promptly following its recordation, but in no event later than one (1) year
following the Closing Date. The Seller shall also cause to be delivered to the
Trustee any other original mortgage loan document to be included in the Owner
Mortgage Loan File if a copy thereof has been delivered. The Seller shall pay
from its own funds, without any right of reimbursement therefor, the amount of
any costs, liabilities and expenses incurred by the Trust Estate by reason of
the failure of the Seller to cause to be delivered to the Trustee within one (1)
year following the Closing Date any original Mortgage or assignment of a
Mortgage not delivered to the Trustee on the Closing Date.
In lieu of recording an assignment of any Mortgage the Seller may, to the
extent set forth in the applicable Servicing Agreement, deliver or cause to be
delivered to the Trustee the assignment of the Mortgage Loan from the Seller to
the Trustee in a form suitable for recordation, together with an Opinion of
Counsel to the effect that recording is not required to protect the Trustee's
right, title and interest in and to the related Mortgage Loan or, in case a
court should recharacterize the sale of the Mortgage Loans as a financing, to
perfect a first priority security interest in favor of the Trustee in the
related Mortgage Loan. In the event that the Master Servicer receives notice
that recording is required to protect the right, title and interest of the
Trustee in and to any such Mortgage Loan for which recordation of an assignment
has not previously been required, the Master Servicer shall promptly notify the
Trustee and the Trustee shall within five Business Days (or such other
reasonable period of time mutually agreed upon by the Master Servicer and the
Trustee) of its receipt of such notice deliver each previously unrecorded
assignment to the related Servicer for recordation.
Section 2.02. Acceptance by Trustee.
The Trustee acknowledges receipt of the Mortgage Notes, the Mortgages, the
assignments and other documents required to be delivered on the Closing Date
pursuant to Section 2.01 above and declares that it holds and will hold such
documents and the other documents constituting a part of the Owner Mortgage Loan
Files delivered to it in trust, upon the trusts herein set forth, for the use
and benefit of all present and future Certificateholders. The Trustee agrees,
for the benefit of Certificateholders, to review each Owner Mortgage Loan File
within 45 days after execution of this Agreement in order to ascertain that all
required documents set forth in Section 2.01 have been executed and received and
appear regular on their face, and that such documents relate to the Mortgage
Loans identified in the Mortgage Loan Schedule, and in so doing the Trustee may
rely on the purported due execution and genuineness of any such document and on
the purported genuineness of any signature thereon. If within such 45 day period
the Trustee finds any document constituting a part of an Owner Mortgage Loan
File not to have been executed or received or to be unrelated to the Mortgage
Loans identified in the Mortgage Loan Schedule or not to appear regular on its
face, the Trustee shall promptly (and in no event more than 30 days after the
discovery of such defect) notify the Seller, which shall have a period of 60
days after the date of such notice within which to correct or cure any such
defect. The Seller hereby covenants and agrees that, if any material defect is
not so corrected or cured, the Seller will, not later than 60 days after the
Trustee's notice to it referred to above respecting such defect, either (i)
repurchase the related Mortgage Loan or any property acquired in respect thereof
from the Trust Estate at a price equal to (a) 100% of the unpaid principal
balance of such Mortgage Loan plus (b) accrued interest at the Mortgage Interest
Rate less any Fixed Retained Yield through the last day of the month in which
such repurchase takes place or (ii) if within two years of the Startup Day, or
such other period permitted by the REMIC Provisions, substitute for any Mortgage
Loan to which such material defect relates, a new mortgage loan (a "Substitute
Mortgage Loan") having such characteristics so that the representations and
warranties of the Seller set forth in Section 2.03(b) hereof (other than Section
2.03(b)(i)) would not have been incorrect had such Substitute Mortgage Loan
originally been a Mortgage Loan. In no event shall any Substitute Mortgage Loan
have an unpaid principal balance, as of the date of substitution, greater than
the Scheduled Principal Balance (reduced by the scheduled payment of principal
due on the Due Date in the month of substitution) of the Mortgage Loan for which
it is substituted. In addition, such Substitute Mortgage Loan shall have a
Loan-to-Value Ratio less than or equal to and a Mortgage Interest Rate equal to
that of the Mortgage Loan for which it is substituted.
In the case of a repurchased Mortgage Loan or property, the purchase price
shall be deposited by the Seller in the Certificate Account maintained by the
Master Servicer pursuant to Section 3.01. In the case of a Substitute Mortgage
Loan, the Owner Mortgage Loan File relating thereto shall be delivered to the
Trustee and the Substitution Principal Amount, together with (i) interest on
such Substitution Principal Amount at the applicable Net Mortgage Interest Rate
to the following Due Date of such Mortgage Loan which is being substituted for
and (ii) an amount equal to the aggregate amount of unreimbursed Periodic
Advances in respect of interest previously made by the Servicer, the Master
Servicer or the Trustee with respect to such Mortgage Loan, shall be deposited
in the Certificate Account. The Monthly Payment on the Substitute Mortgage Loan
for the Due Date in the month of substitution shall not be part of the Trust
Estate. Upon receipt by the Trustee of written notification of any such deposit
signed by an officer of the Seller, or the new Owner Mortgage Loan File, as the
case may be, the Trustee shall release to the Seller the related Owner Mortgage
Loan File and shall execute and deliver such instrument of transfer or
assignment, in each case without recourse, as shall be necessary to vest in the
Seller legal and beneficial ownership of such substituted or repurchased
Mortgage Loan or property. It is understood and agreed that the obligation of
the Seller to substitute a new Mortgage Loan for or repurchase any Mortgage Loan
or property as to which such a material defect in a constituent document exists
shall constitute the sole remedy respecting such defect available to the
Certificateholders or the Trustee on behalf of the Certificateholders. The
failure of the Trustee to give any notice contemplated herein within forty-five
(45) days after the execution of this Agreement shall not affect or relieve the
Seller's obligation to repurchase any Mortgage Loan pursuant to this Section
2.02.
The Trustee may, concurrently with the execution and delivery hereof or at
any time thereafter, enter into a Custodial Agreement substantially in the form
of Exhibit E hereto pursuant to which the Trustee appoints a Custodian to hold
the Mortgage Notes, the Mortgages, the assignments and other documents related
to the Mortgage Loans received by the Trustee in trust for the benefit of all
present and future Certificateholders, which may provide, among other things,
that the Custodian shall conduct the review of such documents required under the
first paragraph of this Section 2.02.
Section 2.03. Representations and Warranties of the Master Servicer and
the Seller.
(a) The Master Servicer hereby represents and warrants to the Trustee for
the benefit of Certificateholders that, as of the date of execution of this
Agreement:
(i) The Master Servicer is a national banking association duly
chartered and validly existing in good standing under the laws of the
United States;
(ii) The execution and delivery of this Agreement by the Master
Servicer and its performance and compliance with the terms of this
Agreement will not violate the Master Servicer's corporate charter or
by-laws or constitute a default (or an event which, with notice or lapse of
time, or both, would constitute a default) under, or result in the breach
of, any material contract, agreement or other instrument to which the
Master Servicer is a party or which may be applicable to the Master
Servicer or any of its assets;
(iii) This Agreement, assuming due authorization, execution and
delivery by the Trustee and the Seller, constitutes a valid, legal and
binding obligation of the Master Servicer, enforceable against it in
accordance with the terms hereof subject to applicable bankruptcy,
insolvency, reorganization, moratorium and other laws affecting the
enforcement of creditors' rights generally and to general principles of
equity, regardless of whether such enforcement is considered in a
proceeding in equity or at law;
(iv) The Master Servicer is not in default with respect to any order
or decree of any court or any order, regulation or demand of any federal,
state, municipal or governmental agency, which default might have
consequences that would materially and adversely affect the condition
(financial or other) or operations of the Master Servicer or its properties
or might have consequences that would affect its performance hereunder; and
(v) No litigation is pending or, to the best of the Master Servicer's
knowledge, threatened against the Master Servicer which would prohibit its
entering into this Agreement or performing its obligations under this
Agreement.
It is understood and agreed that the representations and warranties set
forth in this Section 2.03(a) shall survive delivery of the respective Owner
Mortgage Loan Files to the Trustee or the Custodian.
(b) The Seller hereby represents and warrants to the Trustee for the
benefit of Certificateholders that, as of the date of execution of this
Agreement, with respect to the Mortgage Loans, or each Mortgage Loan, as the
case may be:
(i) The information set forth in the Mortgage Loan Schedule was true
and correct in all material respects at the date or dates respecting which
such information is furnished as specified in the Mortgage Loan Schedule;
(ii) Immediately prior to the transfer and assignment contemplated
herein, the Seller was the sole owner and holder of the Mortgage Loan free
and clear of any and all liens, pledges, charges or security interests of
any nature and has full right and authority to sell and assign the same;
(iii) The Mortgage is a valid, subsisting and enforceable first lien
on the property therein described, and the Mortgaged Property is free and
clear of all encumbrances and liens having priority over the first lien of
the Mortgage except for liens for real estate taxes and special assessments
not yet due and payable and liens or interests arising under or as a result
of any federal, state or local law, regulation or ordinance relating to
hazardous wastes or hazardous substances, and, if the related Mortgaged
Property is a condominium unit, any lien for common charges permitted by
statute or homeowners association fees; and if the Mortgaged Property
consists of shares of a cooperative housing corporation, any lien for
amounts due to the cooperative housing corporation for unpaid assessments
or charges or any lien of any assignment of rents or maintenance expenses
secured by the real property owned by the cooperative housing corporation;
and any security agreement, chattel mortgage or equivalent document related
to, and delivered to the Trustee or to the Custodian with, any Mortgage
establishes in the Seller a valid and subsisting first lien on the property
described therein and the Seller has full right to sell and assign the same
to the Trustee;
(iv) Neither the Seller nor any prior holder of the Mortgage or the
related Mortgage Note has modified the Mortgage or the related Mortgage
Note in any material respect, satisfied, canceled or subordinated the
Mortgage in whole or in part, released the Mortgaged Property in whole or
in part from the lien of the Mortgage, or executed any instrument of
release, cancellation, modification or satisfaction, except in each case as
is reflected in an agreement delivered to the Trustee or the Custodian
pursuant to Section 2.01;
(v) All taxes, governmental assessments, insurance premiums, and
water, sewer and municipal charges, which previously became due and owing
have been paid, or an escrow of funds has been established, to the extent
permitted by law, in an amount sufficient to pay for every such item which
remains unpaid; and the Seller has not advanced funds, or received any
advance of funds by a party other than the Mortgagor, directly or
indirectly (except pursuant to any Subsidy Loan arrangement) for the
payment of any amount required by the Mortgage, except for interest
accruing from the date of the Mortgage Note or date of disbursement of the
Mortgage Loan proceeds, whichever is later, to the day which precedes by
thirty days the first Due Date under the related Mortgage Note;
(vi) The Mortgaged Property is undamaged by water, fire, earthquake,
earth movement other than earthquake, windstorm, flood, tornado or similar
casualty (excluding casualty from the presence of hazardous wastes or
hazardous substances, as to which the Seller makes no representations), so
as to affect adversely the value of the Mortgaged Property as security for
the Mortgage Loan or the use for which the premises were intended and to
the best of the Seller's knowledge, there is no proceeding pending or
threatened for the total or partial condemnation of the Mortgaged Property;
(vii) The Mortgaged Property is free and clear of all mechanics' and
materialmen's liens or liens in the nature thereof; provided, however, that
this warranty shall be deemed not to have been made at the time of the
initial issuance of the Certificates if a title policy affording, in
substance, the same protection afforded by this warranty is furnished to
the Trustee by the Seller;
(viii) Except for Mortgage Loans secured by Co-op Shares and Mortgage
Loans secured by residential long-term leases, the Mortgaged Property
consists of a fee simple estate in real property; all of the improvements
which are included for the purpose of determining the appraised value of
the Mortgaged Property lie wholly within the boundaries and building
restriction lines of such property and no improvements on adjoining
properties encroach upon the Mortgaged Property (unless insured against
under the related title insurance policy); and to the best of the Seller's
knowledge, the Mortgaged Property and all improvements thereon comply with
all requirements of any applicable zoning and subdivision laws and
ordinances;
(ix) The Mortgage Loan meets, or is exempt from, applicable state or
federal laws, regulations and other requirements, pertaining to usury, and
the Mortgage Loan is not usurious;
(x) To the best of the Seller's knowledge, all inspections, licenses
and certificates required to be made or issued with respect to all occupied
portions of the Mortgaged Property and, with respect to the use and
occupancy of the same, including, but not limited to, certificates of
occupancy and fire underwriting certificates, have been made or obtained
from the appropriate authorities;
(xi) All payments required to be made up to the Due Date immediately
preceding the Cut-Off Date for such Mortgage Loan under the terms of the
related Mortgage Note have been made and no Mortgage Loan had more than one
delinquency in the 12 months preceding the Cut-Off Date;
(xii) The Mortgage Note, the related Mortgage and other agreements
executed in connection therewith are genuine, and each is the legal, valid
and binding obligation of the maker thereof, enforceable in accordance with
its terms, except as such enforcement may be limited by bankruptcy,
insolvency, reorganization or other similar laws affecting the enforcement
of creditors' rights generally and by general equity principles (regardless
of whether such enforcement is considered in a proceeding in equity or at
law); and, to the best of the Seller's knowledge, all parties to the
Mortgage Note and the Mortgage had legal capacity to execute the Mortgage
Note and the Mortgage and each Mortgage Note and Mortgage has been duly and
properly executed by the Mortgagor;
(xiii) Any and all requirements of any federal, state or local law
with respect to the origination of the Mortgage Loans including, without
limitation, truth-in-lending, real estate settlement procedures, consumer
credit protection, equal credit opportunity or disclosure laws applicable
to the Mortgage Loans have been complied with;
(xiv) The proceeds of the Mortgage Loans have been fully disbursed,
there is no requirement for future advances thereunder and any and all
requirements as to completion of any on-site or off-site improvements and
as to disbursements of any escrow funds therefor have been complied with
(except for escrow funds for exterior items which could not be completed
due to weather and escrow funds for the completion of swimming pools); and
all costs, fees and expenses incurred in making, closing or recording the
Mortgage Loan have been paid, except recording fees with respect to
Mortgages not recorded as of the Closing Date;
(xv) The Mortgage Loan (except (A) any Mortgage Loan identified on the
Mortgage Loan Schedule as a T.O.P. Mortgage Loan and (B) any Mortgage Loan
secured by a Mortgaged Property located in any jurisdiction, as to which an
opinion of counsel of the type customarily rendered in such jurisdiction in
lieu of title insurance is instead received) is covered by an American Land
Title Association mortgagee title insurance policy or other generally
acceptable form of policy or insurance acceptable to FNMA or FHLMC, issued
by a title insurer acceptable to FNMA or FHLMC insuring the originator, its
successors and assigns, as to the first priority lien of the Mortgage in
the original principal amount of the Mortgage Loan and subject only to (A)
the lien of current real property taxes and assessments not yet due and
payable, (B) covenants, conditions and restrictions, rights of way,
easements and other matters of public record as of the date of recording of
such Mortgage acceptable to mortgage lending institutions in the area in
which the Mortgaged Property is located or specifically referred to in the
appraisal performed in connection with the origination of the related
Mortgage Loan, (C) liens created pursuant to any federal, state or local
law, regulation or ordinance affording liens for the costs of clean-up of
hazardous substances or hazardous wastes or for other environmental
protection purposes and (D) such other matters to which like properties are
commonly subject which do not individually, or in the aggregate, materially
interfere with the benefits of the security intended to be provided by the
Mortgage; the Seller is the sole insured of such mortgagee title insurance
policy, the assignment to the Trustee, of the Seller's interest in such
mortgagee title insurance policy does not require any consent of or
notification to the insurer which has not been obtained or made, such
mortgagee title insurance policy is in full force and effect and will be in
full force and effect and inure to the benefit of the Trustee, no claims
have been made under such mortgagee title insurance policy, and no prior
holder of the related Mortgage, including the Seller, has done, by act or
omission, anything which would impair the coverage of such mortgagee title
insurance policy;
(xvi) The Mortgaged Property securing each Mortgage Loan is insured by
an insurer acceptable to FNMA or FHLMC against loss by fire and such
hazards as are covered under a standard extended coverage endorsement, in
an amount which is not less than the lesser of 100% of the insurable value
of the Mortgaged Property and the outstanding principal balance of the
Mortgage Loan, but in no event less than the minimum amount necessary to
fully compensate for any damage or loss on a replacement cost basis; if the
Mortgaged Property is a condominium unit, it is included under the coverage
afforded by a blanket policy for the project; if upon origination of the
Mortgage Loan, the improvements on the Mortgaged Property were in an area
identified in the Federal Register by the Federal Emergency Management
Agency as having special flood hazards, a flood insurance policy meeting
the requirements of the current guidelines of the Federal Insurance
Administration is in effect with a generally acceptable insurance carrier,
in an amount representing coverage not less than the least of (A) the
outstanding principal balance of the Mortgage Loan, (B) the full insurable
value of the Mortgaged Property and (C) the maximum amount of insurance
which was available under the National Flood Insurance Act of 1968, as
amended; and each Mortgage obligates the Mortgagor thereunder to maintain
all such insurance at the Mortgagor's cost and expense;
(xvii) To the best of the Seller's knowledge, there is no default,
breach, violation or event of acceleration existing under the Mortgage or
the related Mortgage Note and no event which, with the passage of time or
with notice and the expiration of any grace or cure period, would
constitute a default, breach, violation or event of acceleration; the
Seller has not waived any default, breach, violation or event of
acceleration; and no foreclosure action is currently threatened or has been
commenced with respect to the Mortgage Loan;
(xviii) No Mortgage Note or Mortgage is subject to any right of
rescission, set-off, counterclaim or defense, including the defense of
usury, nor will the operation of any of the terms of the Mortgage Note or
Mortgage, or the exercise of any right thereunder, render the Mortgage Note
or Mortgage unenforceable, in whole or in part, or subject it to any right
of rescission, set-off, counterclaim or defense, including the defense of
usury, and no such right of rescission, set-off, counterclaim or defense
has been asserted with respect thereto;
(xix) Each Mortgage Note is payable in monthly payments, resulting in
complete amortization of the Mortgage Loan over a term of not more than 360
months;
(xx) Each Mortgage contains customary and enforceable provisions such
as to render the rights and remedies of the holder thereof adequate for the
realization against the Mortgaged Property of the benefits of the security,
including realization by judicial foreclosure (subject to any limitation
arising from any bankruptcy, insolvency or other law for the relief of
debtors), and there is no homestead or other exemption available to the
Mortgagor which would interfere with such right of foreclosure;
(xxi) To the best of the Seller's knowledge, no Mortgagor is a debtor
in any state or federal bankruptcy or insolvency proceeding;
(xxii) Each Mortgaged Property is located in the United States and
consists of a one- to four-unit residential property, which may include a
detached home, townhouse, condominium unit or a unit in a planned unit
development or, in the case of Mortgage Loans secured by Co-op Shares,
leases or occupancy agreements;
(xxiii) The Mortgage Loan is a "qualified mortgage" within the meaning
of Section 860G(a)(3) of the Code;
(xxiv) With respect to each Mortgage where a lost note affidavit has
been delivered to the Trustee in place of the related Mortgage Note, the
related Mortgage Note is no longer in existence;
(xxv) In the event that the Mortgagor is an inter vivos "living"
trust, (i) such trust is in compliance with FNMA or FHLMC standards for
inter vivos trusts and (ii) holding title to the Mortgaged Property in such
trust will not diminish any rights as a creditor including the right to
full title to the Mortgaged Property in the event foreclosure proceedings
are initiated; and
(xxvi) If the Mortgage Loan is secured by a long-term residential
lease, (1) the lessor under the lease holds a fee simple interest in the
land; (2) the terms of such lease expressly permit the mortgaging of the
leasehold estate, the assignment of the lease without the lessor's consent
and the acquisition by the holder of the Mortgage of the rights of the
lessee upon foreclosure or assignment in lieu of foreclosure or provide the
holder of the Mortgage with substantially similar protections; (3) the
terms of such lease do not (a) allow the termination thereof upon the
lessee's default without the holder of the Mortgage being entitled to
receive written notice of, and opportunity to cure, such default, (b) allow
the termination of the lease in the event of damage or destruction as long
as the Mortgage is in existence, (c) prohibit the holder of the Mortgage
from being insured (or receiving proceeds of insurance) under the hazard
insurance policy or policies relating to the Mortgaged Property or (d)
permit any increase in rent other than pre-established increases set forth
in the lease; (4) the original term of such lease is not less than 15
years; (5) the term of such lease does not terminate earlier than five
years after the maturity date of the Mortgage Note; and (6) the Mortgaged
Property is located in a jurisdiction in which the use of leasehold estates
in transferring ownership in residential properties is a widely accepted
practice.
Notwithstanding the foregoing, no representations or warranties are made by
the Seller as to the environmental condition of any Mortgaged Property; the
absence, presence or effect of hazardous wastes or hazardous substances on any
Mortgaged Property; any casualty resulting from the presence or effect of
hazardous wastes or hazardous substances on, near or emanating from any
Mortgaged Property; the impact on Certificateholders of any environmental
condition or presence of any hazardous substance on or near any Mortgaged
Property; or the compliance of any Mortgaged Property with any environmental
laws, nor is any agent, person or entity otherwise affiliated with the Seller
authorized or able to make any such representation, warranty or assumption of
liability relative to any Mortgaged Property. In addition, no representations or
warranties are made by the Seller with respect to the absence or effect of fraud
in the origination of any Mortgage Loan.
It is understood and agreed that the representations and warranties set
forth in this Section 2.03(b) shall survive delivery of the respective Owner
Mortgage Loan Files to the Trustee and shall inure to the benefit of the
Trustee, notwithstanding any restrictive or qualified endorsement or assignment.
(c) Upon discovery by either the Seller, the Master Servicer, the Trustee
or the Custodian that any of the representations and warranties made in
subsection (b) above is not accurate (referred to herein as a "breach") and that
such breach materially and adversely affects the interests of the
Certificateholders in the related Mortgage Loan, the party discovering such
breach shall give prompt written notice to the other parties (any Custodian
being so obligated under a Custodial Agreement). Within 60 days of the earlier
of its discovery or its receipt of notice of any such breach, the Seller shall
cure such breach in all material respects or shall either (i) repurchase the
Mortgage Loan or any property acquired in respect thereof from the Trust Estate
at a price equal to (A) 100% of the unpaid principal balance of such Mortgage
Loan plus (B) accrued interest at the Net Mortgage Interest Rate for such
Mortgage Loan through the last day of the month in which such repurchase took
place or (ii) if within two years of the Startup Day, or such other period
permitted by the REMIC Provisions, substitute for such Mortgage Loan in the
manner described in Section 2.02. The purchase price of any repurchase described
in this paragraph and the Substitution Principal Amount, if any, plus accrued
interest thereon and the other amounts referred to in Section 2.02, shall be
deposited in the Certificate Account. It is understood and agreed that the
obligation of the Seller to repurchase or substitute for any Mortgage Loan or
property as to which such a breach has occurred and is continuing shall
constitute the sole remedy respecting such breach available to
Certificateholders or the Trustee on behalf of Certificateholders, and such
obligation shall survive until termination of the Trust Estate hereunder.
Section 2.04. Execution and Delivery of Certificates.
The Trustee acknowledges the assignment to it of the Mortgage Loans and the
delivery of the Owner Mortgage Loan Files to it, and, concurrently with such
delivery, (i) acknowledges the issuance of and hereby declares that it holds the
Uncertificated Lower-Tier Interests on behalf of the Upper-Tier REMIC and
Certificateholders and (ii) has executed and delivered to or upon the order of
the Seller, in exchange for the Mortgage Loans and Uncertificated Lower-Tier
Interests together with all other assets included in the definition of "Trust
Estate", receipt of which is hereby acknowledged, Certificates in authorized
denominations which, together with the Uncertificated Lower-Tier Interests,
evidence ownership of the entire Trust Estate.
Section 2.05. Designation of Certificates; Designation of Startup Day and
Latest Possible Maturity Date.
The Seller hereby designates the Classes of Class A Certificates (other
than the Class A-R and Class A-LR Certificates) and the Classes of Class B
Certificates as classes of "regular interests" and the Class A-R Certificate as
the single class of "residual interest" in the Upper-Tier REMIC for the purposes
of Code Sections 860G(a)(1) and 860G(a)(2), respectively. The Seller hereby
further designates the Class A-L1 Interest, Class A-L2 Interest, Class A-L3
Interest, Class A-L4 Interest, Class A-L5 Interest, Class A-L7 Interest, Class
A-L8 Interest, Class A-L10 Interest, Class A-L12 Interest, Class A-L13 Interest,
Class A-L15 Interest, Class A-L16 Interest, Class A-L17 Interest, Class A-L18
Interest, Class A-L22 Interest, Class A-L25 Interest, Class A-LPO Interest,
Class A-LUR Interest, Class B-L1 Interest, Class B-L2 Interest, Class B-L3
Interest, Class B-L4 Interest, Class B-L5 Interest and Class B-L6 Interest as
classes of "regular interests" and the Class A-LR Certificate as the single
class of "residual interest" in the Lower-Tier REMIC for the purposes of Code
Sections 860G(a)(1) and 860G(a)(2), respectively. The Closing Date is hereby
designated as the "Startup Day" of each of the Upper-Tier REMIC and Lower-Tier
REMIC within the meaning of Code Section 860G(a)(9). The "latest possible
maturity date" of the regular interests in the Upper-Tier REMIC and Lower-Tier
REMIC is November 25, 2028 for purposes of Code Section 860G(a)(1).
ARTICLE III
ADMINISTRATION OF THE TRUST ESTATE: SERVICING
OF THE MORTGAGE LOANS
Section 3.01. Certificate Account.
(a) The Master Servicer shall establish and maintain a Certificate Account
for the deposit of funds received by the Master Servicer with respect to the
Mortgage Loans serviced by each Servicer pursuant to each of the Servicing
Agreements. Such account shall be maintained as an Eligible Account. The Master
Servicer shall give notice to each Servicer and the Seller of the location of
the Certificate Account and of any change in the location thereof.
(b) The Master Servicer shall deposit into the Certificate Account on the
day of receipt thereof all amounts received by it from any Servicer pursuant to
any of the Servicing Agreements, and shall, in addition, deposit into the
Certificate Account the following amounts, in the case of amounts specified in
clause (i), not later than the Distribution Date on which such amounts are
required to be distributed to Certificateholders and, in the case of the amounts
specified in clause (ii), not later than the Business Day next following the day
of receipt and posting by the Master Servicer:
(i) Periodic Advances pursuant to Section 3.03(a) made by the Master
Servicer or the Trustee, if any and any amounts deemed received by the
Master Servicer pursuant to Section 3.01(d); and
(ii) in the case of any Mortgage Loan that is repurchased by the
Seller pursuant to Section 2.02 or 2.03 or that is auctioned by the Master
Servicer pursuant to Section 3.08 or purchased by the Master Servicer
pursuant to Section 3.08 or 9.01, the purchase price therefor or, where
applicable, any Substitution Principal Amount and any amounts received in
respect of the interest portion of unreimbursed Periodic Advances.
(c) The Master Servicer shall cause the funds in the Certificate Account to
be invested in Eligible Investments. No such Eligible Investments will be sold
or disposed of at a gain prior to maturity unless the Master Servicer has
received an Opinion of Counsel or other evidence satisfactory to it that such
sale or disposition will not cause the Trust Estate to be subject to Prohibited
Transactions Tax, otherwise subject the Trust Estate to tax, or cause either of
the Upper-Tier REMIC or the Lower-Tier REMIC to fail to qualify as a REMIC while
any Certificates are outstanding. Any amounts deposited in the Certificate
Account prior to the Distribution Date shall be invested for the account of the
Master Servicer and any investment income thereon shall be additional
compensation to the Master Servicer for services rendered under this Agreement.
The amount of any losses incurred in respect of any such investments shall be
deposited in the Certificate Account by the Master Servicer out of its own funds
immediately as realized.
(d) For purposes of this Agreement, the Master Servicer will be deemed to
have received from a Servicer on the applicable Remittance Date for such funds
all amounts deposited by such Servicer into the Custodial Account for P&I
maintained in accordance with the applicable Servicing Agreement, if such
Custodial Account for P&I is not an Eligible Account as defined in this
Agreement, to the extent such amounts are not actually received by the Master
Servicer on such Remittance Date as a result of the bankruptcy, insolvency,
receivership or other financial distress of the depository institution in which
such Custodial Account for P&I is being held. To the extent that amounts so
deemed to have been received by the Master Servicer are subsequently remitted to
the Master Servicer, the Master Servicer shall be entitled to retain such
amounts.
Section 3.02. Permitted Withdrawals from the Certificate Account.
(a) The Master Servicer may, from time to time, make withdrawals from the
Certificate Account for the following purposes (limited, in the case of Servicer
reimbursements, to cases where funds in the respective Custodial P&I Account are
not sufficient therefor):
(i) to reimburse the Master Servicer, the Trustee or any Servicer for
Periodic Advances made by the Master Servicer or the Trustee pursuant to
Section 3.03(a) or any Servicer pursuant to any Servicing Agreement with
respect to previous Distribution Dates, such right to reimbursement
pursuant to this subclause (i) being limited to amounts received on or in
respect of particular Mortgage Loans (including, for this purpose,
Liquidation Proceeds, REO Proceeds and proceeds from the purchase, sale,
repurchase or substitution of Mortgage Loans pursuant to Sections 2.02,
2.03, 3.08 or 9.01) respecting which any such Periodic Advance was made;
(ii) to reimburse any Servicer, the Master Servicer or the Trustee for
any Periodic Advances determined in good faith to have become
Nonrecoverable Advances provided, however, that any portion of
Nonrecoverable Advances representing Fixed Retained Yield shall be
reimbursable only from amounts constituting Fixed Retained Yield and not
from the assets of the Trust Estate;
(iii) to reimburse the Master Servicer or any Servicer from
Liquidation Proceeds for Liquidation Expenses and for amounts expended by
the Master Servicer or any Servicer pursuant hereto or to any Servicing
Agreement, respectively, in good faith in connection with the restoration
of damaged property or for foreclosure expenses;
(iv) from any Mortgagor payment on account of interest or other
recovery (including Net REO Proceeds) with respect to a particular Mortgage
Loan, to pay the Master Servicing Fee with respect to such Mortgage Loan to
the Master Servicer;
(v) to reimburse the Master Servicer, any Servicer or the Trustee (or,
in certain cases, the Seller) for expenses incurred by it (including taxes
paid on behalf of the Trust Estate) and recoverable by or reimbursable to
it pursuant to Section 3.03(c), 3.03(d) or 6.03 or the second sentence of
Section 8.14(a) or pursuant to such Servicer's Servicing Agreement,
provided such expenses are "unanticipated" within the meaning of the REMIC
Provisions;
(vi) to pay to the Seller or other purchaser with respect to each
Mortgage Loan or property acquired in respect thereof that has been
repurchased or replaced pursuant to Section 2.02 or 2.03 or auctioned
pursuant to Section 3.08 or to pay to the Master Servicer with respect to
each Mortgage Loan or property acquired in respect thereof that has been
purchased pursuant to Section 3.08 or 9.01, all amounts received thereon
and not required to be distributed as of the date on which the related
repurchase or purchase price or Scheduled Principal Balance was determined;
(vii) to remit funds to the Paying Agent in the amounts and in the
manner provided for herein;
(viii) to pay to the Master Servicer any interest earned on or
investment income with respect to funds in the Certificate Account;
(ix) to pay to the Master Servicer or any Servicer out of Liquidation
Proceeds allocable to interest the amount of any unpaid Master Servicing
Fee or Servicing Fee (as adjusted pursuant to the related Servicing
Agreement) and any unpaid assumption fees, late payment charges or other
Mortgagor charges on the related Mortgage Loan;
(x) to withdraw from the Certificate Account any amount deposited in
the Certificate Account that was not required to be deposited therein;
(xi) to clear and terminate the Certificate Account pursuant to
Section 9.01; and
(xii) to pay to Norwest Mortgage from any Mortgagor payment on account
of interest or other recovery (including Net REO Proceeds) with respect to
a particular Mortgage Loan, the Fixed Retained Yield, if any, with respect
to such Mortgage Loan; provided, however, that with respect to any payment
of interest received by the Master Servicer in respect of a Mortgage Loan
(whether paid by the Mortgagor or received as Liquidation Proceeds,
Insurance Proceeds or otherwise) which is less than the full amount of
interest then due with respect to such Mortgage Loan, only that portion of
such payment of interest that bears the same relationship to the total
amount of such payment of interest as the Fixed Retained Yield Rate, if
any, in respect of such Mortgage Loan bears to the Mortgage Interest Rate
shall be allocated to the Fixed Retained Yield with respect thereto.
(b) The Master Servicer shall keep and maintain separate accounting, on a
Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any payment
to and withdrawal from the Certificate Account.
Section 3.03. Advances by Master Servicer and Trustee.
(a) In the event an Other Servicer fails to make any required Periodic
Advances of principal and interest on a Mortgage Loan as required by the related
Other Servicing Agreement prior to the Distribution Date occurring in the month
during which such Periodic Advance is due, the Master Servicer shall make
Periodic Advances to the extent provided hereby. In addition, if under the terms
of an Other Servicing Agreement, the applicable Servicer is not required to make
Periodic Advances on a Mortgage Loan or REO Mortgage Loan through the
liquidation of such Mortgage Loan or REO Mortgage Loan, the Master Servicer to
the extent provided hereby shall make the Periodic Advances thereon during the
period the Servicer is not obligated to do so. In addition, if under the terms
of an Other Servicing Agreement, the applicable Servicer is not required to make
Periodic Advances on a Mortgage Loan or REO Mortgage Loan through the
liquidation of such Mortgage Loan or REO Mortgage Loan, the Master Servicer to
the extent provided hereby shall make the Periodic Advances thereon during the
period the Servicer is not obligated to do so. In the event Norwest Mortgage
fails to make any required Periodic Advances of principal and interest on a
Mortgage Loan as required by the Norwest Servicing Agreement prior to the
Distribution Date occurring in the month during which such Periodic Advance is
due, the Trustee shall, to the extent required by Section 8.15, make such
Periodic Advance to the extent provided hereby, provided that the Trustee has
previously received the certificate of the Master Servicer described in the
following sentence. The Master Servicer shall certify to the Trustee with
respect to any such Distribution Date (i) the amount of Periodic Advances
required of Norwest Mortgage or such Other Servicer, as the case may be, (ii)
the amount actually advanced by Norwest Mortgage or such Other Servicer, (iii)
the amount that the Trustee or Master Servicer is required to advance hereunder,
including any amount the Master Servicer is required to advance pursuant to the
second sentence of this Section 3.03(a), and (iv) whether the Master Servicer
has determined that it reasonably believes that such Periodic Advance is a
Nonrecoverable Advance. Amounts advanced by the Trustee or Master Servicer shall
be deposited in the Certificate Account on the related Distribution Date.
Notwithstanding the foregoing, neither the Master Servicer nor the Trustee will
be obligated to make a Periodic Advance that it reasonably believes to be a
Nonrecoverable Advance. The Trustee may conclusively rely for any determination
to be made by it hereunder upon the determination of the Master Servicer as set
forth in its certificate.
(b) To the extent an Other Servicer fails to make an advance on account of
the taxes or insurance premiums with respect to a Mortgage Loan required
pursuant to the related Other Servicing Agreement, the Master Servicer shall, if
the Master Servicer knows of such failure of the Servicer, advance such funds
and take such steps as are necessary to pay such taxes or insurance premiums. To
the extent Norwest Mortgage fails to make an advance on account of the taxes or
insurance premiums with respect to a Mortgage Loan required pursuant to the
Norwest Servicing Agreement, the Master Servicer shall, if the Master Servicer
knows of such failure of Norwest Mortgage, certify to the Trustee that such
failure has occurred. Upon receipt of such certification, the Trustee shall
advance such funds and take such steps as are necessary to pay such taxes or
insurance premiums.
(c) The Master Servicer and the Trustee shall each be entitled to be
reimbursed from the Certificate Account for any Periodic Advance made by it
under Section 3.03(a) to the extent described in Section 3.02(a)(i) and (a)(ii).
The Master Servicer and the Trustee shall be entitled to be reimbursed pursuant
to Section 3.02(a)(v) for any advance by it pursuant to Section 3.03(b). The
Master Servicer shall diligently pursue restoration of such amount to the
Certificate Account from the related Servicer. The Master Servicer shall, to the
extent it has not already done so, upon the request of the Trustee, withdraw
from the Certificate Account and remit to the Trustee any amounts to which the
Trustee is entitled as reimbursement pursuant to Section 3.02 (a)(i), (ii) and
(v).
(d) Except as provided in Section 3.03(a) and (b), neither the Master
Servicer nor the Trustee shall be required to pay or advance any amount which
any Servicer was required, but failed, to deposit in the Certificate Account.
Section 3.04. Trustee to Cooperate; Release of Owner Mortgage Loan Files.
Upon the receipt by the Master Servicer of a Request for Release in
connection with the deposit by a Servicer into the Certificate Account of the
proceeds from a Liquidated Loan or of a Prepayment in Full, the Master Servicer
shall confirm to the Trustee that all amounts required to be remitted to the
Certificate Account in connection with such Mortgage Loan have been so
deposited, and shall deliver such Request for Release to the Trustee. The
Trustee shall, within five Business Days of its receipt of such a Request for
Release, release the related Owner Mortgage Loan File to the Master Servicer or
such Servicer, as requested by the Master Servicer. No expenses incurred in
connection with any instrument of satisfaction or deed of reconveyance shall be
chargeable to the Certificate Account.
From time to time and as appropriate for the servicing or foreclosure of
any Mortgage Loan, including but not limited to, collection under any insurance
policies, or to effect a partial release of any Mortgaged Property from the lien
of the Mortgage, the Servicer of such Mortgage Loan shall deliver to the Master
Servicer a Request for Release. Upon the Master Servicer's receipt of any such
Request for Release, the Master Servicer shall promptly forward such request to
the Trustee and the Trustee shall, within five Business Days, release the
related Owner Mortgage Loan File to the Master Servicer or such Servicer, as
requested by the Master Servicer. Any such Request for Release shall obligate
the Master Servicer or such Servicer, as the case may be, to return each and
every document previously requested from the Owner Mortgage Loan File to the
Trustee by the twenty-first day following the release thereof, unless (i) the
Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the
Mortgage Loan have been deposited in the Certificate Account or (ii) the Owner
Mortgage Loan File or such document has been delivered to an attorney, or to a
public trustee or other public official as required by law, for purposes of
initiating or pursuing legal action or other proceedings for the foreclosure of
the Mortgaged Property either judicially or non-judicially, and the Master
Servicer has delivered to the Trustee a certificate of the Master Servicer or
such Servicer certifying as to the name and address of the Person to which such
Owner Mortgage Loan File or such document was delivered and the purpose or
purposes of such delivery. Upon receipt of an Officer's Certificate of the
Master Servicer or such Servicer stating that such Mortgage Loan was liquidated
and that all amounts received or to be received in connection with such
liquidation which are required to be deposited into the Certificate Account have
been so deposited, or that such Mortgage Loan has become an REO Mortgage Loan,
the Request for Release shall be released by the Trustee to the Master Servicer
or such Servicer, as appropriate.
Upon written certification of the Master Servicer or the Servicer of such
Mortgage Loan, the Trustee shall execute and deliver to the Master Servicer or
such Servicer, as directed by the Master Servicer, court pleadings, requests for
trustee's sale or other documents necessary to the foreclosure or trustee's sale
in respect of a Mortgaged Property or to any legal action brought to obtain
judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a
deficiency judgment, or to enforce any other remedies or rights provided by the
Mortgage Note or Mortgage or otherwise available at law or in equity. Each such
certification shall include a request that such pleadings or documents be
executed by the Trustee and a statement as to the reason such documents or
pleadings are required and that the execution and delivery thereof by the
Trustee will not invalidate or otherwise affect the lien of the Mortgage, except
for the termination of such a lien upon completion of the foreclosure proceeding
or trustee's sale.
Section 3.05. Reports to the Trustee; Annual Compliance Statements.
(a) Not later than 15 days after each Distribution Date, the Master
Servicer shall deliver to the Trustee a statement setting forth the status of
the Certificate Account as of the close of business on such Distribution Date
stating that all distributions required to be made by the Master Servicer under
this Agreement have been made (or, if any required distribution has not been
made by the Master Servicer, specifying the nature and status thereof) and
showing, for the period covered by such statement, the aggregate amount of
deposits into and withdrawals from such account for each category of deposit and
withdrawal specified in Sections 3.01 and 3.02. Such statement may be in the
form of the then current FNMA monthly accounting report for its Guaranteed
Mortgage Pass-Through Program with appropriate additions and changes, and shall
also include information as to the aggregate unpaid principal balance of all of
the Mortgage Loans as of the close of business as of the last day of the
calendar month immediately preceding such Distribution Date. Copies of such
statement shall be provided by the Trustee to any Certificateholder upon written
request, provided such statement is delivered, or caused to be delivered, by the
Master Servicer to the Trustee.
(b) The Master Servicer shall deliver to the Trustee on or before April 30
of each year, a certificate signed by an officer of the Master Servicer,
certifying that (i) such officer has reviewed the activities of the Master
Servicer during the preceding calendar year or portion thereof and its
performance under this agreement and (ii) to the best of such officer's
knowledge, based on such review, the Master Servicer has performed and fulfilled
its duties, responsibilities and obligations under this agreement in all
material respects throughout such year, or, if there has been a default in the
fulfillment of any such duties, responsibilities or obligations, specifying each
such default known to such officer and the nature and status thereof, and, (iii)
(A) the Master Servicer has received from each Servicer any financial
statements, officer's certificates, accountant's statements or other information
required to be provided to the Master Servicer pursuant to the related Servicing
Agreement and (B) to the best of such officer's knowledge, based on a review of
the information provided to the Master Servicer by each Servicer as described in
(iii)(A) above, each Servicer has performed and fulfilled its duties,
responsibilities and obligations under the related Servicing Agreement in all
material respects throughout such year, or, if there has been a default in the
fulfillment of any such duties, responsibilities or obligations, specifying each
such default known to such officer and the nature and status thereof. Copies of
such officers' certificate shall be provided by the Trustee to any
Certificateholder upon written request provided such certificate is delivered,
or caused to be delivered, by the Master Servicer to the Trustee.
Section 3.06. Title, Management and Disposition of Any REO Mortgage Loan.
The Master Servicer shall ensure that each REO Mortgage Loan is
administered by the related Servicer at all times so that it qualifies as
"foreclosure property" under the REMIC Provisions and that it does not earn any
"net income from foreclosure property" which is subject to tax under the REMIC
Provisions. In the event that a Servicer is unable to dispose of any REO
Mortgage Loan within the period mandated by each of the Servicing Agreements,
the Master Servicer shall monitor such Servicer to verify that such REO Mortgage
Loan is auctioned to the highest bidder within the period so specified. In the
event of any such sale of REO Mortgage Loan, the Trustee shall, at the written
request of the Master Servicer and upon being supported with appropriate forms
therefor, within five Business Days of the deposit by the Master Servicer of the
proceeds of such sale or auction into the Certificate Account, release or cause
to be released to the entity identified by the Master Servicer the related Owner
Mortgage Loan File and Servicer Mortgage Loan File and shall execute and deliver
such instruments of transfer or assignment, in each case without recourse, as
shall be necessary to vest in the auction purchaser title to the REO Mortgage
Loan and the Trustee shall have no further responsibility with regard to such
Owner Mortgage Loan File or Servicer Mortgage Loan File. Neither the Trustee,
the Master Servicer nor any Servicer, acting on behalf of the Trust Estate,
shall provide financing from the Trust Estate to any purchaser of an REO
Mortgage Loan.
Section 3.07. Amendments to Servicing Agreements, Modification of Standard
Provisions.
(a) Subject to the prior written consent of the Trustee pursuant to Section
3.07(b), the Master Servicer from time to time may, to the extent permitted by
the applicable Servicing Agreement, make such modifications and amendments to
such Servicing Agreement as the Master Servicer deems necessary or appropriate
to confirm or carry out more fully the intent and purpose of such Servicing
Agreement and the duties, responsibilities and obligations to be performed by
the Servicer thereunder. Such modifications may only be made if they are
consistent with the REMIC Provisions, as evidenced by an Opinion of Counsel.
Prior to the issuance of any modification or amendment, the Master Servicer
shall deliver to the Trustee such Opinion of Counsel and an Officer's
Certificate setting forth (i) the provision that is to be modified or amended,
(ii) the modification or amendment that the Master Servicer desires to issue and
(iii) the reason or reasons for such proposed amendment or modification.
(b) The Trustee shall consent to any amendment or supplement to a Servicing
Agreement proposed by the Master Servicer pursuant to Section 3.07(a), which
consent and amendment shall not require the consent of any Certificateholder if
it is (i) for the purpose of curing any mistake or ambiguity or to further
effect or protect the rights of the Certificateholders or (ii) for any other
purpose, provided such amendment or supplement for such other purpose cannot
reasonably be expected to adversely affect Certificateholders. The lack of
reasonable expectation of an adverse effect on Certificateholders may be
established through the delivery to the Trustee of (i) an Opinion of Counsel to
such effect or (ii) written notification from each Rating Agency to the effect
that such amendment or supplement will not result in reduction of the current
rating assigned by that Rating Agency to the Certificates. Notwithstanding the
two immediately preceding sentences, the Trustee may, in its discretion, decline
to enter into or consent to any such supplement or amendment if its own rights,
duties or immunities shall be adversely affected.
(c)(i) Notwithstanding anything to the contrary in this Section 3.07, the
Master Servicer from time to time may, without the consent of any
Certificateholder or the Trustee, enter into an amendment (A) to an Other
Servicing Agreement for the purpose of (i) eliminating or reducing Month End
Interest and (ii) providing for the remittance of Full Unscheduled Principal
Receipts by the applicable Servicer to the Master Servicer not later than the
24th day of each month (or if such day is not a Business Day, on the previous
Business Day) or (B) to the Norwest Servicing Agreement for the purpose of
changing the applicable Remittance Date to the 18th day of each month (or if
such day is not a Business Day, on the previous Business Day).
(ii) The Master Servicer may direct Norwest Mortgage to enter into an
amendment to the Norwest Servicing Agreement for the purposes described in
Sections 3.07(c)(i)(B) and 10.01(b)(iii).
Section 3.08. Oversight of Servicing.
The Master Servicer shall supervise, monitor and oversee the servicing of
the Mortgage Loans by each Servicer and the performance by each Servicer of all
services, duties, responsibilities and obligations that are to be observed or
performed by the Servicer under its respective Servicing Agreement. In
performing its obligations hereunder, the Master Servicer shall act in a manner
consistent with Accepted Master Servicing Practices and with the Trustee's and
the Certificateholders' reliance on the Master Servicer, and in a manner
consistent with the terms and provisions of any insurance policy required to be
maintained by the Master Servicer or any Servicer pursuant to this Agreement or
any Servicing Agreement. The Master Servicer acknowledges that prior to taking
certain actions required to service the Mortgage Loans, each Servicing Agreement
provides that the Servicer thereunder must notify, consult with, obtain the
consent of or otherwise follow the instructions of the Master Servicer. The
Master Servicer is also given authority to waive compliance by a Servicer with
certain provisions of its Servicing Agreement. In each such instance, the Master
Servicer shall promptly instruct such Servicer or otherwise respond to such
Servicer's request. In no event will the Master Servicer instruct such Servicer
to take any action, give any consent to action by such Servicer or waive
compliance by such Servicer with any provision of such Servicer's Servicing
Agreement if any resulting action or failure to act would be inconsistent with
the requirements of the Rating Agencies that rated the Certificates or would
otherwise have an adverse effect on the Certificateholders. Any such action or
failure to act shall be deemed to have an adverse effect on the
Certificateholders if such action or failure to act either results in (i) the
downgrading of the rating assigned by any Rating Agency to the Certificates,
(ii) the loss by the Upper-Tier REMIC or the Lower-Tier REMIC of REMIC status
for federal income tax purposes or (iii) the imposition of any Prohibited
Transaction Tax or any federal taxes on either the Upper-Tier REMIC, the
Lower-Tier REMIC or the Trust Estate. The Master Servicer shall have full power
and authority in its sole discretion to take any action with respect to the
Trust Estate as may be necessary or advisable to avoid the circumstances
specified including clause (ii) or (iii) of the preceding sentence.
For the purposes of determining whether any modification of a Mortgage Loan
shall be permitted by the Trustee or the Master Servicer, such modification
shall be construed as a substitution of the modified Mortgage Loan for the
Mortgage Loan originally deposited in the Trust Estate if it would be a
"significant modification" within the meaning of Section 1.860G-2(b) of the
regulations of the U.S. Department of the Treasury. No modification shall be
approved unless (i) the modified Mortgage Loan would qualify as a Substitute
Mortgage Loan under Section 2.02 and (ii) with respect to any modification that
occurs more than three months after the Closing Date and is not the result of a
default or a reasonably foreseeable default under the Mortgage Loan, there is
delivered to the Trustee an Opinion of Counsel (at the expense of the party
seeking to modify the Mortgage Loan) to the effect that such modification would
not be treated as giving rise to a new debt instrument for federal income tax
purposes as described in the preceding sentence.
During the term of this Agreement, the Master Servicer shall consult fully
with each Servicer as may be necessary from time to time to perform and carry
out the Master Servicer's obligations hereunder and otherwise exercise
reasonable efforts to encourage such Servicer to perform and observe the
covenants, obligations and conditions to be performed or observed by it under
its Servicing Agreement.
The relationship of the Master Servicer to the Trustee under this Agreement
is intended by the parties to be that of an independent contractor and not that
of a joint venturer, partner or agent.
The Master Servicer shall administer the Trust Estate on behalf of the
Trustee and shall have full power and authority, acting alone or (subject to
Section 6.06) through one or more subcontractors, to do any and all things in
connection with such administration which it may deem necessary or desirable.
Upon the execution and delivery of this Agreement, and from time to time as may
be required thereafter, the Trustee shall furnish the Master Servicer or its
subcontractors with any powers of attorney and such other documents as may be
necessary or appropriate to enable the Master Servicer to carry out its
administrative duties hereunder.
The Seller shall be entitled to repurchase at its option any defaulted
Mortgage Loan or any Mortgage Loan as to which default is reasonably foreseeable
from the Trust Estate if, in the Seller's judgment, the default is not likely to
be cured by the Mortgagor. The purchase price for any such Mortgage Loan shall
be 100% of the unpaid principal balance of such Mortgage Loan plus accrued
interest thereon at the Mortgage Interest Rate for such Mortgage Loan, through
the last day of the month in which such repurchase occurs. Upon the receipt of
such purchase price, the Master Servicer shall provide to the Trustee the
certification required by Section 3.04 and the Trustee and the Custodian, if
any, shall promptly release to the Seller the Owner Mortgage Loan File relating
to the Mortgage Loan being repurchased.
In the event that (i) the Master Servicer determines at any time that,
notwithstanding the representations and warranties set forth in Section 2.03(b),
any Mortgage Loan is not a "qualified mortgage" within the meaning of Section
860G of the Code and (ii) the Master Servicer is unable to enforce the
obligation of the Seller to purchase such Mortgage Loan pursuant to Section 2.02
within two months of such determination, the Master Servicer shall cause such
Mortgage Loan to be auctioned to the highest bidder and sold out of the Trust
Estate no later than the date 90 days after such determination. In the event of
any such sale of a Mortgage Loan, the Trustee shall, at the written request of
the Master Servicer and upon being supported with appropriate forms therefor,
within five Business Days of the deposit by the Master Servicer of the proceeds
of such auction into the Certificate Account, release or cause to be released to
the entity identified by the Master Servicer the related Owner Mortgage Loan
File and Servicer Mortgage Loan File and shall execute and deliver such
instruments of transfer or assignment, in each case without recourse, as shall
be necessary to vest in the auction purchaser title to the Mortgage Loan and the
Trustee shall have no further responsibility with regard to such Owner Mortgage
Loan File or Servicer Mortgage Loan File. Neither the Trustee, the Master
Servicer nor any Servicer, acting on behalf of the Trustee, shall provide
financing from the Trust Estate to any purchaser of a Mortgage Loan.
The Master Servicer, on behalf of the Trustee, shall, pursuant to the
Servicing Agreements, object to the foreclosure upon, or other related
conversion of the ownership of, any Mortgaged Property by the related Servicer
if (i) the Master Servicer believes such Mortgaged Property may be contaminated
with or affected by hazardous wastes or hazardous substances or (ii) such
Servicer does not agree to administer such Mortgaged Property, once the related
Mortgage Loan becomes an REO Mortgage Loan, in a manner which would not result
in a federal tax being imposed upon the Trust Estate or the Upper-Tier REMIC or
Lower-Tier REMIC.
The Master Servicer may enter into a special servicing agreement with an
unaffiliated holder of 100% Percentage Interest of a Class of Class B
Certificates or a holder of a class of securities representing interests in the
Class B Certificates and/or other subordinated mortgage pass-through
certificates, such agreement to be substantially in the form of Exhibit M hereto
or subject to each Rating Agency's acknowledgment that the ratings of the
Certificates in effect immediately prior to the entering into of such agreement
would not be qualified, downgraded or withdrawn and the Certificates would not
be placed on credit review status (except for possible upgrading) as a result of
such agreement. Any such agreement may contain provisions whereby such holder
may instruct the Master Servicer to instruct a Servicer to the extent provided
in the applicable Servicing Agreement to commence or delay foreclosure
proceedings with respect to delinquent Mortgage Loans and will contain
provisions for the deposit of cash by the holder that would be available for
distribution to Certificateholders if Liquidation Proceeds are less than they
otherwise may have been had the Servicer acted in accordance with its normal
procedures.
Section 3.09. Termination and Substitution of Servicing Agreements.
Upon the occurrence of any event for which a Servicer may be terminated
pursuant to its Servicing Agreement, the Master Servicer shall promptly deliver
to the Seller and the Trustee an Officer's Certificate certifying that an event
has occurred which may justify termination of such Servicing Agreement,
describing the circumstances surrounding such event and recommending what action
should be taken by the Trustee with respect to such Servicer. If the Master
Servicer recommends that such Servicing Agreement be terminated, the Master
Servicer's certification must state that the breach is material and not merely
technical in nature. Upon written direction of the Master Servicer, based upon
such certification, the Trustee shall promptly terminate such Servicing
Agreement. Notwithstanding the foregoing, in the event that (i) Norwest Mortgage
fails to make any advance, as a consequence of which the Trustee is obligated to
make an advance pursuant to Section 3.03 and (ii) the Trustee provides Norwest
Mortgage written notice of the failure to make such advance and such failure
shall continue unremedied for a period of 15 days after receipt of such notice,
the Trustee shall terminate the Norwest Servicing Agreement without the
recommendation of the Master Servicer. The Master Servicer shall indemnify the
Trustee and hold it harmless from and against any and all claims, liabilities,
costs and expenses (including, without limitation, reasonable attorneys' fees)
arising out of, or assessed against the Trustee in connection with termination
of such Servicing Agreement at the direction of the Master Servicer. If the
Trustee terminates such Servicing Agreement, the Trustee may enter into a
substitute Servicing Agreement with the Master Servicer or, at the Master
Servicer's nomination, with another mortgage loan service company acceptable to
the Trustee, the Master Servicer and each Rating Agency under which the Master
Servicer or such substitute servicer, as the case may be, shall assume, satisfy,
perform and carry out all liabilities, duties, responsibilities and obligations
that are to be, or otherwise were to have been, satisfied, performed and carried
out by such Servicer under such terminated Servicing Agreement. Until such time
as the Trustee enters into a substitute servicing agreement with respect to the
Mortgage Loans previously serviced by such Servicer, the Master Servicer shall
assume, satisfy, perform and carry out all obligations which otherwise were to
have been satisfied, performed and carried out by such Servicer under its
terminated Servicing Agreement. However, in no event shall the Master Servicer
be deemed to have assumed the obligations of a Servicer to advance payments of
principal and interest on a delinquent Mortgage Loan in excess of the Master
Servicer's independent Periodic Advance obligation under Section 3.03 of this
Agreement. As compensation for the Master Servicer of any servicing obligations
fulfilled or assumed by the Master Servicer, the Master Servicer shall be
entitled to any servicing compensation to which a Servicer would have been
entitled if the Servicing Agreement with such Servicer had not been terminated.
Section 3.10. Application of Net Liquidation Proceeds.
For all purposes under this agreement, Net Liquidation Proceeds received
from a Servicer shall be allocated first to accrued and unpaid interest on the
related Mortgage Loan and then to the unpaid principal balance thereof.
Section 3.11. 1934 Act Reports.
The Master Servicer shall, on behalf of the Seller, make all filings
required to be made by the Seller with respect to the Class A Certificates
(other than the Class A-PO Certificates) and the Class B-1, Class B-2 and Class
B-3 Certificates pursuant to the Securities Exchange Act of 1934, as amended.
ARTICLE IV
DISTRIBUTIONS IN RESPECT OF CERTIFICATES;
PAYMENTS TO CERTIFICATEHOLDERS;
STATEMENTS AND REPORTS
Section 4.01. Distributions.
(a)(i) On each Distribution Date, the Pool Distribution Amount will be
applied in the following amounts, to the extent the Pool Distribution Amount is
sufficient therefor, in the manner and in the order of priority as follows:
first, to the Classes of Class A Certificates, pro rata, based upon their
respective Interest Accrual Amounts, in an aggregate amount up to the sum of the
Class A Interest Accrual Amount with respect to such Distribution Date; provided
that prior to the applicable Accrual Termination Date, an amount equal to the
amount that would otherwise be distributable in respect of interest to the
Classes of Accrual Certificates and the Accrual Components pursuant to this
provision will instead be distributed in reduction of the Principal Balances of
certain Classes of Class A Certificates, in each case in accordance with Section
4.01(b);
second, to the Classes of Class A Certificates, pro rata, based upon their
respective Class A Unpaid Interest Shortfalls, in an aggregate amount up to the
sum of the Aggregate Class A Unpaid Interest Shortfall; provided that prior to
the applicable Accrual Termination Date, an amount equal to the amount that
would otherwise be distributable in respect of Unpaid Interest Shortfalls to the
Classes of Accrual Certificates and the Accrual Components pursuant to this
provision will instead be distributed in reduction of the Principal Balances of
certain Classes of Class A Certificates, in each case in accordance with Section
4.01(b);
third, concurrently, to the Class A Certificates (other than the Class A-PO
Certificates) and the Class A-PO Certificates, pro rata, based on their
respective Class A Non-PO Optimal Principal Amount and Class A-PO Optimal
Principal Amount, (A) to the Classes of Class A Certificates (other than the
Class A-PO Certificates), in an aggregate amount up to the Class A Non-PO
Optimal Principal Amount, such distribution to be allocated among such Classes
in accordance with Section 4.01(b) or Section 4.01(c), as applicable, and (B) to
the Class A-PO Certificates in an amount up to the Class A-PO Optimal Principal
Amount;
fourth, to the Class A-PO Certificates in an amount up to the Class A-PO
Deferred Amount from amounts otherwise distributable (without regard to this
Paragraph fourth) first to the Class B-6 Certificates pursuant to Paragraph
twenty-second, below, second to the Class B-5 Certificates pursuant to Paragraph
nineteenth, below, third to the Class B-4 Certificates pursuant to Paragraph
sixteenth, below, fourth to the Class B-3 Certificates pursuant to Paragraph
thirteenth, below, fifth to the Class B-2 Certificates pursuant to Paragraph
tenth below, and sixth to the Class B-1 Certificates pursuant to Paragraph
seventh below;
fifth, to the Class B-1 Certificates in an amount up to the Interest
Accrual Amount for the Class B-1 Certificates with respect to such Distribution
Date;
sixth, to the Class B-1 Certificates in an amount up to the Class B-1
Unpaid Interest Shortfall;
seventh, to the Class B-1 Certificates in an amount up to the Class B-1
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-1 Certificates pursuant to this Paragraph seventh will be reduced by
the amount, if any, that would have been distributable to the Class B-1
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
eighth, to the Class B-2 Certificates in an amount up to the Interest
Accrual Amount for the Class B-2 Certificates with respect to such Distribution
Date;
ninth, to the Class B-2 Certificates in an amount up to the Class B-2
Unpaid Interest Shortfall;
tenth, to the Class B-2 Certificates in an amount up to the Class B-2
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-2 Certificates pursuant to this Paragraph tenth will be reduced by
the amount, if any, that would have been distributable to the Class B-2
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
eleventh, to the Class B-3 Certificates in an amount up to the Interest
Accrual Amount for the Class B-3 Certificates with respect to such Distribution
Date;
twelfth, to the Class B-3 Certificates in an amount up to the Class B-3
Unpaid Interest Shortfall;
thirteenth, to the Class B-3 Certificates in an amount up to the Class B-3
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-3 Certificates pursuant to this Paragraph thirteenth will be reduced
by the amount, if any, that would have been distributable to the Class B-3
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
fourteenth, to the Class B-4 Certificates in an amount up to the Interest
Accrual Amount for the Class B-4 Certificates with respect to such Distribution
Date;
fifteenth, to the Class B-4 Certificates in an amount up to the Class B-4
Unpaid Interest Shortfall;
sixteenth, to the Class B-4 Certificates in an amount up to the Class B-4
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-4 Certificates pursuant to this Paragraph sixteenth will be reduced
by the amount, if any, that would have been distributable to the Class B-4
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
seventeenth, to the Class B-5 Certificates in an amount up to the Interest
Accrual Amount for the Class B-5 Certificates with respect to such Distribution
Date;
eighteenth, to the Class B-5 Certificates in an amount up to the Class B-5
Unpaid Interest Shortfall;
nineteenth, to the Class B-5 Certificates in an amount up to the Class B-5
Optimal Principal Amount; provided, however, that the amount distributable to
the Class B-5 Certificates pursuant to this Paragraph nineteenth will be reduced
by the amount, if any, that would have been distributable to the Class B-5
Certificates hereunder used to pay the Class A-PO Deferred Amount as provided in
Paragraph fourth above;
twentieth, to the Class B-6 Certificates in an amount up to the Interest
Accrual Amount for the Class B-6 Certificates with respect to such Distribution
Date;
twenty-first, to the Class B-6 Certificates in an amount up to the Class
B-6 Unpaid Interest Shortfall;
twenty-second, to the Class B-6 Certificates in an amount up to the Class
B-6 Optimal Principal Amount; provided, however, that the amount distributable
to the Class B-6 Certificates pursuant to this Paragraph twenty-second will be
reduced by the amount, if any, that would have been distributable to the Class
B-6 Certificates hereunder used to pay the Class A-PO Deferred Amount as
provided in Paragraph fourth above; and
twenty-third, to the Holder of the Class A-R Certificate, any amounts
remaining in the Upper-Tier Certificate Account, and to the Holder of the Class
A-LR Certificate, any amounts remaining in the Payment Account.
Notwithstanding the foregoing, after the Principal Balance of any Class
(other than the Class A-8, Class A-9, Class A-R or Class A-LR Certificates) has
been reduced to zero or, in the case of the Class A-8 or Class A-9 Certificates,
after the latter to occur of (i) the Principal Balance of such Class has been
reduced to zero or (ii) the Class A-8 IO Component Notional Amount or Class A-9
IO Component Notional Amount, respectively, has been reduced to zero, such Class
will be entitled to no further distributions of principal or interest
(including, without limitation, any Unpaid Interest Shortfalls).
In addition, Net Foreclosure Profits, if any, with respect to such
Distribution Date minus any portion thereof payable to a Servicer pursuant to
Section 3.02(ix) hereof shall be distributed to the Holder of the Class A-LR
Certificate.
With respect to any Distribution Date, the amount of the Principal
Adjustment, if any, attributable to any Class of Class B Certificates will be
allocated to the Classes of Class A Certificates (other than the Class A-6,
Class A-14, Class A-26 and Class A-PO Certificates) and any Class of Class B
Certificates with a lower numerical designation pro rata based on their
Principal Balances.
(ii) Distributions on the Uncertificated Lower-Tier Interests. On each
Distribution Date, each Uncertificated Lower-Tier Interest shall receive
distributions in respect of principal in an amount equal to the amount of
principal distributed to its respective Corresponding Upper-Tier Class, Classes,
Component or Components as provided herein. On each Distribution Date, each
Uncertificated Lower-Tier Interest (other than to Class A-L1, Class A-L2, Class
A-L3, Class A-L4, Class A-L5, Class A-L7, Class A-L15 and Class A-L16 Interests)
shall receive distributions in respect of interest (or, in the case of the Class
A-L8 and Class A-L12 Interests (with respect to the Class A-12 and Class A-20
Certificates and the Class A-8 Scheduled Accrual Component and Class A-9
Scheduled Accrual Component) as described below shall have such amounts added to
their principal balances) in an amount (the "Actual Interest Distribution")
equal to the Interest Accrual Amounts and distributions in respect of Unpaid
Interest Shortfalls, as the case may be, in respect of its Corresponding
Upper-Tier Class, Classes, Component or Components, in each case to the extent
actually distributed thereon. On each Distribution Date, the Class A-L1 Interest
shall receive a distribution in respect of interest in an amount equal to the
sum of (i) the Actual Interest Distribution for the Class A-L1 Interest, (ii)
the product of the Class A-L1A Interest Fraction and the Interest Accrual Amount
and any distribution in respect of Unpaid Interest Shortfalls in each case
actually distributed on the Class A-6 Certificates, (iii) the product of the
Class A-L1B Interest Fraction and the Interest Accrual Amount and any
distribution in respect of Unpaid Interest Shortfalls in each case actually
distributed on the Class A-8 IO Component and (iv) the product of the Class
A-L1C Interest Fraction and the Interest Accrual Amount and any distribution in
respect of Unpaid Interest Shortfalls in each case actually distributed on the
Class A-9 IO Component. On each Distribution Date, the Class A-L2 Interest shall
receive a distribution in respect of interest in an amount equal to the sum of
(i) the Actual Interest Distribution for the Class A-L2 Interest, (ii) the
product of the Class A-L2A Interest Fraction and the Interest Accrual Amount and
any distribution in respect of Unpaid Interest Shortfalls in each case actually
distributed on the Class A-6 Certificates, (iii) the product of the Class A-L2B
Interest Fraction and the Interest Accrual Amount and any distribution in
respect of Unpaid Interest Shortfalls in each case actually distributed on the
Class A-8 IO Component and (iv) the product of the Class A-L2C Interest Fraction
and the Interest Accrual Amount and any distribution in respect of Unpaid
Interest Shortfalls in each case actually distributed on the Class A-9 IO
Component. On each Distribution Date, the Class A-L3 Interest shall receive a
distribution in respect of interest in an amount equal to the sum of (i) the
Actual Interest Distribution for the Class A-L3 Interest, (ii) the product of
the Class A-L3A Interest Fraction and the Interest Accrual Amount and any
distribution in respect of Unpaid Interest Shortfalls in each case actually
distributed on the Class A-6 Certificates, (iii) the product of the Class A-L3B
Interest Fraction and the Interest Accrual Amount and any distribution in
respect of Unpaid Interest Shortfalls in each case actually distributed on the
Class A-8 IO Component and (iv) the product of the Class A-L3C Interest Fraction
and the Interest Accrual Amount and any distribution in respect of Unpaid
Interest Shortfalls in each case actually distributed on the Class A-9 IO
Component. On each Distribution Date, the Class A-L4 Interest shall receive a
distribution in respect of interest in an amount equal to the sum of (i) the
Actual Interest Distribution for the Class A-L4 Interest, (ii) the product of
the Class A-L4A Interest Fraction and the Interest Accrual Amount and any
distribution in respect of Unpaid Interest Shortfalls in each case actually
distributed on the Class A-8 IO Component and (iii) the product of the Class
A-L4B Interest Fraction and the Interest Accrual Amount and any distribution in
respect of Unpaid Interest Shortfalls in each case actually distributed on the
Class A-9 IO Component. On each Distribution Date, the Class A-L5 Interest shall
receive a distribution in respect of interest in an amount equal to the sum of
(i) the Actual Interest Distribution for the Class A-L5 Interest, (ii) the
product of the Class A-L5A Interest Fraction and the Interest Accrual Amount and
any distribution in respect of Unpaid Interest Shortfalls in each case actually
distributed on the Class A-8 IO Component and (iii) the product of the Class
A-L5B Interest Fraction and the Interest Accrual Amount and any distribution in
respect of Unpaid Interest Shortfalls in each case actually distributed on the
Class A-9 IO Component. On each Distribution Date, the Class A-L7 Interest shall
receive a distribution in respect of interest in an amount equal to the sum of
(i) the Actual Interest Distribution for the Class A-L7 Interest, (ii) the
product of the Class A-L7A Interest Fraction and the Interest Accrual Amount and
any distribution in respect of Unpaid Interest Shortfalls in each case actually
distributed on the Class A-8 IO Component and (iii) the product of the Class
A-L7B Interest Fraction and the Interest Accrual Amount and any distribution in
respect of Unpaid Interest Shortfalls in each case actually distributed on the
Class A-9 IO Component. On each Distribution Date, the Class A-L15 Interest
shall receive a distribution in respect of interest in an amount equal to the
sum of (i) the Actual Interest Distribution for the Class A-L15 Interest and
(ii) the product of the Class A-L15A Interest Fraction and the Interest Accrual
Amount and any distribution in respect of Unpaid Interest Shortfalls in each
case actually distributed on the Class A-6 Certificates. On each Distribution
Date, the Class A-L16 Interest shall receive a distribution in respect of
interest equal to the sum of (i) the Actual Interest Distribution for the Class
A-L16 Interest and (ii) the product of the Class A-L16 Interest Fraction and the
Interest Accrual Amount and any distribution in respect of Unpaid Interest
Shortfalls in each case actually distributed on the Class A-6 Certificates. Such
amounts distributed to the Uncertificated Lower-Tier Interests in respect of
principal and interest with respect to any Distribution Date are referred to
herein collectively as the "Lower-Tier Distribution Amount."
As of any date, the principal balance of each Uncertificated Lower-Tier
Interest equals the Principal Balances of the respective Corresponding
Upper-Tier Class, Classes, Component or Components. The initial principal
balance of each Uncertificated Lower-Tier Interest equals the Original Principal
Balances of the respective Corresponding Upper-Tier Class, Classes, Component or
Components.
The pass-through rate with respect to the Class A-L1 Interest, Class A-L2
Interest, Class A-L3 Interest, Class A-L4 Interest, Class A-L5 Interest, Class
A-L7 Interest, Class A-L8 Interest, Class A-L10 Interest, Class A-L12 Interest,
Class A-L18 Interest, Class A-L22 Interest, Class A-L25 Interest, Class A-LUR
Interest, Class B-L1 Interest, Class B-L2 Interest, Class B-L3 Interest, Class
B-L4 Interest, Class B-L5 Interest and Class B-L6 Interest shall be 6.750% per
annum. The pass-through rates with respect to the Class A-L13 Interest, Class
A-L15 Interest, the Class A-L16 Interest and the Class A-L17 Interest are 8.50%
per annum, 5.85% per annum, 5.85% per annum and 5.90% per annum, respectively.
The Class A-LPO Interest is a principal-only interest and is not entitled to
distributions of interest. Any Non-Supported Interest Shortfalls will be
allocated to each Uncertificated Lower-Tier Interest in the same relative
proportions as interest is allocated to such Uncertificated Lower-Tier Interest.
(b) The Class A-6, Class A-14 and Class A-26 Certificates are interest-only
Certificates and are not entitled to distributions in respect of principal.
I. On each Distribution Date occurring prior to the Accretion
Termination Date for the Class A-20 Certificates, the Accrual Distribution
Amount for the Class A-20 Certificates will be allocated as follows:
first, concurrently, without regard to their respective Reduction
Amounts, to the Class A-18 and Class A-19 Certificates, pro rata,
until the Principal Balance of each such Class has been reduced to
zero; and
second, to the Class A-20 Certificates, until the Principal
Balance thereof has been reduced to zero.
II. On each Distribution Date occurring prior to the Cross-Over Date,
the Class A Non-PO Principal Distribution Amount (other than the Accrual
Distribution Amount for the Class A-20 Certificates) will be allocated
among and distributed in reduction of the Principal Balances of the Class A
Certificates (other than the Class A-PO Certificates) concurrently, as
follows:
(A) The sum of (a) 34.6907734981% of the Class A Non-PO Principal
Amount and (b) the Accrual Distribution Amounts for the Class A-8
Scheduled Accrual Component, the Class A-9 Scheduled Accrual Component
and the Class A-12 Certificates, sequentially, as follows:
(i) sequentially, to the Class A-1 and Class A-2
Certificates, in that order, up to their respective PAC Principal
Amounts for such Distribution Date;
(ii) concurrently, 48.8007945188% to the Class A-3
Certificates and 51.1992054812% to the Class A-4 Certificates, up
to their respective PAC Principal Amounts for such Distribution
Date;
(iii) concurrently, 48.8007945188% to the Class A-5
Certificates and 51.1992054812% to the Class A-4 Certificates, up
to their respective PAC Principal Amounts for such Distribution
Date;
(iv) to the Class A-7 Certificates, up to their Reduction
Amount for such Distribution Date;
(v) concurrently, to the Class A-8 Scheduled Accrual
Component and the Class A-9 Scheduled Accrual Component, pro
rata, up to their respective Reduction Amounts for such
Distribution Date;
(vi) concurrently, to the Class A-10 and Class A-11
Certificates, pro rata, up their respective Reduction Amounts for
such Distribution Date;
(vii) to the Class A-12 Certificates, until their Principal
Balance has been reduced to zero;
(viii) concurrently, to the Class A-10 and Class A-11
Certificates, pro rata, without regard to their respective
Reduction Amounts, until their respective Principal Balances have
been reduced to zero;
(ix) concurrently, to the Class A-7 Certificates, the Class
A-8 Scheduled Accrual Component and the Class A-9 Scheduled
Accrual Component, pro rata, based on their then-outstanding
Principal Balances without regard to their respective Reduction
Amounts, until s the Principal Balance of the Class A-7
Certificates has been reduced to zero;
(x) concurrently, to the Class A-8 Scheduled Accrual
Component and the Class A-9 Scheduled Accrual Component, pro
rata, without regard to their respective Reduction Amounts, until
their respective Principal Balances have been reduced to zero;
(xi) to the Class A-1 Certificates, without regard to their
PAC Principal Amount, until their Principal Balance has been
reduced to zero;
(xii) to the Class A-2 Certificates, without regard to their
PAC Principal Amount, until their Principal Balance has been
reduced to zero;
(xiii) concurrently, 48.8007945188% to the Class A-3
Certificates and 51.1992054812% to the Class A-4 Certificates,
without regard to their respective PAC Principal Amounts, until
the Principal Balance of the Class A-3 Certificates has been
reduced to zero; and
(xiv) concurrently, 48.8007945188% to the Class A-5
Certificates and 51.1992054812% to the Class A-4 Certificates,
without regard to their respective PAC Principal Amounts, until
their respective Principal Balances have been reduced to zero;
(B) 65.3092265019% of the Class A Non-PO Principal Amount,
sequentially, as follows
first, concurrently, up to the Priority Amount for such
Distribution Date, to the Class A-24 and Class A-25 Certificates,
pro rata, until their respective Principal Balances have been
reduced to zero;
second, concurrently, as follows
(a) 20.3234179429%, sequentially, as follows:
(i) concurrently, to the Class A-R and Class A-LR
Certificates, pro rata, until their respective
Principal Balances have been reduced to zero;
(ii) to the Class A-21 Certificates, until their
Principal Balance has been reduced to zero; and
(iii) concurrently, to the Class A-22 and Class A-23
Certificates, pro rata, until their respective
Principal Balances have been reduced to zero;
(b) 79.6765820571%, sequentially, as follows
(i) concurrently, 66.0377395022% to the Class A-15
Certificates and 33.9622604978% to the Class A-13
Certificates, up to their respective PAC Principal
Amounts for such Distribution Date;
(ii) concurrently, 66.0377383178% to the Class A-16
Certificates and 33.9622616822% to the Class A-13
Certificates, up to their respective PAC Principal
Amounts for such Distribution Date;
(iii) concurrently, to the Class A-17 and Class A-13
Certificates, pro rata, based on their then-outstanding
Principal Balances, up to their respective PAC
Principal Amounts for such Distribution Date;
(iv) if on any Distribution Date, the Adjusted Pool
Amount (Non-PO Portion) is less than the 250% SPA
Balance for such Distribution Date, then on such
Distribution Date, and on each Distribution Date
thereafter, to the Class A-20 Certificates, until their
Principal Balance has been reduced to zero;
(v) concurrently, to the Class A-18 and Class A-19
Certificates, pro rata, up to their respective
Reduction Amounts for such Distribution Date;
(vi) to the Class A-20 Certificates, until their
Principal Balance has been reduced to zero;
(vii) concurrently, to the Class-A-18 and Class A-19
Certificates, pro rata, without regard to their
respective Reduction Amounts, until their respective
Principal Balances have been reduced to zero;
(viii) concurrently, 66.0377395022% to the Class A-15
and 33.9622604978% Class A-13 Certificates, without
regard to their respective PAC Principal Amounts, until
the Principal Balance of the Class A-15 Certificates
has been reduced to zero;
(ix) concurrently, 66.0377383178% to the Class A-16 and
33.9622616822% to the Class A-13 Certificates, without
regard to their respective PAC Principal Amounts, until
the Principal Balance of the Class A-16 Certificates
has been reduced to zero; and
(x) concurrently, to the Class A-17 and Class A-13
Certificates, pro rata, without regard to their
respective PAC Principal Amounts, until their
respective Principal Balances have been reduced to
zero; and
third, concurrently, to the Class A-24 and Class A-25
Certificates, pro rata, without regard to the Priority Amount
until their respective Principal Balances have been reduced to
zero.
As used above, the "PAC Principal Amount" for any Distribution Date and for
any Class of PAC Certificates means the amount, if any, that would reduce the
Principal Balance of such Class to the percentage of its Original Principal
Balance shown in the tables set forth below with respect to such Distribution
Date.
As used above, the "Reduction Amount" for any Distribution Date and for any
Class of Scheduled Certificates, the Class A-8 Scheduled Accrual Component and
the Class A-9 Scheduled Accrual Component means the amount, if any, that would
reduce the Principal Balance of such Class to the percentage of its Original
Principal Balance shown in the related table set forth below with respect to
such Distribution Date.
As used above, the "250% SPA Balance" for any Distribution Date means the
amount equal to the percentage for such Distribution Date shown in the following
table of the Pool Balance (Non-PO Portion) as of the Cut-Off Date.
The following tables set forth for each Distribution Date the 250% SPA
Balance expressed as a percentage of the Pool Balance (Non-PO Portion) as of the
Cut-Off Date, the planned Principal Balances for the PAC Certificates and the
scheduled Principal Balances for the Scheduled Certificates, expressed as a
percentage of the initial Principal Balance of such Class.
<PAGE>
<TABLE>
250% SPA Balances
as a percentage of the Pool Balance (Non-PO Portion) as of the Cut-Off Date
<CAPTION>
Distribution 250% SPA Distribution 250% SPA Distribution 250% SPA
Date Balance Date Balance Date Balance
------------ -------- ------------ -------- ------------ --------
<S> <C> <C> <C> <C> <C>
October 1998.... 100.00000000% July 2003....... 52.25821985% March 2008...... 22.57573428%
November 1998... 99.80104388 August 2003..... 51.49504136 April 2008...... 22.23236394
December 1998... 99.55974114 September 2003.. 50.74257558 May 2008........ 21.89390684
January 1999.... 99.27618181 October 2003.... 50.00067509 June 2008....... 21.56029472
February 1999... 98.95050977 November 2003... 49.26919448 July 2008....... 21.23146023
March 1999...... 98.58292294 December 2003... 48.54799031 August 2008..... 20.90733696
April 1999...... 98.17367329 January 2004.... 47.83692111 September 2008.. 20.58785939
May 1999........ 97.72306677 February 2004... 47.13584733 October 2008.... 20.27296291
June 1999....... 97.23146315 March 2004...... 46.44463131 November 2008... 19.96258380
July 1999....... 96.69927566 April 2004...... 45.76313730 December 2008... 19.65665920
August 1999..... 96.12697065 May 2004........ 45.09123135 January 2009.... 19.35512712
September 1999.. 95.51506701 June 2004....... 44.42878138 February 2009... 19.05792641
October 1999.... 94.86413550 July 2004....... 43.77565709 March 2009...... 18.76499677
November 1999... 94.17479805 August 2004..... 43.13172994 April 2009...... 18.47627871
December 1999... 93.44772685 September 2004.. 42.49687318 May 2009........ 18.19171358
January 2000.... 92.68364333 October 2004.... 41.87096176 June 2009....... 17.91124351
February 2000... 91.88331711 November 2004... 41.25387234 July 2009....... 17.63481143
March 2000...... 91.04756476 December 2004... 40.64548326 August 2009..... 17.36236106
April 2000...... 90.17724849 January 2005.... 40.04567452 September 2009.. 17.09383688
May 2000........ 89.27327473 February 2005... 39.45432777 October 2009.... 16.82918415
June 2000....... 88.33659258 March 2005...... 38.87132625 November 2009... 16.56834886
July 2000....... 87.36819225 April 2005...... 38.29655481 December 2009... 16.31127774
August 2000..... 86.36910327 May 2005........ 37.72989986 January 2010.... 16.05791828
September 2000.. 85.34039272 June 2005....... 37.17124937 February 2010... 15.80821866
October 2000.... 84.28316334 July 2005....... 36.62049282 March 2010...... 15.56212778
November 2000... 83.19855155 August 2005..... 36.07752122 April 2010...... 15.31959524
December 2000... 82.08772538 September 2005.. 35.54222706 May 2010........ 15.08057135
January 2001.... 80.95188236 October 2005.... 35.01450428 June 2010....... 14.84500706
February 2001... 79.79224734 November 2005... 34.49424829 July 2010....... 14.61285405
March 2001...... 78.64417687 December 2005... 33.98135592 August 2010..... 14.38406461
April 2001...... 77.51210426 January 2006.... 33.47572540 September 2010.. 14.15859172
May 2001........ 76.39581021 February 2006... 32.97725636 October 2010.... 13.93638900
June 2001....... 75.29507837 March 2006...... 32.48584980 November 2010... 13.71741068
July 2001....... 74.20969536 April 2006...... 32.00140806 December 2010... 13.50161166
August 2001..... 73.13945068 May 2006........ 31.52383481 January 2011.... 13.28894743
September 2001.. 72.08413671 June 2006....... 31.05303507 February 2011... 13.07937410
October 2001.... 71.04354863 July 2006....... 30.58891511 March 2011...... 12.87284839
November 2001... 70.01748443 August 2006..... 30.13138252 April 2011...... 12.66932761
December 2001... 69.00574483 September 2006.. 29.68034613 May 2011........ 12.46876965
January 2002.... 68.00813326 October 2006.... 29.23571601 June 2011....... 12.27113299
February 2002... 67.02445582 November 2006... 28.79740348 July 2011....... 12.07637668
March 2002...... 66.05452127 December 2006... 28.36532106 August 2011..... 11.88446031
April 2002...... 65.09814095 January 2007.... 27.93938247 September 2011.. 11.69534407
May 2002........ 64.15512876 February 2007... 27.51950259 October 2011.... 11.50898865
June 2002....... 63.22530114 March 2007...... 27.10559749 November 2011... 11.32535532
July 2002....... 62.30847704 April 2007...... 26.69758437 December 2011... 11.14440586
August 2002..... 61.40447786 May 2007........ 26.29538157 January 2012.... 10.96610259
September 2002.. 60.51312743 June 2007....... 25.89890854 February 2012... 10.79040832
October 2002.... 59.63425197 July 2007....... 25.50808584 March 2012...... 10.61728641
November 2002... 58.76768008 August 2007..... 25.12283511 April 2012...... 10.44670071
December 2002... 57.91324269 September 2007.. 24.74307905 May 2012........ 10.27861555
January 2003.... 57.07077301 October 2007.... 24.36874145 June 2012....... 10.11299578
February 2003... 56.24010655 November 2007... 23.99974710 July 2012....... 9.94980671
March 2003...... 55.42108104 December 2007... 23.63602186 August 2012..... 9.78901415
April 2003...... 54.61353642 January 2008.... 23.27749257 September 2012.. 9.63058436
May 2003........ 53.81731481 February 2008... 22.92408710
June 2003....... 53.03226049
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
Distribution 250% SPA Distribution 250% SPA Distribution 250% SPA
Date Balance Date Balance Date Balance
------------ -------- ------------ -------- ------------ --------
<S> <C> <C> <C> <C> <C>
October 2012.... 9.47448408% February 2018... 3.10581600% June 2023....... 0.76104500%
November 2012... 9.32068049 March 2018...... 3.04766830 July 2023....... 0.74064012
December 2012... 9.16914125 April 2018...... 2.99042414 August 2023..... 0.72058510
January 2013.... 9.01983445 May 2018........ 2.93407047 September 2023.. 0.70087465
February 2013... 8.87272862 June 2018....... 2.87859441 October 2023.... 0.68150360
March 2013...... 8.72779271 July 2018....... 2.82398327 November 2023... 0.66246682
April 2013...... 8.58499614 August 2018..... 2.77022454 December 2023... 0.64375928
May 2013........ 8.44430870 September 2018.. 2.71730588 January 2024.... 0.62537600
June 2013....... 8.30570063 October 2018.... 2.66521512 February 2024... 0.60731207
July 2013....... 8.16914258 November 2018... 2.61394027 March 2024...... 0.58956268
August 2013..... 8.03460560 December 2018... 2.56346948 April 2024...... 0.57212306
September 2013.. 7.90206112 January 2019.... 2.51379111 May 2024........ 0.55498852
October 2013.... 7.77148100 February 2019... 2.46489364 June 2024....... 0.53815442
November 2013... 7.64283746 March 2019...... 2.41676575 July 2024....... 0.52161622
December 2013... 7.51610312 April 2019...... 2.36939624 August 2024..... 0.50536941
January 2014.... 7.39125096 May 2019........ 2.32277409 September 2024.. 0.48940956
February 2014... 7.26825437 June 2019....... 2.27688844 October 2024.... 0.47373231
March 2014...... 7.14708705 July 2019....... 2.23172856 November 2024... 0.45833335
April 2014...... 7.02772313 August 2019..... 2.18728389 December 2024... 0.44320843
May 2014........ 6.91013704 September 2019.. 2.14354400 January 2025.... 0.42835339
June 2014....... 6.79430361 October 2019.... 2.10049863 February 2025... 0.41376408
July 2014....... 6.68019797 November 2019... 2.05813764 March 2025...... 0.39943646
August 2014..... 6.56779564 December 2019... 2.01645105 April 2025...... 0.38536651
September 2014.. 6.45707245 January 2020.... 1.97542901 May 2025........ 0.37155028
October 2014.... 6.34800458 February 2020... 1.93506180 June 2025....... 0.35798389
November 2014... 6.24056852 March 2020...... 1.89533987 July 2025....... 0.34466350
December 2014... 6.13474111 April 2020...... 1.85625377 August 2025..... 0.33158534
January 2015.... 6.03049950 May 2020........ 1.81779418 September 2025.. 0.31874566
February 2015... 5.92782114 June 2020....... 1.77995195 October 2025.... 0.30614081
March 2015...... 5.82668382 July 2020....... 1.74271802 November 2025... 0.29376717
April 2015...... 5.72706563 August 2020..... 1.70608348 December 2025... 0.28162115
May 2015........ 5.62894494 September 2020.. 1.67003952 January 2026.... 0.26969926
June 2015....... 5.53230045 October 2020.... 1.63457749 February 2026... 0.25799803
July 2015....... 5.43711114 November 2020... 1.59968883 March 2026...... 0.24651404
August 2015..... 5.34335629 December 2020... 1.56536511 April 2026...... 0.23524392
September 2015.. 5.25101545 January 2021.... 1.53159804 May 2026........ 0.22418435
October 2015.... 5.16006848 February 2021... 1.49837941 June 2026....... 0.21333208
November 2015... 5.07049550 March 2021...... 1.46570114 July 2026....... 0.20268387
December 2015... 4.98227690 April 2021...... 1.43355529 August 2026..... 0.19223655
January 2016.... 4.89539337 May 2021........ 1.40193399 September 2026.. 0.18198699
February 2016... 4.80982583 June 2021....... 1.37082951 October 2026.... 0.17193210
March 2016...... 4.72555551 July 2021....... 1.34023422 November 2026... 0.16206885
April 2016...... 4.64256386 August 2021..... 1.31014059 December 2026... 0.15239424
May 2016........ 4.56083260 September 2021.. 1.28054121 January 2027.... 0.14290532
June 2016....... 4.48034372 October 2021.... 1.25142877 February 2027... 0.13359917
July 2016....... 4.40107944 November 2021... 1.22279605 March 2027...... 0.12447294
August 2016..... 4.32302223 December 2021... 1.19463596 April 2027...... 0.11552379
September 2016.. 4.24615483 January 2022.... 1.16694148 May 2027........ 0.10674894
October 2016.... 4.17046017 February 2022... 1.13970571 June 2027....... 0.09814564
November 2016... 4.09592146 March 2022...... 1.11292184 July 2027....... 0.08971120
December 2016... 4.02252214 April 2022...... 1.08658315 August 2027..... 0.08144294
January 2017.... 3.95024584 May 2022........ 1.06068304 September 2027.. 0.07333824
February 2017... 3.87907648 June 2022....... 1.03521496 October 2027.... 0.06539451
March 2017...... 3.80899814 July 2022....... 1.01017250 November 2027... 0.05760920
April 2017...... 3.73999518 August 2022..... 0.98554931 December 2027... 0.04997980
May 2017........ 3.67205213 September 2022.. 0.96133914 January 2028.... 0.04250382
June 2017....... 3.60515377 October 2022.... 0.93753583 February 2028... 0.03517884
July 2017....... 3.53928506 November 2022... 0.91413329 March 2028...... 0.02800245
August 2017..... 3.47443121 December 2022... 0.89112556 April 2028...... 0.02097227
September 2017.. 3.41057759 January 2023.... 0.86850671 May 2028........ 0.01408597
October 2017.... 3.34770982 February 2023... 0.84627093 June 2028....... 0.00734124
November 2017... 3.28581368 March 2023...... 0.82441249 July 2028....... 0.00073583
December 2017... 3.22487517 April 2023...... 0.80292572 August 2028
January 2018.... 3.16488048 May 2023........ 0.78180506 and thereafter.. 0.00000000
</TABLE>
<PAGE>
<TABLE>
Planned Principal Balances
as Percentages of Initial Principal Balance
Class A-1 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including January 2001.... 55.02043940 May 2001
October 2000.... 100.00000000 February 2001... 39.23173153 and thereafter.. 0.00000000
November 2000... 85.44200629 March 2001...... 23.49093399
December 2000... 70.42670606 April 2001...... 7.85392509
</TABLE>
<TABLE>
Class A-2 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including September 2001.. 60.14982368 March 2002...... 8.77532142
April 2001...... 100.00000000 October 2001.... 51.44495279 April 2002...... 0.40979406
May 2001........ 95.55146571 November 2001... 42.79755234 May 2002
June 2001....... 86.61297985 December 2001... 34.20725381 and thereafter.. 0.00000000
July 2001....... 77.73346266 January 2002.... 25.67369120
August 2001..... 68.91253587 February 2002... 17.19650082
</TABLE>
<TABLE>
Class A-3 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including January 2003.... 61.57727646 November 2003... 21.54128918
April 2002...... 100.00000000 February 2003... 57.42475779 December 2003... 17.87690179
May 2002........ 95.80918236 March 2003...... 53.29974621 January 2004.... 14.23789326
June 2002....... 91.43013173 April 2003...... 49.20206583 February 2004... 10.62409958
July 2002....... 87.08003825 May 2003........ 45.13154179 March 2004...... 7.03535764
August 2002..... 82.75871642 June 2003....... 41.08800046 April 2004...... 3.47150556
September 2002.. 78.46598206 July 2003....... 37.07126930 May 2004
October 2002.... 74.20165211 August 2003..... 33.08117699 and thereafter.. 0.00000000
November 2002... 69.96554476 September 2003.. 29.11755322
December 2002... 65.75747935 October 2003.... 25.23122069
</TABLE>
<PAGE>
<TABLE>
Planned Principal Balances
as Percentages of Initial Principal Balance
Class A-4 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including September 2003.. 52.06770435 March 2005...... 13.42323170
April 2002...... 100.00000000 October 2003.... 49.43967938 April 2005...... 11.98148103
May 2002........ 97.16607539 November 2003... 46.94446517 May 2005........ 10.59631151
June 2002....... 94.20486341 December 2003... 44.46652447 June 2005....... 9.26586779
July 2002....... 91.26323291 January 2004.... 42.00574553 July 2005....... 7.98835178
August 2002..... 88.34105846 February 2004... 39.56201743 August 2005..... 6.76202095
September 2002.. 85.43821549 March 2004...... 37.13522987 September 2005.. 5.58518662
October 2002.... 82.55458021 April 2004...... 34.72527339 October 2005.... 4.53489768
November 2002... 79.69002970 May 2004........ 32.33203915 November 2005... 3.76604556
December 2002... 76.84444177 June 2004....... 30.00558468 December 2005... 3.03225357
January 2003.... 74.01769508 July 2004....... 27.76209790 January 2006.... 2.33225390
February 2003... 71.20966909 August 2004..... 25.59897676 February 2006... 1.66482045
March 2003...... 68.42024401 September 2004.. 23.51369789 March 2006...... 1.02876755
April 2003...... 65.64930089 October 2004.... 21.54987776 April 2006...... 0.42294867
May 2003........ 62.89672151 November 2004... 19.79525877 May 2006
June 2003....... 60.16238844 December 2004... 18.10742104 and thereafter.. 0.00000000
July 2003....... 57.44618502 January 2005.... 16.48419500
August 2003..... 54.74799538 February 2005... 14.92347793
</TABLE>
<TABLE>
Class A-5 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including January 2005.... 50.91208633 November 2005... 11.63158029
April 2004...... 100.00000000 February 2005... 46.09175013 December 2005... 9.36523479
May 2004........ 99.85877798 March 2005...... 41.45818052 January 2006.... 7.20325825
June 2004....... 92.67343160 April 2005...... 37.00527672 February 2006... 5.14186370
July 2004....... 85.74433421 May 2005........ 32.72712608 March 2006...... 3.17738924
August 2004..... 79.06344927 June 2005....... 28.61799818 April 2006...... 1.30629374
September 2004.. 72.62298323 July 2005....... 24.67233959 May 2006
October 2004.... 66.55764727 August 2005..... 20.88476848 and thereafter.. 0.00000000
November 2004... 61.13843730 September 2005.. 17.25006922
December 2004... 55.92548394 October 2005.... 14.00621040
</TABLE>
<PAGE>
<TABLE>
Scheduled Principal Balances
as Percentages of Initial Principal Balance
Class A-7 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
October 1998.... 100.00000000 November 2000... 51.07860769 December 2002... 7.27519042
November 1998... 99.22396223 December 2000... 49.51527431 January 2003.... 6.21020990
December 1998... 98.33681016 January 2001.... 47.92747982 February 2003... 5.16417683
January 1999.... 97.33876866 February 2001... 46.31747048 March 2003...... 4.13672209
February 1999... 96.23020210 March 2001...... 44.73055695 April 2003...... 3.12748184
March 1999...... 95.01161462 April 2001...... 43.17220630 May 2003........ 2.13609742
April 1999...... 93.68365033 May 2001........ 41.64193412 June 2003....... 1.16221525
May 1999........ 92.24709304 June 2001....... 40.13924188 July 2003....... 0.20548682
June 1999....... 90.70286587 July 2001....... 38.66361591 August 2003..... 9.26556852
July 1999....... 89.05203037 August 2001..... 37.21457158 September 2003.. 8.34212169
August 1999..... 87.29578553 September 2001.. 35.79163114 October 2003.... 7.45401921
September 1999.. 85.43546631 October 2001.... 34.39432363 November 2003... 6.52195510
October 1999.... 83.47254207 November 2001... 33.02218478 December 2003... 5.60528461
November 1999... 81.40861448 December 2001... 31.67475697 January 2004.... 4.70368801
December 1999... 79.24541534 January 2002.... 30.35158905 February 2004... 3.81685008
January 2000.... 76.98480395 February 2002... 29.05223631 March 2004...... 2.94446013
February 2000... 74.62876428 March 2002...... 27.77626036 April 2004...... 2.08621182
March 2000...... 72.17940186 April 2002...... 26.52322909 May 2004........ 1.24180319
April 2000...... 69.63894034 May 2002........ 25.29272519 June 2004....... 0.38499882
May 2000........ 67.00971778 June 2002....... 24.08432040 July 2004
June 2000....... 64.29418277 July 2002....... 22.89760033 and thereafter.. 0.00000000
July 2000....... 61.49489018 August 2002..... 21.73215694
August 2000..... 58.61449674 September 2002.. 20.58758796
September 2000.. 55.65575633 October 2002.... 19.46349687
October 2000.... 52.62151511 November 2002... 18.35949280
</TABLE>
<PAGE>
<TABLE>
Scheduled Principal Balances
as Percentages of Initial Principal Balance
Class A-8 and Class A-9 Scheduled Accrual Components
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
October 1998.... 100.00000000 November 2003... 140.79905761 November 2008... 55.04940901
November 1998... 100.56250000 December 2003... 141.59105232 December 2008... 53.54785894
December 1998... 101.12816406 January 2004.... 142.38750199 January 2009.... 52.06786840
January 1999.... 101.69700999 February 2004... 143.18843168 February 2009... 50.60913726
February 1999... 102.26905566 March 2004...... 143.99386661 March 2009...... 49.17136952
March 1999...... 102.84431911 April 2004...... 144.80383210 April 2009...... 47.75427322
April 1999...... 103.42281840 May 2004........ 145.61835367 May 2009........ 46.35756047
May 1999........ 104.00457175 June 2004....... 146.43745690 June 2009....... 44.98094724
June 1999....... 104.58959746 July 2004....... 146.22837552 July 2009....... 43.62415343
July 1999....... 105.17791396 August 2004..... 145.17511460 August 2009..... 42.28690279
August 1999..... 105.76953973 September 2004.. 144.08639123 September 2009.. 40.96892284
September 1999.. 106.36449338 October 2004.... 142.93855314 October 2009.... 39.66994483
October 1999.... 106.96279366 November 2004... 141.61131065 November 2009... 38.38970372
November 1999... 107.56445937 December 2004... 140.25829567 December 2009... 37.12793809
December 1999... 108.16950945 January 2005.... 138.88121096 January 2010.... 35.88439011
January 2000.... 108.77796295 February 2005... 137.48169567 February 2010... 34.65880549
February 2000... 109.38983899 March 2005...... 136.06132773 March 2010...... 33.45093342
March 2000...... 110.00515684 April 2005...... 134.62162563 April 2010...... 32.26052657
April 2000...... 110.62393583 May 2005........ 133.16405037 May 2010........ 31.08734094
May 2000........ 111.24619548 June 2005....... 131.69000741 June 2010....... 29.93113593
June 2000....... 111.87195532 July 2005....... 130.20084840 July 2010....... 28.79167419
July 2000....... 112.50123507 August 2005..... 128.69787300 August 2010..... 27.66872170
August 2000..... 113.13405452 September 2005.. 127.18233057 September 2010.. 26.56204760
September 2000.. 113.77043358 October 2005.... 125.61495092 October 2010.... 25.47142422
October 2000.... 114.41039227 November 2005... 123.78186959 November 2010... 24.39662705
November 2000... 115.05395073 December 2005... 121.94944621 December 2010... 23.33743457
December 2000... 115.70112920 January 2006.... 120.11851286 January 2011.... 22.29362841
January 2001.... 116.35194805 February 2006... 118.28986380 February 2011... 21.26499311
February 2001... 117.00642776 March 2006...... 116.46425690 March 2011...... 20.25131623
March 2001...... 117.66458891 April 2006...... 114.64241481 April 2011...... 19.25238827
April 2001...... 118.32645223 May 2006........ 112.65846910 May 2011........ 18.26800254
May 2001........ 118.99203853 June 2006....... 110.25182901 June 2011....... 17.29795521
June 2001....... 119.66136873 July 2006....... 107.88019169 July 2011....... 16.34204529
July 2001....... 120.33446394 August 2006..... 105.54306575 August 2011..... 15.40007455
August 2001..... 121.01134529 September 2006.. 103.23996660 September 2011.. 14.47184744
September 2001.. 121.69203411 October 2006.... 101.01032037 October 2011.... 13.55717114
October 2001.... 122.37655180 November 2006... 98.81287670 November 2011... 12.65585546
November 2001... 123.06491991 December 2006... 96.64718379 December 2011... 11.76771286
December 2001... 123.75716009 January 2007.... 94.51279610 January 2012.... 10.89255832
January 2002.... 124.45329410 February 2007... 92.40927422 February 2012... 10.03020947
February 2002... 125.15334389 March 2007...... 90.33618480 March 2012...... 9.18048632
March 2002...... 125.85733145 April 2007...... 88.29310048 April 2012...... 8.34321148
April 2002...... 126.56527893 May 2007........ 86.27959981 May 2012........ 7.51820992
May 2002........ 127.27720863 June 2007....... 84.29526717 June 2012....... 6.70530902
June 2002....... 127.99314293 July 2007....... 82.33969264 July 2012....... 5.90433861
July 2002....... 128.71310436 August 2007..... 80.41247202 August 2012..... 5.11513079
August 2002..... 129.43711557 September 2007.. 78.51320666 September 2012.. 4.33752003
September 2002.. 130.16519934 October 2007.... 76.67586946 October 2012.... 3.57134306
October 2002.... 130.89737860 November 2007... 74.86475823 November 2012... 2.81643882
November 2002... 131.63367635 December 2007... 73.07950900 December 2012... 2.07264850
December 2002... 132.37411578 January 2008.... 71.31976275 January 2013.... 1.33981551
January 2003.... 133.11872018 February 2008... 69.58516538 February 2013... 0.61778540
February 2003... 133.86751298 March 2008...... 67.87536763 March 2013
March 2003...... 134.62051774 April 2008...... 66.19002503 and thereafter.. 0.00000000
April 2003...... 135.37775815 May 2008........ 64.52879781
May 2003........ 136.13925803 June 2008....... 62.89135086
June 2003....... 136.90504137 July 2008....... 61.27735366
July 2003....... 137.67513222 August 2008..... 59.68648022
August 2003..... 138.44955484 September 2008.. 58.11840900
September 2003.. 139.22833359 October 2008.... 56.57282285
October 2003.... 140.01149296
</TABLE>
<PAGE>
<TABLE>
Scheduled Principal Balances
as Percentages of Initial Principal Balance
Class A-10 and Class A-11 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
October 1998.... 100.00000000 June 2004....... 87.18766831 January 2010.... 68.96527055
November 1998... 99.84455972 July 2004....... 86.96257414 February 2010... 68.64238805
December 1998... 99.68824520 August 2004..... 86.73620309 March 2010...... 68.31758426
January 1999.... 99.53105142 September 2004.. 86.50854806 April 2010...... 67.99084979
February 1999... 99.37297336 October 2004.... 86.24935639 May 2010........ 67.66217524
March 1999...... 99.21400615 November 2004... 86.02012033 June 2010....... 67.33155106
April 1999...... 99.05414479 December 2004... 85.78957389 July 2010....... 66.99896801
May 1999........ 98.89338408 January 2005.... 85.55770961 August 2010..... 66.66441623
June 1999....... 98.73171917 February 2005... 85.32452037 September 2010.. 66.32788614
July 1999....... 98.56914487 March 2005...... 85.08999887 October 2010.... 65.98936788
August 1999..... 98.40565617 April 2005...... 84.85413766 November 2010... 65.64885157
September 1999.. 98.24124771 May 2005........ 84.61692931 December 2010... 65.30632748
October 1999.... 98.07591449 June 2005....... 84.37836651 January 2011.... 64.96178541
November 1999... 97.90965131 July 2005....... 84.13844166 February 2011... 64.61521548
December 1999... 97.74245283 August 2005..... 83.89714698 March 2011...... 64.26660766
January 2000.... 97.57431387 September 2005.. 83.65447518 April 2011...... 63.91595141
February 2000... 97.40522925 October 2005.... 83.36784161 May 2011........ 63.56323670
March 2000...... 97.23519346 November 2005... 83.12487926 June 2011....... 63.20845299
April 2000...... 97.06420115 December 2005... 82.88049721 July 2011....... 62.85159009
May 2000........ 96.89224698 January 2006.... 82.63468783 August 2011..... 62.49263714
June 2000....... 96.71932561 February 2006... 82.38744368 September 2011.. 62.13158393
July 2000....... 96.54543153 March 2006...... 82.13875715 October 2011.... 61.76841947
August 2000..... 96.37055940 April 2006...... 81.88862046 November 2011... 61.40313321
September 2000.. 96.19470354 May 2006........ 81.63702583 December 2011... 61.03571431
October 2000.... 96.01785845 June 2006....... 81.38396567 January 2012.... 60.66615192
November 2000... 95.84001862 July 2006....... 81.12943186 February 2012... 60.29443501
December 2000... 95.66117856 August 2006..... 80.87341679 March 2012...... 59.92055260
January 2001.... 95.48133242 September 2006.. 80.61591238 April 2012...... 59.54449348
February 2001... 95.30047469 October 2006.... 80.28569309 May 2012........ 59.16624650
March 2001...... 95.11859972 November 2006... 80.02786882 June 2012....... 58.78580031
April 2001...... 94.93570168 December 2006... 79.76849510 July 2012....... 58.40314374
May 2001........ 94.75177472 January 2007.... 79.50756434 August 2012..... 58.01826512
June 2001....... 94.56681318 February 2007... 79.24506891 September 2012.. 57.63115313
July 2001....... 94.38081124 March 2007...... 78.98100105 October 2012.... 57.24179610
August 2001..... 94.19376306 April 2007...... 78.71535315 November 2012... 56.85018236
September 2001.. 94.00566281 May 2007........ 78.44811709 December 2012... 56.45630027
October 2001.... 93.81650449 June 2007....... 78.17928512 January 2013.... 56.06013782
November 2001... 93.62628213 July 2007....... 77.90884946 February 2013... 55.66168321
December 2001... 93.43498972 August 2007..... 77.63680185 March 2013...... 54.98267341
January 2002.... 93.24262126 September 2007.. 77.36313434 April 2013...... 52.49591724
February 2002... 93.04917078 October 2007.... 76.98894113 May 2013........ 50.03760920
March 2002...... 92.85463212 November 2007... 76.71467244 June 2013....... 47.60730278
April 2002...... 92.65899927 December 2007... 76.43870694 July 2013....... 45.20455713
May 2002........ 92.46226593 January 2008.... 76.16103733 August 2013..... 42.82893757
June 2002....... 92.26442595 February 2008... 75.88165617 September 2013.. 40.48001474
July 2002....... 92.06547316 March 2008...... 75.6005560 October 2013.... 38.15736545
August 2002..... 91.86540125 April 2008...... 75.31772905 November 2013... 35.86057171
September 2002.. 91.66420390 May 2008........ 75.03316771 December 2013... 33.58922131
October 2002.... 91.46187481 June 2008....... 74.74686436 January 2014.... 31.34290728
November 2002... 91.25840764 July 2008....... 74.45881092 February 2014... 29.12122812
December 2002... 91.05379593 August 2008..... 74.16899960 March 2014...... 26.92378768
January 2003.... 90.84803336 September 2008.. 73.87742263 April 2014...... 24.75019483
February 2003... 90.64111329 October 2008.... 73.58407175 May 2014........ 22.60006365
March 2003...... 90.43302940 November 2008... 73.28893886 June 2014....... 20.47301336
April 2003...... 90.22377504 December 2008... 72.99201603 July 2014....... 18.36866823
May 2003........ 90.01334359 January 2009.... 72.69329484 August 2014..... 16.28665722
June 2003....... 89.80172840 February 2009... 72.39276686 September 2014.. 14.22661430
July 2003....... 89.58892299 March 2009...... 72.0904240 October 2014.... 12.18817848
August 2003..... 89.37492056 April 2009...... 71.78625767 November 2014... 10.17099295
September 2003.. 89.15971431 May 2009........ 71.48025913 December 2014... 8.17470597
October 2003.... 88.94329711 June 2009....... 71.17241995 January 2015.... 6.19897028
November 2003... 88.72816584 July 2009....... 70.86273156 February 2015... 4.24344319
December 2003... 88.51181343 August 2009..... 70.55118504 March 2015...... 2.30778638
January 2004.... 88.29423289 September 2009.. 70.23777164 April 2015...... 0.39166605
February 2004... 88.07541744 October 2009.... 69.92248247 May 2015
March 2004...... 87.85536027 November 2009... 69.60530861 and thereafter.. 0.00000000
April 2004...... 87.63405442 December 2009... 69.28624099
May 2004........ 87.41149275
</TABLE>
<PAGE>
<TABLE>
Planned Principal Balances
as Percentages of Initial Principal Blance
Class A-13 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including September 2002.. 53.76611000 August 2004..... 16.08041042
October 2000.... 100.00000000 October 2002.... 51.94998794 September 2004.. 14.76754024
November 2000... 98.02100213 November 2002... 50.14588552 October 2004.... 13.50215026
December 2000... 95.97983852 December 2002... 48.35372580 November 2004... 12.39801188
January 2001.... 93.88552734 January 2003.... 46.57343235 December 2004... 11.33592119
February 2001... 91.73922752 February 2003... 44.80492924 January 2005.... 10.31451191
March 2001...... 89.59944059 March 2003...... 43.04814106 February 2005... 9.33245987
April 2001...... 87.47376257 April 2003...... 41.30299286 March 2005...... 8.38848158
May 2001........ 85.36208451 May 2003........ 39.56941020 April 2005...... 7.48133312
June 2001....... 83.26431633 June 2003....... 37.84731911 May 2005........ 6.60980893
July 2001....... 81.18038747 July 2003....... 36.13664612 June 2005....... 5.77274061
August 2001..... 79.11020915 August 2003..... 34.43731827 July 2005....... 4.96899586
September 2001.. 77.05369320 September 2003.. 32.74926302 August 2005..... 4.19747732
October 2001.... 75.01075198 October 2003.... 31.09412511 September 2005.. 3.45712161
November 2001... 72.98129845 November 2003... 29.52263179 October 2005.... 2.74689822
December 2001... 70.96524615 December 2003... 27.96201739 November 2005... 2.26474341
January 2002.... 68.96250917 January 2004.... 26.41221152 December 2005... 1.80463129
February 2002... 66.97300215 February 2004... 24.87314429 January 2006.... 1.36576405
March 2002...... 64.99664032 March 2004...... 23.34474630 February 2006... 0.94737017
April 2002...... 63.03333944 April 2004...... 21.82688493 March 2006...... 0.54870356
May 2002........ 61.15235099 May 2004........ 20.31955546 April 2006...... 0.16904281
June 2002....... 59.28737090 June 2004....... 18.85480406 May 2006
July 2002....... 57.43472328 July 2004....... 17.44230195 and thereafter.. 0.00000000
August 2002..... 55.59432913
</TABLE>
<PAGE>
<TABLE>
Class A-15 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including January 2001.... 55.02043940 May 2001
October 2000.... 100.00000000 February 2001... 39.23173157 and thereafter.. 0.00000000
November 2000... 85.44200630 March 2001...... 23.49093402
December 2000... 70.42670610 April 2001...... 7.8539251
</TABLE>
<TABLE>
Class A-16 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including September 2001.. 60.14982367 March 2002...... 8.77532140
April 2001...... 100.00000000 October 2001.... 51.44495282 April 2002...... 0.40979407
May 2001........ 95.55146569 November 2001... 42.79755232 May 2002
June 2001....... 86.61297986 December 2001... 34.20725380 and thereafter.. 0.00000000
July 2001....... 77.73346266 January 2002.... 25.67369118
August 2001..... 68.91253585 February 2002... 17.19650082
</TABLE>
<TABLE>
Planned Principal Balances
as Percentages of Initial Principal Blance
Class A-17 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
Up to and
including September 2003.. 52.03485570 March 2005...... 3.32834353
April 2002...... 100.00000000 October 2003.... 49.40502972 April 2005...... 1.88698776
May 2002........ 97.16413328 November 2003... 46.90810550 May 2005........ 0.50223490
June 2002....... 94.20089195 December 2003... 44.42846663 June 2005....... 9.17222851
July 2002....... 91.25724550 January 2004.... 41.96600129 July 2005....... 7.89516946
August 2002..... 88.33306844 February 2004... 39.52059845 August 2005..... 6.66931422
September 2002.. 85.42823610 March 2004...... 37.09214781 September 2005.. 5.49297317
October 2002.... 82.54262464 April 2004...... 34.68043864 October 2005.... 4.36450896
November 2002... 79.6761110 May 2004........ 32.28546350 November 2005... 3.59841981
December 2002... 76.82857296 June 2004....... 29.95814003 December 2005... 2.86735394
January 2003.... 73.99988907 July 2004....... 27.71383478 January 2006.... 2.17004379
February 2003... 71.18993870 August 2004..... 25.54994396 February 2006... 1.50526348
March 2003...... 68.39860201 September 2004.. 23.46394251 March 2006...... 0.87182757
April 2003...... 65.62575992 October 2004.... 21.45338170 April 2006...... 0.26858981
May 2003........ 62.87129415 November 2004... 19.69903136 May 2006
June 2003....... 60.13508720 December 2004... 18.01148999 and thereafter.. 0.00000000
July 2003....... 57.41702232 January 2005.... 16.38858678
August 2003..... 54.71698357 February 2005... 14.82821772
</TABLE>
<PAGE>
<TABLE>
Scheduled Principal Balances
as Percentages of Initial Principal Balance
Class A-18 and Class A-19 Certificates
<CAPTION>
Percentage Percentage Percentage
of Initial of Initial of Initial
Distribution Principal Distribution Principal Distribution Principal
Date Balance Date Balance Date Balance
------------ ---------- ------------ ---------- ------------ ----------
<S> <C> <C> <C> <C> <C>
October 1998.... 100.00000000 June 2003....... 45.49075777 January 2008.... 18.09337889
November 1998... 99.59611236 July 2003....... 45.01589776 February 2008... 17.61889991
December 1998... 99.11110449 August 2003..... 44.55475815 March 2008...... 17.15012863
January 1999.... 98.54514787 September 2003.. 44.10709611 April 2008...... 16.68697983
February 1999... 97.89851701 October 2003.... 43.65950359 May 2008........ 16.22936944
March 1999...... 97.17158970 November 2003... 43.29219856 June 2008....... 15.77721449
April 1999...... 96.36484715 December 2003... 42.93727758 July 2008....... 15.33043314
May 1999........ 95.47887381 January 2004.... 42.59451338 August 2008..... 14.88894460
June 1999....... 94.51435699 February 2004... 42.26368207 September 2008.. 14.45266918
July 1999....... 93.47208637 March 2004...... 41.94456309 October 2008.... 14.02152824
August 1999..... 92.35295311 April 2004...... 41.63697778 November 2008... 13.59544419
September 1999.. 91.15794887 May 2004........ 41.34067346 December 2008... 13.17434044
October 1999.... 89.88816460 June 2004....... 41.03596558 January 2009.... 12.75814145
November 1999... 88.54478901 July 2004....... 40.71674094 February 2009... 12.34677267
December 1999... 87.12910695 August 2004..... 40.38374799 March 2009...... 11.94016051
January 2000.... 85.64249751 September 2004.. 40.03770848 April 2009...... 11.53823240
February 2000... 84.08643187 October 2004.... 39.67931834 May 2009........ 11.14091669
March 2000...... 82.46247103 November 2004... 39.27463091 June 2009....... 10.74814269
April 2000...... 80.77226327 December 2004... 38.86005805 July 2009....... 10.35984065
May 2000........ 79.01754145 January 2005.... 38.43620166 August 2009..... 9.97594173
June 2000....... 77.20012006 February 2005... 38.00364122 September 2009.. 9.59637800
July 2000....... 75.32189212 March 2005...... 37.56293461 October 2009.... 9.22108243
August 2000..... 73.38482595 April 2005...... 37.11461872 November 2009... 8.84998886
September 2000.. 71.39096164 May 2005........ 36.65921016 December 2009... 8.48303203
October 2000.... 69.34240750 June 2005....... 36.19720592 January 2010.... 8.12014751
November 2000... 68.39650786 July 2005....... 35.72908402 February 2010... 7.76127172
December 2000... 67.43661135 August 2005..... 35.25530412 March 2010...... 7.40634192
January 2001.... 66.45974348 September 2005.. 34.77630812 April 2010...... 7.05529621
February 2001... 65.46756958 October 2005.... 34.29252072 May 2010........ 6.70807347
March 2001...... 64.49356308 November 2005... 33.74967426 June 2010....... 6.36461339
April 2001...... 63.54176828 December 2005... 33.20558231 July 2010....... 6.02485648
May 2001........ 62.61182847 January 2006.... 32.66054639 August 2010..... 5.68874398
June 2001....... 61.70338168 February 2006... 32.11485464 September 2010.. 5.35621793
July 2001....... 60.81606013 March 2006...... 31.56878229 October 2010.... 5.02722113
August 2001..... 59.94951223 April 2006...... 31.02259204 November 2010... 4.70169711
September 2001.. 59.10339150 May 2006........ 30.35991990 December 2010... 4.37959014
October 2001.... 58.27735652 June 2006....... 29.60580670 January 2011.... 4.06084522
November 2001... 57.47107087 July 2006....... 28.86259084 February 2011... 3.74540807
December 2001... 56.68420304 August 2006..... 28.13010709 March 2011...... 3.43322510
January 2002.... 55.91642636 September 2006.. 27.40819255 April 2011...... 3.12424343
February 2002... 55.16741894 October 2006.... 26.69668658 May 2011........ 2.81841087
March 2002...... 54.43686362 November 2006... 26.05494426 June 2011....... 2.51567590
April 2002...... 53.72444786 December 2006... 25.42206846 July 2011....... 2.21598766
May 2002........ 53.02986205 January 2007.... 24.79792297 August 2011..... 1.91929595
June 2002....... 52.35280434 February 2007... 24.18237350 September 2011.. 1.62555124
July 2002....... 51.69297587 March 2007...... 23.57528766 October 2011.... 1.33470461
August 2002..... 51.05008203 April 2007...... 22.97653490 November 2011... 1.04670779
September 2002.. 50.42383257 May 2007........ 22.38598654 December 2011... 0.76151314
October 2002.... 49.81394150 June 2007....... 21.80351568 January 2012.... 0.47907361
November 2002... 49.22012704 July 2007....... 21.22899722 February 2012... 0.19934276
December 2002... 48.64211155 August 2007..... 20.66230782 March 2012
January 2003.... 48.07962150 September 2007.. 20.10332585 and thereafter.. 0.00000000
February 2003... 47.53238736 October 2007.... 19.55193144
March 2003...... 47.00014361 November 2007... 19.05980654
April 2003...... 46.48262863 December 2007... 18.57365192
May 2003........ 45.97958466
</TABLE>
(c) Notwithstanding the foregoing, on each Distribution Date occurring on
or subsequent to the Cross-Over Date, the Class A Non-PO Principal Distribution
Amount shall be distributed among the Classes of Class A Certificates (other
than the Class A-PO Certificates) pro rata in accordance with their outstanding
Principal Balances without regard to either the proportions or the priorities
set forth in Section 4.01(b).
(d) (i) For purposes of determining whether the Classes of Class B
Certificates are eligible to receive distributions of principal with respect to
any Distribution Date, the following tests shall apply:
(A) if the Current Class B-1 Fractional Interest is less than the
Original Class B-1 Fractional Interest and the Class B-1 Principal Balance
is greater than zero, the Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Certificates shall not be eligible to receive distributions of
principal; or
(B) if the Current Class B-2 Fractional Interest is less than the
Original Class B-2 Fractional Interest and the Class B-2 Principal Balance
is greater than zero, the Class B-3, Class B-4, Class B-5 and Class B-6
Certificates shall not be eligible to receive distributions of principal;
or
(C) if the Current Class B-3 Fractional Interest is less than the
Original Class B-3 Fractional Interest and the Class B-3 Principal Balance
is greater than zero, the Class B-4, Class B-5 and Class B-6 Certificates
shall not be eligible to receive distributions of principal; or
(D) if the Current Class B-4 Fractional Interest is less than the
Original Class B-4 Fractional Interest and the Class B-4 Principal Balance
is greater than zero, the Class B-5 and Class B-6 Certificates shall not be
eligible to receive distributions of principal; or
(E) if the Current Class B-5 Fractional Interest is less than the
Original Class B-5 Fractional Interest and the Class B-5 Principal Balance
is greater than zero, the Class B-6 Certificates shall not be eligible to
receive distributions of principal.
(ii) Notwithstanding the foregoing, if on any Distribution Date the
aggregate distributions to Holders of the Classes of Class B Certificates
entitled to receive distributions of principal would reduce the Principal
Balances of the Classes of Class B Certificates entitled to receive
distributions of principal below zero, first the Class B Prepayment Percentage
of any affected Class of Class B Certificates for such Distribution Date
beginning with the affected Class with the lowest numerical Class designation
and then, if necessary, the Class B Percentage of such Class of the Class B
Certificates for such Distribution Date shall be reduced to the respective
percentages necessary to bring the Principal Balance of such Class of Class B
Certificates to zero. The Class B Prepayment Percentages and the Class B
Percentages of the remaining Classes of Class B Certificates will be recomputed
substituting for the Subordinated Prepayment Percentage and Subordinated
Percentage in such computations the difference between (A) the Subordinated
Prepayment Percentage or Subordinated Percentage, as the case may be, and (B)
the percentages determined in accordance with the preceding sentence necessary
to bring the Principal Balances of the affected Classes of Class B Certificates
to zero; provided, however, that if the Principal Balances of all the Classes of
Class B Certificates eligible to receive distributions of principal shall be
reduced to zero on such Distribution Date, the Class B Prepayment Percentage and
the Class B Percentage of the Class of Class B Certificates with the lowest
numerical Class designation which would otherwise be ineligible to receive
distributions of principal in accordance with this Section shall equal the
remainder of the Subordinated Prepayment Percentage for such Distribution Date
minus the sum of the Class B Prepayment Percentages of the Classes of Class B
Certificates having lower numerical Class designations, if any, and the
remainder of the Subordinated Percentage for such Distribution Date minus the
sum of the Class B Percentages of the Classes of Class B Certificates having
lower numerical Class designations, if any, respectively. Any entitlement of any
Class of Class B Certificates to principal payments solely pursuant to this
clause (ii) shall not cause such Class to be regarded as being eligible to
receive principal distributions for the purpose of applying the definition of
its Class B Percentage or Class B Prepayment Percentage.
(e) The Trustee shall establish and maintain the Upper-Tier Certificate
Account, which shall be a separate trust account and an Eligible Account. On
each Distribution Date other than the Final Distribution Date (if such Final
Distribution Date is in connection with a purchase of the assets of the Trust
Estate by the Seller), the Paying Agent shall, on behalf of the Master Servicer,
from funds available on deposit in the Payment Account, (i) deposit, in
immediately available funds, by wire transfer or otherwise, into the Upper-Tier
Certificate Account the Lower-Tier Distribution Amount and (ii) distribute to
the Class A-LR Certificateholder (other than as provided in Section 9.01
respecting the final distribution to Certificateholders) by check mailed to such
Holder at the address of such Holder appearing in the Certificate Register, the
Class A Distribution Amount with respect to the Class A-LR Certificate and all
other amounts distributable to the Class A-LR Certificate. The Trustee may clear
and terminate the Upper-Tier Certificate Account pursuant to Section 9.01.
(f) On each Distribution Date other than the Final Distribution Date (if
such Final Distribution Date is in connection with a purchase of the assets of
the Trust Estate by the Seller), the Paying Agent shall, on behalf of the Master
Servicer, from funds remitted to it by the Master Servicer, distribute to each
Certificateholder of record (other than the Class A-LR Certificateholder) on the
preceding Record Date (other than as provided in Section 9.01 respecting the
final distribution to Certificateholders or in the last paragraph of this
Section 4.01(f) respecting the final distribution in respect of any Class)
either in immediately available funds by wire transfer to the account of such
Certificateholder at a bank or other entity having appropriate facilities
therefor, if such Certificateholder holds Certificates having a Denomination at
least equal to that specified in Section 11.24, and has so notified the Master
Servicer or, if applicable, the Paying Agent at least seven Business Days prior
to the Distribution Date or, if such Holder holds Certificates having, in the
aggregate, a Denomination less than the requisite minimum Denomination or if
such Holder holds the Class A-R Certificate or has not so notified the Paying
Agent, by check mailed to such Holder at the address of such Holder appearing in
the Certificate Register, such Holder's share of the Class A Distribution Amount
with respect to each Class of Class A Certificates and the Class B Distribution
Amount with respect to each such Class of Class B Certificates.
In the event that, on any Distribution Date prior to the Final Distribution
Date, the Principal Balance or notional amount of any Class of Class A
Certificates (other than the Class A-8, Class A-9, Class A-R or Class A-LR
Certificates) or the Principal Balance of any Class of Class B Certificates
would be reduced to zero or, in the case of the Class A-8 or Class A-9
Certificates, upon the later of (a) the Principal Balance of such Class being
reduced to zero or (b) the Class A-8 IO Component Notional Amount or Class A-9
IO Component Notional Amount, respectively being reduced to zero, the Master
Servicer shall, as soon as practicable after the Determination Date relating to
such Distribution Date, send a notice to the Trustee. The Trustee will then send
a notice to each Certificateholder of such Class with a copy to the Certificate
Registrar, specifying that the final distribution with respect to such Class
will be made on such Distribution Date only upon the presentation and surrender
of such Certificateholder's Certificates at the office or agency of the Trustee
therein specified; provided, however, that the failure to give such notice will
not entitle a Certificateholder to any interest beyond the interest payable with
respect to such Distribution Date in accordance with Section 4.01(a)(i).
(g) The Paying Agent (or if no Paying Agent is appointed by the Master
Servicer, the Master Servicer) shall withhold or cause to be withheld such
amounts as may be required by the Code (giving full effect to any exemptions
from withholding and related certifications required to be furnished by
Certificateholders and any reductions to withholding by virtue of any bilateral
tax treaties and any applicable certification required to be furnished by
Certificateholders with respect thereto) from distributions to be made to
Persons other than U.S. Persons ("Non-U.S. Persons"). Amounts withheld pursuant
to this Section 4.01(g) shall be treated as having been distributed to the
related Certificateholder for all purposes of this Agreement. For the purposes
of this paragraph, a "U.S. Person" is a citizen or resident of the United
States, a corporation, partnership (except to the extent provided in applicable
Treasury regulations) or other entity created or organized in or under the laws
of the United States or any political subdivision thereof, an estate that is
subject to United States federal income tax regardless of the source of its
income or a trust if a court within the United States is able to exercise
primary supervision over the administration of such trust, and one or more such
U.S. Persons have the authority to control all substantial decisions of such
trust (or, to the extent provided in applicable Treasury regulations, certain
trusts in existence on August 20, 1996 which are eligible to elect to be treated
as U.S. Persons).
Section 4.02. Allocation of Realized Losses.
(a) With respect to any Distribution Date, the principal portion of
Realized Losses (other than Debt Service Reductions, Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses) will be allocated as
follows:
first, to the Class B-6 Certificates until the Class B-6 Principal Balance
has been reduced to zero;
second, to the Class B-5 Certificates until the Class B-5 Principal Balance
has been reduced to zero;
third, to the Class B-4 Certificates until the Class B-4 Principal Balance
has been reduced to zero;
fourth, to the Class B-3 Certificates until the Class B-3 Principal Balance
has been reduced to zero;
fifth, to the Class B-2 Certificates until the Class B-2 Principal Balance
has been reduced to zero;
sixth, to the Class B-1 Certificates until the Class B-1 Principal Balance
has been reduced to zero; and
seventh, concurrently, to the Class A Certificates (other than the Class
A-PO Certificates) and Class A-PO Certificates, pro rata, based on the Non-PO
Fraction and the PO Fraction, respectively.
This allocation of Realized Losses will be effected through the reduction
of the applicable Class's Principal Balance.
(b) With respect to any Distribution Date, the principal portion of Excess
Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
occurring with respect to any Mortgage Loan allocable to the Class A-PO
Certificates will equal the product of the amount of any such principal loss and
the PO Fraction for such Mortgage Loan. The principal portion of any Excess
Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses
remaining after allocation to the Class A-PO Certificates in accordance with the
preceding sentence shall be allocated pro rata among the Class A Certificates
(other than the Class A-PO Certificates) and Class B Certificates based on the
Class A Non-PO Principal Balance and the Class B Principal Balance,
respectively. Any such loss allocated to the Class A Certificates shall be
allocated on the subsequent Determination Date among the outstanding Classes of
Class A Certificates (other than the Class A-8, Class A-9 and Class A-PO
Certificates), the Class A-8 Scheduled Accrual Component and the Class A-9
Scheduled Accrual Component in accordance with the Class A Loss Percentages as
of such Determination Date. Any such loss allocated to the Class B Certificates
shall be allocated pro rata among the outstanding Classes of Class B
Certificates based on their Principal Balances.
(c) Any Realized Losses allocated to a Class of Class A Certificates or
Class B Certificates pursuant to Section 4.02(a) or Section 4.02(b) shall be
allocated among the Certificates of such Class based on their Percentage
Interests.
(d) In the event that there is a Recovery of an amount in respect of
principal of a Mortgage Loan which had previously been allocated as a Realized
Loss to any Classes of Class A Certificates or any Classes of Class B
Certificates, each outstanding Class to which such Realized Loss had previously
been allocated shall be entitled to its share (with respect to the Class A-PO
Certificates, based on the PO Fraction of such Mortgage Loan and, with respect
to the Class A Certificates (other than the Class A-PO Certificates) and Class B
Certificates, based on their pro rata share of the Non-PO Fraction of such
Mortgage Loan) of such Recovery up to the amount of such Realized Loss
previously allocated to such Class on the Distribution Date in the month
following the month in which such recovery is received. When the Principal
Balance of a Class of Certificates has been reduced to zero, such Class shall
not be entitled to any share of such Recovery. In the event that the amount of
such Recovery exceeds the amount of such Recovery allocated to each outstanding
Class in accordance with the preceding provisions, each outstanding Class shall
be entitled to its pro rata share (determined as described above) of such excess
up to the amount of any unrecovered Realized Loss previously allocated to such
Class. Notwithstanding the foregoing provisions, but subject to the following
proviso, if such Recovery occurs within two years of the realization of such
loss and (i) is the result of an event that would have given rise to the
repurchase of the related Mortgage Loan by the Seller pursuant to Section 2.02
or 2.03, or (ii) represents in whole or part funds which the applicable Servicer
had received in respect of a Liquidated Loan but failed to remit to the
Certificate Account on or prior to the Business Day preceding the Distribution
Date following the Applicable Unscheduled Principal Receipt Period in which the
Mortgage Loan became a Liquidated Loan, such Recovery may, at the sole
discretion of the Master Servicer, be treated as a repurchase or an Unscheduled
Principal Receipt with respect to such Mortgage Loan, as the case may be, the
Realized Loss previously recognized may be reversed and treated for all
subsequent purposes as if it had never occurred and the Master Servicer may make
such adjustments to interest or principal distributions on the Certificates and
to the principal balances of the Certificates as the Master Servicer in its good
faith judgment and sole discretion deems necessary or desirable to effectuate
the reversal of the Realized Loss and the treatment of such amount as a
repurchase or as an Unscheduled Principal Receipt, as the case may be; provided
that such actions do not result in the aggregate distributions made in respect
of each Class of Certificates whose principal balances were previously reduced
as a result of such Realized Loss being less than such Class would have received
if such Recovery had been deposited in the Certificate Account on or prior to
the Business Day preceding the Distribution Date following the Applicable
Unscheduled Principal Receipt Period in which the Mortgage Loan became a
Liquidated Loan.
(e) The interest portion of Excess Special Hazard Losses, Excess Fraud
Losses and Excess Bankruptcy Losses shall be allocated between (i) the Class A
Certificates and (ii) the Class B Certificates, pro rata based on the Class A
Interest Accrual Amount and the Class B Interest Accrual Amount for the related
Distribution Date, without regard to any reduction pursuant to this sentence.
Any such loss allocated to the Class A Certificates shall be allocated among the
outstanding Classes of Class A Certificates (other than the Class A-8 and Class
A-9 Certificates) and the Components based on their Class A Interest
Percentages. Any such loss allocated to the Class B Certificates will be
allocated among the outstanding Classes of Class B Certificates based on their
Class B Interest Percentages. In addition, after the Class B Principal Balance
has been reduced to zero, the interest portion of Realized Losses (other than
Excess Special Hazard Losses, Excess Fraud Losses and Excess Bankruptcy Losses)
will be allocated among the outstanding Classes of Class A Certificates (other
than the Class A-8 and Class A-9 Certificates) and the Components based on their
Class A Interest Percentages.
(f) Realized Losses allocated in accordance with this Section 4.02 will be
allocated on the Determination Date in the second month following the month in
which such loss was incurred with respect to the preceding Distribution Date.
(g) With respect to any Distribution Date, the principal portion of
Realized Losses and recoveries attributable to previously allocated Realized
Losses allocated pursuant to this Section 4.02 will be allocated to each
Uncertificated Lower-Tier Interest in an amount equal to the amount allocated to
its respective Corresponding Upper-Tier Class, Classes, Component or Components
as provided above.
With respect to any Distribution Date, the interest portion of Realized
Losses allocated pursuant to this Section 4.02 will be allocated to each
Uncertificated Lower-Tier Interest in the same relative proportions as interest
is allocated to such Uncertificated Lower-Tier Interest.
Section 4.03. Paying Agent.
(a) The Master Servicer hereby appoints the Trustee as initial Paying Agent
to make distributions to Certificateholders and to forward to Certificateholders
the periodic statements and the annual statements required by Section 4.04 as
agent of the Master Servicer.
The Master Servicer may, at any time, remove or replace the Paying Agent.
The Master Servicer shall cause any Paying Agent that is not the Trustee to
execute and deliver to the Trustee an instrument in which such Paying Agent
agrees with the Trustee that such Paying Agent shall:
(i) hold all amounts remitted to it by the Master Servicer for
distribution to Certificateholders in trust for the benefit of
Certificateholders until such amounts are distributed to Certificateholders
or otherwise disposed of as herein provided;
(ii) give the Trustee notice of any default by the Master Servicer in
remitting any required amount; and
(iii) at any time during the continuance of any such default, upon the
written request of the Trustee, forthwith pay to the Trustee all amounts
held in trust by such Paying Agent.
(b) The Paying Agent shall establish and maintain a Payment Account, which
shall be a separate trust account and an Eligible Account, in which the Master
Servicer shall cause to be deposited from funds in the Certificate Account or,
to the extent required hereunder, from its own funds (i) at or before 10:00
a.m., New York time, on the Business Day preceding each Distribution Date, by
wire transfer of immediately available funds, any Periodic Advance for such
Distribution Date, pursuant to Section 3.03 and (ii) at or before 10:00 a.m.,
New York time, on the Business Day preceding each Distribution Date, by wire
transfer of immediately available funds, (a) an amount equal to the Pool
Distribution Amount, (b) Net Foreclosure Profits, if any, with respect to such
Distribution Date and (c) the amount of any recovery in respect of a Realized
Loss. The Master Servicer may cause the Paying Agent to invest the funds in the
Payment Account. Any such investment shall be in Eligible Investments, which
shall mature not later than the Business Day preceding the related Distribution
Date (unless the Eligible Investments are obligations of the Trustee, in which
case such Eligible Investments shall mature not later than the Distribution
Date), and shall not be sold or disposed of prior to maturity. All income and
gain realized from any such investment shall be for the benefit of the Master
Servicer and shall be subject to its withdrawal or order from time to time. The
amount of any losses incurred in respect of any such investments shall be
deposited in the Payment Account by the Master Servicer out of its own funds
immediately as realized. The Paying Agent may withdraw from the Payment Account
any amount deposited in the Payment Account that was not required to be
deposited therein and may clear and terminate the Payment Account pursuant to
Section 9.01.
Section 4.04. Statements to Certificateholders; Reports to the Trustee and
the Seller.
Concurrently with each distribution pursuant to Section 4.01(f), the Master
Servicer, or the Paying Agent appointed by the Master Servicer (upon receipt of
such statement from the Master Servicer), shall forward or cause to be forwarded
by mail to each Holder of a Certificate and the Seller a statement setting
forth:
(i) the amount of such distribution to Holders of each Class of Class
A Certificates allocable to principal, separately identifying the aggregate
amount of any Unscheduled Principal Receipts included therein;
(ii) (a) the amount of such distribution to Holders of each Class of
Class A Certificates allocable to interest, (b) the amount of the Current
Class A Interest Distribution Amount allocated to each Class of Class A
Certificates, (c) any Class A Interest Shortfall Amounts arising with
respect to such Distribution Date and any remaining Class A Unpaid Interest
Shortfall with respect to each Class after giving effect to such
distribution, (d) the amount of any Non-Supported Interest Shortfall
allocated to each Class of Class A Certificates for such Distribution Date
and (e) the interest portion of Excess Special Hazard Losses, Excess Fraud
Losses and Excess Bankruptcy Losses allocated to each Class for such
Distribution Date;
(iii) the amount of such distribution to Holders of each Class of
Class B Certificates allocable to principal, separately identifying the
aggregate amount of any Unscheduled Principal Receipts included therein;
(iv) (a) the amount of such distribution to Holders of each Class of
Class B Certificates allocable to interest, (b) the amount of the Current
Class B Interest Distribution Amount allocated to each Class of Class B
Certificates, (c) any Class B Interest Shortfall Amounts arising with
respect to such Distribution Date and any remaining Class B Unpaid Interest
Shortfall with respect to each Class B of Class B Certificates after giving
effect to such distribution, (d) the amount of any Non-Supported Interest
Shortfall allocated to each Class of Class B Certificates for such
Distribution Date, and (e) the interest portion of Excess Special Hazard
Losses, Excess Fraud Losses and Excess Bankruptcy Losses allocated to each
Class of Class B Certificates for such Distribution Date;
(v) the amount of any Periodic Advance by any Servicer, the Master
Servicer or the Trustee pursuant to the Servicing Agreements or this
Agreement;
(vi) the number of Mortgage Loans outstanding as of the preceding
Determination Date;
(vii) the Class A Principal Balance, the Principal Balance of each
Class of Class A Certificates, the Class B Principal Balance and the
Principal Balance of each Class of Class B Certificates as of the following
Determination Date after giving effect to the distributions of principal
made, and the principal portion of Realized Losses, if any, allocated with
respect to such Distribution Date;
(viii) the Adjusted Pool Amount, the Adjusted Pool Amount (PO
Portion), the Pool Scheduled Principal Balance of the Mortgage Loans for
such Distribution Date and the aggregate Scheduled Principal Balance of the
Discount Mortgage Loans for such Distribution Date;
(ix) the aggregate Scheduled Principal Balances of the Mortgage Loans
serviced by Norwest Mortgage and, collectively, by the Other Servicers as
of such Distribution Date;
(x) the Class A Percentage for the following Distribution Date
(without giving effect to Unscheduled Principal Receipts received after the
Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xi) the Class A Prepayment Percentage for the following Distribution
Date (without giving effect to Unscheduled Principal Receipts received
after the Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xii) the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Percentages for the following Distribution Date (without giving
effect to Unscheduled Principal Receipts received after the Applicable
Unscheduled Principal Receipt Period for the current Distribution Date
which are applied by a Servicer during such Applicable Unscheduled
Principal Receipt Period);
(xiii) the Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and
Class B-6 Prepayment Percentages for the following Distribution Date
(without giving effect to Unscheduled Principal Receipts received after the
Applicable Unscheduled Principal Receipt Period for the current
Distribution Date which are applied by a Servicer during such Applicable
Unscheduled Principal Receipt Period);
(xiv) the number and aggregate principal balances of Mortgage Loans
delinquent (a) one month, (b) two months and (c) three months or more;
(xv) the number and aggregate principal balances of the Mortgage Loans
in foreclosure as of the preceding Determination Date;
(xvi) the book value of any real estate acquired through foreclosure
or grant of a deed in lieu of foreclosure;
(xvii) the amount of the remaining Special Hazard Loss Amount, Fraud
Loss Amount and Bankruptcy Loss Amount as of the close of business on such
Distribution Date;
(xviii) the principal and interest portions of Realized Losses
allocated as of such Distribution Date and the amount of such Realized
Losses constituting Excess Special Hazard Losses, Excess Fraud Losses or
Excess Bankruptcy Losses;
(xix) the aggregate amount of Bankruptcy Losses allocated to each
Class of Class B Certificates in accordance with Section 4.02(a) since the
Relevant Anniversary;
(xx) the amount by which the Principal Balance of each Class of Class
B Certificates has been reduced as a result of Realized Losses allocated as
of such Distribution Date;
(xxi) the unpaid principal balance of any Mortgage Loan as to which
the Servicer of such Mortgage Loan has determined not to foreclose because
it believes the related Mortgaged Property may be contaminated with or
affected by hazardous wastes or hazardous substances;
(xxii) the amount of the aggregate Servicing Fees and Master Servicing
Fees paid (and not previously reported) with respect to the related
Distribution Date and the amount by which the aggregate Available Master
Servicer Compensation has been reduced by the Prepayment Interest Shortfall
for the related Distribution Date;
(xxiii) the Class A-PO Deferred Amount, if any;
(xxiv) in the case of the Class A-8 and Class A-9 Certificates, the
Class A-8 IO Component Notional Amount and the Class A-9 IO Component
Notional Amount;
(xxv) in the case of the Class A-6, Class A-14 and Class A-26
Certificates, the Class A-6 Notional Amount, the Class A-14 Notional Amount
and the Class A-26 Notional Amount;
(xxvi) in the case of each Class of LIBOR Certificates, the applicable
Class A Pass-Through Rate; and
(xxvii) such other customary information as the Master Servicer deems
necessary or desirable to enable Certificateholders to prepare their tax
returns.
and shall deliver a copy of each type of statement to the Trustee, who shall
provide copies thereof to Persons making written request therefor at the
Corporate Trust Office.
In the case of information furnished with respect to a Class of Class A
Certificates pursuant to clauses (i) and (ii) above and with respect to a Class
of Class B Certificates pursuant to clauses (iii) and (iv) above, the amounts
shall be expressed as a dollar amount per Class A or Class B Certificate (other
than the Class A-R and Class A-LR Certificates) with a $1,000 Denomination, and
as a dollar amount per Class A-R and Class A-LR Certificate with a $50
Denomination.
Within a reasonable period of time after the end of each calendar year, the
Master Servicer shall furnish or cause to be furnished to each Person who at any
time during the calendar year was the Holder of a Certificate a statement
containing the information set forth in clauses (i) and (ii)(a) above in the
case of a Class A Certificateholder and the information set forth in clauses
(iii) and (iv)(a) above in the case of a Class B Certificateholder aggregated
for such calendar year or applicable portion thereof during which such Person
was a Certificateholder. Such obligation of the Master Servicer shall be deemed
to have been satisfied to the extent that substantially comparable information
shall be provided by the Master Servicer pursuant to any requirements of the
Code from time to time in force.
Prior to the close of business on the third Business Day preceding each
Distribution Date, the Master Servicer shall furnish a statement to the Trustee,
any Paying Agent and the Seller (the information in such statement to be made
available to Certificateholders by the Master Servicer on written request)
setting forth the Class A Distribution Amount with respect to each Class of
Class A Certificates and the Class B Distribution Amount with respect to each
Class of Class B Certificates. The determination by the Master Servicer of such
amounts shall, in the absence of obvious error, be presumptively deemed to be
correct for all purposes hereunder and the Trustee and the Paying Agent shall be
protected in relying upon the same without any independent check or
verification.
In addition to the reports required pursuant to this Section 4.04, the
Master Servicer shall make available upon request to each Holder and each
proposed transferee of a Class A-PO, Class B-4, Class B-5 or Class B-6
Certificate such additional information, if any, as may be required to permit
the proposed transfer to be effected pursuant to Rule 144A.
Section 4.05. Reports to Mortgagors and the Internal Revenue Service.
The Master Servicer shall, in each year beginning after the Cut-Off Date,
make the reports of foreclosures and abandonments of any Mortgaged Property as
required by Code Section 6050J. In order to facilitate this reporting process,
the Master Servicer shall request that each Servicer, on or before January 15th
of each year, shall provide to the Internal Revenue Service, with copies to the
Master Servicer, reports relating to each instance occurring during the previous
calendar year in which such Servicer (i) on behalf of the Trustee acquires an
interest in a Mortgaged Property through foreclosure or other comparable
conversion in full or partial satisfaction of a Mortgage Loan serviced by such
Servicer, or (ii) knows or has reason to know that a Mortgaged Property has been
abandoned. Reports from the Servicers shall be in form and substance sufficient
to meet the reporting requirements imposed by Code Section 6050J. In addition,
each Servicer shall provide the Master Servicer with sufficient information to
allow the Master Servicer to, for each year ending after the Cut-Off Date,
provide, or cause to be provided, to the Internal Revenue Service and the
Mortgagors such information as is required under Code Sections 6050H (regarding
payment of interest) and 6050P (regarding cancellation of indebtedness).
Section 4.06. Calculation of Amounts; Binding Effect of Interpretations
and Actions of Master Servicer.
The Master Servicer will compute the amount of all distributions to be made
on the Certificates and all losses to be allocated to the Certificates. In the
event that the Master Servicer concludes that any ambiguity or uncertainty
exists in any provisions of this Agreement relating to distributions to be made
on the Certificates or the allocation of losses to the Certificates, the
interpretation of such provisions and any actions taken by the Master Servicer
in good faith to implement such interpretation shall be binding upon
Certificateholders.
Section 4.07. Determination of LIBOR.
On each Rate Determination Date, the Trustee shall determine LIBOR for the
succeeding LIBOR Based Interest Accrual Period on the basis of the British
Bankers' Association ("BBA") "Interest Settlement Rate" for one-month deposits
in U.S. dollars as found on Telerate page 3750 as of 11:00 A.M. London time on
such Rate Determination Date. As used herein, "Telerate page 3750" means the
display designated as page 3750 on the Dow Jones Telerate Service.
If on any Rate Determination Date the Trustee is unable to determine LIBOR
on the basis of the method set forth in the preceding paragraph LIBOR for the
Distribution Date in the succeeding month will be whichever is higher of (x)
LIBOR as determined on the previous Rate Determination Date or (y) the Reserve
Interest Rate. The "Reserve Interest Rate" will be the rate per annum which the
Trustee determines to be either (A) the arithmetic mean (rounding such
arithmetic mean upwards if necessary to the nearest whole multiple of 1/16%) of
the one-month Eurodollar lending rates that New York City banks selected by the
Trustee are quoting, on the relevant Rate Determination Date, to the principal
London offices of at least two leading banks in the London interbank market or
(B) in the event that the Trustee can determine no such arithmetic mean, the
lowest one-month Eurodollar lending rate that the New York City banks selected
by the Trustee are quoting on such Rate Determination Date to leading European
banks.
If on any Rate Determination Date the Trustee is required but is unable to
determine the Reserve Interest Rate in the manner provided in the preceding
paragraph, LIBOR for the Distribution Date in the succeeding month will be LIBOR
as determined on the previous Rate Determination Date, or, in the case of the
first Rate Determination Date, 5.625%.
The establishment of LIBOR by the Trustee and the Trustee's subsequent
calculation of the rates of interest applicable to each Class of LIBOR
Certificates, in the absence of manifest error, will be final and binding. After
a Rate Determination Date, the Trustee shall provide the Class A Pass-Through
Rates of the LIBOR Certificates for the related Distribution Date to Beneficial
Owners or Holders of LIBOR Certificates who place a telephone call to the
Trustee at (704) 383-5272 and make a request therefor.
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates.
(a) The Class A and Class B Certificates shall be issued only in minimum
Denominations of a Single Certificate and, except for the Class A-PO, Class A-R
and Class A-LR Certificates, integral multiples of $1,000 in excess thereof
(except, if necessary, for one Certificate of each Class (other than the Class
A-PO, Class A-R and Class A-LR Certificates) that evidences one Single
Certificate plus such additional principal portion or notional amount as is
required in order for all Certificates of such Class to equal the aggregate
Original Principal Balance or notional amount of such Class, as the case may
be), and shall be substantially in the respective forms set forth as Exhibits
A-1, A-2, A-3, A-4, A-5, A-6, A-7, A-8, A-9, A-10, A-11, A-12, A-13, A-14, A-15,
A-16, A-17, A-18, A-19, A-20, A-21, A-22, A-23, A-24, A-25, A-26,A-PO, A-R,
A-LR, B-1, B-2, B-3, B-4, B-5, B-6, and C (reverse side of Certificates) hereto.
On original issue the Certificates shall be executed and delivered by the
Trustee to or upon the order of the Seller upon receipt by the Trustee or the
Custodian of the documents specified in Section 2.01. The aggregate principal
portion (or notional amount) evidenced by the Class A and Class B Certificates
shall be the sum of the amounts specifically set forth in the respective
Certificates. The Certificates shall be executed by manual or facsimile
signature on behalf of the Trustee by any Responsible Officer thereof.
Certificates bearing the manual or facsimile signatures of individuals who were
at any time the proper officers of the Trustee shall bind the Trustee
notwithstanding that such individuals or any of them have ceased to hold such
offices prior to the authentication and delivery of such Certificates or did not
hold such offices at the date of such Certificates. No Certificate shall be
entitled to any benefit under this Agreement, or be valid for any purpose,
unless manually countersigned by a Responsible Officer of the Trustee, or unless
there appears on such Certificate a certificate of authentication executed by
the Authenticating Agent by manual signature, and such countersignature or
certificate upon a Certificate shall be conclusive evidence, and the only
evidence, that such Certificate has been duly authenticated and delivered
hereunder. All Certificates shall be dated the date of their authentication.
Until such time as Definitive Certificates are issued pursuant to Section
5.07, each Book-Entry Certificate shall bear the following legend:
"Unless this certificate is presented by an authorized representative of
[the Clearing Agency] to the Seller or its agent for registration of transfer,
exchange or payment, and any certificate issued is registered in the name of
[the Clearing Agency] or such other name as requested by an authorized
representative of [the Clearing Agency] and any payment is made to [the Clearing
Agency], any transfer, pledge or other use hereof for value or otherwise by or
to any person is wrongful since the registered owner hereof, [the Clearing
Agency], has an interest herein."
(b) Upon original issuance, the Book-Entry Certificates shall be issued in
the form of one or more typewritten certificates, to be delivered to The
Depository Trust Company, the initial Clearing Agency, by, or on behalf of, the
Seller. Such Certificates shall initially be registered in the Certificate
Register in the name of the nominee of the initial Clearing Agency, and no
Beneficial Owner will receive a definitive certificate representing such
Beneficial Owner's interest in the Book-Entry Certificates, except as provided
in Section 5.07. Unless and until definitive, fully registered certificates
("Definitive Certificates") have been issued to Beneficial Owners pursuant to
Section 5.07:
(i) the provisions of this Section 5.01(b) shall be in full force and
effect;
(ii) the Seller, the Master Servicer, the Certificate Registrar and
the Trustee may deal with the Clearing Agency for all purposes (including
the making of distributions on the Book-Entry Certificates and the taking
of actions by the Holders of Book-Entry Certificates) as the authorized
representative of the Beneficial Owners;
(iii) to the extent that the provisions of this Section 5.01(b)
conflict with any other provisions of this Agreement, the provisions of
this Section 5.01(b) shall control;
(iv) the rights of Beneficial Owners shall be exercised only through
the Clearing Agency and shall be limited to those established by law, the
rules, regulations and procedures of the Clearing Agency and agreements
between such Beneficial Owners and the Clearing Agency and/or the Clearing
Agency Participants, and all references in this Agreement to actions by
Certificateholders shall, with respect to the Book-Entry Certificates,
refer to actions taken by the Clearing Agency upon instructions from the
Clearing Agency Participants, and all references in this Agreement to
distributions, notices, reports and statements to Certificateholders shall,
with respect to the Book-Entry Certificates, refer to distributions,
notices, reports and statements to the Clearing Agency or its nominee, as
registered holder of the Book-Entry Certificates, as the case may be, for
distribution to Beneficial Owners in accordance with the procedures of the
Clearing Agency; and
(v) the initial Clearing Agency will make book-entry transfers among
the Clearing Agency Participants and receive and transmit distributions of
principal and interest on the Certificates to the Clearing Agency
Participants, for distribution by such Clearing Agency Participants to the
Beneficial Owners or their nominees.
For purposes of any provision of this Agreement requiring or permitting
actions with the consent of, or at the direction of, Holders of Book-Entry
Certificates evidencing specified Voting Interests, such direction or consent
shall be given by Beneficial Owners having the requisite Voting Interests,
acting through the Clearing Agency.
Unless and until Definitive Certificates have been issued to Beneficial
Owners pursuant to Section 5.07, copies of the reports or statements referred to
in Section 4.04 shall be available to Beneficial Owners upon written request to
the Trustee at the Corporate Trust Office.
Section 5.02. Registration of Certificates.
(a) The Trustee shall cause to be kept at one of the offices or agencies to
be maintained in accordance with the provisions of Section 5.06 a Certificate
Register in which, subject to such reasonable regulations as it may prescribe,
the Trustee shall provide for the registration of Certificates and of transfers
and exchanges of Certificates as herein provided. The Trustee shall act as, or
shall appoint, a Certificate Registrar for the purpose of registering
Certificates and transfers and exchanges of Certificates as herein provided.
Upon surrender for registration of transfer of any Certificate at any
office or agency maintained for such purpose pursuant to Section 5.06 (and
subject to the provisions of this Section 5.02) the Trustee shall execute, and
shall date, authenticate (or cause the Authenticating Agent to authenticate) and
deliver, in the name of the designated transferee or transferees, one or more
new Certificates of a like aggregate principal portion or Percentage Interest
and of the same Class.
At the option of the Certificateholders, Certificates may be exchanged for
other Certificates of authorized Denominations of a like aggregate principal
portion or Percentage Interest and of the same Class upon surrender of the
Certificates to be exchanged at any such office or agency. Whenever any
Certificates are so surrendered for exchange, the Trustee shall execute, and
shall date, authenticate (or cause the Authenticating Agent to authenticate) and
deliver, the Certificates which the Certificateholder making the exchange is
entitled to receive. Every Certificate presented or surrendered for transfer or
exchange shall (if so required by the Certificate Registrar or the Trustee) be
duly endorsed by, or be accompanied by a written instrument of transfer in form
satisfactory to the Certificate Registrar, duly executed by the Holder thereof
or his attorney duly authorized in writing.
No service charge shall be made for any transfer or exchange of
Certificates, but the Trustee or the Certificate Registrar may require payment
of a sum sufficient to cover any tax or governmental charge that may be imposed
in connection with any transfer or exchange of Certificates.
All Certificates surrendered for transfer and exchange shall be canceled by
the Certificate Registrar, the Trustee or the Authenticating Agent in accordance
with their standard procedures.
(b) No transfer of a Class A-PO, Class B-4, Class B-5 or Class B-6
Certificate shall be made unless the registration requirements of the Securities
Act of 1933, as amended, and any applicable State securities laws are complied
with, or such transfer is exempt from the registration requirements under said
Act and laws. In the event that a transfer is to be made in reliance upon an
exemption from said Act or laws, (i) unless such transfer is made in reliance on
Rule 144A, the Trustee or the Seller may, if such transfer is to be made within
three years after the later of (i) the date of the initial sale of Certificates
or (ii) the last date on which the Seller or any affiliate thereof was a Holder
of the Certificates proposed to be transferred, require a Class A-PO, Class B-4,
Class B-5 or Class B-6 Certificateholder to deliver a written Opinion of Counsel
acceptable to and in form and substance satisfactory to the Trustee and the
Seller, to the effect that such transfer may be made pursuant to an exemption,
describing the applicable exemption and the basis therefor, from said Act and
laws or is being made pursuant to said Act and laws, which Opinion of Counsel
shall not be an expense of the Trustee, the Seller or the Master Servicer, and
(ii) the Trustee shall require the transferee (other than an affiliate of the
Seller on the Closing Date) to execute an investment letter in the form of
Exhibit J hereto certifying to the Seller and the Trustee the facts surrounding
such transfer, which investment letter shall not be an expense of the Trustee,
the Seller or the Master Servicer. The Holder of a Class A-PO, Class B-4, Class
B-5 or Class B-6 Certificate desiring to effect such transfer shall, and does
hereby agree to, indemnify the Trustee, the Seller, the Master Servicer and any
Paying Agent acting on behalf of the Trustee against any liability that may
result if the transfer is not so exempt or is not made in accordance with such
federal and state laws. Neither the Seller nor the Trustee is under an
obligation to register the Class A-PO, Class B-4, Class B-5 or Class B-6
Certificates under said Act or any other securities law.
(c) No transfer of a Class A-9, A-PO or Class B Certificate shall be made
(other than the transfer of the Class A-PO Certificates to an affiliate of the
Seller on the Closing Date) unless the Trustee shall have received (i) a
representation letter from the transferee in the form of Exhibit J hereto, in
the case of a Class A-PO, Class B-4, Class B-5 or Class B-6 Certificate, or in
the form of Exhibit K hereto, in the case of a Class A-9, Class B-1, Class B-2
or Class B-3 Certificate, to the effect that either (a) such transferee is not
an employee benefit plan or other retirement arrangement subject to Title I of
ERISA or Code Section 4975, or a governmental plan, as defined in Section 3(32)
of ERISA, subject to any federal, state or local law ("Similar Law") which is to
a material extent similar to the foregoing provisions of ERISA or the Code
(collectively, a "Plan") and is not a person acting on behalf of or using the
assets of any such Plan, which representation letter shall not be an expense of
the Trustee, the Seller or the Master Servicer or (b) with respect to the Class
A-9 and Class B Certificates only, if such transferee is an insurance company,
(A) the source of funds used to purchase the Class A-9 or Class B Certificates
is an "insurance company general account" (as such term is defined in Section
V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg.
35925 (July 12, 1995)), (B) there is no Plan with respect to which the amount of
such general account's reserves and liabilities for the contract(s) held by or
on behalf of such Plan and all other Plans maintained by the same employer (or
affiliate thereof as defined in Section V(a)(1) of PTE 95-60) or by the same
employee organization exceeds 10% of the total of all reserves and liabilities
of such general account (as such amounts are determined under Section I(a) of
PTE 95-60) at the date of acquisition and (C) the purchase and holding of such
Class A-9 or Class B Certificates is covered by Sections I and III of PTE 95-60
or (ii) in the case of any such Class A-9, Class A-PO or Class B Certificate
presented for registration in the name of a Plan, or a trustee of any such Plan,
(A) an Opinion of Counsel satisfactory to the Trustee and the Seller to the
effect that the purchase or holding of such Class A-9, Class A-PO or Class B
Certificate will not result in the assets of the Trust Estate being deemed to be
"plan assets" and subject to the prohibited transaction provisions of ERISA, the
Code or Similar Law and will not subject the Trustee, the Seller or the Master
Servicer to any obligation in addition to those undertaken in this Agreement,
which Opinion of Counsel shall not be an expense of the Trustee, the Seller or
the Master Servicer and (B) such other opinions of counsel, officer's
certificates and agreements as the Seller or the Master Servicer may require in
connection with such transfer, which opinions of counsel, officers' certificates
and agreements shall not be an expense of the Trustee, the Seller or the Master
Servicer. The Class A-9, Class A-PO and Class B Certificates shall bear a legend
referring to the foregoing restrictions contained in this paragraph.
(d) No legal or beneficial interest in all or any portion of the Class A-R
or Class A-LR Certificate may be transferred directly or indirectly to a
"disqualified organization" within the meaning of Code Section 860E(e)(5) or an
agent of a disqualified organization (including a broker, nominee, or
middleman), to a Plan or a Person acting on behalf of or investing the assets of
a Plan (such Plan or Person, an "ERISA Prohibited Holder") or to an individual,
corporation, partnership or other person unless such transferee (i) is not a
Non-U.S. Person or (ii) is a Non-U.S. Person that holds the Class A-R or Class
A-LR Certificate in connection with the conduct of a trade or business within
the United States and has furnished the transferor and the Trustee with an
effective Internal Revenue Service Form 4224 or (iii) is a Non-U.S. Person that
has delivered to both the transferor and the Trustee an opinion of a nationally
recognized tax counsel to the effect that the transfer of the Class A-R or Class
A-LR Certificate to it is in accordance with the requirements of the Code and
the regulations promulgated thereunder and that such transfer of the Class A-R
or Class A-LR Certificate will not be disregarded for federal income tax
purposes (any such person who is not covered by clauses (i), (ii) or (iii) above
being referred to herein as a "Non-permitted Foreign Holder"), and any such
purported transfer shall be void and have no effect. The Trustee shall not
execute, and shall not authenticate (or cause the Authenticating Agent to
authenticate) and deliver, a new Class A-R or Class A-LR Certificate in
connection with any such transfer to a disqualified organization or agent
thereof (including a broker, nominee or middleman), an ERISA Prohibited Holder
or a Non-permitted Foreign Holder, and neither the Certificate Registrar nor the
Trustee shall accept a surrender for transfer or registration of transfer, or
register the transfer of, the Class A-R or Class A-LR Certificate, unless the
transferor shall have provided to the Trustee an affidavit, substantially in the
form attached as Exhibit H hereto, signed by the transferee, to the effect that
the transferee is not such a disqualified organization, an agent (including a
broker, nominee, or middleman) for any entity as to which the transferee has not
received a substantially similar affidavit, an ERISA Prohibited Holder or a
Non-permitted Foreign Holder, which affidavit shall contain the consent of the
transferee to any such amendments of this Agreement as may be required to
further effectuate the foregoing restrictions on transfer of the Class A-R or
Class A-LR Certificate to disqualified organizations, ERISA Prohibited Holders
or Non-permitted Foreign Holders. Such affidavit shall also contain the
statement of the transferee that (i) the transferee has historically paid its
debts as they have come due and intends to do so in the future, (ii) the
transferee understands that it may incur liabilities in excess of cash flows
generated by the residual interest, (iii) the transferee intends to pay taxes
associated with holding the residual interest as they become due and (iv) the
transferee will not transfer the Class A-R or Class A-LR Certificate to any
Person who does not provide an affidavit substantially in the form attached as
Exhibit H hereto.
The affidavit described in the preceding paragraph, if not executed in
connection with the initial issuance of the Class A-R or Class A-LR Certificate,
shall be accompanied by a written statement in the form attached as Exhibit I
hereto, signed by the transferor, to the effect that as of the time of the
transfer, the transferor has no actual knowledge that the transferee is a
disqualified organization, ERISA Prohibited Holder or Non-permitted Foreign
Holder, and has no knowledge or reason to know that the statements made by the
transferee with respect to clauses (i) and (iii) of the last sentence of the
preceding paragraph are not true. The Class A-R and Class A-LR Certificates
shall bear a legend referring to the foregoing restrictions contained in this
paragraph and the preceding paragraph.
Upon notice to the Master Servicer that any legal or beneficial interest in
any portion of the Class A-R or Class A-LR Certificate has been transferred,
directly or indirectly, to a disqualified organization or agent thereof
(including a broker, nominee, or middleman) in contravention of the foregoing
restrictions, (i) such transferee shall be deemed to hold the Class A-R or Class
A-LR Certificate in constructive trust for the last transferor who was not a
disqualified organization or agent thereof, and such transferor shall be
restored as the owner of such Class A-R or Class A-LR Certificate as completely
as if such transfer had never occurred, provided that the Master Servicer may,
but is not required to, recover any distributions made to such transferee with
respect to the Class A-R or Class A-LR Certificate, and (ii) the Master Servicer
agrees to furnish to the Internal Revenue Service and to any transferor of the
Class A-R or Class A-LR Certificate or such agent (within 60 days of the request
therefor by the transferor or agent) such information necessary to the
application of Code Section 860E(e) as may be required by the Code, including
but not limited to the present value of the total anticipated excess inclusions
with respect to the Class A-R or Class A-LR Certificate (or portion thereof) for
periods after such transfer. At the election of the Master Servicer, the cost to
the Master Servicer of computing and furnishing such information may be charged
to the transferor or such agent referred to above; however, the Master Servicer
shall in no event be excused from furnishing such information.
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.
If (i) any mutilated Certificate is surrendered to the Trustee or the
Authenticating Agent, or the Trustee or the Authenticating Agent receives
evidence to its satisfaction of the destruction, loss or theft of any
Certificate, and (ii) there is delivered to the Trustee or the Authenticating
Agent such security or indemnity as may be required by them to hold each of them
harmless, then, in the absence of notice to the Trustee or the Authenticating
Agent that such Certificate has been acquired by a bona fide purchaser, the
Trustee shall execute and authenticate (or cause the Authenticating Agent to
authenticate) and deliver, in exchange for or in lieu of any such mutilated,
destroyed, lost or stolen Certificate, a new Certificate of like tenor and
principal portion or Percentage Interest and of the same Class. Upon the
issuance of any new Certificate under this Section, the Trustee or the
Certificate Registrar may require the payment of a sum sufficient to cover any
tax or other governmental charge that may be imposed in relation thereto and any
other expense (including the fees and expenses of the Trustee or the
Authenticating Agent) in connection therewith. Any duplicate Certificate issued
pursuant to this Section shall constitute complete and indefeasible evidence of
ownership in the Trust Estate, as if originally issued, whether or not the lost,
stolen, or destroyed Certificate shall be found at any time.
Section 5.04. Persons Deemed Owners.
Prior to the due presentation of a Certificate for registration of
transfer, the Seller, the Master Servicer, the Trustee, the Certificate
Registrar and any agent of the Seller, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name any Certificate is
registered as the owner of such Certificate for the purpose of receiving
distributions pursuant to Section 4.01, and for all other purposes whatsoever,
and neither the Seller, the Master Servicer, the Trustee, the Certificate
Registrar nor any agent of the Seller, the Master Servicer, the Trustee or the
Certificate Registrar shall be affected by notice to the contrary.
Section 5.05. Access to List of Certificateholders' Names and Addresses.
(a) If the Trustee is not acting as Certificate Registrar, the Certificate
Registrar shall furnish or cause to be furnished to the Trustee, within 15 days
after receipt by the Certificate Registrar of a request by the Trustee in
writing, a list, in such form as the Trustee may reasonably require, of the
names and addresses of the Certificateholders of each Class as of the most
recent Record Date.
(b) If five or more Certificateholders (hereinafter referred to as
"applicants") apply in writing to the Trustee, and such application states that
the applicants desire to communicate with other Certificateholders with respect
to their rights under this Agreement or under the Certificates and is
accompanied by a copy of the communication which such applicants propose to
transmit, then the Trustee shall, within five Business Days following the
receipt of such application, afford such applicants access during normal
business hours to the most recent list of Certificateholders held by the
Trustee. If such a list is as of the date more than 90 days prior to the date of
receipt of such applicants' request and the Trustee is not the Certificate
Registrar, the Trustee shall promptly request from the Certificate Registrar a
current list as provided in paragraph (a) hereof, and shall afford such
applicants access to such list promptly upon receipt.
(c) Every Certificateholder, by receiving and holding a Certificate, agrees
with the Seller, the Master Servicer, the Certificate Registrar and the Trustee
that neither the Seller, the Master Servicer, the Certificate Registrar nor the
Trustee shall be held accountable by reason of the disclosure of any such
information as to the names, addresses and Percentage Interests of the
Certificateholders hereunder, regardless of the source from which such
information was delivered.
Section 5.06. Maintenance of Office or Agency.
The Trustee will maintain, at its expense, an office or agency where
Certificates may be surrendered for registration of transfer or exchange and
where notices and demands to or upon the Certificate Registrar in respect of the
Certificates and this Agreement may be served. The Trustee initially designates
the Corporate Trust Office and the principal corporate trust office of the
Authenticating Agent, if any, as its offices and agencies for said purposes.
Section 5.07. Definitive Certificates.
If (i)(A) the Master Servicer advises the Trustee in writing that the
Clearing Agency is no longer willing or able properly to discharge its
responsibilities as depository with respect to the Book-Entry Certificates, and
(B) the Master Servicer is unable to locate a qualified successor, (ii) the
Master Servicer, at its option, advises the Trustee in writing that it elects to
terminate the book-entry system through the Clearing Agency or (iii) after the
occurrence of dismissal or resignation of the Master Servicer, Beneficial Owners
representing aggregate Voting Interests of not less than 51% of the aggregate
Voting Interests of each outstanding Class of Book-Entry Certificates advise the
Trustee through the Clearing Agency and Clearing Agency Participants in writing
that the continuation of a book-entry system through the Clearing Agency is no
longer in the best interests of the Beneficial Owners, the Trustee shall notify
the Beneficial Owners, through the Clearing Agency, of the occurrence of any
such event and of the availability of Definitive Certificates to Beneficial
Owners requesting the same. Upon surrender to the Trustee by the Clearing Agency
of the Certificates held of record by its nominee, accompanied by reregistration
instructions and directions to execute and authenticate new Certificates from
the Master Servicer, the Trustee shall execute and authenticate Definitive
Certificates for delivery at its Corporate Trust Office. The Master Servicer
shall arrange for, and will bear all costs of, the printing and issuance of such
Definitive Certificates. Neither the Seller, the Master Servicer nor the Trustee
shall be liable for any delay in delivery of such instructions by the Clearing
Agency and may conclusively rely on, and shall be protected in relying on, such
instructions.
Section 5.08. Notices to Clearing Agency.
Whenever notice or other communication to the Holders of Book-Entry
Certificates is required under this Agreement, unless and until Definitive
Certificates shall have been issued to Beneficial Owners pursuant to Section
5.07, the Trustee shall give all such notices and communications specified
herein to be given to Holders of Book-Entry Certificates to the Clearing Agency.
ARTICLE VI
THE SELLER AND THE MASTER SERVICER
Section 6.01. Liability of the Seller and the Master Servicer.
The Seller and the Master Servicer shall each be liable in accordance
herewith only to the extent of the obligations specifically imposed by this
Agreement and undertaken hereunder by the Seller and the Master Servicer.
Section 6.02. Merger or Consolidation of the Seller or the Master
Servicer.
Subject to the following paragraph, the Seller and the Master Servicer each
will keep in full effect its existence, rights and franchises as a corporation
under the laws of the jurisdiction of its incorporation, and will obtain and
preserve its qualification to do business as a foreign corporation in each
jurisdiction in which such qualification is or shall be necessary to protect the
validity and enforceability of this Agreement, the Certificates or any of the
Mortgage Loans and to perform its respective duties under this Agreement.
The Seller or the Master Servicer may be merged or consolidated with or
into any Person, or transfer all or substantially all of its assets to any
Person, in which case any Person resulting from any merger or consolidation to
which the Seller or Master Servicer shall be a party, or any Person succeeding
to the business of the Seller or Master Servicer, shall be the successor of the
Seller or Master Servicer hereunder, without the execution or filing of any
paper or any further act on the part of any of the parties hereto, anything
herein to the contrary notwithstanding; provided, however, that, in the case of
the Master Servicer, any such successor or resulting Person shall be qualified
to service mortgage loans for FNMA or FHLMC.
Section 6.03. Limitation on Liability of the Seller, the Master Servicer
and Others.
Neither the Seller nor the Master Servicer nor any subcontractor nor any of
the partners, directors, officers, employees or agents of any of them shall be
under any liability to the Trust Estate or the Certificateholders and all such
Persons shall be held harmless for any action taken or for refraining from the
taking of any action in good faith pursuant to this Agreement, or for errors in
judgment; provided, however, that this provision shall not protect any such
Person against any breach of warranties or representations made herein or
against any liability which would otherwise be imposed by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties or by
reason of reckless disregard of obligations and duties hereunder. The Seller,
the Master Servicer, any subcontractor, and any partner, director, officer,
employee or agent of any of them shall be entitled to indemnification by the
Trust Estate and will be held harmless against any loss, liability or expense
incurred in connection with any legal action relating to this Agreement or the
Certificates, other than any loss, liability or expense incurred by reason of
willful misfeasance, bad faith or gross negligence in the performance of his or
its duties hereunder or by reason of reckless disregard of his or its
obligations and duties hereunder. The Seller, the Master Servicer and any of the
directors, officers, employees or agents of either may rely in good faith on any
document of any kind which, prima facie, is properly executed and submitted by
any Person respecting any matters arising hereunder. Neither the Seller nor the
Master Servicer shall be under any obligation to appear in, prosecute or defend
any legal action unless such action is related to its respective duties under
this Agreement and which in its opinion does not involve it in any expense or
liability; provided, however, that the Seller or the Master Servicer may in its
discretion undertake any such action which it may deem necessary or desirable
with respect to this Agreement and the rights and duties of the parties hereto
and the interests of the Certificateholders hereunder if the Certificateholders
offer to the Seller or the Master Servicer, as the case may be, reasonable
security or indemnity against the costs, expenses and liabilities which may be
incurred therein or thereby. In such event, the legal expenses and costs of such
action and any liability resulting therefrom shall be expenses, costs and
liabilities of the Trust Estate, and the Seller or the Master Servicer shall be
entitled to be reimbursed therefor out of the Certificate Account, and such
amounts shall, on the following Distribution Date or Distribution Dates, be
allocated in reduction of distributions on the Class A and Class B Certificates
in the same manner as Realized Losses are allocated pursuant to Section 4.02(a).
Section 6.04. Resignation of the Master Servicer.
The Master Servicer shall not resign from the obligations and duties hereby
imposed on it except upon determination that its duties hereunder are no longer
permissible under applicable law or are in material conflict by reason of
applicable law with any other activities carried on by it. Any such
determination permitting the resignation of the Master Servicer shall be
evidenced by an Opinion of Counsel to such effect delivered to the Trustee. No
such resignation shall become effective until the Trustee or a successor
servicer shall have assumed the Master Servicer's responsibilities, duties,
liabilities and obligations hereunder.
Section 6.05. Compensation to the Master Servicer.
The Master Servicer shall be entitled to receive a monthly fee equal to the
Master Servicing Fee, as compensation for services rendered by the Master
Servicer under this Agreement. The Master Servicer also will be entitled to any
late reporting fees paid by a Servicer pursuant to its Servicing Agreement and
any investment income on funds on deposit in the Certificate Account as
additional compensation.
Section 6.06. Assignment or Delegation of Duties by Master Servicer.
The Master Servicer shall not assign or transfer any of its rights,
benefits or privileges under this Agreement to any other Person, or delegate to
or subcontract with, or authorize or appoint any other Person to perform any of
the duties, covenants or obligations to be performed by the Master Servicer
without the prior written consent of the Trustee, and any agreement, instrument
or act purporting to effect any such assignment, transfer, delegation or
appointment shall be void. Notwithstanding the foregoing, the Master Servicer
shall have the right without the prior written consent of the Trustee (i) to
assign its rights and delegate its duties and obligations hereunder; provided,
however, that (a) the purchaser or transferee accepting such assignment or
delegation is qualified to service mortgage loans for FNMA or FHLMC, is
satisfactory to the Trustee, in the exercise of its reasonable judgment, and
executes and delivers to the Trustee an agreement, in form and substance
reasonably satisfactory to the Trustee, which contains an assumption by such
purchaser or transferee of the due and punctual performance and observance of
each covenant and condition to be performed or observed by the Master Servicer
hereunder from and after the date of such agreement; and (b) each applicable
Rating Agency's rating of any Certificates in effect immediately prior to such
assignment, sale or transfer is not reasonably likely to be qualified,
downgraded or withdrawn as a result of such assignment, sale or transfer and the
Certificates are not reasonably likely to be placed on credit review status by
any such Rating Agency; and (ii) to delegate to, subcontract with, authorize, or
appoint an affiliate of the Master Servicer to perform and carry out any duties,
covenants or obligations to be performed and carried out by the Master Servicer
under this Agreement and hereby agrees so to delegate, subcontract, authorize or
appoint to an affiliate of the Master Servicer any duties, covenants or
obligations to be performed and carried out by the Master Servicer to the extent
that such duties, covenants or obligations are to be performed in any state or
states in which the Master Servicer is not authorized to do business as a
foreign corporation but in which the affiliate is so authorized. In no case,
however, shall any permitted assignment and delegation relieve the Master
Servicer of any liability to the Trustee or the Seller under this Agreement,
incurred by it prior to the time that the conditions contained in clause (i)
above are met.
Section 6.07. Indemnification of Trustee and Seller by Master Servicer.
The Master Servicer shall indemnify and hold harmless the Trustee and the
Seller and any director, officer or agent thereof against any loss, liability or
expense, including reasonable attorney's fees, arising out of, in connection
with or incurred by reason of willful misfeasance, bad faith or negligence in
the performance of duties of the Master Servicer under this Agreement or by
reason of reckless disregard of its obligations and duties under this Agreement.
Any payment pursuant to this Section made by the Master Servicer to the Trustee
or the Seller shall be from such entity's own funds, without reimbursement
therefor. The provisions of this Section 6.07 shall survive the termination of
this Agreement.
ARTICLE VII
DEFAULT
Section 7.01. Events of Default.
In case one or more of the following Events of Default by the Master
Servicer shall occur and be continuing, that is to say:
(i) any failure by the Master Servicer (a) to remit any funds to the
Paying Agent as required by Section 4.03 or (b) to distribute or cause to
be distributed to Certificateholders any payment required to be made by the
Master Servicer under the terms of this Agreement which, in either case,
continues unremedied for a period of three business days after the date
upon which written notice of such failure, requiring the same to be
remedied, shall have been given to the Master Servicer by the Trustee or to
the Master Servicer and the Trustee by the holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting
Interest represented by all Certificates; or
(ii) any failure on the part of the Master Servicer duly to observe or
perform in any material respect any other of the covenants or agreements on
the part of the Master Servicer in the Certificates or in this Agreement
which continues unremedied for a period of 60 days after the date on which
written notice of such failure, requiring the same to be remedied, shall
have been given to the Master Servicer by the Trustee, or to the Master
Servicer and the Trustee by the holders of Certificates evidencing in the
aggregate not less than 25% of the aggregate Voting Interest represented by
all Certificates; or
(iii) a decree or order of a court or agency or supervisory authority
having jurisdiction in the premises for the appointment of a trustee,
conservator, receiver or liquidator in any bankruptcy, insolvency,
readjustment of debt, marshaling of assets and liabilities or similar
proceedings, or for the winding-up or liquidation of its affairs, shall
have been entered against the Master Servicer and such decree or order
shall have remained in force undischarged and unstayed for a period of 60
days; or
(iv) the Master Servicer shall consent to the appointment of a
trustee, conservator, receiver or liquidator or liquidating committee in
any bankruptcy, insolvency, readjustment of debt, marshaling of assets and
liabilities, voluntary liquidation or similar proceedings of or relating to
the Master Servicer, or of or relating to all or substantially all of its
property; or
(v) the Master Servicer shall admit in writing its inability to pay
its debts generally as they become due, file a petition to take advantage
of any applicable insolvency, bankruptcy or reorganization statute, make an
assignment for the benefit of its creditors or voluntarily suspend payment
of its obligations;
(vi) the Master Servicer shall be dissolved, or shall dispose of all
or substantially all of its assets; or consolidate with or merge into
another entity or shall permit another entity to consolidate or merge into
it, such that the resulting entity does not meet the criteria for a
successor servicer, as specified in Section 6.02 hereof; or
(vii) the Master Servicer and any subservicer appointed by it becomes
ineligible to service for both FNMA and FHMLC, which ineligibility
continues unremedied for a period of 90 days.
then, and in each and every such case, subject to applicable law, so long as an
Event of Default shall not have been remedied, either the Trustee or the holders
of Certificates evidencing in the aggregate not less than 66 2/3% of the
aggregate Voting Interest represented by all Certificates, by notice in writing
to the Master Servicer (and to the Trustee if given by the Certificateholders)
may terminate all of the rights and obligations of the Master Servicer under
this Agreement and in and to the Mortgage Loans, but without prejudice to any
rights which the Master Servicer may have to the aggregate Master Servicing Fees
due prior to the date of transfer of the Master Servicer's responsibilities
hereunder, reimbursement of expenses to the extent permitted by this Agreement,
Periodic Advances and other advances of its own funds. Upon receipt by the
Master Servicer of such written notice, all authority and power of the Master
Servicer under this Agreement, whether with respect to the Certificates or the
Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant
to and under this Section, subject to the provisions of Section 7.05; and,
without limitation, the Trustee is hereby authorized and empowered to execute
and deliver, on behalf of the Master Servicer, as attorney-in-fact or otherwise,
any and all documents and other instruments, and to do or accomplish all other
acts or things necessary or appropriate to effect the purposes of such notice of
termination, whether to complete the transfer and endorsement or assignment of
the Mortgage Loans and related documents or otherwise. The Master Servicer
agrees to cooperate with the Trustee in effecting the termination of the Master
Servicer's responsibilities and rights hereunder and shall promptly provide the
Trustee all documents and records reasonably requested by it to enable it to
assume the Master Servicer's functions hereunder and shall promptly also
transfer to the Trustee all amounts which then have been or should have been
deposited in the Certificate Account by the Master Servicer or which are
thereafter received by the Master Servicer with respect to the Mortgage Loans.
Section 7.02. Other Remedies of Trustee.
During the continuance of any Event of Default, so long as such Event of
Default shall not have been remedied, the Trustee, in addition to the rights
specified in Section 7.01, shall have the right, in its own name as trustee of
an express trust, to take all actions now or hereafter existing at law, in
equity or by statute to enforce its rights and remedies and to protect the
interests, and enforce the rights and remedies, of the Certificateholders
(including the institution and prosecution of all judicial, administrative and
other proceedings and the filing of proofs of claim and debt in connection
therewith). Except as otherwise expressly provided in this Agreement, no remedy
provided for by this Agreement shall be exclusive of any other remedy, and each
and every remedy shall be cumulative and in addition to any other remedy and no
delay or omission to exercise any right or remedy shall impair any such right or
remedy or shall be deemed to be a waiver of any Event of Default.
Section 7.03. Directions by Certificateholders and Duties of Trustee
During Event of Default.
During the continuance of any Event of Default, Holders of Certificates
evidencing in the aggregate not less than 25% of the aggregate Voting Interest
represented by all Certificates may direct the time, method and place of
conducting any proceeding for any remedy available to the Trustee, or exercising
any trust or power conferred upon the Trustee, under this Agreement; provided,
however, that the Trustee shall be under no obligation to pursue any such
remedy, or to exercise any of the rights or powers vested in it by this
agreement (including, without limitation, (i) the conducting or defending of any
administrative action or litigation hereunder or in relation hereto and (ii) the
terminating of the Master Servicer from its rights and duties as servicer
hereunder) at the request, order or direction of any of the Certificateholders,
unless such Certificateholders shall have offered to the Trustee reasonable
security or indemnity against the cost, expenses and liabilities which may be
incurred therein or thereby and, provided further, that, subject to the
provisions of Section 8.01, the Trustee shall have the right to decline to
follow any such direction if the Trustee, in accordance with an Opinion of
Counsel, determines that the action or proceeding so directed may not lawfully
be taken or if the Trustee in good faith determines that the action or
proceeding so directed would involve it in personal liability or be unjustly
prejudicial to the nonassenting Certificateholders.
Section 7.04. Action upon Certain Failures of the Master Servicer and upon
Event of Default.
In the event that the Trustee shall have knowledge of any failure of the
Master Servicer specified in Section 7.01(i) or (ii) which would become an Event
of Default upon the Master Servicer's failure to remedy the same after notice,
the Trustee may, but need not if the Trustee deems it not in the
Certificateholders' best interest, give notice thereof to the Master Servicer.
For all purposes of this Agreement, in the absence of actual knowledge by a
corporate trust officer of the Trustee, the Trustee shall not be deemed to have
knowledge of any failure of the Master Servicer as specified in Section 7.01(i)
and (ii) or any Event of Default unless notified thereof in writing by the
Master Servicer or by a Certificateholder.
Section 7.05. Trustee to Act; Appointment of Successor.
When the Master Servicer receives notice of termination pursuant to Section
7.01 or the Trustee receives the resignation of the Master Servicer evidenced by
an Opinion of Counsel pursuant to Section 6.04, the Trustee shall be the
successor in all respects to the Master Servicer in its capacity as master
servicer under this Agreement and the transactions set forth or provided for
herein and shall have the rights and powers and be subject to all the
responsibilities, duties and liabilities relating thereto placed on the Master
Servicer by the terms and provisions hereof and in its capacity as such
successor shall have the same limitation of liability herein granted to the
Master Servicer. In the event that the Trustee is succeeding to the Master
Servicer as the Master Servicer, as compensation therefor, the Trustee shall be
entitled to receive monthly such portion of the Master Servicing Fee, together
with such other servicing compensation as is agreed to at such time by the
Trustee and the Master Servicer, but in no event more than 25% thereof until the
date of final cessation of the Master Servicer's servicing activities hereunder.
Notwithstanding the above, the Trustee may, if it shall be unwilling to so act,
or shall, if it is unable to so act or to obtain a qualifying bid as described
below, appoint, or petition a court of competent jurisdiction to appoint, any
housing and home finance institution, bank or mortgage servicing institution
having a net worth of not less than $10,000,000 and meeting such other standards
for a successor servicer as are set forth herein, as the successor to the Master
Servicer hereunder in the assumption of all or any part of the responsibilities,
duties or liabilities of the Master Servicer hereunder; provided, however, that
until such a successor master servicer is appointed and has assumed the
responsibilities, duties and liabilities of the Master Servicer hereunder, the
Trustee shall continue as the successor to the Master Servicer as provided
above. The compensation of any successor master servicer so appointed shall not
exceed the compensation specified in Section 6.05 hereof. In the event the
Trustee is required to solicit bids as provided above, the Trustee shall
solicit, by public announcement, bids from housing and home finance
institutions, banks and mortgage servicing institutions meeting the
qualifications set forth in the preceding sentence for the purchase of the
master servicing functions. Such public announcement shall specify that the
successor master servicer shall be entitled to the full amount of the Master
Servicing Fee as compensation together with the other servicing compensation in
the form of late reporting fees or otherwise as provided in Section 6.05. Within
30 days after any such public announcement, the Trustee shall negotiate and
effect the sale, transfer and assignment of the master servicing rights and
responsibilities hereunder to the qualified party submitting the highest
qualifying bid. The Trustee shall deduct all costs and expenses of any public
announcement and of any sale, transfer and assignment of the servicing rights
and responsibilities hereunder from any sum received by the Trustee from the
successor to the Master Servicer in respect of such sale, transfer and
assignment. After such deductions, the remainder of such sum shall be paid by
the Trustee to the Master Servicer at the time of such sale, transfer and
assignment to the Master Servicer's successor. The Trustee and such successor
shall take such action, consistent with this Agreement, as shall be necessary to
effectuate any such succession. The Master Servicer agrees to cooperate with the
Trustee and any successor servicer in effecting the termination of the Master
Servicer's servicing responsibilities and rights hereunder and shall promptly
provide the Trustee or such successor master servicer, as applicable, all
documents and records reasonably requested by it to enable it to assume the
Master Servicer's function hereunder and shall promptly also transfer to the
Trustee or such successor master servicer, as applicable, all amounts which then
have been or should have been deposited in the Certificate Account by the Master
Servicer or which are thereafter received by the Master Servicer with respect to
the Mortgage Loans. Neither the Trustee nor any other successor master servicer
shall be deemed to be in default hereunder by reason of any failure to make, or
any delay in making, any distribution hereunder or any portion thereof caused by
(i) the failure of the Master Servicer to deliver, or any delay in delivering,
cash, documents or records to it, or (ii) restrictions imposed by any regulatory
authority having jurisdiction over the Master Servicer. Notwithstanding anything
to the contrary contained in Section 7.01 above or this Section 7.05, the Master
Servicer shall retain all of its rights and responsibilities hereunder, and no
successor (including the Trustee) shall succeed thereto, if the assumption
thereof by such successor would cause the rating assigned to any Certificates to
be revoked, downgraded or placed on credit review status (other than for
possible upgrading) by either Rating Agency and the retention thereof by the
Master Servicer would avert such revocation, downgrading or review.
Section 7.06. Notification to Certificateholders.
Upon any termination of the Master Servicer or appointment of a successor
master servicer, in each case as provided herein, the Trustee shall give prompt
written notice thereof to Certificateholders at their respective addresses
appearing in the Certificate Register. The Trustee shall also, within 45 days
after the occurrence of any Event of Default known to the Trustee, give written
notice thereof to Certificateholders at their respective addresses appearing in
the Certificate Register, unless such Event of Default shall have been cured or
waived within said 45 day period.
ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01. Duties of Trustee.
The Trustee, prior to the occurrence of an Event of Default and after the
curing of all Events of Default which may have occurred, undertakes to perform
such duties and only such duties as are specifically set forth in this
Agreement. In case an Event of Default has occurred (which has not been cured),
the Trustee, subject to the provisions of Sections 7.01, 7.03, 7.04 and 7.05,
shall exercise such of the rights and powers vested in it by this Agreement, and
use the same degree of care and skill in its exercise as a prudent investor
would exercise or use under the circumstances in the conduct of such investor's
own affairs.
The Trustee, upon receipt of all resolutions, certificates, statements,
opinions, reports, documents, orders or other instruments furnished to the
Trustee, which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they are in
the form required by this Agreement; provided, however, that the Trustee shall
not be responsible for the accuracy or content of any certificate, statement,
instrument, report, notice or other document furnished by the Master Servicer or
the Servicers pursuant to Articles III, IV and IX.
No provision of this Agreement shall be construed to relieve the Trustee
from liability for its own negligent action, its own negligent failure to act or
its own willful misconduct; provided, however, that:
(i) Prior to the occurrence of an Event of Default and after the
curing of all such Events of Default which may have occurred, the duties
and obligations of the Trustee shall be determined solely by the express
provisions of this Agreement, the Trustee shall not be liable except for
the performance of such duties and obligations as are specifically set
forth in this Agreement, no implied covenants or obligations shall be read
into this Agreement against the Trustee and, in the absence of bad faith on
the part of the Trustee, the Trustee may conclusively rely, as to the truth
of the statements and the correctness of the opinions expressed therein,
upon any certificates or opinions furnished to the Trustee, and conforming
to the requirements of this Agreement;
(ii) The Trustee shall not be personally liable with respect to any
action taken, suffered or omitted to be taken by it in good faith in
accordance with the direction of holders of Certificates which evidence in
the aggregate not less than 25% of the Voting Interest represented by all
Certificates relating to the time, method and place of conducting any
proceeding for any remedy available to the Trustee, or exercising any trust
or power conferred upon the Trustee, under this Agreement; and
(iii) The Trustee shall not be liable for any error of judgment made
in good faith by any of its Responsible Officers, unless it shall be proved
that the Trustee or such Responsible Officer, as the case may be, was
negligent in ascertaining the pertinent facts.
None of the provisions contained in this Agreement shall require the
Trustee to expend or risk its own funds or otherwise incur personal financial
liability in the performance of any of its duties hereunder or in the exercise
of any of its rights or powers if there is reasonable ground for believing that
repayment of such funds or adequate indemnity against such risk or liability is
not reasonably assured to it.
Section 8.02. Certain Matters Affecting the Trustee.
Except as otherwise provided in Section 8.01:
(i) The Trustee may request and rely and shall be protected in acting
or refraining from acting upon any resolution, Officers' Certificate,
certificate of auditors or any other certificate, statement, instrument,
opinion, report, notice, request, consent, order, appraisal, bond or other
paper or document believed by it to be genuine and to have been signed or
presented by the proper party or parties and the manner of obtaining
consents and evidencing the authorization of the execution thereof shall be
subject to such reasonable regulations as the Trustee may prescribe;
(ii) The Trustee may consult with counsel, and any written advice of
such counsel or any Opinion of Counsel shall be full and complete
authorization and protection in respect of any action taken or suffered or
omitted by it hereunder in good faith and in accordance with such advice or
Opinion of Counsel;
(iii) The Trustee shall not be personally liable for any action taken,
suffered or omitted by it in good faith and believed by it to be authorized
or within the discretion or rights or powers conferred upon it by this
Agreement;
(iv) Subject to Section 7.04, the Trustee shall not be accountable,
shall have no liability and makes no representation as to any acts or
omissions hereunder of the Master Servicer until such time as the Trustee
may be required to act as Master Servicer pursuant to Section 7.05 and
thereupon only for the acts or omissions of the Trustee as successor Master
Servicer; and
(v) The Trustee may execute any of the trusts or powers hereunder or
perform any duties hereunder either directly or by or through agents or
attorneys.
Section 8.03. Trustee Not Required to Make Investigation.
Prior to the occurrence of an Event of Default hereunder and after the
curing of all Events of Default which may have occurred, the Trustee shall not
be bound to make any investigation into the facts or matters stated in any
resolution, certificate, statement, instrument, opinion, report, notice,
request, consent, order, appraisal, bond, Mortgage, Mortgage Note or other paper
or document (provided the same appears regular on its face), unless requested in
writing to do so by holders of Certificates evidencing in the aggregate not less
than 51% of the Voting Interest represented by all Certificates; provided,
however, that if the payment within a reasonable time to the Trustee of the
costs, expenses or liabilities likely to be incurred by it in the making of such
investigation is, in the opinion of the Trustee, not reasonably assured to the
Trustee by the security afforded to it by the terms of this Agreement, the
Trustee may require reasonable indemnity against such expense or liability as a
condition to so proceeding. The reasonable expense of every such investigation
shall be paid by the Master Servicer or, if paid by the Trustee, shall be repaid
by the Master Servicer upon demand.
Section 8.04. Trustee Not Liable for Certificates or Mortgage Loans.
The recitals contained herein and in the Certificates (other than the
certificate of authentication on the Certificates) shall be taken as the
statements of the Seller, and the Trustee assumes no responsibility as to the
correctness of the same. The Trustee makes no representation for the correctness
of the same. The Trustee makes no representation as to the validity or
sufficiency of this Agreement or of the Certificates or of any Mortgage Loan or
related document. Subject to Section 2.04, the Trustee shall not be accountable
for the use or application by the Seller of any of the Certificates or of the
proceeds of such Certificates, or for the use or application of any funds paid
to the Master Servicer in respect of the Mortgage Loans deposited into the
Certificate Account by the Master Servicer or, in its capacity as trustee, for
investment of any such amounts.
Section 8.05. Trustee May Own Certificates.
The Trustee and any agent thereof, in its individual or any other capacity,
may become the owner or pledgee of Certificates with the same rights it would
have if it were not Trustee or such agent and may transact banking and/or trust
business with the Seller, the Master Servicer or their Affiliates.
Section 8.06. The Master Servicer to Pay Fees and Expenses.
The Master Servicer covenants and agrees to pay to the Trustee from time to
time, and the Trustee shall be entitled to receive, reasonable compensation
(which shall not be limited by any provision of law in regard to the
compensation of a trustee of an express trust) for all services rendered by it
in the execution of the trusts hereby created and in the exercise and
performance of any of the powers and duties hereunder of the Trustee and the
Master Servicer will pay or reimburse the Trustee upon its request for all
reasonable expenses, disbursements and advances incurred or made by it in
accordance with any of the provisions of this Agreement (including the
reasonable compensation and the expenses and disbursements of its counsel and of
all persons not regularly in its employ) except any such expense, disbursement,
or advance as may arise from its negligence or bad faith.
Section 8.07. Eligibility Requirements.
The Trustee hereunder shall at all times (i) be a corporation or
association having its principal office in a state and city acceptable to the
Seller, organized and doing business under the laws of such state or the United
States of America, authorized under such laws to exercise corporate trust
powers, having a combined capital and surplus of at least $50,000,000, or shall
be a member of a bank holding system, the aggregate combined capital and surplus
of which is at least $50,000,000, provided that its separate capital and surplus
shall at all times be at least the amount specified in Section 310(a)(2) of the
Trust Indenture Act of 1939, (ii) be subject to supervision or examination by
federal or state authority and (iii) have a credit rating or be otherwise
acceptable to the Rating Agencies such that neither of the Rating Agencies would
reduce their respective then current ratings of the Certificates (or have
provided such security from time to time as is sufficient to avoid such
reduction) as evidenced in writing by each Rating Agency. If such corporation or
association publishes reports of condition at least annually, pursuant to law or
to the requirements of the aforesaid supervising or examining authority, then
for the purposes of this Section the combined capital and surplus of such
corporation or association shall be deemed to be its combined capital and
surplus as set forth in its most recent report of condition so published. In
case at any time the Trustee shall cease to be eligible in accordance with the
provisions of this Section, the Trustee shall resign immediately in the manner
and with the effect specified in Section 8.08.
Section 8.08. Resignation and Removal.
The Trustee may at any time resign and be discharged from the trust hereby
created by giving written notice of resignation to the Master Servicer, such
resignation to be effective upon the appointment of a successor trustee. Upon
receiving such notice of resignation, the Master Servicer shall promptly appoint
a successor trustee by written instrument, in duplicate, one copy of which
instrument shall be delivered to the resigning entity and one copy to its
successor. If no successor trustee shall have been appointed and have accepted
appointment within 30 days after the giving of such notice of resignation, the
resigning Trustee may petition any court of competent jurisdiction for the
appointment of a successor trustee.
If at any time the Trustee shall cease to be eligible in accordance with
the provisions of Section 8.07 and shall fail to resign after written request
for its resignation by the Master Servicer, or if at any time the Trustee shall
become incapable of acting, or an order for relief shall have been entered in
any bankruptcy or insolvency proceeding with respect to such entity, or a
receiver of such entity or of its property shall be appointed, or any public
officer shall take charge or control of the Trustee or of the property or
affairs of the Trustee for the purpose of rehabilitation, conversion or
liquidation, or the Master Servicer shall deem it necessary in order to change
the situs of the Trust Estate for state tax reasons, then the Master Servicer
shall remove the Trustee and appoint a successor trustee by written instrument,
in duplicate, one copy of which instrument shall be delivered to the Trustee so
removed and one copy to the successor trustee.
The Holders of Certificates evidencing in the aggregate not less than 51%
of the Voting Interests represented by all Certificates (except that any
Certificate registered in the name of the Seller, the Master Servicer or any
affiliate thereof will not be taken into account in determining whether the
requisite Voting Interests has been obtained) may at any time remove the Trustee
and appoint a successor by written instrument or instruments, in triplicate,
signed by such holders or their attorneys-in-fact duly authorized, one complete
set of which instruments shall be delivered to the Master Servicer, one complete
set of which shall be delivered to the entity or entities so removed and one
complete set of which shall be delivered to the successor so appointed.
Any resignation or removal of the Trustee and appointment of a successor
pursuant to any of the provisions of this Section shall become effective upon
acceptance of appointment by the successor as provided in Section 8.09.
Section 8.09. Successor.
Any successor trustee appointed as provided in Section 8.08 shall execute,
acknowledge and deliver to the Master Servicer and to its predecessor trustee an
instrument accepting such appointment hereunder, and thereupon the resignation
or removal of the predecessor trustee shall become effective, and such
successor, without any further act, deed or reconveyance, shall become fully
vested with all the rights, powers, duties and obligations of its predecessor
hereunder, with like effect as if originally named as trustee herein. The
predecessor trustee shall deliver to its successor all Owner Mortgage Loan Files
and related documents and statements held by it hereunder (other than any Owner
Mortgage Loan Files at the time held by a Custodian, which Custodian shall
become the agent of any successor trustee hereunder), and the Seller, the Master
Servicer and the predecessor entity shall execute and deliver such instruments
and do such other things as may reasonably be required for more fully and
certainly vesting and confirming in the successor trustee all such rights,
powers, duties and obligations. No successor shall accept appointment as
provided in this Section unless at the time of such acceptance such successor
shall be eligible under the provisions of Section 8.07
Upon acceptance of appointment by a successor as provided in this Section,
the Master Servicer shall mail notice of the succession of such trustee
hereunder to all Holders of Certificates at their addresses as shown in the
Certificate Register. If the Master Servicer fails to mail such notice within
ten days after acceptance of the successor trustee, the successor trustee shall
cause such notice to be mailed at the expense of the Master Servicer.
Section 8.10. Merger or Consolidation.
Any Person into which the Trustee may be merged or converted or with which
it may be consolidated, to which it may sell or transfer its corporate trust
business and assets as a whole or substantially as a whole or any Person
resulting from any merger, sale, transfer, conversion or consolidation to which
the Trustee shall be a party, or any Person succeeding to the business of such
entity, shall be the successor of the Trustee hereunder; provided, however, that
(i) such Person shall be eligible under the provisions of Section 8.07, without
the execution or filing of any paper or any further act on the part of any of
the parties hereto, anything herein to the contrary notwithstanding, and (ii)
the Trustee shall deliver an Opinion of Counsel to the Seller and the Master
Servicer to the effect that such merger, consolidation, sale or transfer will
not subject either the Upper-Tier REMIC or the Lower-Tier REMIC to federal,
state or local tax or cause either the Upper-Tier REMIC or the Lower-Tier REMIC
to fail to qualify as a REMIC, which Opinion of Counsel shall be at the sole
expense of the Trustee.
Section 8.11. Authenticating Agent.
The Trustee may appoint an Authenticating Agent, which shall be authorized
to act on behalf of the Trustee in authenticating Certificates. Wherever
reference is made in this Agreement to the authentication of Certificates by the
Trustee or the Trustee's countersignature, such reference shall be deemed to
include authentication on behalf of the Trustee by the Authenticating Agent and
a certificate of authentication executed on behalf of the Trustee by the
Authenticating Agent. The Authenticating Agent must be acceptable to the Seller
and the Master Servicer and must be a corporation organized and doing business
under the laws of the United States of America or of any state, having a
principal office and place of business in a state and city acceptable to the
Seller and the Master Servicer, having a combined capital and surplus of at
least $15,000,000, authorized under such laws to do a trust business and subject
to supervision or examination by federal or state authorities.
Any corporation into which the Authenticating Agent may be merged or
converted or with which it may be consolidated, or any corporation resulting
from any merger, conversion or consolidation to which the Authenticating Agent
shall be a party, or any corporation succeeding to the corporate agency business
of the Authenticating Agent, shall be the Authenticating Agent without the
execution or filing of any paper or any further act on the part of the Trustee
or the Authenticating Agent.
The Authenticating Agent may at any time resign by giving at least 30 days'
advance written notice of resignation to the Trustee, the Seller and the Master
Servicer. The Trustee may at any time terminate the agency of the Authenticating
Agent by giving written notice thereof to the Authenticating Agent, the Seller
and the Master Servicer. Upon receiving a notice of resignation or upon such a
termination, or in case at any time the Authenticating Agent shall cease to be
eligible in accordance with the provisions of this Section 8.11, the Trustee
promptly shall appoint a successor Authenticating Agent, which shall be
acceptable to the Master Servicer, and shall give written notice of such
appointment to the Seller, and shall mail notice of such appointment to all
Certificateholders. Any successor Authenticating Agent upon acceptance of its
appointment hereunder shall become vested with all the rights, powers, duties
and responsibilities of its predecessor hereunder, with like effect as if
originally named as Authenticating Agent herein. No successor Authenticating
Agent shall be appointed unless eligible under the provisions of this Section
8.11.
The Authenticating Agent shall have no responsibility or liability for any
action taken by it as such at the direction of the Trustee. Any reasonable
compensation paid to the Authenticating Agent shall be a reimbursable expense
under Section 8.06.
Section 8.12. Separate Trustees and Co-Trustees.
The Trustee shall have the power from time to time to appoint one or more
persons or corporations to act either as co-trustees jointly with the Trustee,
or as separate trustees, for the purpose of holding title to, foreclosing or
otherwise taking action with respect to any Mortgage Loan outside the state
where the Trustee has its principal place of business, where such separate
trustee or co-trustee is necessary or advisable (or the Trustee is advised by
the Master Servicer that such separate trustee or co-trustee is necessary or
advisable) under the laws of any state in which a Mortgaged Property is located
or for the purpose of otherwise conforming to any legal requirement, restriction
or condition in any state in which a Mortgaged Property is located or in any
state in which any portion of the Trust Estate is located. The Master Servicer
shall advise the Trustee when, in its good faith opinion, a separate trustee or
co-trustee is necessary or advisable as aforesaid. The separate trustees or
co-trustees so appointed shall be trustees for the benefit of all of the
Certificateholders and shall have such powers, rights and remedies as shall be
specified in the instrument of appointment; provided, however, that no such
appointment shall, or shall be deemed to, constitute the appointee an agent of
the Trustee. The Seller and the Master Servicer shall join in any such
appointment, but such joining shall not be necessary for the effectiveness of
such appointment.
Every separate trustee and co-trustee shall, to the extent permitted by
law, be appointed and act subject to the following provisions and conditions:
(i) all powers, duties, obligations and rights conferred upon the
Trustee, in respect of the receipt, custody and payment of moneys shall be
exercised solely by the Trustee;
(ii) all other rights, powers, duties and obligations conferred or
imposed upon the Trustee shall be conferred or imposed upon and exercised
or performed by the Trustee and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in
which any particular act or acts are to be performed (whether as Trustee
hereunder or as successor to the Master Servicer hereunder) the Trustee
shall be incompetent or unqualified to perform such act or acts, in which
event such rights, powers, duties and obligations (including the holding of
title to the Trust Estate or any portion thereof in any such jurisdiction)
shall be exercised and performed by such separate trustee or co-trustee;
(iii) no separate trustee or co-trustee hereunder shall be personally
liable by reason of any act or omission of any other separate trustee or
co-trustee hereunder; and
(iv) the Trustee may at any time accept the resignation of or remove
any separate trustee or co-trustee so appointed by it, if such resignation
or removal does not violate the other terms of this Agreement.
Any notice, request or other writing given to the Trustee shall be deemed
to have been given to each of the then separate trustees and co-trustees, as
effectively as if given to each of them. Every instrument appointing any
separate trustee, co-trustee, or custodian shall refer to this Agreement and the
conditions of this Article. Each separate trustee and co-trustee, upon its
acceptance of the trusts conferred, shall be vested with the estates or property
specified in its instrument of appointment, either jointly with the Trustee, or
separately, as may be provided therein, subject to all the provisions of this
Agreement, specifically including every provision of this Agreement relating to
the conduct of, affecting the liability of, or affording protection to, the
Trustee. Every such instrument shall be furnished to the Trustee.
Any separate trustee, co-trustee, or custodian may, at any time, constitute
the Trustee, its agent or attorney-in-fact, with full power and authority, to
the extent not prohibited by law, to do any lawful act under or in respect of
this Agreement on its behalf and in its name. If any separate trustee or
co-trustee shall die, become incapable of acting, resign or be removed, all of
its estates, properties, rights, remedies and trusts shall vest in and be
exercised by the Trustee to the extent permitted by law, without the appointment
of a new or successor trustee.
No separate trustee or co-trustee hereunder shall be required to meet the
terms of eligibility as a successor trustee under Section 8.07 hereunder and no
notice to Certificateholders of the appointment thereof shall be required under
Section 8.09 hereof.
The Trustee agrees to instruct its co-trustees, if any, to the extent
necessary to fulfill such entity's obligations hereunder.
The Master Servicer shall pay the reasonable compensation of the
co-trustees to the extent, and in accordance with the standards, specified in
Section 8.06 hereof.
Section 8.13. Appointment of Custodians.
The Trustee may at any time on or after the Closing Date, with the consent
of the Master Servicer and the Seller, appoint one or more Custodians to hold
all or a portion of the Owner Mortgage Loan Files as agent for the Trustee, by
entering into a Custodial Agreement. Subject to this Article VIII, the Trustee
agrees to comply with the terms of each Custodial Agreement and to enforce the
terms and provisions thereof against the Custodian for the benefit of the
Certificateholders. Each Custodian shall be a depository institution subject to
supervision by federal or state authority, shall have a combined capital and
surplus of at least $10,000,000 and shall be qualified to do business in the
jurisdiction in which it holds any Owner Mortgage Loan File. Each Custodial
Agreement may be amended only as provided in Section 10.01(a).
Section 8.14. Tax Matters; Compliance with REMIC Provisions.
(a) Each of the Trustee and the Master Servicer covenants and agrees that
it shall perform its duties hereunder in a manner consistent with the REMIC
Provisions and shall not knowingly take any action or fail to take any action
that would (i) affect the determination of the Trust Estate's status as two
separate REMICs; or (ii) cause the imposition of any federal, state or local
income, prohibited transaction, contribution or other tax on either the
Upper-Tier REMIC, the Lower-Tier REMIC or the Trust Estate. The Master Servicer,
or, in the case of any tax return or other action required by law to be
performed directly by the Trustee, the Trustee, shall (i) prepare or cause to be
prepared, timely cause to be signed by the Trustee and file or cause to be filed
annual federal and applicable state and local income tax returns for each of the
Upper-Tier REMIC and the Lower-Tier REMIC using a calendar year as the taxable
year and the accrual method of accounting; (ii) in the first such federal tax
returns, make, or cause to be made, elections satisfying the requirements of the
REMIC Provisions, on behalf of the Trust Estate, to treat each of the Upper-Tier
REMIC and the Lower-Tier REMIC as a REMIC; (iii) prepare, execute and forward,
or cause to be prepared, executed and forwarded, to the Certificateholders all
information reports or tax returns required with respect to the Trust Estate, as
and when required to be provided to the Certificateholders, and to the Internal
Revenue Service and any other relevant governmental taxing authority in
accordance with the REMIC Provisions and any other applicable federal, state or
local laws, including without limitation information reports relating to
"original issue discount" and "market discount" as defined in the Code based
upon the issue prices, prepayment assumption and cash flows provided by the
Seller to the Trustee and calculated on a monthly basis by using the issue
prices of the Certificates; (iv) make available information necessary for the
application of any tax imposed on transferors of residual interests to
"disqualified organizations" (as defined in the REMIC Provisions); (v) file
Forms SS-4 and 8811 and respond to inquiries by Certificateholders or their
nominees concerning information returns, reports or tax returns; (vi) maintain
(or cause to be maintained by the Servicers) such records relating to the
Upper-Tier REMIC and the Lower-Tier REMIC, including but not limited to the
income, expenses, individual Mortgage Loans (including REO Mortgage Loans, other
assets and liabilities of each REMIC, and the fair market value and adjusted
basis of the property of each REMIC determined at such intervals as may be
required by the Code, as may be necessary to prepare the foregoing returns or
information reports; (vii) exercise reasonable care not to allow the creation of
any "interests" in either the Upper-Tier REMIC or the Lower-Tier REMIC within
the meaning of Code Section 860D(a)(2) other than the interests in the
Upper-Tier REMIC represented by the Class A-1, Class A-2, Class A-3, Class A-4,
Class A-5, Class A-6 and Class A-7 Certificates, the Class A-8 Scheduled Accrual
Component, the Class A-8 IO Component, the Class A-9 Scheduled Accrual
Component, the Class A-9 IO Component, the Class A-10, Class A-11, Class A-12,
Class A-13, Class A-14, Class A-15, Class A-16, Class A-17, Class A-18, Class
A-19, Class A-20, Class A-21, Class A-22, Class A-23, Class A-24, Class A-25,
Class A-26, Class A-PO and Class A-R Certificates, the Class B-1, Class B-2,
Class B-3, Class B-4, Class B-5 and Class B-6 Certificates and the interests in
the Lower-Tier REMIC represented by the Class A-L1, Class A-L2, Class A-L3,
Class A-L4, Class A-L5, Class A-L7, Class A-L8, Class A-L10, Class A-L12, Class
A-L13, Class A-L15, Class A-L16, Class A-L17, Class A-L18, Class A-L22, Class
A-L25, Class A-LPO, Class A-LUR, Class B-L1, Class B-L2, Class B-L3, Class B-L4,
Class B-L5 and Class B-L6 Interests and the Class A-LR Certificate; (viii)
exercise reasonable care not to allow the occurrence of any "prohibited
transactions" within the meaning of Code Section 860F(a), unless the Master
Servicer shall have provided an Opinion of Counsel to the Trustee that such
occurrence would not (a) result in a taxable gain, (b) otherwise subject either
the Upper-Tier REMIC or Lower-Tier REMIC or the Trust Estate to tax or (c) cause
the Trust Estate to fail to qualify as two separate REMICs; (ix) exercise
reasonable care not to allow either the Upper-Tier REMIC or the Lower-Tier REMIC
to receive income from the performance of services or from assets not permitted
under the REMIC Provisions to be held by a REMIC; (x) pay (on behalf of the
Upper-Tier REMIC or the Lower-Tier REMIC) the amount of any federal income tax,
including, without limitation, prohibited transaction taxes, taxes on net income
from foreclosure property, and taxes on certain contributions to a REMIC after
the Startup Day, imposed on the Upper-Tier REMIC or Lower-Tier REMIC, as the
case may be, when and as the same shall be due and payable (but such obligation
shall not prevent the Master Servicer or any other appropriate Person from
contesting any such tax in appropriate proceedings and shall not prevent the
Master Servicer from withholding or depositing payment of such tax, if permitted
by law, pending the outcome of such proceedings); and (xi) if required or
permitted by the Code and applicable law, act as "tax matters person" for the
Upper-Tier REMIC or the Lower-Tier REMIC within the meaning of Treasury
Regulations Section 1.860F-4(d), and the Master Servicer is hereby designated as
agent of the Class A-R and Class A-LR Certificateholders for such purpose (or if
the Master Servicer is not so permitted, the Holders of the Class A-R and Class
A-LR Certificates shall be tax matters persons in accordance with the REMIC
Provisions). The Master Servicer shall be entitled to be reimbursed pursuant to
Section 3.02 for any taxes paid by it pursuant to clause (x) of the preceding
sentence, except to the extent that such taxes are imposed as a result of the
bad faith, willful misfeasance or gross negligence of the Master Servicer in the
performance of its obligations hereunder. The Trustee's sole duties with respect
to the Upper-Tier REMIC and Lower Tier REMIC are to sign the tax returns
referred to in clause (i) of the second preceding sentence and to comply with
written directions from the Master Servicer or the Trustee.
In order to enable the Master Servicer or the Trustee, as the case may be,
to perform its duties as set forth above, the Seller shall provide, or cause to
be provided, to the Master Servicer within ten days after the Closing Date all
information or data that the Master Servicer determines to be relevant for tax
purposes to the valuations and offering prices of the Certificates, including,
without limitation, the price, yield, prepayment assumption and projected cash
flows of each Class of Certificates and the Mortgage Loans in the aggregate.
Thereafter, the Seller shall provide to the Master Servicer or the Trustee, as
the case may be, promptly upon request therefor, any such additional information
or data that the Master Servicer or the Trustee, as the case may be, may from
time to time, request in order to enable the Master Servicer to perform its
duties as set forth above. The Seller hereby indemnifies the Master Servicer and
the Trustee for any losses, liabilities, damages, claims or expenses of the
Master Servicer or the Trustee arising from any errors or miscalculations by the
Master Servicer or the Trustee pursuant to this Section that result from any
failure of the Seller to provide, or to cause to be provided, accurate
information or data to the Master Servicer or the Trustee, as the case may be,
on a timely basis. The Master Servicer hereby indemnifies the Seller and the
Trustee for any losses, liabilities, damages, claims or expenses of the Seller
or the Trustee arising from the Master Servicer's willful misfeasance, bad faith
or gross negligence in preparing any of the federal, state and local tax returns
of the Upper-Tier REMIC and Lower-Tier REMIC as described above. In the event
that the Trustee prepares any of the federal, state and local tax returns of the
Upper-Tier REMIC or Lower-Tier REMIC as described above, the Trustee hereby
indemnifies the Seller and the Master Servicer for any losses, liabilities,
damages, claims or expenses of the Seller or the Master Servicer arising from
the Trustee's willful misfeasance, bad faith or negligence in connection with
such preparation.
(b) Notwithstanding anything in this Agreement to the contrary, each of the
Master Servicer and the Trustee shall pay from its own funds, without any right
of reimbursement therefor, the amount of any costs, liabilities and expenses
incurred by the Trust Estate (including, without limitation, any and all
federal, state or local taxes, including taxes imposed on "prohibited
transactions" within the meaning of the REMIC Provisions) if and to the extent
that such costs, liabilities and expenses arise from a failure of the Master
Servicer or the Trustee to perform its obligations under this Section 8.14.
Section 8.15. Monthly Advances.
In the event that Norwest Mortgage fails to make a Periodic Advance
required to be made pursuant to the Norwest Servicing Agreement on or before the
Distribution Date, the Trustee shall make a Periodic Advance as required by
Section 3.03 hereof; provided, however, the Trustee shall not be required to
make such Periodic Advances if prohibited by law or if it determines that such
Periodic Advance would be a Nonrecoverable Advance. With respect to those
Periodic Advances which should have been made by Norwest Mortgage, the Trustee
shall be entitled, pursuant to Section 3.02(a)(i), (ii) or (v) hereof, to be
reimbursed from the Certificate Account for Periodic Advances and Nonrecoverable
Advances made by it.
ARTICLE IX
TERMINATION
Section 9.01. Termination upon Purchase by the Seller or Liquidation of
All Mortgage Loans.
Subject to Section 9.02, the respective obligations and responsibilities of
the Seller, the Master Servicer and the Trustee created hereby (other than the
obligation of the Trustee to make certain payments after the Final Distribution
Date to Certificateholders and the obligation of the Master Servicer to send
certain notices as hereinafter set forth and the tax reporting obligations under
Sections 4.05 and 8.14 hereof) shall terminate upon the last action required to
be taken by the Trustee on the Final Distribution Date pursuant to this Article
IX following the earlier of (i) the purchase by the Seller of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Estate at a price equal to the sum of (x) 100% of the unpaid principal balance
of each Mortgage Loan (other than any REO Mortgage Loan) as of the Final
Distribution Date, and (y) the fair market value of the Mortgaged Property
related to any REO Mortgage Loan (as determined by the Master Servicer as of the
close of business on the third Business Day next preceding the date upon which
notice of any such termination is furnished to Certificateholders pursuant to
the third paragraph of this Section 9.01), plus any accrued and unpaid interest
through the last day of the month preceding the month of such purchase at the
applicable Mortgage Interest Rate less any Fixed Retained Yield on each Mortgage
Loan (including any REO Mortgage Loan) and (ii) the final payment or other
liquidation (or any advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Estate (including for this purpose the discharge of any
Mortgagor under a defaulted Mortgage Loan on which a Servicer is not obligated
to foreclose due to environmental impairment) or the disposition of all property
acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan;
provided, however, that in no event shall the trust created hereby continue
beyond the expiration of 21 years from the death of the last survivor of the
descendants of Joseph P. Kennedy, the late ambassador of the United States to
the Court of St. James, living on the date hereof.
The right of the Seller to purchase all the assets of the Trust Estate
pursuant to clause (i) of the preceding paragraph are subject to Section 9.02
and conditioned upon the Pool Scheduled Principal Balance of the Mortgage Loans
as of the Final Distribution Date being less than the amount set forth in
Section 11.22. In the case of any purchase by the Seller pursuant to said clause
(i), the Seller shall provide to the Trustee the certification required by
Section 3.04 and the Trustee and the Custodian shall, promptly following payment
of the purchase price, release to the Seller the Owner Mortgage Loan Files
pertaining to the Mortgage Loans being purchased.
Notice of any termination, specifying the Final Distribution Date (which
shall be a date that would otherwise be a Distribution Date) upon which the
Certificateholders may surrender their Certificates to the Trustee for payment
of the final distribution and cancellation, shall be given promptly by the
Master Servicer (if it is exercising its right to purchase the assets of the
Trust Estate) or by the Trustee (in any other case) by letter to
Certificateholders mailed not earlier than the 15th day of the month preceding
the month of such final distribution and not later than the twentieth day of the
month of such final distribution specifying (A) the Final Distribution Date upon
which final payment of the Certificates will be made upon presentation and
surrender of Certificates at the office or agency of the Trustee therein
designated, (B) the amount of any such final payment and (C) that the Record
Date otherwise applicable to such Distribution Date is not applicable, payments
being made (except in the case of any Class A Certificate surrendered on a prior
Distribution Date pursuant to Section 4.01) only upon presentation and surrender
of the Certificates at the office or agency of the Trustee therein specified. If
the Master Servicer is obligated to give notice to Certificateholders as
aforesaid, it shall give such notice to the Trustee and the Certificate
Registrar at the time such notice is given to Certificateholders. In the event
such notice is given by the Master Servicer, the Master Servicer shall deposit
in the Certificate Account on or before the Final Distribution Date in
immediately available funds an amount equal to the purchase price for the assets
of the Trust Estate computed as above provided. Failure to give notice of
termination as described herein shall not entitle a Certificateholder to any
interest beyond the interest payable on the Final Distribution Date.
Upon presentation and surrender of the Certificates, the Trustee shall
cause to be distributed to Certificateholders on the Final Distribution Date in
proportion to their respective Percentage Interests an amount equal to (i) as to
the Classes of Class A Certificates, the respective Principal Balance together
with any related Class A Unpaid Interest Shortfall and one month's interest in
an amount equal to the respective Interest Accrual Amount, (ii) as to the
Classes of Class B Certificates, the respective Principal Balance together with
any related Class B Unpaid Interest Shortfall and one month's interest in an
amount equal to the respective Interest Accrual Amount and (iii) as to the Class
A-R and Class A-LR Certificates, the amounts, if any, which remain on deposit in
the Upper-Tier Certificate Account and the Certificate Account, respectively
(other than amounts retained to meet claims) after application pursuant to
clauses (i), (ii) and (iii) above and payment to the Master Servicer of any
amounts it is entitled as reimbursement or otherwise hereunder. Such amount
shall be distributed in respect of interest and principal in respect of the
Uncertificated Lower-Tier Interests in the same amounts as distributed to their
Corresponding Upper-Tier Class, Classes, Component or Components in the manner
specified in Section 4.01(a)(ii). Notwithstanding the foregoing, if the price
paid pursuant to clause (i) of the first paragraph of this Section 9.01, after
reimbursement to the Servicers, the Master Servicer and the Trustee of any
Periodic Advances, is insufficient to pay in full the amounts set forth in
clauses (i), (ii) and (iii) of this paragraph, then any shortfall in the amount
available for distribution to Certificateholders shall be allocated in reduction
of the amounts otherwise distributable on the Final Distribution Date in the
same manner as Realized Losses are allocated pursuant to Sections 4.02(b) and
4.02(g) hereof. Such distribution on the Final Distribution Date shall be in
lieu of the distribution otherwise required to be made on such Distribution Date
in respect of each Class of Certificates.
In the event that all of the Certificateholders shall not surrender their
Certificates for final payment and cancellation within three months following
the Final Distribution Date, the Trustee shall on such date cause all funds, if
any, in the Certificate Account not distributed in final distribution to
Certificateholders to be withdrawn therefrom and credited to the remaining
Certificateholders by depositing such funds in a separate escrow account for the
benefit of such Certificateholders, and the Master Servicer (if it exercised its
right to purchase the assets of the Trust Estate) or the Trustee (in any other
case) shall give a second written notice to the remaining Certificateholders to
surrender their Certificates for cancellation and receive the final distribution
with respect thereto. If within three months after the second notice all the
Certificates shall not have been surrendered for cancellation, the Trustee may
take appropriate steps, or may appoint an agent to take appropriate steps, to
contact the remaining Certificateholders concerning surrender of their
Certificates, and the cost thereof shall be paid out of the funds on deposit in
such escrow account.
Section 9.02. Additional Termination Requirements.
In the event of a termination of the Trust Estate upon the exercise by the
Seller of its purchase option as provided in Section 9.01, the Trust Estate
shall be terminated in accordance with the following additional requirements,
unless the Trustee has received an Opinion of Counsel to the effect that any
other manner of termination (i) will constitute a "qualified liquidation" of the
Trust Estate within the meaning of Code Section 860F(a)(4)(A) and (ii) will not
subject either the Upper-Tier REMIC or the Lower-Tier REMIC to federal tax or
cause the Trust Estate to fail to qualify as two separate REMICs at any time
that any Certificates are outstanding:
(i) The notice given by the Master Servicer under Section 9.01 shall
provide that such notice constitutes the adoption of a plan of complete
liquidation of the Upper-Tier REMIC and Lower-Tier REMIC as of the date of
such notice (or, if earlier, the date on which the first such notice is
mailed to Certificateholders). The Master Servicer shall also specify such
date in a statement attached to the final tax returns of the Upper-Tier
REMIC and Lower-Tier REMIC; and
(ii) At or after the time of adoption of such a plan of complete
liquidation and at or prior to the Final Distribution Date, the Trustee
shall sell all of the assets of the Trust Estate to the Seller for cash at
the purchase price specified in Section 9.01 and shall distribute such cash
within 90 days of such adoption in the manner specified in Section 9.01.
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01. Amendment.
(a) This Agreement or any Custodial Agreement may be amended from time to
time by the Seller, the Master Servicer and the Trustee, without the consent of
any of the Certificateholders, (i) to cure any ambiguity or mistake, (ii) to
correct or supplement any provisions herein or therein which may be inconsistent
with any other provisions herein or therein, (iii) to modify, eliminate or add
to any of its provisions to such extent as shall be necessary to maintain the
qualification of the Trust Estate as two separate REMICs at all times that any
Certificates are outstanding or to avoid or minimize the risk of the imposition
of any federal tax on the Trust Estate, the Upper-Tier REMIC or the Lower-Tier
REMIC pursuant to the Code that would be a claim against the Trust Estate,
provided that (a) the Trustee has received an Opinion of Counsel to the effect
that such action is necessary or desirable to maintain such qualification or to
avoid or minimize the risk of the imposition of any such tax and (b) such action
shall not, as evidenced by such Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder, (iv) to change the
timing and/or nature of deposits into the Upper-Tier Certificate Account and
Certificate Account provided that (a) such change shall not, as evidenced by an
Opinion of Counsel, adversely affect in any material respect the interests of
any Certificateholder and (b) such change shall not adversely affect the
then-current rating of the Certificates as evidenced by a letter from each
Rating Agency to such effect, (v) to modify, eliminate or add to the provisions
of Section 5.02 or any other provisions hereof restricting transfer of the
Certificates, provided that the Master Servicer for purposes of Section 5.02 has
determined in its sole discretion that any such modifications to this Agreement
will neither adversely affect the rating on the Certificates nor give rise to a
risk that either the Upper-Tier REMIC or the Lower-Tier REMIC or any of the
Certificateholders will be subject to a tax caused by a transfer to a
non-permitted transferee and (vi) to make any other provisions with respect to
matters or questions arising under this Agreement or such Custodial Agreement
which shall not be materially inconsistent with the provisions of this
Agreement, provided that such action shall not, as evidenced by an Opinion of
Counsel, adversely affect in any material respect the interests of any
Certificateholder.
This Agreement or any Custodial Agreement may also be amended from time to
time by the Seller, the Master Servicer and the Trustee with the consent of the
Holders of Certificates evidencing in the aggregate not less than 66-2/3% of the
aggregate Voting Interests of each Class of Certificates affected thereby for
the purpose of adding any provisions to or changing in any manner or eliminating
any of the provisions of this Agreement or such Custodial Agreement or of
modifying in any manner the rights of the Holders of Certificates of such Class;
provided, however, that no such amendment shall (i) reduce in any manner the
amount of, or delay the timing of, payments received on Mortgage Loans which are
required to be distributed on any Certificate without the consent of the Holder
of such Certificate, (ii) adversely affect in any material respect the interest
of the Holders of Certificates of any Class in a manner other than as described
in clause (i) hereof without the consent of Holders of Certificates of such
Class evidencing, as to such Class, Voting Interests aggregating not less than
66-2/3% or (iii) reduce the aforesaid percentage of Certificates of any Class
the Holders of which are required to consent to any such amendment, without the
consent of the Holders of all Certificates of such Class then outstanding.
Notwithstanding any contrary provision of this Agreement, the Trustee shall
not consent to any amendment to this Agreement unless it shall have first
received an Opinion of Counsel to the effect that such amendment will not
subject either the Upper-Tier REMIC or the Lower-Tier REMIC to tax or cause
either the Upper-Tier REMIC or the Lower-Tier REMIC to fail to qualify as a
REMIC at any time that any Certificates are outstanding.
Promptly after the execution of any amendment requiring the consent of
Certificateholders, the Trustee shall furnish written notification of the
substance of such amendment to each Certificateholder.
It shall not be necessary for the consent of Certificateholders under this
Section 10.01(a) to approve the particular form of any proposed amendment, but
it shall be sufficient if such consent shall approve the substance thereof. The
manner of obtaining such consents and of evidencing the authorization of the
execution thereof by Certificateholders shall be subject to such reasonable
regulations as the Trustee may prescribe.
(b) Notwithstanding any contrary provision of this Agreement, the Master
Servicer may, from time to time, amend Schedule I hereto without the consent of
any Certificateholder or the Trustee; provided, however, (i) that such amendment
does not conflict with any provisions of the related Servicing Agreement, (ii)
that the related Servicing Agreement provides for the remittance of each type of
Unscheduled Principal Receipts received by such Servicer during the Applicable
Unscheduled Principal Receipt Period (as so amended) related to each
Distribution Date to the Master Servicer no later than the 24th day of the month
in which such Distribution Date occurs and (iii) that such amendment is for the
purpose of:
(i) changing the Applicable Unscheduled Principal Receipt Period for
Exhibit F-1 Mortgage Loans to a Mid-Month Receipt Period with respect
to all Unscheduled Principal Receipts; or
(ii) changing the Applicable Unscheduled Principal Receipt Period for all
Mortgage Loans serviced by any Servicer to a Mid-Month Receipt Period
with respect to Full Unscheduled Principal Receipts and to a Prior
Month Receipt Period with respect to Partial Unscheduled Principal
Receipts.
A copy of any amendment to Schedule I pursuant to this Section 10.01(b)
shall be promptly forwarded to the Trustee.
Section 10.02. Recordation of Agreement.
This Agreement (or an abstract hereof, if acceptable to the applicable
recording office) is subject to recordation in all appropriate public offices
for real property records in all the towns or other comparable jurisdictions in
which any or all of the Mortgaged Properties are situated, and in any other
appropriate public office or elsewhere, such recordation to be effected by the
Master Servicer and at its expense on direction by the Trustee, but only upon
direction accompanied by an Opinion of Counsel to the effect that such
recordation materially and beneficially affects the interests of the
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
Section 10.03. Limitation on Rights of Certificateholders.
The death or incapacity of any Certificateholder shall not operate to
terminate this Agreement or the Trust Estate, nor entitle such
Certificateholder's legal representatives or heirs to claim an accounting or
take any action or proceeding in any court for a partition or winding up of the
Trust Estate, nor otherwise affect the rights, obligations and liabilities of
the parties hereto or any of them.
Except as otherwise expressly provided herein, no Certificateholder, solely
by virtue of its status as a Certificateholder, shall have any right to vote or
in any manner otherwise control the operation and management of the Trust
Estate, or the obligations of the parties hereto, nor shall anything herein set
forth, or contained in the terms of the Certificates, be construed so as to
constitute the Certificateholders from time to time as partners or members of an
association, nor shall any Certificateholder be under any liability to any third
person by reason of any action taken by the parties to this Agreement pursuant
to any provision hereof.
No Certificateholder, solely by virtue of its status as Certificateholder,
shall have any right by virtue or by availing of any provision of this Agreement
to institute any suit, action or proceeding in equity or at law upon or under or
with respect to this Agreement, unless such Holder previously shall have given
to the Trustee a written notice of default and of the continuance thereof, as
hereinbefore provided, and unless also the Holders of Certificates evidencing
not less than 25% of the Voting Interest represented by all Certificates shall
have made written request upon the Trustee to institute such action, suit or
proceeding in its own name as Trustee hereunder and shall have offered to the
Trustee such reasonable indemnity as it may require against the cost, expenses
and liabilities to be incurred therein or thereby, and the Trustee, for 60 days
after its receipt of such notice, request and offer of indemnity, shall have
neglected or refused to institute any such action, suit or proceeding; it being
understood and intended, and being expressly covenanted by each
Certificateholder with every other Certificateholder and the Trustee, that no
one or more Holders of Certificates shall have any right in any manner whatever
by virtue or by availing of any provision of this Agreement to affect, disturb
or prejudice the rights of the Holders of any other of such Certificates, or to
obtain or seek to obtain priority over or preference to any other such Holder,
or to enforce any right under this Agreement, except in the manner herein
provided and for the benefit of all Certificateholders. For the protection and
enforcement of the provisions of this Section, each and every Certificateholder
and the Trustee shall be entitled to such relief as can be given either at law
or in equity.
Section 10.04. Governing Law; Jurisdiction.
This Agreement shall be construed in accordance with the laws of the State
of New York (without regard to conflicts of laws principles), and the
obligations, rights and remedies of the parties hereunder shall be determined in
accordance with such laws.
Section 10.05. Notices.
All demands, notices and communications hereunder shall be in writing and
shall be deemed to have been duly given if personally delivered at or mailed by
certified or registered mail, return receipt requested (i) in the case of the
Seller, to Norwest Asset Securities Corporation, 7485 New Horizon Way,
Frederick, Maryland 21703, Attention: Chief Executive Officer, or such other
address as may hereafter be furnished to the Master Servicer and the Trustee in
writing by the Seller, (ii) in the case of the Master Servicer, to Norwest Bank
Minnesota, National Association, 7485 New Horizon Way, Frederick, Maryland
21703, Attention: Vice President or such other address as may hereafter be
furnished to the Seller and the Trustee in writing by the Master Servicer and
(iii) in the case of the Trustee, to the Corporate Trust Office, or such other
address as may hereafter be furnished to the Seller and the Master Servicer in
writing by the Trustee, in each case Attention: Corporate Trust Department. Any
notice required or permitted to be mailed to a Certificateholder shall be given
by first class mail, postage prepaid, at the address of such Holder as shown in
the Certificate Register. Any notice mailed or transmitted within the time
prescribed in this Agreement shall be conclusively presumed to have been duly
given, whether or not the addressee receives such notice, provided, however,
that any demand, notice or communication to or upon the Seller, the Master
Servicer, or the Trustee shall not be effective until received.
For all purposes of this Agreement, in the absence of actual knowledge by
an officer of the Master Servicer, the Master Servicer shall not be deemed to
have knowledge of any act or failure to act of any Servicer unless notified
thereof in writing by the Trustee, such Servicer or a Certificateholder.
Section 10.06. Severability of Provisions.
If any one or more of the covenants, agreements, provisions or terms of
this Agreement shall be for any reason whatsoever held invalid, then such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.
Section 10.07. Special Notices to Rating Agencies .
(a) The Trustee shall give prompt notice to each Rating Agency of the
occurrence of any of the following events of which it has notice:
(i) any amendment to this Agreement pursuant to Section 10.01(a);
(ii) any sale or transfer of the Class B Certificates pursuant to
Section 5.02 to an affiliate of the Seller;
(iii) any assignment by the Master Servicer of its rights and
delegation of its duties pursuant to Section 6.06;
(iv) any resignation of the Master Servicer pursuant to Section 6.04;
(v) the occurrence of any of the Events of Default described in
Section 7.01;
(vi) any notice of termination given to the Master Servicer pursuant
to Section 7.01;
(vii) the appointment of any successor to the Master Servicer pursuant
to Section 7.05; or
(viii) the making of a final payment pursuant to Section 9.01.
(b) The Master Servicer shall give prompt notice to each Rating Agency of
the occurrence of any of the following events:
(i) the appointment of a Custodian pursuant to Section 2.02;
(ii) the resignation or removal of the Trustee pursuant to Section
8.08;
(iii) the appointment of a successor trustee pursuant to Section 8.09;
or
(iv) the sale, transfer or other disposition in a single transaction
of 50% or more of the equity interests in the Master Servicer.
(c) The Master Servicer shall deliver to each Rating Agency:
(i) reports prepared pursuant to Section 3.05; and
(ii) statements prepared pursuant to Section 4.04.
Section 10.08. Covenant of Seller.
The Seller shall not amend Article Third of its Certificate of
Incorporation without the prior written consent of each Rating Agency rating the
Certificates.
Section 10.09. Recharacterization.
The Parties intend the conveyance by the Seller to the Trustee of all of
its right, title and interest in and to the Mortgage Loans pursuant to this
Agreement to constitute a purchase and sale and not a loan. Notwithstanding the
foregoing, to the extent that such conveyance is held not to constitute a sale
under applicable law, it is intended that this Agreement shall constitute a
security agreement under applicable law and that the Seller shall be deemed to
have granted to the Trustee a first priority security interest in all of the
Seller's right, title and interest in and to the Mortgage Loans.
ARTICLE XI
TERMS FOR CERTIFICATES
Section 11.01. Class A Fixed Pass-Through Rate.
The Class A Fixed Pass-Through Rate is 6.750% per annum.
Section 11.02. Cut-Off Date.
The Cut-Off Date for the Certificates is October 1, 1998.
Section 11.03. Cut-Off Date Aggregate Principal Balance.
The Cut-Off Date Aggregate Principal Balance is $1,150,163,618.63.
Section 11.04. Original Class A Percentage.
The Original Class A Percentage is 96.24391229%
Section 11.05. Original Principal Balances of the Classes of Class A
Certificates.
As to the following Classes of Class A Certificates, the Principal Balance
of such Class as of the Cut-Off Date, as follows:
Original
Class Principal Balance
----- -----------------
Class A-1 $ 16,527,000.00
Class A-2 $ 28,533,000.00
Class A-3 $ 26,250,000.00
Class A-4 $ 40,726,408.00
Class A-5 $ 12,568,592.00
Class A-7 $153,846,000.00
Class A-8 $ 70,772,048.00
Class A-9 $ 2,653,952.00
Class A-10 $ 18,523,500.00
Class A-11 $ 6,174,500.00
Class A-12 $ 6,825,000.00
Class A-13 $ 61,936,525.00
Class A-15 $ 16,371,416.00
Class A-16 $ 28,264,152.00
Class A-17 $ 80,255,193.00
Class A-18 $248,104,072.00
Class A-19 $ 64,323,278.00
Class A-20 $ 16,094,715.00
Class A-21 $123,978,430.00
Class A-22 $ 5,605,236.00
Class A-23 $ 1,868,412.00
Class A-24 $ 15,240,820.00
Class A-25 $ 59,750,650.00
Class A-PO $ 1,838,521.77
Class A-R $ 50.00
Class A-LR $ 50.00
Section 11.05(a). Original IO Components Notional Amounts.
As to each of the IO Components, the Notional Amount of such IO Component
as of the Cut-Off Date, is as follows:
Original
Notional Amount
---------------
Class A-8 IO Component $ 20,433,746.
Class A-9 IO Component $ 766,265.__
Section 11.05(b). Original Class A-6 Notional Amount.
The Original Class A-6 Notional Amount is $4,924,154.00.
Section 11.05(c). Original Class A-14 Notional Amount.
The Original Class A-14 Notional Amount is $61,936,525.00.
Section 11.05(d). Original Class A-26 Notional Amount.
The Original Class A-26 Notional Amount is $59,750,650.00.
Section 11.06. Original Class A Non-PO Principal Balance.
The Original Class A Non-PO Principal Balance is $1,105,192,999.00.
Section 11.07. Original Subordinated Percentage.
The Original Subordinated Percentage is 3.75608771%.
Section 11.08. Original Class B-1 Percentage.
The Original Class B-1 Percentage is 1.50244909%.
Section 11.09. Original Class B-2 Percentage.
The Original Class B-2 Percentage is 1.10177858%.
Section 11.10. Original Class B-3 Percentage.
The Original Class B-3 Percentage is 0.45065635%.
Section 11.11. Original Class B-4 Percentage.
The Original Class B-4 Percentage is 0.30052465%.
Section 11.12. Original Class B-5 Percentage.
The Original Class B-5 Percentage is 0.20029171%.
Section 11.13. Original Class B-6 Percentage.
The Original Class B-6 Percentage is 0.20038732%.
Section 11.14. Original Class B Principal Balance.
The Original Class B Principal Balance is $43,132,097.86.
Section 11.15. Original Principal Balances of the Classes of Class B
Certificates.
As to the following Classes of Class B Certificate, the Principal Balance
of such Class as of the Cut-Off Date, is as follows:
Original
Class Principal Balance
----- -----------------
Class B-1 $ 17,253,000.00
Class B-2 $ 12,652,000.00
Class B-3 $ 5,175,000.00
Class B-4 $ 3,451,000.00
Class B-5 $ 2,300,000.00
Class B-6 $ 2,301,097.86
Section 11.16. ORIGINAL CLASS B-1 FRACTIONAL INTEREST.
The Original Class B-1 Fractional Interest is 2.25363861%.
Section 11.17. ORIGINAL CLASS B-2 FRACTIONAL INTEREST.
The Original Class B-2 Fractional Interest is 1.15186003%.
Section 11.18. ORIGINAL CLASS B-3 FRACTIONAL INTEREST.
The Original Class B-3 Fractional Interest is 0.70120368%.
Section 11.19. ORIGINAL CLASS B-4 FRACTIONAL INTEREST.
The Original Class B-4 Fractional Interest is 0.40067903%.
Section 11.20. ORIGINAL CLASS B-5 FRACTIONAL INTEREST.
The Original Class B-5 Fractional Interest is 0.20038731%.
Section 11.21. CLOSING DATE.
The Closing Date is October 28, 1998.
Section 11.22. RIGHT TO PURCHASE.
The right of the Seller to purchase all of the Mortgage Loans pursuant to
Section 9.01 hereof shall be conditioned upon the Pool Scheduled Principal
Balance of the Mortgage Loans being less than $115,016,361.86 (10% of the
Cut-Off Date Aggregate Principal Balance) at the time of any such purchase.
Section 11.23. WIRE TRANSFER ELIGIBILITY.
With respect to the Class A (other than the Class A-6, Class A-14, Class
A-26, A-PO, Class A-R and Class A-LR Certificates) and the Class B Certificates,
the minimum Denomination eligible for wire transfer on each Distribution Date is
$500,000. With respect to the Class A-PO Certificates, the minimum Denomination
eligible for wire transfer on each Distribution Date is 100% Percentage
Interest. With respect to the Class A-6, Class A-14 and Class A-26 Certificates,
the minimum Denomination eligible for wire transfer on each Distribution Date is
50% Percentage Interest. The Class A-R and Class A-LR Certificates are not
eligible for wire transfer.
Section 11.24. SINGLE CERTIFICATE.
A Single Certificate for each Class of Class A Certificates (other than the
Class A-6, Class A-14, Class A-26, Class A-PO, Class A-R and Class A-LR
Certificates) and each Class of the Class B Certificates (other than the Class
B-4, Class B-5 and Class B-6 Certificates) represents a $100,000 Denomination. A
Single Certificate for the Class A-6 Certificates represents a $2,462,000
Denomination. A Single Certificate for the Class A-14 Certificates represents a
$8,848,000 Denomination. A Single Certificate for the Class A-26 Certificates
represents a $29,870,000 Denomination. A Single Certificate for the Class A-R
and Class A-LR Certificates represents a $50 Denomination. A Single Certificate
for the Class B-4, Class B-5 and Class B-6 Certificates represents a $250,000
Denomination. A Single Certificate for the Class A-PO Certificates represents a
$1,838,521.77 Denomination.
Section 11.25. SERVICING FEE RATE.
The rate used to calculate the Servicing Fee is equal to such rate as is
set forth on the Mortgage Loan Schedule with respect to a Mortgage Loan.
Section 11.26. MASTER SERVICING FEE RATE.
The rate used to calculate the Master Servicing Fee for each Mortgage Loan
is 0.017% per annum.
<PAGE>
IN WITNESS WHEREOF, the Seller, the Master Servicer and the Trustee have
caused their names to be signed hereto by their respective officers thereunto
duly authorized, all as of the day and year first above written.
NORWEST ASSET SECURITIES CORPORATION
as Seller
By: ______________________________
Name: Alan S. McKenney
Title: Vice President
NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
as Master Servicer
By: ______________________________
Name: Nancy E. Burgess
Title: Vice President
FIRST UNION NATIONAL BANK
as Trustee
By: ______________________________
Name:
Title:
Attest:
By: ___________________________
Name: ___________________________
Title: ___________________________
<PAGE>
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 28th day of October, 1998, before me, a notary public in and for
the State of Maryland, personally appeared Alan S. McKenney, known to me who,
being by me duly sworn, did depose and say that he resides at McLean, Virginia;
that he is a Vice President of Norwest Asset Securities Corporation, a Delaware
corporation, one of the parties that executed the foregoing instrument; and that
he signed his name thereto by order of the Board of Directors of said
corporation.
______________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF MARYLAND )
ss.:
COUNTY OF FREDERICK )
On this 28th day of October, 1998, before me, a notary public in and for
the State of Maryland, personally appeared Nancy E. Burgess, known to me who,
being by me duly sworn, did depose and say that she resides at Frederick,
Maryland; that she is a Vice President of Norwest Bank Minnesota, National
Association, a national banking association, one of the parties that executed
the foregoing instrument; and that she signed her name thereto by order of the
Board of Directors of said corporation.
______________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF )
On this 28th day of October, 1998, before me, a notary public in and for
the State of North Carolina, personally appeared ___________________, known to
me who, being by me duly sworn, did depose and say that s/he resides at
_________________, North Carolina; that s/he is a ____________________ of First
Union National Bank, a national banking association, one of the parties that
executed the foregoing instrument; and that s/he signed his/her name thereto by
order of the Board of Directors of said corporation.
______________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF NORTH CAROLINA )
ss.:
COUNTY OF )
On this 28th day of October, 1998, before me, a notary public in and for
the State of North Carolina, personally appeared _____________________, known to
me who, being by me duly sworn, did depose and say that he resides at
__________________, North Carolina; that he is a _____________________ of First
Union National Bank, a national banking association, one of the parties that
executed the foregoing instrument; and that s/he signed his name thereto by
order of the Board of Directors of said corporation.
______________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
SCHEDULE I
Norwest Asset Securities Corporation, Mortgage Pass-Through Certificates,
Series 1998-25
Applicable Unscheduled Principal Receipt Period
FULL UNSCHEDULED PARTIAL UNSCHEDULED
SERVICER PRINCIPAL RECEIPTS PRINCIPAL RECEIPTS
-------- ------------------ -------------------
Norwest Mortgage, Inc. (Exhibit F-1) Prior Month Prior Month
Norwest Mortgage, Inc. (Exhibit F-2) Mid-Month Mid-Month
The Huntington Mortgage Company Mid-Month Prior Month
Hibernia National Bank Mid-Month Prior Month
FT Mortgage Companies Mid-Month Prior Month
Suntrust Mortgage Inc. Prior Month Prior Month
Farmers State Bank and Trust of Mid-Month Prior Month
Superior
People's Bank Mid-Month Prior Month
Banc One Mortgage Corporation Mid-Month Prior Month
Bank of Oklahoma, N.A. Mid-Month Prior Month
Beverly National Bank Mid-Month Prior Month
Merrill Lynch Credit Corporation Mid-Month Prior Month
America First Credit Union Mid-Month Prior Month
North American Mortgage Corp. Mid-Month Prior Month
Bank United Mid-Month Prior Month
Countrywide Home Loans, Inc. Prior Month Prior Month
Marine Midland Mortgage Corp. Mid-Month Prior Month
National City Mortgage Company Mid-Month Prior Month
<PAGE>
EXHIBIT A-1
[FORM OF FACE OF CLASS A-1 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-1
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-1 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-1 Certificates required to be distributed to
Holders of the Class A-1 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-1 Certificates applicable to each Distribution Date will be 5.800% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-1 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-2
[FORM OF FACE OF CLASS A-2 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-2
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-2 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-2 Certificates required to be distributed to
Holders of the Class A-2 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-2 Certificates applicable to each Distribution Date will be 5.550% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-2 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-3
[FORM OF FACE OF CLASS A-3 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-3
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-3 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-3 Certificates required to be distributed to
Holders of the Class A-3 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-3 Certificates applicable to each Distribution Date will be 5.570% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-3 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-4
[FORM OF FACE OF CLASS A-4 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-4
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-4 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-4 Certificates required to be distributed to
Holders of the Class A-4 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-4 Certificates applicable to each Distribution Date will be 6.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-4 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-5
[FORM OF FACE OF CLASS A-5 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-5
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-5 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-5 Certificates required to be distributed to
Holders of the Class A-5 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-5 Certificates applicable to each Distribution Date will be 6.000% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-5 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-6
[FORM OF FACE OF CLASS A-6 CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-6
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
THE NOTIONAL AMOUNT OF THIS CERTIFICATE WILL BE REDUCED IN THE MANNER
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING
NOTIONAL AMOUNT OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL
NOTIONAL AMOUNT REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $(Initial Class A-6
by this Certificate: % Notional Amount)
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-6 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-6 Certificates required to be distributed to
Holders of the Class A-6 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. The Class A-6
Certificates are not entitled to distributions in respect of principal. Interest
will accrue on the Class A-6 Certificates each month in an amount equal to the
product of (i) 1/12th of 6.750% and (ii) the Class A-6 Notional Amount as of the
related Distribution Date. The amount of interest which accrues on this
Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall and the interest portion of certain Realized
Losses allocated to the Class A-6 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution on this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, at an issue price of
17.50625% of the initial Class A-6 Notional Amount, including accrued interest,
and a stated redemption price at maturity equal to all interest distributions
hereon, and is issued with original issue discount ("OID") for federal income
tax purposes. Assuming that this Certificate pays in accordance with projected
cash flows reflecting the prepayment assumption of 250% SPA (as defined in the
Prospectus Supplement dated October 26, 1998 with respect to the offering of the
Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3 Certificates)
used to price this Certificate: (i) the amount of OID as a percentage of the
initial Class A-6 Notional Amount is approximately 6.23116845%; (ii) the annual
yield to maturity of this Certificate, compounded monthly, is approximately
17.24%; and (iii) the amount of OID allocable to the short first accrual period
(October 28, 1998 to November 25, 1998) as a percentage of the initial Class A-6
Notional Amount, calculated using the exact method, is approximately
0.22625158%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-7
[FORM OF FACE OF CLASS A-7 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-7
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-7 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-7 Certificates required to be distributed to
Holders of Class A-7 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-7 Certificates applicable to each Distribution Date will be 6.450% per
annum. The amount of interest which accrues on this Certificate will be subject
to reduction with respect to any Non-Supported Interest Shortfall and the
interest portion of certain Realized Losses allocated to the Class A-7
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-8
[FORM OF FACE OF CLASS A-8 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-8
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
UNTIL THE CROSS-OVER DATE, THE INTEREST THAT ACCRUES ON A PORTION OF THE
PRINCIPAL BALANCE OF THIS CERTIFICATE WILL NOT BE PAYABLE. BECAUSE SUCH UNPAID
INTEREST IS ADDED TO THE PRINCIPAL BALANCE OF THIS CERTIFICATE AND BECAUSE
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE WILL BE MADE IN THE MANNER
DESCRIBED IN THE AGREEMENT (AS DEFINED HEREIN), THE OUTSTANDING PRINCIPAL
BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE MORE OR LESS THAN THE INITIAL
PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-8 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-8 Certificates required to be distributed to
Holders of Class A-8 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. For the purposes of determining
distributions of interest and in reduction of Principal Balance, the Class A-8
Certificates consist of two components (each, a "Component" and individually,
the "Class A-8 Scheduled Accrual Component" and the "Class A-8 IO Component").
The amount of interest which accrues on the Class A-8 Certificates in any month
will equal the sum of the interest which accrues on the Class A-8 Components.
The component rate (the "Component Rate") on each Component applicable to each
Distribution Date will be 6.750% per annum. Interest with respect to each
Component will accrue during each month in an amount equal to the product of (i)
1/12th of the Component Rate and (ii) the outstanding Principal Balance in the
case of the Class A-8 Scheduled Accrual Component or the outstanding notional
amount in the case of the Class A-8 IO Component. Prior to the Cross-Over Date,
no distribution of interest on this Certificate will be made with respect to the
Class A-8 Scheduled Accrual Component. Prior to the Cross-Over Date, interest
otherwise available for distribution on this Certificate with respect to the
Class A-8 Scheduled Accrual Component will be added to the Component Principal
Balance of such Component on each Distribution Date. The amount of interest
which accrues on this Certificate will be subject to reduction with respect to
any Non-Supported Interest Shortfall and the interest portion of certain
Realized Losses allocated to the Class A-8 Certificates, as described in the
Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, at an issue price of
102.18367%, including accrued interest, and a stated redemption price at
maturity equal to the sum of its initial principal balance and all interest
distributions hereon (whether current or accrued), and is issued with original
issue discount ("OID") for federal income tax purposes. Assuming that this
Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 250% SPA (as defined in the Prospectus Supplement dated
October 26, 1998 with respect to the offering of the Class A (except Class
A-PO), Class B-1, Class B-2, and Class B-3 Certificates) used to price this
Certificate: (i) the amount of OID as a percentage of the initial principal
balance of this Certificate is approximately 89.66382405%; (ii) the annual yield
to maturity of this Certificate, compounded monthly, is approximately 7.21%; and
(iii) the amount of OID allocable to the short first accrual period (October 28,
1998 to November 25, 1998) as a percentage of the initial principal balance of
this Certificate, calculated using the exact method, is approximately
0.55245470%.
Each Component of this Certificate constitutes a "regular interest" in a
"real estate mortgage investment conduit" as those terms are defined in Section
860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986,
as amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-9
[FORM OF FACE OF CLASS A-9 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A-8
CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO
HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-9
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
UNTIL THE CROSS-OVER DATE, THE INTEREST THAT ACCRUES ON A PORTION OF THE
PRINCIPAL BALANCE OF THIS CERTIFICATE WILL NOT BE PAYABLE. BECAUSE SUCH UNPAID
INTEREST IS ADDED TO THE PRINCIPAL BALANCE OF THIS CERTIFICATE AND BECAUSE
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE WILL BE MADE IN THE MANNER
DESCRIBED IN THE AGREEMENT (AS DEFINED HEREIN), THE OUTSTANDING PRINCIPAL
BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE MORE OR LESS THAN THE INITIAL
PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-9 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-9 Certificates required to be distributed to
Holders of Class A-9 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. For the purposes of determining
distributions of interest and in reduction of Principal Balance, the Class A-9
Certificates consist of two components (each, a "Component" and individually,
the "Class A-9 Scheduled Accrual Component" and the "Class A-9 IO Component").
The amount of interest which accrues on the Class A-9 Certificates in any month
will equal the sum of the interest which accrues on the Class A-9 Components.
The component rate (the "Component Rate") on each Component applicable to each
Distribution Date will be 6.750% per annum. Interest with respect to each
Component will accrue during each month in an amount equal to the product of (i)
1/12th of the Component Rate and (ii) the outstanding Principal Balance in the
case of the Class A-9 Scheduled Accrual Component or the outstanding notional
amount in the case of the Class A-9 IO Component. Prior to the Cross-Over Date,
no distribution of interest on this Certificate will be made with respect to the
Class A-9 Scheduled Accrual Component. Prior to the Cross-Over Date, interest
otherwise available for distribution on this Certificate with respect to the
Class A-9 Scheduled Accrual Component will be added to the Component Principal
Balance of such Component on each Distribution Date. The amount of interest
which accrues on this Certificate in any month will be subject to reduction with
respect to any Non-Supported Interest Shortfall and the interest portion of
certain Realized Losses allocated to the Class A-9 Certificates with respect to
their Components.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution on this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, at an issue price of
102.90242%, including accrued interest, and a stated redemption price at
maturity equal to the sum of its initial principal balance and all interest
distributions hereon (whether current or accrued), and is issued with original
issue discount ("OID") for federal income tax purposes. Assuming that this
Certificate pays in accordance with projected cash flows reflecting the
prepayment assumption of 250% SPA (as defined in the Prospectus Supplement dated
October 26, 1998 with respect to the offering of the Class A (except Class
A-PO), Class B-1, Class B-2, and Class B-3 Certificates) used to price this
Certificate: (i) the amount of OID as a percentage of the initial principal
balance of this Certificate is approximately 88.94507447%; (ii) the annual yield
to maturity of this Certificate, compounded monthly, is approximately 7.13%; and
(iii) the amount of OID allocable to the short first accrual period (October 28,
1998 to November 25, 1998) as a percentage of the initial principal balance of
this Certificate, calculated using the exact method, is approximately
0.54995205%.
Each Component of this Certificate constitutes a "regular interest" in a
"real estate mortgage investment conduit" as those terms are defined in Section
860G(a)(1) and Section 860D, respectively, of the Internal Revenue Code of 1986,
as amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-10
[FORM OF FACE OF CLASS A-10 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-10
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-10 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-10 Certificates required to be distributed
to Holders of Class A-10 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-10 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in November 1998 will be 6.32500000% per annum. Thereafter, with respect to
each Distribution Date, the pass-through rate will be a per annum rate equal to
0.70000000% plus LIBOR as determined on the second business day prior to the
25th day of the month preceding the month in which such Distribution Date
occurs, subject to a minimum rate of 0.70000000% and a maximum rate of
9.00000000%. The amount of interest which accrues on this Certificate will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class A-10
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-11
[FORM OF FACE OF CLASS A-11 CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-11
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-11 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-11 Certificates required to be distributed
to Holders of Class A-11 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-11 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in November 1998 will be 8.02500000% per annum. Thereafter, with respect to
each Distribution Date, the pass-through rate will be a per annum rate equal to
(i) 24.90000000% minus (ii) the product of 3.00000000 and LIBOR, as determined
on the second business day prior to the 25th day of the month preceding the
month in which such Distribution Date occurs, subject to a minimum rate of
0.00000000% and a maximum rate of 24.90000000%. The amount of interest which
accrues on this Certificate will be subject to reduction with respect to any
Non-Supported Interest Shortfall and the interest portion of certain Realized
Losses allocated to the Class A-11 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, and based on its issue
price of 96.06688%, including accrued interest, and a stated redemption price at
maturity equal to its initial principal balance (plus 3 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
4.00000000%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 8.56%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.01490964%.This Certificate
constitutes a "regular interest" in a "real estate mortgage investment conduit"
as those terms are defined in Section 860G(a)(1) and Section 860D, respectively,
of the Internal Revenue Code of 1986, as amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-12
[FORM OF FACE OF CLASS A-12 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-12
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
UNTIL THE CROSS-OVER DATE, THE INTEREST THAT ACCRUES ON THE PRINCIPAL
BALANCE OF THIS CERTIFICATE WILL NOT BE PAYABLE. BECAUSE SUCH UNPAID INTEREST IS
ADDED TO THE PRINCIPAL BALANCE OF THIS CERTIFICATE AND BECAUSE DISTRIBUTIONS IN
REDUCTION OF THE PRINCIPAL BALANCE WILL BE MADE IN THE MANNER DESCRIBED IN THE
AGREEMENT (AS DEFINED HEREIN), THE OUTSTANDING PRINCIPAL BALANCE OF THIS
CERTIFICATE AT ANY TIME MAY BE MORE OR LESS THAN THE INITIAL PRINCIPAL BALANCE
REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-12 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-12 Certificates required to be distributed
to Holders of the Class A-12 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-12 Certificates applicable to each Distribution Date will be 6.750% per
annum. Prior to the Cross-Over Date, no distribution of interest on this
Certificate will be made. Prior to the Cross-Over Termination Date, interest
otherwise available for distribution on this Certificate will be added to the
Principal Balance of the Class A-12 Certificates on each Distribution Date. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class A-12
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, at an issue price of
99.78750%, including accrued interest, and a stated redemption price at maturity
equal to the sum of its initial principal balance and all interest distributions
hereon (whether current or accrued), and is issued with original issue discount
("OID") for federal income tax purposes. Assuming that this Certificate pays in
accordance with projected cash flows reflecting the prepayment assumption of
250% SPA (as defined in the Prospectus Supplement dated October 26, 1998 with
respect to the offering of the Class A (except Class A-PO), Class B-1, Class
B-2, and Class B-3 Certificates) used to price this Certificate: (i) the amount
of OID as a percentage of the initial principal balance of this Certificate is
approximately 287.08509941%; (ii) the annual yield to maturity of this
Certificate, compounded monthly, is approximately 6.76%; and (iii) the amount of
OID allocable to the short first accrual period (October 28, 1998 to November
25, 1998) as a percentage of the initial principal balance of this Certificate,
calculated using the exact method, is approximately 0.50605387%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-13
[FORM OF FACE OF CLASS A-13 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-13
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-13 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-13 Certificates required to be distributed
to Holders of Class A-13 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-13 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in November 1998 will be 5.67500000% per annum. Thereafter, with respect to
each Distribution Date, the pass-through rate will be a per annum rate equal to
0.30000000% plus LIBOR as determined on the second business day prior to the
25th day of the month preceding the month in which such Distribution Date
occurs, subject to a minimum rate of 0.30000000% and a maximum rate of
8.50000000%. The amount of interest which accrues on this Certificate will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class A-13
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-14
[FORM OF FACE OF CLASS A-14 CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-14
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
THE NOTIONAL AMOUNT OF THIS CERTIFICATE WILL BE REDUCED IN THE MANNER
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING
NOTIONAL AMOUNT OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL
NOTIONAL AMOUNT REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $(Initial Class A-14
by this Certificate: % Notional Amount)
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-14 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-14 Certificates required to be distributed
to Holders of the Class A-14 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. The Class A-14
Certificates are not entitled to distributions in respect of principal. The
pass-through rate on the Class A-14 Certificates applicable to each Distribution
Date will be a floating rate of interest determined as provided herein and as
specified in the Agreement. The pass-through rate applicable with respect to the
Distribution Date in November 1998 will be 2.82500000% per annum. Thereafter,
with respect to each Distribution Date, the pass-through rate will be a per
annum rate equal to (i) 8.20000000% minus (ii) the product of 1.00000000 and
LIBOR, as determined on the second business day prior to the 25th day of the
month preceding the month in which such Distribution Date occurs, subject to a
minimum rate of 0.00000000% and a maximum rate of 8.20000000%. The amount of
interest which accrues on this Certificate in any month will be subject to
reduction with respect to any Non-Supported Interest Shortfall and the interest
portion of certain Realized Losses allocated to the Class A-14 Certificates, as
described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution on this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, at an issue price of
7.77354% of the initial Class A-14 Notional Amount, including accrued interest,
and a stated redemption price at maturity equal to all interest distributions
hereon, and is issued with original issue discount ("OID") for federal income
tax purposes. Assuming (a) that this Certificate pays in accordance with
projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3
Certificates) used to price this Certificate and (b) that the interest rate at
which distributions of interest on this Certificate actually will be made will
be determined as though the pass-through rate on this Certificate applicable to
the first Distribution Date will not change thereafter: (i) the amount of OID as
a percentage of the initial Class A-14 Notional Amount is approximately
4.27944497%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 20.45%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial Class A-14 Notional Amount, calculated using the exact
method, is approximately 0.11910524%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-15
[FORM OF FACE OF CLASS A-15 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-15
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-15 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-15 Certificates required to be distributed
to Holders of the Class A-15 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-15 Certificates applicable to each Distribution Date will be 5.800% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-15 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-16
[FORM OF FACE OF CLASS A-16 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-16
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-16 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-16 Certificates required to be distributed
to Holders of the Class A-16 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-16 Certificates applicable to each Distribution Date will be 5.550% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-16 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-17
[FORM OF FACE OF CLASS A-17 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-17
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-17 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-17 Certificates required to be distributed
to Holders of the Class A-17 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-17 Certificates applicable to each Distribution Date will be 5.900% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-17 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-18
[FORM OF FACE OF CLASS A-18 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-18
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-18 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-18 Certificates required to be distributed
to Holders of Class A-18 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-18 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in November 1998 will be 6.12500000% per annum. Thereafter, with respect to
each Distribution Date, the pass-through rate will be a per annum rate equal to
0.50000000% plus LIBOR as determined on the second business day prior to the
25th day of the month preceding the month in which such Distribution Date
occurs, subject to a minimum rate of 0.50000000% and a maximum rate of
8.50000000%. The amount of interest which accrues on this Certificate will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class A-18
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-19
[FORM OF FACE OF CLASS A-19 CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-19
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-19 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-19 Certificates required to be distributed
to Holders of Class A-19 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-19 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in November 1998 will be approximately 9.16070000% per annum. Thereafter,
with respect to each Distribution Date, the pass-through rate will be a per
annum rate equal to (i) 30.85714283% minus (ii) the product of 3.85714285 and
LIBOR, as determined on the second business day prior to the 25th day of the
month preceding the month in which such Distribution Date occurs, subject to a
minimum rate of 0.00000000% and a maximum rate of 30.85714283%. The amount of
interest which accrues on this Certificate will be subject to reduction with
respect to any Non-Supported Interest Shortfall and the interest portion of
certain Realized Losses allocated to the Class A-19 Certificates, as described
in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, and based on its issue
price of 98.01384%, including accrued interest, and a stated redemption price at
maturity equal to its initial principal balance (plus 3 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
2.06250000%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 9.72%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.02739785%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-20
[FORM OF FACE OF CLASS A-20 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-20
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
UNTIL THE ACCRETION TERMINATION DATE, THE INTEREST THAT ACCRUES ON THE
PRINCIPAL BALANCE OF THIS CERTIFICATE WILL NOT BE PAYABLE. BECAUSE SUCH UNPAID
INTEREST IS ADDED TO THE PRINCIPAL BALANCE OF THIS CERTIFICATE AND BECAUSE
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE WILL BE MADE IN THE MANNER
DESCRIBED IN THE AGREEMENT (AS DEFINED HEREIN), THE OUTSTANDING PRINCIPAL
BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE MORE OR LESS THAN THE INITIAL
PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-20 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-20 Certificates required to be distributed
to Holders of the Class A-20 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-20 Certificates applicable to each Distribution Date will be 6.750% per
annum. Prior to the Accretion Termination Date, no distribution of interest on
this Certificate will be made. Prior to the Accretion Termination Date, interest
otherwise available for distribution on this Certificate will be added to the
Principal Balance of the Class A-20 Certificates on each Distribution Date. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class A-20
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, at an issue price of
99.78750%, including accrued interest, and a stated redemption price at maturity
equal to the sum of its initial principal balance and all interest distributions
hereon (whether current or accrued), and is issued with original issue discount
("OID") for federal income tax purposes. Assuming that this Certificate pays in
accordance with projected cash flows reflecting the prepayment assumption of
250% SPA (as defined in the Prospectus Supplement dated October 26, 1998 with
respect to the offering of the Class A (except Class A-PO), Class B-1, Class
B-2, and Class B-3 Certificates) used to price this Certificate: (i) the amount
of OID as a percentage of the initial principal balance of this Certificate is
approximately 287.08509941%; (ii) the annual yield to maturity of this
Certificate, compounded monthly, is approximately 6.76%; and (iii) the amount of
OID allocable to the short first accrual period (October 28, 1998 to November
25, 1998) as a percentage of the initial principal balance of this Certificate,
calculated using the exact method, is approximately 0.50605387%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-21
[FORM OF FACE OF CLASS A-21 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-21
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-21 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-21 Certificates required to be distributed
to Holders of the Class A-21 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-21 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-21 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-22
[FORM OF FACE OF CLASS A-22 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-22
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-22 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-22 Certificates required to be distributed
to Holders of Class A-22 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-22 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in November 1998 will be 6.38200000% per annum. Thereafter, with respect to
each Distribution Date, the pass-through rate will be a per annum rate equal to
0.80000000% plus LIBOR as determined on the second business day prior to the
25th day of the month preceding the month in which such Distribution Date
occurs, subject to a minimum rate of 0.80000000% and a maximum rate of
9.00000000%. The amount of interest which accrues on this Certificate will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class A-22
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-23
[FORM OF FACE OF CLASS A-23 CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-23
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of Class A-23 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-23 Certificates required to be distributed
to Holders of Class A-23 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-23 Certificates applicable to each Distribution Date will be a floating
rate of interest determined as provided herein and as specified in the
Agreement. The pass-through rate applicable with respect to the Distribution
Date in November 1998 will be 7.854% per annum. Thereafter, with respect to each
Distribution Date, the pass-through rate will be a per annum rate equal to (i)
24.60000000% minus (ii) the product of 3.0000000 and LIBOR, as determined on the
second business day prior to the 25th day of the month preceding the month in
which such Distribution Date occurs, subject to a minimum rate of 0.000% and a
maximum rate of 24.60000000%. The amount of interest which accrues on this
Certificate will be subject to reduction with respect to any Non-Supported
Interest Shortfall and the interest portion of certain Realized Losses allocated
to the Class A-23 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, and based on its issue
price of 95.31545%, including accrued interest, and a stated redemption price at
maturity equal to its initial principal balance (plus 3 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
4.75%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 8.36%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.0080673%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-24
[FORM OF FACE OF CLASS A-24 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-24
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-24 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-24 Certificates required to be distributed
to Holders of the Class A-24 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-24 Certificates applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-24 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-25
[FORM OF FACE OF CLASS A-25 CERTIFICATE]
[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY TO THE SELLER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN
THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO
CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE
BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE &
CO., HAS AN INTEREST HEREIN.]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-25
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-25 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-25 Certificates required to be distributed
to Holders of the Class A-25 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-25 Certificates applicable to each Distribution Date will be 6.500% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-25 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-26
[FORM OF FACE OF CLASS A-26 CERTIFICATE]
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25 CLASS A-26
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
THE NOTIONAL AMOUNT OF THIS CERTIFICATE WILL BE REDUCED IN THE MANNER
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT. ACCORDINGLY, THE OUTSTANDING
NOTIONAL AMOUNT OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL
NOTIONAL AMOUNT REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $(Initial Class A-26
by this Certificate: % Notional Amount)
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ___________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-26 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-26 Certificates required to be distributed
to Holders of the Class A-26 Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. The Class A-26
Certificates are not entitled to distributions in respect of principal. Interest
will accrue on the Class A-26 Certificates each month in an amount equal to the
product of (i) 1/12th of 0.250% and (ii) the Class A-26 Notional Amount as of
the related Distribution Date. The amount of interest which accrues on this
Certificate in any month will be subject to reduction with respect to any
Non-Supported Interest Shortfall and the interest portion of certain Realized
Losses allocated to the Class A-26 Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution on this Certificate will be
made after due notice of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency specified
by the Trustee for that purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, at an issue price of
1.14375% of the initial Class A-26 Notional Amount, including accrued interest,
and a stated redemption price at maturity equal to all interest distributions
hereon, and is issued with original issue discount ("OID") for federal income
tax purposes. Assuming that this Certificate pays in accordance with projected
cash flows reflecting the prepayment assumption of 250% SPA (as defined in the
Prospectus Supplement dated October 26, 1998 with respect to the offering of the
Class A (except Class A-PO), Class B-1, Class B-2, and Class B-3 Certificates)
used to price this Certificate: (i) the amount of OID as a percentage of the
initial Class A-26 Notional Amount is approximately 1.83367992%; (ii) the annual
yield to maturity of this Certificate, compounded monthly, is approximately
18.66%; and (iii) the amount of OID allocable to the short first accrual period
(October 28, 1998 to November 25, 1998) as a percentage of the initial Class
A-26 Notional Amount, calculated using the exact method, is approximately
0.01599170%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-PO
[FORM OF FACE OF CLASS A-PO CERTIFICATE]
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING THAT THE
TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT
SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS
AMENDED ("ERISA") OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL
EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY,
A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS A-PO
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class A-PO Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-PO Certificates required to be distributed
to Holders of the Class A-PO Certificates on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. The Class A-PO
Certificates will not be entitled to distributions in respect of interest.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
No transfer of a Class A-PO Certificate will be made unless such transfer
is exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trustee or the Seller may require the Holder to deliver an opinion
of counsel acceptable to and in form and substance satisfactory to the Trustee
and the Seller that such transfer is exempt (describing the applicable exemption
and the basis therefor) from or is being made pursuant to the registration
requirements of the Securities Act of 1933, as amended, and of any applicable
statute of any state. The Holder hereof desiring to effect such transfer shall,
and does hereby agree to, indemnify the Trustee, the Seller, the Master
Servicer, and any Paying Agent acting on behalf of the Trustee against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such Federal and state laws. In connection with any such
transfer, the Trustee will also require (i) a representation letter, in the form
as described in the Agreement, stating that the transferee is not a Plan and is
not acting on behalf of a Plan or using the assets of a Plan to effect such
purchase or (ii) if such transferee is a Plan, (a) an opinion of counsel
acceptable to and in form and substance satisfactory to the Trustee and the
Seller with respect to certain matters and (b) such other documentation as the
Seller or the Master Servicer may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, at an issue price of
67.94973% and a stated redemption price at maturity equal to its initial
principal balance, and is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
32.05027200%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 6.70%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.34141708%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-R
[Form of Face of Class A-R Certificate]
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE
HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN
RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE POOLING
AND SERVICING AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE
TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT, AMONG OTHER THINGS, IT IS NOT A
DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5),
AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A DISQUALIFIED
ORGANIZATION OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN SECTION 5.02(d) OF
THE POOLING AND SERVICING AGREEMENT AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE
POOLING AND SERVICING AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE
RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR
NON-PERMITTED FOREIGN HOLDERS.
THE HOLDER OF THIS CLASS A-R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO
HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS
"TAX MATTERS PERSON" OF THE UPPER-TIER REMIC TO PERFORM THE FUNCTIONS OF A "TAX
MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE
CODE, OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON
OF THE UPPER-TIER REMIC.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT,
SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS A-R
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $50.00
by this Certificate: 100%
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT __________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holder of the Class A-R Certificate with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-R Certificate required to be distributed to
Holders of the Class A-R Certificate on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-R Certificate applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-R Certificate, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
of the pendency of such distribution and only upon presentation and surrender of
this Certificate at the office or agency specified by the Trustee for that
purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT A-LR
[Form of Face of Class A-LR Certificate]
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A "RESIDUAL INTEREST"
IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE TERMS ARE DEFINED,
RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY ACCEPTANCE
HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO CERTAIN
RESTRICTIONS ON TRANSFERABILITY, AS SET FORTH IN SECTION 5.02(d) OF THE POOLING
AND SERVICING AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE
TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT, AMONG OTHER THINGS, IT IS NOT A
DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE SECTION 860E(e)(5),
AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER MIDDLEMAN) FOR A DISQUALIFIED
ORGANIZATION OR A NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN SECTION 5.02(d) OF
THE POOLING AND SERVICING AGREEMENT AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE
POOLING AND SERVICING AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE
RESTRICTIONS ON TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR
NON-PERMITTED FOREIGN HOLDERS.
THE HOLDER OF THIS CLASS A-LR CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO
HAVE AGREED TO THE DESIGNATION OF THE MASTER SERVICER AS ITS AGENT TO ACT AS
"TAX MATTERS PERSON" OF THE LOWER-TIER REMIC TO PERFORM THE FUNCTIONS OF A "TAX
MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE
CODE, OR, IF SO REQUESTED BY THE MASTER SERVICER, TO ACT AS TAX MATTERS PERSON
OF THE LOWER-TIER REMIC.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY PERSON WHICH IS
AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT SUBJECT TO TITLE I OF
THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA"), OR
SECTION 4975 OF THE CODE OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION 3(32) OF
ERISA SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A MATERIAL EXTENT,
SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE (COLLECTIVELY, A
"PLAN"), OR ANY PERSON ACTING ON BEHALF OF OR INVESTING THE ASSETS OF A PLAN.
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS A-LR
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS
CERTIFICATE WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT. ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT
NY TIME MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $50.00
by this Certificate: 100%
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT __________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holder of the Class A-LR Certificate with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans"), formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and the Class A
Distribution Amount for the Class A-LR Certificate required to be distributed to
Holders of the Class A-LR Certificate on such Distribution Date, subject to
adjustment in certain events as specified in the Agreement. Distributions in
reduction of the Principal Balance of certain Classes of Class A Certificates
may not commence on the first Distribution Date specified above. Distributions
of principal will be allocated among the Classes of Class A Certificates in
accordance with the provisions of the Agreement. The pass-through rate on the
Class A-LR Certificate applicable to each Distribution Date will be 6.750% per
annum. The amount of interest which accrues on this Certificate in any month
will be subject to reduction with respect to any Non-Supported Interest
Shortfall and the interest portion of certain Realized Losses allocated to the
Class A-LR Certificate, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register. Notwithstanding the
above, the final distribution on this Certificate will be made after due notice
of the pendency of such distribution and only upon presentation and surrender of
this Certificate at the office or agency specified by the Trustee for that
purpose in the notice of final distribution.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT B-1
[FORM OF FACE OF CLASS B-1 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES
AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS B-1
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-1 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates as specified in the Agreement, any Class B-1
Distribution Amount required to be distributed to Holders of the Class B-1
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-1
Certificates applicable to each Distribution Date will be 6.750% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-1
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
No transfer of a Class B-1 Certificate will be made unless the Holder
hereof desiring to make any such transfer shall deliver to the Trustee (i) a
representation letter, in the form as described in the Agreement, stating either
(a) that the transferee is not a Plan and is not acting on behalf of a Plan or
using the assets of a Plan to effect such purchase or (b) subject to certain
conditions described in the Agreement, that the source of funds used to purchase
this Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trustee and the Seller with respect to certain
matters and (b) such other documentation as the Seller or the Master Servicer
may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT B-2
[FORM OF FACE OF CLASS B-2 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A CERTIFICATES
AND THE CLASS B-1 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING
AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS B-2
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-2 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-2 Distribution Amount required to be distributed to Holders of the Class B-2
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-2
Certificates applicable to each Distribution Date will be 6.750% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-2
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
No transfer of a Class B-2 Certificate will be made unless the Holder
hereof desiring to make any such transfer shall deliver to the Trustee (i) a
representation letter, in the form as described in the Agreement, stating either
(a) that the transferee is not a Plan and is not acting on behalf of a Plan or
using the assets of a Plan to effect such purchase or (b) subject to certain
conditions described in the Agreement, that the source of funds used to purchase
this Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trustee and the Seller with respect to certain
matters and (b) such other documentation as the Seller or the Master Servicer
may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT B-3
[FORM OF FACE OF CLASS B-3 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES AND THE CLASS B-2 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS B-3
evidencing an interest in a pool of fixed
interest rate, conventional, monthly pay,
fully amortizing, first lien, one- to
four-family residential mortgage loans, which may
include loans secured by shares issued by
cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT _______________________________ is the registered owner
of the Percentage Interest evidenced by this Certificate in monthly
distributions to the Holders of the Class B-3 Certificates with respect to a
Trust Estate consisting of a pool of fixed interest rate, conventional, monthly
pay, fully amortizing, first lien, one- to four-family residential mortgage
loans, other than the Fixed Retained Yield, if any, with respect thereto, and
which may include loans secured by shares issued by cooperative housing
corporations (the "Mortgage Loans") formed by Norwest Asset Securities
Corporation (hereinafter called the "Seller", which term includes any successor
entity under the Agreement referred to below). The Trust Estate was created
pursuant to a Pooling and Servicing Agreement dated as of October 28, 1998 (the
"Agreement") among the Seller, Norwest Bank Minnesota, National Association, as
master servicer (the "Master Servicer"), and First Union National Bank, as
trustee (the "Trustee"), a summary of certain of the pertinent provisions of
which is set forth hereinafter. To the extent not defined herein, the
capitalized terms used herein have the meanings ascribed to such terms in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-3 Distribution Amount required to be distributed to Holders of the Class B-3
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-3
Certificates applicable to each Distribution Date will be 6.750% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-3
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
No transfer of a Class B-3 Certificate will be made unless the Holder
hereof desiring to make any such transfer shall deliver to the Trustee (i) a
representation letter, in the form as described in the Agreement, stating either
(a) that the transferee is not a Plan and is not acting on behalf of a Plan or
using the assets of a Plan to effect such purchase or (b) subject to certain
conditions described in the Agreement, that the source of funds used to purchase
this Certificate is an "insurance company general account," or (ii) if such
transferee is a Plan, (a) an opinion of counsel acceptable to and in form and
substance satisfactory to the Trustee and the Seller with respect to certain
matters and (b) such other documentation as the Seller or the Master Servicer
may require, as described in the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, and based on its issue
price of 96.03750%, including accrued interest, and a stated redemption price at
maturity equal to its initial principal balance (plus 3 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
4.01875000%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 7.30%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.01970557%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT B-4
[FORM OF FACE OF CLASS B-4 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES AND THE
CLASS B-3 CERTIFICATES AS DESCRIBED IN THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS B-4
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-4 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer") and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-4 Distribution Amount required to be distributed to Holders of the Class B-4
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-4
Certificates applicable to each Distribution Date will be 6.750% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-4
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
No transfer of a Class B-4 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trustee or the Seller may require the Holder to deliver an opinion
of counsel acceptable to and in form and substance satisfactory to the Trustee
and the Seller that such transfer is exempt (describing the applicable exemption
and the basis therefor) from or is being made pursuant to the registration
requirements of the Securities Act of 1933, as amended, and of any applicable
statute of any state. The Holder hereof desiring to effect such transfer shall,
and does hereby agree to, indemnify the Trustee, the Seller, the Master
Servicer, and any Paying Agent acting on behalf of the Trustee against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such Federal and state laws. In connection with any such
transfer, the Trustee will also require (i) a representation letter, in the form
as described in the Agreement, stating either (a) that the transferee is not a
Plan and is not acting on behalf of a Plan or using the assets of a Plan to
effect such purchase or (b) subject to certain conditions described in the
Agreement, that the source of funds used to purchase this Certificate is an
"insurance company general account," or (ii) if such transferee is a Plan, (a)
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trustee and the Seller with respect to certain matters and (b) such other
documentation as the Seller or the Master Servicer may require, as described in
the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, and based on its issue
price of 89.81875%, including accrued interest, and a stated redemption price at
maturity equal to its initial principal balance (plus 3 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
10.23750000%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 8.23%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.04805598%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT B-5
[FORM OF FACE OF CLASS B-5 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS
B-3 CERTIFICATES AND THE CLASS B-4 CERTIFICATES AS DESCRIBED IN THE POOLING AND
SERVICING AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"). OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS B-5
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-5 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-5 Distribution Amount required to be distributed to Holders of the Class B-5
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-5
Certificates applicable to each Distribution Date will be 6.750% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-5
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
No transfer of a Class B-5 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trustee or the Seller may require the Holder to deliver an opinion
of counsel acceptable to and in form and substance satisfactory to the Trustee
and the Seller that such transfer is exempt (describing the applicable exemption
and the basis therefor) from or is being made pursuant to the registration
requirements of the Securities Act of 1933, as amended, and of any applicable
statute of any state. The Holder hereof desiring to effect such transfer shall,
and does hereby agree to, indemnify the Trustee, the Seller, the Master
Servicer, and any Paying Agent acting on behalf of the Trustee against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such Federal and state laws. In connection with any such
transfer, the Trustee will also require (i) a representation letter, in the form
as described in the Agreement, stating either (a) that the transferee is not a
Plan and is not acting on behalf of a Plan or using the assets of a Plan to
effect such purchase or (b) subject to certain conditions described in the
Agreement, that the source of funds used to purchase this Certificate is an
"insurance company general account," or (ii) if such transferee is a Plan, (a)
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trustee and the Seller with respect to certain matters and (b) such other
documentation as the Seller or the Master Servicer may require, as described in
the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, and based on its issue
price of 74.03750%, including accrued interest, and a stated redemption price at
maturity equal to its initial principal balance (plus 3 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
26.01875000%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 11.07%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.10824948%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT B-6
[FORM OF FACE OF CLASS B-6 CERTIFICATE]
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, THE CLASS B-1 CERTIFICATES, THE CLASS B-2 CERTIFICATES, THE CLASS
B-3 CERTIFICATES, THE CLASS B-4 CERTIFICATES AND THE CLASS B-5 CERTIFICATES AS
DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY NOT BE
RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND LAWS OR
IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM REGISTRATION UNDER
SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN ACCORDANCE WITH
THE PROVISIONS OF SECTION 5.02 OF THE POOLING AND SERVICING AGREEMENT REFERRED
TO HEREIN.
EXCEPT AS PROVIDED IN SECTION 5.02(C) OF THE POOLING AND SERVICING AGREEMENT
REFERRED TO HEREIN, THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO
ANY PERSON THAT HAS NOT DELIVERED A REPRESENTATION LETTER STATING EITHER (A)
THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT
ARRANGEMENT SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED (THE "CODE"), OR A GOVERNMENTAL PLAN, AS DEFINED IN SECTION
3(32) OF ERISA, SUBJECT TO ANY FEDERAL, STATE OR LOCAL LAW WHICH IS, TO A
MATERIAL EXTENT, SIMILAR TO THE FOREGOING PROVISIONS OF ERISA OR THE CODE
(COLLECTIVELY, A "PLAN"), AND IS NOT ACTING ON BEHALF OF OR INVESTING THE ASSETS
OF A PLAN OR (B) SUBJECT TO CERTAIN CONDITIONS SET FORTH IN THE POOLING AND
SERVICING AGREEMENT, THAT THE SOURCE OF FUNDS USED TO PURCHASE THIS CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT."
<PAGE>
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1998-25, CLASS B-6
evidencing an interest in a pool of fixed interest
rate, conventional, monthly pay, fully amortizing,
first lien, one- to four-family residential mortgage
loans, which may include loans secured by shares
issued by cooperative housing corporations, sold by
NORWEST ASSET SECURITIES CORPORATION
(Not an interest in or obligation of the Seller)
THIS CERTIFICATE DOES NOT EVIDENCE AN OBLIGATION OF, OR AN INTEREST IN, THE
SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF THEIR AFFILIATES, AND IS NOT
INSURED OR GUARANTEED BY THE SELLER, THE MASTER SERVICER, THE TRUSTEE OR ANY OF
THEIR AFFILIATES, OR BY ANY GOVERNMENT AGENCY OR PRIVATE INSURER.
DISTRIBUTIONS IN REDUCTION OF THE PRINCIPAL BALANCE OF THIS CERTIFICATE
WILL BE MADE IN THE MANNER DESCRIBED IN THE POOLING AND SERVICING AGREEMENT.
ACCORDINGLY, THE OUTSTANDING PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME
MAY BE LESS THAN THE INITIAL PRINCIPAL BALANCE REPRESENTED HEREBY.
Certificate No. Cut-Off Date: October 1, 1998
CUSIP No.: First Distribution Date: November 25, 1998
Percentage Interest evidenced Denomination: $
by this Certificate: %
Final Scheduled Maturity Date: November 25, 2028
<PAGE>
THIS CERTIFIES THAT ____________________________ is the registered owner of
the Percentage Interest evidenced by this Certificate in monthly distributions
to the Holders of the Class B-6 Certificates with respect to a Trust Estate
consisting of a pool of fixed interest rate, conventional, monthly pay, fully
amortizing, first lien, one- to four-family residential mortgage loans, other
than the Fixed Retained Yield, if any, with respect thereto, and which may
include loans secured by shares issued by cooperative housing corporations (the
"Mortgage Loans") formed by Norwest Asset Securities Corporation (hereinafter
called the "Seller", which term includes any successor entity under the
Agreement referred to below). The Trust Estate was created pursuant to a Pooling
and Servicing Agreement dated as of October 28, 1998 (the "Agreement") among the
Seller, Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"), a
summary of certain of the pertinent provisions of which is set forth
hereinafter. To the extent not defined herein, the capitalized terms used herein
have the meanings ascribed to such terms in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made on the
25th day of each month or, if such 25th day is not a Business Day, the Business
Day immediately following (the "Distribution Date"), commencing on the first
Distribution Date specified above, to the Person in whose name this Certificate
is registered at the close of business on the last Business Day of the month
preceding the month of such distribution, in an amount equal to the product of
the Percentage Interest evidenced by this Certificate and, subject to the prior
rights of the Class A Certificates and each Class of Class B Certificates
bearing a lower numerical designation as specified in the Agreement, any Class
B-6 Distribution Amount required to be distributed to Holders of the Class B-6
Certificates on such Distribution Date, subject to adjustment, in certain
events, as specified in the Agreement. The pass-through rate on the Class B-6
Certificates applicable to each Distribution Date will be 6.750% per annum. The
amount of interest which accrues on this Certificate in any month will be
subject to reduction with respect to any Non-Supported Interest Shortfall and
the interest portion of certain Realized Losses allocated to the Class B-6
Certificates, as described in the Agreement.
Distributions on this Certificate will be made on behalf of the Trustee
either by the Master Servicer or by a Paying Agent appointed by the Master
Servicer by check mailed to the address of the Person entitled thereto, as such
name and address shall appear on the Certificate Register, unless such Person is
entitled to receive payments by wire transfer in immediately available funds in
accordance with the Pooling and Servicing Agreement and such Person has notified
the Master Servicer pursuant to the Pooling and Servicing Agreement that such
payments are to be made by wire transfer of immediately available funds.
Notwithstanding the above, the final distribution in reduction of the Principal
Balance of this Certificate will be made after due notice of the pendency of
such distribution and only upon presentation and surrender of this Certificate
at the office or agency specified by the Trustee for that purpose in the notice
of final distribution.
No transfer of a Class B-6 Certificate will be made unless such transfer is
exempt from the registration requirements of the Securities Act of 1933, as
amended, and any applicable state securities laws or is made in accordance with
said Act and laws. In the event that such a transfer is desired to be made by
the Holder hereof, (i) the transferee will be required to execute an investment
letter in the form described in the Agreement and (ii) if such transfer is to be
made within three years from the later of (a) the date of initial issuance of
the Certificates or (b) the last date on which the Seller or any affiliate
thereof was a Holder of the Certificates proposed to be transferred, and unless
such transfer is made in reliance on Rule 144A of the Securities Act of 1933, as
amended, the Trustee or the Seller may require the Holder to deliver an opinion
of counsel acceptable to and in form and substance satisfactory to the Trustee
and the Seller that such transfer is exempt (describing the applicable exemption
and the basis therefor) from or is being made pursuant to the registration
requirements of the Securities Act of 1933, as amended, and of any applicable
statute of any state. The Holder hereof desiring to effect such transfer shall,
and does hereby agree to, indemnify the Trustee, the Seller, the Master
Servicer, and any Paying Agent acting on behalf of the Trustee against any
liability that may result if the transfer is not so exempt or is not made in
accordance with such Federal and state laws. In connection with any such
transfer, the Trustee will also require (i) a representation letter, in the form
as described in the Agreement, stating either (a) that the transferee is not a
Plan and is not acting on behalf of a Plan or using the assets of a Plan to
effect such purchase or (b) subject to certain conditions described in the
Agreement, that the source of funds used to purchase this Certificate is an
"insurance company general account," or (ii) if such transferee is a Plan, (a)
an opinion of counsel acceptable to and in form and substance satisfactory to
the Trustee and the Seller with respect to certain matters and (b) such other
documentation as the Seller or the Master Servicer may require, as described in
the Agreement.
Reference is hereby made to the further provisions of this Certificate set
forth on the reverse hereof, which further provisions shall for all purposes
have the same effect as if set forth at this place.
This Certificate is issued on October 28, 1998, and based on its issue
price of 28.50625%, including accrued interest, and a stated redemption price at
maturity equal to its initial principal balance (plus 3 days of interest at the
pass-through rate hereon), is issued with original issue discount ("OID") for
federal income tax purposes. Assuming that this Certificate pays in accordance
with projected cash flows reflecting the prepayment assumption of 250% SPA (as
defined in the Prospectus Supplement dated October 26, 1998 with respect to the
offering of the Class A (except Class A-PO), Class B-1, Class B-2 and Class B-3
Certificates) used to price this Certificate: (i) the amount of OID as a
percentage of the initial principal balance of this Certificate is approximately
71.55000000%; (ii) the annual yield to maturity of this Certificate, compounded
monthly, is approximately 30.50%; and (iii) the amount of OID allocable to the
short first accrual period (October 28, 1998 to November 25, 1998) as a
percentage of the initial principal balance of this Certificate, calculated
using the exact method, is approximately 0.14509223%.
This Certificate constitutes a "regular interest" in a "real estate
mortgage investment conduit" as those terms are defined in Section 860G(a)(1)
and Section 860D, respectively, of the Internal Revenue Code of 1986, as
amended.
Unless this Certificate has been countersigned by an authorized officer of
the Trustee, by manual signature, this Certificate shall not be entitled to any
benefit under the Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed as of the date set forth below.
Dated:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
Countersigned:
First Union National Bank,
Trustee
By _______________________________
Authorized Officer
<PAGE>
EXHIBIT C
[Form of Reverse of Series 1998-25 Certificates]
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1998-25
This Certificate is one of a duly authorized issue of Certificates issued
in several Classes designated as Mortgage Pass-Through Certificates of the
Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain collections and
recoveries respecting the Mortgage Loans, all as more specifically set forth
herein and in the Agreement. In the event funds are advanced with respect to any
Mortgage Loan by a Servicer, the Master Servicer or the Trustee, such advances
are reimbursable to such Servicer, the Master Servicer or the Trustee to the
extent provided in the Agreement, from related recoveries on such Mortgage Loan
or from other cash that would have been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Certificate Account
created for the benefit of Certificateholders may be made by the Master Servicer
from time to time for purposes other than distributions to Certificateholders,
such purposes including reimbursement to a Servicer, the Master Servicer or the
Trustee, as applicable, of advances made by such Servicer, the Master Servicer
or the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Seller, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Seller, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66 2/3% of the Voting Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange hereof or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates.
As provided in the Agreement and subject to certain limitations therein set
forth, the transfer of this Certificate is registrable in the Certificate
Register upon surrender of this Certificate for registration of transfer at the
office or agency appointed by the Trustee, duly endorsed by, or accompanied by
an assignment in the form below or other written instrument of transfer in form
satisfactory to the Trustee and the Certificate Registrar, duly executed by the
Holder hereof or such Holder's attorney duly authorized in writing, and
thereupon one or more new Certificates of authorized Denominations evidencing
the same Class and aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in Classes and Denominations specified in the Agreement. As provided in
the Agreement and subject to certain limitations therein set forth, Certificates
are exchangeable for new Certificates of authorized Denominations evidencing the
same Class and aggregate Percentage Interest, as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee or the Certificate Registrar may require payment of a
sum sufficient to cover any tax or other governmental charge payable in
connection therewith.
The Seller, the Master Servicer, the Trustee and the Certificate Registrar,
and any agent of the Seller, the Master Servicer, the Trustee or the Certificate
Registrar, may treat the Person in whose name this Certificate is registered as
the owner hereof for all purposes, and neither the Seller, the Master Servicer,
the Trustee, the Certificate Registrar nor any such agent shall be affected by
notice to the contrary.
The obligations created by the Agreement in respect of the Certificates and
the Trust Estate created thereby shall terminate upon the last action required
to be taken by the Trustee on the Final Distribution Date pursuant to the
Agreement following the earlier of (i) the payment or other liquidation (or
advance with respect thereto) of the last Mortgage Loan subject thereto or the
disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan, and (ii) the purchase by the Seller from the
Trust Estate of all remaining Mortgage Loans and all property acquired in
respect of such Mortgage Loans; provided, however, that the Trust Estate will in
no event continue beyond the expiration of 21 years from the death of the last
survivor of the descendants of Joseph P. Kennedy, the late ambassador of the
United States to the Court of St. James, living on the date of the Agreement.
The Agreement permits, but does not require, the Seller to purchase all
remaining Mortgage Loans and all property acquired in respect of any Mortgage
Loan at a price determined as provided in the Agreement. The exercise of such
option will effect early retirement of the Certificates, the Seller's right to
exercise such option being subject to the Pool Scheduled Principal Balance of
the Mortgage Loans as of the Distribution Date upon which the proceeds of such
repurchase are distributed being less than ten percent of the Cut-Off Date
Aggregate Principal Balance.
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s)
unto ___________________________________________________________________________
________________________________________________________________________________
________________________________________________________________________________
(Please print or typewrite name and address
including postal zip code of assignee)
the beneficial interest evidenced by the within Mortgage Pass-Through
Certificate and hereby authorizes the transfer of registration of such interest
to assignee on the Certificate Register of the Trust Estate.
I (We) further direct the Certificate Registrar to issue a new Certificate
of a like Denomination or Percentage Interest and Class, to the above named
assignee and deliver such Certificate to the following address:
________________________________________________________________________________
________________________________________________________________________________
Social Security or other Identifying Number of Assignee: ______________________
Dated:
___________________________________
Signature by or on behalf of assignor
___________________________________
Signature Guaranteed
<PAGE>
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of distribution:
Distributions shall be made, if the assignee is eligible to receive
distributions in immediately available funds, by wire transfer or otherwise, in
immediately available funds to _________________________________________________
for the account of _____________________________________________________________
account number _________________________, or, if mailed by check, to ___________
_______________________________________________________________________________.
Applicable statements should be mailed to ______________________________________
___________________________________________________________________________.
This information is provided by _______________________, the assignee named
above, or ___________________________________, as its agent.
<PAGE>
EXHIBIT D
RESERVED
<PAGE>
EXHIBIT E
CUSTODIAL AGREEMENT
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time,
the "Agreement"), dated as of _____________, by and among FIRST UNION NATIONAL
BANK, not individually, but solely as Trustee (including its successors under
the Pooling and Servicing Agreement defined below, the "Trustee"), NORWEST ASSET
SECURITIES CORPORATION (together with any successor in interest, the "Seller"),
NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION (together with any successor in
interest or successor under the Pooling and Servicing Agreement referred to
below, the "Master Servicer") and ___________________________ (together with any
successor in interest or any successor appointed hereunder, the "Custodian").
W I T N E S S E T H T H A T
WHEREAS, the Seller, the Master Servicer and the Trustee, have entered into
a Pooling and Servicing Agreement dated as of October 28, 1998 relating to the
issuance of Mortgage Pass-Through Certificates, Series 1998-25 (as in effect on
the date of this Agreement, the "Original Pooling and Servicing Agreement", and
as amended and supplemented from time to time, the "Pooling and Servicing
Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trustee for the
purposes of receiving and holding certain documents and other instruments
delivered by the Seller under the Pooling and Servicing Agreement, all upon the
terms and conditions and subject to the limitations hereinafter set forth;
NOW, THEREFORE, in consideration of the premises and the mutual covenants
and agreements hereinafter set forth, the Trustee, the Seller, the Master
Servicer and the Custodian hereby agree as follows:
ARTICLE I
Definitions
Capitalized terms used in this Agreement and not defined herein shall have
the meanings assigned in the Original Pooling and Servicing Agreement, unless
otherwise required by the context herein.
ARTICLE II
Custody of Mortgage Documents
Section 2.1. CUSTODIAN TO ACT AS AGENT; ACCEPTANCE OF CUSTODIAL FILES. The
Custodian, as the duly appointed agent of the Trustee for these purposes,
acknowledges receipt of the Mortgage Notes, the Mortgages, the assignments and
other documents relating to the Mortgage Loans identified on the schedule
attached hereto and declares that it holds and will hold such Mortgage Notes,
Mortgages, assignments and other documents and any similar documents received by
the Trustee subsequent to the date hereof (the "Custodial Files") as agent for
the Trustee, in trust, for the use and benefit of all present and future
Certificateholders.
Section 2.2. RECORDATION OF ASSIGNMENTS. If any Custodial File includes one
or more assignments to the Trustee of Mortgage Notes and related Mortgages that
have not been recorded, each such assignment shall be delivered by the Custodian
to the Seller for the purpose of recording it in the appropriate public office
for real property records, and the Seller, at no expense to the Custodian, shall
promptly cause to be recorded in the appropriate public office for real property
records each such assignment and, upon receipt thereof from such public office,
shall return each such assignment to the Custodian.
Section 2.3. REVIEW OF CUSTODIAL FILES. The Custodian agrees, for the
benefit of Certificateholders, to review, in accordance with the provisions of
Section 2.01 of the Pooling and Servicing Agreement, each Custodial File. If in
performing the review required by this Section 2.3 the Custodian finds any
document or documents constituting a part of a Custodial File to be missing or
defective in any material respect, the Custodian shall promptly so notify the
Seller, the Master Servicer and the Trustee.
Section 2.4. NOTIFICATION OF BREACHES OF REPRESENTATIONS AND WARRANTIES.
Upon discovery by the Custodian of a breach of any representation or warranty
made by the Seller or the Master Servicer as set forth in the Pooling and
Servicing Agreement, the Custodian shall give prompt written notice to the
Seller, the Master Servicer and the Trustee.
Section 2.5. CUSTODIAN TO COOPERATE; RELEASE OF CUSTODIAL Files. Upon the
payment in full of any Mortgage Loan, or the receipt by the Master Servicer of a
notification that payment in full will be escrowed in a manner customary for
such purposes, the Master Servicer shall immediately notify the Custodian by a
certification (which certification shall include a statement to the effect that
all amounts received or to be received in connection with such payment which are
required to be deposited in the Certificate Account pursuant to Section 3.02 of
the Pooling and Servicing Agreement have been or will be so deposited) of a
Servicing Officer and shall request delivery to it of the Custodial File. The
Custodian agrees, upon receipt of such certification and request, promptly to
release the related Custodial File to the Master Servicer.
From time to time as is appropriate for the servicing or foreclosure of any
Mortgage Loan, the Master Servicer shall deliver to the Custodian a certificate
of a Servicing Officer requesting that possession of all, or any document
constituting part of, the Custodial File be released to the Master Servicer and
certifying as to the reason for such release and that such release will not
invalidate any insurance coverage provided in respect of the Mortgage Loan. With
such certificate, the Master Servicer shall deliver to the Custodian a receipt
signed by a Servicing Officer on behalf of the Master Servicer, and upon receipt
of the foregoing, the Custodian shall deliver the Custodial File or such
document to the Master Servicer. The Master Servicer shall cause each Custodial
File or any document therein so released to be returned to the Custodian when
the need therefor by the Master Servicer no longer exists, unless (i) the
Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the
Mortgage Loan have been deposited in the Certificate Account to the extent
required by the Pooling and Servicing Agreement or (ii) the Custodial File or
such document has been delivered to an attorney, or to a public trustee or other
public official as required by law, for purposes of initiating or pursuing legal
action or other proceedings for the foreclosure of the Mortgaged Property either
judicially or non-judicially, and the Master Servicer has delivered to the
Custodian a certificate of a Servicing Officer certifying as to the name and
address of the Person to which such Custodial File or such document were
delivered and the purpose or purposes of such delivery. In the event of the
liquidation of a Mortgage Loan, the Custodian shall deliver such receipt with
respect thereto to the Master Servicer upon deposit of the related Liquidation
Proceeds in the Certificate Account to the extent required by the Pooling and
Servicing Agreement.
Section 2.6. ASSUMPTION AGREEMENTS. In the event that any assumption
agreement or substitution of liability agreement is entered into with respect to
any Mortgage Loan subject to this Agreement in accordance with the terms and
provisions of the Pooling and Servicing Agreement, the Master Servicer shall
notify the Custodian that such assumption or substitution agreement has been
completed by forwarding to the Custodian the original of such assumption or
substitution agreement, which copy shall be added to the related Custodial File
and, for all purposes, shall be considered a part of such Custodial File to the
same extent as all other documents and instruments constituting parts thereof.
ARTICLE III
Concerning the Custodian
Section 3.1. CUSTODIAN A BAILEE AND AGENT OF THE TRUSTEE. With respect to
each Mortgage Note, Mortgage and other documents constituting each Custodian
File which are delivered to the Custodian, the Custodian is exclusively the
bailee and agent of the Trustee, holds such documents for the benefit of
Certificateholders and undertakes to perform such duties and only such duties as
are specifically set forth in this Agreement. Except upon compliance with the
provisions of Section 2.5 of this Agreement, no Mortgage Note, Mortgage or other
document constituting a part of a Custodial File shall be delivered by the
Custodian to the Seller or the Master Servicer or otherwise released from the
possession of the Custodian.
Section 3.2. INDEMNIFICATION. The Seller hereby agrees to indemnify and
hold the Custodian harmless from and against all claims, liabilities, losses,
actions, suits or proceedings at law or in equity, or any other expenses, fees
or charges of any character or nature, which the Custodian may incur or with
which the Custodian may be threatened by reasons of its acting as custodian
under this Agreement, including indemnification of the Custodian against any and
all expenses, including attorney's fees if counsel for the Custodian has been
approved by the Seller, and the cost of defending any action, suit or
proceedings or resisting any claim. Notwithstanding the foregoing, it is
specifically understood and agreed that in the event any such claim, liability,
loss, action, suit or proceeding or other expense, fees, or charge shall have
been caused by reason of any negligent act, negligent failure to act, or willful
misconduct on the part of the Custodian, or which shall constitute a willful
breach of its duties hereunder, the indemnification provisions of this Agreement
shall not apply.
Section 3.3. CUSTODIAN MAY OWN CERTIFICATES. The Custodian in its
individual or any other capacity may become the owner or pledgee of Certificates
with the same rights it would have if it were not Custodian.
Section 3.4. MASTER SERVICER TO PAY CUSTODIAN'S FEES AND Expenses. The
Master Servicer covenants and agrees to pay to the Custodian from time to time,
and the Custodian shall be entitled to, reasonable compensation for all services
rendered by it in the exercise and performance of any of the powers and duties
hereunder of the Custodian, and the Master Servicer will pay or reimburse the
Custodian upon its request for all reasonable expenses, disbursements and
advances incurred or made by the Custodian in accordance with any of the
provisions of this Agreement (including the reasonable compensation and the
expenses and disbursements of its counsel and of all persons not regularly in
its employ), except any such expense, disbursement or advance as may arise from
its negligence or bad faith.
Section 3.5. CUSTODIAN MAY RESIGN; TRUSTEE MAY REMOVE Custodian. The
Custodian may resign from the obligations and duties hereby imposed upon it as
such obligations and duties relate to its acting as Custodian of the Mortgage
Loans. Upon receiving such notice of resignation, the Trustee shall either take
custody of the Custodial Files itself and give prompt notice thereof to the
Seller, the Master Servicer and the Custodian or promptly appoint a successor
Custodian by written instrument, in duplicate, one copy of which instrument
shall be delivered to the resigning Custodian and one copy to the successor
Custodian. If the Trustee shall not have taken custody of the Custodial Files
and no successor Custodian shall have been so appointed and have accepted
resignation, the resigning Custodian may petition any court of competent
jurisdiction for the appointment of a successor Custodian.
The Trustee may remove the Custodian at any time. In such event, the
Trustee shall appoint, or petition a court of competent jurisdiction to appoint,
a successor Custodian hereunder. Any successor Custodian shall be a depository
institution subject to supervision or examination by federal or state authority
and shall be able to satisfy the other requirements contained in Section 3.7.
Any resignation or removal of the Custodian and appointment of a successor
Custodian pursuant to any of the provisions of this Section 3.5 shall become
effective upon acceptance of appointment by the successor Custodian. The Trustee
shall give prompt notice to the Seller and the Master Servicer of the
appointment of any successor Custodian. No successor Custodian shall have been
appointed and accepted appointment by the Trustee without the prior approval of
the Seller and the Master Servicer.
Section 3.6. MERGER OR CONSOLIDATION OF CUSTODIAN. Any Person into which
the Custodian may be merged or converted or with which it may be consolidated,
or any Person resulting from any merger, conversion or consolidation to which
the Custodian shall be a party, or any Person succeeding to the business of the
Custodian, shall be the successor of the Custodian hereunder, without the
execution or filing of any paper or any further act on the part of any of the
parties hereto, anything herein to the contrary notwithstanding.
Section 3.7. REPRESENTATIONS OF THE CUSTODIAN. The Custodian hereby
represents that it is a depository institution subject to supervision or
examination by a federal or state authority, has a combined capital and surplus
of at least $10,000,000 and is qualified to do business in the jurisdiction in
which it will hold any Custodian File.
ARTICLE IV
Miscellaneous Provisions
Section 4.1. NOTICES. All notices, requests, consents and demands and other
communications required under this Agreement or pursuant to any other instrument
or document delivered hereunder shall be in writing and, unless otherwise
specifically provided, may be delivered personally, by telegram or telex, or by
registered or certified mail, postage prepaid, return receipt requested, at the
addresses specified on the signature page hereof (unless changed by the
particular party whose address is stated herein by similar notice in writing),
in which case the notice will be deemed delivered when received.
Section 4.2. AMENDMENTS. No modification or amendment of or supplement to
this Agreement shall be valid or effective unless the same is in writing and
signed by all parties hereto, and neither the Seller, the Master Servicer nor
the Trustee shall enter into any amendment hereof except as permitted by the
Pooling and Servicing Agreement. The Trustee shall give prompt notice to the
Custodian of any amendment or supplement to the Pooling and Servicing Agreement
and furnish the Custodian with written copies thereof.
SECTION 4.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A CONTRACT MADE
UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND ENFORCED IN
ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.
Section 4.4. RECORDATION OF AGREEMENT. To the extent permitted by
applicable law, this Agreement is subject to recordation in all appropriate
public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the properties subject to the Mortgages are
situated, and in any other appropriate public recording office or elsewhere,
such recordation to be effected by the Master Servicer and at its expense on
direction by the Trustee, but only upon direction accompanied by an Opinion of
Counsel to the effect that such recordation materially and beneficially affects
the interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
Section 4.5. SEVERABILITY OF PROVISIONS. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.
<PAGE>
IN WITNESS WHEREOF, this Agreement is executed as of the date first above
written.
Address: FIRST UNION NATIONAL BANK
230 South Tryon Street
Charlotte, North Carolina 28288 By: ________________________________
Name: ________________________________
Title: ________________________________
Address: NORWEST ASSET SECURITIES CORPORATION
7485 New Horizon Way
Frederick, Maryland 21703 By: ________________________________
Name: ________________________________
Title: ________________________________
Address: NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
7485 New Horizon Way
Frederick, Maryland 21703
By: ________________________________
Name: ________________________________
Title: ________________________________
Address: [CUSTODIAN]
By: ________________________________
Name: ________________________________
Title: ________________________________
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ____ day of _________, 19__, before me, a notary public in and for
the State of ____________, personally appeared _______________, known to me who,
being by me duly sworn, did depose and say that he resides at
__________________________; that he is the __________ of Norwest Asset
Securities Corporation a Delaware corporation, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said corporation.
___________________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ____ day of _________, 19__, before me, a notary public in and for
the State of ____________, personally appeared _______________, known to me who,
being by me duly sworn, did depose and say that he resides at
__________________________; that he is the __________ of Norwest Bank Minnesota,
National Association, a national banking association, one of the parties that
executed the foregoing instrument; and that he signed his name thereto by order
of the Board of Directors of said corporation.
___________________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ___ day of ________, 19__, before me, a notary public in and for
the State of ____________, personally appeared __________ _________, known to me
who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the ____________________ of First Union
National Bank, a national banking association, one of the parties that executed
the foregoing instrument; and that he signed his name thereto by order of the
Board of Directors of said association.
___________________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
STATE OF )
: ss.:
COUNTY OF )
On this ____ day of ________, 19 , before me, a notary public in and for
the State of __________, personally appeared __________ __________, known to me
who, being by me duly sworn, did depose and say that he resides at
__________________________; that he is the _______________________ of
______________________, a _________________________, one of the parties that
executed the foregoing instrument; and that he signed his name thereto by order
of the Board of Directors of said association.
___________________________________
Notary Public
[NOTARIAL SEAL]
<PAGE>
EXHIBIT F-1
[Schedule of Mortgage Loans Serviced by Norwest Mortgage
from locations other than Frederick, Maryland]
NASCOR
NMI / 1998-25 Exhibit F-1
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) (x)
- ----- -------------------- ----- ----- -------- -------- -------- --------- -------- --------- ----------- -----
NET CUT-OFF
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED DATE
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY PRINCIPAL
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE BALANCE LTV
- -------- -------------------- ----- ----- -------- --------- -------- --------- -------- --------- ----------- -----
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
6159735 CONCORD CA 94518 SFD 7.625 6.750 $1,712.86 360 1-Aug-28 $241,648.59 67.22
6337932 LAKEWOOD CO 80227 SFD 7.250 6.750 $2,369.54 360 1-Sep-28 $347,079.03 80.00
6339381 GRAND JUNCTION CO 81505 SFD 7.375 6.750 $2,417.36 360 1-Sep-28 $349,733.68 74.47
6399311 SAN JOSE CA 95135 SFD 7.500 6.750 $2,783.30 360 1-Apr-28 $396,260.56 80.00
6414968 GUFFEY CO 80820 SFD 7.625 6.750 $5,450.01 360 1-Jun-28 $767,749.46 70.00
6823951 HOPKINS MN 55343 SFD 7.750 6.750 $2,847.74 360 1-Jun-28 $396,366.88 75.00
6928144 EVANSTON IL 60201 SFD 7.375 6.750 $2,099.65 360 1-Sep-28 $303,768.68 80.00
6930984 ST CHARLES IL 60174 SFD 7.375 6.750 $2,063.74 360 1-Sep-28 $298,572.63 87.37
6950660 DEERFIELD IL 60015 SFD 7.375 6.750 $1,864.82 360 1-Aug-28 $268,373.05 66.26
6951093 CRYSTAL LAKE IL 60012 SFD 7.000 6.733 $1,856.19 360 1-Aug-28 $278,541.29 69.92
6952156 BARRINGTON IL 60010 SFD 7.250 6.750 $2,326.22 360 1-Aug-28 $340,466.37 75.78
6953892 EVANSTON IL 60203 SFD 7.500 6.750 $2,237.49 360 1-Sep-28 $319,762.51 88.40
6955985 OSWEGO IL 60543 SFD 7.625 6.750 $1,734.80 360 1-Aug-28 $244,656.80 95.00
6962125 GURNEE IL 60031 SFD 7.375 6.750 $1,983.62 360 1-Aug-28 $286,761.58 80.00
6980918 EAGAN MN 55122 SFD 7.375 6.750 $1,922.49 360 1-Aug-28 $277,925.10 95.00
6982422 W LAKELAND TWP MN 55082 SFD 7.375 6.750 $1,955.99 360 1-Aug-28 $282,767.70 80.00
6982842 INVER GROVE HTS MN 55076 SFD 7.375 6.750 $1,878.64 360 1-Sep-28 $271,793.03 80.00
6986801 PALATINE IL 60067 SFD 7.375 6.750 $1,636.90 360 1-Aug-28 $236,599.18 76.45
6999652 FORT COLLINS CO 80525 PUD 7.375 6.750 $3,138.43 360 1-Aug-28 $453,706.35 77.68
7000486 CHASKA MN 55318 SFD 7.125 6.750 $1,702.15 360 1-Aug-28 $252,244.72 76.79
7003828 WILMETTE IL 60091 SFD 7.250 6.750 $3,069.79 360 1-Sep-28 $449,648.96 64.56
7004683 HUNTINGTON WOODS MI 48070 SFD 7.250 6.750 $1,930.56 360 1-Aug-28 $282,557.13 65.66
7010398 NAPERVILLE IL 60540 SFD 7.250 6.750 $2,227.99 360 1-Sep-28 $326,345.22 74.99
7010604 BOXFORD MA 01921 SFD 7.250 6.750 $2,046.53 360 1-Sep-28 $299,765.97 42.86
7015871 LINCOLNSHIRE IL 60069 SFD 7.250 6.750 $2,217.07 360 1-Sep-28 $324,746.47 77.20
7029791 ROSELLE IL 60172 PUD 7.375 6.750 $1,844.10 360 1-Aug-28 $266,592.43 68.64
7032493 MINNETONKA MN 55345 SFD 7.375 6.750 $1,823.38 360 1-Sep-28 $263,799.12 80.00
7035091 LAKE FOREST IL 60045 SFD 7.375 6.750 $3,232.36 360 1-Sep-28 $467,643.89 80.00
7044075 RIVER FOREST IL 60305 SFD 7.375 6.750 $2,016.77 360 1-Sep-28 $291,777.81 80.00
7046941 MINNETONKA MN 55305 SFD 7.375 6.750 $1,954.61 360 1-Aug-28 $282,568.00 94.97
7068634 EDINA MN 55439 SFD 7.750 6.750 $2,041.77 360 1-Sep-28 $284,798.85 69.85
7070081 GLENCOE IL 60022 SFD 7.375 6.750 $2,037.49 360 1-Aug-28 $294,549.68 78.46
7077896 MUNDELEIN IL 60060 SFD 7.250 6.750 $1,603.11 360 1-Sep-28 $234,816.68 86.72
7079140 WINNETKA IL 60093 SFD 7.375 6.750 $3,550.96 240 1-Sep-18 $444,183.94 64.49
7081102 MOUNT PROSPECT IL 60056 SFD 7.375 6.750 $1,643.81 360 1-Aug-28 $237,572.83 85.00
7098794 NAPERVILLE IL 60540 SFD 6.750 6.483 $1,556.64 360 1-Sep-28 $239,793.36 77.42
7104358 EDEN PRAIRIE MN 55347 SFD 7.250 6.750 $3,683.75 360 1-Sep-28 $539,578.75 80.00
7110144 ST. PAUL MN 55105 SFD 7.375 6.750 $1,768.13 360 1-Sep-28 $255,805.20 80.00
7113879 GARRISON MN 56450 SFD 7.250 6.750 $1,691.80 360 1-Sep-28 $247,806.53 80.00
7117786 TOWER LAKES IL 60010 SFD 7.250 6.750 $1,838.47 360 1-Sep-28 $269,289.76 71.87
7122015 MINNETONKA MN 55345 SFD 7.250 6.750 $1,705.45 360 1-Aug-28 $249,608.76 80.00
7122602 W LAKELAND TWP MN 55082 SFD 7.125 6.750 $2,640.98 360 1-Sep-28 $391,686.52 80.00
7128660 EAGAN MN 55123 SFD 7.375 6.750 $1,980.79 360 1-Sep-28 $286,570.77 80.00
7132411 SHOREWOOD MN 55331 SFD 7.125 6.750 $3,018.26 360 1-Sep-28 $447,641.74 80.00
7136877 CHANHASSEN MN 55317 SFD 7.125 6.750 $3,045.21 360 1-Sep-28 $451,638.54 80.00
7137081 CARMEL IN 46033 SFD 7.375 6.750 $2,153.18 360 1-Sep-28 $311,512.78 84.99
7142371 CLINTON TOWNSHIP MI 48038 SFD 7.375 6.750 $1,915.94 360 1-Sep-28 $277,188.91 95.00
$15,334,265.79
</TABLE>
<TABLE>
<CAPTION>
(i) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----- ------- -------- -------- -------- -------- --------
MORTGAGE MORTGAGE T.O.P. MASTER FIXED
LOAN INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER SUBSIDY CODE FEE LOAN FEE YIELD
- -------- ------- --------- ------- -------- -------- --------
<S> <C> <C> <C> <C> <C> <C>
6159735 0.250 0.017 0.608
6337932 0.250 0.017 0.233
6339381 0.250 0.017 0.358
6399311 0.250 0.017 0.483
6414968 0.250 0.017 0.608
6823951 0.250 0.017 0.733
6928144 0.250 0.017 0.358
6930984 01 0.250 0.017 0.358
6950660 0.250 0.017 0.358
6951093 0.250 0.017 0.000
6952156 0.250 0.017 0.233
6953892 01 0.250 0.017 0.483
6955985 24 0.250 0.017 0.608
6962125 0.250 0.017 0.358
6980918 24 0.250 0.017 0.358
6982422 0.250 0.017 0.358
6982842 0.250 0.017 0.358
6986801 0.250 0.017 0.358
6999652 0.250 0.017 0.358
7000486 0.250 0.017 0.108
7003828 0.250 0.017 0.233
7004683 0.250 0.017 0.233
7010398 0.250 0.017 0.233
7010604 0.250 0.017 0.233
7015871 0.250 0.017 0.233
7029791 0.250 0.017 0.358
7032493 0.250 0.017 0.358
7035091 0.250 0.017 0.358
7044075 0.250 0.017 0.358
7046941 0.250 0.017 0.358
7068634 0.250 0.017 0.733
7070081 0.250 0.017 0.358
7077896 24 0.250 0.017 0.233
7079140 0.250 0.017 0.358
7081102 01 0.250 0.017 0.358
7098794 0.250 0.017 0.000
7104358 0.250 0.017 0.233
7110144 0.250 0.017 0.358
7113879 0.250 0.017 0.233
7117786 0.250 0.017 0.233
7122015 0.250 0.017 0.233
7122602 0.250 0.017 0.108
7128660 0.250 0.017 0.358
7132411 0.250 0.017 0.108
7136877 0.250 0.017 0.108
7137081 13 0.250 0.017 0.358
7142371 17 0.250 0.017 0.358
COUNT: 47
WAC: 7.34430817
WAM: 354.8555
</TABLE>
<PAGE>
EXHIBIT F-2
[Schedule of Mortgage Loans Serviced by Norwest Mortgage
in Frederick, Maryland]
NASCOR
NMI / 1998-25 Exhibit F-2
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) (x)
- ----- ------------------------- ------ ---- ----- -------- -------- --------- -------- --------- -------------- ------
NET CUT-OFF
MORTGAGE PROP- MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED DATE
LOAN ZIP ERTY INTEREST INTEREST MONTHLY TERM TO MATURITY PRINCIPAL
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE BALANCE LTV
- -------- ------------------------- ------ ----- ----- -------- -------- ---------- -------- --------- -------------- -----
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
4691073 DALLAS TX 75230 SFD 7.375 6.750 $ 2,672.92 360 1-Jun-28 $385,811.17 56.33
4694534 MAHWAH TOWNSHIP NJ 07430 HCO 7.500 6.750 $ 1,824.95 360 1-Jul-28 $260,415.26 90.00
4710678 SIMI VALLEY CA 93065 SFD 7.125 6.750 $ 1,886.41 360 1-Sep-28 $279,776.09 61.95
4717776 REISTERSTOWN MD 21136 SFD 7.250 6.750 $ 1,967.06 360 1-Sep-28 $288,125.06 79.99
4728610 LAWRENCE NY 11559 SFD 7.250 6.750 $ 3,069.80 360 1-Sep-28 $449,648.95 61.22
4730817 GAITHERSBURG MD 20878 SFD 7.125 6.750 $ 1,549.55 360 1-Aug-28 $229,631.05 55.47
4740796 WASHINGTON TOWNSHIP NJ 07075 SFD 7.625 6.750 $ 1,494.28 300 1-Jul-23 $199,325.38 47.06
4741339 OAKLAND CA 94610 SFD 7.000 6.733 $ 1,862.85 360 1-Oct-28 $280,000.00 80.00
4748362 SARATOGA CA 95070 SFD 7.250 6.750 $ 2,735.53 360 1-Sep-28 $400,687.18 57.45
4748443 BEDMINSTER NJ 07921 SFD 7.625 6.750 $ 2,017.22 360 1-Aug-28 $284,586.12 95.00
4749558 NEWBURY MA 01951 SFD 7.250 6.750 $ 2,030.16 360 1-Jun-28 $296,662.92 80.00
4752100 BRIARCLIFF MANOR NY 10510 SFD 8.125 6.750 $ 2,598.75 360 1-Aug-28 $349,540.54 57.38
4752835 LOS ANGELES CA 90035 SFD 7.250 6.750 $ 2,728.71 360 1-Jul-28 $398,843.46 64.10
4754585 MAHWAH TOWNSHIP NJ 07430 SFD 7.250 6.750 $ 2,558.17 360 1-Aug-28 $374,413.14 54.43
4754609 LAWRENCEVILLE NJ 08648 SFD 7.500 6.750 $ 1,922.84 360 1-Oct-28 $275,000.00 62.50
4755614 LOS ANGELES CA 90064 SFD 7.500 6.750 $ 1,887.88 360 1-May-28 $268,985.49 48.21
4755695 ROCKVILLE MD 20852 SFD 7.375 6.750 $ 2,054.76 360 1-Aug-28 $297,045.85 74.84
4759663 LAKE LUZERNE NY 12846 SFD 7.875 6.750 $ 446.65 360 1-Aug-28 $61,514.92 70.00
4759751 MOUNTAIN VIEW CA 94041 SFD 7.500 6.750 $ 2,216.51 360 1-Sep-28 $316,764.74 68.17
4760011 SYOSSET NY 11791 SFD 6.875 6.608 $ 1,970.79 360 1-Oct-28 $300,000.00 57.14
4763490 BALDWIN NY 11510 SFD 7.500 6.750 $ 1,926.34 360 1-Sep-28 $275,295.54 79.86
4764430 NEW PROVIDENCE BOROUGH NJ 07974 SFD 7.375 6.750 $ 1,899.36 360 1-Jul-28 $274,368.37 71.43
4764755 GEORGETOWN SC 29440 SFD 7.500 6.750 $ 4,195.29 360 1-Sep-28 $599,554.71 60.00
4766640 VALENCIA CA 91354 SFD 7.625 6.750 $ 1,700.12 360 1-Aug-28 $239,851.20 79.98
4767138 SAINT PAUL MN 55105 SFD 7.500 6.750 $ 2,202.53 360 1-Jun-28 $314,056.08 77.78
4767889 BRANCHBURG NJ 08876 SFD 7.000 6.733 $ 1,763.06 360 1-Oct-28 $265,000.00 61.73
4768531 CLINTON TOWNSHIP NJ 08801 SFD 7.250 6.750 $ 2,114.07 360 1-Sep-28 $309,658.24 79.48
4771708 FAIRFAX STATION VA 22039 SFD 7.750 6.750 $ 2,197.59 360 1-Aug-28 $306,315.62 79.99
4772785 RANDOLPH TWP NJ 07869 SFD 7.375 6.750 $ 2,002.96 360 1-Aug-28 $289,557.31 69.88
4773018 DENVILLE NJ 07834 SFD 7.000 6.733 $ 2,226.77 360 1-Aug-28 $334,149.69 69.01
4773830 THOUSAND OAKS CA 91319 SFD 7.125 6.750 $ 2,021.16 360 1-Oct-28 $300,000.00 76.53
4775221 CHAPPAQUA NY 10514 SFD 7.250 6.750 $ 2,380.80 360 1-Sep-28 $348,419.30 63.57
4776150 CHARLESTON SC 29401 LCO 7.500 6.750 $ 1,783.00 360 1-Oct-28 $255,000.00 75.00
4778120 ATLANTA GA 30327 SFD 7.375 6.750 $ 5,297.48 360 1-Jul-28 $764,527.15 49.48
4778496 CAMARILLO CA 93012 SFD 7.250 6.750 $ 2,663.90 360 1-Aug-28 $389,888.80 72.31
4779432 DARIEN CT 06820 SFD 7.375 6.750 $ 1,726.69 360 1-Oct-28 $250,000.00 56.18
4780387 FAIRFIELD CT 06430 SFD 7.625 6.750 $ 1,990.67 360 1-Jul-28 $280,635.43 75.00
4781991 SCARSDALE NY 10583 SFD 7.500 6.750 $ 3,496.07 360 1-Sep-28 $499,628.93 58.82
4782039 DENVILLE NJ 07834 SFD 7.625 6.750 $ 2,438.35 360 1-Sep-28 $344,250.66 65.00
4782495 FRANKLIN LAKES NJ 07417 SFD 7.125 6.750 $ 2,526.45 360 1-Oct-28 $375,000.00 57.25
4783017 LOS ANGELES CA 90402 SFD 7.250 6.750 $ 4,979.89 360 1-Jul-28 $728,281.23 63.48
4783589 CANTON OH 44708 LCO 8.000 6.750 $ 715.43 360 1-Jul-28 $97,302.39 75.00
4784547 NEW YORK NY 10025 COP 7.500 6.750 $ 1,716.23 360 1-Sep-28 $245,267.83 62.94
4784577 GILROY CA 95020 SFD 7.375 6.750 $ 1,656.93 360 1-Aug-28 $239,533.79 76.65
4785350 KEY WEST FL 33040 SFD 7.500 6.750 $ 1,864.81 360 1-Sep-28 $266,502.07 70.00
4785419 RENO NV 89509 SFD 7.375 6.750 $ 2,265.42 360 1-Sep-28 $327,750.41 63.69
4785500 SAN RAMON CA 94583 SFD 7.500 6.750 $ 2,432.57 360 1-Sep-28 $347,641.81 79.98
4785578 BETHESDA MD 20816 SFD 7.250 6.750 $ 2,094.29 360 1-Aug-28 $306,519.56 73.98
4785670 BALDWIN HARBOR NY 11510 SFD 7.375 6.750 $ 2,548.60 360 1-Jun-28 $367,866.45 76.48
4786349 CARMEL CA 93923 SFD 7.000 6.733 $ 3,758.96 360 1-Jun-28 $560,113.69 74.05
4787203 NEWTOWN CT 06470 SFD 7.000 6.733 $ 1,695.86 360 1-Oct-28 $254,900.00 71.82
4788698 MISSION VIEJO CA 92691 SFD 7.250 6.750 $ 1,795.83 360 1-Oct-28 $263,250.00 90.00
4789191 ORLANDO FL 32806 SFD 7.500 6.750 $ 2,109.12 349 1-Oct-27 $298,860.18 80.00
4790636 CAMBRIDGE MA 02140 LCO 7.250 6.750 $ 1,841.88 360 1-Sep-28 $269,789.37 69.76
4790654 SAN FRANCISCO CA 94133 LCO 7.000 6.733 $ 1,663.26 360 1-Aug-28 $249,588.95 54.95
4790679 MAHOPAC NY 10541 SFD 6.875 6.608 $ 2,102.18 360 1-Sep-28 $319,731.15 71.11
4790730 DIX HILLS NY 11746 SFD 7.250 6.750 $ 2,508.03 360 1-Oct-28 $367,650.00 90.00
4790760 EUGENE OR 97408 SFD 7.250 6.750 $ 1,915.21 360 1-Sep-28 $280,530.99 71.99
4790828 MIDLOTHIAN VA 23113 SFD 7.125 6.750 $ 3,987.41 360 1-Sep-28 $591,376.70 63.91
4791304 MANHASSET NY 11030 SFD 7.375 6.750 $ 3,746.92 360 1-Sep-28 $542,087.19 70.00
4791585 NEW HOPE PA 18938 SFD 6.750 6.483 $ 2,918.70 360 1-Sep-28 $449,612.55 51.43
4792489 CINCINNATI OH 45244 SFD 7.375 6.750 $ 2,072.03 360 1-Aug-28 $299,542.04 61.86
4792716 WEST LONG BRANCH NJ 07764 SFD 7.500 6.750 $ 1,940.32 360 1-Aug-28 $277,086.82 75.00
4793134 TOWNSHIP OF NORTHAMPTON PA 18966 SFD 7.125 6.750 $ 1,863.84 360 1-Jul-28 $275,982.35 78.65
4793420 CARNATION WA 98014 SFD 7.750 6.750 $ 2,084.76 360 1-Sep-28 $290,794.62 74.62
4793435 PELHAM MANOR NY 10803 SFD 8.250 6.750 $ 3,417.51 360 1-Aug-28 $454,317.86 70.53
4793472 PORT WASHINGTON NY 11050 SFD 7.500 6.750 $ 3,156.95 360 1-Sep-28 $436,071.18 77.58
4795069 LOS ANGELES CA 90077 SFD 7.875 6.750 $ 3,589.10 360 1-Sep-28 $494,659.34 76.15
4795604 GREEN BROOK NJ 08812 SFD 7.125 6.750 $ 2,088.53 360 1-Oct-28 $310,000.00 61.71
4796205 BERKELEY CA 94707 SFD 7.625 6.750 $ 2,123.38 360 1-Jul-28 $299,344.46 75.00
4796829 BEND OR 97701 SFD 7.250 6.750 $ 1,753.19 360 1-Sep-28 $256,799.52 79.95
4796996 ALPINE CA 91901 SFD 6.875 6.608 $ 1,785.17 240 1-Sep-18 $232,046.86 75.00
4797531 SOUTH ORANGE NJ 07079 SFD 7.000 6.733 $ 1,663.26 360 1-Oct-28 $250,000.00 56.82
4797547 HUNTINGTON NY 11743 SFD 7.625 6.750 $ 1,663.32 360 1-Sep-28 $234,829.91 74.60
4797707 NEW YORK NY 10010 COP 7.625 6.750 $ 3,008.13 360 1-Oct-28 $425,000.00 50.00
4798068 PARKLAND FL 33076 SFD 7.250 6.750 $ 2,046.53 360 1-Jul-28 $299,293.66 78.95
4798394 SANTA CRUZ CA 95060 SFD 6.875 6.608 $ 2,989.03 360 1-Sep-28 $454,617.74 35.97
4798504 PALOS VERDES ESTATES CA 90274 SFD 6.875 6.608 $ 3,935.00 360 1-Aug-28 $597,990.66 56.51
4798689 FAIRFAX VA 22030 SFD 7.500 6.750 $ 2,413.69 360 1-Sep-28 $344,943.81 78.45
4799689 WESTWOOD MA 02090 SFD 7.250 6.750 $ 3,709.34 360 1-Sep-28 $543,325.82 74.49
4799721 MANOMET MA 02345 SFD 7.500 6.750 $ 1,887.88 360 1-Sep-28 $269,799.62 79.41
4799824 SIMI VALLEY CA 93065 SFD 7.375 6.750 $ 1,982.24 360 1-Sep-28 $286,781.61 73.78
4799960 WEBSTER GROVES MO 63119 SFD 7.250 6.750 $ 1,994.68 360 1-Aug-28 $291,942.43 80.00
4800011 SAN JOSE CA 95125 PUD 7.375 6.750 $ 953.14 360 1-Sep-28 $137,894.98 46.00
4800396 WILMINGTON DE 19803 SFD 6.875 6.608 $ 1,891.96 360 1-Oct-28 $288,000.00 78.90
4800433 IRVINE CA 92614 SFD 7.375 6.750 $ 1,795.76 360 1-Sep-28 $259,802.16 54.74
4800673 LOS ANGELES CA 90069 SFD 7.250 6.750 $ 5,014.00 360 1-Sep-28 $734,426.63 63.36
4800693 ST. JOSEPH MO 64505 SFD 7.375 6.750 $ 3,453.38 360 1-Sep-28 $499,619.54 74.07
4800919 MOUNTAIN VIEW CA 94041 MF2 7.500 6.750 $ 2,048.70 360 1-Sep-28 $292,782.55 60.41
4800944 LOVETTSVILLE VA 22080 SFD 7.375 6.750 $ 2,633.29 240 1-Sep-18 $329,394.83 76.74
4800956 RANCHO SANTA FE CA 92067 PUD 7.000 6.733 $ 4,224.68 360 1-Oct-28 $635,000.00 40.97
4801047 WEST BLOOMFIELD MI 48322 SFD 7.750 6.750 $ 2,295.39 360 1-Sep-28 $320,173.86 77.02
4801209 BRECKENRIDGE CO 80424 SFD 6.875 6.608 $ 1,908.38 360 1-Oct-28 $290,500.00 57.19
4801824 SIMI VALLEY CA 93065 SFD 7.125 6.750 $ 2,492.76 360 1-Aug-28 $369,399.23 78.78
4802043 ARLINGTON VA 22207 SFD 7.500 6.750 $ 1,817.96 360 1-Aug-28 $259,612.87 45.18
4802115 NEWPORT COAST CA 92657 SFD 7.625 6.750 $ 7,049.63 360 1-Sep-28 $995,279.12 55.96
4802334 IRVINE CA 92720 SFD 7.250 6.750 $ 1,684.98 360 1-Aug-28 $246,613.46 79.17
4802402 KETCHUM ID 83340 SFD 7.625 6.750 $ 1,990.67 360 1-Sep-28 $281,046.44 75.00
4802446 PALM BEACH FL 33480 SFD 7.375 6.750 $ 2,590.03 360 1-Sep-28 $374,714.66 65.22
4802611 LAGUNA NIGUEL CA 92677 SFD 7.375 6.750 $ 2,967.15 360 1-Sep-28 $429,273.10 65.59
4802758 RANCHO PALOS VERDES CA 90275 SFD 7.250 6.750 $ 3,049.33 360 1-Jul-28 $445,947.56 74.50
4802968 JAMAICA NY 11423 SFD 7.750 6.750 $ 2,507.44 360 1-Oct-28 $350,000.00 89.74
4803380 SHERMAN OAKS CA 91423 SFD 7.375 6.750 $ 2,175.63 360 1-Sep-28 $314,760.31 70.00
4803386 THOUSAND OAKS CA 91362 SFD 7.125 6.750 $ 6,184.74 360 1-Aug-28 $916,195.02 65.57
4803522 JERICHO NY 11753 LCO 6.875 6.608 $ 1,642.33 360 1-Oct-28 $250,000.00 65.79
4803850 ROSLYN HEIGHTS NY 11577 SFD 7.625 6.750 $ 1,789.16 240 1-Sep-18 $219,608.76 60.94
4804018 GRANADA HILLS CA 91344 SFD 7.000 6.733 $ 1,856.20 360 1-Oct-28 $279,000.00 75.41
4804063 CORTE MADERA CA 94925 SFD 7.375 6.750 $ 3,177.11 360 1-Aug-28 $459,297.79 68.15
4804593 RIDGEFIELD CT 06877 SFD 7.375 6.750 $ 2,369.02 360 1-Sep-28 $342,739.00 79.58
4804851 SEAL BEACH CA 90740 SFD 7.375 6.750 $ 2,624.57 360 1-Sep-28 $379,710.85 70.11
4804999 FREMONT CA 94536 SFD 7.500 6.750 $ 2,887.76 360 1-Sep-28 $412,693.49 70.00
4805067 AUSTIN TX 78746 SFD 7.875 6.750 $ 2,447.11 360 1-Oct-28 $337,500.00 90.00
4805319 WEBSTER MN 55088 SFD 7.250 6.750 $ 1,923.74 360 1-Sep-28 $281,780.01 80.00
4805490 SAN JOSE CA 95120 SFD 6.875 6.608 $ 2,627.72 360 1-Sep-28 $399,663.95 58.15
4805494 CINCINNATI OH 45244 SFD 7.375 6.750 $ 1,806.12 360 1-Aug-28 $260,213.05 67.66
4805515 CARMEL IN 46032 SFD 7.375 6.750 $ 2,866.31 360 1-Sep-28 $414,684.21 74.77
4805536 LOS ANGELES NORTHRIDGE AR CA 91326 SFD 7.125 6.750 $ 1,670.82 360 1-Sep-28 $247,801.68 80.00
4805671 RANDOLPH NJ 07869 SFD 6.875 6.608 $ 2,537.39 360 1-Aug-28 $385,599.14 75.00
4805742 AGOURA HILLS CA 91301 SFD 7.625 6.750 $ 3,839.78 360 1-Jun-28 $540,914.38 63.64
4806079 GLEN ROCK NJ 07452 SFD 7.625 6.750 $ 2,456.04 360 1-Sep-28 $346,748.86 76.26
4806273 NEW YORK NY 10024 HCO 7.125 6.750 $ 2,694.88 360 1-Sep-28 $399,680.12 55.17
4806339 PORT WASHINGTON NY 11050 SFD 7.250 6.750 $ 1,671.34 360 1-Sep-28 $244,808.87 62.50
4806736 SAN JOSE CA 95117 SFD 7.375 6.750 $ 2,258.51 360 1-Aug-28 $326,500.83 69.87
4806973 LAS VEGAS NV 89134 SFD 7.375 6.750 $ 2,023.68 360 1-Aug-28 $292,552.72 79.98
4807055 LOVELAND OH 45140 SFD 7.375 6.750 $ 2,762.71 360 1-Sep-28 $399,695.62 54.79
4807093 MENDHAM BOROUGH NJ 07980 SFD 6.750 6.483 $ 1,939.31 360 1-Sep-28 $298,742.57 74.94
4807423 BRUNSWICK GA 31523 SFD 7.375 6.750 $ 2,006.42 360 1-Oct-28 $290,500.00 65.87
4807599 CHICAGO IL 60614 HCO 7.375 6.750 $ 1,866.21 360 1-Sep-28 $269,994.39 60.99
4807612 PLAINVIEW NY 11803 SFD 7.250 6.750 $ 1,637.23 360 1-Oct-28 $240,000.00 75.95
4807656 SANTA ROSA CA 95403 SFD 7.375 6.750 $ 1,976.72 360 1-Sep-28 $285,982.22 71.55
4807675 BELMONT CA 94002 SFD 7.375 6.750 $ 1,733.60 360 1-Aug-28 $250,616.83 63.54
4807710 CLAYTON CA 94517 SFD 7.500 6.750 $ 1,880.89 360 1-Aug-28 $268,398.22 76.86
4807787 SCOTTSDALE AZ 85331 SFD 7.750 6.750 $ 1,884.16 360 1-Aug-28 $262,627.57 66.58
4807973 SAINT CHARLES IL 60175 SFD 7.125 6.750 $ 1,744.94 360 1-Oct-28 $259,000.00 78.51
4808387 LAKE ORION MI 48362 SFD 7.750 6.750 $ 2,292.52 360 1-Sep-28 $319,774.15 78.05
4808755 NEW YORK NY 10028 COP 7.500 6.750 $ 2,447.26 360 1-Oct-28 $350,000.00 26.92
4808784 SAN FRANCISCO CA 94131 SFD 7.625 6.750 $ 1,925.20 360 1-Aug-28 $271,605.01 62.53
4809031 HIGHLANDS RANCH CO 80126 SFD 7.250 6.750 $ 1,726.25 360 1-Jul-28 $252,454.19 79.08
4809058 BELMONT CA 94002 SFD 7.125 6.750 $ 1,589.98 360 1-Aug-28 $235,621.42 54.88
4809378 LA JOLLA CA 92037 LCO 7.250 6.750 $ 1,664.52 360 1-Aug-28 $243,618.15 59.51
4809438 ALAMO CA 94507 SFD 7.125 6.750 $ 3,614.50 360 1-Sep-28 $536,070.97 73.49
4809447 WOLFTOWN VA 22748 SFD 7.375 6.750 $ 2,762.70 360 1-Sep-28 $399,695.63 76.19
4809618 SARATOGA CA 95070 SFD 7.250 6.750 $ 2,646.85 360 1-Sep-28 $387,697.32 38.80
4809729 CHEVY CHASE MD 20815 SFD 7.125 6.750 $ 2,560.14 360 1-Aug-28 $379,390.42 55.88
4810072 CUPERTINO CA 95014 SFD 7.500 6.750 $ 2,566.12 360 1-Aug-28 $366,453.56 69.25
4810273 BEVERLY HILLS CA 90210 SFD 7.250 6.750 $ 3,206.23 360 1-Aug-28 $469,264.49 54.34
4810329 BLOOMFIELD HILLS MI 48301 SFD 7.750 6.750 $ 2,558.31 360 1-Sep-28 $356,847.97 75.98
4810488 CINCINNATI OH 45237 SFD 7.375 6.750 $ 2,244.70 360 1-Sep-28 $324,752.70 41.94
4810921 COLTS NECK NJ 07722 SFD 7.375 6.750 $ 2,072.03 360 1-Oct-28 $300,000.00 71.43
4811395 MANHATTAN BEACH CA 90266 SFD 7.125 6.750 $ 1,691.04 360 1-Aug-28 $250,597.35 66.58
4811530 FELTON CA 95018 SFD 6.875 6.608 $ 1,762.22 360 1-Aug-28 $265,774.98 67.06
4811616 DALLAS TX 75229 SFD 7.250 6.750 $ 2,013.79 360 1-Oct-28 $295,200.00 80.00
4811993 PEQUOT LAKES MN 56472 SFD 7.375 6.750 $ 1,830.29 360 1-Sep-28 $264,798.36 54.53
4811994 SAN ANSELMO CA 94960 SFD 7.625 6.750 $ 2,378.19 360 1-Sep-28 $335,756.81 67.88
4812013 COPPELL TX 75019 SFD 7.250 6.750 $ 2,114.75 360 1-Aug-28 $309,514.87 79.49
4812152 JERICHO NY 11753 LCO 7.625 6.750 $ 3,114.30 360 1-Oct-28 $440,000.00 80.00
4812206 SAN FRANCISCO CA 94118 LCO 7.125 6.750 $ 2,553.40 360 1-Sep-28 $378,696.91 38.87
4812272 COLD SPRING HARBOR NY 11724 SFD 7.375 6.750 $ 3,453.38 360 1-Aug-28 $499,236.74 59.17
4812324 RENO NV 89511 SFD 7.375 6.750 $ 2,417.36 360 1-Sep-28 $349,733.69 71.43
4812348 FREEHOLD NJ 07728 SFD 7.375 6.750 $ 2,417.37 360 1-Sep-28 $349,733.67 77.78
4812377 EAST HILLS NY 11576 SFD 7.375 6.750 $ 1,567.83 360 1-Aug-28 $226,653.49 54.70
4812402 SAN RAFAEL CA 94901 SFD 7.500 6.750 $ 2,174.56 360 1-Sep-28 $310,769.19 69.11
4812419 CYPRESS CA 90630 SFD 7.375 6.750 $ 2,714.36 360 1-Sep-28 $391,438.50 79.39
4812519 SANTA ANA CA 92705 SFD 7.625 6.750 $ 3,638.06 360 1-Sep-28 $513,627.98 74.71
4812588 WOODMERE NY 11598 SFD 7.125 6.750 $ 2,021.16 360 1-Oct-28 $300,000.00 75.00
4812667 IRVINE CA 92620 SFD 7.250 6.750 $ 2,213.67 360 1-Sep-28 $323,960.52 63.63
4812777 CONCORD MA 01742 SFD 7.375 6.750 $ 1,933.90 360 1-Sep-28 $279,786.93 70.00
4812828 TORRANCE CA 90501 SFD 7.375 6.750 $ 2,279.23 360 1-Aug-28 $329,496.25 75.00
4812881 LOS ANGELES CA 90272 SFD 7.125 6.750 $ 4,662.13 360 1-Aug-28 $690,889.95 43.25
4812982 RICHMOND TX 77469 SFD 7.125 6.750 $ 2,128.96 360 1-Sep-28 $315,747.29 75.15
4813161 CARLSBAD CA 92009 SFD 7.625 6.750 $ 1,896.89 360 1-Sep-28 $267,806.03 78.82
4813284 PROVIDENCE RI 02906 SFD 7.500 6.750 $ 1,957.11 360 1-Sep-28 $279,692.27 79.99
4813295 MARBLEHEAD MA 01945 SFD 7.625 6.750 $ 2,052.61 360 1-Sep-28 $289,790.10 61.83
4813308 MELROSE MA 02176 SFD 6.875 6.608 $ 1,970.79 360 1-Sep-28 $299,747.96 64.10
4813411 PARK RIDGE NJ 07656 LCO 6.875 6.608 $ 2,752.53 360 1-Sep-28 $418,647.99 68.46
4813428 SAN JOSE CA 95120 SFD 7.000 6.733 $ 2,667.87 360 1-Sep-28 $400,671.30 56.88
4813493 CONCORD MA 01742 SFD 7.500 6.750 $ 2,368.94 360 1-Sep-28 $338,548.56 61.05
4813675 DALLAS TX 75218 SFD 7.125 6.750 $ 1,697.77 360 1-Aug-28 $251,595.76 70.99
4813935 OAKLAND CA 94611 SFD 7.375 6.750 $ 2,199.81 360 1-Oct-28 $318,500.00 44.86
4814055 BYFIELD MA 01922 SFD 6.875 6.608 $ 1,865.68 360 1-Sep-28 $283,761.41 79.28
4814217 RANDOLPH NJ 07869 SFD 7.250 6.750 $ 1,663.30 360 1-Oct-28 $243,822.00 62.68
4814357 GROTON MA 01450 SFD 7.375 6.750 $ 1,906.27 360 1-Sep-28 $275,789.98 79.77
4814696 BEDFORD NY 10506 SFD 7.500 6.750 $ 2,831.82 360 1-Sep-28 $404,699.43 69.23
4814931 ORIENT NY 11957 SFD 7.250 6.750 $ 1,125.60 360 1-Sep-28 $164,871.28 73.33
4814941 EAST NORTHPORT NY 11731 SFD 7.250 6.750 $ 784.51 360 1-Oct-28 $115,000.00 38.33
4815142 PHOENIX AZ 85024 SFD 7.250 6.750 $ 1,638.59 360 1-Sep-28 $240,012.62 89.98
4815203 WOODBRIDGE VA 22192 SFD 7.000 6.733 $ 1,865.18 360 1-Sep-28 $280,120.20 90.00
4815446 CINCINNATI OH 45208 SFD 7.250 6.750 $ 2,759.74 360 1-Aug-28 $403,916.92 74.92
4815447 DELAWARE OH 43015 SFD 7.250 6.750 $ 2,200.02 360 1-Aug-28 $321,995.31 63.24
4815631 CINCINNATI OH 45244 SFD 7.375 6.750 $ 2,065.12 360 1-Sep-28 $298,772.48 57.50
4815803 HUNTINGTON NY 11743 SFD 7.500 6.750 $ 1,824.95 360 1-Sep-28 $260,806.30 74.57
4815876 DIX HILLS NY 11746 SFD 7.750 6.750 $ 2,399.98 360 1-Sep-28 $334,763.56 70.53
4815984 MCCLIAN VA 22101 SFD 7.625 6.750 $ 2,155.23 360 1-Aug-28 $303,996.67 79.09
4816034 SAN FRANCISCO CA 94114 SFD 7.250 6.750 $ 2,718.48 360 1-Sep-28 $398,189.12 68.12
4816058 DALLAS TX 75225 SFD 7.125 6.750 $ 2,647.72 360 1-Sep-28 $392,685.72 45.17
4816086 NEW YORK NY 10024 HCO 7.500 6.750 $ 2,910.49 360 1-Oct-28 $416,250.00 75.00
4816094 LONGMEADOW MA 01106 SFD 7.125 6.750 $ 1,879.67 360 1-Oct-28 $279,000.00 90.00
4816139 HASTINGS MN 55033 SFD 7.250 6.750 $ 1,644.05 360 1-Oct-28 $241,000.00 77.74
4816145 NEW CANAAN CT 06840 SFD 7.125 6.750 $ 5,069.74 360 1-Oct-28 $752,500.00 70.00
4816180 RENO NV 89511 SFD 7.500 6.750 $ 2,964.67 360 1-Aug-28 $423,368.70 80.00
4816181 BASKING RIDGE NJ 07920 SFD 7.250 6.750 $ 1,990.60 360 1-Oct-28 $291,800.00 77.81
4816281 CHICAGO IL 60646 SFD 7.625 6.750 $ 1,959.18 360 1-Oct-28 $276,800.00 79.09
4816419 SUMMIT NJ 07901 SFD 7.375 6.750 $ 2,762.70 360 1-Aug-28 $399,389.40 60.98
4816445 DIX HILLS NY 11746 SFD 7.250 6.750 $ 2,148.86 360 1-Sep-28 $314,754.27 59.83
4816460 NOKOMIS FL 34275 SFD 7.500 6.750 $ 4,190.05 360 1-Aug-28 $598,357.75 75.00
4816608 SAN JOSE CA 95120 SFD 7.500 6.750 $ 2,402.51 360 1-Aug-28 $343,088.39 79.54
4816612 PALO ALTO CA 94301 SFD 7.125 6.750 $ 2,694.88 360 1-Aug-28 $399,358.35 61.54
4816918 SAN JOSE CA 95125 SFD 7.500 6.750 $ 1,817.96 360 1-Sep-28 $259,807.04 44.07
4817108 LOS ANGELES CA 90049 LCO 7.250 6.750 $ 1,691.80 360 1-Sep-28 $247,806.53 80.00
4817170 NEWTON MA 02159 SFD 7.500 6.750 $ 2,357.06 360 1-Sep-28 $336,849.82 76.96
4817182 WHEATON IL 60187 SFD 7.500 6.750 $ 2,143.07 300 1-Oct-23 $290,000.00 61.70
4817251 COLTS NECK NJ 07722 SFD 7.375 6.750 $ 3,289.35 360 1-Sep-28 $475,887.60 75.00
4817386 CHESAPEAKE VA 23321 SFD 7.375 6.750 $ 2,219.14 360 1-Sep-28 $314,716.80 90.00
4817464 BATON ROUGE LA 70809 SFD 7.250 6.750 $ 2,010.72 240 1-Oct-18 $251,600.06 56.53
4817472 WEXFORD PA 15090 SFD 7.000 6.733 $ 2,501.54 360 1-Sep-28 $368,650.96 75.05
4817717 PACIFIC PALISADES CA 90272 SFD 7.125 6.750 $ 3,368.60 360 1-Sep-28 $499,600.15 45.45
4817738 TARZANA CA 91356 SFD 7.750 6.750 $ 1,994.85 360 1-Sep-28 $278,253.47 67.10
4817812 LAGUNA NIGUEL CA 92677 SFD 7.750 6.750 $ 4,491.91 360 1-Aug-28 $626,112.07 64.64
4817889 IRVINE CA 92612 LCO 7.125 6.750 $ 2,459.08 360 1-Sep-28 $364,708.11 66.36
4817988 PEWEE VALLEY KY 40056 SFD 7.000 6.733 $ 1,726.46 360 1-Sep-28 $259,287.29 62.53
4817997 BRUSH PRAIRIE WA 98606 SFD 7.125 6.750 $ 2,937.42 360 1-Sep-28 $435,651.33 78.56
4818158 ALLENDALE NJ 07401 SFD 7.250 6.750 $ 3,383.59 360 1-Sep-28 $495,613.08 80.00
4818231 SAN JOSE CA 95128 SFD 7.375 6.750 $ 2,458.81 360 1-Aug-28 $355,456.55 65.44
4818360 SMITHTOWN NY 11787 SFD 7.625 6.750 $ 1,698.70 360 1-Aug-28 $239,651.50 89.22
4818483 CLOSTER NJ 07624 SFD 7.375 6.750 $ 2,624.57 360 1-Oct-28 $380,000.00 80.00
4818505 LADUE MO 63124 SFD 7.375 6.750 $ 3,263.44 360 1-Aug-28 $471,778.72 90.00
4818523 DALLAS TX 75229 SFD 7.000 6.733 $ 1,817.28 360 1-Oct-28 $273,150.00 42.02
4818570 POWAY CA 92064 SFD 7.125 6.750 $ 741.09 360 1-Sep-28 $109,912.04 18.33
4818631 FOOTHILL RANCH CA 92610 SFD 7.625 6.750 $ 1,691.63 360 1-Sep-28 $238,827.02 62.89
4818637 SANTA MONICA CA 90405 SFD 7.375 6.750 $ 2,746.82 360 1-Sep-28 $397,397.38 72.31
4818644 NORTHPORT NY 11768 SFD 7.250 6.750 $ 1,671.34 360 1-Sep-28 $244,808.87 56.32
4818836 FREMONT CA 94539 SFD 7.500 6.750 $ 2,531.16 360 1-Sep-28 $361,731.34 64.07
4819023 ENCINO CA 91316 SFD 7.250 6.750 $ 2,107.93 360 1-Sep-28 $307,866.88 79.23
4819357 SULLIVANS ISLAND SC 29482 SFD 7.625 6.750 $ 4,848.39 360 1-Sep-28 $684,504.22 57.08
4819389 MORAGA CA 94556 SFD 7.375 6.750 $ 2,783.43 360 1-Sep-28 $402,693.34 66.07
4819414 CHICAGO IL 60646 SFD 7.000 6.733 $ 1,663.26 360 1-Sep-28 $249,795.07 55.56
4819418 CINCINNATI OH 45226 SFD 7.250 6.750 $ 1,773.66 360 1-Aug-28 $259,593.12 69.33
4819452 WALNUT CREEK CA 94595 SFD 7.250 6.750 $ 2,810.57 360 1-Mar-28 $405,484.06 79.23
4819467 NEW YORK NY 10014 HCO 7.125 6.750 $ 2,021.16 360 1-Oct-28 $300,000.00 70.59
4819553 SAN JOSE CA 95118 SFD 7.375 6.750 $ 2,145.93 360 1-Sep-28 $310,409.51 55.98
4819566 NASHVILLE TN 37205 SFD 7.375 6.750 $ 1,823.39 360 1-Aug-28 $263,596.99 70.40
4819797 ALAMEDA CA 94502 SFD 7.375 6.750 $ 1,944.26 360 1-Sep-28 $281,285.79 75.07
4819832 SAN FRANCISCO CA 94116 SFD 7.625 6.750 $ 1,797.80 360 1-Sep-28 $253,816.16 69.59
4820372 LA JOLLA CA 92037 SFD 7.625 6.750 $ 2,799.33 360 1-Sep-28 $395,213.74 56.50
4820501 FORT LAUDERDALE FL 33327 SFD 7.250 6.750 $ 2,046.53 360 1-Oct-28 $300,000.00 58.59
4820508 GREAT NECK NY 11021 SFD 7.500 6.750 $ 2,237.49 360 1-Sep-28 $319,762.51 86.49
4820550 THOUSAND OAKS CA 91320 SFD 7.000 6.733 $ 1,663.26 360 1-Sep-28 $249,795.07 66.67
4820596 CHESTERFIELD VA 23838 SFD 7.500 6.750 $ 1,761.33 360 1-Oct-28 $251,900.00 69.97
4820641 LLOYD HARBOR NY 11743 SFD 7.375 6.750 $ 3,453.38 360 1-Sep-28 $499,619.54 58.14
4820659 SCARSDALE NY 10583 SFD 7.750 6.750 $ 2,767.14 360 1-Sep-28 $385,977.40 75.00
4820694 CALABASAS CA 91302 PUD 7.250 6.750 $ 4,400.04 360 1-Sep-28 $644,496.84 67.89
4820762 LOS ANGELES CA 90064 SFD 7.000 6.733 $ 2,148.93 360 1-Sep-28 $322,735.24 52.10
4820785 MILL VALLEY CA 94941 SFD 7.500 6.750 $ 3,254.85 360 1-Sep-28 $465,154.53 62.07
4820962 TROY MI 48084 SFD 7.500 6.750 $ 2,044.85 360 1-Sep-28 $292,232.96 74.99
4821030 LOS GATOS CA 95032 SFD 7.375 6.750 $ 3,280.71 360 1-Sep-28 $474,638.56 62.50
4821045 SAN DIEGO CA 92101 HCO 7.000 6.733 $ 2,295.30 360 1-Sep-28 $344,717.20 77.53
4821051 OAKTON VA 22124 SFD 6.750 6.483 $ 1,829.05 360 1-Aug-28 $281,513.04 60.00
4821052 ANCHORAGE AK 99515 SFD 7.250 6.750 $ 3,069.79 360 1-Aug-28 $449,295.80 68.18
4821116 LOS GATOS CA 95030 SFD 7.000 6.733 $ 3,326.52 360 1-Sep-28 $499,590.15 50.25
4821166 BIRMINGHAM MI 48009 SFD 7.625 6.750 $ 2,477.28 360 1-Sep-28 $349,746.68 66.92
4821174 DALLAS TX 75209 SFD 7.125 6.750 $ 1,999.60 360 1-Sep-28 $296,562.65 63.15
4821236 WILLIAMSBURG MA 01096 SFD 7.625 6.750 $ 1,751.79 360 1-Sep-28 $247,320.87 75.00
4821269 CHANDLER AZ 85249 SFD 7.500 6.750 $ 1,759.57 360 1-Aug-28 $251,199.97 40.59
4821347 PLEASANTON CA 94566 SFD 7.500 6.750 $ 2,297.62 360 1-Sep-28 $328,356.13 44.71
4821355 HERNDON VA 20171 SFD 7.000 6.733 $ 1,995.91 360 1-Aug-28 $299,506.75 75.95
4821449 DRIPPING SPRINGS TX 78620 SFD 7.375 6.750 $ 1,716.54 360 1-Aug-28 $248,151.62 62.13
4821487 MESA AZ 85213 SFD 7.375 6.750 $ 1,982.24 360 1-Oct-28 $287,000.00 70.00
4821490 CUPERTINO CA 95014 SFD 7.250 6.750 $ 3,308.56 360 1-Sep-28 $484,621.65 69.99
4821635 PALO ALTO CA 94306 SFD 7.375 6.750 $ 2,514.06 360 1-Sep-28 $363,723.02 52.00
4821767 HOPKINTON MA 01748 SFD 7.375 6.750 $ 1,877.95 360 1-Sep-28 $271,693.10 79.99
4821847 SAN JOSE CA 95120 SFD 7.375 6.750 $ 2,317.22 360 1-Sep-28 $335,244.71 63.90
4821889 NEW YORK NY 10025 HCO 7.750 6.750 $ 1,432.83 360 1-Sep-28 $199,858.84 53.33
4821967 RED BANK NJ 07701 SFD 7.000 6.733 $ 1,756.40 360 1-Oct-28 $264,000.00 80.00
4822024 RYE NY 10580 SFD 7.375 6.750 $ 2,417.36 360 1-Oct-28 $350,000.00 56.00
4822028 BIRMINGHAM AL 35244 SFD 7.125 6.750 $ 2,333.83 360 1-Sep-28 $346,132.98 90.00
4822055 PHOENIX AZ 85044 SFD 7.375 6.750 $ 1,922.15 360 1-Aug-28 $277,875.16 79.99
4822222 POWAY CA 92064 SFD 7.750 6.750 $ 1,995.21 360 1-Aug-28 $278,105.61 74.27
4822372 SPRING TX 77379 SFD 7.000 6.733 $ 1,657.27 360 1-Oct-28 $249,100.00 75.71
4822375 LOS ANGELES CA 90046 SFD 7.625 6.750 $ 2,661.31 360 1-Sep-28 $375,627.86 69.63
4822382 GARDEN CITY NY 11530 SFD 6.875 6.608 $ 1,905.10 360 1-Sep-28 $289,756.36 51.33
4822424 LAFAYETTE CA 94549 SFD 7.750 6.750 $ 2,103.03 360 1-Oct-28 $293,550.00 95.00
4822444 WOODWAY TX 76712 SFD 7.625 6.750 $ 1,948.56 360 1-Jun-28 $274,495.34 68.83
4822510 BROOKLYN NY 11229 SFD 7.625 6.750 $ 1,953.52 360 1-Oct-28 $276,000.00 80.00
4822590 SARATOGA CA 95070 SFD 7.250 6.750 $ 3,410.89 360 1-Aug-28 $499,217.53 67.57
4822855 WELLESLEY MA 02482 SFD 7.375 6.750 $ 2,038.88 360 1-Oct-28 $295,200.00 69.46
4822882 LAFAYETTE CA 94549 SFD 7.375 6.750 $ 2,728.17 360 1-Sep-28 $394,699.43 63.71
4823057 ANAHEIM CA 92808 SFD 7.250 6.750 $ 2,278.47 360 1-Sep-28 $333,739.45 79.52
4823061 SANTA CLARA CA 95051 SFD 7.625 6.750 $ 2,349.88 360 1-Sep-28 $331,759.70 60.36
4823066 RENO NV 89511 SFD 7.625 6.750 $ 2,123.38 360 1-Sep-28 $299,782.87 46.88
4823104 SANTA BARBARA CA 93105 SFD 7.625 6.750 $ 2,441.89 360 1-Oct-28 $345,000.00 62.73
4823149 PARK CITY UT 84098 SFD 7.375 6.750 $ 2,428.08 240 1-Sep-18 $303,723.99 69.95
4823192 NORTHRIDGE CA 91326 SFD 7.500 6.750 $ 1,922.84 360 1-Sep-28 $274,795.91 77.46
4823195 SARATOGA CA 95070 SFD 7.375 6.750 $ 3,681.30 360 1-Sep-28 $532,312.54 48.45
4823235 EVERGREEN CO 80439 SFD 7.375 6.750 $ 1,790.93 360 1-Oct-28 $259,300.00 77.40
4823252 DARIEN CT 06820 SFD 7.250 6.750 $ 2,012.43 360 1-Sep-28 $294,769.86 52.21
4823273 LOS ALAMITOS CA 90720 SFD 7.000 6.733 $ 4,028.41 360 1-Sep-28 $605,003.67 79.99
4823312 MILL VALLEY CA 94941 LCO 7.875 6.750 $ 2,131.71 360 1-Sep-28 $293,797.67 70.00
4823346 SAN JOSE CA 95135 SFD 7.375 6.750 $ 3,142.58 360 1-Sep-28 $454,653.77 75.83
4823385 FREMONT CA 94539 SFD 7.375 6.750 $ 2,679.82 360 1-Aug-28 $387,407.71 41.95
4823393 LOS ANGELES CA 90064 SFD 7.500 6.750 $ 1,887.88 360 1-Sep-28 $269,799.62 60.00
4823423 SCARSDALE NY 10583 SFD 7.375 6.750 $ 3,626.04 360 1-Oct-28 $525,000.00 69.08
4823488 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 1,712.88 360 1-Sep-28 $247,711.29 51.67
4823640 SAN RAMON CA 94583 SFD 7.250 6.750 $ 1,705.45 360 1-Sep-28 $249,804.97 62.19
4823664 FUQUAY-VARINA NC 27526 SFD 7.375 6.750 $ 2,089.30 360 1-Oct-28 $302,500.00 77.56
4823733 GILROY CA 95020 SFD 7.375 6.750 $ 4,489.39 360 1-Oct-28 $650,000.00 65.00
4823776 LIZELLA GA 31052 SFD 7.875 6.750 $ 2,365.54 360 1-Aug-28 $325,799.47 75.00
4823789 COTO DE CAZA CA 92679 SFD 7.500 6.750 $ 3,181.43 360 1-Sep-28 $454,662.32 70.00
4823866 SANTA BARBARA CA 93108 SFD 7.500 6.750 $ 5,768.52 360 1-Sep-28 $824,387.73 58.43
4823920 MONTGOMERY TOWNSHIP NJ 08540 SFD 6.875 6.608 $ 1,608.82 360 1-Aug-28 $244,487.33 88.92
4823994 CORONA DEL MAR CA 92625 SFD 7.375 6.750 $ 4,049.43 360 1-Sep-28 $585,853.87 41.88
4824196 CHEVY CHASE MD 20815 SFD 7.375 6.750 $ 3,159.84 360 1-Sep-28 $457,151.88 69.32
4824296 IRVINE CA 92612 PUD 7.625 6.750 $ 3,687.61 360 1-Sep-28 $520,622.91 59.89
4824335 SOUTHLAKE TX 76092 SFD 7.375 6.750 $ 1,946.33 360 1-Aug-28 $281,369.82 79.83
4824414 WESTERN SPRINGS IL 60558 SFD 7.500 6.750 $ 2,097.65 360 1-Oct-28 $300,000.00 75.00
4824485 SAN JOSE CA 95120 SFD 7.000 6.733 $ 2,029.17 360 1-Aug-28 $304,498.54 59.80
4824606 GLEN HEAD NY 11545 SFD 7.750 6.750 $ 2,068.65 360 1-Oct-28 $288,750.00 75.00
4824608 UPPER SADDLE RIVER NJ 07458 SFD 7.125 6.750 $ 2,189.59 360 1-Sep-28 $324,740.10 67.71
4824626 MONTGOMERY NJ 08558 SFD 7.125 6.750 $ 2,358.02 360 1-Oct-28 $350,000.00 77.78
4824643 GLENDALE CA 91206 SFD 7.375 6.750 $ 2,089.30 360 1-Sep-28 $302,269.81 72.02
4824881 ENCINO CA 91436 SFD 7.375 6.750 $ 3,038.98 360 1-Sep-28 $439,665.19 76.52
4824908 ZIONSVILLE IN 46077 SFD 7.500 6.750 $ 3,845.68 360 1-Oct-28 $550,000.00 68.75
4824910 PLEASANTON CA 94566 SFD 7.000 6.733 $ 3,758.96 360 1-Sep-28 $564,536.87 59.47
4824965 ROUND ROCK TX 78681 SFD 6.875 6.608 $ 1,693.25 360 1-Sep-28 $254,227.70 66.09
4825013 LAYTONSVILLE MD 20882 SFD 7.250 6.750 $ 1,978.32 360 1-Sep-28 $289,773.76 65.91
4825106 LAFAYETTE CA 94549 SFD 7.000 6.733 $ 1,763.06 360 1-Oct-28 $265,000.00 56.62
4825252 BURBANK CA 91504 SFD 7.375 6.750 $ 2,569.32 360 1-Sep-28 $371,716.93 75.00
4825259 WOODBURY CT 06798 SFD 7.875 6.750 $ 435.05 360 1-Aug-28 $59,917.13 41.38
4825289 MOUNTAIN LAKES NJ 07046 SFD 7.625 6.750 $ 2,565.75 360 1-Sep-28 $362,237.64 72.50
4825387 MOUNTAIN VIEW CA 94040 SFD 7.625 6.750 $ 3,141.90 360 1-Sep-28 $443,578.71 58.03
4825400 LAGUNA NIGUEL CA 92677 SFD 7.375 6.750 $ 1,968.43 360 1-Sep-28 $284,783.13 64.77
4825474 BONITA CA 91902 SFD 7.000 6.733 $ 1,672.91 360 1-Aug-28 $251,036.57 78.58
4825492 DANA POINT CA 92629 SFD 7.375 6.750 $ 3,338.04 360 1-Oct-28 $483,300.00 61.96
4825549 ANAHEIM CA 92807 SFD 7.000 6.733 $ 1,802.97 360 1-Sep-28 $270,777.86 76.34
4825629 ALAMEDA CA 94502 SFD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,771.72 64.10
4825817 SAN FRANCISCO CA 94121 SFD 7.375 6.750 $ 4,489.39 360 1-Sep-28 $649,505.40 55.08
4825848 POINT LOOKOUT NY 11569 SFD 7.250 6.750 $ 1,705.45 360 1-Oct-28 $250,000.00 58.14
4825854 PLEASANTON CA 94566 SFD 7.375 6.750 $ 2,372.47 360 1-Sep-28 $343,238.62 65.80
4825896 MONTARA CA 94037 SFD 7.750 6.750 $ 3,295.50 360 1-Sep-28 $459,675.33 71.88
4825983 ALEXANDRIA VA 22314 SFD 7.000 6.733 $ 1,882.81 360 1-Sep-28 $282,768.03 56.60
4826129 FREMONT CA 94539 SFD 7.375 6.750 $ 1,878.64 360 1-Sep-28 $271,793.03 64.76
4826158 MORGAN HILL CA 95037 SFD 7.375 6.750 $ 2,721.27 360 1-Sep-28 $393,700.19 69.73
4826189 WESTON MA 02193 SFD 7.250 6.750 $ 3,342.67 360 1-Sep-28 $489,617.75 64.90
4826196 SAN JOSE CA 95124 SFD 7.000 6.733 $ 2,142.28 360 1-Sep-28 $321,736.05 70.00
4826206 LEXINGTON MA 02173 SFD 7.375 6.750 $ 2,072.03 360 1-Oct-28 $300,000.00 65.73
4826249 LOS ANGELES CA 90046 SFD 7.500 6.750 $ 2,139.60 360 1-Sep-28 $305,672.90 74.63
4826277 SOUTHAMPTON NY 11968 SFD 7.125 6.750 $ 2,021.16 360 1-Oct-28 $300,000.00 68.18
4826401 ALISO VIEJO CA 92656 SFD 7.250 6.750 $ 1,739.55 360 1-Jul-28 $254,398.71 69.86
4826489 PHOENIX AZ 85016 SFD 7.625 6.750 $ 3,170.92 360 1-Sep-28 $447,675.75 70.00
4826558 FORT MYERS FL 33912 SFD 7.000 6.733 $ 2,062.44 360 1-Sep-28 $309,745.89 72.09
4826622 SAN DIEGO CA 92130 SFD 7.500 6.750 $ 1,824.95 360 1-Sep-28 $260,806.30 66.92
4826654 CAMARILLO CA 93010 SFD 7.500 6.750 $ 4,363.10 360 1-Sep-28 $623,536.90 65.68
4826682 TELFORD PA 18969 SFD 7.125 6.750 $ 1,852.73 360 1-Oct-28 $275,000.00 69.62
4826782 PHOENIX AZ 85018 SFD 7.250 6.750 $ 3,178.94 360 1-Sep-28 $465,636.48 41.42
4826944 GREENSBORO NC 27455 SFD 6.875 6.608 $ 2,479.91 360 1-Sep-28 $377,182.85 69.91
4827059 SANTA MONICA CA 90402 SFD 7.375 6.750 $ 6,530.34 360 1-Sep-28 $944,780.55 55.29
4827239 TINLEY PARK IL 60477 SFD 7.375 6.750 $ 1,740.51 360 1-Oct-28 $252,000.00 80.00
4827265 SAN JOSE CA 95111 SFD 7.375 6.750 $ 1,849.63 360 1-Sep-28 $267,596.22 79.97
4827296 SAN CARLOS CA 94070 SFD 7.250 6.750 $ 2,012.43 360 1-Sep-28 $294,769.86 50.00
4827401 MORGAN HILL CA 95037 SFD 6.875 6.608 $ 2,443.78 360 1-Oct-28 $372,000.00 59.52
4827421 OAKDALE CA 95361 SFD 7.250 6.750 $ 2,732.12 360 1-Sep-28 $400,187.57 53.40
4827437 GREENVILLE NC 27834 SFD 7.625 6.750 $ 1,061.70 360 1-Oct-28 $150,000.00 50.00
4827452 MIAMI BEACH FL 33140 SFD 7.125 6.750 $ 3,503.34 360 1-Oct-28 $520,000.00 80.00
4827501 LAFAYETTE CA 94549 SFD 7.750 6.750 $ 1,879.15 360 1-Sep-28 $262,114.87 78.30
4827519 RAMSEY MN 55303 SFD 7.375 6.750 $ 2,260.93 360 1-Sep-28 $327,100.91 78.88
4827628 SAN DIEGO CA 92128 SFD 7.375 6.750 $ 1,657.63 360 1-Oct-28 $240,000.00 75.00
4827650 NEW YORK NY 10025 HCO 7.250 6.750 $ 1,739.55 360 1-Oct-28 $255,000.00 58.76
4827672 HUNTINGTON BEACH CA 92648 SFD 7.500 6.750 $ 2,234.69 360 1-Sep-28 $319,112.81 58.11
4827682 TRABUCO CANYON CA 92679 SFD 7.250 6.750 $ 2,148.86 360 1-Sep-28 $314,754.27 78.75
4827704 HENDERSON NV 89014 SFD 7.375 6.750 $ 645.79 360 1-Sep-28 $93,428.85 60.32
4827804 LA JOLLA CA 92037 LCO 7.500 6.750 $ 2,272.45 360 1-Sep-28 $324,758.80 66.33
4827840 SUDBURY MA 01776 SFD 7.375 6.750 $ 2,493.34 360 1-Oct-28 $361,000.00 59.08
4827908 STAMFORD CT 06903 SFD 7.000 6.733 $ 1,530.20 360 1-Oct-28 $230,000.00 38.02
4828035 GLENDALE CA 91208 SFD 7.125 6.750 $ 2,526.45 360 1-Sep-28 $374,700.11 75.00
4828089 MAPLEWOOD NJ 07040 SFD 7.250 6.750 $ 1,678.16 360 1-Oct-28 $246,000.00 74.55
4828197 MOORPARK CA 93021 SFD 7.500 6.750 $ 2,216.51 360 1-Sep-28 $316,764.74 79.85
4828230 FORT WASHINGTON MD 20744 SFD 7.500 6.750 $ 1,912.36 360 1-Oct-28 $273,500.00 73.92
4828250 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,194.28 360 1-Sep-28 $317,458.25 58.51
4828255 FAIRFIELD CT 06430 SFD 7.250 6.750 $ 2,046.53 360 1-Oct-28 $300,000.00 63.83
4828300 MORGAN HILL CA 95037 SFD 7.250 6.750 $ 2,650.26 360 1-Sep-28 $388,196.93 76.93
4828394 WOODSBURGH NY 11598 SFD 6.875 6.608 $ 4,020.40 360 1-Sep-28 $611,485.85 77.08
4828421 SAN JOSE CA 95125 SFD 7.375 6.750 $ 2,455.36 360 1-Sep-28 $355,229.48 69.71
4828434 HIDDEN HILLS CA 91302 SFD 7.500 6.750 $ 4,020.49 360 1-Sep-28 $574,573.26 67.65
4828467 INDIANAPOLIS IN 46256 SFD 7.375 6.750 $ 2,935.37 360 1-Sep-28 $424,411.98 73.91
4828479 O'FALLON IL 62269 SFD 7.000 6.733 $ 1,610.04 360 1-Aug-28 $241,602.09 78.06
4828504 ANNAPOLIS MD 21403 SFD 7.250 6.750 $ 3,069.79 360 1-Sep-28 $449,648.96 55.69
4828515 AGOURA HILLS CA 91301 SFD 7.250 6.750 $ 2,326.22 360 1-Sep-28 $340,733.99 74.95
4828530 VALENCIA CA 91354 PUD 7.625 6.750 $ 2,420.66 360 1-Sep-28 $341,752.47 77.73
4828531 SAN FRANCISCO CA 94112 SFD 7.500 6.750 $ 2,066.18 360 1-Sep-28 $295,280.70 62.87
4828554 RUMSON NJ 07760 SFD 7.250 6.750 $ 3,069.79 360 1-Oct-28 $450,000.00 47.12
4828555 AMBLER PA 19002 SFD 6.500 6.233 $ 2,212.24 360 1-Sep-28 $349,683.59 64.22
4828581 WASHINGTON DC 20008 HCO 7.250 6.750 $ 3,820.19 360 1-Sep-28 $559,563.14 71.34
4828610 ROCKVILLE CENTRE NY 11570 SFD 7.500 6.750 $ 1,748.04 360 1-Sep-28 $249,814.46 64.10
4828707 HUNTINGTON BEACH CA 92648 SFD 7.000 6.733 $ 3,782.25 360 1-Sep-28 $568,034.00 63.17
4828713 EAST CHESTER NY 10709 SFD 7.500 6.750 $ 3,076.54 360 1-Sep-28 $439,673.46 68.75
4828769 PALO ALTO CA 94306 SFD 7.375 6.750 $ 2,417.37 360 1-Sep-28 $349,733.67 53.44
4828835 LA CANADA FLINTRIDGE CA 91011 SFD 7.375 6.750 $ 3,108.04 360 1-Oct-28 $450,000.00 75.00
4828858 SIMI VALLEY CA 93065 SFD 7.375 6.750 $ 2,698.12 360 1-Sep-28 $390,352.75 79.99
4828936 PALM BEACH GARDENS FL 33418 SFD 7.500 6.750 $ 1,976.33 360 1-Oct-28 $282,650.00 71.20
4828966 BROOKLYN NY 11215 SFD 7.375 6.750 $ 2,921.56 360 1-Oct-28 $423,000.00 79.99
4828976 DANBURY CT 06811 SFD 7.375 6.750 $ 1,767.44 360 1-Aug-28 $255,509.35 79.99
4828980 PARADISE VALLEY AZ 85253 SFD 7.250 6.750 $ 3,410.89 360 1-Sep-28 $499,609.94 38.46
4829092 SAN FRANCISCO CA 94127 SFD 7.375 6.750 $ 3,743.46 360 1-Sep-28 $541,587.58 63.02
4829110 FREMONT CA 94539 SFD 7.500 6.750 $ 4,544.90 360 1-Sep-28 $649,517.60 76.47
4829114 TINTON FALLS NJ 07753 LCO 7.625 6.750 $ 456.53 360 1-Oct-28 $64,500.00 75.00
4829153 SAN FRANCISCO CA 94111 HCO 7.250 6.750 $ 1,657.69 360 1-Sep-28 $242,810.44 65.15
4829160 SUNNYVALE CA 94087 SFD 7.500 6.750 $ 1,729.51 360 1-Sep-28 $247,166.43 54.97
4829191 NESCONSET NY 11767 SFD 7.500 6.750 $ 1,588.27 360 1-Aug-28 $226,611.78 68.63
4829197 NEW MILFORD CT 06776 SFD 7.125 6.750 $ 1,280.07 360 1-Aug-28 $189,695.20 54.19
4829202 MOUNTAIN LAKE NJ 07046 SFD 7.500 6.750 $ 2,482.21 360 1-Aug-28 $354,471.43 77.17
4829205 MIDDLEBURY CT 06762 SFD 7.750 6.750 $ 1,826.86 360 1-Sep-28 $254,820.01 73.91
4829231 IOWA CITY IA 52240 SFD 7.250 6.750 $ 2,558.16 360 1-Sep-28 $374,707.47 66.37
4829273 STAMFORD CT 06905 SFD 7.750 6.750 $ 1,791.03 360 1-Jul-28 $249,467.23 71.94
4829314 SANTA CLARA CA 95050 SFD 6.875 6.608 $ 1,622.62 360 1-Oct-28 $247,000.00 67.95
4829327 LA JOLLA CA 92037 LCO 7.625 6.750 $ 3,503.58 360 1-Sep-28 $494,233.87 76.74
4829343 LAGUNA NIGUEL CA 92677 SFD 7.875 6.750 $ 1,957.69 360 1-Jul-28 $268,996.55 59.34
4829352 SOUTHLAKE TX 76092 SFD 7.250 6.750 $ 2,558.17 360 1-Sep-28 $374,707.46 67.45
4829394 KINGS POINT NY 11024 SFD 7.250 6.750 $ 2,728.71 360 1-Aug-28 $399,374.02 53.42
4829400 FALLBROOK CA 92028 SFD 7.625 6.750 $ 2,123.38 360 1-Jul-28 $299,344.46 78.95
4829421 ALBANY GA 31707 SFD 7.125 6.750 $ 1,800.18 360 1-Aug-28 $266,771.38 80.00
4829435 HUNT VALLEY MD 21030 SFD 7.000 6.733 $ 2,049.14 360 1-Jul-28 $307,215.80 74.58
4829480 SAN FRANCISCO CA 94132 LCO 7.250 6.750 $ 1,364.35 360 1-Aug-28 $199,687.02 74.35
4829500 NORTH ATTLEBORO MA 02760 SFD 7.875 6.750 $ 616.31 360 1-Jul-28 $84,823.35 47.22
4829506 FREMONT CA 94536 SFD 7.250 6.750 $ 2,039.71 360 1-Aug-28 $298,427.05 78.68
4829527 RARITAN NJ 08822 SFD 7.375 6.750 $ 911.69 360 1-Jul-28 $131,696.82 57.14
4829553 LEXINGTON MA 02173 SFD 7.250 6.750 $ 3,308.56 360 1-Oct-28 $485,000.00 76.98
4829562 REDMOND WA 98052 SFD 7.125 6.750 $ 2,180.49 360 1-Sep-28 $323,391.18 51.78
4829728 SAN MARTIN CA 95046 SFD 7.750 6.750 $ 2,364.16 360 1-Jul-28 $329,296.75 73.33
4829738 TEMECULA CA 92592 SFD 7.625 6.750 $ 2,645.73 360 1-Jul-28 $372,983.21 74.76
4829740 CHANDLER AZ 85226 SFD 7.375 6.750 $ 994.57 360 1-Aug-28 $143,780.19 72.00
4829745 ENCINITAS CA 92024 SFD 7.375 6.750 $ 1,588.55 360 1-Jul-28 $229,471.74 73.95
4829749 LAGUNA HILLS CA 92653 PUD 7.875 6.750 $ 3,262.81 360 1-Jul-28 $449,064.84 69.55
4829810 OSSINING NY 10562 LCO 7.125 6.750 $ 2,021.83 360 1-Aug-28 $299,618.60 87.39
4829834 NEWTON CT 06482 SFD 7.250 6.750 $ 1,862.35 360 1-Oct-28 $273,000.00 65.47
4829926 ESCONDIDO CA 92025 SFD 7.000 6.733 $ 2,000.19 300 1-Aug-23 $282,098.08 66.59
4829972 OMAHA NE 68114 SFD 7.250 6.750 $ 2,791.81 360 1-Sep-28 $408,930.74 74.41
4830040 CORONA DEL MAR CA 92625 SFD 7.625 6.750 $ 3,022.28 360 1-Sep-28 $424,713.23 46.67
4830046 LA HABRA CA 90631 SFD 7.375 6.750 $ 1,655.55 360 1-Oct-28 $239,700.00 79.90
4830114 LONG VALLEY NJ 07853 SFD 7.250 6.750 $ 2,046.53 360 1-Oct-28 $300,000.00 63.16
4830242 LA CANADA FLINTRIDGE CA 91011 SFD 7.500 6.750 $ 2,097.65 360 1-Jul-28 $299,327.87 70.59
4830251 UPPERVILLE VA 20115 SFD 7.250 6.750 $ 2,148.86 360 1-Sep-28 $314,754.27 31.82
4830267 MOUNTAIN VIEW CA 94043 PUD 7.450 6.750 $ 1,690.09 360 1-Jul-28 $242,350.35 60.73
4830281 GOLETA CA 93117 SFD 7.250 6.750 $ 1,814.59 360 1-Jul-28 $265,373.71 78.24
4830293 LA CANADA-FLINTRIDGE CA 91011 SFD 7.150 6.750 $ 2,998.81 360 1-Jul-28 $442,933.74 76.55
4830319 MILLBRAE CA 94030 SFD 7.625 6.750 $ 2,618.84 360 1-Sep-28 $369,732.20 74.00
4830346 PIEDMONT CA 94611 SFD 7.000 6.733 $ 3,326.52 360 1-Sep-28 $499,590.15 58.82
4830350 SAN JOSE CA 95118 SFD 7.400 6.750 $ 1,862.51 360 1-Jul-28 $268,385.19 72.90
4830353 BELLEVUE WA 98004 SFD 7.500 6.750 $ 1,887.88 360 1-Sep-28 $269,799.62 75.00
4830363 SEATTLE WA 98112 SFD 7.125 6.750 $ 2,903.73 360 1-Sep-28 $430,655.33 59.45
4830367 SAN FRANCISCO CA 94131 SFD 7.300 6.750 $ 2,368.65 360 1-Jul-28 $344,694.54 45.46
4830384 KEY WEST FL 33040 SFD 6.875 6.608 $ 1,868.96 360 1-Sep-28 $284,260.99 71.13
4830404 TARZANA CA 91356 SFD 7.150 6.750 $ 2,404.45 360 1-Jul-28 $355,145.08 69.80
4830405 DANVILLE CA 94506 SFD 7.250 6.750 $ 3,902.05 360 1-Sep-28 $571,553.78 79.44
4830430 VALLEY VILLAGE AREA CA 91607 SFD 7.100 6.750 $ 1,804.41 360 1-Jul-28 $267,848.80 57.13
4830452 LA CANADA FLINTRIDGE CA 91011 SFD 7.050 6.750 $ 2,203.25 360 1-Jul-28 $328,692.96 67.24
4830462 PASADENA CA 91104 SFD 7.250 6.750 $ 1,756.61 360 1-Jul-28 $256,866.70 62.80
4830467 BENICIA CA 94510 SFD 7.200 6.750 $ 2,552.25 360 1-Jul-28 $375,103.70 62.67
4830474 LONG BEACH CA 90803 SFD 7.450 6.750 $ 2,574.44 360 1-Jul-28 $369,162.75 66.67
4830486 DANA POINT CA 92629 SFD 7.450 6.750 $ 1,875.87 360 1-Jul-28 $268,989.92 74.99
4830503 FOSTER CITY CA 94404 SFD 7.550 6.750 $ 2,044.69 360 1-Jul-28 $290,354.51 60.63
4830513 HUNTINGTON BEACH CA 92649 SFD 7.450 6.750 $ 4,522.67 360 1-Jul-28 $648,529.15 74.71
4830526 VISTA CA 92084 SFD 7.375 6.750 $ 2,900.84 360 1-Sep-28 $419,680.41 80.00
4830527 WHITE PLAINS NY 10605 SFD 7.375 6.750 $ 1,568.87 360 1-Oct-28 $227,150.00 44.63
4830542 SAN DIEGO CA 92131 SFD 7.150 6.750 $ 1,803.34 360 1-Jul-28 $266,358.80 50.38
4830645 TRABUCO CANYON CA 92679 SFD 7.550 6.750 $ 1,883.79 360 1-Jul-28 $267,505.29 64.60
4830647 RANCHO SANTA FE CA 92067 SFD 7.700 6.750 $ 4,099.53 360 1-Jul-28 $573,762.26 76.67
4830648 GLENDALE CA 91202 SFD 7.200 6.750 $ 1,893.82 360 1-Jul-28 $278,336.57 73.23
4830654 PASADENA CA 91103 SFD 7.450 6.750 $ 1,767.32 360 1-Jul-28 $253,425.24 61.95
4830660 CUPERTINO CA 95014 SFD 7.600 6.750 $ 2,400.66 360 1-Jul-28 $339,253.31 63.55
4830661 SAN CARLOS CA 94070 LCO 7.450 6.750 $ 1,669.91 360 1-Jul-28 $239,456.91 70.59
4830662 SUNNYVALE CA 94086 SFD 7.700 6.750 $ 2,231.57 360 1-Jul-28 $312,326.23 73.65
4830665 SAN JOSE CA 95129 SFD 7.450 6.750 $ 1,983.02 360 1-Jul-28 $284,355.07 74.03
4830666 NEWPORT BEACH CA 92660 SFD 7.500 6.750 $ 2,303.92 360 1-Jul-28 $326,428.97 63.37
4830668 SUNNYVALE CA 94086 SFD 7.200 6.750 $ 1,866.67 360 1-Jul-28 $274,346.08 57.89
4830670 LA CANADA FLINTRIDGE CA 91011 SFD 7.250 6.750 $ 2,833.08 360 1-Jul-28 $413,428.48 73.77
4830671 TORRANCE CA 90505 SFD 7.050 6.750 $ 1,939.13 360 1-Jul-28 $289,289.71 51.79
4830673 LOS ANGELES CA 90291 LCO 7.200 6.750 $ 1,866.67 360 1-Jul-28 $273,474.21 52.38
4830674 REDONDO BEACH CA 90278 SFD 7.550 6.750 $ 1,911.19 360 1-Jul-28 $271,396.65 77.71
4830694 HILLSBOROUGH CA 94010 SFD 7.550 6.750 $ 4,567.17 360 1-Jul-28 $643,515.75 26.00
4830696 SAN JOSE CA 95117 SFD 7.600 6.750 $ 1,941.71 360 1-Jul-28 $274,396.06 78.57
4830698 ROSLYN ESTATES NY 11576 SFD 7.500 6.750 $ 3,496.08 360 1-Jul-28 $498,879.79 51.23
4830700 LOS ANGELES CA 90043 SFD 7.050 6.750 $ 1,972.56 360 1-Jul-28 $294,277.46 73.75
4830704 SAN JOSE CA 95135 SFD 7.550 6.750 $ 2,420.60 360 1-Jul-28 $343,735.85 69.95
4830707 CHINO HILLS CA 91709 SFD 7.150 6.750 $ 1,772.95 360 1-Jul-28 $261,869.60 75.00
4830709 HOUSTON TX 77024 SFD 7.100 6.750 $ 2,258.03 360 1-Jul-28 $335,185.11 57.93
4830711 SAN FRANCISCO CA 94127 SFD 7.100 6.750 $ 1,895.14 360 1-Jul-28 $281,316.05 46.23
4830713 SAN JOSE CA 95119 SFD 7.350 6.750 $ 1,598.42 360 1-Jul-28 $231,464.47 61.54
4830717 GREENWICH CT 06830 SFD 7.450 6.750 $ 2,219.59 360 1-Jul-28 $318,278.14 51.04
4830718 TORRANCE CA 90505 SFD 7.450 6.750 $ 1,760.36 360 1-Jul-28 $252,427.51 77.85
4830735 SAN MARINO CA 91108 SFD 7.300 6.750 $ 1,878.47 360 1-Jul-28 $273,361.22 70.44
4830751 SANTA BARBARA CA 93109 SFD 7.550 6.750 $ 4,496.91 360 1-Jul-28 $638,580.37 77.58
4830752 COLD SPRING HARBOR NY 11724 SFD 7.050 6.750 $ 1,671.66 360 1-Jul-28 $249,387.69 48.08
4830755 VISTA CA 92084 SFD 7.250 6.750 $ 1,705.45 360 1-Jul-28 $249,209.36 67.57
4830759 BEVERLY HILLS CA 90210 SFD 7.150 6.750 $ 2,769.17 360 1-Jul-28 $409,015.40 47.40
4830801 UPLAND CA 91784 SFD 7.450 6.750 $ 1,996.93 360 1-Jul-28 $286,350.57 72.11
4830813 MURRIETA CA 92562 SFD 7.550 6.750 $ 2,152.20 360 1-Jul-28 $305,610.66 65.87
4830830 SANTA CLARA CA 95051 SFD 7.500 6.750 $ 2,259.16 360 1-Sep-28 $322,860.22 65.94
4830841 SAN FRANCISCO CA 94114 SFD 7.500 6.750 $ 2,636.04 360 1-Jul-28 $376,155.37 69.17
4830898 LOS ANGELES CA 91040 SFD 7.300 6.750 $ 1,578.19 360 1-Jul-28 $229,610.99 70.83
4830915 MELVILLE NY 11747 SFD 7.500 6.750 $ 2,838.12 360 1-Jul-28 $404,990.61 79.98
4830917 LOS OLIVOS CA 93441 SFD 7.450 6.750 $ 2,191.76 360 1-Jul-28 $314,287.18 59.43
4830929 NOVATO CA 94947 SFD 7.600 6.750 $ 1,614.80 360 1-Jul-28 $228,197.73 74.98
4830954 SANTA CLARA CA 95050 SFD 7.600 6.750 $ 1,694.58 360 1-Jul-28 $239,472.93 75.00
4830963 GLENDALE CA 91208 SFD 7.600 6.750 $ 1,787.79 360 1-Jul-28 $252,643.92 49.84
4830978 NESCONSET NY 11767 SFD 7.750 6.750 $ 1,791.03 360 1-Sep-28 $249,823.56 78.13
4830992 MOUNTAIN VIEW CA 94040 SFD 7.200 6.750 $ 2,082.53 360 1-Jul-28 $306,070.45 55.28
4831010 RANCHO PALOS VERDES CA 90275 SFD 7.250 6.750 $ 2,223.90 360 1-Jul-28 $325,232.43 65.20
4831014 GLENVIEW IL 60025 SFD 7.400 6.750 $ 1,897.13 360 1-Jul-28 $273,373.76 66.62
4831022 SAN JOSE CA 95127 SFD 7.400 6.750 $ 2,388.72 360 1-Jul-28 $344,211.50 77.53
4831025 BERKELEY CA 94708 SFD 7.125 6.750 $ 2,428.76 360 1-Sep-28 $360,211.71 70.00
4831035 LOS ANGELES CA 90069 SFD 7.500 6.750 $ 4,544.20 360 1-Jul-28 $648,443.97 69.88
4831092 RANCHO CORDOVA CA 95670 SFD 7.500 6.750 $ 2,132.61 360 1-Jul-28 $304,316.67 76.25
4831114 SAN JOSE CA 95125 SFD 7.375 6.750 $ 3,315.25 360 1-Sep-28 $479,634.75 70.59
4831118 BEDMINSTER NJ 07921 SFD 7.500 6.750 $ 2,258.47 360 1-Oct-28 $323,000.00 70.22
4831198 CAMPBELL CA 95008 SFD 7.500 6.750 $ 2,154.28 360 1-Sep-28 $307,871.35 57.27
4831260 FULLERTON CA 92635 SFD 7.500 6.750 $ 1,859.92 360 1-Sep-28 $265,802.58 76.00
4831315 LONG BEACH CA 90808 SFD 7.500 6.750 $ 1,808.87 360 1-Sep-28 $258,508.01 67.19
4831326 NEWTON MA 02159 SFD 7.375 6.750 $ 2,196.35 360 1-Sep-28 $317,758.02 64.90
4831337 CHEVY CHASE MD 20815 SFD 7.000 6.733 $ 2,521.50 360 1-Oct-28 $379,000.00 70.19
4831353 DANVILL CA 94506 SFD 7.250 6.750 $ 2,122.94 360 1-Aug-28 $310,712.99 64.83
4831398 CORONA DEL MAR CA 92625 SFD 7.000 6.733 $ 2,694.48 360 1-Sep-28 $404,668.02 56.64
4831404 SAN PEDRO CA 90732 SFD 7.500 6.750 $ 2,041.71 360 1-Aug-28 $291,565.23 74.87
4831440 OAKLAND NJ 07436 SFD 7.500 6.750 $ 1,887.88 360 1-Sep-28 $269,799.62 74.66
4831490 EAST MEADOW NY 11554 SFD 7.250 6.750 $ 1,637.22 360 1-Sep-28 $239,812.78 79.78
4831495 HUNTINGTON BEACH CA 92649 SFD 7.625 6.750 $ 2,494.98 360 1-Sep-28 $352,244.86 64.09
4831496 SUNNYVALE CA 94087 SFD 7.500 6.750 $ 1,804.82 360 1-Sep-28 $257,928.43 48.43
4831513 LAGUNA BEACH CA 92607 SFD 7.000 6.733 $ 2,554.77 360 1-Sep-28 $383,685.23 76.04
4831514 BELMONT CA 94002 SFD 7.625 6.750 $ 2,583.45 360 1-Sep-28 $364,735.82 73.15
4831567 WEST HILLS CA 91307 SFD 7.375 6.750 $ 2,130.74 360 1-Oct-28 $308,500.00 79.72
4831577 COTO DE CAZA CA 92679 SFD 7.750 6.750 $ 1,936.83 360 1-Sep-28 $270,159.18 74.07
4831595 ARCADIA CA 91006 SFD 7.375 6.750 $ 4,308.44 360 1-Sep-28 $623,325.33 69.31
4831631 BELMONT CA 94002 SFD 7.500 6.750 $ 1,730.56 360 1-Sep-28 $247,316.32 59.64
4831652 SEATTLE WA 98122 SFD 7.375 6.750 $ 1,795.76 360 1-Aug-28 $259,603.10 53.06
4831705 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,417.37 360 1-Sep-28 $349,733.67 64.64
4831737 BOCA RATON FL 33432 SFD 7.125 6.750 $ 4,379.18 360 1-Sep-28 $649,480.20 43.33
4831752 DALLAS TX 75214 SFD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,671.72 64.48
4831755 SAN FRANCISCO CA 94123 SFD 7.250 6.750 $ 5,457.42 360 1-Sep-28 $799,375.91 51.61
4831777 PALOS VERDES ESTATES CA 90274 SFD 7.125 6.750 $ 1,960.53 360 1-Sep-28 $290,767.28 50.61
4831815 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,096.20 360 1-Sep-28 $303,269.06 68.98
4831820 REDWOOD CITY CA 94065 SFD 7.375 6.750 $ 2,037.50 360 1-Sep-28 $294,775.52 43.38
4831848 SANTA MARIA CA 93455 SFD 7.500 6.750 $ 2,265.46 360 1-Jul-28 $323,274.10 77.14
4831852 PASADENA CA 91106 SFD 7.300 6.750 $ 3,599.25 360 1-Jul-28 $523,774.58 60.00
4831883 LAKE BARRINGTON IL 60010 LCO 7.625 6.750 $ 2,091.53 360 1-Aug-28 $295,070.90 78.80
4831894 WILMETTE IL 60091 SFD 7.750 6.750 $ 2,288.94 360 1-Aug-28 $319,047.54 78.89
4831904 RIDGEFIELD CT 06877 SFD 6.900 6.633 $ 1,911.26 360 1-Jul-28 $289,467.97 36.28
4831952 ALAMO CA 94507 SFD 7.300 6.750 $ 3,061.76 360 1-Jul-28 $445,558.86 67.16
4831960 NOVATO CA 94945 SFD 7.400 6.750 $ 1,800.19 360 1-Jul-28 $259,104.12 72.22
4831964 UPPERCO MD 21155 SFD 7.500 6.750 $ 1,856.41 360 1-Aug-28 $265,104.70 72.74
4831980 SAN FRANCISCO CA 94102 SFD 7.500 6.750 $ 1,689.31 360 1-Jul-28 $241,058.70 79.21
4831992 PETALUMA CA 94952 SFD 7.600 6.750 $ 1,765.19 360 1-Jul-28 $249,450.96 50.51
4832010 LOS ANGELES CA 90043 SFD 7.650 6.750 $ 2,227.88 360 1-Jul-28 $313,317.30 78.50
4832017 NORTH HOLLYWOOD CA 91607 SFD 7.500 6.750 $ 1,748.04 360 1-Jul-28 $249,439.89 78.13
4832020 VERO BEACH FL 32963 SFD 7.500 6.750 $ 2,289.93 360 1-Jul-28 $326,766.27 65.50
4832026 BRIDGEWATER CT 06752 SFD 7.375 6.750 $ 2,244.70 360 1-Sep-28 $324,752.70 50.00
4832073 NEW YORK NY 10128 COP 7.500 6.750 $ 2,482.22 360 1-Sep-28 $354,736.53 48.97
4832078 ATHERTON CA 94027 SFD 7.550 6.750 $ 7,026.42 360 1-Jul-28 $997,781.84 64.52
4832093 MENLO PARK CA 94025 SFD 7.625 6.750 $ 2,548.06 360 1-Sep-28 $359,739.44 55.81
4832112 TORRANCE CA 90505 SFD 7.400 6.750 $ 2,066.76 360 1-Jul-28 $297,817.78 74.63
4832114 RANCHO PALOS VERDES CA 90275 SFD 7.100 6.750 $ 2,264.75 360 1-Jul-28 $336,182.68 61.27
4832116 SAN FRANCISCO CA 94133 LCO 7.250 6.750 $ 1,364.36 360 1-Sep-28 $199,843.97 60.98
4832129 KENSINGTON CA 94708 SFD 7.450 6.750 $ 1,955.19 360 1-Jul-28 $280,364.13 71.87
4832130 SHINGLE SPRINGS CA 95682 SFD 7.400 6.750 $ 2,492.57 360 1-Jul-28 $359,076.00 55.90
4832143 LOS ANGELES CA 90077 SFD 7.050 6.750 $ 4,112.29 360 1-Jul-28 $613,493.69 68.33
4832198 APTOS CA 95003 SFD 7.600 6.750 $ 1,835.80 360 1-Jul-28 $259,429.00 57.78
4832232 MORGAN HILL CA 95037 SFD 7.150 6.750 $ 2,343.67 360 1-Jul-28 $346,166.67 67.05
4832251 AZUSA CA 91702 SFD 7.500 6.750 $ 697.47 360 1-Sep-28 $99,675.97 75.00
4832254 MARCO ISLAND FL 34145 HCO 7.250 6.750 $ 2,080.64 360 1-Oct-28 $305,000.00 67.78
4832280 DANVILLE CA 94506 SFD 7.400 6.750 $ 1,904.05 360 1-Jul-28 $273,688.42 57.89
4832294 SAN DIEGO CA 92107 SFD 7.650 6.750 $ 2,022.12 360 1-Jul-28 $284,380.33 78.08
4832302 SAN RAFAEL CA 94901 SFD 7.750 6.750 $ 2,149.24 360 1-Sep-28 $299,788.26 69.77
4832318 SAN RAMON CA 94583 SFD 7.875 6.750 $ 1,950.44 360 1-Sep-28 $268,814.87 76.86
4832330 TORRANCE CA 90505 SFD 7.200 6.750 $ 2,240.01 360 1-Jul-28 $329,215.28 75.86
4832350 SAN DIEGO CA 92109 SFD 7.125 6.750 $ 2,384.97 360 1-Sep-28 $353,716.91 69.41
4832356 CARLSBAD CA 92009 SFD 7.150 6.750 $ 2,114.03 360 1-Jul-28 $312,207.42 65.21
4832378 WYCKOFF NJ 07481 SFD 7.250 6.750 $ 1,910.09 360 1-Sep-28 $279,781.58 69.14
4832380 SAN DIEGO CA 92129 SFD 7.500 6.750 $ 1,713.08 360 1-Sep-28 $244,818.17 69.01
4832386 SETAUKET NY 11733 SFD 7.750 6.750 $ 859.70 360 1-Oct-28 $120,000.00 72.29
4832387 DANVILLE CA 94526 SFD 7.150 6.750 $ 1,617.60 360 1-Jul-28 $238,924.85 67.46
4832402 LOS ANGELES CA 90034 SFD 7.450 6.750 $ 2,038.68 360 1-Jul-28 $292,336.99 65.84
4832415 SEATTLE WA 98116 SFD 7.250 6.750 $ 2,114.75 360 1-Sep-28 $309,758.17 65.26
4832416 WOODSIDE CA 94062 SFD 7.500 6.750 $ 5,733.56 360 1-Sep-28 $819,391.44 63.08
4832420 AVENTURA FL 33180 HCO 7.650 6.750 $ 2,075.33 360 1-Jul-28 $291,864.03 56.52
4832456 STAMFORD CT 06903 SFD 7.550 6.750 $ 4,777.97 360 1-Jul-28 $678,491.64 57.43
4832480 SAN CLEMENTE CA 92673 SFD 7.300 6.750 $ 1,940.17 360 1-Jul-28 $282,340.25 73.51
4832532 NOVATO CA 94947 SFD 7.500 6.750 $ 1,657.14 360 1-Jul-28 $236,324.38 66.95
4832543 SANTA MONICA CA 90402 SFD 7.250 6.750 $ 3,062.98 360 1-Jul-28 $447,352.32 49.89
4832555 CARLSBAD CA 92009 SFD 7.450 6.750 $ 2,783.18 360 1-Jul-28 $399,094.87 44.44
4832584 MEMPHIS TN 38120 SFD 7.375 6.750 $ 2,074.44 360 1-Sep-28 $300,121.47 77.01
4832589 SAN JOSE CA 95123 SFD 7.500 6.750 $ 1,849.43 360 1-Sep-28 $264,303.70 69.61
4832617 MORGAN HILL CA 95037 SFD 7.125 6.750 $ 3,166.48 360 1-Sep-28 $469,624.15 40.87
4832623 SAN FRANCISCO CA 94127 SFD 6.950 6.683 $ 2,647.80 360 1-Jul-28 $399,000.84 62.31
4832629 TORRANCE CA 90501 SFD 7.250 6.750 $ 2,032.89 360 1-Jul-28 $297,298.36 73.58
4832633 BURBANK CA 91501 SFD 7.150 6.750 $ 1,958.68 360 1-Jul-28 $289,303.58 69.88
4832638 LOS ALTOS CA 94022 SFD 7.100 6.750 $ 4,368.21 360 1-Jul-28 $648,423.58 67.71
4832653 SAN JOSE CA 95120 SFD 7.600 6.750 $ 2,901.97 360 1-Jul-28 $410,097.40 71.48
4832685 MERCER ISLAND WA 98040 SFD 7.400 6.750 $ 4,327.38 360 1-Jul-28 $623,571.59 67.58
4832686 SANTA MONICA CA 90405 SFD 7.375 6.750 $ 2,161.82 360 1-Sep-28 $312,761.83 66.60
4832687 SAN JOSE CA 95131 SFD 7.450 6.750 $ 1,889.09 360 1-Jul-28 $270,885.62 67.88
4832690 LIGHTHOUSE POINT FL 33064 SFD 7.250 6.750 $ 1,773.66 360 1-Jul-28 $259,387.84 45.22
4832693 INDIAN HARBOUR BEACH FL 32937 SFD 7.125 6.750 $ 1,751.67 360 1-Oct-28 $260,000.00 76.47
4832696 SAN JOSE CA 95132 SFD 7.700 6.750 $ 1,818.05 360 1-Jul-28 $254,266.80 79.19
4832702 BIRMINGHAM AL 35242 SFD 7.000 6.733 $ 3,326.51 360 1-Sep-28 $499,590.16 79.37
4832721 FAIRFAX VA 22039 SFD 7.125 6.750 $ 1,970.63 360 1-Sep-28 $292,266.09 75.00
4832763 MELVILLE NY 11747 SFD 7.250 6.750 $ 1,841.88 360 1-Oct-28 $270,000.00 69.23
4832765 DALLAS TX 75204 SFD 7.250 6.750 $ 1,772.98 360 1-Sep-28 $259,697.25 72.21
4832784 SANTA CLARA CA 95051 SFD 6.750 6.483 $ 1,764.19 360 1-Sep-28 $271,765.81 65.07
4832930 SAN JOSE CA 95120 SFD 7.350 6.750 $ 2,638.77 360 1-Jul-28 $382,115.93 54.71
4832940 REDWOOD CITY CA 94065 SFD 7.300 6.750 $ 1,947.03 360 1-Jul-28 $283,337.90 49.39
4832951 MILL VALLEY CA 94941 SFD 7.300 6.750 $ 1,816.77 360 1-Jul-28 $264,010.99 64.63
4832953 WALNUT CREEK CA 94596 SFD 7.300 6.750 $ 2,398.82 360 1-Jul-28 $349,084.27 69.98
4832959 HEALDSBURG CA 95448 SFD 7.650 6.750 $ 2,483.31 360 1-Jul-28 $349,238.99 72.92
4832964 RANCHO PALOS VERDES CA 90275 SFD 7.250 6.750 $ 2,967.47 360 1-Jul-28 $432,514.17 73.73
4832967 SUNNYVALE CA 94087 SFD 7.250 6.750 $ 1,719.09 360 1-Sep-28 $251,803.41 60.00
4832973 GLEN MILLS PA 19342 SFD 6.750 6.483 $ 2,334.96 360 1-Sep-28 $359,690.04 69.83
4832991 SAN JOSE CA 95125 SFD 7.050 6.750 $ 4,346.32 360 1-Jul-28 $648,252.48 70.65
4833002 SANTA ROSA CA 95403 SFD 7.600 6.750 $ 2,008.79 360 1-Jul-28 $283,875.19 73.90
4833004 SANTA CRUZ CA 95062 SFD 7.550 6.750 $ 3,161.89 360 1-Jul-28 $449,001.83 56.25
4833014 PALO ALTO CA 94306 SFD 7.250 6.750 $ 1,705.45 360 1-Jul-28 $249,411.36 74.63
4833024 RANCHO PALOS VERDES CA 90275 SFD 7.100 6.750 $ 3,541.61 360 1-Jul-28 $525,721.89 68.00
4833025 WOODLAND HILLS AREA CA 91367 SFD 7.300 6.750 $ 1,672.80 360 1-Jul-28 $243,328.81 72.84
4833027 WEST BLOOMFIELD MI 48324 SFD 7.375 6.750 $ 2,037.50 360 1-Sep-28 $294,775.52 53.64
4833040 SANTA MONICA CA 90405 SFD 7.200 6.750 $ 2,183.67 360 1-Jul-28 $320,935.02 74.99
4833061 ALAMO CA 94507 SFD 7.250 6.750 $ 1,818.69 360 1-Sep-28 $266,392.02 49.37
4833066 WILMINGTON NC 28412 SFD 7.000 6.733 $ 2,095.71 360 1-Sep-28 $314,741.79 68.48
4833077 BAINBRIDGE ISLAND WA 98110 SFD 7.400 6.750 $ 2,444.11 360 1-Jul-28 $352,193.22 44.13
4833098 SAN JOSE CA 95128 SFD 7.250 6.750 $ 1,944.21 360 1-Jul-28 $284,328.96 77.03
4833108 HILLSBOROUGH CA 94010 SFD 7.625 6.750 $ 7,077.94 360 1-Sep-28 $999,276.23 64.85
4833116 TEMECULA CA 92590 SFD 7.400 6.750 $ 1,793.27 360 1-Jul-28 $258,408.05 74.00
4833124 SCOTTS VALLEY CA 95066 SFD 7.250 6.750 $ 1,691.80 360 1-Sep-28 $247,806.54 75.15
4833131 LOS ALTOS HILLS CA 94024 SFD 7.750 6.750 $ 5,772.85 360 1-Jul-28 $804,082.79 52.67
4833132 DANVILLE CA 94526 SFD 7.375 6.750 $ 2,486.44 360 1-Sep-28 $359,726.06 60.30
4833158 SANTA MONICA CA 90402 SFD 7.550 6.750 $ 4,156.13 360 1-Jul-28 $590,187.96 65.00
4833172 SEATTLE WA 98115 SFD 7.500 6.750 $ 1,908.86 360 1-Jul-28 $272,388.36 70.00
4833176 SAN JOSE CA 95132 SFD 7.250 6.750 $ 1,790.72 360 1-Sep-28 $262,295.22 75.00
4833179 ATHERTON CA 94027 SFD 7.500 6.750 $ 2,971.67 360 1-Sep-28 $424,684.58 56.67
4833181 TORRANCE CA 90503 SFD 7.500 6.750 $ 1,699.80 360 1-Sep-28 $242,919.58 65.17
4833205 SANTA MONICA CA 90402 HCO 7.625 6.750 $ 4,492.37 360 1-Sep-28 $634,240.62 49.78
4833218 SARATOGA CA 95070 SFD 7.250 6.750 $ 2,892.43 360 1-Sep-28 $423,669.24 42.83
4833221 FREMONT CA 94539 SFD 7.250 6.750 $ 3,226.70 360 1-Sep-28 $472,631.01 68.55
4833223 BARRINGTON IL 60010 SFD 7.500 6.750 $ 1,852.92 360 1-Jul-28 $264,406.29 35.81
4833228 MORAGA CA 94556 SFD 7.250 6.750 $ 2,947.01 360 1-Sep-28 $431,662.99 69.79
4833263 BOULDER CITY NV 89005 SFD 7.250 6.750 $ 2,046.53 360 1-Sep-28 $299,765.97 39.47
4833337 NEW YORK NY 10007 SFD 7.500 6.750 $ 3,384.20 360 1-Sep-28 $483,640.80 48.40
4833338 ISSAQUAH WA 98029 SFD 7.375 6.750 $ 1,853.77 360 1-Sep-28 $268,195.78 80.00
4833372 HUNTINGTON BEACH CA 92648 SFD 7.250 6.750 $ 2,333.04 360 1-Aug-28 $341,464.81 76.00
4833375 OAKLAND CA 94602 SFD 7.625 6.750 $ 1,896.89 360 1-Sep-28 $267,806.03 56.42
4833396 SAN JOSE CA 95132 SFD 7.375 6.750 $ 2,227.43 360 1-Sep-28 $322,254.60 75.00
4833420 LOS ALTOS CA 94024 SFD 7.250 6.750 $ 2,728.71 360 1-Sep-28 $399,687.96 31.50
4833437 WALNUT CREEK CA 94596 SFD 7.625 6.750 $ 2,234.51 360 1-Sep-28 $315,471.50 78.93
4833446 SANTA ROSA CA 95403 SFD 7.625 6.750 $ 644.45 360 1-Aug-28 $90,917.78 75.25
4833460 WHITE PLAINS NY 10605 SFD 7.375 6.750 $ 1,657.62 360 1-Sep-28 $239,817.38 76.19
4833461 CHATHAM NJ 07928 SFD 7.625 6.750 $ 1,911.05 360 1-Sep-28 $269,804.58 75.00
4833469 FULLERTON CA 92833 SFD 7.550 6.750 $ 1,765.04 360 1-Jul-28 $250,642.79 74.99
4833474 MIDDLETOWN NJ 07748 SFD 7.375 6.750 $ 2,334.49 360 1-Oct-28 $338,000.00 80.00
4833481 GREAT NECK NY 11021 SFD 7.500 6.750 $ 2,622.05 360 1-Sep-28 $374,721.70 75.00
4833482 STUART FL 34996 SFD 7.125 6.750 $ 1,926.84 360 1-Sep-28 $285,771.29 76.27
4833508 HUNTINGTON BEACH CA 92649 SFD 7.500 6.750 $ 1,730.56 360 1-Jul-28 $246,945.50 75.00
4833514 LIVERMORE CA 94550 SFD 7.400 6.750 $ 1,800.19 360 1-Jul-28 $259,405.78 65.00
4833529 BOCA RATON FL 33496 SFD 7.500 6.750 $ 3,146.47 360 1-Oct-28 $450,000.00 79.65
4833531 LA JOLLA CA 92037 SFD 7.350 6.750 $ 2,530.60 360 1-Jul-28 $366,452.16 75.73
4833533 SANTA CRUZ CA 95060 SFD 7.350 6.750 $ 3,008.75 360 1-Jul-28 $435,454.83 58.23
4833556 PELHAM NY 10803 SFD 7.300 6.750 $ 1,927.83 360 1-Jul-28 $280,544.44 74.99
4833569 REDWOOD CITY CA 94062 SFD 7.300 6.750 $ 3,702.09 360 1-Jul-28 $538,741.10 67.50
4833598 THOUSAND OAKS CA 91360 SFD 7.350 6.750 $ 1,998.02 360 1-Jul-28 $289,330.60 69.88
4833607 GOLETA CA 93117 SFD 7.250 6.750 $ 1,609.94 360 1-Oct-28 $236,000.00 69.41
4833621 PASADENA CA 91107 SFD 7.100 6.750 $ 3,729.78 360 1-Jul-28 $553,653.98 68.52
4833627 HIGHLAND PARK IL 60035 SFD 7.400 6.750 $ 2,831.84 360 1-Jul-28 $407,895.00 65.44
4833628 PLYMOUTH TOWNSHIP MI 48170 SFD 7.250 6.750 $ 2,217.07 360 1-Sep-28 $324,746.48 49.92
4833651 BURBANK CA 91504 SFD 7.150 6.750 $ 1,706.76 360 1-Jul-28 $252,093.13 78.97
4833664 SAN JOSE CA 95123 SFD 7.550 6.750 $ 2,107.93 360 1-Jul-28 $299,334.54 77.72
4833670 FORT LEE NJ 07024 SFD 7.625 6.750 $ 1,776.57 360 1-Aug-28 $250,635.50 79.94
4833673 NOVATO CA 94947 SFD 7.250 6.750 $ 1,910.10 360 1-Jul-28 $279,340.73 51.85
4833686 CUPERTINO CA 95014 SFD 7.600 6.750 $ 2,683.09 360 1-Jul-28 $379,165.46 55.88
4833719 ISSAQUAH WA 98029 SFD 7.375 6.750 $ 1,671.43 360 1-Sep-28 $241,815.86 65.41
4833724 SAN FRANCISCO CA 94118 SFD 7.250 6.750 $ 2,319.40 360 1-Jul-28 $339,199.48 79.07
4833727 MATTHEWS NC 28104 SFD 7.000 6.733 $ 1,646.63 360 1-Sep-28 $247,297.12 68.37
4833754 GLEN ELLYN IL 60137 SFD 7.350 6.750 $ 2,148.91 360 1-Jul-28 $311,180.04 78.96
4833771 PALO ALTO CA 94301 SFD 7.550 6.750 $ 7,026.42 360 1-Jul-28 $997,781.84 69.61
4833775 TEMPE AZ 85284 SFD 7.375 6.750 $ 2,583.82 360 1-Sep-28 $373,815.34 68.02
4833790 SAN JOSE CA 95129 SFD 7.750 6.750 $ 1,934.32 360 1-Sep-28 $269,809.43 77.14
4833800 MEDFORD NJ 08055 SFD 7.375 6.750 $ 1,911.10 360 1-Sep-28 $276,489.46 79.99
4833805 PLEASANTON CA 94588 SFD 7.500 6.750 $ 1,767.61 360 1-Sep-28 $252,612.39 80.00
4833810 ARCADIA CA 91007 SFD 7.150 6.750 $ 2,134.29 360 1-Jul-28 $315,241.13 74.35
4833811 NEWPORT BEACH CA 92660 PUD 7.000 6.733 $ 2,614.64 360 1-Sep-28 $392,677.86 34.17
4833864 GLENDALE CA 91207 SFD 7.875 6.750 $ 3,317.20 360 1-Sep-28 $457,185.14 75.00
4833967 SANTA BARBARA CA 93105 SFD 7.450 6.750 $ 1,882.13 360 1-Jul-28 $269,887.89 52.02
4833968 BEVERLY HILLS CA 90211 SFD 7.050 6.750 $ 3,008.99 360 1-Jul-28 $448,897.83 46.15
4833971 PASADENA CA 91104 SFD 7.550 6.750 $ 2,223.87 360 1-Jul-28 $315,797.93 79.13
4833974 MILLBRAE CA 94030 SFD 7.625 6.750 $ 1,663.32 360 1-Aug-28 $234,658.74 60.26
4833975 SAN JOSE CA 95120 SFD 7.450 6.750 $ 2,678.81 360 1-Jul-28 $384,128.80 70.64
4833982 PACIFIC PALISADES CA 90272 SFD 7.550 6.750 $ 4,461.78 360 1-Jul-28 $633,591.46 73.84
4833989 OJAI CA 93023 SFD 7.300 6.750 $ 3,187.91 360 1-Jul-28 $463,915.96 65.03
4833998 GULF PORT FL 33707 SFD 7.450 6.750 $ 2,428.33 360 1-Jul-28 $348,210.25 53.78
4834003 WHITTIER CA 90605 SFD 7.400 6.750 $ 2,090.99 360 1-Jul-28 $301,309.79 79.47
4834072 PALOS VERDES ESTATES CA 90274 SFD 7.000 6.733 $ 2,222.12 360 1-Sep-28 $333,726.21 66.14
4834177 POTOMAC MD 20859 SFD 7.125 6.750 $ 2,199.02 360 1-Oct-28 $326,400.00 80.00
4834242 CINCINNATI OH 45242 SFD 7.250 6.750 $ 2,182.96 360 1-Sep-28 $317,671.83 59.26
4834271 NAPLES FL 34108 HCO 7.125 6.750 $ 1,805.57 360 1-Sep-28 $267,785.68 67.85
4834277 HOPKINTON MA 01748 SFD 7.250 6.750 $ 2,114.75 360 1-Sep-28 $309,758.17 68.89
4834283 SAN JOSE CA 95119 SFD 7.375 6.750 $ 1,795.76 360 1-Sep-28 $259,802.16 64.20
4834286 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,349.68 360 1-Sep-28 $339,941.13 70.00
4834290 COEUR D'ALENE ID 83814 SFD 7.000 6.733 $ 1,689.87 360 1-Sep-28 $253,791.80 67.73
4834309 MODESTO CA 95358 SFD 7.500 6.750 $ 2,622.06 360 1-Sep-28 $374,721.69 62.50
4834314 WESTON CT 06883 SFD 6.750 6.483 $ 2,594.40 360 1-Oct-28 $400,000.00 56.34
4834315 SUNNYVALE CA 94087 SFD 7.250 6.750 $ 1,951.03 360 1-Oct-28 $286,000.00 69.76
4834327 PLEASANTON CA 94566 SFD 7.750 6.750 $ 2,013.84 360 1-Sep-28 $280,901.60 79.18
4834332 ALAMEDA CA 94501 SFD 7.750 6.750 $ 1,719.39 360 1-Sep-28 $239,650.00 66.67
4834394 RANCHO SANTA MARGARI CA 92688 PUD 7.125 6.750 $ 1,978.04 360 1-Sep-28 $293,365.21 80.00
4834465 FREMONT CA 94539 PUD 7.375 6.750 $ 2,596.94 360 1-Sep-28 $375,713.89 58.93
4834486 KEY BISCAYNE FL 33149 SFD 7.250 6.750 $ 2,373.98 360 1-Oct-28 $348,000.00 31.64
4834507 CORAM NY 11727 SFD 7.250 6.750 $ 414.43 360 1-Sep-28 $60,652.61 75.00
4834532 FREMONT CA 94539 SFD 7.375 6.750 $ 2,659.10 360 1-Sep-28 $384,707.05 56.74
4834554 SCOTTSDALE AZ 85260 SFD 7.500 6.750 $ 2,716.45 360 1-Sep-28 $388,211.68 70.00
4834648 LOS ANGELES CA 90036 SFD 7.625 6.750 $ 2,139.67 360 1-Sep-28 $302,081.19 74.64
4834650 SALT LAKE CITY UT 84124 SFD 7.000 6.733 $ 1,702.51 360 1-Sep-28 $255,690.24 79.99
4834671 MADISON NJ 07940 SFD 7.250 6.750 $ 2,865.15 360 1-Sep-28 $419,672.35 70.00
4834702 DENISON TX 75020 SFD 7.000 6.733 $ 1,990.59 360 1-Sep-28 $298,954.74 79.79
4834709 CUPERTINO CA 95014 PUD 7.375 6.750 $ 2,322.05 360 1-Sep-28 $335,944.18 47.55
4834730 CLARKSVILLE MD 21029 SFD 7.500 6.750 $ 1,957.80 360 1-Aug-28 $279,583.11 84.85
4834731 SAN BRUNO CA 94066 SFD 7.500 6.750 $ 1,727.06 360 1-Sep-28 $246,816.69 78.41
4834739 CHATSWORTH CA 91311 SFD 7.500 6.750 $ 1,855.72 360 1-Oct-28 $265,400.00 89.97
4834747 UNION CITY CA 94587 SFD 7.375 6.750 $ 1,813.03 360 1-Sep-28 $262,300.25 69.08
4834754 SANTA MONICA CA 90405 SFD 7.375 6.750 $ 2,210.17 360 1-Oct-28 $320,000.00 64.00
4834761 KIRKLAND WA 98033 SFD 7.125 6.750 $ 2,425.39 360 1-Sep-28 $359,712.11 36.00
4834762 CALABASAS CA 91302 SFD 7.500 6.750 $ 3,041.59 360 1-Sep-28 $434,677.16 66.41
4834783 HUNTINGTON BEACH CA 92648 PUD 7.625 6.750 $ 1,847.35 360 1-Sep-28 $260,811.09 61.56
4834797 ORANGE CA 92867 SFD 7.500 6.750 $ 1,882.29 360 1-Aug-28 $268,799.17 71.79
4834816 GOLETA CA 93117 SFD 7.375 6.750 $ 1,872.43 360 1-Sep-28 $270,893.71 79.98
4834847 ROCKVILLE MD 20850 SFD 7.375 6.750 $ 1,781.95 360 1-Oct-28 $258,000.00 77.01
4834860 MILL VALLEY CA 94941 SFD 7.375 6.750 $ 2,403.55 360 1-Sep-28 $347,735.20 49.71
4834930 MENLO PARK CA 94025 SFD 7.375 6.750 $ 2,223.29 360 1-Sep-28 $321,655.05 57.48
4834988 FAIRMONT WV 26554 SFD 7.125 6.750 $ 1,576.51 360 1-Oct-28 $234,000.00 64.02
4835091 WESTLAKE VILLAGE CA 91361 SFD 7.500 6.750 $ 4,230.25 360 1-Jul-28 $603,644.56 73.33
4835138 SARATOGA CA 95070 SFD 7.250 6.750 $ 3,410.89 360 1-Sep-28 $499,609.94 32.57
4835169 ALPINE CA 91901 SFD 7.250 6.750 $ 1,739.55 360 1-Sep-28 $254,801.08 71.83
4835204 POTOMAC MD 20854 SFD 7.250 6.750 $ 4,365.93 360 1-Sep-28 $639,500.74 68.45
4835205 LITTLETON CO 80124 SFD 7.500 6.750 $ 2,321.39 360 1-Aug-28 $331,505.69 80.00
4835270 LOS ANGELES CA 90027 SFD 7.000 6.733 $ 1,673.24 360 1-Sep-28 $251,293.84 66.36
4835272 SOUTH JORDAN UT 84095 SFD 7.250 6.750 $ 1,671.33 360 1-Sep-28 $244,808.88 70.00
4835293 GARDEN CITY NY 11530 SFD 7.375 6.750 $ 2,002.96 360 1-Oct-28 $290,000.00 79.45
4835308 FREMONT CA 94539 SFD 7.375 6.750 $ 3,522.45 360 1-Sep-28 $509,611.92 37.64
4835380 LAKE ARROWHEAD CA 92352 SFD 7.625 6.750 $ 1,981.82 360 1-Sep-28 $279,797.35 71.79
4835471 SANTA ANA CA 92706 SFD 7.375 6.750 $ 3,681.30 360 1-Oct-28 $533,000.00 78.38
4835505 MORGAN HILL CA 95037 SFD 7.125 6.750 $ 2,834.67 360 1-Sep-28 $420,413.54 79.99
4835509 SHREWSBURY NJ 07702 SFD 7.250 6.750 $ 1,814.59 360 1-Oct-28 $266,000.00 70.00
4835513 STUART FL 34996 SFD 7.125 6.750 $ 2,331.07 360 1-Sep-28 $345,723.31 69.20
4835522 SAN CARLOS CA 94070 SFD 7.500 6.750 $ 3,775.76 360 1-Sep-28 $539,599.24 69.68
4835524 SANTA BARBARA CA 93105 SFD 6.875 6.608 $ 2,739.40 360 1-Oct-28 $417,000.00 77.94
4835700 DANA POINT CA 92624 SFD 7.550 6.750 $ 1,840.93 360 1-Jul-28 $261,418.82 65.50
4835711 YORBA LINDA CA 92887 SFD 7.350 6.750 $ 2,583.65 360 1-Jul-28 $374,134.39 72.39
4835811 LAGUNA NIGUEL CA 92677 SFD 7.500 6.750 $ 1,680.91 360 1-Aug-28 $240,042.07 68.69
4835829 CUPERTINO CA 95014 SFD 7.500 6.750 $ 1,957.81 360 1-Sep-28 $279,792.19 43.75
4835896 GOLDEN CO 80401 SFD 7.250 6.750 $ 4,093.06 360 1-Sep-28 $599,531.94 80.00
4835985 BUFORD GA 30515 SFD 7.500 6.750 $ 3,089.13 360 1-Aug-28 $441,142.19 74.88
4836001 PISMO BEACH CA 93449 SFD 7.250 6.750 $ 2,217.08 360 1-Sep-28 $324,746.46 73.86
4836024 LA VERRE CA 90750 SFD 6.500 6.233 $ 1,782.43 360 1-Aug-28 $281,053.62 66.51
4836029 PLACENTIA CA 92870 SFD 7.250 6.750 $ 1,875.99 360 1-Sep-28 $274,785.47 79.02
4836124 DANVILLE CA 94526 SFD 7.625 6.750 $ 2,781.63 360 1-Sep-28 $392,697.19 76.46
4836127 FOSTER CITY CA 94404 SFD 7.375 6.750 $ 2,382.83 360 1-Oct-28 $345,000.00 66.99
4836452 BURBANK CA 91504 SFD 7.125 6.750 $ 2,189.59 360 1-Aug-28 $324,478.65 68.42
4836473 WESTWOOD NJ 07675 SFD 7.125 6.750 $ 1,182.38 360 1-Aug-28 $175,218.47 74.68
4836483 SAN JOSE CA 95124 SFD 7.000 6.733 $ 1,962.65 360 1-Aug-28 $294,514.95 69.25
4836489 LAGUNA BEACH CA 92651 SFD 7.250 6.750 $ 3,540.50 360 1-Aug-28 $518,187.81 57.27
4836501 TUJUNGA CA 91042 SFD 7.250 6.750 $ 1,077.84 360 1-Aug-28 $157,752.74 61.24
4836621 BURLINGAME CA 94010 SFD 7.625 6.750 $ 2,307.41 360 1-Sep-28 $325,764.05 40.75
4836673 SARATOGA CA 95070 SFD 7.375 6.750 $ 6,863.59 360 1-Sep-28 $992,993.83 64.11
4836804 SANTA ROSA CA 95405 SFD 7.250 6.750 $ 2,796.92 360 1-Sep-28 $409,680.17 62.36
4836833 TIVERTON RI 02878 SFD 7.750 6.750 $ 1,912.83 360 1-Oct-28 $267,000.00 77.39
4837021 LOS ALTOS CA 94022 SFD 7.500 6.750 $ 4,544.90 360 1-Oct-28 $650,000.00 68.42
4837186 SHERMAN OAKS CA 91423 SFD 7.000 6.733 $ 2,337.88 360 1-Sep-28 $351,111.95 47.49
4837198 ROCKWALL TX 75087 SFD 7.250 6.750 $ 1,624.77 360 1-Aug-28 $237,802.29 78.09
4837240 SAN JOSE CA 95135 SFD 7.500 6.750 $ 2,726.94 360 1-Oct-28 $390,000.00 64.46
4837307 CUPERTINO CA 95014 SFD 7.250 6.750 $ 3,653.06 360 1-Sep-28 $535,082.25 70.00
4837331 SALT LAKE CITY UT 84121 SFD 7.000 6.733 $ 1,671.24 360 1-Sep-28 $250,994.09 80.00
4837352 SARATOGA CA 95070 SFD 7.250 6.750 $ 2,911.53 360 1-Sep-28 $426,467.05 60.97
4837429 SAN JOSE CA 95135 SFD 7.375 6.750 $ 2,690.18 360 1-Sep-28 $389,203.62 68.33
4837554 SOLANA BEACH CA 92075 SFD 7.500 6.750 $ 2,475.22 360 1-Oct-28 $354,000.00 80.00
4837567 YUCAIPA CA 92399 SFD 7.000 6.733 $ 1,576.77 360 1-Sep-28 $236,805.73 70.75
4837600 LOS GATOS CA 95032 SFD 7.375 6.750 $ 2,451.90 360 1-Sep-28 $354,729.87 45.45
4837635 MT. KISCO NY 10549 SFD 7.375 6.750 $ 3,322.15 360 1-Oct-28 $481,000.00 79.73
4837742 SAN DIEGO CA 92120 SFD 7.500 6.750 $ 1,966.55 360 1-Sep-28 $281,041.26 75.00
4838122 IRVINE CA 92602 SFD 7.250 6.750 $ 1,637.22 360 1-Aug-28 $239,624.43 77.42
4838149 ANAHEIM CA 92808 SFD 7.000 6.733 $ 3,170.17 360 1-Aug-28 $475,716.54 73.31
4838239 SANTA BARBARA CA 93108 SFD 7.125 6.750 $ 2,566.87 360 1-Sep-28 $380,695.32 47.63
4838326 BROOKLYN NY 11204 MF2 7.750 6.750 $ 1,432.83 360 1-Oct-28 $200,000.00 74.07
4838339 REDMOND WA 98053 SFD 7.375 6.750 $ 1,656.93 360 1-Sep-28 $239,717.46 79.99
4838359 CUPERTINO CA 95014 SFD 7.500 6.750 $ 2,282.59 360 1-Sep-28 $326,207.72 60.45
4838444 ST GEORGE UT 84790 SFD 8.000 6.750 $ 791.73 360 1-Aug-28 $107,754.72 79.99
4838463 PLAINVIEW NY 11803 SFD 7.875 6.750 $ 1,885.18 360 1-Sep-28 $259,821.07 81.50
4838522 RIDGEWOOD NJ 07450 SFD 7.500 6.750 $ 1,783.00 360 1-Sep-28 $254,810.75 52.04
4838712 SHELTON CT 06484 SFD 7.250 6.750 $ 1,933.97 360 1-Sep-28 $283,278.85 90.00
4838805 FREMONT CA 94539 SFD 7.250 6.750 $ 2,046.53 360 1-Sep-28 $299,765.97 44.78
4838834 CONCORD MA 01742 SFD 7.375 6.750 $ 3,580.46 360 1-Oct-28 $518,400.00 45.08
4838853 DANVILLE CA 94526 SFD 7.125 6.750 $ 2,816.15 360 1-Sep-28 $417,665.73 60.58
4838862 COTO DE CAZA CA 92679 LCO 7.500 6.750 $ 1,730.56 360 1-Sep-28 $247,316.32 75.00
4838865 FREMONT CA 94539 SFD 7.375 6.750 $ 1,754.32 360 1-Sep-28 $253,806.72 50.80
4838910 FREMONT CA 94539 SFD 7.625 6.750 $ 2,477.28 360 1-Sep-28 $349,746.68 67.31
4838930 FRANKLIN TN 37064 SFD 7.125 6.750 $ 1,971.31 360 1-Sep-28 $292,366.01 94.73
4838952 SAN JOSE CA 95132 SFD 7.500 6.750 $ 1,971.79 360 1-Sep-28 $281,790.71 73.25
4839053 SEATTLE WA 98122 SFD 7.375 6.750 $ 1,864.82 360 1-Sep-28 $269,794.55 75.00
4839071 EUGENE OR 97405 SFD 7.000 6.733 $ 2,993.86 360 1-Sep-28 $449,631.14 45.00
4839164 LOS ALTOS CA 94024 SFD 7.375 6.750 $ 2,762.71 360 1-Sep-28 $399,695.62 50.96
4839210 BELLEVUE WA 98006 SFD 7.125 6.750 $ 1,650.61 360 1-Sep-28 $244,804.08 76.32
4839274 SAFETY HARBOR FL 34695 SFD 7.125 6.750 $ 1,879.07 360 1-Sep-28 $278,686.96 90.00
4839288 CALABASAS CA 91302 SFD 7.500 6.750 $ 4,544.89 360 1-Sep-28 $649,517.61 61.61
4839302 DANVILLE CA 94526 SFD 6.875 6.608 $ 2,496.33 360 1-Jul-28 $379,036.75 69.09
4839324 SAN DIEGO CA 92073 PUD 7.375 6.750 $ 2,299.61 360 1-Sep-28 $332,695.87 75.00
4839397 CROTON ON HUDSON NY 10520 SFD 7.500 6.750 $ 2,167.56 360 1-Sep-28 $309,769.93 79.49
4839433 NEWPORT BEACH CA 92663 SFD 7.500 6.750 $ 2,796.86 360 1-Oct-28 $400,000.00 54.42
4839462 NEW YORK NY 10128 HCO 7.375 6.750 $ 2,762.71 360 1-Oct-28 $400,000.00 63.29
4839476 FAIRFIELD CT 06430 SFD 7.625 6.750 $ 2,087.99 360 1-Sep-28 $294,786.49 74.68
4839490 WOODSIDE CA 94062 SFD 7.375 6.750 $ 2,154.91 360 1-Sep-28 $311,762.59 62.40
4839497 COSTA MESA CA 92626 SFD 7.375 6.750 $ 1,702.52 360 1-Sep-28 $246,312.43 94.99
4839507 GIG HARBOR WA 98332 SFD 7.250 6.750 $ 1,705.44 360 1-Sep-28 $249,804.98 78.13
4839531 LOS ANGELES CA 90034 SFD 7.125 6.750 $ 2,358.02 360 1-Oct-28 $350,000.00 56.82
4839540 FREMONT CA 94539 SFD 7.375 6.750 $ 2,175.63 360 1-Sep-28 $314,760.31 69.69
4839555 GLENDALE CA 91207 SFD 7.000 6.733 $ 2,880.76 360 1-Oct-28 $433,000.00 64.63
4839563 UNIVERSITY PARK TX 75225 SFD 7.000 6.733 $ 1,586.09 360 1-Sep-28 $238,204.58 52.98
4839589 OCEAN CITY NJ 08226 SFD 7.500 6.750 $ 3,496.07 360 1-Sep-28 $499,628.93 62.11
4839606 SAN RAMON CA 94583 PUD 7.500 6.750 $ 1,915.85 360 1-Sep-28 $273,796.65 70.26
4839624 PALO ALTO CA 94301 SFD 7.375 6.750 $ 2,762.71 360 1-Sep-28 $399,695.62 66.12
4839656 DANVILLE CA 94526 SFD 7.375 6.750 $ 2,565.86 360 1-Sep-28 $371,217.32 76.60
4839677 BELLEVUE WA 98005 SFD 7.750 6.750 $ 3,832.81 360 1-Sep-28 $534,622.40 66.88
4839703 CINCINNATI OH 45206 SFD 7.375 6.750 $ 2,215.00 360 1-Sep-28 $320,455.97 42.76
4839705 TRACY CA 95376 SFD 7.250 6.750 $ 1,749.78 360 1-Oct-28 $256,500.00 90.00
4839710 MONTGOMERY NJ 08558 SFD 7.375 6.750 $ 3,246.18 360 1-Oct-28 $470,000.00 69.63
4839719 VIRGINIA BEACH VA 23454 SFD 7.125 6.750 $ 1,684.30 360 1-Jun-28 $249,193.15 70.42
4839729 DALLAS TX 75287 SFD 7.125 6.750 $ 3,294.49 360 1-Sep-28 $488,608.95 69.86
4839734 CHESTERFIELD MO 63005 SFD 7.125 6.750 $ 1,719.33 360 1-Sep-28 $254,995.92 80.00
4839735 CAMBRIDGE MD 21613 SFD 7.500 6.750 $ 2,426.28 360 1-Mar-28 $345,163.14 75.43
4839872 MILFORD MI 48380 SFD 7.625 6.750 $ 1,748.26 360 1-Sep-28 $246,821.22 70.57
4839920 SAINT LOUIS MO 63141 SFD 7.375 6.750 $ 2,417.37 360 1-Oct-28 $350,000.00 66.16
4839925 DALY CITY CA 94015 SFD 7.375 6.750 $ 1,657.63 360 1-Oct-28 $240,000.00 73.62
4839941 LOUISA VA 23093 SFD 7.375 6.750 $ 1,726.69 360 1-Jun-28 $249,232.03 62.50
4839994 NEWPORT BEACH CA 92660 SFD 7.000 6.733 $ 2,648.57 360 1-Sep-28 $397,773.68 69.99
4840021 AUSTIN TX 78746 SFD 7.250 6.750 $ 2,018.91 360 1-Sep-28 $295,719.12 79.99
4840043 AUSTIN TX 78733 SFD 7.125 6.750 $ 2,185.55 360 1-Oct-28 $324,400.00 79.99
4840050 SEATTLE WA 98109 SFD 6.875 6.608 $ 1,668.60 360 1-Sep-28 $253,786.61 59.76
4840132 LA GRANGE IL 60525 SFD 7.500 6.750 $ 1,783.00 360 1-Oct-28 $255,000.00 61.45
4840143 BELMONT CA 94002 SFD 7.625 6.750 $ 2,024.29 360 1-Mar-28 $284,523.10 78.36
4840173 WHEATON IL 60187 SFD 7.375 6.750 $ 1,757.77 360 1-Oct-28 $254,500.00 79.78
4840176 HINGHAM MA 02043 SFD 7.375 6.750 $ 1,816.48 360 1-May-28 $261,987.01 79.22
4840267 SAINT CHARLES IL 60175 SFD 7.125 6.750 $ 1,920.10 360 1-Oct-28 $285,000.00 65.52
4840287 INDIAN BEACH DE 19971 SFD 7.375 6.750 $ 3,470.65 360 1-Oct-28 $502,500.00 75.00
4840343 MILPITAS CA 95035 SFD 7.500 6.750 $ 1,838.94 360 1-Sep-28 $262,804.81 61.16
4840368 REDWOOD CITY CA 94065 LCO 7.500 6.750 $ 1,856.42 360 1-Sep-28 $265,302.96 90.00
4840463 LOS ALTOS CA 94024 SFD 7.000 6.733 $ 3,160.19 360 1-Sep-28 $474,610.64 62.09
4840464 SAN CARLOS CA 94070 SFD 6.875 6.608 $ 2,844.51 360 1-Jul-28 $431,902.40 65.61
4840493 MARBLEHEAD MA 01945 SFD 7.375 6.750 $ 2,210.16 360 1-Jul-28 $319,265.03 72.40
4840519 DANVILLE CA 94506 SFD 7.125 6.750 $ 2,694.88 360 1-Oct-28 $400,000.00 55.76
4840523 RIDGEWOOD NJ 07450 SFD 7.375 6.750 $ 2,088.60 360 1-Sep-28 $302,169.90 80.00
4840537 SARATOGA CA 95070 SFD 7.375 6.750 $ 3,108.04 360 1-Sep-28 $449,657.58 37.50
4840543 RANCHO STA MARGARITA CA 92688 SFD 7.125 6.750 $ 2,088.53 360 1-Sep-28 $309,752.10 78.48
4840550 PIEDMONT CA 94611 SFD 7.500 6.750 $ 2,286.44 360 1-Sep-28 $326,757.31 52.74
4840562 HILLSBOROUGH CA 94010 SFD 7.375 6.750 $ 3,246.18 360 1-Sep-28 $469,642.36 51.65
4840597 SAN DIEGO CA 92130 SFD 7.000 6.733 $ 2,364.82 360 1-Aug-28 $354,865.57 79.99
4840599 FREMONT CA 94539 SFD 7.250 6.750 $ 2,435.37 360 1-Sep-28 $356,721.51 69.32
4840628 FALL CITY WA 98024 SFD 7.375 6.750 $ 3,108.04 360 1-Sep-28 $449,657.58 47.87
4840698 MONTGOMERY AL 36117 SFD 7.125 6.750 $ 1,684.30 360 1-Sep-28 $249,800.08 78.13
4840739 NANTUCKET MA 02554 SFD 7.500 6.750 $ 1,741.05 360 1-Sep-28 $248,815.20 69.17
4840771 LOS ANGELES CA 90036 SFD 7.500 6.750 $ 2,039.26 360 1-Sep-28 $291,433.55 57.30
4840784 SAN RAFAEL CA 94903 SFD 7.625 6.750 $ 2,038.45 360 1-Aug-28 $287,581.78 67.76
4840823 CORTE MADERA CA 94925 SFD 7.375 6.750 $ 2,555.50 360 1-Sep-28 $369,454.16 65.49
4840827 MOUNTAIN VIEW CA 94040 SFD 7.250 6.750 $ 3,240.34 360 1-Sep-28 $474,629.45 60.36
4840849 BURLINGAME CA 94010 SFD 7.125 6.750 $ 2,560.14 360 1-Sep-28 $379,696.11 62.81
4840852 CLAREMONT CA 91711 SFD 7.125 6.750 $ 1,793.44 360 1-Sep-28 $265,987.12 74.99
4840861 FREMONT CA 94539 SFD 7.375 6.750 $ 2,755.80 360 1-Sep-28 $398,696.39 64.88
4840884 LOS ALTOS CA 94022 SFD 7.625 6.750 $ 2,710.86 360 1-Sep-28 $382,722.79 30.04
4840954 STANWOOD WA 98292 SFD 7.250 6.750 $ 2,046.53 360 1-Sep-28 $299,765.97 73.53
4840966 ISSAQUAH WA 98027 SFD 7.250 6.750 $ 2,380.80 360 1-Sep-28 $348,727.74 77.56
4840976 FOLSOM CA 95630 SFD 7.500 6.750 $ 2,622.05 360 1-Sep-28 $374,721.70 78.95
4840987 SEAL BEACH CA 90740 SFD 7.625 6.750 $ 2,165.85 360 1-Sep-28 $305,778.53 90.00
4840988 ORLANDO FL 32819 SFD 7.250 6.750 $ 2,428.55 360 1-Sep-28 $355,722.28 72.65
4840991 PALO ALTO CA 94306 SFD 7.375 6.750 $ 2,500.25 360 1-Sep-28 $361,724.54 62.41
4841073 EVERGREEN CO 80439 SFD 7.250 6.750 $ 2,114.75 360 1-Sep-28 $309,758.17 60.78
4841077 SAN RAFAEL CA 94901 SFD 7.500 6.750 $ 4,999.39 360 1-Sep-28 $714,469.36 68.10
4841081 TROPHY CLUB TX 76262 SFD 7.500 6.750 $ 2,059.19 360 1-Sep-28 $294,281.44 95.00
4841085 AUBURN WA 98092 SFD 7.250 6.750 $ 1,893.04 360 1-Sep-28 $277,283.52 75.00
4841175 ALEXANDRIA VA 22314 SFD 7.375 6.750 $ 6,906.76 360 1-Oct-28 $1,000,000.00 62.50
4841180 SAN JOSE CA 95129 SFD 6.875 6.608 $ 1,970.79 360 1-Sep-28 $299,747.96 55.05
4841204 GLENDALE CA 91201 SFD 7.500 6.750 $ 1,985.77 360 1-Oct-28 $284,000.00 76.76
4841250 MENDOTA HEIGHTS MN 55118 SFD 7.125 6.750 $ 4,379.18 360 1-Oct-28 $650,000.00 73.86
4841284 SAN JOSE CA 95129 SFD 7.500 6.750 $ 2,447.26 360 1-Sep-28 $349,740.24 58.33
4841291 SAN JOSE CA 95131 SFD 7.250 6.750 $ 2,193.20 360 1-Sep-28 $321,249.20 69.92
4841292 MENLO PARK CA 94025 SFD 7.500 6.750 $ 3,293.31 360 1-Sep-28 $470,650.44 46.18
4841305 LAGUNA HILLS CA 92653 SFD 7.000 6.733 $ 2,401.75 360 1-Sep-28 $360,704.08 58.70
4841336 VALENCIA CA 91354 SFD 7.750 6.750 $ 2,399.99 360 1-Oct-28 $335,000.00 79.76
4841355 VANCOUVER WA 98664 SFD 7.500 6.750 $ 1,590.72 360 1-Sep-28 $227,331.16 69.47
4841361 GILBERT AZ 85234 SFD 6.875 6.608 $ 1,143.06 360 1-Aug-28 $173,706.80 79.09
4841372 HUNTINGTON BEACH CA 92646 SFD 7.250 6.750 $ 1,785.60 360 1-Aug-28 $261,340.38 75.00
4841379 MANHATTAN BEACH CA 90266 LCO 7.500 6.750 $ 3,020.61 360 1-Oct-28 $432,000.00 77.14
4841402 BALTIMORE MD 21136 SFD 7.000 6.733 $ 2,894.07 360 1-Aug-28 $434,284.78 66.92
4841427 SAN JOSE CA 95129 SFD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,771.72 49.26
4841463 MISSION VIEJO CA 92691 SFD 7.125 6.750 $ 1,280.07 360 1-Aug-28 $189,695.21 77.55
4841467 GLENDALE CA 91207 SFD 7.250 6.750 $ 2,408.09 360 1-Oct-28 $353,000.00 69.22
4841478 CARMEL IN 46033 SFD 7.375 6.750 $ 2,467.10 360 1-Oct-28 $357,200.00 72.90
4841493 SAN JOSE CA 95116 SFD 7.125 6.750 $ 1,837.90 360 1-Aug-28 $272,362.40 79.99
4841511 REDWOOD CITY CA 94065 SFD 7.125 6.750 $ 2,017.79 360 1-Aug-28 $299,019.57 74.88
4841523 FREMONT CA 94539 SFD 7.250 6.750 $ 1,918.62 360 1-Aug-28 $280,609.87 75.00
4841543 ANDOVER MA 01810 SFD 7.625 6.750 $ 2,477.28 360 1-Aug-28 $349,491.75 56.00
4841583 OAKLAND CA 94618 SFD 7.500 6.750 $ 1,748.04 360 1-Sep-28 $244,783.21 78.62
4841600 LAGUNA NUGUEL CA 92677 SFD 7.875 6.750 $ 2,161.43 360 1-Jul-28 $297,192.70 77.83
4841608 STUDIO CITY CA 91604 SFD 7.500 6.750 $ 2,726.94 360 1-Aug-28 $389,419.31 63.93
4841613 WEST HILLS CA 91304 SFD 7.250 6.750 $ 1,098.30 360 1-Aug-28 $160,748.06 57.50
4841625 HUNTINGTON BEACH CA 92648 PUD 7.625 6.750 $ 2,022.17 360 1-Sep-28 $285,493.22 70.54
4841663 SAN DIEGO CA 92131 SFD 7.125 6.750 $ 3,368.59 360 1-Aug-28 $499,197.95 79.11
4841673 PALO ALTO CA 94304 SFD 7.500 6.750 $ 2,195.54 360 1-Oct-28 $314,000.00 29.26
4841682 ORANGE CA 92869 SFD 7.125 6.750 $ 1,684.30 360 1-Sep-28 $249,800.08 46.30
4841707 SACRAMENTO CA 95816 SFD 7.500 6.750 $ 2,059.19 360 1-Sep-28 $294,281.44 62.00
4841708 PALM SPRINGS CA 92262 SFD 7.250 6.750 $ 1,023.26 360 1-Aug-28 $149,765.27 76.14
4841783 REDWOOD CITY CA 94061 SFD 7.500 6.750 $ 3,161.85 360 1-Sep-28 $451,864.40 56.53
4841795 ANNAPOLIS MD 21401 SFD 7.500 6.750 $ 1,971.79 360 1-Sep-28 $281,790.71 75.20
4841830 MOUNTAIN VIEW CA 94040 SFD 7.500 6.750 $ 1,852.92 360 1-Sep-28 $264,803.33 50.96
4841855 LOS ALTOS CA 94024 SFD 7.500 6.750 $ 4,195.29 360 1-Sep-28 $599,554.71 76.34
4841887 FREMONT CA 94539 SFD 7.500 6.750 $ 1,783.00 360 1-Sep-28 $254,810.75 62.20
4841899 LOS ANGELES CA 90049 SFD 7.000 6.733 $ 1,610.04 360 1-Sep-28 $241,801.63 39.03
4841910 GENEVA IL 60134 SFD 7.125 6.750 $ 1,684.30 360 1-Sep-28 $249,800.08 78.13
4841912 SAN MATEO CA 94403 SFD 7.500 6.750 $ 2,234.00 360 1-Sep-28 $319,262.88 46.64
4841964 DUNLAP IL 61525 SFD 6.875 6.608 $ 1,619.33 360 1-Sep-28 $246,292.91 79.01
4841974 CALABASAS CA 91302 SFD 7.750 6.750 $ 2,136.70 360 1-Sep-28 $298,039.50 54.23
4842064 ALPHARETTA GA 30201 SFD 7.750 6.750 $ 2,099.09 360 1-Sep-28 $292,793.20 94.98
4842110 PIEDMONT CA 94611 SFD 7.250 6.750 $ 3,069.80 360 1-Sep-28 $449,648.95 79.65
4842174 SCARSDALE NY 10583 SFD 7.000 6.733 $ 2,661.21 360 1-Oct-28 $400,000.00 47.06
4842182 TUSTIN CA 92782 SFD 7.375 6.750 $ 2,375.92 360 1-Sep-28 $343,738.25 80.00
4842304 ORANGE NJ 07050 SFD 6.875 6.608 $ 1,685.02 360 1-Jul-28 $255,849.83 90.00
4842348 OAKLAND CA 94618 SFD 7.625 6.750 $ 1,677.48 360 1-Sep-28 $236,828.46 72.92
4842386 TURLOCK CA 95382 SFD 7.250 6.750 $ 1,844.60 360 1-Sep-28 $270,189.07 80.00
4842409 WEST GOSHEN PA 19380 SFD 7.000 6.733 $ 1,893.28 240 1-Aug-18 $243,259.71 78.77
4842418 CLEARWATER FL 34616 SFD 7.125 6.750 $ 2,694.88 360 1-Oct-28 $398,419.40 80.00
4842444 ALEXANDRIA VA 22314 SFD 7.000 6.733 $ 2,561.41 360 1-Sep-28 $384,684.43 70.64
4842446 INGLEWOOD CA 90304 SFD 7.500 6.750 $ 1,817.96 360 1-Sep-28 $259,807.04 68.42
4842462 HASTINGS-ON-HUDSON NY 10706 SFD 7.500 6.750 $ 1,587.22 360 1-Sep-28 $226,831.53 71.72
4842488 ALEXANDRIA VA 22305 SFD 7.375 6.750 $ 2,037.50 360 1-Oct-28 $295,000.00 49.17
4842511 JACKSON MS 39211 SFD 7.750 6.750 $ 601.79 360 1-Sep-28 $83,940.71 75.00
4842521 NAPLES FL 34105 LCO 7.375 6.750 $ 374.70 360 1-Oct-28 $54,250.00 70.00
4842527 CAROLINA BEACH NC 28428 SFD 7.250 6.750 $ 1,684.98 360 1-Oct-28 $247,000.00 79.94
4842547 POWAY CA 92064 SFD 7.500 6.750 $ 1,852.92 360 1-Aug-28 $264,605.44 70.67
4842604 OCEAN CITY NJ 08226 SFD 7.375 6.750 $ 2,562.28 240 1-Oct-18 $321,100.00 60.58
4842607 EL CAJON CA 92021 SFD 7.250 6.750 $ 2,073.82 360 1-Sep-28 $303,762.85 76.00
4842645 EDINA MN 55436 SFD 7.000 6.733 $ 1,995.91 360 1-Sep-28 $299,754.09 77.92
4842714 CHAMPLIN MN 55316 SFD 7.250 6.750 $ 1,637.22 360 1-Sep-28 $239,812.78 94.97
4842729 VALLEY CENTER CA 92082 SFD 7.250 6.750 $ 1,193.81 360 1-Oct-28 $175,000.00 70.00
4842825 DRAPER UT 84020 SFD 7.250 6.750 $ 2,486.72 348 1-Sep-27 $360,694.33 79.34
4842829 WEST BLOOMFIELD MI 48322 SFD 7.500 6.750 $ 2,296.22 360 1-Aug-28 $327,911.04 90.00
4842850 GREENWOOD IN 46143 SFD 7.500 6.750 $ 1,699.09 360 1-Sep-28 $242,819.66 74.77
4842873 WOODSIDE CA 94062 SFD 7.375 6.750 $ 2,552.74 360 1-Sep-28 $369,318.76 63.72
4842888 PLEASANTON CA 94566 SFD 7.000 6.733 $ 3,732.35 360 1-Sep-28 $560,540.15 68.00
4842915 FREMONT CA 94539 SFD 7.250 6.750 $ 3,069.79 360 1-Aug-28 $449,295.80 63.11
4843022 BIRMINGHAM AL 35213 SFD 7.250 6.750 $ 1,807.09 360 1-Sep-28 $264,693.35 61.60
4843044 MILPITAS CA 95035 SFD 7.625 6.750 $ 2,123.39 360 1-Sep-28 $299,782.86 75.95
4843105 RICHMOND CA 94803 SFD 7.625 6.750 $ 1,381.61 360 1-Aug-28 $194,916.56 80.00
4843177 OLDSMAR FL 34677 SFD 7.625 6.750 $ 1,741.89 360 1-Oct-28 $246,100.00 71.75
4843189 DALLAS TX 75209 SFD 7.375 6.750 $ 3,061.77 360 1-Sep-28 $442,962.68 79.16
4843199 COTO DE CAZA AREA CA 92679 SFD 7.500 6.750 $ 2,663.31 360 1-Sep-28 $380,617.32 68.02
4843266 WASHINGTON TOWNSHIP NJ 08691 SFD 6.875 6.608 $ 1,813.12 360 1-Sep-28 $275,768.13 79.20
4843305 MONTEREY PARK CA 91754 SFD 7.250 6.750 $ 1,364.35 360 1-Aug-28 $199,687.03 73.53
4843316 WASHINGTON DC 20015 SFD 7.250 6.750 $ 1,836.68 360 1-Aug-28 $268,816.67 79.19
4843329 FULLERTON CA 92833 SFD 7.125 6.750 $ 2,499.50 360 1-Aug-28 $370,404.87 70.00
4843336 LONG BEACH CA 90803 SFD 7.000 6.733 $ 3,725.70 360 1-Oct-28 $560,000.00 80.00
4843414 BOISE ID 83703 SFD 7.125 6.750 $ 1,911.68 360 1-Oct-28 $283,750.00 65.99
4843495 LOS ANGELES CA 91436 SFD 6.750 6.483 $ 3,015.98 360 1-Sep-28 $464,599.65 57.06
4843534 PALO ALTO CA 94303 SFD 7.375 6.750 $ 2,548.60 360 1-Oct-28 $369,000.00 67.09
4843614 BERKELEY CA 94704 LCO 7.375 6.750 $ 1,657.63 360 1-Sep-28 $239,817.37 73.85
4843621 ATLANTA GA 30342 SFD 7.625 6.750 $ 3,089.52 360 1-Sep-28 $436,184.07 90.00
4843661 SOUTH SALEM NY 10590 SFD 6.750 6.483 $ 1,945.79 360 1-Sep-28 $299,741.71 69.77
4843663 MORAGA CA 94556 SFD 7.625 6.750 $ 2,038.45 360 1-Sep-28 $287,791.55 65.45
4843664 LAUREL HOLLOW NY 11791 SFD 7.000 6.733 $ 2,627.94 360 1-Sep-28 $394,676.23 60.31
4843671 LARCHMONT NY 10538 SFD 7.375 6.750 $ 3,149.48 360 1-Sep-28 $455,653.02 74.75
4843691 BURBANK CA 91506 SFD 7.500 6.750 $ 1,653.65 360 1-Sep-28 $236,324.48 74.37
4843737 CARY IL 60013 SFD 7.250 6.750 $ 1,869.17 360 1-Oct-28 $274,000.00 78.51
4843830 VIENNA VA 22182 SFD 7.000 6.733 $ 2,478.26 360 1-Oct-28 $372,500.00 71.63
4843849 AMBLER PA 19002 SFD 7.500 6.750 $ 1,807.47 360 1-Aug-28 $258,115.11 77.89
4843860 PHOENIX AZ 85016 SFD 7.250 6.750 $ 2,046.53 360 1-Sep-28 $299,765.97 53.10
4843871 MORGAN HILL CA 95037 SFD 7.375 6.750 $ 2,762.70 360 1-Sep-28 $399,695.63 41.67
4843905 PLEASANTON CA 94588 SFD 7.750 6.750 $ 2,099.09 360 1-Oct-28 $293,000.00 73.25
4843926 EL CAJON CA 92020 SFD 7.125 6.750 $ 1,724.05 360 1-Sep-28 $255,695.36 79.99
4844019 CASTRO VALLEY CA 94552 SFD 7.750 6.750 $ 2,579.09 360 1-Sep-28 $359,745.91 90.00
4844147 ALLEN TX 75013 SFD 7.250 6.750 $ 1,637.23 360 1-Oct-28 $240,000.00 80.00
4844149 LOS ANGELES CA 90024 SFD 7.500 6.750 $ 6,992.15 360 1-Sep-28 $999,257.85 58.82
4844164 CORAL GABLES FL 33146 SFD 7.000 6.733 $ 2,095.71 360 1-Oct-28 $315,000.00 75.00
4844200 CUPERTINO CA 95014 SFD 7.375 6.750 $ 3,315.25 360 1-Oct-28 $480,000.00 64.00
4844233 LAKEWOOD CO 80227 LCO 7.000 6.733 $ 830.30 360 1-Sep-28 $124,697.70 79.20
4844244 SAN RAMON CA 94583 SFD 7.625 6.750 $ 2,448.97 360 1-Oct-28 $346,000.00 72.84
4844298 SAN ANTONIO TX 78112 SFD 7.250 6.750 $ 750.40 360 1-Oct-28 $110,000.00 43.14
4844309 SANTA ANA CA 92705 SFD 7.000 6.733 $ 4,158.15 360 1-Oct-28 $625,000.00 67.57
4844330 SEBASTOPOL CA 95472 SFD 7.375 6.750 $ 2,831.77 360 1-Oct-28 $410,000.00 63.08
4844342 SARATOGA CA 95070 SFD 7.500 6.750 $ 2,426.28 360 1-Sep-28 $346,742.47 64.26
4844350 SAN JOSE CA 95124 SFD 7.125 6.750 $ 1,715.29 360 1-Sep-28 $254,396.40 63.65
4844397 DUXBURY MA 02332 SFD 7.250 6.750 $ 1,882.13 360 1-Sep-28 $275,238.59 65.69
4844415 TARZANA CA 91356 SFD 7.250 6.750 $ 4,365.93 360 1-Sep-28 $639,500.74 51.20
4844498 LOS ANGELES CA 90068 SFD 7.375 6.750 $ 3,259.99 360 1-Sep-28 $471,640.84 69.93
4844545 CARY NC 27511 SFD 7.250 6.750 $ 1,637.23 360 1-Sep-28 $239,812.77 70.59
4844552 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,572.77 360 1-Sep-28 $372,216.55 51.81
4844568 WEST BLOOMFIELD MI 48324 SFD 7.125 6.750 $ 2,304.12 360 1-Oct-28 $342,000.00 75.00
4844582 UNION CITY CA 94587 SFD 6.750 6.483 $ 1,945.79 360 1-Aug-28 $299,481.97 75.95
4844598 UNION CITY CA 94587 SFD 6.875 6.608 $ 1,609.48 360 1-Oct-28 $245,000.00 72.06
4844636 FAIRFAX VA 22031 SFD 7.375 6.750 $ 1,830.29 360 1-Oct-28 $265,000.00 79.10
4844637 SARATOGA CA 95070 SFD 7.375 6.750 $ 2,210.17 360 1-Sep-28 $319,756.50 39.02
4844688 CHICAGO IL 60610 LCO 7.375 6.750 $ 2,044.40 360 1-Oct-28 $296,000.00 80.00
4844732 WOODINVILLE WA 98072 SFD 7.375 6.750 $ 2,652.19 360 1-Oct-28 $384,000.00 73.14
4844748 SAN JOSE CA 95125 SFD 7.500 6.750 $ 1,992.77 360 1-Sep-28 $284,788.48 49.57
4844751 SAN DIEGO CA 92127 SFD 7.750 6.750 $ 1,192.83 360 1-Aug-28 $166,264.21 79.29
4844797 IRVINE CA 92612 SFD 7.750 6.750 $ 3,582.06 360 1-Aug-28 $499,291.94 73.53
4844800 LIVINGSTON MT 59047 SFD 7.500 6.750 $ 1,887.88 360 1-Sep-28 $269,799.62 88.52
4844826 LOS GATOS CA 95032 SFD 7.500 6.750 $ 2,062.69 360 1-Sep-28 $294,781.06 47.58
4844834 CHARLOTTE NC 28211 SFD 7.000 6.733 $ 3,193.45 360 1-Sep-28 $479,606.55 75.00
4844876 MORGAN HILL CA 95037 SFD 7.375 6.750 $ 2,510.60 360 1-Sep-28 $363,223.41 53.07
4844889 OAKLAND CA 94610 SFD 7.250 6.750 $ 2,169.32 360 1-Aug-28 $317,502.36 68.39
4844892 LAWRENCEVILLE NJ 08648 SFD 7.375 6.750 $ 2,237.79 360 1-Oct-28 $324,000.00 80.00
4844897 ARLINGTON MA 02174 SFD 7.875 6.750 $ 1,838.78 360 1-Aug-28 $253,249.79 56.36
4844912 MENLO PARK CA 94025 SFD 7.500 6.750 $ 2,418.94 360 1-Oct-28 $345,950.00 45.52
4844919 HAZEL CREST IL 60429 SFD 7.750 6.750 $ 2,614.91 360 1-Sep-28 $364,742.38 59.79
4844943 ALBUQUERQUE NM 87114 SFD 7.125 6.750 $ 1,920.10 360 1-Oct-28 $285,000.00 89.98
4844987 DRAPER UT 84020 SFD 7.000 6.733 $ 2,208.80 360 1-Sep-28 $331,727.87 59.93
4844989 OGDEN UT 84403 SFD 7.250 6.750 $ 2,046.53 360 1-Sep-28 $299,765.97 69.77
4844992 SAN JOSE CA 95128 SFD 7.500 6.750 $ 1,762.03 360 1-Sep-28 $251,812.97 63.00
4845062 ISSAQUAH WA 98029 SFD 6.875 6.608 $ 1,700.79 360 1-Aug-28 $258,463.74 75.00
4845069 DANVILLE CA 94506 SFD 7.375 6.750 $ 2,949.19 360 1-Sep-28 $426,675.08 79.07
4845211 HOLLISTER CA 95023 SFD 7.375 6.750 $ 1,134.09 360 1-Jul-28 $163,822.87 69.99
4845252 HEBER CITY UT 84032 SFD 7.750 6.750 $ 3,646.54 360 1-Aug-28 $508,279.19 31.81
4845258 LOS GATOS CA 95032 SFD 7.500 6.750 $ 3,034.60 360 1-Jul-28 $433,027.65 55.64
4845287 PARADISE VALLEY AZ 85253 SFD 6.750 6.483 $ 4,540.19 360 1-Sep-28 $699,397.31 70.00
4845298 MORGAN HILL CA 95037 SFD 7.500 6.750 $ 3,691.86 360 1-Jun-28 $526,401.26 79.40
4845310 CUPERTINO CA 95014 SFD 7.500 6.750 $ 1,852.92 360 1-Aug-28 $264,605.43 62.21
4845333 SAN RAMON CA 94583 SFD 7.375 6.750 $ 2,141.09 360 1-Aug-28 $309,526.79 57.94
4845375 SAN RAMON CA 94583 SFD 7.625 6.750 $ 2,590.53 360 1-Aug-28 $365,468.51 69.85
4845383 PLEASANTON CA 94588 SFD 7.375 6.750 $ 1,678.34 360 1-Aug-28 $242,629.05 90.00
4845388 KAILUA HI 96734 SFD 7.750 6.750 $ 723.58 360 1-Sep-28 $100,928.72 26.93
4845416 FAIRFAX STATION VA 22039 SFD 7.000 6.733 $ 1,796.32 360 1-Sep-28 $269,778.68 72.97
4845437 LAFAYETTE CA 94549 SFD 7.500 6.750 $ 1,845.93 360 1-Sep-28 $263,804.07 67.69
4845438 DAVIDSONVILLE MD 21035 SFD 7.375 6.750 $ 2,005.72 360 1-Aug-28 $289,956.70 80.00
4845453 AUSTIN TX 78732 SFD 7.375 6.750 $ 1,360.98 360 1-Aug-28 $196,749.19 79.99
4845466 MISSION VIEJO CA 92692 SFD 7.250 6.750 $ 1,609.94 360 1-Aug-28 $235,630.68 78.67
4845478 CHICAGO IL 60605 LCO 7.300 6.750 $ 3,235.21 360 1-Aug-28 $471,068.20 77.96
4845527 LOS ALTOS CA 94022 SFD 7.625 6.750 $ 3,100.14 360 1-Aug-28 $437,049.34 68.98
4845537 GREAT FALLS VA 22066 SFD 7.000 6.733 $ 2,661.21 360 1-Sep-28 $399,672.12 79.21
4845545 KENNESAW GA 30114 SFD 7.125 6.750 $ 2,000.34 360 1-Sep-28 $296,672.56 90.00
4845562 REDWOOD CITY CA 94065 LCO 7.625 6.750 $ 1,723.48 360 1-Oct-28 $243,500.00 73.79
4845572 PUTNAM VALLEY NY 10579 SFD 7.375 6.750 $ 1,310.56 360 1-Sep-28 $189,605.62 75.00
4845588 PHOENIX AZ 85048 PUD 7.125 6.750 $ 1,679.58 360 1-Sep-28 $249,100.64 90.00
4845611 DALLAS TX 75203 SFD 7.125 6.750 $ 1,805.57 360 1-Oct-28 $268,000.00 80.00
4845619 WOODCLIFF NJ 07675 SFD 7.375 6.750 $ 3,108.04 360 1-Sep-28 $449,657.58 69.77
4845623 ALAMEDA CA 94502 SFD 7.500 6.750 $ 2,377.33 360 1-Aug-28 $339,493.76 60.07
4845635 GERMANTOWN MD 20874 SFD 7.125 6.750 $ 1,280.07 360 1-Aug-28 $189,695.21 79.83
4845659 SAN FRANCISCO CA 94112 SFD 7.250 6.750 $ 1,671.33 360 1-Aug-28 $244,616.60 79.03
4845701 BURLINGTON CT 06013 SFD 7.500 6.750 $ 1,730.91 360 1-Aug-28 $247,181.41 33.45
4845712 HUNTINGTON NJ 08865 SFD 7.750 6.750 $ 2,250.25 360 1-Sep-28 $313,878.31 90.00
4845727 SANTA CLARA CA 95051 SFD 7.500 6.750 $ 1,810.97 360 1-Sep-28 $258,807.78 63.17
4845744 BEL AIR MD 21014 SFD 7.625 6.750 $ 586.41 360 1-Aug-28 $82,729.68 79.99
4845746 CALABASAS CA 91302 SFD 6.875 6.608 $ 2,627.72 360 1-Aug-28 $399,325.97 65.90
4845779 MUNDELEIN IL 60060 SFD 7.375 6.750 $ 1,616.18 360 1-Aug-28 $233,642.80 90.00
4845784 BERKELEY CA 94708 SFD 7.375 6.750 $ 1,712.88 360 1-Sep-28 $247,811.29 46.79
4845787 SAN JOSE CA 95123 SFD 7.500 6.750 $ 1,992.76 360 1-Aug-28 $284,575.66 77.66
4845807 SANTA CLARA CA 95051 SFD 7.375 6.750 $ 3,301.43 360 1-Sep-28 $477,636.28 64.16
4845810 SAN RAMON CA 94583 SFD 7.375 6.750 $ 1,906.27 360 1-Sep-28 $275,789.98 69.87
4845827 MIAMI BEACH FL 33139 SFD 7.125 6.750 $ 1,653.98 360 1-Sep-28 $245,303.68 67.26
4845844 BETHESDA MD 20814 SFD 7.250 6.750 $ 1,637.23 360 1-Sep-28 $239,812.77 76.19
4845856 ANAHEIM CA 92807 SFD 7.250 6.750 $ 4,434.15 360 1-Aug-28 $648,982.81 44.83
4845868 LOS ALAMITOS CA 90720 SFD 6.875 6.608 $ 1,668.60 360 1-Aug-28 $253,572.00 68.65
4845882 HOBE SOUND FL 33455 SFD 7.250 6.750 $ 2,244.36 360 1-Sep-28 $328,743.35 70.00
4845884 EL DORADO HILLS CA 95762 SFD 7.125 6.750 $ 2,188.24 360 1-Aug-28 $323,977.20 79.61
4845899 BERKELEY CA 94703 SFD 7.250 6.750 $ 1,807.77 360 1-Aug-28 $264,585.30 77.94
4845909 YARDLEY PA 19067 SFD 7.500 6.750 $ 1,954.66 360 1-Sep-28 $279,342.53 94.99
4845911 MISSION VIEJO CA 92691 SFD 7.375 6.750 $ 1,686.29 360 1-Sep-28 $243,964.22 67.82
4845917 ANAHEIM CA 92808 SFD 7.500 6.750 $ 1,957.81 360 1-Aug-28 $279,583.08 77.78
4845940 ARROYO GRANDE CA 93420 SFD 7.625 6.750 $ 4,512.19 360 1-Sep-28 $637,038.59 75.00
4845952 NORTHRIDGE CA 91324 SFD 7.375 6.750 $ 1,775.04 360 1-Aug-28 $256,607.68 75.59
4845974 SMITHTOWN NY 11780 SFD 7.000 6.733 $ 2,262.03 360 1-Sep-28 $339,721.31 65.51
4846025 LOS ANGELES CA 90048 MF2 7.500 6.750 $ 3,041.59 360 1-Aug-28 $434,352.31 79.09
4846026 MONTE SERENO CA 95030 SFD 7.375 6.750 $ 3,474.10 360 1-Sep-28 $502,617.25 63.27
4846030 CITY OF LOS ANGELES CA 91356 SFD 7.000 6.733 $ 2,961.60 360 1-Aug-28 $444,418.09 74.19
4846033 LOS ANGELES CA 90036 SFD 7.375 6.750 $ 1,692.16 360 1-Sep-28 $244,805.73 62.50
4846039 CHINO HILLS CA 91709 SFD 6.875 6.608 $ 3,941.58 360 1-Sep-28 $599,495.92 80.00
4846041 NORTH PROVIDENCE RI 02904 LCO 7.875 6.750 $ 696.07 360 1-Aug-28 $95,867.43 76.80
4846042 LOS ANGELES CA 91356 SFD 7.250 6.750 $ 1,916.92 360 1-Sep-28 $280,780.79 44.96
4846045 SAN RAMON CA 94583 SFD 7.375 6.750 $ 1,933.89 360 1-Aug-28 $279,572.58 73.68
4846046 LOS ANGELES CA 90027 SFD 7.375 6.750 $ 3,453.38 360 1-Sep-28 $499,619.54 76.92
4846049 VAN NUYS AREA LOS ANGELE CA 91423 SFD 7.500 6.750 $ 1,778.80 360 1-Sep-28 $254,211.20 52.45
4846056 MILPITAS CA 95035 SFD 7.375 6.750 $ 1,678.34 360 1-Aug-28 $242,629.06 90.00
4846064 SAN JOSE CA 95125 SFD 7.375 6.750 $ 2,838.68 360 1-Oct-28 $411,000.00 49.52
4846084 MECHANICSVILLE VA 23116 SFD 6.875 6.608 $ 1,649.88 360 1-Aug-28 $250,726.80 74.97
4846102 DANVILLE CA 94506 SFD 7.625 6.750 $ 2,303.87 360 1-Aug-28 $324,631.20 77.50
4846114 SAN JOSE CA 95124 SFD 7.875 6.750 $ 2,320.22 360 1-Aug-28 $319,558.11 76.19
4846122 NEWTOWN CT 06470 SFD 7.625 6.750 $ 3,871.63 360 1-Aug-28 $546,205.68 57.58
4846145 BERKELEY CA 94707 SFD 7.625 6.750 $ 2,515.15 360 1-Aug-28 $354,833.98 68.34
4846147 THOUSAND OAKS CA 91362 SFD 7.500 6.750 $ 1,796.98 360 1-Aug-28 $256,617.35 79.08
4846174 MOUNTAIN VIEW CA 94040 SFD 7.250 6.750 $ 4,222.68 360 1-Sep-28 $618,517.11 65.85
4846190 ORINDA CA 94563 SFD 7.000 6.733 $ 1,957.99 360 1-Sep-28 $294,058.76 68.44
4846212 FLEMINGTON NJ 08822 SFD 7.250 6.750 $ 1,807.77 360 1-Oct-28 $265,000.00 60.92
4846220 SAN JOSE CA 95129 SFD 7.500 6.750 $ 2,789.87 360 1-Sep-28 $398,703.88 66.50
4846251 CUPERTINO CA 95014 SFD 7.250 6.750 $ 2,865.15 360 1-Sep-28 $419,672.35 66.14
4846301 TARPON SPRINGS FL 34690 SFD 7.125 6.750 $ 2,964.37 360 1-Oct-28 $440,000.00 80.00
4846324 DIAMOND BAR CA 91765 SFD 7.250 6.750 $ 1,611.64 360 1-Aug-28 $235,880.30 75.00
4846344 SANTA ANA AREA CA 92705 SFD 6.875 6.608 $ 2,742.68 360 1-Aug-28 $416,796.49 79.98
4846398 SANDSTON VA 23150 SFD 7.000 6.733 $ 647.01 360 1-Oct-28 $97,250.00 69.99
4846429 WALNUT CREEK CA 94598 SFD 7.500 6.750 $ 1,707.14 360 1-Oct-28 $244,150.00 66.35
4846445 FREMONT CA 94555 SFD 7.250 6.750 $ 2,182.96 360 1-Aug-28 $319,499.24 76.19
4846541 ALAMO CA 94507 SFD 7.625 6.750 $ 2,477.28 360 1-Sep-28 $349,746.68 77.78
4846577 LOS ALTOS CA 94022 SFD 7.250 6.750 $ 5,457.42 360 1-Sep-28 $799,375.91 61.54
4846589 FREMONT CA 94539 SFD 7.250 6.750 $ 3,225.33 360 1-Sep-28 $472,431.17 69.53
4846600 OAKLAND CA 94611 SFD 7.500 6.750 $ 2,115.13 360 1-Oct-28 $302,500.00 68.75
4846609 RANCHO PALOS VERDES CA 90275 SFD 6.875 6.608 $ 1,806.55 360 1-Aug-28 $273,948.05 66.27
4846700 PALO ALTO CA 94306 SFD 7.125 6.750 $ 2,459.08 360 1-Sep-28 $364,708.11 44.24
4846709 MISSION VIEJO CA 92692 SFD 7.500 6.750 $ 2,971.67 360 1-Sep-28 $424,684.58 85.00
4846724 WOODLAND HILLS CA 91364 SFD 7.500 6.750 $ 2,491.31 360 1-Sep-28 $356,035.57 64.20
4846728 MOUNTAIN VIEW CA 94040 SFD 7.500 6.750 $ 1,733.36 360 1-Oct-28 $247,900.00 45.91
4846749 MCCORDSVILLE IN 46055 SFD 7.125 6.750 $ 2,041.37 360 1-Aug-28 $302,452.40 79.95
4846775 LA CRESCENTA GLENDALE CA 91214 SFD 7.250 6.750 $ 1,989.23 360 1-Sep-28 $291,372.52 90.00
4846875 SAN JOSE CA 95129 SFD 7.625 6.750 $ 2,371.11 360 1-Oct-28 $335,000.00 72.83
4846898 GARDEN CITY NY 11530 SFD 7.125 6.750 $ 2,694.88 360 1-Oct-28 $400,000.00 74.77
4846910 SAN JOSE CA 95125 SFD 7.250 6.750 $ 1,664.51 360 1-Aug-28 $243,618.17 79.74
4846926 SAN JOSE CA 95138 SFD 7.375 6.750 $ 2,610.76 360 1-Sep-28 $377,712.36 54.00
4846944 SAN JOSE CA 95129 SFD 7.375 6.750 $ 2,002.96 360 1-Oct-28 $290,000.00 48.90
4846984 SAN FRANCISCO CA 94116 SFD 7.625 6.750 $ 2,180.01 360 1-Sep-28 $307,777.07 74.22
4846990 HUNTINGTON BEACH CA 92648 SFD 7.000 6.733 $ 1,663.26 360 1-Aug-28 $249,588.96 50.52
4847007 MISSION VIEJO CA 92692 SFD 7.375 6.750 $ 1,640.36 360 1-Oct-28 $237,500.00 71.97
4847033 SAN CARLOS CA 94070 SFD 7.500 6.750 $ 3,304.49 360 1-Oct-28 $472,600.00 68.49
4847052 LOS GATOS CA 95033 SFD 7.375 6.750 $ 1,857.92 360 1-Oct-28 $269,000.00 69.33
4847056 FREMONT CA 94536 SFD 7.375 6.750 $ 2,486.44 360 1-Sep-28 $359,726.06 65.45
4847060 TRABUCO CANYON CA 92679 SFD 7.375 6.750 $ 1,847.56 360 1-Oct-28 $267,500.00 69.48
4847086 SAN FRANCISCO CA 94116 SFD 7.125 6.750 $ 1,643.87 360 1-Aug-28 $243,608.60 71.76
4847095 PALO ALTO CA 94303 SFD 7.375 6.750 $ 4,337.44 360 1-Oct-28 $628,000.00 51.90
4847101 GRASS VALLEY CA 95945 SFD 7.500 6.750 $ 839.06 360 1-Aug-28 $119,760.07 75.00
4847111 KENNESAW GA 30144 SFD 7.250 6.750 $ 1,746.38 360 1-Oct-28 $256,000.00 87.07
4847148 FREMONT CA 94539 SFD 7.375 6.750 $ 3,004.44 360 1-Sep-28 $434,669.00 50.00
4847200 MURRIETA CA 92562 SFD 7.500 6.750 $ 440.51 360 1-Aug-28 $62,906.19 49.22
4847206 SAUSALITO CA 94965 LCO 7.625 6.750 $ 1,252.79 360 1-Aug-28 $176,742.98 69.41
4847217 BARRINGTON IL 60010 SFD 7.250 6.750 $ 2,728.71 360 1-Aug-28 $399,374.03 61.54
4847227 NAPLES FL 34103 SFD 7.375 6.750 $ 1,926.99 360 1-Oct-28 $279,000.00 90.00
4847230 GILFORD NH 03246 SFD 7.750 6.750 $ 429.85 360 1-Aug-28 $59,915.03 72.29
4847242 GALT CA 95632 SFD 7.125 6.750 $ 559.19 360 1-Aug-28 $82,866.86 66.40
4847252 SAN DIEGO CA 92130 SFD 7.750 6.750 $ 3,610.72 360 1-Aug-28 $503,286.26 80.00
4847255 REDWOOD CITY CA 94062 SFD 6.875 6.608 $ 2,351.81 360 1-Aug-28 $357,396.75 47.73
4847268 SAN FRANCISCO CA 94114 SFD 7.125 6.750 $ 1,158.80 360 1-Sep-28 $171,862.45 23.89
4847275 CHINO HILLS CA 91709 SFD 7.625 6.750 $ 2,174.34 360 1-Aug-28 $306,753.91 79.79
4847292 PALO ALTO CA 94303 SFD 7.625 6.750 $ 3,793.78 360 1-Oct-28 $536,000.00 71.47
4847308 MORGAN HILL CA 95037 SFD 7.625 6.750 $ 2,059.68 360 1-Aug-28 $290,577.43 58.20
4847313 SAN JUAN CAPISTRANO CA 92675 SFD 7.250 6.750 $ 2,483.12 360 1-Aug-28 $363,430.38 40.90
4847316 WINTER SPRINGS FL 32708 SFD 7.125 6.750 $ 1,727.76 360 1-Oct-28 $256,450.00 94.99
4847322 TOPANGA CA 90290 SFD 7.250 6.750 $ 3,342.66 360 1-Aug-28 $489,233.21 70.00
4847338 SAN MATEO CA 94403 SFD 7.500 6.750 $ 2,517.18 360 1-Oct-28 $360,000.00 58.06
4847341 MILLBRAE CA 94030 SFD 7.625 6.750 $ 3,255.86 360 1-Oct-28 $460,000.00 69.17
4847344 WOODLAND HILLS CA 91367 SFD 7.375 6.750 $ 1,757.08 360 1-Aug-28 $254,011.65 79.50
4847346 MANHATTAN BEACH CA 90266 SFD 7.500 6.750 $ 2,459.84 360 1-Aug-28 $351,276.19 58.63
4847359 SAN DIEGO CA 92114 SFD 7.375 6.750 $ 1,042.92 360 1-Aug-28 $150,769.50 77.44
4847368 SAN DIEGO CA 92110 SFD 7.375 6.750 $ 1,381.35 360 1-Aug-28 $199,694.70 76.92
4847373 LAGUNA NIGUEL CA 92677 SFD 7.375 6.750 $ 1,732.56 360 1-Aug-28 $250,467.08 62.40
4847377 SAN CARLOS CA 94070 SFD 7.500 6.750 $ 2,327.69 360 1-Oct-28 $332,900.00 64.64
4847394 LOS ALAMITOS CA 90720 SFD 7.375 6.750 $ 1,889.00 360 1-Aug-28 $273,082.50 79.28
4847451 SAN FRANCISCO CA 94105 HCO 7.375 6.750 $ 2,976.81 360 1-Oct-28 $431,000.00 68.41
4847522 ENCINITAS CA 92024 SFD 7.250 6.750 $ 2,404.67 360 1-Sep-28 $352,225.02 75.00
4847533 COSTA MESA CA 92627 SFD 7.375 6.750 $ 2,468.72 264 1-Sep-20 $321,510.24 70.77
4847541 CHAPPAQUA NY 10514 SFD 7.250 6.750 $ 2,046.53 360 1-Sep-28 $299,765.97 38.71
4847543 LOS ANGELES CA 90066 SFD 7.500 6.750 $ 2,307.41 360 1-Sep-28 $329,755.09 75.00
4847550 NOVATO CA 94949 SFD 7.375 6.750 $ 2,737.15 300 1-Sep-23 $374,064.46 71.33
4847553 LA VERNE CA 91750 SFD 7.125 6.750 $ 2,901.03 360 1-Sep-28 $430,255.66 79.99
4847560 UPLAND CA 91784 SFD 7.375 6.750 $ 1,643.81 360 1-Sep-28 $237,818.90 79.33
4847563 SAN MATEO CA 94403 SFD 7.375 6.750 $ 2,072.03 360 1-Oct-28 $300,000.00 72.29
4847579 FORT SALONGA NY 11768 SFD 6.875 6.608 $ 2,627.72 360 1-Sep-28 $399,663.95 62.99
4847582 PORT JEFFERSON NY 11777 SFD 6.875 6.608 $ 2,233.56 360 1-Sep-28 $339,714.36 64.45
4847610 MARIEMONT OH 45227 SFD 7.125 6.750 $ 2,155.90 360 1-Aug-28 $319,486.68 73.56
4847625 BROOKSIDE NJ 07926 SFD 7.250 6.750 $ 2,390.35 360 1-Oct-28 $350,400.00 80.00
4847655 MAPLETON UT 84664 SFD 7.500 6.750 $ 1,852.22 360 1-Aug-28 $264,505.58 49.98
4847688 SUNNYVALE CA 94087 SFD 7.500 6.750 $ 1,845.93 360 1-Sep-28 $263,804.07 57.39
4847700 PORTLAND OR 97231 SFD 7.250 6.750 $ 2,824.21 360 1-Aug-28 $413,352.13 55.20
4847795 ARLINGTON HEIGHTS IL 60004 SFD 7.375 6.750 $ 2,064.43 360 1-Aug-28 $298,443.72 79.98
4847809 DANVILLE CA 94506 SFD 7.375 6.750 $ 1,899.36 360 1-Aug-28 $274,580.21 60.44
4847816 WILLOWBROOK IL 60521 SFD 7.250 6.750 $ 2,101.10 360 1-Aug-28 $307,518.02 75.12
4847834 NEVADA CITY CA 95959 SFD 7.250 6.750 $ 760.63 360 1-Aug-28 $111,325.51 61.94
4847873 SAN DIEGO CA 92130 PUD 7.875 6.750 $ 2,311.16 360 1-Sep-28 $318,530.64 75.00
4847975 SUNNYVALE CA 94087 SFD 7.875 6.750 $ 2,821.98 360 1-Oct-28 $389,200.00 70.00
4848012 SAN JOSE CA 95128 SFD 7.500 6.750 $ 2,453.89 360 1-Sep-28 $350,689.55 90.00
4848045 SAN RAMON CA 94583 SFD 7.500 6.750 $ 1,657.14 360 1-Sep-28 $236,824.11 75.24
4848047 SAN DIEGO CA 92310 LCO 7.375 6.750 $ 1,734.29 360 1-Sep-28 $250,908.93 90.00
4848054 GIG HARBOR WA 98329 SFD 7.000 6.733 $ 3,659.16 360 1-Oct-28 $550,000.00 79.71
4848168 SANTA BARBARA CA 93111 SFD 7.250 6.750 $ 2,285.30 360 1-Oct-28 $335,000.00 60.91
4848220 HILLSBOROUGH CA 94010 SFD 7.375 6.750 $ 4,489.39 360 1-Oct-28 $650,000.00 48.15
4848244 SUNNYVALE CA 94087 SFD 7.500 6.750 $ 2,639.54 360 1-Oct-28 $377,500.00 69.91
4848246 TACOMA WA 98407 SFD 7.125 6.750 $ 1,657.35 360 1-Sep-28 $245,803.28 80.00
4848257 HILLSBOROUGH CA 94010 SFD 7.500 6.750 $ 6,992.15 360 1-Oct-28 $1,000,000.00 46.51
4848470 SANTA CLARA CA 95051 SFD 7.500 6.750 $ 2,076.67 360 1-Oct-28 $297,000.00 71.05
4848491 CUPERTINO CA 95014 SFD 7.250 6.750 $ 2,762.82 360 1-Sep-28 $404,684.06 65.32
4848493 VIENNA VA 22182 SFD 7.125 6.750 $ 2,383.96 360 1-Oct-28 $353,850.00 67.92
4848501 SAN MARCOS CA 92069 SFD 7.375 6.750 $ 2,693.63 360 1-Sep-28 $389,703.24 62.40
4848620 CHESTERFIELD MO 63005 SFD 7.250 6.750 $ 1,773.66 360 1-Oct-28 $260,000.00 80.00
4848668 LIVERMORE CA 94550 SFD 7.750 6.750 $ 2,206.55 360 1-Oct-28 $308,000.00 79.90
4848674 DRAPER UT 84020 SFD 7.500 6.750 $ 2,301.81 360 1-Oct-28 $329,200.00 80.00
4848680 WASHINGTON DC 20007 SFD 7.750 6.750 $ 3,811.32 360 1-Oct-28 $532,000.00 80.00
4848704 LOUISVILLE KY 40204 SFD 7.375 6.750 $ 4,472.12 360 1-Oct-28 $647,500.00 70.00
4848846 LEESBURG VA 20175 SFD 7.500 6.750 $ 1,664.13 360 1-Sep-28 $237,823.37 66.11
4848895 SHERBORN MA 01770 SFD 7.125 6.750 $ 3,004.79 360 1-Oct-28 $446,000.00 74.33
4848935 CARLSBAD CA 92009 SFD 7.625 6.750 $ 2,576.37 360 1-Oct-28 $364,000.00 59.19
4849015 BOCA RATON FL 33486 SFD 7.125 6.750 $ 2,248.54 360 1-Oct-28 $333,750.00 64.81
4849050 SAN JOSE CA 95132 SFD 7.375 6.750 $ 2,192.90 360 1-Sep-28 $317,258.40 79.38
4849072 HUNTINGTON BEACH CA 92646 SFD 7.750 6.750 $ 2,099.09 360 1-Oct-28 $293,000.00 79.19
4849096 HOUSTON TX 77005 SFD 7.000 6.733 $ 3,659.17 360 1-Sep-28 $549,549.16 79.00
4849133 MOORPARK CA 93021 SFD 7.375 6.750 $ 1,588.55 360 1-Sep-28 $229,824.99 73.02
4849134 WINTER PARK FL 32789 SFD 7.125 6.750 $ 2,364.76 360 1-Oct-28 $351,000.00 76.30
4849138 VALLEY CENTER AREA CA 92082 SFD 7.375 6.750 $ 2,165.27 360 1-Sep-28 $313,261.45 75.54
4849143 PLEASANTON CA 94588 PUD 7.625 6.750 $ 3,035.02 360 1-Sep-28 $428,489.65 69.61
4849144 TUSTIN CA 92782 SFD 7.375 6.750 $ 1,968.43 360 1-Sep-28 $284,783.13 66.28
4849149 NEWPORT BEACH CA 92660 SFD 7.375 6.750 $ 3,108.04 360 1-Sep-28 $449,657.58 75.00
4849186 OAKLAND CA 94611 SFD 7.125 6.750 $ 1,668.13 360 1-Sep-28 $247,402.00 80.00
4849191 PLYMOUTH MN 55402 SFD 7.125 6.750 $ 1,596.72 360 1-Aug-28 $236,619.81 71.82
4849194 RIVER FOREST IL 60305 SFD 7.375 6.750 $ 2,645.98 360 1-Aug-28 $382,515.19 56.76
4849198 SANTA CLARA CA 95050 SFD 7.500 6.750 $ 2,349.37 360 1-Oct-28 $336,000.00 80.00
4849203 CEDAR RAPIDS IA 52403 SFD 7.125 6.750 $ 1,913.37 360 1-Sep-28 $283,772.88 61.74
4849207 SHOREVIEW MN 55126 SFD 7.125 6.750 $ 3,557.24 360 1-Aug-28 $527,153.01 75.43
4849268 LOS ALTOS CA 94022 SFD 7.375 6.750 $ 2,887.03 360 1-Sep-28 $417,681.93 56.11
4849284 SOLANA BEACH CA 92075 SFD 7.375 6.750 $ 3,407.79 360 1-Sep-28 $493,024.57 79.99
4849297 SEATTLE WA 98115 SFD 7.000 6.733 $ 2,091.71 360 1-Oct-28 $314,400.00 80.00
4849319 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,983.72 360 1-Sep-28 $431,671.28 77.84
4849332 BOULDER CO 80304 SFD 7.375 6.750 $ 759.75 360 1-Sep-28 $109,916.30 42.31
4849333 PENDLETON IN 46064 SFD 7.375 6.750 $ 1,830.29 360 1-Aug-28 $264,595.47 66.25
4849339 WOODINVILLE WA 98072 SFD 7.500 6.750 $ 2,202.46 360 1-Sep-28 $314,757.23 90.00
4849344 SAN MATEO CA 94403 SFD 7.125 6.750 $ 720.88 360 1-Sep-28 $106,914.43 26.10
4849435 SCOTTSDALE AZ 85255 SFD 7.250 6.750 $ 5,218.65 360 1-Oct-28 $763,463.12 58.85
4849452 VERONA WI 53593 SFD 7.500 6.750 $ 2,143.10 360 1-Aug-28 $306,043.63 78.99
4849454 STUART FL 34994 SFD 7.125 6.750 $ 2,694.88 360 1-Oct-28 $400,000.00 80.00
4849498 LOS ALTOS CA 94024 SFD 7.375 6.750 $ 4,489.39 360 1-Oct-28 $650,000.00 44.83
4849502 COLLIERVILLE TN 38017 SFD 7.250 6.750 $ 1,594.59 360 1-Sep-28 $233,567.65 85.00
4849535 POWAY CA 92064 SFD 7.125 6.750 $ 3,031.73 360 1-Aug-28 $449,278.16 64.29
4849580 RANCHO STA MARGARITA CA 92688 SFD 7.750 6.750 $ 1,880.59 360 1-Oct-28 $262,500.00 75.00
4849608 ASHLAND MA 01721 SFD 7.125 6.750 $ 1,044.26 360 1-Aug-28 $154,751.38 70.45
4849680 SAN CARLOS CA 94070 SFD 7.500 6.750 $ 2,084.36 360 1-Oct-28 $298,100.00 59.62
4849695 PALO ALTO CA 94306 SFD 7.375 6.750 $ 1,830.29 360 1-Oct-28 $265,000.00 62.35
4849698 EAST GOSHEN TOWNSHIP PA 19380 SFD 6.875 6.608 $ 985.39 360 1-Aug-28 $149,747.25 57.92
4849767 WOODBURY MN 55125 SFD 7.250 6.750 $ 2,486.54 360 1-Aug-28 $363,929.58 90.00
4849772 SHAKOPEE MN 55379 SFD 7.125 6.750 $ 2,583.71 360 1-Aug-28 $382,884.83 79.07
4849776 NAPERVILLE IL 60564 SFD 7.500 6.750 $ 2,097.65 360 1-Aug-28 $299,553.31 73.71
4849788 THE WOODLANDS TX 77380 SFD 7.000 6.733 $ 3,562.70 360 1-Oct-28 $535,500.00 70.00
4849789 DELRAY BEACH FL 33496 SFD 7.125 6.750 $ 3,772.83 360 1-Oct-28 $560,000.00 79.43
4849798 VILLA PARK CA 92861 SFD 7.000 6.733 $ 2,528.15 360 1-Oct-28 $380,000.00 58.46
4849871 MINNEAPOLIS MN 55410 SFD 7.125 6.750 $ 2,213.84 360 1-Aug-28 $328,072.89 33.19
4849878 FITCHBURG WI 53711 SFD 7.500 6.750 $ 2,272.45 360 1-Aug-28 $324,516.09 79.95
4849880 PLAYA DEL REY CA 90293 SFD 7.375 6.750 $ 2,900.84 360 1-Sep-28 $419,680.41 70.00
4849886 RESTON VA 20191 SFD 7.375 6.750 $ 1,802.67 360 1-Oct-28 $261,000.00 74.57
4849887 EDEN PRAIRIE MN 55347 SFD 7.000 6.733 $ 3,033.78 360 1-Aug-28 $455,250.26 69.62
4849895 MEQUON WI 53092 SFD 7.125 6.750 $ 2,583.72 360 1-Aug-28 $382,884.81 69.73
4849897 LAKEVILLE MN 55044 SFD 7.125 6.750 $ 1,753.69 360 1-Aug-28 $258,490.69 72.24
4849905 APPLE VALLEY MN 55124 SFD 7.125 6.750 $ 1,782.66 360 1-Aug-28 $264,175.56 90.00
4849908 MINNEAPOLIS MN 55410 SFD 7.000 6.733 $ 1,871.17 360 1-Aug-28 $280,787.57 75.00
4850014 ANAHEIM CA 92807 SFD 7.125 6.750 $ 1,652.64 360 1-Sep-28 $245,103.83 70.09
4850022 MARCO ISLAND FL 34145 HCO 7.125 6.750 $ 3,345.02 360 1-Oct-28 $496,500.00 55.79
4850056 HIGHLAND PARK IL 60035 SFD 7.250 6.750 $ 2,101.11 360 1-Oct-28 $308,000.00 68.44
4850084 EL SEGUNDO CA 90245 SFD 7.375 6.750 $ 2,065.12 360 1-Sep-28 $298,772.48 74.75
4850094 LOS ANGELES CA 90056 SFD 7.375 6.750 $ 1,926.99 360 1-Sep-28 $278,787.70 74.40
4850100 AGOURA HILLS CA 91301 SFD 7.375 6.750 $ 2,838.68 360 1-Sep-28 $410,687.26 79.04
4850107 ANAHEIM HILLS CA 92807 SFD 7.375 6.750 $ 1,678.35 360 1-Sep-28 $242,615.09 74.77
4850116 PETALUMA CA 94954 SFD 7.250 6.750 $ 2,762.82 360 1-Sep-28 $404,684.06 77.88
4850123 RANCHO PALOS VERDES CA 90275 SFD 7.375 6.750 $ 1,705.97 360 1-Sep-28 $246,812.05 35.29
4850161 HUNTINGTON BEACH CA 92649 SFD 7.500 6.750 $ 2,027.73 360 1-Oct-28 $290,000.00 70.73
4850179 SAN JOSE CA 95131 SFD 7.375 6.750 $ 2,441.54 360 1-Aug-28 $352,759.76 79.98
4850190 HILLSBOROUGH CA 94010 SFD 7.375 6.750 $ 4,144.05 360 1-Aug-28 $599,084.09 44.28
4850197 SAN ANSELMO CA 94960 SFD 7.250 6.750 $ 2,046.53 360 1-Aug-28 $299,530.53 77.92
4850206 NORTHBROOK IL 60062 SFD 7.375 6.750 $ 1,726.69 360 1-Sep-28 $249,809.77 73.96
4850213 SAN CARLOS CA 94070 SFD 7.250 6.750 $ 3,230.79 360 1-Oct-28 $473,600.00 80.00
4850250 RALEIGH NC 27610 SFD 7.375 6.750 $ 1,781.26 360 1-Oct-28 $257,900.00 89.99
4850266 THE WOODLANDS TX 77381 SFD 7.125 6.750 $ 1,865.87 360 1-Oct-28 $276,950.00 46.16
4850441 ROLLING HILLS ESTATES CA 90274 SFD 6.875 6.608 $ 2,102.17 360 1-Jul-28 $319,188.86 77.58
4850452 NEWTON MA 02158 SFD 7.375 6.750 $ 1,747.41 360 1-Oct-28 $253,000.00 69.32
4850482 VALRICO FL 33594 SFD 7.125 6.750 $ 1,798.83 360 1-Oct-28 $267,000.00 62.09
4850506 REDWOOD CITY CA 94065 LCO 7.375 6.750 $ 1,795.76 360 1-Sep-28 $259,802.16 74.29
4850520 SOUTH SAN FRANCISCO CA 94080 SFD 7.375 6.750 $ 2,590.03 360 1-Aug-28 $374,427.56 75.00
4850524 FOSTER CITY CA 94404 PUD 7.375 6.750 $ 1,678.35 360 1-Oct-28 $243,000.00 64.80
4850538 TRACY CA 95376 SFD 6.875 6.608 $ 1,642.32 360 1-Aug-28 $249,578.75 60.24
4850556 SAN ANSELMO CA 94960 SFD 7.125 6.750 $ 3,200.16 360 1-Aug-28 $474,238.06 66.43
4850581 LAKE WORTH FL 33467 SFD 7.125 6.750 $ 1,179.01 360 1-Oct-28 $175,000.00 62.13
4850612 DUBLIN CA 94568 SFD 7.375 6.750 $ 2,044.05 360 1-Aug-28 $295,498.24 79.99
4850654 CONCORD CA 94521 SFD 7.000 6.733 $ 1,729.79 360 1-Aug-28 $259,572.51 76.47
4850679 REDWOOD CITY CA 94062 SFD 7.125 6.750 $ 1,852.73 360 1-Sep-28 $274,780.08 52.38
4850779 PRIOR LAKE MN 55372 SFD 7.125 6.750 $ 1,980.74 360 1-Jun-28 $293,051.13 77.37
4850794 BROOKFIELD WI 53045 SFD 7.250 6.750 $ 3,069.80 360 1-Aug-28 $449,295.78 63.20
4850800 ADA MI 49301 SFD 7.625 6.750 $ 1,840.26 360 1-Jul-28 $259,431.87 52.00
4850801 HARTLAND WI 53029 SFD 7.250 6.750 $ 1,875.99 360 1-Sep-28 $274,785.47 68.75
4850806 LOS ALAMITOS CA 90720 SFD 7.500 6.750 $ 1,783.00 360 1-Aug-28 $254,201.96 76.12
4850808 MEQUON WI 53097 SFD 7.250 6.750 $ 2,605.92 360 1-Aug-28 $381,402.20 50.93
4850810 FITCHBURG WI 53711 SFD 7.250 6.750 $ 2,728.71 360 1-Sep-28 $399,687.96 76.63
4850834 OAKLAND CA 94602 SFD 7.000 6.733 $ 3,442.94 360 1-Aug-28 $516,649.15 74.68
4850857 BEND OR 97702 SFD 7.250 6.750 $ 3,069.79 360 1-Sep-28 $449,648.96 51.96
4850875 EDINA MN 55424 SFD 7.625 6.750 $ 2,130.46 360 1-Sep-28 $300,782.14 77.18
4850885 LOS ALTOS CA 94024 SFD 7.125 6.750 $ 3,089.00 360 1-Aug-28 $457,764.52 73.36
4850890 EAGAN MN 55123 SFD 7.000 6.733 $ 1,842.64 360 1-Jul-28 $276,277.96 95.00
4850908 MINNEAPOLIS MN 55417 SFD 7.375 6.750 $ 1,864.82 360 1-Aug-28 $269,587.85 75.00
4850913 MOORESVILLE NC 28115 SFD 7.000 6.733 $ 2,461.62 360 1-Aug-28 $366,374.15 49.33
4850923 ROSEVILLE MN 55113 SFD 7.375 6.750 $ 1,725.66 360 1-Sep-28 $249,659.88 95.00
4850952 NEW HAVEN CT 06511 SFD 6.875 6.608 $ 3,218.96 360 1-Oct-28 $490,000.00 70.00
4850966 SEATTLE WA 98112 SFD 7.375 6.750 $ 3,812.53 360 1-Sep-28 $551,579.97 74.90
4850974 SAN LUIS OBISPO CA 93405 SFD 7.250 6.750 $ 3,410.88 360 1-Aug-28 $499,217.56 77.52
4850989 LARCHMONT NY 10538 SFD 7.500 6.750 $ 4,064.19 360 1-Oct-28 $581,250.00 75.00
4850997 ST PAUL MN 55116 SFD 7.250 6.750 $ 1,893.04 360 1-Sep-28 $277,283.52 75.00
4851008 LISLE IL 60532 SFD 7.375 6.750 $ 4,489.39 360 1-Aug-28 $649,007.77 72.54
4851016 BERKELEY CA 94708 SFD 6.625 6.358 $ 2,279.51 360 1-Sep-28 $355,641.63 65.93
4851021 ANDOVER MN 55304 SFD 7.250 6.750 $ 1,753.20 360 1-Jul-28 $256,394.89 83.63
4851033 BONDUEL WI 54107 SFD 7.375 6.750 $ 2,773.07 360 1-Aug-28 $400,887.09 66.92
4851034 SAN JOSE CA 95138 SFD 7.375 6.750 $ 2,866.31 360 1-Oct-28 $415,000.00 58.45
4851037 MADISON WI 53704 SFD 7.375 6.750 $ 2,417.37 360 1-Aug-28 $347,548.41 42.42
4851040 WOODBURY MN 55125 SFD 7.375 6.750 $ 1,864.83 360 1-Aug-28 $269,587.83 50.85
4851043 SHEBOYGAN WI 53083 SFD 7.375 6.750 $ 2,762.71 360 1-Jul-28 $399,081.25 61.54
4851100 SUNNYVALE CA 94087 SFD 6.875 6.608 $ 1,839.40 360 1-Aug-28 $279,528.19 53.33
4851106 GRESHAM OR 97080 SFD 7.125 6.750 $ 2,324.33 360 1-Sep-28 $344,724.11 67.65
4851111 WOODBURY MN 55125 SFD 7.125 6.750 $ 1,873.95 360 1-Aug-28 $277,703.81 78.35
4851119 RIVERSIDE IL 60546 SFD 7.375 6.750 $ 1,726.69 360 1-Aug-28 $249,618.37 68.68
4851170 MORRISON CO 80465 SFD 7.000 6.733 $ 2,428.36 360 1-Oct-28 $365,000.00 74.49
4851178 LARKSPUR CA 94939 SFD 7.375 6.750 $ 2,748.89 360 1-Oct-28 $398,000.00 61.23
4851297 PLEASANTON CA 94566 SFD 7.625 6.750 $ 2,877.18 360 1-Sep-28 $406,205.79 68.90
4851301 TORRANCE CA 90505 SFD 7.375 6.750 $ 1,740.50 360 1-Aug-28 $251,615.32 63.80
4851304 ZIONSVILLE IN 46077 SFD 7.250 6.750 $ 2,599.09 360 1-Aug-28 $380,403.77 65.58
4851335 SANTA ROSA CA 95404 SFD 7.375 6.750 $ 1,899.36 360 1-Sep-28 $274,790.74 64.71
4851344 NEW YORK NY 10025 SFD 7.250 6.750 $ 6,685.33 360 1-Oct-28 $980,000.00 70.00
4851352 BROOKFIELD WI 53045 SFD 7.375 6.750 $ 2,417.37 360 1-Jul-28 $349,196.10 79.82
4851355 SAN DIEGO CA 92131 SFD 6.500 6.233 $ 1,896.20 360 1-Jul-28 $299,131.47 73.17
4851373 PELHAM MANOR NY 10803 SFD 7.000 6.733 $ 2,328.56 360 1-Oct-28 $350,000.00 74.47
4851404 WOODINVILLE WA 98072 SFD 7.250 6.750 $ 2,837.85 360 1-Aug-28 $415,349.01 78.49
4851427 NEWPORT BEACH CA 92660 SFD 7.000 6.733 $ 3,659.16 360 1-Jul-28 $548,639.62 67.90
4851436 RENTON WA 98059 SFD 7.250 6.750 $ 2,712.68 360 1-Sep-28 $397,339.79 84.99
4851486 PALO CEDRO CA 96073 SFD 7.500 6.750 $ 1,743.85 360 1-Oct-28 $249,400.00 67.41
4851543 GRAFTON WI 53024 SFD 7.250 6.750 $ 2,285.30 360 1-Sep-28 $334,538.66 69.79
4851546 BURNSVILLE MN 55337 SFD 7.375 6.750 $ 1,827.53 360 1-Aug-28 $264,196.08 90.00
4851550 CABLE WI 54821 SFD 7.250 6.750 $ 2,185.02 360 1-Jul-28 $319,529.77 55.22
4851557 CAVE CREEK AZ 85331 SFD 7.375 6.750 $ 2,182.54 360 1-Aug-28 $315,517.62 60.19
4851566 TONKA BAY MN 55331 SFD 7.375 6.750 $ 4,176.73 350 1-Oct-27 $599,018.53 72.16
4851578 SCOTTSDALE AZ 85260 SFD 7.500 6.750 $ 2,124.88 360 1-Jul-28 $303,155.23 75.04
4851585 NEWTON MA 02162 SFD 7.375 6.750 $ 2,072.03 360 1-Oct-28 $300,000.00 66.11
4851660 SAN RAMON CA 94583 SFD 7.375 6.750 $ 1,978.10 360 1-Oct-28 $286,400.00 49.38
4851661 PALOS VERDES ESTATES CA 90274 SFD 7.000 6.733 $ 2,847.50 360 1-Sep-28 $427,649.17 49.77
4851698 EDEN PRAIRIE MN 55347 SFD 7.625 6.750 $ 3,538.97 360 1-May-26 $487,346.46 78.99
4851704 VERNON HILLS IL 60061 SFD 7.375 6.750 $ 2,199.81 360 1-Sep-28 $318,257.64 72.39
4851708 WAUKESHA WI 53188 SFD 7.125 6.750 $ 1,974.00 360 1-Sep-28 $292,764.50 73.25
4851714 PHOENIX AZ 85048 SFD 7.000 6.733 $ 1,810.63 360 1-Sep-28 $271,926.91 94.99
4851720 RENO NV 89511 SFD 7.125 6.750 $ 1,967.26 360 1-Sep-28 $291,766.49 74.49
4851725 PLYMOUTH MN 55442 SFD 7.500 6.750 $ 1,751.61 344 1-Apr-27 $246,980.31 78.85
4851728 MORAGA CA 94556 SFD 7.125 6.750 $ 2,150.51 360 1-Sep-28 $318,944.74 60.00
4851737 BROOKFIELD WI 53045 SFD 7.500 6.750 $ 2,671.88 354 1-Feb-28 $379,806.31 78.76
4851757 FRESNO CA 93720 SFD 7.250 6.750 $ 1,739.55 360 1-Aug-28 $254,540.14 73.91
4851781 PLEASANTON CA 94566 SFD 7.500 6.750 $ 1,817.96 360 1-Aug-28 $258,930.83 78.79
4851809 LAGUNA HILLS CA 92656 SFD 7.125 6.750 $ 1,670.82 360 1-Jul-28 $247,401.51 79.49
4851825 SAN CARLOS CA 94070 SFD 7.625 6.750 $ 2,831.18 360 1-Aug-28 $399,419.13 66.67
4851836 SARATOGA CA 95070 SFD 7.250 6.750 $ 1,944.20 360 1-Sep-28 $284,777.68 61.96
4851840 LUTZ FL 33549 SFD 7.625 6.750 $ 3,340.79 360 1-Oct-28 $472,000.00 77.38
4851841 SAN FRANCISCO CA 94131 SFD 7.375 6.750 $ 2,141.09 360 1-Aug-28 $309,526.79 65.96
4851842 DALLAS TX 75287 SFD 7.000 6.733 $ 2,985.55 360 1-Sep-28 $446,704.08 69.04
4851859 ALAMO CA 94507 SFD 7.250 6.750 $ 2,271.65 360 1-Sep-28 $332,740.23 79.29
4851864 MODESTO CA 95356 SFD 7.125 6.750 $ 1,788.72 360 1-Aug-28 $265,074.12 90.00
4851884 EAST HAMPTON NY 11937 SFD 7.500 6.750 $ 2,517.18 360 1-Oct-28 $360,000.00 64.29
4851916 LOS ANGELES CA 90732 SFD 7.625 6.750 $ 1,673.93 360 1-Aug-28 $236,156.58 78.83
4851965 SEBASTOPOL CA 95472 SFD 7.375 6.750 $ 1,816.48 360 1-Aug-28 $262,598.52 65.75
4851990 HUNTLEIGH MO 63131 SFD 7.250 6.750 $ 4,297.71 360 1-Aug-28 $629,014.11 42.00
4852037 CUPERTINO CA 95014 SFD 7.000 6.733 $ 2,029.17 360 1-Aug-28 $304,498.54 40.67
4852087 SACRAMENTO CA 95864 SFD 7.125 6.750 $ 2,290.64 360 1-Aug-28 $339,454.61 54.84
4852100 BENTLEYVILLE OH 44022 SFD 7.125 6.750 $ 2,418.65 360 1-Aug-28 $358,424.12 68.91
4852116 YOUNGSTOWN OH 44512 SFD 7.375 6.750 $ 1,871.73 360 1-Aug-28 $270,586.32 76.12
4852119 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,154.91 360 1-Sep-28 $311,762.59 53.79
4852146 LIVERMORE CA 94550 SFD 6.875 6.608 $ 2,470.05 360 1-Aug-28 $375,366.42 80.00
4852148 FREMONT CA 94555 SFD 7.375 6.750 $ 1,975.33 360 1-Aug-28 $285,563.42 51.53
4852151 SAN JOSE CA 95120 SFD 7.125 6.750 $ 2,627.50 360 1-Sep-28 $389,671.58 79.27
4852156 CHINO HILLS CA 91709 SFD 7.000 6.733 $ 1,548.49 360 1-Jul-28 $232,174.31 79.99
4852171 SAN DIEGO CA 92102 SFD 7.500 6.750 $ 1,671.13 360 1-Oct-28 $239,000.00 72.42
4852178 SARATOGA CA 95070 SFD 7.375 6.750 $ 3,356.00 360 1-Sep-28 $485,530.26 47.64
4852187 SAN FRANCISCO CA 94116 SFD 7.500 6.750 $ 4,055.44 360 1-Aug-28 $579,136.43 68.24
4852231 MONTEREY CA 93940 SFD 7.375 6.750 $ 2,512.33 360 1-Aug-28 $362,516.40 75.00
4852235 SEBASTOPOL CA 95472 SFD 7.125 6.750 $ 1,650.61 360 1-Aug-28 $244,606.99 79.42
4852243 LAFAYETTE CA 94549 SFD 6.875 6.608 $ 2,956.18 360 1-Jul-28 $448,859.32 69.23
4852244 CASTRO VALLEY CA 94552 SFD 7.375 6.750 $ 1,909.72 360 1-Aug-28 $276,077.92 77.89
4852247 ENCINITAS CA 92024 SFD 7.375 6.750 $ 3,702.02 360 1-Aug-28 $535,181.79 73.93
4852249 HUNTINGTON BEACH CA 92646 SFD 7.500 6.750 $ 2,083.66 360 1-Aug-28 $297,523.52 79.47
4852260 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,348.30 360 1-Aug-28 $339,480.98 58.12
4852262 SAN RAFAEL CA 94901 SFD 7.500 6.750 $ 2,097.64 360 1-Aug-28 $299,553.33 47.24
4852281 PARADISE VALLEY AZ 85253 SFD 7.125 6.750 $ 4,008.63 360 1-Aug-28 $594,045.55 37.30
4852283 SAN JOSE CA 95120 SFD 7.250 6.750 $ 2,960.65 360 1-Aug-28 $433,320.83 66.77
4852284 APTOS CA 95003 SFD 7.125 6.750 $ 1,630.40 360 1-Aug-28 $241,611.81 66.67
4852286 POINT ARENA CA 95468 SFD 7.375 6.750 $ 2,417.36 360 1-Aug-28 $349,465.73 70.00
4852292 HILLSBOROUGH CA 94010 SFD 7.375 6.750 $ 3,923.03 360 1-Aug-28 $567,132.95 38.38
4852296 BERKELEY CA 94705 SFD 6.875 6.608 $ 3,613.11 360 1-Aug-28 $549,073.21 62.83
4852300 PLEASANTON CA 94566 SFD 6.875 6.608 $ 1,956.33 360 1-Aug-28 $297,298.19 79.99
4852342 MIDDLEBURG FL 32068 SFD 7.750 6.750 $ 300.90 360 1-Oct-28 $42,000.00 58.33
4852401 SAN JOSE CA 95135 SFD 7.750 6.750 $ 3,223.86 360 1-Sep-28 $449,682.39 75.00
4852453 SAN JOSE CA 95120 SFD 7.500 6.750 $ 2,517.18 360 1-Oct-28 $360,000.00 55.64
4852511 TUCSON AZ 85750 SFD 7.500 6.750 $ 2,852.80 360 1-Oct-28 $408,000.00 80.00
4852529 LOS ANGELES CA 90049 SFD 7.375 6.750 $ 1,696.99 360 1-Sep-28 $245,513.05 74.45
4852532 BRENTWOOD TN 37027 SFD 7.125 6.750 $ 2,854.88 360 1-Sep-28 $423,411.14 75.00
4852591 BLUE RIDGE GA 30513 SFD 7.250 6.750 $ 2,326.23 360 1-Oct-28 $341,000.00 68.20
4852592 TRUMBULL CT 06611 SFD 7.250 6.750 $ 1,773.66 360 1-Aug-28 $259,593.13 77.38
4852622 RALEIGH NC 27607 SFD 7.000 6.733 $ 1,695.86 360 1-Oct-28 $254,900.00 79.68
4852715 MCCLEARY WA 98557 SFD 7.625 6.750 $ 757.34 360 1-Sep-28 $106,922.56 84.25
4852723 GRANADA HILLS CA 91344 SFD 7.625 6.750 $ 1,764.53 360 1-Oct-28 $249,300.00 90.00
4852770 PHOENIX AZ 85048 SFD 7.625 6.750 $ 1,738.34 360 1-Aug-28 $245,243.36 77.97
4852797 SAN MATEO CA 94402 SFD 7.250 6.750 $ 2,469.48 360 1-Aug-28 $361,232.30 51.71
4852819 SANDY UT 84093 SFD 7.125 6.750 $ 2,041.37 360 1-Aug-28 $302,513.95 53.63
4852838 SAN JOSE CA 95124 SFD 7.000 6.733 $ 2,448.98 360 1-Aug-28 $367,494.78 61.35
4852866 LA CRESCENTA CA 91214 SFD 7.250 6.750 $ 1,964.67 360 1-Aug-28 $287,549.30 78.90
4852869 FREMONT CA 94555 SFD 7.250 6.750 $ 1,957.16 360 1-Aug-28 $286,451.04 79.99
4852873 EDEN PRAIRIE MN 55347 SFD 7.000 6.733 $ 1,995.91 360 1-Sep-28 $299,754.09 44.44
4852882 CUPERTINO CA 95014 SFD 7.375 6.750 $ 2,170.80 360 1-Oct-28 $314,300.00 70.00
4852915 PACIFIC PALISADES CA 90272 SFD 7.375 6.750 $ 4,144.05 360 1-Aug-28 $599,084.09 62.18
4852933 WEST COVINA CA 91791 SFD 7.250 6.750 $ 2,387.62 360 1-Sep-28 $349,726.96 69.31
4852963 SCOTCH PLAINES NJ 07060 SFD 7.500 6.750 $ 1,945.56 360 1-Sep-28 $278,043.50 75.00
4853013 MEQUON WI 53092 SFD 7.375 6.750 $ 1,768.13 360 1-Oct-28 $256,000.00 62.44
4853035 ATLANTA GA 30328 SFD 7.125 6.750 $ 3,368.59 360 1-Aug-28 $490,478.55 71.43
4853046 CLOVERDALE CA 95425 SFD 7.125 6.750 $ 4,177.05 360 1-Aug-28 $619,005.46 67.03
4853074 SACRAMENTO CA 95864 SFD 7.250 6.750 $ 1,814.59 360 1-Aug-28 $265,583.74 73.89
4853089 HUNTINGTON BEACH CA 92648 SFD 7.500 6.750 $ 3,041.58 360 1-Aug-28 $434,352.32 75.00
4853101 SOUTHLAKE TX 76092 SFD 7.500 6.750 $ 1,694.90 360 1-Oct-28 $242,400.00 77.69
4853102 CUPERTINO CA 95014 SFD 7.500 6.750 $ 3,817.71 360 1-Aug-28 $545,187.05 74.79
4853122 ALAMO CA 94507 SFD 7.375 6.750 $ 3,018.25 360 1-Aug-28 $436,332.92 77.35
4853132 ASHBURN VA 20147 SFD 7.500 6.750 $ 1,950.81 360 1-Oct-28 $279,000.00 76.02
4853142 PORT WASHINGTON NY 11050 SFD 7.500 6.750 $ 2,705.96 360 1-Sep-28 $386,712.79 90.00
4853150 SAN ANSELMO CA 94960 SFD 7.250 6.750 $ 2,114.75 360 1-Aug-28 $309,514.88 41.33
4853209 SANTA CLARA CA 95051 SFD 7.625 6.750 $ 1,879.19 360 1-Aug-28 $265,114.47 79.97
4853252 KENT WA 98042 SFD 7.500 6.750 $ 1,632.67 360 1-Aug-28 $233,152.33 75.32
4853281 SAN FRANCISCO CA 94117 LCO 7.375 6.750 $ 1,781.95 360 1-Oct-28 $258,000.00 57.98
4853372 SAN JOSE CA 95137 SFD 7.500 6.750 $ 1,845.93 360 1-Sep-28 $263,804.07 80.00
4853496 FAIR OAKS CA 95628 SFD 7.125 6.750 $ 1,886.41 360 1-Aug-28 $279,550.85 70.00
4853530 LAKE FOREST CA 92630 SFD 7.125 6.750 $ 2,795.94 360 1-Sep-28 $414,668.13 72.81
4853533 REDONDO BEACH CA 90278 SFD 7.250 6.750 $ 2,005.60 360 1-Sep-28 $293,770.65 75.38
4853540 LONG BEACH CA 90807 SFD 7.500 6.750 $ 1,700.49 360 1-Sep-28 $243,019.51 82.44
4853547 LONG BEACH CA 90803 SFD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,771.72 73.17
4853550 THOUSAND OAKS CA 91320 SFD 7.375 6.750 $ 1,830.29 360 1-Sep-28 $264,798.36 71.62
4853557 WINCHESTER CA 92596 SFD 7.250 6.750 $ 1,893.04 360 1-Sep-28 $277,281.56 75.00
4853660 SUNNYVALE CA 94087 SFD 7.500 6.750 $ 2,594.09 360 1-Oct-28 $371,000.00 69.61
4853697 FALLBROOK CA 92028 SFD 7.250 6.750 $ 1,875.98 360 1-Aug-28 $274,569.66 55.00
4853709 SAN JOSE CA 95135 SFD 7.375 6.750 $ 2,794.47 360 1-Aug-28 $403,982.38 77.21
4853752 PLEASANTON CA 94588 SFD 7.500 6.750 $ 2,796.86 360 1-Aug-28 $399,404.42 44.20
4853777 BLUFFDALE UT 84065 SFD 7.250 6.750 $ 2,005.60 360 1-Aug-28 $292,018.31 79.46
4853804 ALAMO CA 94507 SFD 7.500 6.750 $ 3,216.39 360 1-Sep-28 $459,658.61 80.00
4853809 HOLLISTER CA 95023 SFD 7.625 6.750 $ 2,229.55 360 1-Aug-28 $314,542.58 70.00
4853827 SAN JOSE CA 95120 SFD 7.250 6.750 $ 2,483.13 360 1-Oct-28 $364,000.00 70.00
4853840 MILLBRAE CA 94030 SFD 7.125 6.750 $ 2,694.87 360 1-Sep-28 $399,680.13 66.67
4853860 DANVILLE CA 94506 SFD 7.125 6.750 $ 2,223.27 360 1-Sep-28 $319,736.11 68.75
4853896 VALENCIA CA 91355 SFD 7.125 6.750 $ 1,939.64 360 1-Aug-28 $287,438.03 79.97
4853923 RICHMOND CA 94801 SFD 7.125 6.750 $ 1,947.05 360 1-Aug-28 $288,536.40 79.40
4853954 MISSION VIEJO CA 92691 SFD 7.000 6.733 $ 1,618.02 360 1-Aug-28 $242,800.13 80.00
4853964 EL DORADO HILLS CA 95762 SFD 7.125 6.750 $ 1,746.95 360 1-Aug-28 $258,884.05 70.08
4853968 CYPRESS CA 90630 SFD 7.500 6.750 $ 1,982.28 360 1-Sep-28 $283,289.60 76.62
4854028 LAKE FOREST CA 92630 SFD 7.375 6.750 $ 1,663.15 360 1-Aug-28 $240,295.56 78.18
4854081 FREMONT CA 94539 SFD 7.125 6.750 $ 2,044.74 360 1-Aug-28 $302,813.15 60.46
4854117 WATER MILL NY 10021 SFD 7.750 6.750 $ 1,432.83 360 1-Sep-28 $199,858.84 38.10
4854148 CALABASAS CA 91302 LCO 7.250 6.750 $ 2,230.72 360 1-Aug-28 $326,488.26 77.86
4854222 LOS ALTOS CA 94024 SFD 7.250 6.750 $ 4,093.06 360 1-Oct-28 $600,000.00 54.55
4854305 ALEDO TX 76008 SFD 7.250 6.750 $ 2,947.00 360 1-Sep-28 $431,663.00 66.45
4854452 HOUSTON TX 77064 SFD 7.375 6.750 $ 740.06 360 1-Sep-28 $107,068.47 89.97
4854461 OGDEN UT 84403 SFD 7.250 6.750 $ 2,452.42 360 1-Sep-28 $359,219.56 52.10
4854690 NEWPORT COAST AREA CA 92657 SFD 7.500 6.750 $ 2,503.19 360 1-Aug-28 $356,865.08 61.72
4854711 HUMBLE TX 77345 SFD 7.250 6.750 $ 1,800.95 360 1-Oct-28 $264,000.00 80.00
4854713 YORBA LINDA CA 92887 SFD 7.375 6.750 $ 3,917.51 360 1-Sep-28 $566,768.41 79.33
4854735 LOS ANGELES CA 90045 SFD 7.625 6.750 $ 1,769.49 360 1-Sep-28 $249,819.05 72.25
4854762 LOS GATOS CA 95032 SFD 7.000 6.733 $ 2,661.21 360 1-Oct-28 $400,000.00 30.19
4854764 IRVINE CA 92620 SFD 7.250 6.750 $ 1,695.21 360 1-Sep-28 $244,281.98 73.09
4854769 HOWARD BEACH NY 11414 LCO 7.750 6.750 $ 358.21 360 1-Sep-28 $49,964.71 42.37
4854770 HUNTINGTON BEACH CA 92647 SFD 7.375 6.750 $ 1,609.28 360 1-Sep-28 $232,322.70 75.16
4854779 LOS ANGELES CA 90064 SFD 7.375 6.750 $ 1,657.63 360 1-Sep-28 $239,817.37 64.86
4854781 SANTA ROSA CA 95404 SFD 7.125 6.750 $ 2,152.53 360 1-Aug-28 $318,987.48 76.99
4854783 SANTA ANA AREA CA 92705 SFD 7.375 6.750 $ 3,695.12 360 1-Sep-28 $534,592.90 73.79
4854796 LA VERNE CA 91750 SFD 7.125 6.750 $ 1,832.52 360 1-Sep-28 $271,782.48 77.71
4854798 CANYON COUNTRY CA 91351 SFD 7.250 6.750 $ 1,728.63 360 1-Aug-28 $253,003.45 79.99
4854802 PISMO BEACH CA 93449 SFD 7.250 6.750 $ 1,818.00 360 1-Aug-28 $265,982.34 59.89
4854804 GREAT NECK NY 11021 SFD 7.500 6.750 $ 4,544.89 360 1-Sep-28 $649,517.61 74.46
4854805 MANHATTAN BEACH CA 90266 SFD 7.375 6.750 $ 2,889.79 360 1-Sep-28 $418,081.63 69.73
4854906 PALO ALTO CA 94306 SFD 7.250 6.750 $ 3,342.67 360 1-Oct-28 $490,000.00 65.33
4854907 WOODBURY NY 11797 SFD 7.500 6.750 $ 3,090.95 360 1-Oct-28 $442,060.00 75.00
4854925 MORGAN HILL CA 95037 SFD 7.500 6.750 $ 2,356.36 360 1-Oct-28 $337,000.00 69.48
4854968 ESCONDIDO CA 92025 SFD 7.000 6.733 $ 1,816.28 360 1-Sep-28 $272,776.22 78.22
4854982 CORONADO CA 92118 SFD 7.250 6.750 $ 1,773.66 360 1-Sep-28 $259,797.17 35.14
4854996 GLENDALE CA 91201 SFD 7.375 6.750 $ 1,657.62 360 1-Sep-28 $239,817.38 75.00
4855002 TORRANCE CA 90505 SFD 7.375 6.750 $ 1,750.17 360 1-Sep-28 $253,207.18 70.39
4855004 WESTLAKE VILLAGE CA 91361 SFD 7.125 6.750 $ 2,041.37 360 1-Aug-28 $302,513.94 73.37
4855007 IRVINE CA 92606 SFD 7.125 6.750 $ 2,492.76 360 1-Sep-28 $369,482.70 77.89
4855016 SARATOGA CA 95070 SFD 7.250 6.750 $ 4,434.15 360 1-Oct-28 $650,000.00 61.90
4855024 MONROVIA CA 91016 SFD 6.875 6.608 $ 1,970.79 360 1-Aug-28 $299,494.48 75.00
4855050 THOUSAND OAKS CA 91360 SFD 7.000 6.733 $ 1,709.83 360 1-Jul-28 $255,116.90 76.72
4855052 IRVINE CA 92620 SFD 7.375 6.750 $ 2,522.35 360 1-Sep-28 $364,922.11 73.04
4855057 RANCHO PALOS VERDES CA 90275 SFD 7.375 6.750 $ 1,926.99 360 1-Sep-28 $278,787.70 65.65
4855063 DALLAS TX 75229 SFD 6.875 6.608 $ 4,270.04 360 1-Oct-28 $650,000.00 67.01
4855075 LOS GATOS CA 95030 SFD 7.250 6.750 $ 3,809.96 360 1-Sep-28 $558,064.31 79.79
4855077 EDINA MN 55439 SFD 7.625 6.750 $ 2,123.39 360 1-Oct-28 $300,000.00 75.00
4855082 SAN MATEO CA 94403 SFD 7.000 6.733 $ 2,292.64 360 1-Oct-28 $344,600.00 76.58
4855084 ARCADIA CA 91006 SFD 7.375 6.750 $ 2,375.92 360 1-Sep-28 $343,738.25 80.00
4855166 SAN FRANCISCO CA 94110 SFD 7.375 6.750 $ 1,890.72 360 1-Aug-28 $273,299.09 75.00
4855181 LIVERMORE CA 94550 SFD 7.250 6.750 $ 2,619.56 360 1-Sep-28 $383,700.44 79.67
4855195 LOS ANGELES CA 90272 SFD 7.625 6.750 $ 3,362.02 360 1-Aug-28 $472,966.11 70.90
4855220 FREMONT CA 94539 SFD 7.250 6.750 $ 1,933.63 360 1-Sep-28 $283,228.89 90.00
4855240 SAN JOSE CA 95135 PUD 7.500 6.750 $ 1,822.86 360 1-Oct-28 $260,700.00 60.63
4855252 SAN JOSE CA 95125 SFD 7.500 6.750 $ 2,373.83 360 1-Sep-28 $339,248.05 64.67
4855269 SAN JOSE CA 95135 SFD 7.500 6.750 $ 1,957.80 360 1-Aug-28 $279,583.10 72.43
4855277 SCOTTSDALE AZ 85255 SFD 7.375 6.750 $ 1,726.69 360 1-Sep-28 $249,809.77 71.43
4855309 PALO ALTO CA 94306 SFD 7.500 6.750 $ 1,803.97 360 1-Aug-28 $257,219.83 72.68
4855349 STATEN ISLAND NY 10312 SFD 7.500 6.750 $ 1,468.36 360 1-Oct-28 $210,000.00 75.00
4855360 MIAMI BEACH FL 33140 SFD 7.500 6.750 $ 1,992.77 360 1-Oct-28 $285,000.00 67.06
4855361 TOWN COUNTRY MO 63131 SFD 7.125 6.750 $ 2,535.88 360 1-Sep-28 $376,099.00 75.28
4855374 MORAGA CA 94556 SFD 7.125 6.750 $ 2,220.58 360 1-Sep-28 $329,336.42 80.00
4855385 LOS ALTOS CA 94022 SFD 7.250 6.750 $ 3,294.91 360 1-Sep-28 $482,623.22 50.84
4855436 SARATOGA CA 95070 SFD 7.250 6.750 $ 2,817.39 360 1-Sep-28 $412,677.82 47.47
4855442 MILL VALLEY CA 94941 SFD 7.625 6.750 $ 2,381.73 360 1-Aug-28 $336,011.34 70.84
4855491 LOS GATOS CA 95032 PUD 7.250 6.750 $ 1,691.80 360 1-Sep-28 $247,806.53 77.26
4855509 MILPITAS CA 95035 SFD 7.375 6.750 $ 1,864.82 360 1-Aug-28 $269,537.55 75.00
4855552 YORBA LINDA CA 92887 SFD 7.250 6.750 $ 3,410.88 360 1-Sep-28 $499,609.95 78.74
4855556 SACRAMENTO CA 95864 SFD 7.250 6.750 $ 2,708.24 360 1-Sep-28 $396,690.30 75.62
4855571 SUNNYVALE CA 94087 SFD 7.375 6.750 $ 2,726.09 360 1-Sep-28 $394,399.67 73.09
4855578 PLEASANT HILL CA 94523 SFD 7.250 6.750 $ 2,114.75 360 1-Aug-28 $309,514.87 72.60
4855580 WOODLAND HILLS CA 91364 SFD 7.250 6.750 $ 1,773.66 360 1-Aug-28 $259,593.12 73.24
4855581 BERKELEY CA 94703 SFD 7.500 6.750 $ 1,950.81 360 1-Sep-28 $278,792.94 78.59
4855582 PLEASANTON CA 94566 SFD 7.250 6.750 $ 4,331.82 360 1-Sep-28 $634,504.64 74.71
4855584 SAN JOSE CA 95118 SFD 7.500 6.750 $ 1,835.44 360 1-Aug-28 $262,109.15 75.00
4855587 DANVILLE CA 94526 SFD 7.625 6.750 $ 2,569.29 360 1-Aug-28 $362,472.87 73.33
4855598 CUPERTINO CA 95014 SFD 7.500 6.750 $ 2,027.02 360 1-Sep-28 $289,684.86 65.00
4855691 RANCHO PALOS VERDES CA 90275 SFD 7.250 6.750 $ 1,657.69 360 1-Aug-28 $242,619.72 70.43
4855700 WALNUT CREEK CA 94596 SFD 7.500 6.750 $ 2,020.73 360 1-Aug-28 $288,569.70 71.36
4855705 NEWCASTLE WA 98059 SFD 7.625 6.750 $ 1,999.52 360 1-Aug-28 $282,089.76 71.52
4855716 WATSONVILLE CA 95076 SFD 7.250 6.750 $ 1,951.02 360 1-Sep-28 $285,776.90 79.44
4855753 FREMONT CA 94536 SFD 7.500 6.750 $ 2,272.45 360 1-Sep-28 $324,758.80 79.27
4855771 SAN JOSE CA 95135 SFD 7.625 6.750 $ 2,521.16 360 1-Aug-28 $355,632.43 74.21
4855785 FREMONT CA 94555 SFD 7.625 6.750 $ 1,693.04 360 1-Sep-28 $239,026.88 79.73
4855796 CROSS RIVER NY 10518 SFD 7.000 6.733 $ 2,304.10 300 1-Sep-23 $325,597.57 64.55
4855799 SANTA CLARA CA 95051 SFD 7.375 6.750 $ 2,382.83 360 1-Sep-28 $344,737.48 72.63
4855814 SAN JOSE CA 95135 SFD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,771.72 72.29
4855837 ALAMO CA 94507 SFD 7.250 6.750 $ 2,728.71 360 1-Aug-28 $399,374.02 74.07
4855849 LAS FLORES AREA CA 92688 SFD 7.500 6.750 $ 2,237.49 360 1-Sep-28 $319,762.51 73.90
4855868 RANCHO PALOS VERDES CA 90275 SFD 7.625 6.750 $ 2,165.85 360 1-Sep-28 $305,778.53 79.90
4855884 BURLINGAME CA 94010 SFD 7.625 6.750 $ 3,362.02 360 1-Aug-28 $474,310.22 71.97
4855887 LAFAYETTE CA 94549 SFD 7.500 6.750 $ 2,073.17 360 1-Sep-28 $296,279.96 77.01
4855895 PALO ALTO CA 94303 SFD 7.375 6.750 $ 3,266.90 360 1-Oct-28 $473,000.00 63.07
4855902 LIVERMORE CA 94550 SFD 7.375 6.750 $ 1,968.42 360 1-Aug-28 $284,564.95 71.25
4855903 BELMONT CA 94002 SFD 7.500 6.750 $ 3,209.39 360 1-Aug-28 $458,316.59 75.00
4855937 PLEASANTON CA 94588 PUD 7.250 6.750 $ 1,637.22 360 1-Aug-28 $239,561.27 75.00
4855950 WALNUT CREEK CA 94596 SFD 7.500 6.750 $ 3,042.98 360 1-Sep-28 $434,877.02 77.03
4855967 GRANDA HILLS AREA CA 91344 SFD 7.375 6.750 $ 1,759.84 360 1-Sep-28 $254,549.62 64.51
4855972 THOUSAND OAKS CA 91361 PUD 7.500 6.750 $ 2,331.19 360 1-Sep-28 $333,152.56 79.76
4855977 LA CANADA-FLINTRIDGE CA 91011 SFD 7.125 6.750 $ 3,132.80 360 1-Sep-28 $464,628.14 66.91
4855981 MENLO PARK CA 94025 SFD 7.500 6.750 $ 2,314.40 360 1-Jul-28 $330,258.43 71.96
4855984 SAN DIEGO CA 92127 SFD 7.375 6.750 $ 2,161.82 360 1-Sep-28 $312,761.83 77.28
4855986 CERRITOS CA 90703 SFD 7.625 6.750 $ 1,918.12 360 1-Sep-28 $270,803.86 69.49
4855990 ANAHEIM CA 92808 SFD 7.375 6.750 $ 2,106.56 360 1-Sep-28 $304,767.92 78.21
4856009 MISSION VIEJO CA 92692 SFD 7.125 6.750 $ 1,808.27 360 1-Sep-28 $268,185.36 77.80
4856032 SAN MARINO CA 91108 SFD 7.625 6.750 $ 3,439.88 360 1-Sep-28 $485,405.34 75.94
4856040 COTO DE CAZA AREA CA 92679 SFD 7.375 6.750 $ 2,020.92 360 1-Sep-28 $292,377.36 95.00
4856062 GERMANTOWN MD 20874 SFD 7.125 6.750 $ 1,684.30 360 1-Oct-28 $250,000.00 80.00
4856064 LAGUNA NIGUEL CA 92677 SFD 7.500 6.750 $ 2,237.49 360 1-Sep-28 $319,762.51 74.07
4856140 PALM HARBOR FL 34684 SFD 7.000 6.733 $ 2,142.28 360 1-Oct-28 $322,000.00 70.00
4856153 TRUCKEE CA 96161 SFD 7.625 6.750 $ 2,562.22 360 1-Aug-28 $361,474.30 79.98
4856181 LOS ANGELES CA 90272 LCO 7.375 6.750 $ 2,969.91 360 1-Sep-28 $429,672.80 68.80
4856186 LOS ANGELES CA 90291 SFD 6.875 6.608 $ 2,272.98 360 1-Sep-28 $345,709.31 53.23
4856194 WEST HILLS AREA CA 91304 SFD 7.375 6.750 $ 1,918.70 360 1-Sep-28 $277,588.61 72.16
4856195 ALAMO CA 94507 SFD 7.500 6.750 $ 6,093.66 360 1-Sep-28 $870,853.22 60.10
4856201 AGOURA HILLS CA 91301 SFD 7.375 6.750 $ 2,206.71 360 1-Sep-28 $319,256.88 60.28
4856202 UPPER SADDLE RIVER NJ 07450 SFD 7.250 6.750 $ 3,520.03 360 1-Oct-28 $516,000.00 80.00
4856212 SAN CLEMENTE CA 92672 SFD 7.500 6.750 $ 2,342.37 360 1-Sep-28 $334,751.38 60.91
4856218 RANCHO SANTA MARGARITA CA 92688 SFD 7.125 6.750 $ 1,893.15 360 1-Sep-28 $280,775.29 74.93
4856223 LOS ANGELES CA 91364 SFD 7.375 6.750 $ 1,795.76 360 1-Sep-28 $259,802.16 59.77
4856225 FOUNTAIN HILLS AZ 85268 SFD 7.000 6.733 $ 1,663.26 360 1-Sep-28 $249,795.07 44.52
4856310 ANAHEIM CA 92807 SFD 6.750 6.483 $ 1,653.93 360 1-Sep-28 $254,780.45 63.75
4856330 SAN BRUNO CA 94066 SFD 7.375 6.750 $ 1,712.88 360 1-Sep-28 $247,811.29 78.73
4856338 LAGUNA BEACH CA 92651 SFD 7.500 6.750 $ 2,726.94 360 1-Aug-28 $389,419.31 74.29
4856346 ROLLING HILLS ESTATES CA 90274 PUD 7.500 6.750 $ 1,695.60 360 1-Sep-28 $242,320.03 64.67
4856350 ROSWELL GA 30075 SFD 7.750 6.750 $ 1,707.93 360 1-Sep-28 $238,231.74 79.47
4856356 SANTA CLARITA CA 91355 PUD 7.125 6.750 $ 1,583.24 360 1-Sep-28 $234,812.08 89.35
4856364 CHINO HILLS CA 91709 SFD 7.375 6.750 $ 3,032.76 360 1-Sep-28 $438,765.88 79.84
4856374 LAGUNA NIGUEL CA 92677 PUD 7.500 6.750 $ 2,097.65 360 1-Sep-28 $299,777.35 80.00
4856382 SAN JOSE CA 95124 SFD 7.750 6.750 $ 2,579.09 360 1-Oct-28 $360,000.00 80.00
4856436 LOS ANGELES CA 91304 SFD 7.125 6.750 $ 2,236.75 360 1-Sep-28 $331,734.50 71.40
4856440 CANOGA PARK AREA CA 91304 SFD 7.375 6.750 $ 2,227.43 360 1-Sep-28 $322,254.60 75.00
4856441 SAN FRANCISCO CA 94131 SFD 7.375 6.750 $ 2,748.89 360 1-Oct-28 $398,000.00 51.35
4856452 TORRANCE CA 90503 SFD 7.375 6.750 $ 1,783.92 360 1-Sep-28 $258,089.46 56.77
4856462 ACTON CA 93510 SFD 7.375 6.750 $ 1,626.54 360 1-Sep-28 $235,320.80 79.83
4856467 SAN DIEGO CA 92117 SFD 7.375 6.750 $ 1,786.09 360 1-Sep-28 $258,403.22 79.57
4856492 RANCHO PALOS VERDES CA 90275 SFD 7.000 6.733 $ 2,528.15 360 1-Sep-28 $379,688.52 63.33
4856499 FAIRFIELD CT 06430 SFD 7.875 6.750 $ 2,334.72 360 1-Sep-28 $321,778.41 51.94
4856501 ROLLING HILLS ESTATES CA 90274 SFD 7.375 6.750 $ 2,334.49 360 1-Sep-28 $337,742.81 75.11
4856508 TORRANCE CA 90505 SFD 7.375 6.750 $ 1,732.83 360 1-Sep-28 $250,697.09 76.03
4856536 NEWPORT BEACH CA 92625 SFD 7.250 6.750 $ 6,139.59 360 1-Oct-28 $900,000.00 46.15
4856654 ARLINGTON TX 76017 SFD 7.250 6.750 $ 2,162.50 360 1-Oct-28 $317,000.00 79.25
4856854 IRVINE CA 92606 SFD 7.125 6.750 $ 3,082.26 360 1-Sep-28 $457,134.15 75.00
4856856 PASADENA CA 91104 SFD 7.125 6.750 $ 1,819.04 360 1-Aug-28 $269,566.88 75.00
4856898 COTO DE CAZA CA 92679 SFD 7.375 6.750 $ 2,527.87 360 1-Sep-28 $365,721.50 64.78
4856915 IRVINE CA 92620 SFD 7.625 6.750 $ 2,098.61 360 1-Sep-28 $296,285.40 73.21
4856919 LOS ANGELES CA 90068 SFD 7.375 6.750 $ 2,175.63 360 1-Aug-28 $314,519.13 73.26
4856931 SIERRA MADRE CA 91024 SFD 7.250 6.750 $ 2,723.59 360 1-Sep-28 $398,938.55 79.97
4856957 SUNNYVALE CA 94087 SFD 7.500 6.750 $ 2,167.57 360 1-Aug-28 $309,538.42 70.78
4856985 PLEASANTON CA 94566 SFD 7.250 6.750 $ 3,035.68 360 1-Sep-28 $444,652.86 65.44
4856999 REDWOOD CITY CA 94063 SFD 7.500 6.750 $ 1,751.53 360 1-Sep-28 $250,314.10 73.68
4857023 AROMAS CA 95062 SFD 7.125 6.750 $ 1,748.97 360 1-Sep-28 $259,392.41 76.35
4857085 SAN JOSE CA 95118 SFD 7.500 6.750 $ 1,887.88 360 1-Aug-28 $269,597.99 77.14
4857141 CYPRESS CA 90630 SFD 7.375 6.750 $ 1,947.70 360 1-Sep-28 $281,785.42 64.83
4857142 TAMPA FL 33613 SFD 7.500 6.750 $ 4,317.65 360 1-Oct-28 $617,500.00 56.14
4857159 LAGUNA NIGUEL CA 92677 SFD 7.375 6.750 $ 2,745.43 360 1-Sep-28 $397,197.54 75.00
4857200 TORRANCE CA 90277 SFD 7.375 6.750 $ 2,279.23 360 1-Aug-28 $329,496.24 72.53
4857216 MANHATTEN BEACH CA 90266 SFD 7.250 6.750 $ 3,458.63 360 1-Sep-28 $506,604.50 59.65
4857455 PLEASANTON CA 94566 SFD 7.375 6.750 $ 1,588.56 360 1-Sep-28 $229,813.54 55.56
4857466 CEDAR POINT NC 28584 SFD 7.750 6.750 $ 483.58 360 1-Oct-28 $67,500.00 56.25
4857562 SUNNYVALE CA 94087 SFD 7.250 6.750 $ 2,646.85 360 1-Oct-28 $388,000.00 80.00
4857600 RALEIGH NC 27614 SFD 6.625 6.358 $ 1,728.84 360 1-Aug-28 $269,522.25 86.62
4857627 SEATTLE WA 98116 SFD 7.250 6.750 $ 1,944.20 360 1-Aug-28 $284,554.01 76.00
4857637 EDMONDS WA 98026 SFD 7.125 6.750 $ 1,792.09 360 1-Aug-28 $265,573.30 58.53
4857689 SAN MATEO CA 94402 SFD 7.250 6.750 $ 3,363.13 360 1-Oct-28 $493,000.00 69.44
4857695 SAN JUAN CAPISTRANO CA 92675 SFD 7.000 6.733 $ 3,019.48 360 1-Oct-28 $453,850.00 69.82
4857710 PALM BEACH GARDENS FL 33410 SFD 7.500 6.750 $ 2,013.74 360 1-Oct-28 $288,000.00 90.00
4857733 EASTON CT 06612 SFD 7.000 6.733 $ 3,442.95 360 1-Sep-28 $517,075.80 75.00
4857738 GREENLAWN NY 11740 SFD 6.875 6.608 $ 1,576.63 360 1-Sep-28 $239,798.37 64.86
4857755 SANTA CLARA CA 95051 SFD 7.375 6.750 $ 1,678.35 360 1-Oct-28 $243,000.00 64.80
4857757 MONUMENT CO 80132 SFD 7.000 6.733 $ 1,819.61 360 1-Oct-28 $273,500.00 78.14
4857776 MALIBU CA 90265 SFD 7.250 6.750 $ 2,107.92 360 1-Sep-28 $308,758.96 57.76
4857778 SIMI VALLEY CA 93065 SFD 7.250 6.750 $ 2,455.83 360 1-Sep-28 $359,719.17 79.90
4857782 SARATOGA CA 95070 SFD 7.375 6.750 $ 2,181.16 360 1-Oct-28 $315,800.00 58.37
4857788 TRACY CA 95376 SFD 7.375 6.750 $ 1,735.32 360 1-Sep-28 $251,058.82 75.00
4857794 ORINDA CA 94563 SFD 7.375 6.750 $ 3,453.38 360 1-Aug-28 $499,236.73 50.00
4857893 PLANO TX 75093 SFD 7.000 6.733 $ 2,295.30 360 1-Oct-28 $345,000.00 66.22
4858036 OSSINING NY 10562 SFD 7.250 6.750 $ 1,680.89 360 1-Oct-28 $246,400.00 80.00
4858149 SARATOGA CA 95070 SFD 7.125 6.750 $ 3,018.26 360 1-Oct-28 $448,000.00 54.63
4858214 TOWN AND COUNTRY MO 63017 SFD 7.250 6.750 $ 2,630.82 360 1-Oct-28 $385,650.00 64.28
4858318 LOS ANGELES CA 90210 SFD 7.250 6.750 $ 2,517.23 360 1-Sep-28 $368,712.15 39.68
4858323 MERIDIAN ID 83642 SFD 7.000 6.733 $ 1,995.91 360 1-Sep-28 $299,754.09 75.00
4858324 BELLEAIR BEACH FL 33786 SFD 7.125 6.750 $ 2,521.06 360 1-Sep-28 $373,900.75 74.84
4858330 THOUSAND OAKS CA 91360 SFD 7.500 6.750 $ 1,929.83 360 1-Sep-28 $275,795.17 70.77
4858380 NEWPORT BEACH CA 92625 LCO 7.375 6.750 $ 2,334.49 360 1-Sep-28 $337,742.80 67.60
4858391 SAN CARLOS CA 94070 SFD 7.375 6.750 $ 2,036.11 360 1-Sep-28 $294,575.68 62.72
4858399 LOS ANGELES CA 91423 SFD 7.500 6.750 $ 3,705.84 360 1-Sep-28 $529,606.66 73.61
4858575 EUREKA MO 63025 SFD 7.250 6.750 $ 1,850.41 360 1-Sep-28 $271,038.40 75.35
4858581 SANTA MONICA CA 90402 SFD 7.000 6.733 $ 2,860.81 360 1-Sep-28 $429,647.52 35.83
4858600 SOUTH LAKE TAHOE CA 96150 SFD 7.375 6.750 $ 2,555.50 360 1-Sep-28 $369,718.46 69.81
4858614 IRVINE CA 92606 PUD 7.250 6.750 $ 2,465.39 360 1-Sep-28 $361,118.07 79.99
4858621 LAKE FOREST CA 92630 SFD 7.500 6.750 $ 1,629.17 360 1-Sep-28 $232,827.08 72.81
4858687 HUNTINGTON BEACH CA 92646 SFD 7.375 6.750 $ 1,768.13 360 1-Sep-28 $255,805.20 76.42
4858696 LOS ANGELES CA 90039 SFD 7.375 6.750 $ 1,726.69 360 1-Sep-28 $249,809.77 73.53
4858701 LOS ANGELES CA 90049 HCO 7.125 6.750 $ 2,064.95 360 1-Sep-28 $306,254.89 79.61
4858724 MANHATTAN BEACH CA 90266 SFD 7.125 6.750 $ 3,166.48 360 1-Sep-28 $469,624.15 58.02
4858752 MISSION VIEJO CA 92692 PUD 7.375 6.750 $ 2,013.32 360 1-Sep-28 $291,278.19 76.71
4858814 LAGUNA NIGUEL CA 92677 SFD 7.125 6.750 $ 2,021.16 360 1-Sep-28 $299,760.09 75.00
4858826 SAINT PETERSBURG FL 33703 SFD 7.125 6.750 $ 2,426.07 360 1-Sep-28 $359,812.02 65.47
4858831 LOS ANGELES CA 90049 SFD 7.125 6.750 $ 3,105.84 360 1-Sep-28 $460,631.35 68.30
4858837 MISSION VIEJO CA 92692 SFD 7.500 6.750 $ 2,167.57 360 1-Sep-28 $309,737.64 56.88
4858847 CARLSBAD CA 92009 SFD 7.375 6.750 $ 2,100.00 360 1-Sep-28 $303,818.64 77.96
4858858 LONG BEACH CA 90814 SFD 7.375 6.750 $ 1,704.59 360 1-Sep-28 $246,612.20 71.54
4858865 LOS ANGELES CA 90272 SFD 7.500 6.750 $ 3,356.23 360 1-Sep-28 $479,643.77 69.57
4858870 LOS ANGELES CA 91326 SFD 7.125 6.750 $ 2,045.41 360 1-Sep-28 $303,357.22 73.16
4858909 MEMPHIS TN 38133 SFD 7.000 6.733 $ 2,461.62 360 1-Sep-28 $369,696.72 61.67
4858957 IRVINE CA 92714 PUD 7.375 6.750 $ 4,472.82 360 1-Sep-28 $647,107.22 74.01
4858961 TRABUCO CANYON AREA CA 92679 SFD 7.125 6.750 $ 2,657.82 360 1-Sep-28 $394,184.53 78.90
4858962 SAN FRANCISCO CA 94116 SFD 7.625 6.750 $ 2,080.92 360 1-Oct-28 $294,000.00 70.00
4858967 DOVE CANYON CA 92679 PUD 7.375 6.750 $ 1,610.66 360 1-Sep-28 $233,022.55 66.63
4858970 SANTA CLARITA CA 91355 SFD 7.375 6.750 $ 1,623.09 360 1-Sep-28 $234,821.18 63.51
4858977 DANA POINT CA 92629 SFD 7.500 6.750 $ 1,692.10 360 1-Sep-28 $241,820.40 74.46
4858983 LONG BEACH CA 90815 SFD 7.000 6.733 $ 1,708.83 360 1-Sep-28 $256,639.46 70.56
4858984 TORRANCE CA 90503 SFD 7.250 6.750 $ 1,862.34 360 1-Sep-28 $272,787.04 69.11
4858989 MARATHON FL 33050 SFD 7.625 6.750 $ 1,714.64 360 1-Oct-28 $242,250.00 95.00
4858995 LOS ALAMITOS CA 90720 SFD 7.500 6.750 $ 2,173.51 360 1-Sep-28 $310,619.30 79.30
4859026 LA MESA CA 91941 SFD 7.625 6.750 $ 2,017.21 360 1-Sep-28 $284,793.73 65.52
4859044 PLEASANT HILL CA 94523 SFD 7.250 6.750 $ 2,060.17 360 1-Sep-28 $301,764.41 67.87
4859053 DOWNEY CA 90241 SFD 7.250 6.750 $ 1,910.09 360 1-Sep-28 $279,781.58 79.32
4859271 SANTA FE NM 87505 SFD 7.000 6.733 $ 2,162.24 360 1-Oct-28 $325,000.00 68.42
4859366 ST HELENA CA 94574 SFD 6.875 6.608 $ 1,872.25 360 1-Jul-28 $284,277.56 79.17
4859376 SAN RAMON CA 94583 SFD 7.500 6.750 $ 1,961.30 360 1-Sep-28 $280,291.83 54.47
4859530 GARDEN CITY NY 11530 SFD 7.375 6.750 $ 2,817.95 360 1-Oct-28 $408,000.00 80.00
4859762 MENLO PARK CA 94025 SFD 7.500 6.750 $ 5,192.37 360 1-Oct-28 $742,600.00 69.08
4859893 SANTA CLARA CA 95051 SFD 7.250 6.750 $ 2,284.95 360 1-Oct-28 $334,950.00 70.00
4860419 IRVINE CA 92614 SFD 7.625 6.750 $ 2,163.45 360 1-Oct-28 $305,660.00 89.90
4860501 DIABLO CA 94528 SFD 7.125 6.750 $ 6,568.76 360 1-Oct-28 $975,000.00 65.00
4860934 SALT LAKE CITY UT 84124 SFD 7.125 6.750 $ 2,048.10 360 1-Oct-28 $304,000.00 80.00
4860999 PROVO UT 84604 SFD 7.625 6.750 $ 778.57 360 1-Sep-28 $109,920.39 53.66
4861044 PHOENIX AZ 85018 SFD 7.500 6.750 $ 1,685.11 360 1-Sep-28 $240,821.14 69.86
4861138 TRACY CA 95376 SFD 7.250 6.750 $ 1,206.09 360 1-Sep-28 $176,662.08 80.00
4861162 PONTE VEDRA BEACH FL 32082 SFD 7.375 6.750 $ 1,899.36 360 1-Jul-28 $274,368.36 73.33
4861170 NEWPORT BEACH CA 92660 SFD 7.250 6.750 $ 2,698.01 360 1-Sep-28 $395,191.47 62.28
4861172 SONOMA CA 95476 SFD 7.500 6.750 $ 1,845.93 360 1-Sep-28 $263,804.07 77.65
4861227 MORAGA CA 94556 SFD 6.875 6.608 $ 2,995.60 360 1-Sep-28 $455,616.90 80.00
4861261 SANTA ROSA CA 95403 SFD 7.250 6.750 $ 1,028.73 360 1-Aug-28 $150,563.99 80.00
4861364 LOS ANGELES CA 90049 SFD 7.625 6.750 $ 1,804.88 360 1-Oct-28 $255,000.00 46.36
4861366 CULVER CITY CA 90230 SFD 7.500 6.750 $ 1,922.84 360 1-Oct-28 $275,000.00 88.71
4861436 SAN DIEGO CA 92014 LCO 7.250 6.750 $ 2,439.46 360 1-Jul-28 $356,758.05 80.00
4861440 WINCHESTER MA 01890 SFD 7.375 6.750 $ 3,457.87 360 1-Jul-28 $499,500.08 85.00
4861454 REDONDO BEACH CA 90278 LCO 7.125 6.750 $ 1,744.94 360 1-Jul-28 $258,374.92 78.96
4861470 NEWPORT BEACH CA 92660 SFD 7.250 6.750 $ 3,044.22 360 1-Oct-28 $446,250.00 63.75
4861471 WESTON MA 02193 SFD 7.750 6.750 $ 6,089.51 360 1-Jun-28 $847,576.94 51.52
4861483 PLACENTIA CA 92870 SFD 7.250 6.750 $ 1,664.52 360 1-Jul-28 $243,425.48 76.49
4861487 DALLAS TX 75225 SFD 7.250 6.750 $ 2,314.97 360 1-Oct-28 $339,350.00 75.41
4861593 FOND DU LAC WI 54935 SFD 7.000 6.733 $ 2,015.87 360 1-Jul-28 $302,250.53 68.09
4861622 PEACHTREE CITY GA 30269 SFD 6.500 6.233 $ 2,528.28 360 1-Jul-28 $398,906.28 76.19
4861692 LAFAYETTE CA 94549 SFD 7.625 6.750 $ 1,840.26 360 1-Sep-28 $259,811.82 76.47
4861718 CARMICHAEL CA 95608 SFD 7.250 6.750 $ 4,434.15 360 1-Sep-28 $649,492.93 68.42
4861724 SARATOGA CA 95070 SFD 7.250 6.750 $ 3,308.56 360 1-Oct-28 $485,000.00 64.67
4861743 SAN JUAN CAPISTRANO CA 92675 SFD 7.250 6.750 $ 3,404.06 360 1-May-28 $497,030.00 71.29
4861755 LAGUNA HILLS CA 92653 SFD 7.625 6.750 $ 2,859.49 360 1-Aug-28 $403,413.33 67.90
4861759 CORAL GABLES FL 33146 SFD 7.250 6.750 $ 1,650.87 360 1-Oct-28 $242,000.00 74.69
4861781 PORTOLA VALLEY CA 94028 SFD 7.000 6.733 $ 6,054.25 360 1-Aug-28 $908,503.82 65.00
4861836 HOPKINTON MA 01748 SFD 7.250 6.750 $ 1,725.91 360 1-Jul-28 $252,404.31 65.71
4861854 RANCHO PALOS VERDES CA 90275 SFD 7.500 6.750 $ 1,943.82 360 1-Aug-28 $277,586.07 79.89
4861859 LOS GATOS CA 95030 SFD 7.125 6.750 $ 2,745.40 360 1-Sep-28 $407,174.13 70.26
4861866 DANVILLE CA 94526 SFD 7.250 6.750 $ 2,176.14 360 1-Sep-28 $318,751.15 72.34
4861874 CARY NC 27511 SFD 7.375 6.750 $ 1,735.33 360 1-Jul-28 $250,618.85 75.00
4861980 YORBA LINDA CA 92887 SFD 6.875 6.608 $ 2,060.13 360 1-Aug-28 $313,071.57 69.98
4862100 FORT MYERS FL 33908 SFD 7.750 6.750 $ 2,744.30 348 1-Jul-27 $378,818.11 79.94
4862112 FREMONT CA 94555 SFD 7.125 6.750 $ 2,829.62 360 1-Aug-28 $419,326.27 80.00
4862170 TREASURE ISLAND FL 33706 SFD 7.750 6.750 $ 2,507.00 347 1-May-27 $345,515.38 79.68
4862186 TEQUESTA FL 33469 SFD 7.875 6.750 $ 1,825.37 351 1-Sep-27 $249,407.69 79.67
4862200 GILROY CA 95020 SFD 7.375 6.750 $ 1,705.97 360 1-Aug-28 $246,622.95 70.57
4862208 JACKSONVILLE FL 32225 SFD 7.750 6.750 $ 1,879.30 353 1-Nov-27 $260,217.76 79.33
4862212 SIMI VALLEY CA 93063 SFD 7.500 6.750 $ 1,918.64 360 1-Aug-28 $273,991.45 89.98
4862232 UNION CITY CA 94587 SFD 7.750 6.750 $ 1,752.34 360 1-Aug-28 $244,253.62 79.97
4862233 LOS ANGELES CA 90077 SFD 7.750 6.750 $ 3,152.21 360 1-Aug-28 $439,376.91 63.68
4862235 SANTA CLARA CA 95050 SFD 7.750 6.750 $ 1,819.69 360 1-Aug-28 $253,640.30 76.97
4862245 WESTERN SPRINGS IL 60558 SFD 7.375 6.750 $ 2,873.21 360 1-May-28 $414,144.63 63.80
4862247 SAN JOSE CA 95133 SFD 8.125 6.750 $ 1,809.47 360 1-Jul-28 $243,218.50 74.98
4862303 ROSEVILLE CA 95747 SFD 7.500 6.750 $ 1,671.12 360 1-Sep-28 $238,822.63 78.36
4862339 OXNARD CA 93030 SFD 7.250 6.750 $ 1,998.78 360 1-Sep-28 $292,771.43 77.11
4862346 SARATOGA CA 95070 SFD 7.125 6.750 $ 2,627.50 360 1-Aug-28 $389,374.40 43.33
4862386 FOSTER CITY CA 94404 SFD 7.250 6.750 $ 2,203.43 360 1-Aug-28 $322,494.53 60.37
4862409 PARKLAND FL 33076 SFD 7.125 6.750 $ 1,983.43 360 1-Sep-28 $294,164.57 79.99
4862457 PARK RIDGE NJ 07656 SFD 7.625 6.750 $ 2,505.59 360 1-Sep-28 $353,743.79 60.72
4862490 KEYSTONE CO 80435 SFD 7.625 6.750 $ 3,538.97 360 1-Oct-28 $500,000.00 69.93
4862733 PALO ALTO CA 94303 SFD 7.375 6.750 $ 2,728.17 360 1-Aug-28 $394,397.02 50.00
4862826 SIMI VALLEY CA 93065 SFD 7.500 6.750 $ 1,636.17 360 1-Sep-28 $233,826.33 90.00
4862888 LONG BEACH CA 90803 SFD 7.500 6.750 $ 2,796.86 360 1-Sep-28 $399,703.14 64.00
4862891 MIAMI FL 33156 SFD 7.625 6.750 $ 3,008.12 360 1-Jul-28 $424,071.33 68.00
4862913 SANTA ANA CA 92705 SFD 7.125 6.750 $ 1,616.93 360 1-Sep-28 $239,808.07 65.75
4862922 FREMONT CA 94539 SFD 7.750 6.750 $ 1,726.55 360 1-Sep-28 $240,829.91 64.27
4862931 SAN FRANCISCO CA 94114 SFD 6.875 6.608 $ 2,608.01 360 1-Aug-28 $396,331.03 65.08
4862978 OAKLAND CA 94605 SFD 7.500 6.750 $ 1,125.74 360 1-Sep-28 $160,880.51 94.71
4862990 DALLAS TX 75225 SFD 7.250 6.750 $ 1,821.42 360 1-Oct-28 $267,000.00 70.26
4863108 SAN RAMON CA 94583 SFD 7.500 6.750 $ 1,741.05 360 1-Sep-28 $248,815.20 61.48
4863170 WACONIA MN 55387 SFD 7.875 6.750 $ 2,356.48 360 1-Jul-28 $324,324.59 66.33
4863177 CALABASAS CA 91302 SFD 7.500 6.750 $ 1,887.88 360 1-Oct-28 $270,000.00 60.00
4863196 REDWOOD CITY CA 94062 PUD 7.250 6.750 $ 4,434.15 360 1-Oct-28 $650,000.00 67.36
4863235 SAINT PETERSBURG FL 33706 SFD 7.125 6.750 $ 2,037.33 360 1-Oct-28 $302,400.00 90.00
4863330 PISCATAWAY NJ 08854 SFD 7.250 6.750 $ 1,637.23 360 1-Sep-28 $239,812.77 66.86
4863336 LONG BEACH CA 90804 SFD 7.500 6.750 $ 2,438.16 360 1-Aug-28 $348,180.81 74.99
4863344 PENSACOLA FL 32503 SFD 7.375 6.750 $ 3,556.03 348 1-Jul-27 $508,727.25 68.00
4863396 SANDY UT 84092 SFD 7.625 6.750 $ 3,557.73 360 1-Sep-28 $502,286.19 75.00
4863430 SAN MATEO CA 94403 SFD 7.375 6.750 $ 1,768.13 360 1-Aug-28 $255,609.21 78.77
4863527 SAN JOSE CA 95117 SFD 7.375 6.750 $ 1,875.19 360 1-Oct-28 $271,500.00 74.38
4863623 SAN DIEGO CA 92114 SFD 7.875 6.750 $ 1,210.87 360 1-Sep-28 $166,885.07 92.78
4863627 JACKSONVILLE FL 32259 SFD 7.125 6.750 $ 2,236.01 353 1-Nov-27 $328,883.57 65.35
4863654 LIBERTYVILLE IL 60048 SFD 7.500 6.750 $ 2,824.83 360 1-Sep-28 $403,450.17 74.81
4863660 SAN DIEGO CA 92120 SFD 7.875 6.750 $ 2,714.30 360 1-Jul-28 $373,572.03 47.39
4863670 HOPKINTON MA 01748 SFD 7.875 6.750 $ 1,196.36 360 1-Sep-28 $164,886.45 76.74
4863682 LOS GATOS CA 95032 SFD 7.250 6.750 $ 2,251.18 360 1-Jul-28 $329,223.03 38.82
4863698 CARLSBAD CA 92009 SFD 7.125 6.750 $ 2,188.91 360 1-Sep-28 $324,640.18 79.99
4863710 LLOYD HARBOR NY 11742 SFD 7.375 6.750 $ 4,489.39 360 1-Sep-28 $649,505.40 72.83
4863852 CATHEDRAL CITY CA 92234 SFD 7.500 6.750 $ 854.09 360 1-Sep-28 $122,059.35 76.34
4863875 CAMPBELL CA 95008 PUD 7.000 6.733 $ 1,264.07 360 1-Sep-28 $189,844.26 59.75
4863889 ALAMEDA CA 94501 SFD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,771.72 77.92
4863907 LOS ANGELES CA 90293 SFD 7.500 6.750 $ 2,922.72 360 1-Sep-28 $417,689.78 69.67
4863918 SOUTH SAN FRANCISCO CA 94080 SFD 7.375 6.750 $ 1,764.68 360 1-Sep-28 $255,305.58 70.00
4863925 UNION CITY CA 94587 SFD 7.500 6.750 $ 1,831.94 360 1-Sep-28 $261,805.56 65.50
4863936 SAN FRANCISCO CA 94116 SFD 7.000 6.733 $ 1,796.32 360 1-Sep-28 $269,778.68 73.97
4863942 LOS ANGELES CA 90732 SFD 7.625 6.750 $ 1,850.17 360 1-Aug-28 $261,020.41 74.26
4863957 LONG BEACH CA 90808 SFD 6.875 6.608 $ 1,602.91 360 1-Sep-28 $243,795.01 75.08
4864002 NOVATO CA 94949 SFD 7.500 6.750 $ 1,887.88 360 1-Sep-28 $269,799.62 69.23
4864497 HIGHLAND PARK TX 75205 SFD 6.875 6.608 $ 2,135.02 360 1-Oct-28 $325,000.00 38.24
4864786 SHERMAN OAKS CA 91403 SFD 7.500 6.750 $ 1,492.83 360 1-Oct-28 $213,500.00 70.00
4864809 SEAL BEACH CA 90740 SFD 6.875 6.608 $ 1,760.57 360 1-Sep-28 $267,774.85 80.00
4864811 EUGENE OR 97403 SFD 7.125 6.750 $ 1,933.57 360 1-Sep-28 $286,770.50 77.57
4864816 EL CAJON CA 92019 SFD 7.125 6.750 $ 1,664.09 360 1-Sep-28 $246,802.48 78.41
4864894 BEVERLY MA 01915 SFD 7.500 6.750 $ 1,048.82 360 1-Sep-28 $149,888.68 69.77
4864902 PETALUMA CA 94952 SFD 7.250 6.750 $ 2,380.80 360 1-Aug-28 $348,453.84 72.71
4864906 FALLBROOK CA 92028 SFD 7.125 6.750 $ 2,358.01 360 1-Sep-28 $349,720.12 61.40
4864913 LOS ALTOS CA 94022 SFD 7.250 6.750 $ 2,762.81 360 1-Aug-28 $404,366.23 45.51
4864925 KIHEI HI 96753 SFD 7.375 6.750 $ 4,489.40 360 1-Aug-28 $648,979.49 67.71
4864937 NEWPORT BEACH CA 92663 SFD 7.250 6.750 $ 2,107.92 360 1-Sep-28 $308,758.96 77.25
4864943 FORT WORTH TX 76107 SFD 7.125 6.750 $ 6,188.11 360 1-Aug-28 $917,026.60 28.26
4864980 DANA POINT CA 92629 SFD 7.250 6.750 $ 2,094.28 360 1-Aug-28 $306,519.57 66.74
4864999 PACIFIC GROVE CA 93950 SFD 6.750 6.483 $ 2,010.66 360 1-Aug-28 $309,464.68 79.69
4865018 COTO DE CAZA CA 92679 SFD 6.875 6.608 $ 2,680.27 360 1-Aug-28 $407,312.50 80.00
4865020 INDIANAPOLIS IN 46220 SFD 7.500 6.750 $ 1,887.88 360 1-Jul-28 $269,395.10 75.00
4865027 FRAMINGHAM MA 01701 SFD 7.000 6.733 $ 1,995.91 360 1-Jul-28 $299,257.96 69.97
4865055 PENSACOLA FL 32503 SFD 7.625 6.750 $ 2,477.28 360 1-Jul-28 $349,235.20 63.64
4865058 EDMOND OK 73003 SFD 7.375 6.750 $ 4,122.99 360 1-Jul-28 $595,578.90 66.33
4865062 SALT LAKE CITY UT 84109 SFD 7.375 6.750 $ 3,211.64 360 1-Jul-28 $463,931.98 84.55
4865071 JONESBORO GA 30236 SFD 7.375 6.750 $ 3,045.88 360 1-Jun-28 $439,645.31 45.23
4865195 GIG HARBOR WA 98335 SFD 7.375 6.750 $ 2,227.43 360 1-May-28 $321,257.83 78.66
4865198 NANTUCKET MA 02554 SFD 7.625 6.750 $ 3,185.08 360 1-Aug-28 $449,346.53 37.50
4865204 STAMFORD CT 06903 SFD 7.125 6.750 $ 2,348.46 240 1-Jul-18 $298,288.24 64.86
4865210 WEST DENNIS MA 02670 SFD 7.500 6.750 $ 3,321.27 360 1-Jul-28 $473,935.82 73.87
4865225 BROOKLINE MA 02146 SFD 7.375 6.750 $ 2,182.54 360 1-Jul-28 $315,274.19 46.13
4865274 BROOKLINE MA 02146 SFD 6.750 6.483 $ 1,945.80 360 1-Jul-28 $299,220.74 22.22
4865418 SPOKANE WA 99223 SFD 7.500 6.750 $ 2,470.03 348 1-Jul-27 $349,147.11 67.31
4865461 FOSTER CITY CA 94404 SFD 7.750 6.750 $ 2,865.65 360 1-Sep-28 $399,717.68 63.49
4865685 PEWAUKEE WI 53072 SFD 7.625 6.750 $ 2,052.60 360 1-Jul-28 $289,366.31 79.45
4865828 ENCINITAS CA 92007 SFD 7.500 6.750 $ 3,419.16 360 1-Jul-28 $487,904.45 69.87
4865835 WATSONVILLE CA 95076 SFD 7.250 6.750 $ 2,013.78 360 1-Sep-28 $294,969.72 80.00
4865886 SAN FRANCISCO CA 94122 SFD 7.375 6.750 $ 2,113.12 360 1-Sep-28 $305,717.20 76.49
4865918 PETALUMA CA 94952 SFD 7.375 6.750 $ 2,085.84 360 1-Aug-28 $301,538.99 79.47
4865947 ZIONSVILLE IN 46077 SFD 7.250 6.750 $ 2,869.24 360 1-Aug-28 $419,941.79 76.47
4865952 LOS ALAMITOS CA 90720 SFD 7.000 6.733 $ 1,886.14 360 1-Sep-28 $283,267.61 70.00
4865968 HAYWARD CA 94542 SFD 7.125 6.750 $ 1,758.41 360 1-Sep-28 $260,791.28 84.19
4865979 DUBLIN OH 43017 SFD 7.500 6.750 $ 2,097.65 360 1-Jul-28 $299,327.87 58.82
4865994 LAGUNA BEACH CA 92651 SFD 7.500 6.750 $ 4,230.25 360 1-Sep-28 $604,551.00 63.55
4866056 GREAT BARRINGTON MA 01230 SFD 7.500 6.750 $ 2,447.26 360 1-Jul-28 $349,215.86 59.83
4866061 CORONADO CA 92118 LCO 7.375 6.750 $ 2,044.40 360 1-Sep-28 $295,774.77 67.73
4866097 DEL MAR CA 92014 SFD 7.250 6.750 $ 4,911.67 360 1-Oct-28 $720,000.00 54.34
4866202 WILTON CT 06897 SFD 7.500 6.750 $ 2,756.31 360 1-Aug-28 $393,613.05 73.00
4866381 WACCABUC NY 10597 SFD 7.500 6.750 $ 2,377.33 360 1-Oct-28 $340,000.00 80.00
4866454 NEWTOWN CT 06470 SFD 7.375 6.750 $ 3,232.36 360 1-Sep-28 $467,643.89 80.00
4866706 LAGUNA HILLS CA 92653 PUD 7.375 6.750 $ 2,375.93 360 1-Sep-28 $343,738.24 73.98
4866712 RANCHO CUCAMONGA CA 91739 SFD 7.375 6.750 $ 1,705.97 360 1-Sep-28 $246,812.06 76.00
4866721 LOS ANGELES CA 90045 SFD 7.500 6.750 $ 2,013.74 360 1-Sep-28 $287,786.26 73.85
4866728 SHERMAN OAKS CA 91403 SFD 7.250 6.750 $ 2,967.47 360 1-Sep-28 $434,660.66 62.14
4866737 LOS ANGELES CA 91326 SFD 7.125 6.750 $ 1,819.04 360 1-Sep-28 $269,784.09 72.00
4866741 SANTA ANA CA 92705 SFD 7.125 6.750 $ 1,886.42 360 1-Sep-28 $279,776.08 68.29
4866881 CANYON COUNTRY AREA CA 91351 SFD 7.500 6.750 $ 2,999.64 360 1-Sep-28 $428,681.61 62.08
4866892 LAGUNA HILLS CA 92653 SFD 7.375 6.750 $ 1,871.73 360 1-Sep-28 $270,793.80 75.28
4866905 HUNTINGTON BEACH CA 92649 SFD 6.750 6.483 $ 1,751.22 360 1-Sep-28 $269,767.53 51.92
4866914 YORBA LINDA CA 92687 SFD 7.000 6.733 $ 1,794.33 360 1-Sep-28 $269,478.92 77.06
4866921 EL SEGUNDO CA 90245 SFD 6.750 6.483 $ 2,840.86 360 1-Sep-28 $437,622.89 79.64
4867058 FREMONT CA 94539 SFD 7.250 6.750 $ 2,701.42 360 1-Sep-28 $395,691.08 80.00
4867121 HUNTINGTON BEACH CA 92646 SFD 7.500 6.750 $ 1,936.83 360 1-Sep-28 $276,794.42 70.13
4867176 OAKLAND CA 94605 SFD 7.250 6.750 $ 1,857.57 360 1-Sep-28 $272,087.58 78.47
4867204 SAN JOSE CA 95123 SFD 7.125 6.750 $ 2,137.38 360 1-Sep-28 $316,996.30 75.00
4867257 MOUNTAIN VIEW CA 94040 SFD 7.500 6.750 $ 2,482.21 360 1-Oct-28 $355,000.00 52.99
4867323 SAN DIEGO CA 92109 SFD 7.375 6.750 $ 2,719.54 360 1-Sep-28 $393,450.39 75.00
4867620 SAN JOSE CA 95129 SFD 7.500 6.750 $ 1,957.80 360 1-Sep-28 $279,792.20 62.92
4867675 SAN FRANCISCO CA 94127 SFD 7.125 6.750 $ 3,604.39 360 1-Sep-28 $534,572.18 57.22
4867687 MISSION VIEJO CA 92691 SFD 7.250 6.750 $ 1,712.27 360 1-Sep-28 $250,804.19 88.07
4867702 NEWPORT BEACH CA 92663 SFD 7.375 6.750 $ 4,144.06 360 1-Sep-28 $599,543.44 80.00
4867842 YORBA LINDA CA 92886 SFD 7.375 6.750 $ 2,127.28 360 1-Sep-28 $307,765.64 71.63
4867845 THOUSAND OAKS CA 91362 HCO 7.375 6.750 $ 1,623.09 360 1-Sep-28 $234,821.19 68.12
4867847 RANCHO PALOS VERDE CA 90275 SFD 7.125 6.750 $ 2,358.02 360 1-Sep-28 $349,720.11 53.93
4867853 LAGUNA NIGUEL CA 92677 PUD 7.375 6.750 $ 1,989.15 360 1-Sep-28 $287,780.85 57.60
4867857 COTO DE CAZA AREA CA 92679 SFD 7.125 6.750 $ 2,541.94 360 1-Sep-28 $376,998.28 58.05
4867864 COTO DE CAZA AREA CA 92679 SFD 7.125 6.750 $ 2,219.91 360 1-Sep-28 $329,236.50 54.92
4867977 LOS ANGELES CA 90045 SFD 7.375 6.750 $ 1,747.41 360 1-Sep-28 $252,807.49 72.29
4867995 CHINO HILLS CA 91709 SFD 7.500 6.750 $ 1,845.93 360 1-Sep-28 $263,804.07 66.00
4867999 SANTA MONICA CA 90403 LCO 7.125 6.750 $ 2,196.33 360 1-Sep-28 $325,739.30 76.71
4868012 TUSTIN CA 92782 SFD 7.375 6.750 $ 2,721.27 360 1-Sep-28 $393,700.19 68.52
4868017 PASADENA AREA CA 91107 SFD 7.375 6.750 $ 1,918.70 360 1-Sep-28 $277,588.62 77.17
4868053 LOS ANGELES CA 91311 SFD 7.375 6.750 $ 1,906.26 360 1-Sep-28 $275,789.99 75.62
4868070 SAN PEDRO AREA CA 90732 LCO 7.375 6.750 $ 1,712.88 360 1-Sep-28 $247,811.29 80.00
4868075 FREMONT CA 94555 SFD 7.375 6.750 $ 1,995.36 360 1-Sep-28 $288,680.18 78.08
4868079 IRVINE CA 92614 PUD 7.500 6.750 $ 1,817.96 360 1-Sep-28 $259,807.04 61.90
4868092 LOS ANGELES CA 90068 SFD 7.375 6.750 $ 3,370.50 360 1-Sep-28 $487,628.67 76.85
4868093 TUSTIN CA 92780 SFD 7.125 6.750 $ 1,732.81 360 1-Sep-28 $256,994.32 77.94
4868098 CERRITOS CA 90703 SFD 7.500 6.750 $ 2,097.65 360 1-Sep-28 $299,777.35 72.29
4868167 REDONDO BEACH CA 90278 SFD 7.375 6.750 $ 2,044.40 360 1-Sep-28 $295,774.77 77.89
4868168 SAN JOSE CA 95117 SFD 7.500 6.750 $ 1,730.56 360 1-Sep-28 $247,316.32 75.00
4868198 SANTA BARBARA CA 93108 SFD 7.500 6.750 $ 2,796.86 360 1-Oct-28 $400,000.00 41.45
4868200 TOWNSHIP OF TINICUM PA 18920 SFD 7.000 6.733 $ 2,744.37 360 1-Sep-28 $412,161.88 74.32
4868207 FULLERTON CA 92631 SFD 7.375 6.750 $ 1,688.71 360 1-Sep-28 $244,313.95 76.89
4868275 LOS ANGELES CA 91304 SFD 7.375 6.750 $ 1,872.43 360 1-Sep-28 $270,893.71 77.46
4868283 CHINO CA 91710 SFD 7.000 6.733 $ 2,370.15 360 1-Sep-28 $355,957.98 75.00
4868286 RANCHO PALOS VERDES CA 90275 SFD 7.500 6.750 $ 3,439.44 360 1-Sep-28 $491,534.94 79.98
4868292 SAN MATEO CA 94402 SFD 7.375 6.750 $ 2,230.89 360 1-Sep-28 $322,754.21 67.29
4868294 HUNTINGTON BEACH CA 92646 SFD 7.250 6.750 $ 1,789.69 360 1-Sep-28 $262,145.35 78.31
4868754 CALABASAS CA 91302 SFD 7.250 6.750 $ 1,640.64 360 1-Sep-28 $240,312.39 71.79
4868759 CORONADO CA 92118 SFD 6.750 6.483 $ 2,244.15 360 1-Sep-28 $345,702.10 65.90
4868780 TORRANCE CA 90505 SFD 7.250 6.750 $ 2,421.73 360 1-Sep-28 $354,723.07 78.89
4868784 CITY OF THOUSAND OAKS CA 91360 SFD 7.375 6.750 $ 2,154.22 360 1-Sep-28 $311,662.67 64.98
4868786 VALENCIA CA 91354 SFD 7.125 6.750 $ 2,021.16 360 1-Sep-28 $299,760.09 75.00
4868792 SANTA CLARA CA 95050 SFD 7.250 6.750 $ 1,746.38 360 1-Sep-28 $255,800.29 72.52
4868797 THOUSAND OAKS CA 91362 SFD 7.500 6.750 $ 2,343.77 360 1-Sep-28 $334,951.23 80.00
4868801 CERRITOS CA 90703 SFD 7.250 6.750 $ 2,167.28 360 1-Sep-28 $317,452.16 90.00
4868805 BRENTWOOD CA 94513 SFD 7.625 6.750 $ 1,875.66 360 1-Sep-28 $264,808.20 64.63
4868807 HERMOSA BEACH CA 90254 SFD 7.375 6.750 $ 2,092.75 360 1-Sep-28 $302,769.44 63.79
4868809 SAN DIMAS AREA CA 91773 SFD 7.375 6.750 $ 1,837.20 360 1-Sep-28 $265,797.60 76.00
4868810 FULLERTON CA 92835 SFD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,771.72 80.00
4868819 UPLAND CA 91784 SFD 7.375 6.750 $ 1,746.23 360 1-Sep-28 $252,636.62 79.01
4868824 ALISO VIEJO CA 92656 SFD 7.500 6.750 $ 1,748.04 360 1-Sep-28 $249,814.46 67.57
4868827 ANAHEIM CA 92807 SFD 7.375 6.750 $ 2,182.54 360 1-Sep-28 $315,759.55 80.00
4868963 BROOKFIELD WI 53045 SFD 7.250 6.750 $ 2,421.73 360 1-Oct-28 $355,000.00 64.55
4868965 GREAT NECK NY 11023 SFD 7.875 6.750 $ 2,936.53 360 1-Sep-28 $404,721.29 75.00
4868989 WESTFIELDS NJ 07090 SFD 7.375 6.750 $ 1,685.25 360 1-Aug-28 $243,627.53 80.00
4869015 WEEHAWKEN NJ 07087 LCO 7.500 6.750 $ 1,723.56 360 1-Oct-28 $246,500.00 85.00
4869222 LOS GATOS CA 95030 SFD 7.000 6.733 $ 2,494.88 360 1-Sep-28 $374,692.62 62.50
4870004 LINCOLNSHIRE IL 60069 SFD 7.375 6.750 $ 3,912.68 360 1-Oct-28 $566,500.00 77.07
4870038 TELLURIDE CO 81435 SFD 7.125 6.750 $ 3,873.88 360 1-Oct-28 $575,000.00 69.70
4871056 DANVILLE CA 94526 SFD 7.500 6.750 $ 2,097.65 360 1-Oct-28 $300,000.00 80.00
4871067 WILSON WY 83014 SFD 7.000 6.733 $ 2,661.21 360 1-Oct-28 $400,000.00 57.14
4871264 CASTLE ROCK CO 80104 SFD 7.000 6.733 $ 2,461.62 360 1-Sep-28 $369,696.72 69.81
4871981 LAGUNA BEACH CA 92651 SFD 7.375 6.750 $ 3,108.04 360 1-Sep-28 $449,657.59 61.64
4872316 PLANO TX 75093 SFD 6.875 6.608 $ 2,893.11 360 1-Sep-28 $440,030.02 80.00
4872318 BETHESDA MD 20817 SFD 7.125 6.750 $ 4,379.18 360 1-Oct-28 $650,000.00 69.52
4873291 CARLSBAD CA 92009 SFD 7.125 6.750 $ 1,769.53 360 1-Sep-28 $262,439.96 61.80
4873337 PASADENA CA 91104 SFD 7.375 6.750 $ 1,871.73 360 1-Oct-28 $271,000.00 80.90
4873363 BERKELEY CA 94703 SFD 7.125 6.750 $ 1,657.35 360 1-Sep-28 $245,803.28 74.55
4873450 NEW CITY NY 10956 SFD 7.500 6.750 $ 1,971.78 360 1-Oct-28 $282,000.00 88.13
4873619 RANCHO PALOS VERDES CA 90275 SFD 7.125 6.750 $ 2,504.89 360 1-Sep-28 $371,502.68 79.11
4873625 EASTON CT 06612 SFD 6.500 6.233 $ 1,750.83 360 1-Sep-28 $276,749.59 39.91
4873638 LOS ANGELES CA 90046 SFD 6.750 6.483 $ 2,584.67 360 1-Sep-28 $398,156.90 49.32
4873645 SAN BRUNO CA 94066 SFD 7.375 6.750 $ 1,823.39 360 1-Oct-28 $264,000.00 75.00
4873651 VIENNA VA 22181 SFD 7.125 6.750 $ 3,530.29 360 1-Oct-28 $524,000.00 80.00
4873781 CULVER CITY CA 90232 SFD 7.250 6.750 $ 1,555.37 360 1-Oct-28 $228,000.00 43.18
4873809 SAN DIMAS CA 91773 PUD 7.125 6.750 $ 1,805.57 360 1-Oct-28 $268,000.00 89.33
4874219 WEST LINN OR 97068 SFD 7.125 6.750 $ 2,371.49 360 1-Sep-28 $351,718.51 80.00
4874448 PORT WASHINGTON NY 11050 SFD 7.550 6.750 $ 2,515.46 360 1-Oct-28 $358,000.00 58.88
4874853 SACRAMENTO CA 95816 SFD 7.250 6.750 $ 2,865.14 360 1-Sep-28 $419,672.36 80.00
4874922 MOORPARK CA 93021 SFD 7.500 6.750 $ 1,803.98 360 1-Sep-28 $257,808.52 78.18
4874927 MORRISON CO 80465 SFD 7.125 6.750 $ 1,600.09 360 1-Oct-28 $237,500.00 40.19
4874942 MEDFIELD MA 02052 SFD 7.375 6.750 $ 2,486.44 360 1-Oct-28 $360,000.00 75.00
4874946 W COVINA CA 91791 SFD 7.375 6.750 $ 2,532.50 300 1-Oct-23 $346,500.00 78.75
4875276 BELLE VIEW VA 22307 SFD 7.125 6.750 $ 1,953.79 360 1-Oct-28 $290,000.00 72.50
4876152 ANAHEIM CA 92807 SFD 7.375 6.750 $ 1,857.92 360 1-Oct-28 $269,000.00 53.27
4876510 SMITHTOWN NY 11787 SFD 7.375 6.750 $ 2,182.54 360 1-Oct-28 $316,000.00 80.00
4880773 EL CERRITO CA 94530 SFD 7.000 6.733 $ 2,230.09 360 1-Sep-28 $334,925.25 80.00
4881185 LAS VEGAS NV 89134 SFD 6.875 6.608 $ 1,970.79 360 1-Sep-28 $299,747.96 74.63
4882896 AGOURA HILLS CA 91301 SFD 7.000 6.733 $ 3,326.51 360 1-Sep-28 $499,590.15 72.46
4883260 SAN RAFAEL CA 94903 SFD 7.125 6.750 $ 1,681.60 360 1-Sep-28 $249,400.40 80.00
4883348 LAGUNA BEACH CA 92677 SFD 7.125 6.750 $ 1,724.72 360 1-Sep-28 $255,795.28 77.58
4883377 VAN NUYS AREA CA 91401 SFD 7.375 6.750 $ 1,312.28 360 1-Sep-28 $189,855.42 69.09
4883469 CARMEL VALLEY CA 93924 SFD 7.125 6.750 $ 2,671.29 360 1-Sep-28 $396,182.92 71.57
4885952 SAN JOSE CA 95135 SFD 7.375 6.750 $ 2,935.37 360 1-Oct-28 $425,000.00 67.46
4888495 FOOTHILL RANCH AREA CA 92610 SFD 7.250 6.750 $ 1,896.45 360 1-Sep-28 $277,783.13 79.89
4888514 WHITTIER CA 90603 SFD 7.625 6.750 $ 2,332.18 360 1-Sep-28 $329,261.51 77.53
4891398 PARADISE VALLEY AZ 85253 SFD 7.500 6.750 $ 3,408.68 360 1-Oct-28 $487,500.00 75.00
4895140 SAN RAFAEL CA 94901 SFD 7.500 6.750 $ 2,545.14 360 1-Sep-28 $363,729.86 72.80
6133308 MENDOTA HEIGHTS MN 55118 SFD 7.500 6.750 $ 1,887.88 360 1-Jul-28 $268,991.53 54.55
6330922 DENVER CO 80220 SFD 7.250 6.750 $ 2,865.14 360 1-Jul-28 $419,011.13 45.90
6369275 EVANSTON WY 82930 SFD 7.625 6.750 $ 1,762.41 360 1-Sep-28 $248,819.78 73.24
6430999 SIOUX FALLS SD 57106 SFD 7.500 6.750 $ 3,792.54 360 1-Sep-28 $541,997.46 71.37
6473545 SANTA FE NM 87501 SFD 7.375 6.750 $ 5,611.74 360 1-Sep-28 $811,881.75 65.00
6485459 BOULDER CO 80304 SFD 7.125 6.750 $ 2,358.01 360 1-Sep-28 $349,720.12 49.30
6491041 ATLANTA GA 30331 SFD 7.375 6.750 $ 2,590.03 360 1-Sep-28 $374,714.66 41.67
6494022 OMAHA NE 68152 SFD 7.500 6.750 $ 1,706.08 360 1-Oct-28 $244,000.00 80.00
6495135 CASTLE ROCK CO 80104 SFD 7.250 6.750 $ 2,101.10 360 1-Sep-28 $307,759.73 75.42
6513872 CASTLE ROCK CO 80104 PUD 7.000 6.733 $ 1,841.56 360 1-Sep-28 $276,573.11 70.00
6516159 GREENSBORO NC 27455 SFD 7.125 6.750 $ 2,957.62 360 1-Sep-28 $438,648.94 69.90
6518050 SIOUX FALLS SD 57105 SFD 7.250 6.750 $ 2,455.83 360 1-Oct-28 $360,000.00 80.00
6540718 SCOTTSDALE AZ 85259 PUD 7.250 6.750 $ 3,026.85 360 1-Jul-28 $442,660.32 80.00
6542298 MONTGOMERY TWP NJ 08558 SFD 6.625 6.358 $ 1,920.93 360 1-Sep-28 $299,735.32 69.30
6551852 LIVERMORE CA 94550 SFD 7.000 6.733 $ 2,607.99 360 1-Oct-28 $392,000.00 75.06
6552595 RED FEATHERS LAKE CO 80545 SFD 7.625 6.750 $ 3,255.85 360 1-Aug-28 $459,332.02 75.41
6558007 INDIAN WELLS CA 92210 SFD 8.000 6.750 $ 2,357.40 360 1-Sep-28 $321,059.43 90.00
6561049 CRANBURY NJ 08512 SFD 7.125 6.750 $ 2,323.32 360 1-Sep-28 $344,574.23 79.99
6561221 LITTLETON CO 80127 SFD 7.375 6.750 $ 2,562.40 360 1-Jul-28 $369,846.05 77.29
6565944 SUMMERFIELD NC 27358 PUD 7.000 6.733 $ 1,871.16 360 1-Sep-28 $281,019.46 75.00
6570089 BALLWIN MO 63021 SFD 7.500 6.750 $ 1,762.02 360 1-Aug-28 $251,624.79 71.59
6571150 SCOTTSDALE AZ 85260 PUD 7.500 6.750 $ 1,892.07 360 1-Sep-28 $270,399.18 79.99
6574375 CORONADO CA 92118 SFD 7.500 6.750 $ 6,992.15 360 1-Aug-28 $998,511.06 54.05
6576237 MEDINA MN 55343 SFD 7.125 6.750 $ 1,798.63 360 1-Sep-28 $266,755.13 68.11
6576996 FRANKLIN TWP NJ 08873 SFD 7.500 6.750 $ 1,923.09 360 1-Aug-28 $274,626.50 80.00
6578523 PIERRE SD 57501 SFD 7.625 6.750 $ 1,864.68 360 1-Sep-28 $263,259.33 90.00
6580511 SKILLMAN NJ 08558 SFD 7.375 6.750 $ 2,693.63 360 1-Sep-28 $389,703.24 75.00
6582231 ROCKVILLE MD 20853 PUD 6.875 6.608 $ 2,062.85 360 1-Sep-28 $312,750.19 63.56
6582542 CORNELIUS NC 28031 PUD 7.375 6.750 $ 1,727.98 360 1-Sep-28 $249,996.63 95.00
6586877 FUQUAY VARINA NC 27526 SFD 7.250 6.750 $ 1,663.83 360 1-Aug-28 $243,518.31 80.00
6588871 HOLLAND PA 18966 PUD 7.500 6.750 $ 1,992.76 360 1-Sep-28 $284,788.49 78.05
6599438 WINNEMUCCA NV 89445 SFD 7.500 6.750 $ 1,905.36 360 1-Aug-28 $272,094.27 79.56
6601468 LIVERMORE CA 94550 SFD 7.375 6.750 $ 2,800.57 360 1-Aug-28 $404,864.02 80.00
6607376 VERNON HILLS IL 60061 SFD 7.500 6.750 $ 1,657.14 360 1-Aug-28 $236,647.12 56.43
6608839 CAVE CREEK AZ 85331 SFD 7.375 6.750 $ 1,902.81 360 1-Sep-28 $275,290.37 93.69
6611203 GILROY CA 95020 SFD 7.500 6.750 $ 2,281.98 360 1-Aug-28 $325,877.06 90.00
6611851 SCOTTSDALE AZ 85255 PUD 6.875 6.608 $ 2,261.48 360 1-Sep-28 $343,922.02 79.99
6613349 AITKIN MN 56431 SFD 7.375 6.750 $ 2,520.96 360 1-Aug-28 $364,442.83 79.35
6614017 SAN DIEGO CA 92121 PUD 7.000 6.733 $ 1,950.00 360 1-Aug-28 $292,618.10 79.99
6614545 MORRISVILLE NC 27560 SFD 7.375 6.750 $ 1,934.58 360 1-Aug-28 $279,672.43 66.93
6614883 MALVERN PA 19355 SFD 6.875 6.608 $ 3,655.22 360 1-Jul-28 $553,993.87 80.00
6624158 SCOTTSDALE AZ 85255 SFD 7.500 6.750 $ 1,873.89 360 1-Aug-28 $267,600.98 80.00
6624619 PHOENIX AZ 85045 SFD 7.375 6.750 $ 2,119.56 360 1-Jul-28 $306,177.15 90.00
6627274 SEATTLE WA 98109 SFD 7.000 6.733 $ 1,808.29 360 1-Aug-28 $271,353.12 90.00
6627727 BERTHOUD CO 80513 SFD 7.250 6.750 $ 1,705.44 360 1-Sep-28 $249,804.98 51.33
6631234 INDEPENDENCE MN 55359 SFD 7.125 6.750 $ 2,141.75 360 1-Aug-28 $317,390.05 65.55
6632261 BELLE MEADE NJ 08502 SFD 7.625 6.750 $ 2,300.33 360 1-Sep-28 $324,764.77 75.58
6634603 SAN PEDRO AREA CA 90732 LCO 7.625 6.750 $ 1,719.58 360 1-Sep-28 $242,774.16 89.98
6640369 BRECKSVILLE OH 44141 SFD 7.375 6.750 $ 1,906.26 360 1-Aug-28 $275,578.69 93.24
6640396 LITTLETON CO 80127 PUD 7.500 6.750 $ 1,701.73 360 1-Jul-28 $242,832.75 95.00
6640858 PARADISE VALLEY AZ 85253 SFD 7.500 6.750 $ 4,544.89 360 1-Aug-28 $649,032.21 46.43
6642278 WASHINGTON TWP NJ 07830 SFD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,771.72 63.38
6642547 PRINCETON NJ 08540 SFD 7.500 6.750 $ 2,796.86 360 1-May-28 $398,497.03 79.41
6644776 MEDINA MN 55340 SFD 7.250 6.750 $ 1,978.31 360 1-Aug-28 $289,546.18 70.70
6646125 BRYN MAWR PA 19010 PUD 7.125 6.750 $ 4,379.17 360 1-Sep-28 $649,480.21 62.60
6646377 WEST CHESTER PA 19382 SFD 6.875 6.608 $ 1,964.22 360 1-Aug-28 $298,496.16 68.32
6647163 BELLE MEAD NJ 08502 SFD 7.625 6.750 $ 1,911.04 360 1-Aug-28 $269,607.93 79.41
6647236 BELLE MEAD NJ 08502 SFD 6.875 6.608 $ 1,902.47 360 1-Sep-28 $289,356.70 69.99
6649093 FORT COLLINS CO 80525 PUD 7.250 6.750 $ 1,953.75 360 1-Sep-28 $286,176.58 80.00
6649761 RENTON WA 98058 PUD 6.875 6.608 $ 1,807.80 360 1-Sep-28 $274,958.81 80.00
6652666 LANDENBERG PA 19350 SFD 6.875 6.608 $ 1,755.97 360 1-Sep-28 $267,075.44 79.79
6656189 SNELLVILLE GA 30078 SFD 7.125 6.750 $ 1,816.32 360 1-Aug-28 $269,164.54 90.00
6662526 SAN DIEGO CA 92130 SFD 7.125 6.750 $ 2,703.30 360 1-Aug-28 $400,606.34 80.00
6663571 TRACY CA 95376 SFD 7.125 6.750 $ 1,954.34 360 1-Sep-28 $289,850.02 95.00
6664513 FOUNTAINVILLE PA 18923 SFD 7.250 6.750 $ 2,164.20 360 1-Aug-28 $316,753.54 89.29
6674542 DOWNINGTOWN PA 19335 SFD 7.000 6.733 $ 1,918.40 360 1-Sep-28 $288,113.64 76.89
6676505 LITTLETON CO 80125 SFD 7.375 6.750 $ 2,246.77 360 1-Sep-28 $325,052.47 78.01
6676832 RAMSEY NJ 07446 SFD 6.750 6.483 $ 1,675.98 360 1-Sep-28 $258,177.52 80.00
6688778 SCOTTSDALE AZ 85259 SFD 7.250 6.750 $ 1,978.31 360 1-Aug-28 $289,546.18 86.64
6689676 MESA AZ 85205 SFD 7.250 6.750 $ 2,170.86 360 1-Sep-28 $317,976.75 90.00
6692410 LONGMONT CO 80501 SFD 7.125 6.750 $ 2,098.63 360 1-Sep-28 $311,250.90 70.00
6695302 MIDDLESEX NJ 08846 SFD 7.000 6.733 $ 1,051.51 360 1-Aug-28 $157,790.14 76.06
6696676 ATLANTA GA 30342 PUD 7.500 6.750 $ 2,324.89 360 1-Jul-28 $331,755.07 70.00
6698323 SAN ANTONIO TX 78257 SFD 7.375 6.750 $ 2,590.03 360 1-Sep-28 $374,714.66 79.79
6703706 AFTON MN 55001 SFD 7.250 6.750 $ 3,103.90 360 1-Sep-28 $454,645.06 79.63
6707072 ARVADA CO 80005 SFD 7.250 6.750 $ 1,794.09 360 1-Aug-28 $262,583.44 95.00
6714811 ROCKAWAY TWNSP NJ 07866 SFD 7.625 6.750 $ 318.51 360 1-Sep-28 $44,967.43 18.37
6716663 COLTS NECK NJ 07722 SFD 7.375 6.750 $ 2,431.18 360 1-Oct-28 $352,000.00 80.00
6724261 ASHBURN VA 20148 SFD 7.000 6.733 $ 1,749.08 360 1-Aug-28 $262,467.75 75.00
6726519 CORONADO CA 92118 LCO 7.375 6.750 $ 1,740.50 360 1-Sep-28 $251,808.25 62.22
6726634 ROWLEY MA 01969 SFD 7.375 6.750 $ 1,878.64 360 1-Aug-28 $271,584.78 79.77
6726885 REDWOOD CITY CA 94065 LCO 7.250 6.750 $ 1,736.67 360 1-Aug-28 $254,179.62 80.00
6734575 WOODBURY MN 55125 SFD 7.125 6.750 $ 1,855.42 360 1-Aug-28 $274,958.23 79.99
6734597 ESSEX FELLS NJ 07021 SFD 7.250 6.750 $ 3,145.70 240 1-Sep-18 $397,258.88 70.44
6736591 MENDHAM NJ 07945 SFD 7.250 6.750 $ 2,865.14 360 1-Sep-28 $419,672.36 58.81
6738989 COLORADO SPRINGS CO 80919 SFD 7.250 6.750 $ 1,636.25 360 1-Aug-28 $239,481.65 95.00
6741005 GILROY CA 95020 SFD 7.250 6.750 $ 2,057.44 360 1-Sep-28 $301,364.73 80.00
6743274 PHOENIX AZ 85024 SFD 7.375 6.750 $ 1,859.99 360 1-Aug-28 $268,846.75 79.99
6743784 ISSAQUAH WA 98029 SFD 7.000 6.733 $ 2,228.76 360 1-Sep-28 $334,725.41 72.35
6748660 SAN JOSE CA 95121 SFD 7.250 6.750 $ 2,773.39 360 1-Sep-28 $406,232.85 73.05
6750318 FAIR HAVEN NJ 07704 SFD 7.125 6.750 $ 1,125.08 360 1-Sep-28 $166,861.45 65.23
6750647 OLD BRIDGE NJ 07747 SFD 7.625 6.750 $ 1,905.31 360 1-Aug-28 $268,799.10 95.00
6751154 OAKLAND CA 94610 HCO 7.250 6.750 $ 1,774.21 360 1-Aug-28 $259,674.00 80.00
6752031 WINTER SPRINGS FL 32708 SFD 7.250 6.750 $ 1,757.29 360 1-Aug-28 $257,196.87 80.00
6752501 LAS VEGAS NV 89129 SFD 7.250 6.750 $ 1,708.95 360 1-Sep-28 $250,319.58 95.00
6753780 FALLS CHURCH VA 22046 SFD 7.000 6.733 $ 1,820.27 360 1-Sep-28 $273,375.73 80.00
6754164 LEXINGTON MA 02173 SFD 6.875 6.608 $ 2,299.25 360 1-Aug-28 $349,410.23 58.43
6756656 EAGAN MN 55123 PUD 7.250 6.750 $ 1,715.29 360 1-Sep-28 $251,247.85 80.00
6758472 BUFFALO GROVE IL 60089 SFD 7.250 6.750 $ 1,910.09 360 1-Sep-28 $279,781.58 60.36
6758906 CHINO HILLS CA 91709 SFD 7.375 6.750 $ 2,003.99 360 1-Sep-28 $289,929.22 89.99
6759225 DURANGO CO 81301 SFD 7.375 6.750 $ 2,251.60 360 1-Sep-28 $325,751.94 71.81
6760979 LIVINGSTON NJ 07039 SFD 7.625 6.750 $ 1,826.11 360 1-Aug-28 $257,625.35 86.58
6770609 SAN JOSE CA 95135 SFD 7.250 6.750 $ 2,406.83 360 1-Sep-28 $352,540.77 80.00
6772810 ROCKAWAY NJ 07866 SFD 7.500 6.750 $ 2,136.80 360 1-Sep-28 $305,373.20 80.00
6773290 EAGAN MN 55112 SFD 7.250 6.750 $ 1,853.81 360 1-Sep-28 $271,438.01 79.99
6773349 SOUTHBORO MA 01772 SFD 7.500 6.750 $ 1,960.60 360 1-Aug-28 $279,982.50 80.00
6773952 CHULA VISTA CA 91915 SFD 7.250 6.750 $ 1,611.64 360 1-Aug-28 $235,879.93 80.00
6776060 WHITE LAKE MI 48383 LCO 7.750 6.750 $ 1,799.99 360 1-Oct-28 $251,250.00 94.99
6777009 ANDOVER MN 55304 SFD 7.250 6.750 $ 1,860.09 360 1-Aug-28 $272,243.30 90.00
6777477 HAWTHORN WOODS IL 60047 SFD 7.500 6.750 $ 2,013.74 360 1-Jul-28 $287,354.76 87.27
6780835 TOPSFIELD MA 01923 SFD 7.625 6.750 $ 1,911.04 360 1-Aug-28 $269,607.93 80.00
6783321 ST LOUIS MO 63005 PUD 7.500 6.750 $ 2,265.45 360 1-Jun-28 $323,029.15 80.00
6789260 NEWTOWN PA 18940 SFD 7.250 6.750 $ 3,820.19 360 1-Aug-28 $558,970.55 50.91
6790949 ST PAUL MN 55104 SFD 7.500 6.750 $ 1,957.80 360 1-Jul-28 $279,372.69 80.00
6795714 MORRISON CO 80465 PUD 7.000 6.733 $ 3,132.98 360 1-Aug-28 $470,135.73 85.00
6799463 PHOENIX AZ 85048 SFD 7.500 6.750 $ 1,901.86 360 1-Sep-28 $271,798.14 78.84
6805704 SAN DIEGO CA 92130 PUD 7.125 6.750 $ 2,907.77 360 1-Sep-28 $431,254.86 80.00
6806313 MISSION VIEJO CA 92692 SFD 7.250 6.750 $ 2,503.25 360 1-Sep-28 $366,663.74 86.33
6811439 EDEN PRAIRIE MN 55347 SFD 7.250 6.750 $ 1,875.98 360 1-Aug-28 $274,569.66 89.50
6813678 ASPEN CO 81611 LCO 7.500 6.750 $ 6,292.93 360 1-Oct-28 $900,000.00 60.00
6817318 POTOMAC MD 20854 SFD 6.875 6.608 $ 2,299.25 360 1-Sep-28 $349,705.96 59.32
6819504 SOUTHLAKE TX 76092 SFD 7.500 6.750 $ 1,688.25 360 1-Aug-28 $241,090.50 79.99
6819855 SCOTTSDALE AZ 85255 PUD 7.250 6.750 $ 1,705.44 360 1-Sep-28 $249,804.98 64.43
6819922 CONCORD CA 94518 SFD 7.250 6.750 $ 1,910.09 360 1-Aug-28 $279,561.84 80.00
6821644 PORT WING WI 54865 SFD 7.125 6.750 $ 2,048.10 360 1-Aug-28 $303,512.36 60.80
6822149 GILROY CA 95020 SFD 7.375 6.750 $ 2,046.06 360 1-Aug-28 $295,787.78 88.00
6822418 SIERRA MADRE CA 91024 SFD 7.125 6.750 $ 2,576.30 360 1-Sep-28 $382,094.20 80.00
6823622 CAMARILLO CA 93010 SFD 6.875 6.608 $ 1,855.50 360 1-Aug-28 $281,974.04 80.00
6827849 RANDOLPH NJ 07869 SFD 7.625 6.750 $ 2,329.19 360 1-Sep-28 $328,839.83 79.39
6834082 BUENA PARK CA 90620 SFD 7.125 6.750 $ 1,626.02 360 1-Sep-28 $241,157.00 79.99
6835580 CHEVY CHASE MD 20815 SFD 7.000 6.733 $ 2,017.20 360 1-Sep-28 $302,951.47 80.00
6847810 POTOMAC MD 20854 SFD 7.125 6.750 $ 1,870.24 360 1-Sep-28 $277,378.01 80.00
6849994 SCOTTSDALE AZ 85259 SFD 7.125 6.750 $ 2,861.62 360 1-Sep-28 $424,410.33 73.90
6850292 ASHBURN VA 20147 SFD 7.500 6.750 $ 1,992.76 360 1-Sep-28 $284,788.49 94.42
6852836 CLOVIS CA 93611 SFD 7.500 6.750 $ 1,941.15 360 1-Sep-28 $277,411.96 90.00
6853317 ST CHARLES IL 60175 SFD 7.250 6.750 $ 2,117.82 360 1-Sep-28 $310,207.82 68.13
6855450 BASALT CO 81621 PUD 7.375 6.750 $ 1,851.01 360 1-Aug-28 $267,590.89 80.00
6855898 HO-HO-KUS NJ 07423 SFD 7.750 6.750 $ 2,831.62 360 1-Jul-28 $394,407.69 85.00
6857158 SANTE FE NM 87505 SFD 7.625 6.750 $ 2,300.33 360 1-Jul-28 $324,289.83 79.27
6859765 BENICIA CA 94510 SFD 7.375 6.750 $ 2,087.73 360 1-Aug-28 $301,747.73 80.00
6859990 LAS VEGAS NV 89128 SFD 7.500 6.750 $ 2,185.05 360 1-Jun-28 $311,563.58 71.84
6866360 AUSTIN TX 78746 SFD 7.125 6.750 $ 2,193.63 360 1-Sep-28 $325,339.62 65.12
6867581 BENICIA CA 94510 SFD 7.375 6.750 $ 2,486.47 360 1-Aug-28 $359,456.45 80.00
6870975 SAN MARCOS CA 92069 SFD 7.250 6.750 $ 1,841.88 360 1-Aug-28 $269,577.47 90.87
6875071 SAN DIEGO CA 92130 PUD 7.250 6.750 $ 4,064.75 360 1-Aug-28 $594,917.55 80.00
6876695 ESCONDIDO CA 92027 SFD 7.375 6.750 $ 2,054.76 360 1-Aug-28 $297,045.86 89.88
6877250 AURORA CO 80015 PUD 7.625 6.750 $ 1,786.65 360 1-Sep-28 $252,242.30 90.00
6878935 SAN DIEGO CA 92130 SFD 7.250 6.750 $ 3,014.88 360 1-Sep-28 $441,605.23 68.84
6879342 SAN DIEGO CA 92130 SFD 7.125 6.750 $ 2,215.19 360 1-Sep-28 $328,537.06 80.00
6881770 SAN FRANCISCO CA 94103 LCO 7.500 6.750 $ 1,896.27 360 1-May-28 $269,655.82 80.00
6886624 WILTON CT 06897 SFD 7.125 6.750 $ 1,920.10 360 1-Jul-28 $284,262.19 61.29
6891698 DENVER CO 80209 SFD 7.500 6.750 $ 2,517.17 360 1-Sep-28 $359,732.83 77.09
6891779 FOSTER CITY CA 94404 LCO 7.250 6.750 $ 1,675.42 360 1-Aug-28 $245,215.67 80.00
6891924 COLORADO SPRINGS CO 80919 SFD 7.375 6.750 $ 2,331.03 360 1-Sep-28 $337,243.19 75.84
6894130 BENICIA CA 94510 SFD 7.250 6.750 $ 1,760.29 360 1-Aug-28 $257,636.19 80.00
6895343 PLYMOUTH MN 55447 SFD 7.250 6.750 $ 1,754.56 360 1-Aug-28 $256,797.50 80.00
6897556 OMAHA NE 68114 SFD 7.625 6.750 $ 2,927.43 360 1-Jun-28 $412,391.15 80.00
6900612 CORONADO CA 92118 LCO 7.500 6.750 $ 1,896.27 360 1-Aug-28 $270,796.20 80.00
6900758 SAN DIEGO CA 92130 SFD 6.875 6.608 $ 2,317.97 360 1-Aug-28 $352,255.44 80.00
6901158 SCOTTSDALE AZ 85253 SFD 7.375 6.750 $ 3,453.38 360 1-Sep-28 $499,619.54 41.67
6901319 SAN DIEGO CA 92130 SFD 7.000 6.733 $ 2,591.69 360 1-Sep-28 $389,230.68 89.94
6902644 LAS VEGAS NV 89117 SFD 6.875 6.608 $ 1,654.48 360 1-Aug-28 $251,425.61 89.99
6905611 LOS ANGELES CA 91356 SFD 7.250 6.750 $ 2,548.61 360 1-Aug-28 $373,015.36 80.00
6906678 WAKE FOREST NC 27587 SFD 7.375 6.750 $ 2,935.37 360 1-Sep-28 $424,676.61 62.32
6907928 SAN FRANCISCO CA 94132 SFD 7.000 6.733 $ 1,896.11 360 1-Sep-28 $284,766.39 59.38
6909253 HIGHLANDS RANCH CO 80126 SFD 7.375 6.750 $ 1,961.52 360 1-Jul-28 $283,347.70 80.00
6910383 HIGHLAND MD 20777 SFD 7.250 6.750 $ 1,746.37 360 1-Aug-28 $255,599.39 80.00
6912670 EDGEWORTH PA 15143 SFD 7.625 6.750 $ 2,611.76 360 1-Sep-28 $368,732.93 90.00
6914405 SIMI VALLEY CA 93065 PUD 6.875 6.608 $ 1,635.75 360 1-Sep-28 $248,740.81 69.45
6914850 SAN JOSE CA 95127 SFD 7.125 6.750 $ 2,667.93 360 1-Sep-28 $395,683.32 80.00
6915271 BETHESDA MD 20817 SFD 7.000 6.733 $ 1,543.50 360 1-Aug-28 $231,618.55 80.00
6916118 FAIRFAX STATION VA 22039 SFD 6.875 6.608 $ 2,878.99 360 1-Sep-28 $437,881.82 79.99
6916207 HERNDON VA 20171 SFD 7.125 6.750 $ 1,632.08 360 1-Sep-28 $242,056.28 79.99
6917788 SAN JOSE CA 95135 SFD 7.000 6.733 $ 2,847.49 360 1-Sep-28 $427,649.18 80.00
6920183 GILROY CA 95020 SFD 7.125 6.750 $ 1,692.72 360 1-Aug-28 $250,846.96 74.84
6920734 MISSION VIEJO CA 92692 SFD 7.375 6.750 $ 2,488.50 360 1-Sep-28 $360,025.84 90.00
6921008 HOCKESSIN DE 19707 SFD 7.500 6.750 $ 2,119.35 360 1-Aug-28 $302,652.69 95.00
6921245 RUMSON NJ 07760 SFD 7.375 6.750 $ 2,541.68 360 1-Sep-28 $367,719.99 80.00
6922340 PLEASANTVILLE NY 10570 SFD 7.625 6.750 $ 1,061.69 360 1-Aug-28 $149,782.19 75.00
6923366 ROCKVILLE MD 20850 PUD 7.125 6.750 $ 2,466.82 360 1-Sep-28 $365,857.20 79.99
6923563 LEESBURG VA 20175 SFD 6.875 6.608 $ 1,656.77 360 1-Aug-28 $251,775.04 80.00
6923986 ALISO VIEJO CA 92656 SFD 7.125 6.750 $ 1,866.20 360 1-Aug-28 $276,555.66 84.99
6924148 ROCKVILLE MD 20850 SFD 7.500 6.750 $ 3,177.93 360 1-Sep-28 $454,162.70 80.00
6924201 GREAT FALLS VA 22066 SFD 7.250 6.750 $ 2,728.71 360 1-Sep-28 $398,687.96 50.00
6926593 RENTON WA 98058 SFD 7.500 6.750 $ 1,887.88 360 1-Aug-28 $269,597.99 79.41
6927109 BEDFORD NH 03110 SFD 7.000 6.733 $ 1,772.37 360 1-Jul-28 $265,741.06 80.00
6927303 APPLETON WI 54915 SFD 7.375 6.750 $ 1,795.76 360 1-Aug-28 $259,603.10 80.00
6927536 FORT COLLINS CO 80524 SFD 6.750 6.483 $ 1,608.52 360 1-Sep-28 $247,786.48 80.00
6927648 KIRKLAND WA 98033 SFD 7.250 6.750 $ 2,933.36 360 1-Sep-28 $429,664.56 55.13
6927944 WARREN NJ 07060 SFD 7.375 6.750 $ 2,762.70 360 1-Sep-28 $399,695.63 65.33
6928189 EAU CLAIRE WI 54701 SFD 7.750 6.750 $ 2,713.41 360 1-Jul-28 $377,942.86 75.00
6928578 SAN LORENZO CA 94580 SFD 7.750 6.750 $ 1,667.45 360 1-Aug-28 $232,420.40 95.00
6929488 TRUMBULL CT 06611 SFD 7.375 6.750 $ 1,650.71 360 1-Sep-28 $238,818.14 73.54
6929629 RIVERDALE NY 10471 SFD 7.625 6.750 $ 2,477.28 360 1-Sep-28 $349,746.68 29.17
6929947 MORGAN HILL CA 95037 SFD 7.500 6.750 $ 2,852.80 360 1-Sep-28 $407,697.20 80.00
6930529 HERNDON VA 20171 SFD 6.875 6.608 $ 1,855.17 360 1-Aug-28 $281,924.14 80.00
6930721 SOUTH RIDING VA 20152 SFD 6.750 6.483 $ 1,901.37 360 1-Sep-28 $292,897.60 80.00
6931282 HOLMDEL NJ 07701 SFD 6.875 6.608 $ 1,855.82 360 1-Sep-28 $282,262.67 60.43
6932140 NORTH WALES PA 19454 SFD 6.750 6.483 $ 1,575.55 360 1-Aug-28 $242,246.93 80.00
6932613 HERNDON VA 20171 SFD 6.875 6.608 $ 1,891.95 360 1-Aug-28 $287,514.71 79.60
6932666 LEESBURG VA 20175 SFD 6.750 6.483 $ 1,790.13 360 1-Aug-28 $275,523.40 79.98
6932949 SOUTH RIDING VA 20152 SFD 6.875 6.608 $ 2,203.34 360 1-Sep-28 $335,118.22 79.90
6933087 WAYNE NJ 07470 SFD 7.625 6.750 $ 2,076.67 360 1-Aug-28 $292,973.93 90.00
6933276 SWAMPSCOTT MA 01907 SFD 7.250 6.750 $ 3,438.17 360 1-Jul-28 $502,813.34 80.00
6934779 REDWOOD CITY CA 94061 SFD 7.375 6.750 $ 1,920.08 360 1-Sep-28 $277,788.46 69.50
6934877 MAUMELLE AR 72113 SFD 7.125 6.750 $ 2,021.16 360 1-Sep-28 $299,760.09 76.57
6934944 SARATOGA CA 95070 SFD 7.000 6.733 $ 3,512.92 360 1-Sep-28 $527,585.18 49.54
6935436 STILLWELL KS 66085 SFD 7.375 6.750 $ 2,025.04 360 1-Jul-28 $292,523.58 90.00
6936517 ARROYO GRANDE CA 93420 SFD 7.250 6.750 $ 1,639.27 360 1-Sep-28 $240,112.54 90.00
6936875 GAITHERSBURG MD 20878 SFD 7.500 6.750 $ 2,410.19 360 1-Aug-28 $344,186.78 90.00
6936952 GOLF IL 60029 SFD 7.500 6.750 $ 2,552.13 360 1-Jul-28 $364,182.27 73.00
6937583 FOLSOM CA 95630 PUD 7.750 6.750 $ 1,874.61 360 1-Aug-28 $261,296.45 95.00
6937910 HILLSBOROUGH NJ 08876 SFD 7.875 6.750 $ 1,887.36 360 1-Sep-28 $260,120.86 95.00
6938145 NAPLES FL 34108 SFD 7.500 6.750 $ 3,826.10 360 1-Sep-28 $546,793.90 80.00
6938494 WASHINGTON DC 20010 SFD 7.000 6.733 $ 1,946.01 360 1-Aug-28 $292,019.08 90.00
6939313 OMAHA NE 68136 SFD 7.250 6.750 $ 1,757.29 360 1-Sep-28 $257,399.04 80.00
6939393 TEMECULA CA 92592 SFD 7.750 6.750 $ 2,095.51 360 1-Sep-28 $292,293.55 75.00
6940478 SHARON MA 02067 SFD 7.250 6.750 $ 1,675.42 360 1-Sep-28 $245,408.41 80.00
6940915 ORONO MN 55356 SFD 7.500 6.750 $ 4,195.29 360 1-Sep-28 $599,554.71 80.00
6942471 LA JOLLA CA 92037 SFD 7.750 6.750 $ 8,596.95 360 1-Jun-28 $1,196,579.23 46.15
6942487 BERKELEY CA 94708 SFD 7.500 6.750 $ 2,013.74 360 1-Aug-28 $287,081.89 77.84
6942598 GLEN RIDGE NJ 07028 SFD 7.500 6.750 $ 2,010.24 360 1-Aug-28 $287,071.94 78.23
6942648 GILROY CA 95020 SFD 7.125 6.750 $ 2,107.73 360 1-Sep-28 $312,599.82 80.00
6943230 WINCHESTER MA 01890 SFD 7.500 6.750 $ 2,684.98 360 1-Sep-28 $383,715.02 80.00
6943386 PALO ALTO CA 94306 SFD 7.000 6.733 $ 3,299.90 360 1-Aug-28 $495,184.49 80.00
6944473 BOZEMAN MT 59715 SFD 7.375 6.750 $ 2,002.96 360 1-Aug-28 $289,557.31 74.99
6945581 CLARKSVILLE MD 21029 PUD 7.500 6.750 $ 2,796.86 360 1-Jul-28 $399,103.84 80.00
6946016 PULLMAN WA 99163 SFD 7.375 6.750 $ 2,313.76 360 1-Jul-28 $334,230.57 47.86
6946304 ROCKVILLE MD 20852 SFD 7.375 6.750 $ 2,072.03 360 1-Aug-28 $299,542.04 61.35
6948401 SNOQUALMIE WA 98065 SFD 7.250 6.750 $ 2,394.44 360 1-Sep-28 $350,726.19 79.99
6949810 MILTON MA 02186 SFD 7.125 6.750 $ 3,099.11 360 1-Aug-28 $459,262.10 80.00
6950306 WASHINGTON DC 20012 SFD 7.000 6.733 $ 1,674.90 360 1-Aug-28 $251,335.73 95.00
6950975 WALL TOWNSHIP NJ 07719 SFD 7.875 6.750 $ 1,957.69 360 1-Sep-28 $269,814.19 75.00
6951470 BEL AIR MD 21014 PUD 7.500 6.750 $ 1,732.77 360 1-Sep-28 $247,632.08 90.00
6951878 SOUTH PASADENA CA 91030 SFD 7.250 6.750 $ 1,652.57 360 1-Sep-28 $242,061.02 95.00
6952492 IRVINE CA 92612 LCO 7.375 6.750 $ 1,712.87 360 1-Aug-28 $247,621.44 80.00
6952682 SOUTH ORANGE NJ 07079 SFD 7.375 6.750 $ 2,529.94 360 1-Aug-28 $365,740.85 88.59
6952878 ANNANDALE MN 56302 SFD 7.125 6.750 $ 1,643.87 360 1-Aug-28 $243,608.60 70.72
6953013 URBANDALE IA 50322 SFD 7.375 6.750 $ 1,958.06 360 1-Aug-28 $282,966.62 90.00
6953324 NORTH ANDOVER MA 01845 SFD 7.000 6.733 $ 2,780.96 360 1-Aug-28 $417,312.74 80.00
6954314 PASADENA CA 91107 SFD 7.000 6.733 $ 1,929.38 360 1-Aug-28 $289,523.19 58.00
6954519 PHOENIX AZ 85048 SFD 7.875 6.750 $ 1,846.75 360 1-Aug-28 $254,348.29 90.00
6954683 BOULDER CO 80301 SFD 7.375 6.750 $ 2,590.03 360 1-Aug-28 $374,427.56 42.86
6955253 PEWAUKEE WI 53072 SFD 7.250 6.750 $ 1,866.43 360 1-Aug-28 $273,171.85 80.00
6956188 WINCHESTER MA 01890 SFD 7.500 6.750 $ 2,781.75 360 1-Sep-28 $397,544.75 80.00
6956352 DUNWOODY GA 30338 SFD 7.000 6.733 $ 1,663.26 360 1-Aug-28 $249,588.95 76.45
6957537 MILL CREEK WA 98012 PUD 7.250 6.750 $ 1,719.08 360 1-Sep-28 $251,803.42 75.45
6958981 ROLLING HILLS CA 90274 SFD 7.250 6.750 $ 6,821.76 360 1-Aug-28 $998,435.10 66.67
6958999 SAN JOSE CA 95112 SFD 7.375 6.750 $ 2,116.23 360 1-Sep-28 $306,166.85 80.00
6959223 SAN DIEGO CA 92130 SFD 7.125 6.750 $ 3,368.59 360 1-Sep-28 $499,600.16 66.68
6959650 OMAHA NE 68116 SFD 7.375 6.750 $ 1,976.55 360 1-Aug-28 $284,939.14 80.00
6959781 WYNNEWOOD PA 19096 SFD 7.375 6.750 $ 1,851.01 360 1-Sep-28 $267,796.07 80.00
6959857 ARDSELY NY 10503 SFD 7.500 6.750 $ 1,538.27 360 1-Jul-28 $219,507.12 55.00
6959904 CAMPBELL CA 95008 SFD 7.500 6.750 $ 2,503.19 360 1-Sep-28 $357,734.31 67.80
6960390 NEWARK CA 94560 SFD 7.500 6.750 $ 1,759.92 360 1-Aug-28 $251,325.25 94.98
6960500 BARRINGTON IL 60010 SFD 7.625 6.750 $ 1,911.04 360 1-Aug-28 $269,607.93 72.97
6960828 CUPERTINO CA 95014 SFD 7.125 6.750 $ 2,829.62 360 1-Sep-28 $419,664.13 73.68
6961567 FORT WORTH TX 76109 SFD 7.250 6.750 $ 2,537.70 360 1-Sep-28 $371,709.80 80.00
6962004 OMAHA NE 68124 SFD 7.250 6.750 $ 1,841.88 360 1-Sep-28 $269,789.37 90.00
6962124 FAIR HAVEN NJ 07704 SFD 6.875 6.608 $ 4,099.24 360 1-Sep-28 $623,475.76 80.00
6962894 PENLLYN PA 19422 SFD 7.000 6.733 $ 3,991.82 360 1-Aug-28 $599,013.49 54.55
6963009 LAKE BLUFF IL 60044 SFD 7.250 6.750 $ 2,285.29 360 1-Jul-28 $334,210.66 64.42
6963909 SCOTTSDALE AZ 85259 SFD 7.625 6.750 $ 2,123.38 360 1-Aug-28 $299,564.36 94.73
6963954 ASPEN CO 81611 SFD 7.500 6.750 $ 5,593.72 360 1-Aug-28 $798,808.85 64.00
6964370 GOLDEN CO 80401 SFD 7.500 6.750 $ 2,657.02 360 1-Aug-28 $379,434.20 80.00
6964376 ATLANTA GA 30342 SFD 7.625 6.750 $ 3,153.22 360 1-Jul-28 $444,432.07 71.85
6965137 WILLITS CA 95490 SFD 7.500 6.750 $ 1,704.34 360 1-Aug-28 $243,387.07 75.00
6966393 TROY MI 48098 SFD 7.125 6.750 $ 4,244.43 360 1-Sep-28 $629,496.20 77.30
6967168 SAN JOSE CA 95123 SFD 7.250 6.750 $ 2,862.75 360 1-Sep-28 $419,322.64 79.99
6967216 STEVENSON RANCH CA 91381 PUD 7.500 6.750 $ 1,618.68 360 1-Oct-28 $231,500.00 94.99
6967250 MIDDLETOWN NJ 07748 SFD 7.375 6.750 $ 1,633.45 360 1-Sep-28 $236,320.04 79.76
6969004 SCOTTSDALE AZ 85259 SFD 7.000 6.733 $ 1,942.68 360 1-Aug-28 $291,519.91 80.00
6969058 LEBANON TWP NJ 08833 SFD 7.750 6.750 $ 1,902.07 360 1-Sep-28 $265,312.62 94.99
6971225 CORONADO CA 92118 SFD 7.500 6.750 $ 6,992.15 360 1-Aug-28 $998,511.06 80.00
6971622 TEANECK NJ 07666 SFD 7.500 6.750 $ 1,777.75 360 1-Sep-28 $254,061.31 90.00
6972704 SMYRNA GA 30080 SFD 7.250 6.750 $ 2,019.24 360 1-Aug-28 $295,421.33 80.00
6972916 VENTURA CA 93001 SFD 7.750 6.750 $ 852.53 360 1-Jul-28 $118,746.40 70.00
6972922 BOCA RATON FL 33496 PUD 7.375 6.750 $ 2,072.03 360 1-Sep-28 $299,771.72 67.95
6975358 MONSEY NY 10952 SFD 7.375 6.750 $ 1,864.82 360 1-Aug-28 $269,553.42 90.00
6975423 DANVILLE CA 94506 SFD 7.125 6.750 $ 3,065.42 360 1-Aug-28 $454,270.12 70.00
6976095 MORRISVILLE NC 27560 PUD 7.125 6.750 $ 2,123.22 360 1-Aug-28 $314,644.47 80.00
6976669 MINNEAPOLIS MN 55408 SFD 7.250 6.750 $ 1,691.80 360 1-Sep-28 $247,806.53 80.00
6976701 BRICK NJ 08724 SFD 6.875 6.608 $ 1,721.15 360 1-Aug-28 $261,558.52 74.86
6976718 ARLINGTON VA 22207 SFD 6.750 6.483 $ 1,748.62 360 1-Aug-28 $269,134.45 80.00
6976777 RICHBORO PA 18954 SFD 7.250 6.750 $ 2,007.64 360 1-Sep-28 $294,070.42 90.00
6977182 WAKE FOREST NC 27587 SFD 6.750 6.483 $ 3,204.07 360 1-Aug-28 $493,146.97 76.00
6977283 WESTMINSTER CO 80234 SFD 7.250 6.750 $ 2,030.50 360 1-Sep-28 $297,417.80 90.00
6977678 OMAHA NE 68118 SFD 7.375 6.750 $ 1,853.77 360 1-Aug-28 $267,943.77 80.00
6978336 THOUSAND OAKS CA 91362 SFD 6.875 6.608 $ 3,310.92 360 1-Sep-28 $503,576.58 80.00
6979062 BIRMINGHAM AL 35213 SFD 7.625 6.750 $ 3,510.66 360 1-Oct-28 $496,000.00 80.00
6979097 LA HABRA HEIGHTS CA 90631 SFD 7.125 6.750 $ 1,953.78 360 1-Aug-28 $289,534.82 73.98
6979126 TACOMA WA 98407 SFD 6.875 6.608 $ 3,626.25 360 1-Aug-28 $550,693.95 80.00
6979135 VISALIA CA 93291 SFD 7.500 6.750 $ 1,845.93 360 1-Aug-28 $263,606.92 60.69
6979392 WIXOM MI 48393 SFD 7.625 6.750 $ 1,664.73 360 1-Aug-28 $234,858.46 80.00
6979426 BLOOMINGTON MN 55437 SFD 7.500 6.750 $ 2,055.69 360 1-Aug-28 $293,562.26 45.23
6979624 CORTEZ CO 81321 SFD 7.500 6.750 $ 2,629.05 360 1-Aug-28 $375,440.16 60.16
6980544 LITTLETON CO 80123 PUD 7.125 6.750 $ 2,541.47 360 1-Sep-28 $376,928.33 70.00
6980911 SILVER SPRING MD 20910 SFD 7.375 6.750 $ 1,600.98 360 1-Sep-28 $231,621.75 95.00
6981280 HENDERSON NV 89014 SFD 7.625 6.750 $ 5,888.84 360 1-Jul-28 $830,181.98 61.63
6981404 MAMMOTH LAKES CA 93546 LCO 7.250 6.750 $ 1,896.45 360 1-Aug-28 $277,564.95 73.54
6981535 MAPLE GROVE MN 55369 SFD 7.500 6.750 $ 1,700.49 360 1-Aug-28 $242,837.89 95.00
6981540 ACCOKEEK MD 20607 SFD 7.250 6.750 $ 2,302.35 360 1-Sep-28 $337,236.71 90.00
6981746 BRECKENRIDGE CO 80424 SFD 7.250 6.750 $ 2,046.53 360 1-Sep-28 $299,765.97 85.71
6982148 MONTCLAIR NJ 07042 SFD 7.375 6.750 $ 1,982.24 360 1-Sep-28 $286,781.61 79.94
6983482 EDWARDSVILLE IL 62025 SFD 7.375 6.750 $ 2,154.91 360 1-Sep-28 $311,762.59 80.00
6985722 DOVE CANYON AREA CA 92679 SFD 7.500 6.750 $ 2,062.68 360 1-Aug-28 $294,472.91 74.68
6986144 SAN FRANCISCO CA 94105 HCO 7.000 6.733 $ 1,703.17 360 1-Aug-28 $255,579.10 80.00
6986389 FAIRFAX VA 22039 SFD 7.000 6.733 $ 1,729.79 360 1-Aug-28 $259,572.51 80.00
6986712 SACRAMENTO CA 95816 SFD 7.625 6.750 $ 1,687.73 360 1-Sep-28 $238,277.42 95.00
6986845 BRIARCLIFF MANOR NY 10510 SFD 7.250 6.750 $ 2,865.14 360 1-Sep-28 $419,172.36 63.88
6987230 COLONIA NJ 07067 SFD 7.750 6.750 $ 1,799.99 360 1-Aug-28 $250,894.19 75.00
6987277 MINNETONKA BEACH MN 55391 SFD 7.250 6.750 $ 2,174.44 360 1-Aug-28 $318,118.22 85.00
6987327 CHESHIRE CT 06410 SFD 7.000 6.733 $ 1,646.02 360 1-Aug-28 $247,003.22 90.00
6987872 CAMARILLO CA 93010 SFD 7.500 6.750 $ 492.95 360 1-Aug-28 $70,395.03 28.26
6987884 RENTON WA 98059 SFD 7.250 6.750 $ 1,749.10 360 1-Aug-28 $255,998.75 90.00
6987973 NORTH BEND OR 97459 SFD 7.375 6.750 $ 1,975.33 360 1-Sep-28 $285,782.38 80.00
6988086 WASHINGTON DC 20015 SFD 7.375 6.750 $ 1,823.38 360 1-Aug-28 $263,597.01 80.00
6988127 TIGARD OR 97224 SFD 7.250 6.750 $ 1,800.95 360 1-Aug-28 $263,586.86 75.00
6988950 ALAMO CA 94507 SFD 7.375 6.750 $ 1,864.82 360 1-Aug-28 $269,587.84 56.25
6989098 CARBONDALE CO 81623 SFD 7.375 6.750 $ 2,037.49 360 1-Aug-28 $294,549.68 73.75
6989269 MERIDIAN ID 83712 SFD 7.250 6.750 $ 1,626.31 360 1-Aug-28 $238,026.92 90.00
6989331 WOODINVILLE WA 98072 PUD 7.250 6.750 $ 3,308.01 360 1-Aug-28 $484,161.15 80.00
6989773 FAIRFAX STATION VA 22039 SFD 7.000 6.733 $ 1,916.07 360 1-Sep-28 $287,763.93 80.00
6989782 RICHMOND TX 77469 SFD 6.750 6.483 $ 1,943.20 360 1-Sep-28 $299,342.05 80.00
7000298 LITTLE SILVER NJ 07739 SFD 7.375 6.750 $ 2,289.59 360 1-Sep-28 $331,247.75 79.88
7000861 ROSEVILLE CA 95661 SFD 7.375 6.750 $ 1,933.89 360 1-Aug-28 $279,572.57 70.00
7003264 EUGENE OR 97405 SFD 7.500 6.750 $ 1,657.31 360 1-Aug-28 $236,672.10 95.00
7003289 MCLEAN VA 22102 SFD 6.875 6.608 $ 1,839.40 360 1-Aug-28 $279,528.19 80.00
7003893 VALLEY COTTAGE NY 10900 SFD 7.500 6.750 $ 1,753.28 360 1-Aug-28 $250,376.65 80.00
7004130 MEDIA PA 19063 SFD 6.875 6.608 $ 1,997.06 360 1-Sep-28 $303,573.24 80.00
7004140 ATLANTA GA 30327 SFD 6.875 6.608 $ 4,230.62 360 1-Sep-28 $643,458.96 80.00
7004217 TEMECULA CA 92592 SFD 7.250 6.750 $ 1,637.22 360 1-Aug-28 $239,606.82 89.92
7004495 BELLEVUE WA 98005 SFD 7.500 6.750 $ 1,762.02 360 1-Aug-28 $251,624.79 80.00
7004769 STILLWATER MN 55082 SFD 7.250 6.750 $ 1,875.98 360 1-Aug-28 $274,569.66 39.86
7004810 ALTON NH 03809 SFD 7.750 6.750 $ 2,095.51 360 1-Sep-28 $292,293.55 63.59
7005540 DURANGO CO 81301 SFD 7.375 6.750 $ 1,726.69 360 1-Aug-28 $249,618.37 41.67
7008619 THOUSAND OAKS CA 91361 SFD 7.375 6.750 $ 6,906.75 360 1-Aug-28 $998,473.49 23.81
7008917 EDEN PRAIRIE MN 55347 SFD 7.500 6.750 $ 2,384.32 360 1-Sep-28 $340,746.93 68.20
7010245 ALPHARETTA GA 30022 SFD 7.250 6.750 $ 2,101.10 360 1-Aug-28 $307,518.01 80.00
7010387 EDINA MN 55424 SFD 7.250 6.750 $ 2,068.36 360 1-Jul-28 $302,486.12 80.00
7010467 WINTER PARK FL 32789 SFD 7.375 6.750 $ 1,985.69 360 1-Aug-28 $286,846.32 69.78
7012154 BARRINGTON IL 60010 SFD 7.375 6.750 $ 3,782.14 360 1-Sep-28 $547,183.32 80.00
7015828 CLINTON TWP NJ 08833 SFD 7.500 6.750 $ 5,768.52 360 1-Sep-28 $824,387.73 75.00
7015971 FRANKLIN MA 02038 SFD 7.000 6.733 $ 758.44 360 1-Aug-28 $113,812.57 64.04
7016210 OJAI CA 93023 SFD 7.125 6.750 $ 2,688.14 360 1-Sep-28 $398,680.92 66.61
7016956 HOCKESSIN DE 19707 SFD 7.500 6.750 $ 1,873.89 360 1-Aug-28 $267,574.70 80.00
7017809 SIOUX FALLS SD 57105 SFD 7.375 6.750 $ 1,926.98 360 1-Aug-28 $278,574.11 75.00
7018391 CAMPBELL CA 95008 PUD 7.375 6.750 $ 2,016.77 360 1-Oct-28 $292,000.00 80.00
7018640 WATERTOWN MA 02172 SFD 7.250 6.750 $ 2,011.06 360 1-Aug-28 $294,338.65 76.57
7019003 LEESBURG VA 20175 SFD 7.125 6.750 $ 1,970.63 360 1-Aug-28 $292,030.79 74.05
7019089 LAKEVILLE MN 55044 SFD 7.125 6.750 $ 1,848.68 360 1-Aug-28 $273,959.84 80.00
7019188 COMFORT TX 78013 SFD 7.125 6.750 $ 1,785.35 360 1-Aug-28 $264,564.12 70.67
7019340 RESCUE CA 95672 PUD 7.250 6.750 $ 1,676.18 360 1-Sep-28 $245,518.32 75.60
7021776 SAN DIEGO CA 92130 SFD 7.625 6.750 $ 2,328.64 360 1-Sep-28 $328,761.88 69.26
7022313 NORFOLK VA 23508 SFD 7.000 6.733 $ 1,886.13 360 1-Aug-28 $283,033.88 78.75
7022341 BERNARDS TWP NJ 07920 PUD 7.375 6.750 $ 2,762.70 360 1-Aug-28 $399,389.39 80.00
7022579 LARKSPUR CO 80118 SFD 7.125 6.750 $ 1,799.81 360 1-Sep-28 $266,931.36 69.39
7022674 WILDWOOD MO 63011 SFD 7.750 6.750 $ 1,740.88 360 1-Oct-28 $240,567.83 90.00
7024477 LA PALMA CA 90623 SFD 7.125 6.750 $ 1,841.12 360 1-Aug-28 $272,779.40 75.00
7024497 LOS ANGELES CA 90045 SFD 7.250 6.750 $ 1,855.52 360 1-Aug-28 $271,574.34 80.00
7024801 RAMSEY NJ 07446 SFD 7.500 6.750 $ 1,713.08 360 1-Aug-28 $244,635.20 81.67
7024820 GLEN ROCK NJ 07452 SFD 7.500 6.750 $ 2,095.20 360 1-Sep-28 $299,427.61 94.68
7026669 IJAMSVILLE MD 21754 SFD 7.500 6.750 $ 1,959.20 240 1-Aug-18 $242,318.86 70.49
7026828 FALLS CHURCH VA 22044 SFD 7.125 6.750 $ 2,721.82 360 1-Sep-28 $403,676.93 80.00
7026844 PRIOR LAKE MN 55372 SFD 7.375 6.750 $ 2,072.03 360 1-Aug-28 $299,542.04 68.53
7026867 WEST CHESTER OH 45069 SFD 7.750 6.750 $ 1,811.81 360 1-Aug-28 $252,443.19 90.00
7027376 PARK RIDGE IL 60068 LCO 7.500 6.750 $ 1,841.38 360 1-Aug-28 $262,957.90 65.02
7029485 MONUMENT CO 80132 SFD 7.125 6.750 $ 2,256.96 360 1-Sep-28 $334,732.10 65.69
7029508 MEDFIELD MA 02052 SFD 7.625 6.750 $ 1,684.55 360 1-Sep-28 $237,827.74 59.50
7029619 CHAPEL HILL NC 27516 SFD 6.875 6.608 $ 2,075.90 360 1-Aug-28 $315,467.52 80.00
7032347 SAN JOSE CA 95111 SFD 7.500 6.750 $ 1,789.99 360 1-Aug-28 $255,618.83 89.64
7032428 SCHAUMBURG IL 60173 SFD 7.250 6.750 $ 3,069.79 360 1-Oct-28 $450,000.00 62.07
7032442 SAN MARCOS CA 92069 SFD 7.625 6.750 $ 1,815.49 360 1-Aug-28 $256,127.52 90.00
7032910 OMAHA NE 68130 SFD 7.250 6.750 $ 3,656.46 360 1-Aug-28 $535,161.22 80.00
7034583 CAPE MAY NJ 08204 SFD 7.500 6.750 $ 3,272.32 360 1-Aug-28 $467,303.19 80.00
7034585 NEW ROCHELLE NY 10804 SFD 7.500 6.750 $ 1,706.08 360 1-Aug-28 $243,636.71 80.00
7034639 ANDOVER MA 01810 SFD 7.125 6.750 $ 1,660.04 360 1-Aug-28 $245,942.37 77.00
7035493 CHANHASSEN MN 55317 SFD 7.250 6.750 $ 1,848.42 360 1-Aug-28 $270,534.97 95.00
7036724 CHELMSFORD MA 01824 SFD 7.000 6.733 $ 1,703.17 360 1-Sep-28 $255,790.16 80.00
7036745 SAN JOSE CA 95123 SFD 7.500 6.750 $ 1,908.86 360 1-Aug-28 $272,593.51 71.28
7036925 DELLWOOD MN 55110 SFD 7.250 6.750 $ 2,532.58 360 1-Sep-28 $370,960.39 75.00
7037586 COCOA BEACH FL 32931 HCO 7.750 6.750 $ 961.78 360 1-Sep-28 $134,155.25 75.00
7038039 IRVINE CA 92604 LCO 7.000 6.733 $ 1,689.87 360 1-Aug-28 $253,572.19 76.97
7040265 APPLETON WI 54915 SFD 7.625 6.750 $ 2,813.48 360 1-Aug-28 $396,922.77 75.00
7040353 GREENWICH CT 06831 SFD 7.375 6.750 $ 2,473.70 240 1-Sep-18 $309,431.51 68.89
7041793 SKOKIE IL 60076 SFD 7.375 6.750 $ 1,817.86 360 1-Sep-28 $262,999.72 80.00
7041905 CHULA VISTA CA 91915 PUD 7.250 6.750 $ 1,752.51 360 1-Sep-28 $256,699.59 80.00
7042595 LITCHFIELD PARK AZ 85340 SFD 7.375 6.750 $ 1,864.82 360 1-Aug-28 $269,571.99 87.10
7042778 APTOS CA 95003 SFD 7.125 6.750 $ 1,677.56 360 1-Aug-28 $248,600.58 68.22
7042935 BEVERLY MA 01915 SFD 7.750 6.750 $ 2,007.75 360 1-Sep-28 $280,052.20 95.00
7044140 BROOMFIELD CO 80020 PUD 7.500 6.750 $ 1,899.77 360 1-Sep-28 $271,498.36 95.00
7046642 REDMOND WA 98053 SFD 7.125 6.750 $ 1,690.97 360 1-Sep-28 $250,789.28 71.51
7046674 MERCER ISLAND WA 98040 SFD 7.375 6.750 $ 3,384.31 360 1-Sep-28 $489,627.15 68.72
7046902 LOCUST GROVE VA 22508 PUD 7.500 6.750 $ 1,713.08 360 1-Sep-28 $244,818.17 76.56
7047209 PARK CITY UT 84098 SFD 7.625 6.750 $ 1,990.67 360 46966 $280,680.45 90.00
7047351 LOS ANGELES CA 90272 SFD 7.000 6.733 $ 2,328.56 360 46997 $349,713.11 58.42
7047509 GREENVILLE DE 19807 SFD 7.375 6.750 $ 4,489.39 360 46997 $649,505.40 54.17
7047631 HAYMARKET VA 20169 SFD 7.500 6.750 $ 2,013.74 360 46966 $287,571.18 80.00
7047647 UPPER ST CLAIR PA 15241 SFD 7.125 6.750 $ 1,722.02 360 46966 $255,146.32 90.00
7048334 WAYNE NJ 07470 SFD 7.500 6.750 $ 978.90 360 46997 $139,896.10 68.29
7048555 SAN RAMON CA 94583 PUD 7.500 6.750 $ 1,750.13 360 46966 $249,927.33 79.46
7051539 SAN DIEGO CA 92130 SFD 7.125 6.750 $ 2,694.87 360 46997 $399,680.13 87.53
7051765 NAPERVILLE IL 60564 PUD 7.250 6.750 $ 2,592.27 360 46997 $379,703.56 79.17
7055642 GLENDALE CA 91207 SFD 7.000 6.733 $ 1,804.30 360 46966 $270,754.10 80.00
7056390 EDEN PRAIRIE MN 55346 SFD 7.375 6.750 $ 1,726.69 360 46966 $249,618.37 65.10
7056510 CHULA VISTA CA 91910 SFD 7.000 6.733 $ 1,598.39 360 46997 $240,053.07 89.98
7057015 SAN JOSE CA 95123 SFD 7.250 6.750 $ 2,148.86 360 46997 $314,754.27 62.49
7057103 LOS OSOS CA 93402 SFD 6.875 6.608 $ 1,655.46 360 46997 $251,788.29 70.00
7057132 SILVER SPRING MD 20910 SFD 7.375 6.750 $ 1,933.89 360 46997 $279,786.94 80.00
7057852 SAN DIEGO CA 92129 SFD 7.375 6.750 $ 1,768.13 360 46997 $255,805.20 73.14
7058098 ELKRIDGE MD 21075 SFD 6.875 6.608 $ 1,631.05 360 46966 $247,865.63 80.00
7058213 CASTAIC AREA CA 91384 SFD 7.625 6.750 $ 1,868.58 360 46966 $263,616.63 95.00
7058966 SCOTTSDALE AZ 85255 PUD 7.250 6.750 $ 2,916.30 360 46966 $426,831.01 51.51
7060511 BETHESDA MD 20816 SFD 6.875 6.608 $ 1,773.71 360 46997 $269,773.17 72.97
7060853 ATLANTA GA 30327 SFD 7.250 6.750 $ 2,575.90 360 46997 $377,305.43 80.00
7061846 NAPLES FL 34108 HCO 8.125 6.750 $ 7,424.97 360 46997 $999,345.86 50.00
7062270 HOLLISTER CA 95023 SFD 7.375 6.750 $ 1,736.15 360 46997 $251,178.73 95.00
7062314 STATE COLLEGE PA 16801 SFD 7.375 6.750 $ 1,906.26 360 46997 $275,789.99 80.00
7062846 CHARLOTTE NC 28277 SFD 7.125 6.750 $ 2,021.16 360 46997 $299,760.09 74.07
7063678 SAN JOSE CA 95123 SFD 7.250 6.750 $ 1,811.18 360 46997 $265,242.88 90.00
7063763 LAUREL MD 20707 SFD 7.500 6.750 $ 1,887.88 360 46997 $269,799.62 90.00
7063888 ISSAQUAH WA 98029 SFD 7.500 6.750 $ 2,443.75 360 46997 $349,240.63 69.62
7063905 GREENWICH TWNSP NJ 08804 SFD 7.875 6.750 $ 1,894.61 360 46997 $261,120.17 90.00
7064653 SOUTHLAKE TX 76092 PUD 7.000 6.733 $ 1,878.81 360 46997 $282,168.52 80.00
7064989 MIDLAND TX 79707 SFD 7.125 6.750 $ 1,651.28 360 46966 $244,706.84 95.00
7065014 FOSTER CITY CA 94404 SFD 7.000 6.733 $ 1,829.58 360 46966 $274,277.44 58.51
7065410 SAN DIEGO CA 92131 SFD 7.625 6.750 $ 2,034.91 360 46966 $287,082.50 75.66
7065426 GILBERT AZ 85296 SFD 7.375 6.750 $ 1,817.51 360 46966 $262,748.31 95.00
7066054 CHICAGO IL 60643 SFD 7.500 6.750 $ 2,517.17 360 46997 $359,732.83 75.00
7066194 ANDOVER MA 01810 SFD 7.375 6.750 $ 2,715.73 360 46966 $391,593.64 48.25
7066321 BOYCE VA 22620 SFD 7.125 6.750 $ 1,858.41 300 45139 $259,268.22 73.24
7068010 CHICAGO IL 60631 SFD 7.375 6.750 $ 2,016.77 360 46966 $291,554.26 76.84
7068143 FOLLY BEACH SC 29439 LCO 7.625 6.750 $ 1,942.89 360 46997 $274,301.33 90.00
7068720 SANTA CLARA CA 95051 PUD 7.250 6.750 $ 2,128.39 360 46997 $311,756.61 80.00
7068721 FOUNTAIN HILLS AZ 85268 SFD 7.000 6.733 $ 2,655.22 360 46997 $398,772.86 80.00
7069060 OCEAN CITY NJ 08226 LCO 7.375 6.750 $ 3,108.04 360 46966 $449,313.06 65.22
7069212 CHICAGO IL 60605 SFD 7.500 6.750 $ 2,359.85 360 46997 $337,249.53 75.00
7070218 CARLSBAD CA 92009 SFD 7.125 6.750 $ 1,646.94 360 46997 $244,259.51 67.07
7070242 LITTLETON MA 01886 SFD 7.375 6.750 $ 1,746.03 360 46997 $252,607.64 80.00
7071153 NEENAH WI 54956 SFD 6.875 6.608 $ 1,619.99 360 46966 $246,184.46 80.00
7071322 PHOENIX AZ 85022 PUD 7.250 6.750 $ 1,821.41 360 46997 $266,791.72 74.17
7072030 CARBONDALE CO 81623 SFD 7.500 6.750 $ 1,678.11 360 46966 $239,642.67 80.00
7072079 LOS ANGELES CA 91325 SFD 7.500 6.750 $ 2,064.08 360 46966 $294,760.47 80.00
7072606 SAN FRANCISCO CA 94123 LCO 7.375 6.750 $ 2,465.71 360 46997 $356,728.35 60.00
7072652 ALPHARETTA GA 30022 PUD 7.250 6.750 $ 1,837.78 360 46997 $269,189.85 69.99
7072924 PINEHURST NC 28374 PUD 7.125 6.750 $ 1,589.98 360 46997 $235,811.27 80.00
7073076 ALPHARETTA GA 30022 PUD 7.375 6.750 $ 1,779.46 360 46966 $257,246.70 95.00
7073542 WARRENTON OR 97146 SFD 7.250 6.750 $ 1,705.44 360 46966 $249,608.78 58.82
7073761 PORTLAND OR 97211 PUD 7.375 6.750 $ 1,640.35 360 46966 $237,037.94 95.00
7073937 BELLEVUE WA 98007 SFD 7.000 6.733 $ 1,995.91 360 46997 $299,754.09 62.50
7073982 RIDGEFIELD CT 06877 SFD 7.250 6.750 $ 2,282.56 360 46966 $334,076.38 66.92
7073996 RENO NV 89509 SFD 7.500 6.750 $ 2,120.72 360 46966 $302,848.41 90.00
7074025 CORONADO CA 92118 SFD 7.500 6.750 $ 6,992.15 360 46966 $998,511.06 46.19
7074054 CARLSBAD CA 92009 SFD 7.500 6.750 $ 2,499.69 360 46966 $356,967.72 68.10
7074074 MANHATTAN BEACH CA 90266 SFD 7.000 6.733 $ 1,594.23 360 46966 $239,231.02 50.00
7074097 AVALON NJ 08202 LCO 7.500 6.750 $ 1,906.76 360 46966 $272,293.97 90.00
7074345 OMAHA NE 68118 PUD 7.500 6.750 $ 1,979.09 360 46997 $282,834.94 76.50
7074531 WESTON CT 06883 SFD 7.375 6.750 $ 2,603.85 360 46997 $376,713.13 78.54
7074843 FORT LAUDERDALE FL 33305 SFD 7.125 6.750 $ 2,091.90 360 46997 $310,251.69 90.00
7074856 MINNETONKA MN 55391 SFD 7.500 6.750 $ 1,982.27 360 46966 $283,077.90 90.00
7074995 SAN MARINO CA 91108 SFD 7.250 6.750 $ 6,821.76 360 46997 $999,219.91 28.99
7075116 SANTA CRUZ CA 95062 SFD 7.250 6.750 $ 1,773.66 360 46966 $259,593.12 62.65
7075188 LAKEWOOD CO 80227 SFD 7.125 6.750 $ 2,331.07 360 46935 $345,164.98 79.54
7075217 SAN JOSE CA 95111 SFD 7.375 6.750 $ 1,795.76 360 46966 $259,575.52 80.00
7075220 SCOTTSDALE AZ 85254 SFD 7.500 6.750 $ 2,041.71 360 46966 $291,465.23 80.00
7075313 WELLINGTON CO 80549 SFD 7.250 6.750 $ 2,128.39 360 46966 $311,511.75 86.91
7075389 BEND OR 97702 SFD 7.500 6.750 $ 1,726.71 360 46997 $246,766.73 71.58
7075478 ZIMMERMAN MN 55398 SFD 7.125 6.750 $ 1,684.30 360 46966 $249,598.97 71.43
7075803 SNOHOMISH WA 98296 SFD 6.875 6.608 $ 1,855.82 360 46997 $282,262.67 54.96
7076918 GAITHERSBURG MD 20878 SFD 7.375 6.750 $ 1,768.13 360 46966 $255,609.21 80.00
7076927 DOVE CANYON AREA CA 92679 PUD 7.375 6.750 $ 1,875.18 360 46997 $271,293.41 75.00
7076929 BRENTWOOD CA 94513 SFD 7.500 6.750 $ 2,447.25 360 46997 $349,740.25 73.68
7077146 VICTORIA MN 55386 SFD 7.375 6.750 $ 1,690.22 360 46966 $244,346.43 80.00
7077259 BASALT CO 81621 SFD 7.500 6.750 $ 2,209.52 360 46997 $315,765.48 80.00
7077333 FRESNO CA 93711 SFD 7.625 6.750 $ 1,916.35 360 46966 $270,356.84 95.00
7077456 STEAMBOAT SPRINGS CO 80477 LCO 7.250 6.750 $ 2,073.82 360 46966 $303,524.26 80.00
7077619 POTOMAC MD 20854 SFD 7.375 6.750 $ 2,016.77 360 46997 $291,777.81 80.00
7077678 BELLEVUE WA 98008 SFD 7.375 6.750 $ 1,947.70 360 46997 $281,785.42 80.00
7077758 PALATINE IL 60067 SFD 7.250 6.750 $ 1,830.28 360 46966 $267,880.13 67.92
7077888 LITTLETON CO 80123 SFD 7.375 6.750 $ 2,020.57 360 46966 $292,103.42 65.01
7078346 ALEXANDRIA VA 22301 SFD 7.375 6.750 $ 1,795.76 360 46966 $259,502.22 80.00
7078355 CANYON COUNTRY CA 91351 SFD 7.250 6.750 $ 1,822.09 360 46966 $266,682.02 80.00
7078532 BETHESDA MD 20817 SFD 7.250 6.750 $ 1,623.58 360 46997 $237,814.34 80.00
7078823 FORT COLLINS CO 80524 SFD 7.250 6.750 $ 1,855.52 360 46966 $271,574.34 80.00
7079921 AVALON NJ 08202 SFD 7.750 6.750 $ 2,081.18 360 47027 $290,500.00 70.00
7080349 SAN JOSE CA 95135 SFD 7.125 6.750 $ 1,856.09 360 46966 $275,058.07 72.50
7080359 WEST WINDSOR NJ 08550 SFD 7.750 6.750 $ 1,719.39 360 46966 $239,660.13 89.89
7081048 EDGEWATER MD 21037 SFD 7.375 6.750 $ 2,569.31 360 46997 $371,716.94 80.00
7081468 LITTLETON CO 80123 SFD 7.125 6.750 $ 2,263.69 360 46997 $335,731.31 77.06
7081598 ALBUQUERQUE NM 87111 SFD 7.375 6.750 $ 1,726.69 360 46966 $249,618.37 70.44
7081651 MONTCLAIR NJ 07042 SFD 7.375 6.750 $ 2,417.36 360 46997 $349,733.68 58.82
7081923 TUSTIN CA 92782 SFD 7.000 6.733 $ 3,592.63 360 46997 $539,557.37 80.00
7081948 LA PALMA CA 90623 SFD 7.125 6.750 $ 2,184.30 360 46966 $323,694.92 80.00
7082145 CAMBRIA CA 93428 SFD 7.250 6.750 $ 2,554.75 360 46966 $373,913.94 70.66
7082174 LAKE OSWEGO OR 97034 PUD 7.250 6.750 $ 1,785.94 360 46997 $261,595.77 40.91
7082180 TIGARD OR 97224 PUD 7.250 6.750 $ 2,432.47 360 46997 $356,296.84 85.00
7082232 EVERETT WA 98201 SFD 7.250 6.750 $ 1,746.37 360 46966 $255,599.39 80.00
7082252 SARATOGA CA 95070 SFD 7.375 6.750 $ 3,798.71 360 46997 $549,581.50 39.29
7082395 CHAPEL HILL NC 27516 SFD 6.750 6.483 $ 1,757.70 360 46966 $270,532.04 80.00
7082430 BURNSVILLE MN 55337 SFD 7.375 6.750 $ 1,673.16 360 46997 $242,065.67 95.00
7082627 BLAINE COUNTY ID 83340 SFD 7.375 6.750 $ 1,712.53 360 46966 $247,571.50 95.00
7082666 MONUMENT CO 80132 PUD 7.250 6.750 $ 1,780.48 360 46997 $260,796.40 76.54
7082807 SAN JOSE CA 95122 SFD 7.250 6.750 $ 1,724.27 360 47027 $252,760.00 78.43
7082826 HOLMDEL NJ 07733 SFD 7.625 6.750 $ 2,917.88 360 47027 $412,250.00 85.00
7083784 UNION CITY CA 94587 SFD 7.250 6.750 $ 2,075.04 360 47027 $304,180.00 80.00
7084006 BEVERLY HILLS MI 48025 SFD 7.500 6.750 $ 2,062.68 360 46966 $294,560.77 74.68
7084007 SUTTON MA 01590 SFD 7.000 6.733 $ 1,769.70 360 46997 $265,781.97 80.00
7084026 ROCHESTER MI 48306 SFD 7.625 6.750 $ 2,654.23 360 46997 $374,728.58 73.53
7084062 LEXINGTON MA 02173 SFD 6.875 6.608 $ 4,598.50 360 46997 $699,411.92 77.26
7084232 SAN JOSE CA 95122 SFD 7.000 6.733 $ 1,689.87 360 47027 $254,000.00 79.97
7084409 OMAHA NE 68124 SFD 7.500 6.750 $ 2,080.16 360 46997 $297,279.22 78.29
7084488 MARBLEHEAD MA 01945 SFD 7.250 6.750 $ 1,875.98 360 46997 $274,785.48 67.90
7084546 HILLSBOROUGH TWP NJ 08853 SFD 7.750 6.750 $ 1,676.40 360 46966 $233,668.63 90.00
7085159 GARDEN CITY BEACH SC 29576 SFD 7.375 6.750 $ 2,004.68 360 46966 $289,806.94 90.00
7085164 HARRISON TWP MI 48045 SFD 7.875 6.750 $ 2,719.01 360 46997 $374,741.93 75.00
7085172 RENO NV 89509 SFD 7.250 6.750 $ 1,875.98 360 46966 $274,569.66 63.22
7085891 AURORA OR 97002 SFD 7.375 6.750 $ 2,900.84 360 46966 $419,358.86 80.00
7086078 SAN RAFAEL CA 94901 SFD 7.500 6.750 $ 1,796.98 360 46997 $256,809.27 69.46
7086151 SHREWSBURY MA 01545 SFD 7.000 6.733 $ 1,942.68 360 46997 $291,760.65 76.84
7086185 STERLING VA 20165 PUD 6.625 6.358 $ 1,690.42 360 46997 $262,772.92 80.00
7086464 ASPEN CO 81611 LCO 7.375 6.750 $ 1,921.80 360 46966 $277,729.17 70.00
7086691 BRYN MAWR PA 19010 SFD 7.375 6.750 $ 6,630.48 360 46966 $958,534.55 64.00
7087006 LAS VEGAS NV 89117 SFD 7.500 6.750 $ 1,870.40 360 46966 $267,101.71 89.99
7087360 CHICAGO IL 60614 SFD 7.375 6.750 $ 2,444.99 360 46966 $353,459.61 59.00
7087417 NORTHRIDGE CA 91325 SFD 7.125 6.750 $ 2,526.44 360 46997 $374,700.12 62.50
7087674 DEL MAR CA 92014 LCO 7.500 6.750 $ 3,915.60 360 46966 $559,166.20 70.00
7087757 MERCER ISLAND WA 98040 SFD 7.375 6.750 $ 2,586.58 360 46997 $374,215.03 44.74
7087810 CORONADO CA 92118 SFD 7.500 6.750 $ 5,383.95 360 46997 $769,428.55 70.00
7087837 OXNARD CA 93030 SFD 7.500 6.750 $ 1,725.66 360 46966 $246,432.54 78.35
7088104 CAMBRIDGE MA 02139 SFD 7.625 6.750 $ 3,142.60 360 47027 $444,000.00 80.00
7088529 CARLSBAD CA 92009 PUD 7.250 6.750 $ 1,964.67 360 46966 $287,549.30 80.00
7088949 ALISO VIEJO CA 92656 PUD 7.000 6.733 $ 2,062.44 360 46997 $309,745.89 79.98
7089353 STATE COLLEGE PA 16803 SFD 7.375 6.750 $ 1,897.98 360 46966 $274,380.50 79.65
7090260 LAKE HAVASU CITY AZ 86404 SFD 7.375 6.750 $ 1,802.66 360 46966 $260,601.58 90.00
7090559 TEWKSBURY TWSP NJ 07830 SFD 7.375 6.750 $ 2,085.84 360 46997 $301,770.20 80.00
7090632 CHATHAM NJ 07928 SFD 7.375 6.750 $ 2,420.82 360 46997 $350,233.29 79.66
7091317 LA HABRA HEIGHTS CA 90631 SFD 7.250 6.750 $ 3,547.32 360 46997 $519,594.35 75.91
7091389 RANCHO SANTA MARG CA 92688 PUD 7.250 6.750 $ 1,850.01 360 46997 $270,980.44 80.00
7091537 ESCONDIDO CA 92026 SFD 7.500 6.750 $ 1,907.46 360 46997 $272,597.54 74.74
7091694 PENRYN CA 95663 PUD 7.375 6.750 $ 1,851.01 360 46997 $267,796.07 83.75
7091733 SCOTTSDALE AZ 85260 SFD 7.375 6.750 $ 2,514.06 360 46997 $363,723.02 70.00
7092032 CEDAR RAPIDS IA 52411 SFD 7.250 6.750 $ 1,957.85 360 46997 $286,776.11 79.28
7092040 EDEN PRAIRIE MN 55347 SFD 7.625 6.750 $ 1,815.49 360 46997 $256,314.35 95.00
7092079 OLYMPIA WA 98512 SFD 7.000 6.733 $ 1,796.32 360 46966 $269,511.99 75.00
7092344 NOVATO CA 94949 SFD 7.375 6.750 $ 1,989.14 360 46997 $287,780.86 72.91
7092587 WINTER SPRINGS FL 32708 SFD 7.375 6.750 $ 2,049.98 240 43313 $255,954.87 79.05
7092723 GENEVA IL 60134 SFD 7.750 6.750 $ 2,060.62 360 46966 $286,811.99 70.00
7092886 SEATTLE WA 98105 SFD 7.375 6.750 $ 1,790.23 360 46997 $259,002.77 90.00
7092918 WELLINGTON FL 33414 SFD 7.250 6.750 $ 1,719.08 360 46997 $251,803.42 80.00
7093026 RANCHO MIRAGE CA 92270 PUD 7.125 6.750 $ 1,643.87 360 46997 $243,804.88 80.00
7093211 LITTLETON CO 80127 PUD 7.125 6.750 $ 3,611.13 360 46966 $535,140.20 80.00
7093269 DES MOINES IA 50312 SFD 7.125 6.750 $ 1,750.99 360 47027 $259,900.00 78.76
7093558 SAN DIEGO CA 92130 SFD 7.000 6.733 $ 1,816.42 300 45170 $256,682.75 65.90
7093771 WAYZATA MN 55391 SFD 7.125 6.750 $ 1,843.97 360 46966 $273,260.94 70.00
7093778 LOUISVILLE CO 80027 SFD 7.625 6.750 $ 1,904.67 360 46997 $268,905.24 90.00
7093825 VAIL CO 81657 SFD 7.000 6.733 $ 2,827.54 360 46997 $424,651.63 48.02
7094297 SEATTLE WA 98177 SFD 7.375 6.750 $ 3,108.04 360 46997 $449,657.58 56.25
7094699 NAPERVILLE IL 60564 SFD 7.000 6.733 $ 2,268.68 360 46966 $340,206.68 55.00
7094767 GREENWOOD MN 55331 SFD 7.125 6.750 $ 2,465.81 360 46997 $365,707.32 61.00
7095242 FOLSOM CA 95630 SFD 7.375 6.750 $ 2,072.03 360 46997 $299,771.72 77.92
7095506 LOS ANGELES CA 91604 SFD 7.375 6.750 $ 2,210.16 360 46997 $319,756.51 60.95
7095509 AURORA CO 80016 SFD 7.500 6.750 $ 3,111.50 360 46997 $444,669.75 55.63
7095567 LINO LAKES MN 55110 SFD 7.375 6.750 $ 1,980.45 360 46966 $286,283.61 69.09
7095726 SCOTTSDALE AZ 85260 SFD 7.375 6.750 $ 1,800.59 360 46966 $260,302.04 65.18
7095899 EDEN UT 84310 SFD 7.750 6.750 $ 895.52 360 46966 $124,822.97 59.52
7095981 FARMINGTON HILLS MI 48331 SFD 7.250 6.750 $ 2,191.83 360 46997 $321,049.36 90.00
7096124 GLENDORA CA 91741 SFD 7.125 6.750 $ 1,899.89 360 46966 $281,547.64 78.77
7096303 FREMONT CA 94539 SFD 7.250 6.750 $ 1,777.41 360 46997 $260,346.75 79.99
7096429 IRVINE CA 92606 PUD 7.125 6.750 $ 1,931.08 360 46966 $286,170.21 80.00
7096617 BOULDER CO 80302 SFD 7.250 6.750 $ 6,821.76 360 46966 $998,435.10 58.82
7096618 DENVER CO 80206 HCO 7.625 6.750 $ 1,783.64 360 46997 $251,817.61 80.00
7096806 WASHINGTON DC 20015 SFD 6.875 6.608 $ 2,464.80 360 46997 $374,884.78 80.00
7097015 SAN JOSE CA 95123 SFD 7.500 6.750 $ 1,814.43 360 46966 $259,108.62 65.69
7097238 ANAHEIM CA 92807 PUD 7.250 6.750 $ 2,046.53 360 46997 $299,765.97 58.82
7097304 MCMINNVILLE OR 97128 SFD 7.750 6.750 $ 2,013.12 360 46966 $280,602.06 75.95
7097440 BOULDER CO 80303 SFD 7.125 6.750 $ 3,907.57 360 46997 $579,536.18 59.18
7097478 LAKE OSWEGO OR 97035 SFD 7.375 6.750 $ 1,758.46 360 46997 $254,406.27 95.00
7097538 POTOMAC MD 20854 SFD 7.375 6.750 $ 1,961.52 360 46966 $283,566.47 80.00
7097666 HAWTHORN WOODS IL 60047 SFD 7.500 6.750 $ 1,929.83 360 46966 $275,589.06 75.00
7097998 EDWARDS CO 81632 PUD 7.250 6.750 $ 1,637.22 360 46966 $239,624.43 80.00
7098038 DEL MAR CA 92014 SFD 6.875 6.608 $ 6,569.29 360 46966 $998,314.94 68.97
7098230 ALISO VIEJO CA 92656 PUD 6.875 6.608 $ 2,089.69 360 46997 $317,832.76 79.99
7098517 REDMOND WA 98052 SFD 7.375 6.750 $ 2,486.43 360 46997 $359,726.07 75.00
7098589 WALNUT CREEK CA 94595 SFD 7.125 6.750 $ 2,150.51 360 46997 $318,944.74 80.00
7098602 SUMNER WA 98390 PUD 7.250 6.750 $ 1,630.06 360 46997 $238,763.60 90.00
7099529 FALLBROOK CA 92028 SFD 7.750 6.750 $ 2,256.70 360 47027 $315,000.00 90.00
7099612 SANTA ANA CA 92705 SFD 7.250 6.750 $ 2,933.36 360 46997 $429,664.56 67.19
7099718 SCOTTSDALE AZ 85259 SFD 7.250 6.750 $ 2,455.83 360 46997 $359,719.17 90.00
7099756 GERMANTOWN MD 20874 SFD 6.750 6.483 $ 2,270.09 360 46997 $349,698.66 70.00
7100218 SILVERDALE WA 98383 SFD 7.250 6.750 $ 1,740.91 360 46997 $255,000.92 80.00
7100221 WASHINGTON DC 20012 SFD 7.250 6.750 $ 2,715.29 360 46997 $397,723.50 78.98
7100367 BASALT CO 81621 SFD 7.250 6.750 $ 6,821.76 360 46997 $999,219.91 45.98
7100666 ESCONDIDO CA 92025 SFD 7.375 6.750 $ 2,762.70 360 46997 $399,695.63 64.00
7100744 LEESBURG VA 20176 SFD 6.875 6.608 $ 1,609.48 360 46997 $244,794.17 94.96
7100832 SCOTTSDALE AZ 85259 SFD 7.250 6.750 $ 1,866.43 360 46997 $273,386.57 88.74
7100971 CAMARILLO CA 93012 SFD 7.000 6.733 $ 1,730.45 360 46997 $259,886.80 79.99
7101341 LOS ANGELES CA 91307 SFD 7.125 6.750 $ 3,301.22 360 46997 $489,608.16 70.50
7101391 PRINCETON NJ 08540 SFD 7.375 6.750 $ 1,036.01 360 46997 $149,885.86 63.83
7101419 SAN DIEGO CA 92130 SFD 7.375 6.750 $ 1,899.36 360 46966 $274,580.20 45.08
7102055 KIRKLAND WA 98033 SFD 7.875 6.750 $ 1,739.08 360 46997 $239,684.94 94.99
7102190 LONGVIEW WA 98632 SFD 7.125 6.750 $ 1,765.14 360 46997 $261,790.49 58.22
7102469 TUCSON AZ 85750 SFD 7.750 6.750 $ 2,650.37 360 46997 $369,688.89 80.00
7102575 OAK PARK CA 91301 SFD 7.250 6.750 $ 2,645.82 360 46997 $387,547.44 79.99
7102669 WESTLAKE VILLAGE CA 91361 SFD 7.375 6.750 $ 1,636.90 360 46997 $236,819.66 55.76
7102739 RICHBORO PA 18954 SFD 7.375 6.750 $ 2,641.83 360 46997 $382,208.95 90.00
7103151 ORONO MN 55391 SFD 7.875 6.750 $ 4,712.95 360 46997 $649,552.68 77.38
7103923 FAIRVIEW OR 97024 SFD 7.375 6.750 $ 1,837.20 360 47027 $266,000.00 78.47
7104167 THOUSAND OAKS CA 91361 SFD 7.500 6.750 $ 2,964.67 360 46997 $423,685.33 80.00
7104364 SAN JOSE CA 95122 SFD 7.375 6.750 $ 1,754.31 360 46997 $253,806.73 87.59
7105211 HALF MOON BAY CA 94019 PUD 7.125 6.750 $ 1,616.92 360 46997 $239,808.08 61.54
7105329 TAYLORSVILLE UT 84123 SFD 7.250 6.750 $ 1,910.09 360 46966 $279,561.84 70.00
7105356 OAKLAND CA 94705 SFD 7.250 6.750 $ 2,646.84 360 46997 $387,697.33 80.00
7105502 LITTLETON CO 80123 SFD 7.125 6.750 $ 2,459.07 360 46997 $364,708.12 76.84
7105585 BRECKENRIDGE CO 80424 SFD 7.375 6.750 $ 2,320.67 360 46997 $335,744.33 67.20
7105686 ROSEVILLE CA 95661 PUD 7.500 6.750 $ 1,759.22 360 46997 $251,413.28 85.00
7105924 ROSWELL GA 30076 PUD 7.125 6.750 $ 2,535.88 360 46997 $376,099.00 80.00
7105950 PALO ALTO CA 94303 SFD 7.625 6.750 $ 2,618.84 360 46997 $369,732.20 69.81
7106136 SALT LAKE CITY UT 84121 SFD 7.250 6.750 $ 1,957.85 360 46997 $286,776.11 81.53
7106230 TUCSON AZ 85748 SFD 7.625 6.750 $ 1,769.48 360 46997 $249,819.06 56.18
7106270 LARCHMONT NY 10538 SFD 7.125 6.750 $ 2,829.62 360 46997 $419,664.13 70.00
7106371 RIDGWAY CO 81432 PUD 7.500 6.750 $ 2,062.68 360 46997 $294,781.07 73.75
7106631 CARLSBAD CA 92008 PUD 7.250 6.750 $ 2,162.50 360 46997 $316,752.71 74.59
7106633 DEL MAR CA 92014 SFD 7.250 6.750 $ 2,412.18 360 46997 $353,324.15 80.00
7106785 SAN JUAN CAPISTRA CA 92675 LCO 7.250 6.750 $ 1,882.81 360 46997 $275,784.69 73.40
7107452 PARKER AZ 85344 PUD 7.000 6.733 $ 1,806.30 360 46997 $271,277.45 75.00
7107489 FORT COLLINS CO 80525 PUD 7.125 6.750 $ 1,734.83 360 46997 $257,294.08 78.51
7107836 PLEASANTON CA 94588 SFD 7.375 6.750 $ 2,555.50 360 46997 $369,718.46 71.84
7107964 BOULDER CO 80304 SFD 7.375 6.750 $ 2,177.01 360 46997 $314,960.16 80.00
7108057 LAS VEGAS NV 89117 SFD 7.250 6.750 $ 1,991.95 360 46997 $291,772.22 72.10
7108117 FOREST HILL MD 21050 PUD 7.500 6.750 $ 2,426.27 360 46997 $346,348.31 67.38
7108268 DENVER CO 80220 SFD 7.375 6.750 $ 1,906.26 360 46997 $275,789.99 80.00
7108357 PICKWICK DAM TN 38365 SFD 7.000 6.733 $ 1,938.25 240 43313 $249,037.36 58.14
7108575 LIBERTYVILLE IL 60048 SFD 7.125 6.750 $ 2,088.53 360 46997 $309,752.10 89.86
7109150 NIWOT CO 80503 SFD 7.375 6.750 $ 1,793.68 360 46966 $259,303.57 54.67
7109291 BUELLTON CA 93427 SFD 7.500 6.750 $ 3,076.54 360 46997 $439,673.46 62.09
7109609 CASTLE PINES CO 80104 SFD 7.250 6.750 $ 5,255.49 360 46997 $769,799.01 80.00
7110077 SANTA CLARITA CA 91321 SFD 7.250 6.750 $ 1,757.46 360 46997 $257,424.02 71.56
7110363 WANSHIP UT 84017 SFD 7.250 6.750 $ 1,710.90 360 46966 $250,407.52 95.00
7110478 ALBUQUERQUE NM 87111 SFD 7.375 6.750 $ 1,830.29 360 46997 $264,798.36 89.83
7110539 ASPEN CO 81611 SFD 7.250 6.750 $ 4,400.04 360 46997 $644,496.84 37.94
7110598 FAIRFAX STATION VA 22039 PUD 6.875 6.608 $ 1,609.48 360 46997 $244,794.17 63.84
7110687 WRIGHTWOOD CA 92397 SFD 7.000 6.733 $ 1,618.02 360 46997 $243,000.65 95.00
7110698 HIGGANUM CT 06441 SFD 6.750 6.483 $ 1,580.96 360 47027 $243,750.00 75.00
7110758 ARLINGTON VA 22207 SFD 6.625 6.358 $ 2,638.08 360 46997 $399,636.50 80.00
7110824 FOX ISLAND WA 98333 LCO 7.375 6.750 $ 580.17 360 46966 $83,871.77 70.00
7111074 ALBUQUERQUE NM 87104 SFD 7.250 6.750 $ 1,681.74 360 46997 $246,332.68 95.00
7111277 SHOREVIEW MN 55126 PUD 7.250 6.750 $ 2,166.59 360 47027 $317,600.00 79.98
7111719 SAN DIEGO CA 92130 SFD 7.250 6.750 $ 2,503.59 360 46997 $366,713.70 80.00
7111893 CASTLE ROCK CO 80104 PUD 7.875 6.750 $ 3,552.84 360 46966 $489,323.04 67.12
7112002 FREDERICK MD 21702 SFD 7.250 6.750 $ 1,609.94 360 46997 $235,815.89 94.97
7112045 TEANECK NJ 07666 SFD 7.625 6.750 $ 1,929.62 360 46997 $272,427.68 75.00
7112361 CHINO HILLS CA 91709 SFD 7.375 6.750 $ 1,105.08 360 46997 $159,878.25 68.82
7112442 LOS ANGELES CA 91604 SFD 7.250 6.750 $ 1,364.35 360 46997 $199,843.98 52.63
7112607 NAPLES FL 34102 LCO 7.375 6.750 $ 2,127.28 360 47027 $308,000.00 80.00
7112935 KAMAS UT 84036 SFD 7.500 6.750 $ 1,939.62 360 46997 $277,194.13 95.00
7112950 NOKESVILLE VA 20181 SFD 7.375 6.750 $ 1,678.34 360 46997 $242,815.10 90.00
7112959 SAN DIEGO CA 92103 SFD 7.250 6.750 $ 2,298.93 360 46997 $336,737.11 89.87
7113002 MOUNTAIN VIEW CA 94041 SFD 7.375 6.750 $ 2,723.96 360 46966 $393,008.15 80.00
7113046 SAN JOSE CA 95122 SFD 7.500 6.750 $ 1,705.73 360 46997 $243,768.96 80.00
7113469 ATLANTA GA 30350 SFD 7.500 6.750 $ 2,726.94 360 46997 $389,710.56 78.00
7113625 JOHNSTON IA 50131 SFD 7.250 6.750 $ 1,717.38 360 46997 $251,553.61 95.00
7114009 LA VERNE CA 91750 SFD 7.000 6.733 $ 2,361.82 360 46997 $354,709.01 64.55
7114200 LOS GATOS CA 95032 SFD 7.250 6.750 $ 3,881.58 360 46997 $568,556.13 77.00
7116245 ST PAUL MN 55105 SFD 7.500 6.750 $ 2,062.68 360 46997 $294,781.07 76.23
7116308 AZLE TX 76020 SFD 7.000 6.733 $ 2,240.41 360 46997 $336,473.96 75.00
7116417 MASON OH 45040 PUD 7.250 6.750 $ 2,197.97 360 46997 $321,948.66 90.00
7117047 FAIRFAX VA 22032 SFD 6.875 6.608 $ 1,571.37 360 46997 $238,999.05 80.00
7117389 DULUTH GA 30097 SFD 7.500 6.750 $ 6,925.72 360 46997 $989,764.91 70.00
7117390 BOCA RATON FL 33496 PUD 7.250 6.750 $ 1,705.44 360 46997 $249,804.98 45.45
7118059 SANTA CLARITA CA 91321 SFD 7.250 6.750 $ 2,128.39 360 46966 $311,510.13 80.00
7118399 SAN JOSE CA 95132 SFD 7.000 6.733 $ 1,876.15 360 46997 $281,768.85 67.14
7118453 SANIBEL FL 33957 LCO 7.125 6.750 $ 3,823.07 360 46997 $567,004.21 51.59
7119262 MINNEAPOLIS MN 55419 SFD 7.375 6.750 $ 1,635.52 360 46997 $236,619.81 80.00
7119298 PRINEVILLE OR 97754 SFD 7.375 6.750 $ 2,375.92 360 46997 $343,738.25 80.00
7119330 ST LOUIS MO 63124 SFD 7.250 6.750 $ 1,800.95 360 47027 $264,000.00 48.00
7119333 ARVADA CO 80005 SFD 7.375 6.750 $ 2,201.53 360 46997 $318,507.45 75.00
7119336 SNOQUALMIE WA 98065 SFD 7.000 6.733 $ 2,264.69 360 46997 $340,120.98 79.91
7119732 PLEASANTON CA 94566 SFD 7.500 6.750 $ 2,971.66 360 46966 $424,367.21 56.67
7119756 KIRKLAND WA 98033 SFD 7.375 6.750 $ 2,282.34 360 46997 $330,198.55 54.89
7119899 ZEPHYR COVE NV 89448 SFD 7.250 6.750 $ 2,101.10 360 46966 $307,518.01 40.53
7120792 TARZANA CA 91356 SFD 7.375 6.750 $ 2,486.43 360 46997 $359,726.07 75.79
7120801 PARADISE VALLEY AZ 85253 PUD 7.375 6.750 $ 4,454.85 360 46997 $644,509.21 58.64
7121095 GAITHERSBURG MD 20882 SFD 7.375 6.750 $ 1,574.74 360 46997 $227,826.51 53.02
7121117 PASADENA CA 91106 SFD 7.375 6.750 $ 1,851.01 360 46997 $267,796.07 80.00
7121158 EDMONDS WA 98020 SFD 7.000 6.733 $ 1,809.62 360 46997 $271,777.05 68.69
7121432 MARLBORO NJ 07751 SFD 6.750 6.483 $ 1,945.79 360 46997 $299,741.71 71.43
7121437 POWDER SPRINGS GA 30127 SFD 7.125 6.750 $ 1,983.43 360 46997 $294,164.57 80.00
7121980 LONGPORT NJ 08403 SFD 7.500 6.750 $ 2,796.86 360 46997 $399,703.14 89.59
7122044 LINDEN NJ 07036 SFD 7.750 6.750 $ 725.37 360 47027 $101,250.00 75.00
7122151 SOUTH BRISTOL ME 04568 SFD 7.500 6.750 $ 587.34 360 46997 $83,937.66 64.62
7122312 TROY MI 48098 SFD 7.625 6.750 $ 2,038.45 360 46997 $287,791.55 80.00
7122561 MISSOULA MT 59804 SFD 7.375 6.750 $ 2,424.27 360 46997 $350,732.92 90.00
7122616 WASHINGTON DC 20015 SFD 7.375 6.750 $ 2,668.77 360 47027 $386,400.00 80.00
7122627 PASADENA CA 91104 SFD 7.250 6.750 $ 2,360.67 360 46997 $345,780.05 89.99
7122788 SAN DIEGO CA 92107 SFD 7.250 6.750 $ 6,395.40 360 46997 $933,164.06 75.00
7123048 ALEXANDRIA VA 22314 SFD 6.750 6.483 $ 1,686.36 360 46997 $259,776.14 50.49
7123292 LOS ANGELES CA 90046 SFD 7.000 6.733 $ 3,087.00 360 46997 $463,619.67 66.29
7123441 CHINO HILLS CA 91709 SFD 7.250 6.750 $ 1,882.81 360 46997 $274,701.56 75.62
7123905 COPPELL TX 75019 PUD 7.000 6.733 $ 1,722.19 360 46997 $258,645.81 80.00
7124033 STEAMBOAT SPRINGS CO 80477 SFD 7.000 6.733 $ 1,889.46 360 46997 $283,767.21 80.00
7124242 RAPID CITY SD 57702 SFD 7.500 6.750 $ 1,806.77 360 46966 $258,015.26 80.00
7124253 COLORADO SPRINGS CO 80904 SFD 7.250 6.750 $ 1,933.97 360 46997 $283,278.84 69.15
7124696 GREENWOOD VILLAGE CO 80121 SFD 7.500 6.750 $ 4,544.89 360 46997 $649,517.61 59.09
7124996 SAN METEO CA 94402 SFD 7.125 6.750 $ 3,072.16 360 46997 $455,635.34 80.00
7125122 SAN JOSE CA 95122 SFD 7.250 6.750 $ 1,759.67 360 46997 $257,748.78 79.87
7125160 REHOBOTH BEACH DE 19971 SFD 7.375 6.750 $ 2,037.49 360 46966 $294,549.68 76.42
7125197 NORTHBROOK IL 60062 SFD 7.500 6.750 $ 2,281.19 360 46997 $326,007.87 73.31
7125239 SAN JOSE CA 95117 SFD 7.000 6.733 $ 1,663.26 360 46997 $249,795.07 78.13
7125447 NEWPORT BEACH CA 92660 SFD 7.250 6.750 $ 2,881.51 360 46997 $422,070.49 74.11
7125449 AVON CO 81620 LCO 7.625 6.750 $ 1,114.78 360 46997 $157,386.00 75.00
7125461 EAGLE CO 81631 SFD 7.500 6.750 $ 804.10 360 46997 $114,914.65 62.16
7125561 STAMFORD CT 06903 SFD 7.125 6.750 $ 2,688.14 360 46997 $398,680.92 70.00
7125714 GLEN RIDGE NJ 07028 SFD 7.625 6.750 $ 2,809.23 360 46997 $396,612.74 90.00
7125826 RESTON VA 20194 SFD 7.375 6.750 $ 2,585.89 360 46997 $374,115.11 76.41
7125849 NORTH ANDOVER MA 01845 SFD 7.250 6.750 $ 2,196.61 360 46997 $321,748.81 76.67
7126139 NORTH ANDOVER MA 01845 SFD 7.000 6.733 $ 2,035.83 360 47027 $306,000.00 74.09
7126377 SAN DIEGO CA 92131 PUD 7.375 6.750 $ 1,960.83 360 46997 $283,683.97 79.99
7126381 AUBURN CA 95603 SFD 7.375 6.750 $ 1,657.62 360 46997 $239,817.38 89.89
7126572 RIDGEWOOD NJ 07450 SFD 7.375 6.750 $ 6,077.94 360 46997 $879,330.39 80.00
7127199 PHOENIX AZ 85048 SFD 7.375 6.750 $ 3,143.95 360 46997 $454,853.63 80.00
7127788 UNION NY 13760 SFD 7.375 6.750 $ 365.06 360 46997 $52,814.78 68.20
7128350 PARADISE VALLEY AZ 85253 SFD 7.750 6.750 $ 5,308.61 360 46997 $740,477.01 59.28
7128436 LINCOLN NE 68516 SFD 7.500 6.750 $ 2,454.24 360 46997 $350,739.51 74.84
7128460 COLORADO SPRINGS CO 80919 SFD 7.000 6.733 $ 2,561.41 360 46997 $384,684.42 70.00
7128497 MILL CREEK WA 98012 SFD 7.000 6.733 $ 1,796.32 360 46997 $269,778.68 67.50
7128693 COLORADO SPRINGS CO 80918 SFD 7.250 6.750 $ 2,068.36 360 46997 $302,963.47 54.83
7128756 DUXBURY MA 02332 SFD 7.125 6.750 $ 2,910.46 360 46966 $431,307.03 66.16
7128887 CINCINNATI OH 45244 SFD 7.375 6.750 $ 1,768.13 360 46997 $255,805.20 80.00
7129139 CHICAGO IL 60614 SFD 7.500 6.750 $ 3,006.62 360 46997 $429,680.88 71.67
7129373 KEYSTONE CO 80435 LCO 7.250 6.750 $ 1,936.83 360 46997 $283,698.52 80.00
7129444 WILMETTE IL 60091 SFD 7.500 6.750 $ 2,228.75 360 46997 $318,513.44 75.00
7129447 NAGS HEAD NC 27595 SFD 7.750 6.750 $ 2,321.18 360 46997 $323,771.32 80.00
7129855 BENICIA CA 94510 SFD 7.125 6.750 $ 2,146.21 360 46997 $318,307.25 80.00
7130026 BARRINGTON IL 60010 SFD 6.750 6.483 $ 2,438.73 360 46997 $375,676.27 80.00
7130305 JACKSON WY 83001 SFD 7.375 6.750 $ 2,579.67 360 46997 $373,190.80 90.00
7130781 SEABROOK TX 77586 SFD 7.250 6.750 $ 3,180.35 300 45170 $439,477.98 80.00
7130866 DEL MAR CA 92014 SFD 7.250 6.750 $ 2,182.96 360 46997 $319,750.37 55.17
7131015 STEVENSVILLE MD 21666 SFD 7.375 6.750 $ 3,902.31 360 46997 $564,570.09 61.08
7131054 LOS ANGELES CA 91326 SFD 7.750 6.750 $ 1,798.19 360 46997 $250,822.85 61.98
7131056 VIRGINIA BEACH VA 23454 SFD 7.250 6.750 $ 1,779.12 360 46997 $260,596.55 80.00
7131163 ONEIDA WI 54155 SFD 7.375 6.750 $ 2,072.03 360 46997 $299,771.72 67.72
7131388 HUDSON OH 44236 SFD 7.500 6.750 $ 2,393.55 360 46997 $342,065.95 80.00
7131610 KENNEBUNK ME 04043 SFD 7.125 6.750 $ 2,060.90 360 46997 $305,655.38 70.00
7131873 CINCINNATI OH 45230 SFD 7.750 6.750 $ 2,310.43 360 46997 $322,272.38 75.00
7131899 SAN FRACISCO CA 94127 SFD 7.125 6.750 $ 1,751.67 360 46997 $259,792.08 79.75
7131952 OLD CHATHAM NY 12136 SFD 6.875 6.608 $ 3,757.63 360 46997 $571,519.45 80.00
7132792 PARK CITY UT 84060 SFD 7.250 6.750 $ 3,387.35 360 46997 $496,162.64 67.10
7132851 BELLINGHAM WA 98225 SFD 7.375 6.750 $ 1,757.08 360 46997 $254,206.42 80.00
7133094 NEWBURYPORT MA 01950 SFD 7.625 6.750 $ 2,919.65 360 46997 $411,901.44 70.51
7133443 DALLAS TX 75240 SFD 7.375 6.750 $ 1,947.01 360 46997 $281,685.50 71.37
7133448 PHOENIX AZ 85028 SFD 7.500 6.750 $ 4,544.89 360 46997 $649,517.61 76.47
7134395 SALT LAKE CITY UT 84121 SFD 7.250 6.750 $ 3,124.37 360 46997 $457,642.71 65.43
7134512 COROLLA NC 27927 SFD 7.875 6.750 $ 3,262.81 360 46997 $449,690.32 79.65
7135520 EL PASO TX 79912 SFD 7.000 6.733 $ 2,927.33 360 46997 $439,639.34 80.00
7136737 SAN ANSELMO CA 94960 SFD 7.375 6.750 $ 2,293.04 360 46997 $331,747.38 80.00
7136975 BIG BEAR CITY CA 92314 SFD 7.500 6.750 $ 818.08 360 46997 $116,913.17 65.00
7138014 LUTZ FL 33549 SFD 6.625 6.358 $ 2,817.37 360 46997 $439,611.80 80.00
7138238 CARBONDALE CO 81623 SFD 7.250 6.750 $ 1,833.69 360 46997 $268,590.31 76.80
7138545 MIDDLETOWN NJ 07748 SFD 7.375 6.750 $ 1,878.64 360 46997 $271,476.66 80.00
7138669 AVALON NJ 08202 SFD 7.125 6.750 $ 1,619.62 360 46997 $240,207.76 80.00
7138765 SHELBY TOWNSHIP MI 48317 SFD 7.750 6.750 $ 2,180.76 360 46997 $304,185.16 79.98
7138783 SCOTTSDALE AZ 85260 SFD 7.500 6.750 $ 2,559.13 360 46997 $365,728.37 75.00
7139185 PLANO TX 75093 SFD 7.250 6.750 $ 6,409.73 360 46966 $938,129.61 79.99
7139224 SEATTLE WA 98109 SFD 7.000 6.733 $ 1,576.77 360 46997 $236,805.73 53.86
7139254 INVERNESS IL 60010 SFD 7.250 6.750 $ 3,247.16 360 46997 $475,628.67 70.00
7139561 SHINGLE SPRINGS CA 95682 SFD 7.625 6.750 $ 2,831.17 360 46966 $399,419.16 50.63
7139689 PORTLAND OR 97229 SFD 7.375 6.750 $ 2,348.30 360 46997 $339,741.28 80.00
7142072 WEST DUNDEE IL 60118 SFD 7.750 6.750 $ 2,096.22 360 46997 $292,393.49 95.00
7142244 KENNEBUNKPORT ME 04046 SFD 7.375 6.750 $ 1,983.62 360 46997 $286,981.46 80.00
7142396 CARMEL CA 93923 SFD 7.000 6.733 $ 2,262.03 360 46997 $339,721.30 59.13
7142464 OCEAN CITY NJ 08226 LCO 7.625 6.750 $ 1,885.56 360 46997 $266,207.19 80.00
7142603 ASPEN CO 81611 LCO 7.000 6.733 $ 1,995.91 360 46997 $299,754.09 33.33
7142817 RINGWOOD NJ 07456 SFD 7.250 6.750 $ 2,987.62 240 43374 $378,000.00 90.00
7142985 CHERRY HILLS VILL CO 80110 SFD 7.125 6.750 $ 2,021.16 360 46997 $299,760.09 42.55
7143064 KENTFIELD CA 94904 SFD 7.500 6.750 $ 1,999.75 360 46997 $285,787.75 33.85
7143119 PLYMOUTH MN 55447 SFD 7.250 6.750 $ 2,885.61 360 46997 $422,670.02 79.81
7143151 LOS ALTOS CA 94024 SFD 7.375 6.750 $ 5,724.32 360 46966 $827,257.45 35.27
7143192 PLYMOUTH MN 55446 SFD 7.250 6.750 $ 1,758.99 360 46997 $257,648.85 90.00
7143927 CARMEL VALLEY CA 93924 SFD 7.250 6.750 $ 3,410.88 360 46997 $499,609.95 68.03
7144134 ST CHARLES IL 60174 SFD 7.500 6.750 $ 1,907.18 360 46997 $272,557.57 80.00
7144208 BELLEVUE WA 98008 SFD 7.250 6.750 $ 2,558.16 360 46997 $374,707.47 44.12
7144812 LOS ANGELES CA 90077 SFD 7.250 6.750 $ 4,038.48 360 46997 $591,538.19 65.05
7145410 SACRAMENTO CA 95818 SFD 7.000 6.733 $ 2,794.27 360 46997 $419,655.73 80.00
7145488 PARK CITY UT 84060 SFD 7.375 6.750 $ 925.50 360 46997 $133,898.04 44.67
7146521 SEATTLE WA 98116 LCO 7.375 6.750 $ 2,072.03 360 46997 $299,771.72 68.68
7146819 SAN DIEGO CA 92037 SFD 7.250 6.750 $ 4,093.06 360 46997 $599,531.94 80.00
7147125 WHITTIER CA 90601 SFD 7.750 6.750 $ 2,149.24 360 46997 $299,788.26 93.75
7147207 MAMMOTH LAKES CA 93546 SFD 7.500 6.750 $ 2,992.64 360 46997 $427,682.36 80.00
7150032 ENCINITAS CA 92024 SFD 7.375 6.750 $ 2,486.43 360 47027 $360,000.00 80.00
7150258 RENO NV 89511 SFD 7.500 6.750 $ 1,716.57 360 46997 $245,317.81 85.84
7150290 VAIL CO 81658 LCO 7.500 6.750 $ 2,622.05 360 46997 $374,721.70 59.29
7150705 SANTA MARIA CA 93454 SFD 7.250 6.750 $ 2,674.13 360 46997 $391,694.20 76.86
7151501 MILL VALEY CA 94941 SFD 7.250 6.750 $ 2,012.42 360 47027 $295,000.00 59.12
7151609 CARNELIAN BAY CA 96140 SFD 7.500 6.750 $ 2,691.98 360 46997 $384,611.42 79.38
7151689 EGG HARBOR WI 54209 SFD 7.625 6.750 $ 3,531.89 360 46997 $498,638.84 55.60
7152294 CINCINNATI OH 45236 SFD 7.250 6.750 $ 2,313.43 240 43344 $292,154.97 68.87
7152458 GREENBROOK NJ 08812 SFD 6.750 6.483 $ 2,594.39 360 46997 $399,655.61 80.00
7153002 SAN JOSE CA 95123 PUD 7.375 6.750 $ 1,922.44 360 46997 $278,130.20 72.30
7153398 OKLAHOMA CITY OK 73103 SFD 7.625 6.750 $ 1,849.11 360 46997 $261,060.92 95.00
7153522 TALLAHASSEE FL 32308 SFD 7.125 6.750 $ 2,027.89 360 46997 $300,759.30 67.19
7154076 COROLLA NC 27927 SFD 7.750 6.750 $ 2,854.90 360 46997 $398,218.75 63.76
7154261 POWAY CA 92064 SFD 7.250 6.750 $ 1,693.16 360 46997 $248,006.38 57.72
7155159 ISSAQUAH WA 98027 SFD 7.125 6.750 $ 2,155.90 360 47027 $320,000.00 76.19
7161578 SIOUX FALLS SD 57105 SFD 7.250 6.750 $ 1,860.98 360 46997 $272,587.19 80.00
7162302 SHAWANGUNK NY 12566 MF2 7.750 6.750 $ 967.16 360 46997 $134,904.71 75.00
7162386 FAIRFIELD CT 06430 SFD 7.250 6.750 $ 2,455.83 360 47027 $360,000.00 80.00
7162648 FREMONT CA 94538 SFD 7.125 6.750 $ 2,582.03 360 46997 $382,943.52 47.91
7164356 WINTER PARK FL 32789 SFD 7.375 6.750 $ 1,709.42 360 46997 $247,311.67 79.84
7164433 ALPHARETTA GA 30022 PUD 7.750 6.750 $ 1,770.97 360 47027 $247,200.00 89.89
7164434 SCHAUMBURG IL 60173 SFD 7.250 6.750 $ 2,517.23 360 46997 $368,712.15 69.62
7165077 ALEXANDRIA VA 22314 SFD 7.000 6.733 $ 3,454.25 360 46997 $518,774.42 80.00
7165774 KENT WA 98042 SFD 7.625 6.750 $ 1,754.97 360 47027 $247,950.00 95.00
7166315 SAN DIEGO CA 92130 SFD 7.500 6.750 $ 2,819.23 360 46997 $402,900.77 80.00
7166887 ATLANTA GA 30350 SFD 7.625 6.750 $ 3,538.97 360 46997 $499,638.11 51.02
7166989 DUXBURY MA 02332 SFD 7.375 6.750 $ 1,766.14 360 46997 $255,517.42 75.65
7167087 CARSON CITY NV 89704 SFD 7.500 6.750 $ 5,034.34 360 46997 $719,465.66 80.00
7167397 HAYWARD CA 94542 SFD 7.375 6.750 $ 2,331.72 360 47027 $337,600.00 76.73
7168042 KERNERSVILLE NC 27284 SFD 7.125 6.750 $ 1,542.82 360 47027 $229,000.00 88.42
7170705 SAN RAMON CA 94583 PUD 7.250 6.750 $ 1,680.88 360 47027 $246,400.00 80.00
7174915 ORLANDO FL 32817 SFD 7.375 6.750 $ 1,812.33 360 46997 $262,200.34 80.00
7175313 SAN DIEGO CA 92131 PUD 7.250 6.750 $ 1,794.12 360 47027 $263,000.00 53.67
7175357 MORGAN HILL CA 95037 SFD 7.375 6.750 $ 2,196.00 360 46997 $317,708.07 69.88
7175818 ENGLEWOOD CO 80110 SFD 7.375 6.750 $ 4,144.05 360 46997 $599,543.45 69.77
7177066 GRANITE BAY CA 95746 SFD 7.375 6.750 $ 5,836.20 360 46997 $843,857.03 65.00
7177349 NAPERVILLE IL 60564 PUD 7.375 6.750 $ 1,968.42 360 47027 $285,000.00 75.00
7177439 ELLICOTT CITY MD 21043 PUD 7.375 6.750 $ 2,072.03 360 46997 $299,771.72 94.95
7179623 DALLAS TX 75229 SFD 7.500 6.750 $ 1,996.75 360 46997 $285,358.06 90.00
7180939 WESTERN SPRINGS IL 60558 SFD 7.625 6.750 $ 2,472.32 360 46997 $349,047.19 79.39
7182274 WESTFORD MA 01886 SFD 7.375 6.750 $ 1,719.78 360 46997 $248,810.53 80.00
7182911 SHOREWOOD WI 53211 SFD 7.375 6.750 $ 1,868.28 360 46997 $270,294.17 75.14
7182979 MINNETONKA MN 55343 SFD 7.250 6.750 $ 2,837.85 360 46997 $415,675.48 69.92
7185077 SAN JOSE CA 95111 SFD 7.375 6.750 $ 1,746.72 360 47027 $252,900.00 90.00
7185315 ALPINE CA 91901 SFD 7.375 6.750 $ 4,144.05 360 46997 $599,543.45 70.59
7185475 CLAYTON CA 94517 SFD 7.250 6.750 $ 1,762.74 360 47027 $258,400.00 80.00
7187237 ATLANTA GA 30350 SFD 7.250 6.750 $ 2,271.65 360 47027 $333,000.00 90.00
7187591 BROOMFIELD CO 80020 SFD 7.125 6.750 $ 1,724.72 360 46997 $255,795.28 80.00
7188015 DANSVILLE CA 94506 SFD 6.750 6.483 $ 2,711.14 360 47027 $417,999.00 80.00
7190562 LARKSPUR CO 80118 SFD 7.625 6.750 $ 2,654.23 360 47027 $375,000.00 52.82
7191591 PARK CITY UT 84060 SFD 7.250 6.750 $ 1,821.41 360 47027 $267,000.00 79.70
7194364 DURANGO CO 81301 SFD 7.500 6.750 $ 2,176.31 360 47027 $311,250.00 75.00
7196761 CHICAGO IL 60646 SFD 7.250 6.750 $ 1,980.02 360 47027 $290,250.00 75.00
7201111 PLEASANT VIEW UT 84414 SFD 7.375 6.750 $ 2,016.77 360 46997 $291,777.81 68.71
7202860 TEMECULA CA 92592 SFD 6.875 6.608 $ 1,839.40 360 47027 $280,000.00 80.00
7203646 ROSEMONT PA 19010 SFD 6.625 6.358 $ 4,162.02 360 46966 $648,849.88 73.86
7213057 CASTLE ROCK CO 80104 PUD 7.250 6.750 $ 2,305.07 360 47027 $337,900.00 80.00
7214734 CARBONDALE CO 81623 SFD 7.250 6.750 $ 2,217.07 360 47027 $325,000.00 50.00
$936,014,794.89
</TABLE>
<TABLE>
<CAPTION>
(i) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----- ------- --------- ------ --------- -------- --------
MORTGAGE MORTGAGE T.O.P. MASTER FIXED
LOAN INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER SUBSIDY CODE FEE LOAN FEE YIELD
- -------- ------- --------- ------- --------- -------- --------
<S> <C> <C> <C> <C> <C> <C>
4691073 0.250 0.017 0.358
4694534 06 0.250 0.017 0.483
4710678 0.250 0.017 0.108
4717776 0.250 0.017 0.233
4728610 0.250 0.017 0.233
4730817 0.250 0.017 0.108
4740796 0.250 0.017 0.608
4741339 0.250 0.017 0.000
4748362 0.250 0.017 0.233
4748443 06 0.250 0.017 0.608
4749558 0.250 0.017 0.233
4752100 0.250 0.017 1.108
4752835 0.250 0.017 0.233
4754585 0.250 0.017 0.233
4754609 0.250 0.017 0.483
4755614 0.250 0.017 0.483
4755695 0.250 0.017 0.358
4759663 0.250 0.017 0.858
4759751 0.250 0.017 0.483
4760011 0.250 0.017 0.000
4763490 0.250 0.017 0.483
4764430 0.250 0.017 0.358
4764755 0.250 0.017 0.483
4766640 0.250 0.017 0.608
4767138 0.250 0.017 0.483
4767889 0.250 0.017 0.000
4768531 0.250 0.017 0.233
4771708 0.250 0.017 0.733
4772785 0.250 0.017 0.358
4773018 0.250 0.017 0.000
4773830 0.250 0.017 0.108
4775221 0.250 0.017 0.233
4776150 0.250 0.017 0.483
4778120 0.250 0.017 0.358
4778496 0.250 0.017 0.233
4779432 0.250 0.017 0.358
4780387 0.250 0.017 0.608
4781991 0.250 0.017 0.483
4782039 0.250 0.017 0.608
4782495 0.250 0.017 0.108
4783017 0.250 0.017 0.233
4783589 0.250 0.017 0.983
4784547 0.250 0.017 0.483
4784577 0.250 0.017 0.358
4785350 0.250 0.017 0.483
4785419 0.250 0.017 0.358
4785500 0.250 0.017 0.483
4785578 0.250 0.017 0.233
4785670 0.250 0.017 0.358
4786349 0.250 0.017 0.000
4787203 0.250 0.017 0.000
4788698 17 0.250 0.017 0.233
4789191 0.250 0.017 0.483
4790636 0.250 0.017 0.233
4790654 0.250 0.017 0.000
4790679 0.250 0.017 0.000
4790730 17 0.250 0.017 0.233
4790760 0.250 0.017 0.233
4790828 0.250 0.017 0.108
4791304 0.250 0.017 0.358
4791585 0.250 0.017 0.000
4792489 0.250 0.017 0.358
4792716 0.250 0.017 0.483
4793134 0.250 0.017 0.108
4793420 0.250 0.017 0.733
4793435 0.250 0.017 1.233
4793472 0.250 0.017 0.483
4795069 0.250 0.017 0.858
4795604 0.250 0.017 0.108
4796205 0.250 0.017 0.608
4796829 0.250 0.017 0.233
4796996 0.250 0.017 0.000
4797531 0.250 0.017 0.000
4797547 0.250 0.017 0.608
4797707 0.250 0.017 0.608
4798068 0.250 0.017 0.233
4798394 0.250 0.017 0.000
4798504 0.250 0.017 0.000
4798689 0.250 0.017 0.483
4799689 0.250 0.017 0.233
4799721 0.250 0.017 0.483
4799824 0.250 0.017 0.358
4799960 0.250 0.017 0.233
4800011 0.250 0.017 0.358
4800396 0.250 0.017 0.000
4800433 0.250 0.017 0.358
4800673 0.250 0.017 0.233
4800693 0.250 0.017 0.358
4800919 0.250 0.017 0.483
4800944 0.250 0.017 0.358
4800956 0.250 0.017 0.000
4801047 0.250 0.017 0.733
4801209 0.250 0.017 0.000
4801824 0.250 0.017 0.108
4802043 0.250 0.017 0.483
4802115 0.250 0.017 0.608
4802334 0.250 0.017 0.233
4802402 0.250 0.017 0.608
4802446 0.250 0.017 0.358
4802611 0.250 0.017 0.358
4802758 0.250 0.017 0.233
4802968 11 0.250 0.017 0.733
4803380 0.250 0.017 0.358
4803386 0.250 0.017 0.108
4803522 0.250 0.017 0.000
4803850 0.250 0.017 0.608
4804018 0.250 0.017 0.000
4804063 0.250 0.017 0.358
4804593 0.250 0.017 0.358
4804851 0.250 0.017 0.358
4804999 0.250 0.017 0.483
4805067 17 0.250 0.017 0.858
4805319 0.250 0.017 0.233
4805490 0.250 0.017 0.000
4805494 0.250 0.017 0.358
4805515 0.250 0.017 0.358
4805536 0.250 0.017 0.108
4805671 0.250 0.017 0.000
4805742 0.250 0.017 0.608
4806079 0.250 0.017 0.608
4806273 0.250 0.017 0.108
4806339 0.250 0.017 0.233
4806736 0.250 0.017 0.358
4806973 0.250 0.017 0.358
4807055 0.250 0.017 0.358
4807093 0.250 0.017 0.000
4807423 0.250 0.017 0.358
4807599 0.250 0.017 0.358
4807612 0.250 0.017 0.233
4807656 0.250 0.017 0.358
4807675 0.250 0.017 0.358
4807710 0.250 0.017 0.483
4807787 0.250 0.017 0.733
4807973 0.250 0.017 0.108
4808387 0.250 0.017 0.733
4808755 0.250 0.017 0.483
4808784 0.250 0.017 0.608
4809031 0.250 0.017 0.233
4809058 0.250 0.017 0.108
4809378 0.250 0.017 0.233
4809438 GD 3YR 0.250 0.017 0.108
4809447 0.250 0.017 0.358
4809618 0.250 0.017 0.233
4809729 0.250 0.017 0.108
4810072 0.250 0.017 0.483
4810273 0.250 0.017 0.233
4810329 0.250 0.017 0.733
4810488 0.250 0.017 0.358
4810921 0.250 0.017 0.358
4811395 0.250 0.017 0.108
4811530 0.250 0.017 0.000
4811616 0.250 0.017 0.233
4811993 0.250 0.017 0.358
4811994 0.250 0.017 0.608
4812013 0.250 0.017 0.233
4812152 0.250 0.017 0.608
4812206 0.250 0.017 0.108
4812272 0.250 0.017 0.358
4812324 0.250 0.017 0.358
4812348 0.250 0.017 0.358
4812377 0.250 0.017 0.358
4812402 0.250 0.017 0.483
4812419 0.250 0.017 0.358
4812519 0.250 0.017 0.608
4812588 0.250 0.017 0.108
4812667 0.250 0.017 0.233
4812777 0.250 0.017 0.358
4812828 0.250 0.017 0.358
4812881 0.250 0.017 0.108
4812982 0.250 0.017 0.108
4813161 0.250 0.017 0.608
4813284 0.250 0.017 0.483
4813295 0.250 0.017 0.608
4813308 0.250 0.017 0.000
4813411 0.250 0.017 0.000
4813428 0.250 0.017 0.000
4813493 0.250 0.017 0.483
4813675 0.250 0.017 0.108
4813935 0.250 0.017 0.358
4814055 0.250 0.017 0.000
4814217 0.250 0.017 0.233
4814357 0.250 0.017 0.358
4814696 0.250 0.017 0.483
4814931 0.250 0.017 0.233
4814941 0.250 0.017 0.233
4815142 17 0.250 0.017 0.233
4815203 11 0.250 0.017 0.000
4815446 0.250 0.017 0.233
4815447 0.250 0.017 0.233
4815631 0.250 0.017 0.358
4815803 0.250 0.017 0.483
4815876 0.250 0.017 0.733
4815984 0.250 0.017 0.608
4816034 GD 1YR 0.250 0.017 0.233
4816058 0.250 0.017 0.108
4816086 0.250 0.017 0.483
4816094 01 0.250 0.017 0.108
4816139 0.250 0.017 0.233
4816145 0.250 0.017 0.108
4816180 0.250 0.017 0.483
4816181 0.250 0.017 0.233
4816281 0.250 0.017 0.608
4816419 0.250 0.017 0.358
4816445 0.250 0.017 0.233
4816460 0.250 0.017 0.483
4816608 0.250 0.017 0.483
4816612 0.250 0.017 0.108
4816918 0.250 0.017 0.483
4817108 0.250 0.017 0.233
4817170 0.250 0.017 0.483
4817182 0.250 0.017 0.483
4817251 0.250 0.017 0.358
4817386 01 0.250 0.017 0.358
4817464 0.250 0.017 0.233
4817472 0.250 0.017 0.000
4817717 0.250 0.017 0.108
4817738 0.250 0.017 0.733
4817812 0.250 0.017 0.733
4817889 0.250 0.017 0.108
4817988 0.250 0.017 0.000
4817997 0.250 0.017 0.108
4818158 0.250 0.017 0.233
4818231 0.250 0.017 0.358
4818360 01 0.250 0.017 0.608
4818483 0.250 0.017 0.358
4818505 01 0.250 0.017 0.358
4818523 0.250 0.017 0.000
4818570 0.250 0.017 0.108
4818631 0.250 0.017 0.608
4818637 0.250 0.017 0.358
4818644 0.250 0.017 0.233
4818836 0.250 0.017 0.483
4819023 0.250 0.017 0.233
4819357 0.250 0.017 0.608
4819389 0.250 0.017 0.358
4819414 0.250 0.017 0.000
4819418 0.250 0.017 0.233
4819452 0.250 0.017 0.233
4819467 0.250 0.017 0.108
4819553 0.250 0.017 0.358
4819566 0.250 0.017 0.358
4819797 0.250 0.017 0.358
4819832 0.250 0.017 0.608
4820372 0.250 0.017 0.608
4820501 0.250 0.017 0.233
4820508 13 0.250 0.017 0.483
4820550 0.250 0.017 0.000
4820596 0.250 0.017 0.483
4820641 0.250 0.017 0.358
4820659 0.250 0.017 0.733
4820694 0.250 0.017 0.233
4820762 0.250 0.017 0.000
4820785 0.250 0.017 0.483
4820962 0.250 0.017 0.483
4821030 0.250 0.017 0.358
4821045 0.250 0.017 0.000
4821051 0.250 0.017 0.000
4821052 0.250 0.017 0.233
4821116 0.250 0.017 0.000
4821166 0.250 0.017 0.608
4821174 0.250 0.017 0.108
4821236 0.250 0.017 0.608
4821269 0.250 0.017 0.483
4821347 0.250 0.017 0.483
4821355 0.250 0.017 0.000
4821449 0.250 0.017 0.358
4821487 0.250 0.017 0.358
4821490 0.250 0.017 0.233
4821635 0.250 0.017 0.358
4821767 0.250 0.017 0.358
4821847 0.250 0.017 0.358
4821889 0.250 0.017 0.733
4821967 0.250 0.017 0.000
4822024 0.250 0.017 0.358
4822028 01 0.250 0.017 0.108
4822055 0.250 0.017 0.358
4822222 0.250 0.017 0.733
4822372 0.250 0.017 0.000
4822375 0.250 0.017 0.608
4822382 0.250 0.017 0.000
4822424 12 0.250 0.017 0.733
4822444 0.250 0.017 0.608
4822510 0.250 0.017 0.608
4822590 0.250 0.017 0.233
4822855 0.250 0.017 0.358
4822882 0.250 0.017 0.358
4823057 0.250 0.017 0.233
4823061 0.250 0.017 0.608
4823066 0.250 0.017 0.608
4823104 0.250 0.017 0.608
4823149 0.250 0.017 0.358
4823192 0.250 0.017 0.483
4823195 0.250 0.017 0.358
4823235 0.250 0.017 0.358
4823252 0.250 0.017 0.233
4823273 0.250 0.017 0.000
4823312 0.250 0.017 0.858
4823346 0.250 0.017 0.358
4823385 0.250 0.017 0.358
4823393 0.250 0.017 0.483
4823423 0.250 0.017 0.358
4823488 0.250 0.017 0.358
4823640 GD 3YR 0.250 0.017 0.233
4823664 0.250 0.017 0.358
4823733 0.250 0.017 0.358
4823776 0.250 0.017 0.858
4823789 0.250 0.017 0.483
4823866 0.250 0.017 0.483
4823920 06 0.250 0.017 0.000
4823994 0.250 0.017 0.358
4824196 0.250 0.017 0.358
4824296 0.250 0.017 0.608
4824335 0.250 0.017 0.358
4824414 0.250 0.017 0.483
4824485 0.250 0.017 0.000
4824606 0.250 0.017 0.733
4824608 0.250 0.017 0.108
4824626 0.250 0.017 0.108
4824643 0.250 0.017 0.358
4824881 0.250 0.017 0.358
4824908 0.250 0.017 0.483
4824910 0.250 0.017 0.000
4824965 0.250 0.017 0.000
4825013 0.250 0.017 0.233
4825106 0.250 0.017 0.000
4825252 0.250 0.017 0.358
4825259 0.250 0.017 0.858
4825289 0.250 0.017 0.608
4825387 0.250 0.017 0.608
4825400 0.250 0.017 0.358
4825474 0.250 0.017 0.000
4825492 0.250 0.017 0.358
4825549 0.250 0.017 0.000
4825629 0.250 0.017 0.358
4825817 0.250 0.017 0.358
4825848 0.250 0.017 0.233
4825854 0.250 0.017 0.358
4825896 0.250 0.017 0.733
4825983 0.250 0.017 0.000
4826129 0.250 0.017 0.358
4826158 0.250 0.017 0.358
4826189 0.250 0.017 0.233
4826196 0.250 0.017 0.000
4826206 0.250 0.017 0.358
4826249 0.250 0.017 0.483
4826277 0.250 0.017 0.108
4826401 0.250 0.017 0.233
4826489 0.250 0.017 0.608
4826558 0.250 0.017 0.000
4826622 0.250 0.017 0.483
4826654 0.250 0.017 0.483
4826682 0.250 0.017 0.108
4826782 0.250 0.017 0.233
4826944 0.250 0.017 0.000
4827059 0.250 0.017 0.358
4827239 0.250 0.017 0.358
4827265 0.250 0.017 0.358
4827296 0.250 0.017 0.233
4827401 0.250 0.017 0.000
4827421 0.250 0.017 0.233
4827437 0.250 0.017 0.608
4827452 0.250 0.017 0.108
4827501 0.250 0.017 0.733
4827519 0.250 0.017 0.358
4827628 0.250 0.017 0.358
4827650 0.250 0.017 0.233
4827672 0.250 0.017 0.483
4827682 0.250 0.017 0.233
4827704 0.250 0.017 0.358
4827804 0.250 0.017 0.483
4827840 0.250 0.017 0.358
4827908 0.250 0.017 0.000
4828035 0.250 0.017 0.108
4828089 0.250 0.017 0.233
4828197 0.250 0.017 0.483
4828230 0.250 0.017 0.483
4828250 0.250 0.017 0.358
4828255 0.250 0.017 0.233
4828300 0.250 0.017 0.233
4828394 0.250 0.017 0.000
4828421 0.250 0.017 0.358
4828434 0.250 0.017 0.483
4828467 0.250 0.017 0.358
4828479 0.250 0.017 0.000
4828504 0.250 0.017 0.233
4828515 0.250 0.017 0.233
4828530 0.250 0.017 0.608
4828531 0.250 0.017 0.483
4828554 0.250 0.017 0.233
4828555 0.250 0.017 0.000
4828581 0.250 0.017 0.233
4828610 0.250 0.017 0.483
4828707 0.250 0.017 0.000
4828713 0.250 0.017 0.483
4828769 0.250 0.017 0.358
4828835 0.250 0.017 0.358
4828858 0.250 0.017 0.358
4828936 0.250 0.017 0.483
4828966 0.250 0.017 0.358
4828976 0.250 0.017 0.358
4828980 0.250 0.017 0.233
4829092 0.250 0.017 0.358
4829110 0.250 0.017 0.483
4829114 0.250 0.017 0.608
4829153 0.250 0.017 0.233
4829160 0.250 0.017 0.483
4829191 0.250 0.017 0.483
4829197 0.250 0.017 0.108
4829202 0.250 0.017 0.483
4829205 0.250 0.017 0.733
4829231 0.250 0.017 0.233
4829273 0.250 0.017 0.733
4829314 0.250 0.017 0.000
4829327 0.250 0.017 0.608
4829343 0.250 0.017 0.858
4829352 0.250 0.017 0.233
4829394 0.250 0.017 0.233
4829400 0.250 0.017 0.608
4829421 0.250 0.017 0.108
4829435 0.250 0.017 0.000
4829480 0.250 0.017 0.233
4829500 0.250 0.017 0.858
4829506 0.250 0.017 0.233
4829527 0.250 0.017 0.358
4829553 0.250 0.017 0.233
4829562 0.250 0.017 0.108
4829728 0.250 0.017 0.733
4829738 0.250 0.017 0.608
4829740 0.250 0.017 0.358
4829745 0.250 0.017 0.358
4829749 0.250 0.017 0.858
4829810 01 0.250 0.017 0.108
4829834 0.250 0.017 0.233
4829926 0.250 0.017 0.000
4829972 0.250 0.017 0.233
4830040 0.250 0.017 0.608
4830046 0.250 0.017 0.358
4830114 0.250 0.017 0.233
4830242 0.250 0.017 0.483
4830251 0.250 0.017 0.233
4830267 0.250 0.017 0.433
4830281 0.250 0.017 0.233
4830293 0.250 0.017 0.133
4830319 0.250 0.017 0.608
4830346 0.250 0.017 0.000
4830350 0.250 0.017 0.383
4830353 0.250 0.017 0.483
4830363 0.250 0.017 0.108
4830367 0.250 0.017 0.283
4830384 0.250 0.017 0.000
4830404 0.250 0.017 0.133
4830405 0.250 0.017 0.233
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6979097 0.250 0.017 0.108
6979126 0.250 0.017 0.000
6979135 0.250 0.017 0.483
6979392 0.250 0.017 0.608
6979426 0.250 0.017 0.483
6979624 0.250 0.017 0.483
6980544 0.250 0.017 0.108
6980911 11 0.250 0.017 0.358
6981280 0.250 0.017 0.608
6981404 0.250 0.017 0.233
6981535 01 0.250 0.017 0.483
6981540 24 0.250 0.017 0.233
6981746 33 0.250 0.017 0.233
6982148 0.250 0.017 0.358
6983482 0.250 0.017 0.358
6985722 0.250 0.017 0.483
6986144 0.250 0.017 0.000
6986389 0.250 0.017 0.000
6986712 24 0.250 0.017 0.608
6986845 0.250 0.017 0.233
6987230 0.250 0.017 0.733
6987277 06 0.250 0.017 0.233
6987327 33 0.250 0.017 0.000
6987872 0.250 0.017 0.483
6987884 13 0.250 0.017 0.233
6987973 0.250 0.017 0.358
6988086 0.250 0.017 0.358
6988127 0.250 0.017 0.233
6988950 0.250 0.017 0.358
6989098 0.250 0.017 0.358
6989269 33 0.250 0.017 0.233
6989331 0.250 0.017 0.233
6989773 0.250 0.017 0.000
6989782 0.250 0.017 0.000
7000298 0.250 0.017 0.358
7000861 0.250 0.017 0.358
7003264 33 0.250 0.017 0.483
7003289 0.250 0.017 0.000
7003893 0.250 0.017 0.483
7004130 0.250 0.017 0.000
7004140 0.250 0.017 0.000
7004217 01 0.250 0.017 0.233
7004495 0.250 0.017 0.483
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7004810 0.250 0.017 0.733
7005540 0.250 0.017 0.358
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7008917 0.250 0.017 0.483
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7010467 0.250 0.017 0.358
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7015828 0.250 0.017 0.483
7015971 0.250 0.017 0.000
7016210 0.250 0.017 0.108
7016956 0.250 0.017 0.483
7017809 0.250 0.017 0.358
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7018640 0.250 0.017 0.233
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7019089 0.250 0.017 0.108
7019188 0.250 0.017 0.108
7019340 0.250 0.017 0.233
7021776 0.250 0.017 0.608
7022313 0.250 0.017 0.000
7022341 0.250 0.017 0.358
7022579 0.250 0.017 0.108
7022674 33 0.250 0.017 0.733
7024477 0.250 0.017 0.108
7024497 0.250 0.017 0.233
7024801 01 0.250 0.017 0.483
7024820 11 0.250 0.017 0.483
7026669 0.250 0.017 0.483
7026828 0.250 0.017 0.108
7026844 0.250 0.017 0.358
7026867 17 0.250 0.017 0.733
7027376 0.250 0.017 0.483
7029485 0.250 0.017 0.108
7029508 0.250 0.017 0.608
7029619 0.250 0.017 0.000
7032347 11 0.250 0.017 0.483
7032428 0.250 0.017 0.233
7032442 16 0.250 0.017 0.608
7032910 0.250 0.017 0.233
7034583 0.250 0.017 0.483
7034585 0.250 0.017 0.483
7034639 0.250 0.017 0.108
7035493 01 0.250 0.017 0.233
7036724 0.250 0.017 0.000
7036745 0.250 0.017 0.483
7036925 0.250 0.017 0.233
7037586 0.250 0.017 0.733
7038039 0.250 0.017 0.000
7040265 0.250 0.017 0.608
7040353 0.250 0.017 0.358
7041793 0.250 0.017 0.358
7041905 0.250 0.017 0.233
7042595 01 0.250 0.017 0.358
7042778 0.250 0.017 0.108
7042935 11 0.250 0.017 0.733
7044140 33 0.250 0.017 0.483
7046642 0.250 0.017 0.108
7046674 0.250 0.017 0.358
7046902 0.250 0.017 0.483
7047209 33 0.250 0.017 0.608
7047351 0.250 0.017 0.000
7047509 0.250 0.017 0.358
7047631 0.250 0.017 0.483
7047647 17 0.250 0.017 0.108
7048334 0.250 0.017 0.483
7048555 0.250 0.017 0.483
7051539 11 0.250 0.017 0.108
7051765 0.250 0.017 0.233
7055642 0.250 0.017 0.000
7056390 0.250 0.017 0.358
7056510 11 0.250 0.017 0.000
7057015 0.250 0.017 0.233
7057103 0.250 0.017 0.000
7057132 0.250 0.017 0.358
7057852 0.250 0.017 0.358
7058098 0.250 0.017 0.000
7058213 17 0.250 0.017 0.608
7058966 0.250 0.017 0.233
7060511 0.250 0.017 0.000
7060853 0.250 0.017 0.233
7061846 0.250 0.017 1.108
7062270 24 0.250 0.017 0.358
7062314 0.250 0.017 0.358
7062846 0.250 0.017 0.108
7063678 17 0.250 0.017 0.233
7063763 01 0.250 0.017 0.483
7063888 0.250 0.017 0.483
7063905 01 0.250 0.017 0.858
7064653 0.250 0.017 0.000
7064989 17 0.250 0.017 0.108
7065014 0.250 0.017 0.000
7065410 0.250 0.017 0.608
7065426 01 0.250 0.017 0.358
7066054 0.250 0.017 0.483
7066194 0.250 0.017 0.358
7066321 0.250 0.017 0.108
7068010 0.250 0.017 0.358
7068143 06 0.250 0.017 0.608
7068720 0.250 0.017 0.233
7068721 0.250 0.017 0.000
7069060 0.250 0.017 0.358
7069212 0.250 0.017 0.483
7070218 0.250 0.017 0.108
7070242 0.250 0.017 0.358
7071153 0.250 0.017 0.000
7071322 0.250 0.017 0.233
7072030 0.250 0.017 0.483
7072079 0.250 0.017 0.483
7072606 0.250 0.017 0.358
7072652 0.250 0.017 0.233
7072924 0.250 0.017 0.108
7073076 06 0.250 0.017 0.358
7073542 0.250 0.017 0.233
7073761 33 0.250 0.017 0.358
7073937 0.250 0.017 0.000
7073982 0.250 0.017 0.233
7073996 24 0.250 0.017 0.483
7074025 0.250 0.017 0.483
7074054 0.250 0.017 0.483
7074074 0.250 0.017 0.000
7074097 01 0.250 0.017 0.483
7074345 0.250 0.017 0.483
7074531 0.250 0.017 0.358
7074843 06 0.250 0.017 0.108
7074856 24 0.250 0.017 0.483
7074995 0.250 0.017 0.233
7075116 0.250 0.017 0.233
7075188 0.250 0.017 0.108
7075217 0.250 0.017 0.358
7075220 0.250 0.017 0.483
7075313 33 0.250 0.017 0.233
7075389 0.250 0.017 0.483
7075478 0.250 0.017 0.108
7075803 0.250 0.017 0.000
7076918 0.250 0.017 0.358
7076927 0.250 0.017 0.358
7076929 0.250 0.017 0.483
7077146 0.250 0.017 0.358
7077259 0.250 0.017 0.483
7077333 17 0.250 0.017 0.608
7077456 0.250 0.017 0.233
7077619 0.250 0.017 0.358
7077678 0.250 0.017 0.358
7077758 0.250 0.017 0.233
7077888 0.250 0.017 0.358
7078346 0.250 0.017 0.358
7078355 0.250 0.017 0.233
7078532 0.250 0.017 0.233
7078823 0.250 0.017 0.233
7079921 0.250 0.017 0.733
7080349 0.250 0.017 0.108
7080359 01 0.250 0.017 0.733
7081048 0.250 0.017 0.358
7081468 0.250 0.017 0.108
7081598 0.250 0.017 0.358
7081651 0.250 0.017 0.358
7081923 0.250 0.017 0.000
7081948 0.250 0.017 0.108
7082145 0.250 0.017 0.233
7082174 0.250 0.017 0.233
7082180 17 0.250 0.017 0.233
7082232 0.250 0.017 0.233
7082252 0.250 0.017 0.358
7082395 0.250 0.017 0.000
7082430 01 0.250 0.017 0.358
7082627 17 0.250 0.017 0.358
7082666 0.250 0.017 0.233
7082807 0.250 0.017 0.233
7082826 01 0.250 0.017 0.608
7083784 0.250 0.017 0.233
7084006 0.250 0.017 0.483
7084007 0.250 0.017 0.000
7084026 0.250 0.017 0.608
7084062 0.250 0.017 0.000
7084232 0.250 0.017 0.000
7084409 0.250 0.017 0.483
7084488 0.250 0.017 0.233
7084546 01 0.250 0.017 0.733
7085159 17 0.250 0.017 0.358
7085164 0.250 0.017 0.858
7085172 0.250 0.017 0.233
7085891 0.250 0.017 0.358
7086078 0.250 0.017 0.483
7086151 0.250 0.017 0.000
7086185 0.250 0.017 0.000
7086464 0.250 0.017 0.358
7086691 0.250 0.017 0.358
7087006 01 0.250 0.017 0.483
7087360 0.250 0.017 0.358
7087417 0.250 0.017 0.108
7087674 0.250 0.017 0.483
7087757 0.250 0.017 0.358
7087810 0.250 0.017 0.483
7087837 0.250 0.017 0.483
7088104 0.250 0.017 0.608
7088529 0.250 0.017 0.233
7088949 0.250 0.017 0.000
7089353 0.250 0.017 0.358
7090260 01 0.250 0.017 0.358
7090559 0.250 0.017 0.358
7090632 0.250 0.017 0.358
7091317 0.250 0.017 0.233
7091389 0.250 0.017 0.233
7091537 0.250 0.017 0.483
7091694 24 0.250 0.017 0.358
7091733 0.250 0.017 0.358
7092032 0.250 0.017 0.233
7092040 01 0.250 0.017 0.608
7092079 0.250 0.017 0.000
7092344 0.250 0.017 0.358
7092587 0.250 0.017 0.358
7092723 0.250 0.017 0.733
7092886 06 0.250 0.017 0.358
7092918 0.250 0.017 0.233
7093026 0.250 0.017 0.108
7093211 0.250 0.017 0.108
7093269 0.250 0.017 0.108
7093558 0.250 0.017 0.000
7093771 0.250 0.017 0.108
7093778 33 0.250 0.017 0.608
7093825 0.250 0.017 0.000
7094297 0.250 0.017 0.358
7094699 0.250 0.017 0.000
7094767 0.250 0.017 0.108
7095242 0.250 0.017 0.358
7095506 0.250 0.017 0.358
7095509 0.250 0.017 0.483
7095567 0.250 0.017 0.358
7095726 0.250 0.017 0.358
7095899 0.250 0.017 0.733
7095981 06 0.250 0.017 0.233
7096124 0.250 0.017 0.108
7096303 0.250 0.017 0.233
7096429 0.250 0.017 0.108
7096617 0.250 0.017 0.233
7096618 0.250 0.017 0.608
7096806 0.250 0.017 0.000
7097015 0.250 0.017 0.483
7097238 0.250 0.017 0.233
7097304 0.250 0.017 0.733
7097440 0.250 0.017 0.108
7097478 06 0.250 0.017 0.358
7097538 0.250 0.017 0.358
7097666 0.250 0.017 0.483
7097998 0.250 0.017 0.233
7098038 0.250 0.017 0.000
7098230 0.250 0.017 0.000
7098517 0.250 0.017 0.358
7098589 0.250 0.017 0.108
7098602 12 0.250 0.017 0.233
7099529 01 0.250 0.017 0.733
7099612 0.250 0.017 0.233
7099718 24 0.250 0.017 0.233
7099756 0.250 0.017 0.000
7100218 0.250 0.017 0.233
7100221 0.250 0.017 0.233
7100367 0.250 0.017 0.233
7100666 0.250 0.017 0.358
7100744 11 0.250 0.017 0.000
7100832 06 0.250 0.017 0.233
7100971 0.250 0.017 0.000
7101341 0.250 0.017 0.108
7101391 0.250 0.017 0.358
7101419 0.250 0.017 0.358
7102055 13 0.250 0.017 0.858
7102190 0.250 0.017 0.108
7102469 0.250 0.017 0.733
7102575 0.250 0.017 0.233
7102669 0.250 0.017 0.358
7102739 06 0.250 0.017 0.358
7103151 0.250 0.017 0.858
7103923 0.250 0.017 0.358
7104167 0.250 0.017 0.483
7104364 17 0.250 0.017 0.358
7105211 0.250 0.017 0.108
7105329 0.250 0.017 0.233
7105356 0.250 0.017 0.233
7105502 0.250 0.017 0.108
7105585 0.250 0.017 0.358
7105686 24 0.250 0.017 0.483
7105924 0.250 0.017 0.108
7105950 0.250 0.017 0.608
7106136 33 0.250 0.017 0.233
7106230 0.250 0.017 0.608
7106270 0.250 0.017 0.108
7106371 0.250 0.017 0.483
7106631 0.250 0.017 0.233
7106633 0.250 0.017 0.233
7106785 0.250 0.017 0.233
7107452 0.250 0.017 0.000
7107489 0.250 0.017 0.108
7107836 0.250 0.017 0.358
7107964 0.250 0.017 0.358
7108057 0.250 0.017 0.233
7108117 0.250 0.017 0.483
7108268 0.250 0.017 0.358
7108357 0.250 0.017 0.000
7108575 24 0.250 0.017 0.108
7109150 0.250 0.017 0.358
7109291 0.250 0.017 0.483
7109609 0.250 0.017 0.233
7110077 0.250 0.017 0.233
7110363 33 0.250 0.017 0.233
7110478 13 0.250 0.017 0.358
7110539 0.250 0.017 0.233
7110598 0.250 0.017 0.000
7110687 24 0.250 0.017 0.000
7110698 0.250 0.017 0.000
7110758 0.250 0.017 0.000
7110824 0.250 0.017 0.358
7111074 13 0.250 0.017 0.233
7111277 0.250 0.017 0.233
7111719 0.250 0.017 0.233
7111893 0.250 0.017 0.858
7112002 11 0.250 0.017 0.233
7112045 0.250 0.017 0.608
7112361 0.250 0.017 0.358
7112442 0.250 0.017 0.233
7112607 0.250 0.017 0.358
7112935 33 0.250 0.017 0.483
7112950 17 0.250 0.017 0.358
7112959 17 0.250 0.017 0.233
7113002 0.250 0.017 0.358
7113046 0.250 0.017 0.483
7113469 0.250 0.017 0.483
7113625 06 0.250 0.017 0.233
7114009 0.250 0.017 0.000
7114200 0.250 0.017 0.233
7116245 0.250 0.017 0.483
7116308 0.250 0.017 0.000
7116417 06 0.250 0.017 0.233
7117047 0.250 0.017 0.000
7117389 0.250 0.017 0.483
7117390 0.250 0.017 0.233
7118059 0.250 0.017 0.233
7118399 0.250 0.017 0.000
7118453 0.250 0.017 0.108
7119262 0.250 0.017 0.358
7119298 0.250 0.017 0.358
7119330 0.250 0.017 0.233
7119333 0.250 0.017 0.358
7119336 0.250 0.017 0.000
7119732 0.250 0.017 0.483
7119756 0.250 0.017 0.358
7119899 0.250 0.017 0.233
7120792 0.250 0.017 0.358
7120801 0.250 0.017 0.358
7121095 0.250 0.017 0.358
7121117 0.250 0.017 0.358
7121158 0.250 0.017 0.000
7121432 0.250 0.017 0.000
7121437 0.250 0.017 0.108
7121980 01 0.250 0.017 0.483
7122044 0.250 0.017 0.733
7122151 0.250 0.017 0.483
7122312 0.250 0.017 0.608
7122561 33 0.250 0.017 0.358
7122616 0.250 0.017 0.358
7122627 24 0.250 0.017 0.233
7122788 0.250 0.017 0.233
7123048 0.250 0.017 0.000
7123292 0.250 0.017 0.000
7123441 0.250 0.017 0.233
7123905 0.250 0.017 0.000
7124033 0.250 0.017 0.000
7124242 0.250 0.017 0.483
7124253 0.250 0.017 0.233
7124696 0.250 0.017 0.483
7124996 0.250 0.017 0.108
7125122 0.250 0.017 0.233
7125160 0.250 0.017 0.358
7125197 0.250 0.017 0.483
7125239 0.250 0.017 0.000
7125447 0.250 0.017 0.233
7125449 0.250 0.017 0.608
7125461 0.250 0.017 0.483
7125561 0.250 0.017 0.108
7125714 01 0.250 0.017 0.608
7125826 0.250 0.017 0.358
7125849 0.250 0.017 0.233
7126139 0.250 0.017 0.000
7126377 0.250 0.017 0.358
7126381 24 0.250 0.017 0.358
7126572 0.250 0.017 0.358
7127199 0.250 0.017 0.358
7127788 0.250 0.017 0.358
7128350 0.250 0.017 0.733
7128436 0.250 0.017 0.483
7128460 0.250 0.017 0.000
7128497 0.250 0.017 0.000
7128693 0.250 0.017 0.233
7128756 0.250 0.017 0.108
7128887 0.250 0.017 0.358
7129139 0.250 0.017 0.483
7129373 0.250 0.017 0.233
7129444 0.250 0.017 0.483
7129447 0.250 0.017 0.733
7129855 0.250 0.017 0.108
7130026 0.250 0.017 0.000
7130305 33 0.250 0.017 0.358
7130781 0.250 0.017 0.233
7130866 0.250 0.017 0.233
7131015 0.250 0.017 0.358
7131054 0.250 0.017 0.733
7131056 0.250 0.017 0.233
7131163 0.250 0.017 0.358
7131388 0.250 0.017 0.483
7131610 0.250 0.017 0.108
7131873 0.250 0.017 0.733
7131899 0.250 0.017 0.108
7131952 0.250 0.017 0.000
7132792 0.250 0.017 0.233
7132851 0.250 0.017 0.358
7133094 0.250 0.017 0.608
7133443 0.250 0.017 0.358
7133448 0.250 0.017 0.483
7134395 0.250 0.017 0.233
7134512 0.250 0.017 0.858
7135520 0.250 0.017 0.000
7136737 0.250 0.017 0.358
7136975 0.250 0.017 0.483
7138014 0.250 0.017 0.000
7138238 0.250 0.017 0.233
7138545 0.250 0.017 0.358
7138669 0.250 0.017 0.108
7138765 0.250 0.017 0.733
7138783 0.250 0.017 0.483
7139185 0.250 0.017 0.233
7139224 0.250 0.017 0.000
7139254 0.250 0.017 0.233
7139561 0.250 0.017 0.608
7139689 0.250 0.017 0.358
7142072 17 0.250 0.017 0.733
7142244 0.250 0.017 0.358
7142396 0.250 0.017 0.000
7142464 0.250 0.017 0.608
7142603 0.250 0.017 0.000
7142817 01 0.250 0.017 0.233
7142985 0.250 0.017 0.108
7143064 0.250 0.017 0.483
7143119 0.250 0.017 0.233
7143151 0.250 0.017 0.358
7143192 12 0.250 0.017 0.233
7143927 0.250 0.017 0.233
7144134 0.250 0.017 0.483
7144208 0.250 0.017 0.233
7144812 0.250 0.017 0.233
7145410 0.250 0.017 0.000
7145488 0.250 0.017 0.358
7146521 0.250 0.017 0.358
7146819 0.250 0.017 0.233
7147125 33 0.250 0.017 0.733
7147207 0.250 0.017 0.483
7150032 0.250 0.017 0.358
7150258 24 0.250 0.017 0.483
7150290 0.250 0.017 0.483
7150705 0.250 0.017 0.233
7151501 0.250 0.017 0.233
7151609 0.250 0.017 0.483
7151689 0.250 0.017 0.608
7152294 0.250 0.017 0.233
7152458 0.250 0.017 0.000
7153002 0.250 0.017 0.358
7153398 17 0.250 0.017 0.608
7153522 0.250 0.017 0.108
7154076 0.250 0.017 0.733
7154261 0.250 0.017 0.233
7155159 0.250 0.017 0.108
7161578 0.250 0.017 0.233
7162302 0.250 0.017 0.733
7162386 0.250 0.017 0.233
7162648 0.250 0.017 0.108
7164356 0.250 0.017 0.358
7164433 17 0.250 0.017 0.733
7164434 0.250 0.017 0.233
7165077 0.250 0.017 0.000
7165774 16 0.250 0.017 0.608
7166315 0.250 0.017 0.483
7166887 0.250 0.017 0.608
7166989 0.250 0.017 0.358
7167087 0.250 0.017 0.483
7167397 0.250 0.017 0.358
7168042 01 0.250 0.017 0.108
7170705 0.250 0.017 0.233
7174915 0.250 0.017 0.358
7175313 0.250 0.017 0.233
7175357 0.250 0.017 0.358
7175818 0.250 0.017 0.358
7177066 0.250 0.017 0.358
7177349 0.250 0.017 0.358
7177439 11 0.250 0.017 0.358
7179623 17 0.250 0.017 0.483
7180939 0.250 0.017 0.608
7182274 0.250 0.017 0.358
7182911 0.250 0.017 0.358
7182979 0.250 0.017 0.233
7185077 11 0.250 0.017 0.358
7185315 0.250 0.017 0.358
7185475 0.250 0.017 0.233
7187237 13 0.250 0.017 0.233
7187591 0.250 0.017 0.108
7188015 0.250 0.017 0.000
7190562 0.250 0.017 0.608
7191591 0.250 0.017 0.233
7194364 0.250 0.017 0.483
7196761 0.250 0.017 0.233
7201111 0.250 0.017 0.358
7202860 0.250 0.017 0.000
7203646 0.250 0.017 0.000
7213057 0.250 0.017 0.233
7214734 0.250 0.017 0.233
COUNT:
WAC:
WAM:
WALTV:
</TABLE>
<PAGE>
EXHIBIT F-3
[Schedule of Mortgage Loans Serviced by Other Servicers]
NASCOR
NMI / 1998-25 Exhibit F-3 (Part A)
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (ii) (iii) (iv) (v) (vi) (vii) (viii) (ix) (x)
- ----- --------------------- ----- ----- -------- -------- -------- -------- -------- --------- ---------- -----
NET CUT-OFF
MORTGAGE MORTGAGE MORTGAGE CURRENT ORIGINAL SCHEDULED DATE
LOAN ZIP PROPERTY INTEREST INTEREST MONTHLY TERM TO MATURITY PRINCIPAL
NUMBER CITY STATE CODE TYPE RATE RATE PAYMENT MATURITY DATE BALANCE LTV
- -------- --------------------- ----- ----- ------- -------- -------- --------- -------- -------- ----------- ----
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
4712215 WHITE PLAINS NY 10605 SFD 7.000 6.733 $3,093.66 360 1-May-28 $461,906.62 72.66
4740871 ARLINGTON VA 22207 SFD 6.625 6.358 $2,241.09 360 1-Feb-28 $347,481.35 78.43
4748739 SMYRNA TN 37167 SFD 7.375 6.750 $1,705.50 350 1-May-27 $243,575.55 64.47
4774080 BEVERLY MA 01915 SFD 7.125 6.750 $2,358.01 360 1-Jul-28 $349,155.35 64.81
4791064 TULSA OK 74133 SFD 6.875 6.608 $1,886.70 360 1-Aug-28 $286,716.04 80.00
4791742 FOLSOM LA 70437 SFD 7.125 6.750 $2,122.21 360 1-Aug-28 $314,494.70 48.46
4802588 GRANITE BAY CA 95746 SFD 8.000 6.750 $2,113.25 360 1-May-28 $287,020.83 78.05
4802622 DRIFTWOOD TX 78619 SFD 7.500 6.750 $2,552.14 360 1-Apr-28 $363,349.11 69.52
4802804 MIDDLETON NJ 07706 SFD 7.625 6.750 $7,077.94 360 1-May-28 $996,334.86 71.43
4804107 FAYETTEVILLE AR 72703 SFD 7.250 6.750 $6,821.76 360 1-Sep-28 $999,219.91 57.80
4804838 KENNESAW GA 30144 SFD 7.375 6.750 $2,082.73 360 1-May-28 $300,388.55 79.99
4810063 WINTER SPRINGS FL 32708 SFD 7.250 6.750 $3,138.02 360 1-Jun-28 $458,551.57 74.19
4810407 TULSA OK 74114 SFD 7.125 6.750 $2,526.45 360 1-Sep-28 $374,700.11 65.22
4813028 METAIRE LA 70006 SFD 7.500 6.750 $3,321.27 360 1-Jul-28 $473,935.81 77.89
4813889 PACIFICA CA 94044 SFD 7.750 6.750 $2,005.96 360 1-Jun-28 $279,201.80 68.29
4814272 SCOTTSDALE AZ 85260 SFD 7.375 6.750 $1,619.58 360 1-Jun-28 $233,771.67 80.00
4814700 SUWANEE GA 30024 SFD 7.375 6.750 $1,685.25 360 1-Jun-28 $243,048.00 80.00
4815062 MESA AZ 85213 SFD 7.750 6.750 $2,199.39 360 1-Jun-28 $306,124.84 73.10
4815063 SCOTTSDALE AZ 85260 SFD 7.500 6.750 $1,722.86 360 1-Jun-28 $245,661.68 80.00
4816015 BATON ROUGE LA 70810 SFD 7.000 6.733 $1,663.26 360 1-Aug-28 $249,588.94 74.43
4816944 PARK CITY UT 84098 SFD 7.375 6.750 $1,783.67 360 1-May-28 $257,255.31 77.09
4817879 SCOTTSDALE AZ 85255 SFD 7.625 6.750 $2,739.17 360 1-Jul-28 $386,154.32 52.44
4817897 OKLAHOMA CITY OK 73003 SFD 7.500 6.750 $2,849.30 360 1-Jun-28 $406,278.91 67.92
4818102 CAREFREE AZ 85377 SFD 7.750 6.750 $2,457.37 348 1-Jun-27 $338,943.66 74.73
4818123 COLORADO SPRINGS CO 80904 SFD 7.625 6.750 $2,123.39 360 1-May-28 $298,900.41 63.45
4818166 FLAGSTAFF AZ 86001 SFD 7.625 6.750 $2,095.07 360 1-Jun-28 $295,134.84 78.51
4818183 HOUSTON TX 77024 SFD 7.250 6.750 $3,069.80 360 1-Jun-28 $448,583.03 64.29
4818238 DALLAS TX 75287 SFD 7.500 6.750 $2,497.40 360 1-Jun-28 $356,100.69 79.02
4818307 PORTLAND OR 97229 SFD 7.875 6.750 $1,921.44 360 1-Jun-28 $264,263.28 70.67
4818467 TUCSON AZ 85739 SFD 7.625 6.750 $1,736.93 360 1-Apr-28 $244,317.22 79.98
4818507 COLUMBUS OH 43235 SFD 7.750 6.750 $2,256.70 360 1-Jun-28 $314,102.04 79.77
4818527 SCOTTSDALE AZ 85259 SFD 7.625 6.750 $1,805.59 360 1-Apr-28 $253,974.40 75.03
4818582 HUNTINGTON WV 25701 SFD 7.750 6.750 $2,063.27 360 1-Jun-28 $287,179.02 72.00
4818601 FINDLEY OH 45840 SFD 7.500 6.750 $4,457.50 360 1-Jun-28 $635,589.69 56.42
4818667 APPLETON WI 54915 SFD 7.750 6.750 $2,686.55 360 1-Jul-28 $373,816.82 79.96
4818673 SIMPSONVILLE KY 40067 SFD 7.000 6.733 $1,876.16 360 1-Jun-28 $281,067.24 61.04
4818743 AMHERST OH 44001 SFD 7.625 6.750 $2,038.45 360 1-Apr-28 $286,729.26 62.88
4818792 SCOTTSDALE AZ 85255 SFD 7.750 6.750 $2,037.12 360 1-Jun-28 $283,539.42 80.00
4818794 ST GEORGE UT 84770 SFD 7.500 6.750 $1,919.70 360 1-Jul-28 $273,934.88 79.99
4818928 SHREVEPORT LA 71106 SFD 7.375 6.750 $2,900.84 360 1-Jun-28 $418,709.81 76.36
4819061 BEXLEY OH 43209 SFD 7.500 6.750 $2,237.49 360 1-Jul-28 $319,283.07 61.07
4819091 COLORADO SPRINGS CO 80904 SFD 7.625 6.750 $3,419.33 348 1-Apr-27 $476,450.11 79.79
4819097 PARADISE VALLEY AZ 85253 SFD 7.500 6.750 $4,544.55 360 1-Jun-28 $648,002.39 60.46
4819168 NAPLES FL 34108 SFD 7.375 6.750 $2,293.05 360 1-Jul-28 $331,237.43 69.89
4819172 PHOENIX AZ 85014 SFD 7.250 6.750 $2,634.91 360 1-May-28 $383,471.67 75.00
4819192 TALBOTT TN 37877 SFD 7.250 6.750 $2,046.53 360 1-Jun-28 $298,549.53 75.00
4819320 EASTON MD 21601 SFD 7.500 6.750 $2,417.54 360 1-Jul-28 $344,975.37 75.00
4819343 WASHINGTON DC 20015 SFD 7.500 6.750 $3,238.77 360 1-Jul-28 $462,162.23 80.00
4820892 FOUNTAIN HILLS AZ 85268 SFD 7.625 6.750 $2,318.02 360 1-Jun-28 $326,542.80 87.33
4821466 WASHINGTON DC 20016 SFD 7.750 6.750 $4,191.02 360 1-Jun-28 $583,332.34 75.00
4822994 TULSA OK 74105 SFD 7.375 6.750 $4,233.84 360 1-Aug-28 $612,064.24 74.30
4825339 PHOENIX AZ 85021 SFD 7.500 6.750 $2,646.53 360 1-Jul-28 $377,213.25 79.98
4827741 MONMOUTH BEACH NJ 07750 SFD 7.000 6.733 $2,162.24 360 1-Sep-28 $324,733.59 79.27
4831220 MEDFORD NJ 08055 SFD 7.125 6.750 $1,704.51 360 1-Jul-28 $252,389.43 79.06
4831416 OWENS CROSS ROADS AL 35763 SFD 7.250 6.750 $1,698.62 360 1-Sep-28 $248,805.75 75.00
4832408 OAK HILL VA 20171 SFD 7.375 6.750 $3,750.37 360 1-Aug-28 $542,171.10 77.91
4832437 BOSSIER CITY LA 71111 SFD 7.125 6.750 $1,970.63 360 1-Sep-28 $292,266.08 90.00
4833101 TARZANA CA 91356 SFD 7.500 6.750 $2,167.56 360 1-Jul-28 $309,196.44 72.09
4833123 THE SEA RANCH CA 95497 SFD 7.500 6.750 $1,887.88 360 1-Jul-28 $269,395.10 50.47
4833147 ENCINO CA 91436 SFD 7.500 6.750 $2,006.75 360 1-Jul-28 $286,357.00 48.24
4833164 CUPERTINO CA 95014 SFD 7.500 6.750 $2,796.86 360 1-Jul-28 $399,103.84 44.94
4833316 TULSA OK 74137 SFD 7.125 6.750 $2,021.16 360 1-Sep-28 $299,760.09 77.92
4833863 GRANITE BAY CA 95746 SFD 7.500 6.750 $3,663.88 360 1-Jul-28 $522,826.05 75.94
4833867 LOS ANGELES CA 90064 SFD 7.500 6.750 $1,999.75 360 1-Jul-28 $285,359.26 62.17
4833876 SAN FRANCISCO CA 94116 SFD 7.500 6.750 $2,391.31 360 1-Jul-28 $341,233.80 70.52
4833889 FULLERTON CA 92833 SFD 7.625 6.750 $2,038.45 360 1-Jul-28 $287,370.67 74.23
4833892 ESCONDIDO CA 92026 SFD 7.750 6.750 $1,980.88 360 1-Jul-28 $275,910.76 77.89
4833903 SAN FRANCISCO CA 94080 SFD 7.500 6.750 $1,956.40 360 1-Jul-28 $279,173.15 77.77
4833913 SANTA BARBARA CA 93111 SFD 7.500 6.750 $2,377.33 360 1-Jul-28 $339,091.25 75.72
4833916 WOODLAND HILLS CA 91364 SFD 7.750 6.750 $1,780.28 360 1-Jul-28 $247,970.44 77.66
4833930 ALAMEDA CA 94502 SFD 7.500 6.750 $2,314.40 360 1-Jul-28 $330,258.43 75.23
4833932 REDONDO BEACH CA 90278 SFD 7.500 6.750 $1,720.07 360 1-Jul-28 $245,448.86 65.60
4834001 SAN DIEGO CA 92109 SFD 7.750 6.750 $1,859.81 360 1-Jul-28 $259,046.76 73.13
4834017 MALIBU CA 90265 SFD 7.500 6.750 $3,782.75 360 1-Jul-28 $539,787.96 62.91
4834241 AMAGANSETT NY 11930 SFD 7.750 6.750 $3,223.86 360 1-Jul-28 $449,041.00 58.06
4834540 SILVER SPRING MD 20905 SFD 7.625 6.750 $1,946.43 360 1-Jul-28 $274,399.10 64.71
4835728 MORRISTOWN NJ 07960 SFD 7.500 6.750 $1,943.82 360 1-Jul-28 $277,377.16 79.43
4835782 LAS VEGAS NV 89128 SFD 7.250 6.750 $2,701.25 360 1-Jul-28 $395,042.69 76.15
4836502 NEW YORK NY 10024 HCO 7.625 6.750 $1,238.64 360 1-Mar-28 $174,096.28 31.82
4836526 ROCKVILLE MD 20855 SFD 7.125 6.750 $1,677.56 360 1-Jul-28 $228,339.71 79.99
4836539 MOUND MN 55364 SFD 7.375 6.750 $530.44 360 1-Jul-28 $76,623.60 60.00
4836548 FLOWER MOUND TX 75028 SFD 7.500 6.750 $610.07 360 1-Jul-28 $87,054.51 79.97
4836550 KELLER TX 76248 SFD 7.250 6.750 $626.93 360 1-Jul-28 $91,683.60 79.98
4836554 RIDGEFIELD CT 06877 SFD 7.250 6.750 $1,705.45 360 1-Mar-28 $246,581.67 45.96
4836555 SPRING TX 77379 PUD 7.500 6.750 $1,759.23 360 1-Jan-28 $248,188.77 74.00
4836570 TAHOE CITY CA 96145 PUD 7.500 6.750 $2,307.41 360 1-Mar-28 $328,253.15 69.47
4836575 PEORIA IL 61525 SFD 7.625 6.750 $2,595.83 360 1-Jul-28 $365,948.61 75.00
4836580 WEST NEWTON MA 02165 SFD 7.500 6.750 $3,657.39 240 1-Jul-18 $451,524.93 62.62
4836584 SOUTH BARRINGTON IL 60010 SFD 7.375 6.750 $3,798.71 360 1-Jul-28 $547,526.72 48.89
4836606 BUMPASS VA 23024 SFD 7.375 6.750 $1,646.57 360 1-Jul-28 $237,852.44 79.47
4836618 PFLUGERVILLE TX 78660 SFD 7.375 6.750 $743.17 360 1-Jul-28 $107,352.85 77.97
4836625 TACOMA WA 98406 SFD 7.125 6.750 $754.23 360 1-Jul-28 $111,679.82 79.99
4836634 TRUCKEE CA 96161 SFD 7.625 6.750 $796.27 360 1-Jul-28 $112,254.17 79.99
4836655 ESCONDIDO CA 92029 SFD 7.500 6.750 $943.94 360 1-Jul-28 $134,697.54 34.62
4836745 LAGUNA NIGUEL CA 92677 PUD 7.250 6.750 $1,193.81 360 1-Jul-28 $174,575.47 68.97
4836764 EVERGREEN CO 80439 SFD 7.125 6.750 $1,724.72 360 1-Jul-28 $253,364.34 73.35
4836766 ACAMPO CA 95220 SFD 7.500 6.750 $1,282.01 360 1-Jul-28 $182,939.23 79.99
4836776 NORWALK CT 06850 SFD 7.500 6.750 $1,317.67 360 1-Jul-28 $188,027.80 79.85
4836781 CA 90066 SFD 7.250 6.750 $1,766.84 360 1-Jul-28 $258,390.18 71.94
4836816 SIMI VALLEY CA 93065 LCO 7.375 6.750 $1,480.47 360 1-Jul-28 $213,815.27 79.98
4836876 PLYMOUTH MN 55446 SFD 7.250 6.750 $1,603.80 360 1-Jul-28 $234,546.46 79.94
4836882 DARIEN CT 06820 SFD 7.500 6.750 $1,831.95 360 1-Jul-28 $261,412.99 77.06
4836884 BOXBORO MA 01719 SFD 7.750 6.750 $1,697.90 360 1-Jul-28 $228,417.26 76.45
4836889 WESTFORD MA 01886 SFD 7.750 6.750 $1,877.01 360 1-Jul-28 $261,441.63 79.39
4836890 DEARBORN MI 48124 SFD 7.750 6.750 $1,705.07 360 1-Jul-28 $237,492.78 76.28
4836898 SANTA ANA CA 92705 SFD 7.500 6.750 $1,674.62 360 1-Jul-28 $238,963.43 44.35
4836899 ROSWELL GA 30075 PUD 7.500 6.750 $1,845.93 360 1-Jul-28 $263,408.53 60.00
4836905 DANVILLE CA 94526 SFD 7.375 6.750 $1,830.29 360 1-Jul-28 $264,391.31 65.43
4836910 CARLSBAD CA 92009 SFD 7.375 6.750 $1,960.83 360 1-Jul-28 $283,167.18 79.99
4836918 FRANKLIN MI 48025 SFD 7.875 6.750 $1,930.50 360 1-Jul-28 $265,696.68 75.00
4836921 LAGUNA NIGUEL CA 92677 PUD 7.875 6.750 $1,747.42 360 1-Jul-28 $240,499.15 79.02
4836923 RENTON WA 98059 SFD 7.500 6.750 $1,873.55 360 1-Jul-28 $267,342.41 79.99
4836934 SAN CELMENTE CA 92673 PUD 7.750 6.750 $1,919.99 360 1-Jul-28 $267,428.85 77.68
4836938 HOPKINTON MA 01748 SFD 7.500 6.750 $1,992.77 360 1-Jul-28 $284,221.05 69.51
4836939 CAMARILLO CA 93012 SFD 7.000 6.733 $1,609.04 360 1-Jul-28 $241,251.78 79.99
4836944 ESCONDIDO CA 92029 SFD 7.750 6.750 $2,041.78 360 1-Jul-28 $284,392.63 67.06
4836947 LAWRENCEVILLE GA 30043 SFD 7.500 6.750 $1,692.10 360 1-Jul-28 $241,457.83 79.87
4836956 SANTA FE NM 87505 SFD 7.500 6.750 $1,706.09 360 1-Jul-28 $243,453.32 75.08
4836957 HUNTINGTON BEACH CA 92648 PUD 7.625 6.750 $2,034.91 360 1-Jul-28 $286,871.76 73.34
4836970 LAKE ELMO MN 55042 SFD 7.375 6.750 $1,704.59 360 1-Jul-28 $246,233.14 79.61
4836972 PASADENA CA 91107 SFD 7.750 6.750 $1,948.65 360 1-Jul-28 $271,420.33 78.84
4836974 NEW YORK NY 10471 SFD 7.625 6.750 $2,045.53 360 1-Jul-28 $288,368.48 64.22
4836978 SPRING TX 77379 PUD 7.500 6.750 $1,741.05 360 1-Jul-28 $248,442.13 60.73
4836985 LONDON KY 40741 SFD 7.875 6.750 $1,809.78 360 1-Jul-28 $249,081.27 79.24
4836991 AMHERST NH 03031 SFD 7.375 6.750 $1,726.69 360 1-Jul-28 $249,289.76 72.25
4836997 GROTON MA 01450 SFD 7.000 6.733 $1,663.26 360 1-Jul-28 $248,869.16 54.82
4837002 TIVERTON RI 02878 SFD 7.625 6.750 $1,769.49 360 1-Jul-28 $249,453.69 69.06
4837004 NORTH WALPOLE MA 02081 SFD 7.375 6.750 $1,885.55 360 1-Jul-28 $272,372.95 54.60
4837007 ELKRIDGE MD 21227 SFD 7.375 6.750 $1,890.73 360 1-Jul-28 $273,121.22 75.00
4837012 IRVING TX 75063 SFD 8.000 6.750 $2,010.52 360 1-Jul-28 $273,432.60 70.80
4837017 MESA AZ 85205 SFD 7.125 6.750 $1,852.73 360 1-Jul-28 $274,336.32 68.75
4837022 SAN GABRIEL AREA CA 91775 SFD 7.750 6.750 $1,812.53 360 1-Jul-28 $252,460.81 70.28
4837027 CEDAR CREST NM 87047 PUD 7.625 6.750 $1,964.13 360 1-Jul-28 $276,717.50 69.81
4837037 CARMEL IN 46033 PUD 7.625 6.750 $1,975.46 360 1-Jul-28 $278,158.55 59.38
4837040 REDWOOD CITY CA 94065 LCO 7.500 6.750 $1,957.81 360 1-Jul-28 $279,372.66 54.90
4837051 FREMONT CA 94536 PUD 7.250 6.750 $1,910.10 360 1-Jul-28 $279,340.74 73.21
4837086 WASHINGTON DC 20007 SFD 7.250 6.750 $2,530.87 360 1-Aug-28 $370,419.43 68.07
4837123 MISSION VIEJO CA 92692 PUD 7.000 6.733 $1,968.64 360 1-Jul-28 $295,168.08 79.99
4837137 SAN MARINO CA 91108 SFD 7.750 6.750 $2,142.08 360 1-Jul-28 $298,060.85 61.65
4837145 SCOTTSDALE AZ 85260 PUD 7.625 6.750 $2,123.39 360 1-Jul-28 $299,344.43 75.00
4837154 LA SELVA BEACH CA 95076 SFD 7.375 6.750 $2,072.03 360 1-Jul-28 $299,310.95 73.71
4837172 SPRING TX 77379 SFD 7.250 6.750 $2,046.53 360 1-Jul-28 $299,293.66 62.16
4837181 SAN DIEGO CA 92128 PUD 7.000 6.733 $1,995.91 360 1-Jul-28 $299,257.96 79.47
4837200 TOLUCA LAKE CA 91602 SFD 7.375 6.750 $2,085.84 360 1-Jul-28 $301,306.36 67.11
4837207 BALTIMORE MD 21218 SFD 7.500 6.750 $2,122.12 360 1-Jul-28 $302,820.04 76.84
4837220 BERKELEY CA 94708 SFD 7.125 6.750 $1,889.79 360 1-Jul-28 $279,823.04 75.00
4837228 SAN RAMON CA 94583 PUD 7.250 6.750 $1,930.56 360 1-Jul-28 $282,333.69 79.97
4837229 CUPERTINO CA 95014 SFD 7.500 6.750 $2,132.61 360 1-Jul-28 $304,316.67 53.51
4837235 ROCKLIN CA 95765 SFD 7.375 6.750 $1,152.40 360 1-Jul-28 $166,466.75 79.99
4837242 VENTURA CA 93001 PUD 7.750 6.750 $2,185.06 360 1-Jul-28 $304,350.01 43.57
4837243 SAN JOSE CA 95120 SFD 7.500 6.750 $1,720.07 360 1-Jul-28 $244,942.59 54.67
4837268 YORBA LINDA CA 92887 PUD 7.750 6.750 $2,256.70 360 1-Jul-28 $314,328.70 78.75
4837276 CHICAGO IL 60610 LCO 7.375 6.750 $2,120.38 360 1-Jul-28 $306,294.86 55.82
4837288 SEATTLE WA 98199 SFD 6.875 6.608 $2,075.90 360 1-Jul-28 $314,897.27 59.96
4837292 SAN FRANCISCO CA 94132 SFD 7.625 6.750 $2,301.20 300 1-Jul-23 $306,961.08 59.81
4837310 WESTOVER HILLS TX 79017 SFD 7.250 6.750 $2,728.71 360 1-Jul-28 $399,058.20 64.00
4837319 ALAMEDA CA 94502 SFD 7.125 6.750 $2,155.90 360 1-Jul-28 $319,164.52 67.37
4837320 OCOEE FL 34761 SFD 7.375 6.750 $569.12 360 1-Aug-28 $82,274.21 78.48
4837323 WINCHESTER MA 01890 SFD 7.500 6.750 $2,796.86 360 1-Jul-28 $399,103.84 65.25
4837325 PALM DESERT CA 92211 PUD 7.250 6.750 $599.64 360 1-Aug-28 $87,762.43 53.27
4837326 MANHASSET HILLS NY 11040 SFD 7.500 6.750 $2,237.49 360 1-Jul-28 $318,350.46 72.88
4837335 MANHATTAN BEACH CA 90266 SFD 7.125 6.750 $2,694.88 360 1-Jul-28 $399,034.65 46.51
4837338 WHITTIER CA 90605 SFD 7.125 6.750 $2,169.38 360 1-Jul-28 $321,054.87 64.40
4837341 CARY NC 27506 PUD 7.250 6.750 $784.51 360 1-Aug-28 $114,820.02 58.97
4837344 SCARSDALE NY 10583 SFD 7.500 6.750 $2,167.57 360 1-Jul-28 $309,305.47 78.48
4837345 SANDY UT 84092 SFD 7.250 6.750 $2,200.02 360 1-Jul-28 $321,095.52 75.00
4837355 SAN DIEGO CA 92130 SFD 7.375 6.750 $2,229.16 360 1-Jul-28 $322,008.69 59.99
4837356 MILPITAS CA 95035 PUD 7.500 6.750 $2,167.57 360 1-Jul-28 $309,305.47 73.27
4837362 NEW CITY NY 10956 SFD 7.125 6.750 $808.47 360 1-Aug-28 $119,791.22 52.86
4837369 VIRGINIA BEACH VA 23454 SFD 7.250 6.750 $911.39 360 1-Jul-28 $133,285.44 79.05
4837374 EXCELSIOR MN 55331 SFD 7.250 6.750 $2,824.21 360 1-Jul-28 $413,025.26 69.00
4837377 SAN CLEMENTE CA 92673 PUD 7.625 6.750 $2,197.70 360 1-Jul-28 $309,619.61 69.78
4837380 SAN DIEGO CA 92124 SFD 7.500 6.750 $2,923.42 360 1-Jul-28 $417,163.29 74.00
4837405 OSSINING NY 10562 SFD 7.625 6.750 $1,265.54 360 1-Aug-28 $178,540.35 79.82
4837437 MISSION VIEJO CA 92692 PUD 7.500 6.750 $2,586.75 360 1-Jul-28 $369,121.11 79.99
4837444 FOSTER CITY CA 94404 SFD 7.125 6.750 $2,492.76 360 1-Jul-28 $369,107.07 69.16
4837457 BURLINGAME CA 94010 SFD 7.375 6.750 $2,966.11 360 1-Jul-28 $428,025.61 77.80
4837461 GREAT FALLS VA 22066 PUD 7.250 6.750 $2,548.62 360 1-Jul-28 $372,720.35 80.00
4837462 SAN DIEGO CA 92126 SFD 7.250 6.750 $1,432.23 360 1-Aug-28 $209,621.45 79.98
4837466 SNELLVILLE GA 30078 PUD 7.375 6.750 $1,500.15 360 1-Jul-28 $216,575.35 77.57
4837468 SAN FRANCISCO CA 94132 SFD 7.500 6.750 $2,615.07 360 1-Jul-28 $373,162.08 79.91
4837469 WESTON MA 02193 SFD 7.375 6.750 $3,011.35 360 1-Jul-28 $434,998.56 52.66
4837477 PLANO TX 75093 SFD 7.500 6.750 $3,076.55 360 1-Jul-28 $439,014.22 79.71
4837489 SCOTTSDALE AZ 85259 PUD 7.500 6.750 $2,636.04 360 1-Jul-28 $376,155.37 73.20
4837499 HOPKINTON MA 01748 SFD 7.625 6.750 $2,675.47 360 1-Jul-28 $377,174.00 75.00
4837500 KAILUA HI 96734 SFD 7.625 6.750 $3,128.45 360 1-Jul-28 $441,004.24 44.20
4837507 MOUNTAIN RANCH CA 95246 SFD 7.375 6.750 $2,610.76 360 1-Jul-28 $377,131.78 66.90
4837508 WESTHAMPTON BEACH NY 11978 SFD 7.875 6.750 $3,226.56 360 1-Jul-28 $444,075.21 71.20
4837521 WESTPORT CT 06880 SFD 7.625 6.750 $2,707.32 360 1-Jul-28 $381,664.16 50.07
4837532 LOS GATOS CA 95032 SFD 7.000 6.733 $2,614.64 360 1-Jul-28 $392,027.93 60.00
4837548 MANHATTAN BEACH CA 90266 SFD 7.625 6.750 $3,185.08 360 1-Jul-28 $449,016.67 68.18
4837549 WESTPORT CT 06880 SFD 7.750 6.750 $2,858.49 360 1-Jul-28 $398,149.69 64.35
4837559 AGOURA HILLS CA 91301 SFD 7.750 6.750 $2,858.49 360 1-Jul-28 $398,149.69 61.38
4837568 CORONA DEL MAR AREA CA 92625 SFD 7.375 6.750 $2,762.71 360 1-Jul-28 $399,081.24 34.78
4837578 TORRANCE CA 90277 SFD 7.250 6.750 $2,728.71 360 1-Jul-28 $399,058.20 68.26
4837588 LOS ANGELES CA 90043 SFD 7.625 6.750 $3,241.70 360 1-Jul-28 $456,999.19 79.65
4837591 GAITHERSBURG MD 20878 SFD 7.500 6.750 $2,272.45 360 1-Jul-28 $322,055.93 70.65
4837606 TIJERAS NM 87059 SFD 7.250 6.750 $2,217.08 360 1-Jul-28 $324,234.78 78.83
4837609 CLARDSTON MI 48048 SFD 7.500 6.750 $3,286.31 360 1-Jul-28 $468,715.28 77.43
4837613 REDWOOD CITY CA 94062 SFD 7.625 6.750 $3,362.03 360 1-Jul-28 $473,962.03 62.50
4837619 SAN MARINO CA 91108 SFD 7.375 6.750 $3,287.62 360 1-Jul-28 $474,906.70 68.99
4837677 WINCHESTER MA 01890 SFD 7.375 6.750 $3,453.38 360 1-Jul-28 $498,454.82 61.05
4837692 LAKE ORION MI 48360 SFD 7.750 6.750 $1,647.75 360 1-Aug-28 $229,674.29 79.26
4837700 DELANO MN 55328 SFD 7.250 6.750 $2,056.39 300 1-Aug-23 $283,822.86 79.03
4837719 LOS ANGELES CA 90066 SFD 7.500 6.750 $2,097.65 360 1-Aug-28 $299,553.31 73.17
4837725 MALIBU CA 90265 SFD 7.750 6.750 $4,187.43 360 1-Jul-28 $583,254.39 70.00
4837726 CHARLOTTE NC 28270 SFD 7.125 6.750 $2,139.74 360 1-Aug-28 $317,090.51 79.90
4837732 PETALUMA CA 94954 SFD 7.625 6.750 $4,540.15 360 1-Jul-28 $640,048.32 61.09
4837769 ALEXANDRIA VA 22311 LCO 7.125 6.750 $915.59 360 1-Jul-28 $135,572.01 79.99
4837780 SAN FRANCISCO CA 94109 HCO 7.375 6.750 $1,795.76 360 1-Jul-28 $259,402.82 61.90
4837791 SAN FRANCISCO CA 94131 SFD 7.750 6.750 $2,056.11 360 1-Jul-28 $286,388.36 78.63
4837797 NEW YORK NY 10024 COP 7.375 6.750 $2,072.03 360 1-Jul-28 $299,310.95 48.78
4837804 BLOOMFIELD HILLS MI 48304 LCO 8.000 6.750 $2,201.30 360 1-Jul-28 $299,392.07 60.00
4837825 INCLINE VILLAGE NV 89451 LCO 7.500 6.750 $1,936.13 360 1-Aug-28 $276,487.71 69.31
4837826 EDINA MN 55436 SFD 7.375 6.750 $2,745.44 360 1-Jul-28 $394,402.09 72.27
4837839 CAMBRIDGE MA 02138 SFD 7.125 6.750 $2,189.59 360 1-Aug-28 $324,478.65 73.45
4837841 NEW YORK NY 10021 COP 7.750 6.750 $2,507.45 360 1-Jul-28 $349,254.11 68.63
4837848 VILLANOVA PA 19085 LCO 7.750 6.750 $4,011.91 360 1-Aug-28 $559,206.96 69.91
4837854 MAHWAH NJ 07430 SFD 7.625 6.750 $3,114.30 360 1-Jun-28 $438,713.93 78.57
4837859 SOUTH SAN FRANCISCO CA 94080 PUD 7.250 6.750 $2,250.85 360 1-Jul-28 $329,173.12 71.74
4837864 ACTON MA 01720 SFD 7.375 6.750 $2,279.23 360 1-Jul-28 $329,242.04 53.23
4837868 WINCHESTER MA 01890 SFD 7.500 6.750 $2,321.40 360 1-Jul-28 $321,193.67 57.24
4837871 MEDFIELD MA 02052 SFD 7.500 6.750 $2,321.40 360 1-Jul-28 $321,193.67 77.57
4837876 NEW ROCHELLE NY 10804 SFD 7.500 6.750 $2,342.37 360 1-Jul-28 $334,249.47 70.53
4837879 VIENNA VA 22182 SFD 7.750 6.750 $2,407.15 360 1-Jul-28 $335,283.95 80.00
4837881 HINGHAM MA 02043 SFD 7.875 6.750 $2,439.86 360 1-Jul-28 $335,800.69 79.18
4837883 ROLLING HILLS ESTATES CA 90247 LCO 7.750 6.750 $2,414.31 360 1-Jul-28 $336,281.83 78.74
4837893 POWAY CA 92064 SFD 8.000 6.750 $2,510.95 360 1-Jul-28 $341,497.23 74.39
4837904 TRABUCO CANYON AREA CA 92679 PUD 6.875 6.608 $2,266.41 360 1-Jul-28 $344,125.46 75.00
4837942 DUXBURY MA 02332 SFD 7.625 6.750 $2,059.68 360 1-Aug-28 $290,577.42 23.28
4837943 FRAMINGHAM MA 01701 SFD 7.625 6.750 $2,066.76 360 1-Aug-28 $291,575.97 76.04
4837945 ORANGE CA 92869 PUD 7.250 6.750 $1,995.37 360 1-Aug-28 $292,042.26 75.00
4837947 SANTA CRUZ CA 95060 SFD 7.125 6.750 $2,007.69 360 1-Aug-28 $297,521.96 71.81
4837948 NEWTOWN PA 18940 SFD 7.375 6.750 $2,445.34 360 1-Aug-28 $353,509.53 79.99
4837949 AUSTIN TX 78703 SFD 7.250 6.750 $2,421.73 360 1-Aug-28 $354,444.45 52.59
4837955 SKILLMAN NJ 08558 SFD 7.625 6.750 $2,548.06 360 1-Apr-28 $358,281.75 60.00
4837966 CUPERTINO CA 95014 SFD 6.625 6.358 $2,369.16 360 1-Aug-28 $369,345.30 38.07
4837972 GRANITE BAY CA 95746 PUD 7.500 6.750 $2,614.02 360 1-Jul-28 $372,023.34 79.99
4837981 FOX CHAPEL PA 15238 SFD 7.500 6.750 $2,734.81 360 1-Aug-28 $390,542.63 75.00
4837991 BETHESDA MD 20816 SFD 7.250 6.750 $2,721.89 360 1-Jul-28 $398,060.55 76.29
4837997 SAN MARINO CA 91108 SFD 7.750 6.750 $2,865.30 360 1-Aug-28 $399,022.10 69.56
4837999 NEWTON MA 02162 SFD 7.000 6.733 $1,995.91 360 1-Jul-28 $299,257.96 52.40
4838000 SAN DIEGO CA 92037 SFD 7.250 6.750 $2,728.71 360 1-Aug-28 $399,374.03 58.91
4838002 ALISO VIEJO AREA CA 92656 PUD 7.750 6.750 $2,170.73 360 1-Aug-28 $302,570.90 75.75
4838004 UNION CITY CA 94587 PUD 7.750 6.750 $2,192.23 360 1-Aug-28 $305,558.83 79.48
4838006 LEXINGTON MA 02173 SFD 7.375 6.750 $2,120.38 360 1-Aug-28 $306,531.35 58.48
4838007 SOUTHBOROUGH MA 01772 SFD 7.500 6.750 $2,157.08 360 1-Aug-28 $307,738.78 78.10
4838008 LAGUNA NIGUEL CA 92677 PUD 7.625 6.750 $2,937.35 360 1-Aug-28 $414,397.35 59.71
4838012 OLD GREENWICH CT 06870 SFD 7.500 6.750 $2,919.93 360 1-Aug-28 $416,978.20 79.54
4838020 NEWTON MA 02167 SFD 7.000 6.733 $2,827.54 360 1-Jul-28 $423,948.77 54.84
4838026 SPRING TX 77379 SFD 7.250 6.750 $2,930.63 360 1-Jul-28 $428,588.53 78.11
4838027 CHICAGO IL 60613 SFD 7.500 6.750 $2,482.22 360 1-Jul-28 $354,204.64 63.96
4838032 LIVERMORE CA 94550 SFD 7.500 6.750 $2,510.18 360 1-Jul-28 $358,195.70 79.78
4838034 LAFAYETTE CA 94549 SFD 7.500 6.750 $2,512.98 360 1-Jul-28 $358,594.80 74.10
4838048 MANHATTAN BEACH CA 90266 SFD 7.250 6.750 $3,213.06 360 1-Aug-28 $470,262.92 72.46
4838050 PLACENTIA CA 92870 LCO 7.625 6.750 $1,719.94 360 1-Aug-28 $242,346.06 79.67
4838052 FOSTER CITY CA 94404 SFD 7.125 6.750 $3,173.22 360 1-Aug-28 $469,915.73 79.99
4838056 WESTFORD MA 01886 SFD 7.500 6.750 $1,706.09 360 1-Jul-28 $243,387.80 69.12
4838060 SAN DIEGO CA 92130 PUD 7.625 6.750 $1,734.10 360 1-Jul-28 $244,464.62 53.03
4838064 NORTH ANDOVER MA 01845 SFD 7.500 6.750 $1,720.07 360 1-Jul-28 $245,448.86 58.43
4838067 WESTFORD MA 01886 SFD 7.375 6.750 $1,705.97 360 1-Aug-28 $246,622.95 69.97
4838075 ROSEVILLE CA 95661 SFD 7.500 6.750 $1,748.04 360 1-Aug-28 $249,627.76 49.50
4838077 HUNTINGTON BEACH CA 92648 SFD 7.500 6.750 $3,382.46 360 1-Aug-28 $483,029.71 73.30
4838080 NEEDHAM HEIGHTS MA 02194 SFD 7.625 6.750 $1,769.49 360 1-Aug-28 $249,636.95 70.22
4838087 TULSA OK 74114 SFD 7.625 6.750 $2,050.84 360 1-Sep-28 $289,540.28 95.00
4838110 BERKELEY HEIGHTS NJ 07922 SFD 7.500 6.750 $1,834.74 360 1-Aug-28 $262,009.30 79.52
4838118 LOS ANGELES CA 90034 SFD 7.500 6.750 $1,852.92 360 1-Jul-28 $263,857.96 66.25
4838125 EAST SETAUKET NY 11733 SFD 7.125 6.750 $1,987.47 360 1-Aug-28 $294,344.56 79.82
4838172 TORRANCE CA 90501 SFD 7.250 6.750 $1,824.83 360 1-Aug-28 $267,081.38 74.83
4838175 MANHATTAN BEACH CA 90266 SFD 7.125 6.750 $3,907.57 360 1-Aug-28 $579,069.61 79.94
4838185 GREENWICH CT 06831 SFD 7.500 6.750 $4,544.90 360 1-Aug-28 $649,032.19 77.38
4838187 RANCHO PALOS VERDES CA 90275 SFD 7.750 6.750 $1,927.15 360 1-Aug-28 $268,619.06 74.10
4838189 NORTH SALEM NY 10560 SFD 7.750 6.750 $4,656.68 360 1-Jul-28 $648,614.80 76.92
4838191 VICTORIA MN 55386 SFD 7.375 6.750 $1,864.83 360 1-Aug-28 $269,587.82 75.00
4838209 LAGUNA NIGUEL CA 92677 SFD 7.625 6.750 $2,264.95 360 1-Aug-28 $319,535.29 50.39
4838224 ALPHARETTA GA 30004 SFD 7.125 6.750 $2,209.80 360 1-Aug-28 $327,473.84 49.70
4838254 BOCA RATON FL 33434 SFD 7.375 6.750 $2,348.30 360 1-Aug-28 $339,470.21 77.27
4838272 EDGEWATER MD 21037 LCO 7.500 6.750 $2,447.26 360 1-Aug-28 $349,478.86 78.65
4838286 SAN FRANCISCO CA 94122 SFD 7.500 6.750 $1,904.67 360 1-Aug-28 $271,994.17 74.63
4838290 CALABASAS CA 91302 SFD 7.500 6.750 $2,452.85 360 1-Aug-28 $350,230.23 79.73
4838300 KEY WEST FL 33040 SFD 7.500 6.750 $1,922.85 360 1-Jul-28 $269,942.52 68.24
4838303 DOWNINGTOWN PA 19335 SFD 6.750 6.483 $2,268.80 360 1-Jul-28 $348,891.39 79.98
4838311 SHERBORN MA 01770 SFD 7.125 6.750 $2,357.68 360 1-Jul-28 $349,105.46 74.94
4838320 SIMI VALLEY CA 93063 SFD 7.500 6.750 $2,447.26 360 1-Jul-28 $349,215.84 63.64
4838327 CARLSBAD CA 92008 SFD 6.875 6.608 $2,312.39 360 1-Jul-28 $351,107.74 60.90
4838331 FOSTER CITY CA 94404 SFD 7.750 6.750 $2,525.36 360 1-Jul-28 $351,748.78 75.00
4838337 BELMONT CA 94002 PUD 7.125 6.750 $1,893.15 360 1-Aug-28 $280,549.24 67.71
4838341 GLENDORA CA 91740 SFD 7.625 6.750 $2,020.05 360 1-Jul-28 $281,214.61 54.88
4838346 CONCORD MA 01742 SFD 7.375 6.750 $1,983.62 360 1-Aug-28 $286,667.10 74.99
4838350 BRONXVILLE NY 10708 SFD 7.375 6.750 $1,889.69 360 1-Aug-28 $273,081.73 79.30
4838372 SHOREVIEW MN 55126 SFD 6.750 6.483 $1,816.08 360 1-Aug-28 $277,510.86 70.00
4839283 CASTAIC AREA CA 91384 SFD 7.750 6.750 $1,862.68 360 1-Mar-28 $258,690.25 79.97
4839542 CANTON MA 02021 SFD 7.625 6.750 $2,017.21 360 1-Sep-28 $284,793.72 74.03
4841142 LAGUNA NIGUEL CA 92677 SFD 7.750 6.750 $1,905.66 360 1-Jul-28 $265,433.12 79.88
4841161 LA CANADA CA 91011 SFD 7.625 6.750 $3,873.05 360 1-Jul-28 $546,004.28 78.17
4841270 DEL MAR CA 92014 SFD 7.625 6.750 $2,378.19 360 1-Aug-28 $335,411.44 70.74
4841327 SAN JOSE CA 95124 SFD 7.625 6.750 $2,548.06 360 1-Jul-28 $359,085.13 75.47
4841541 NOVATO CA 94945 SFD 7.500 6.750 $1,737.20 360 1-Jul-28 $247,893.37 79.99
4843138 LAFAYETTE CA 94549 SFD 7.500 6.750 $3,062.56 360 1-Aug-28 $437,347.85 70.08
4843161 UPLAND CA 91784 SFD 7.875 6.750 $2,910.43 360 1-Jul-28 $397,070.94 74.33
4843220 SAN FRANCISCO CA 94115 LCO 7.500 6.750 $2,566.12 360 1-Aug-28 $366,453.56 54.37
4843250 NEWPORT BEACH CA 92663 SFD 7.500 6.750 $2,825.53 360 1-Aug-28 $403,498.32 59.43
4843363 BENICIA CA 94510 SFD 7.500 6.750 $2,422.78 360 1-Jul-28 $345,723.71 73.72
4843398 SANTA ROSA CA 95403 SFD 7.625 6.750 $1,926.61 360 1-Aug-28 $271,647.74 72.59
4843487 DEL MAR CA 92014 SFD 7.500 6.750 $3,985.52 360 1-Jul-28 $567,986.87 55.61
4843494 POWAY CA 92064 SFD 7.625 6.750 $2,654.23 360 1-Jul-28 $374,180.56 50.34
4843516 CALABASAS CA 91302 SFD 7.500 6.750 $4,195.29 360 1-Jul-28 $598,655.77 68.57
4843594 HOUSTON TX 77056 PUD 7.250 6.750 $1,773.66 360 1-Sep-28 $259,797.17 80.00
4844169 CORONADO CA 92118 SFD 7.500 6.750 $4,544.89 360 1-Aug-28 $648,964.56 52.00
4844186 LA CANADA FLINTRIDGE CA 91011 SFD 7.500 6.750 $2,188.54 360 1-Jul-28 $312,275.63 76.34
4844252 LOS ANGELES CA 90046 SFD 7.500 6.750 $3,076.54 360 1-Jul-28 $439,014.25 70.97
4844280 ALAMO CA 94507 SFD 7.500 6.750 $3,510.06 360 1-Jul-28 $500,875.32 77.23
4844522 SAN DIEGO CA 92130 SFD 7.375 6.750 $4,489.39 360 1-Aug-28 $649,007.76 74.29
4844679 PLEASANTON CA 94588 SFD 7.750 6.750 $1,945.78 360 1-Jul-28 $270,926.91 75.44
4844689 TARZANA CA 91356 SFD 7.375 6.750 $2,507.15 360 1-Aug-28 $362,294.96 71.18
4844708 CHINO HILLS CA 91709 SFD 7.500 6.750 $2,233.99 360 1-Aug-28 $316,241.00 49.15
4844724 HOLLISTER CA 95023 SFD 7.500 6.750 $1,912.70 360 1-Aug-28 $273,142.71 79.99
4844729 PLEASANTON CA 94566 SFD 7.375 6.750 $1,726.69 360 1-Aug-28 $249,618.37 58.41
4844924 FOSTER CITY CA 94404 SFD 7.500 6.750 $1,796.98 360 1-Jul-28 $256,418.13 44.50
4844995 SANTA CLARITA CA 91350 SFD 7.875 6.750 $2,829.80 360 1-Aug-28 $387,741.06 44.60
4845219 LAGUNA NIGUEL CA 92677 SFD 7.625 6.750 $2,038.45 360 1-Aug-28 $287,581.78 75.00
4845239 FULLERTON CA 92835 SFD 7.750 6.750 $1,859.09 360 1-Aug-28 $259,132.51 74.14
4845263 LONG BEACH CA 90803 SFD 7.500 6.750 $2,353.21 360 1-Aug-28 $333,424.25 58.53
4845296 SAN CLEMENTE CA 92672 SFD 7.375 6.750 $2,044.40 360 1-Aug-28 $295,548.15 80.00
4845316 LA MIRADA CA 90638 SFD 7.375 6.750 $1,971.19 360 1-Aug-28 $284,865.77 89.89
4845329 SAN MATEO CA 94402 SFD 7.375 6.750 $2,762.70 360 1-Aug-28 $399,389.39 50.31
4845349 SUNNYVALE CA 94087 SFD 7.375 6.750 $2,134.19 360 1-Aug-28 $308,528.30 70.39
4845401 SAN JOSE CA 95124 SFD 7.375 6.750 $3,094.22 360 1-Aug-28 $447,316.13 80.00
4845415 LOS ANGELES CA 90049 SFD 7.375 6.750 $3,721.36 360 1-Aug-28 $537,797.78 65.31
4845433 GREENBRAE CA 94904 SFD 7.375 6.750 $2,154.91 360 1-Aug-28 $311,523.72 78.99
4845439 CALABASAS CA 91302 SFD 7.375 6.750 $3,563.88 360 1-Aug-28 $515,033.04 78.18
4845501 BELMONT CA 94002 SFD 7.500 6.750 $2,705.96 360 1-Aug-28 $386,423.78 61.43
4845560 MENLO PARK CA 94025 SFD 7.375 6.750 $3,677.85 360 1-Aug-28 $531,687.13 56.35
4845584 TORRANCE CA 90505 SFD 7.375 6.750 $2,310.31 360 1-Aug-28 $333,989.38 72.80
4845641 GILROY CA 95020 SFD 7.375 6.750 $1,926.98 360 1-Aug-28 $278,574.11 73.42
4845661 IRVINE CA 92614 SFD 7.625 6.750 $2,397.47 240 1-Aug-18 $293,748.15 73.70
4845685 SAN DIEGO CA 92128 SFD 7.500 6.750 $1,778.80 360 1-Aug-28 $254,021.22 80.00
4845864 MANHATTAN BEACH CA 90266 SFD 7.375 6.750 $3,306.12 360 1-Aug-28 $477,854.84 63.49
4846012 SHERMAN OAKS CA 91403 SFD 7.375 6.750 $2,375.92 360 1-Aug-28 $343,474.89 80.00
4847204 HUNTINGTON BEACH CA 92646 SFD 7.500 6.750 $1,650.15 360 1-Aug-28 $235,566.10 79.73
4847241 LA CANADA CA 91011 SFD 7.500 6.750 $4,544.20 360 1-Aug-28 $648,932.34 56.51
4847251 BURLINGAME CA 94010 SFD 7.500 6.750 $2,230.49 360 1-Aug-28 $318,214.21 58.00
4847266 TOPANGA CA 90290 SFD 7.500 6.750 $3,055.57 360 1-Aug-28 $436,349.33 79.45
4847312 CAMARILLO CA 93012 SFD 7.500 6.750 $2,279.44 360 1-Aug-28 $324,757.91 70.11
4847315 LOS ANGELES CA 90272 SFD 7.500 6.750 $4,195.29 360 1-Aug-28 $599,106.64 68.26
4847603 TORRANCE CA 90505 SFD 7.500 6.750 $2,461.24 360 1-Aug-28 $351,475.89 79.82
4847857 SAN MATEO CA 94402 SFD 7.375 6.750 $3,408.48 360 1-Aug-28 $492,746.67 70.00
4848921 LAGUNA BEACH CA 92652 SFD 7.625 6.750 $2,683.95 360 1-Aug-28 $378,649.36 58.34
4849064 NEWPORT BEACH CA 92660 SFD 7.500 6.750 $2,831.82 360 1-Aug-28 $404,396.98 75.00
4849095 SAN JUAN CAPISTRANO CA 92675 SFD 7.500 6.750 $3,401.68 360 1-Aug-28 $484,976.51 78.03
4849276 FULLERTON CA 92833 SFD 7.375 6.750 $2,312.38 360 1-Aug-28 $334,288.93 90.00
4849290 WALNUT CREEK CA 94596 SFD 7.375 6.750 $1,754.31 360 1-Aug-28 $253,612.27 69.59
4849429 PALO ALTO CA 94306 SFD 7.500 6.750 $2,097.64 360 1-Aug-28 $299,553.33 69.61
4849488 SEBASTOPOL CA 95472 SFD 7.625 6.750 $2,459.58 360 1-Aug-28 $346,995.38 78.62
4849524 LOS ANGELES CA 90049 SFD 7.625 6.750 $3,570.82 360 1-Aug-28 $503,767.40 73.65
4849531 WINDSOR CA 95492 SFD 7.750 6.750 $1,891.33 360 1-Aug-28 $263,516.76 80.00
4849593 ESCONDIDO CA 92027 SFD 7.375 6.750 $1,817.86 360 1-Aug-28 $262,706.76 80.00
4849617 MALIBU CA 90265 SFD 7.500 6.750 $2,573.11 360 1-Aug-28 $367,322.61 66.91
4849684 PLEASANTON CA 94588 SFD 7.625 6.750 $4,600.66 360 1-Aug-28 $649,056.11 71.10
4849712 SANTA BARBARA CA 93108 SFD 7.500 6.750 $4,076.42 360 1-Jul-28 $581,693.86 79.86
4849920 SAN CARLOS CA 94070 SFD 7.500 6.750 $1,661.33 360 1-Aug-28 $237,246.24 50.02
4849928 DANA POINT CA 92629 SFD 7.375 6.750 $2,590.03 360 1-Aug-28 $374,427.56 75.00
4849933 ANAHEIM CA 92808 SFD 7.500 6.750 $1,968.99 360 1-Jul-28 $280,969.10 80.00
4849940 GLENDALE CA 91208 SFD 7.375 6.750 $1,781.94 360 1-Aug-28 $257,606.16 67.01
4849975 ORANGE CA 92869 SFD 7.750 6.750 $2,063.27 360 1-Aug-28 $287,592.15 80.00
4849983 SUNNYVALE CA 94087 SFD 7.625 6.750 $1,911.04 360 1-Aug-28 $269,607.93 57.94
4849998 WESTLAKE VILLAGE CA 91362 SFD 7.500 6.750 $2,013.74 360 1-Aug-28 $287,571.18 74.81
4850010 ESCONDIDO CA 92025 SFD 7.625 6.750 $2,313.71 240 1-Aug-18 $283,484.89 72.95
4850013 LOS ANGELES CA 90065 SFD 7.500 6.750 $1,887.88 360 1-Aug-28 $269,597.99 77.14
4850097 ALISO VIEJO CA 92666 SFD 7.500 6.750 $2,087.16 360 1-Aug-28 $298,055.55 75.19
4850757 LEXINGTON KY 40511 SFD 7.375 6.750 $1,837.20 360 1-Jul-28 $265,389.04 70.00
4850820 THOMSON GA 30824 SFD 7.250 6.750 $1,705.45 360 1-Jun-28 $247,092.66 71.84
4850872 ARLINGTON VA 22201 SFD 7.375 6.750 $1,795.76 360 1-Jul-28 $259,402.82 60.61
4850880 NORCROSS GA 30092 SFD 7.125 6.750 $2,277.17 360 1-May-28 $336,632.39 67.60
4850922 BIRMINGHAM AL 35213 SFD 7.125 6.750 $2,795.93 360 1-May-28 $413,320.84 51.88
4850994 CALABASAS CA 91302 SFD 7.625 6.750 $2,891.44 300 1-Aug-23 $386,132.50 78.98
4851024 SAN CARLOS CA 94070 SFD 7.500 6.750 $1,783.00 360 1-Aug-28 $254,620.32 54.26
4851075 SANTA BARBARA CA 93101 SFD 7.500 6.750 $2,272.45 360 1-Aug-28 $324,516.09 59.63
4851127 WEST PALM BEACH FL 33412 SFD 7.500 6.750 $2,768.48 360 1-Mar-28 $393,846.09 62.85
4851139 NASHVILLE TN 37221 SFD 7.000 6.733 $1,957.99 360 1-Aug-28 $293,816.11 79.99
4851153 CHAPIN SC 29036 SFD 7.125 6.750 $1,886.42 360 1-Aug-28 $279,433.89 75.68
4851183 COLUMBIA SC 29209 SFD 7.125 6.750 $1,832.52 360 1-Aug-28 $271,563.67 80.00
4851213 GAINESVILLE GA 30506 SFD 7.750 6.750 $2,378.49 360 1-Jun-28 $331,053.58 80.00
4851221 PINEHURST NC 28374 SFD 6.875 6.608 $2,102.17 360 1-Apr-28 $318,363.69 61.66
4851235 CLIFTON VA 20124 SFD 7.375 6.750 $3,204.74 360 1-Jun-28 $462,574.64 80.00
4851236 ORLANDO FL 32804 SFD 7.750 6.750 $2,686.55 360 1-Jan-28 $372,555.46 60.48
4851238 CHEVY CHASE MD 20815 SFD 7.250 6.750 $2,674.14 360 1-Jun-28 $390,765.65 80.00
4851302 BRADENTON FL 34202 SFD 7.250 6.750 $1,790.99 348 1-Mar-27 $258,430.68 78.79
4851311 MIAMI FL 33133 SFD 7.750 6.750 $2,364.17 360 1-Jul-28 $329,296.75 86.84
4851319 CELEBRATION FL 34747 SFD 7.500 6.750 $2,630.45 360 1-Jun-28 $375,072.73 89.57
4851368 MC LEAN VA 22101 SFD 7.250 6.750 $2,401.27 360 1-Jun-28 $350,891.60 80.00
4851449 CELEBRATION FL 34747 SFD 7.250 6.750 $3,922.52 360 1-Jul-28 $573,646.20 57.50
4851452 CHAPIN SC 29036 SFD 7.375 6.750 $2,382.83 360 1-Jun-28 $343,834.71 89.61
4851466 ARLINGTON VA 22207 SFD 7.125 6.750 $2,516.34 360 1-Aug-28 $372,900.86 75.00
4851488 NOKOMIS FL 34275 SFD 7.250 6.750 $996.32 351 1-Jul-27 $144,267.34 42.65
4851489 SMYRNA GA 30126 SFD 7.250 6.750 $1,910.09 360 1-May-28 $278,894.61 77.28
4851505 TAMPA FL 33629 SFD 7.250 6.750 $2,285.29 360 1-May-28 $333,677.46 68.01
4851534 GREENVILLE SC 29615 SFD 7.250 6.750 $2,148.86 360 1-Apr-28 $310,429.99 63.00
4851541 NORCROSS GA 30092 SFD 7.125 6.750 $2,182.85 360 1-Mar-28 $322,153.67 77.14
4851554 ROSWELL GA 30075 SFD 7.250 6.750 $1,575.77 320 1-Dec-24 $221,468.60 78.33
4851575 BOCA RATON FL 33496 SFD 7.375 6.750 $3,626.04 360 1-May-28 $522,977.91 71.43
4851586 KNOXVILLE TN 37922 SFD 7.125 6.750 $2,087.18 360 1-Aug-28 $309,303.05 79.44
4851802 ATLANTA GA 30328 SFD 7.125 6.750 $1,976.55 338 1-Jul-26 $286,530.92 68.54
4851847 NASHVILLE TN 37204 SFD 7.375 6.750 $2,555.50 360 1-Mar-28 $367,992.51 78.72
4851855 PONTE VEDRA BEACH FL 32082 SFD 7.500 6.750 $2,097.65 360 1-Aug-28 $299,050.20 67.26
4851866 ORLANDO FL 32832 SFD 7.625 6.750 $1,516.85 335 1-Apr-26 $205,639.07 51.25
4851883 WOODSTOCK GA 30189 SFD 7.250 6.750 $1,596.30 360 1-Jun-28 $233,263.20 79.32
4852007 BIXBY OK 74008 SFD 7.000 6.733 $2,288.64 360 1-Sep-28 $343,718.03 60.46
4852478 BODEGA BAY CA 94923 SFD 7.500 6.750 $2,045.20 360 1-Aug-28 $292,064.50 75.00
4852754 HONOLULU HI 96821 SFD 7.875 6.750 $1,812.68 360 1-Dec-27 $219,331.60 56.82
4852815 KETCHUM ID 83340 SFD 7.500 6.750 $1,398.43 360 1-Nov-27 $198,315.27 53.33
4852876 FOUNTAIN VALLEY CA 92708 SFD 7.250 6.750 $1,023.27 360 1-Nov-27 $148,673.29 63.83
4852965 NAPLES FL 34104 PUD 8.250 6.750 $450.76 360 1-Dec-27 $58,589.24 58.49
4852987 COLUMBUS GA 31829 SFD 7.875 6.750 $587.31 360 1-Nov-27 $80,366.36 74.31
4853053 MISSOURI CITY TX 77459 SFD 7.875 6.750 $797.58 360 1-Nov-27 $109,139.38 72.42
4853133 COLUMBUS MT 59019 SFD 7.375 6.750 $511.10 360 1-Nov-27 $73,361.21 77.08
4853146 NEW ORLEANS LA 70119 MF2 8.125 6.750 $1,707.74 360 1-Oct-27 $227,266.54 63.89
4853317 LOS ANGELES CA 91604 SFD 7.500 6.750 $950.94 360 1-Jul-28 $135,637.54 17.32
4853320 THIBODAUX LA 70301 SFD 7.500 6.750 $1,300.54 360 1-Jul-28 $185,078.59 79.49
4853323 FRIDAY HARBOR WA 98250 SFD 7.500 6.750 $1,831.94 360 1-Jul-28 $261,413.02 51.12
4853344 CHICAGO IL 60657 LCO 7.625 6.750 $1,535.92 360 1-Feb-28 $215,715.24 59.13
4853346 COCKEYSVILLE MD 21030 SFD 7.500 6.750 $2,447.26 360 1-Jun-28 $348,951.22 58.33
4853356 SOUTHFIELD MI 48075 LCO 7.500 6.750 $524.42 360 1-Jul-28 $74,681.04 63.03
4853358 PONTE VEDRA BEACH FL 32082 SFD 8.000 6.750 $1,196.04 360 1-Jun-28 $162,558.11 70.87
4853368 HUNTINGTON NY 11746 SFD 7.500 6.750 $349.61 360 1-Jul-28 $49,887.97 38.46
4853385 BROOKLYN NY 11209 SFD 7.375 6.750 $1,913.18 360 1-Jul-28 $276,363.79 90.82
4853395 EDMONDS WA 98020 SFD 8.250 6.750 $533.40 360 1-Jul-28 $70,863.27 19.45
4853398 PENASACOLA BEACH FL 32561 SFD 7.500 6.750 $1,398.43 360 1-Jul-28 $199,551.92 24.24
4853405 LAKE WORTH FL 33467 PUD 7.125 6.750 $796.54 360 1-Jul-28 $117,944.66 70.00
4853426 MENLO PARK CA 94025 SFD 7.500 6.750 $2,796.86 360 1-Jun-28 $398,801.24 59.26
4853502 SAINT JAMES NY 11780 SFD 7.375 6.750 $345.34 360 1-Jul-28 $49,885.15 24.39
4853507 MEMPHIS TN 38133 SFD 7.500 6.750 $731.38 360 1-Jul-28 $104,365.65 65.17
4853517 TUCSON AZ 85739 SFD 7.625 6.750 $736.10 360 1-Jan-28 $103,305.12 59.77
4853523 VERO BEACH FL 32967 SFD 7.625 6.750 $371.59 360 1-Jan-28 $52,149.20 15.44
4853531 CHEYENNE WY 82009 SFD 7.625 6.750 $605.16 360 1-Feb-28 $84,742.52 95.00
4853534 PALM BEACH GARDENS FL 33418 SFD 7.500 6.750 $2,097.64 360 1-Jul-28 $299,327.90 68.97
4853543 HENDERSON NV 89014 SFD 7.625 6.750 $573.32 360 1-Jun-28 $80,763.22 51.92
4853576 SUN CITY CENTER FL 33573 LCO 7.625 6.750 $700.71 360 1-Jan-28 $98,338.54 69.60
4853582 BALDWIN NY 11510 SFD 7.625 6.750 $1,008.61 360 1-Jul-28 $142,188.60 75.00
4853653 MAITLAND FL 32751 SFD 7.625 6.750 $637.02 360 1-Feb-28 $89,467.10 56.25
4853687 CHATHAM TOWNSHIP NJ 07928 SFD 7.500 6.750 $2,671.00 360 1-Jul-28 $381,144.18 79.58
4853689 SCOTTSDALE AZ 85259 SFD 7.375 6.750 $1,933.89 360 1-Jan-28 $278,034.68 73.68
4853710 SPRING GROVE IL 60081 SFD 7.875 6.750 $1,421.14 360 1-Nov-27 $194,466.54 75.38
4853753 LANCASTER NY 14086 SFD 7.875 6.750 $790.32 360 1-Nov-27 $108,147.29 79.56
4853763 WASHINGTON TOWNSHIP NJ 08080 SFD 7.750 6.750 $716.41 360 1-Dec-27 $99,273.35 39.26
4853766 LAKELAND FL 33813 SFD 7.750 6.750 $537.31 360 1-Dec-27 $74,454.98 43.86
4853789 CORONA DEL MAR CA 92625 SFD 7.500 6.750 $1,922.84 360 1-Jul-28 $274,383.89 41.67
4853792 PENN VALLEY PA 19072 LCO 7.875 6.750 $870.08 360 1-Jan-27 $118,147.13 70.59
4853854 BROOKLYN NY 11223 SFD 8.125 6.750 $3,712.49 360 1-Jan-28 $496,975.33 79.37
4853855 BELLINGHAM WA 98226 SFD 8.000 6.750 $1,379.47 360 1-Dec-27 $186,700.11 65.51
4853858 BOCA RATON FL 33428 PUD 7.750 6.750 $286.57 360 1-Dec-27 $39,709.38 15.09
4853864 CLINTON MN 56225 SFD 7.875 6.750 $2,610.25 360 1-Jan-28 $356,886.82 55.38
4853873 LINCOLN NE 68516 SFD 7.375 6.750 $2,175.63 360 1-Sep-28 $314,760.31 90.00
4853892 GERMAN TOWNSHIP OH 45327 SFD 7.000 6.733 $1,995.91 360 1-Jul-28 $264,757.96 63.83
4853903 AUSTIN TX 78703 LCO 7.875 6.750 $1,703.92 360 1-Nov-27 $232,188.52 57.32
4853938 WILMINGTON NC 28409 SFD 7.000 6.733 $1,057.83 360 1-Nov-27 $157,523.80 79.50
4853973 BUMPASS VA 23024 PUD 7.500 6.750 $1,463.10 360 1-Nov-27 $207,487.45 74.73
4853978 CERES CA 95307 SFD 7.750 6.750 $454.21 360 1-Nov-27 $62,891.53 63.40
4853987 DELAND FL 32720 SFD 8.250 6.750 $338.08 360 1-Dec-27 $44,703.91 62.50
4854061 TEMECULA CA 92592 SFD 8.125 6.750 $787.05 360 1-Dec-27 $105,285.07 77.09
4854074 TACOMA WA 98466 SFD 7.750 6.750 $429.85 360 1-Dec-27 $59,563.97 60.00
4854127 MELBOURNE BEACH FL 32951 SFD 7.750 6.750 $465.67 360 1-Dec-27 $64,527.66 52.00
4854159 MERRITT ISLAND FL 32952 SFD 7.625 6.750 $537.21 360 1-Jan-28 $75,392.88 55.85
4854161 BURLINGTON TOWNSHIP NJ 08010 SFD 7.250 6.750 $1,364.35 360 1-Dec-27 $198,396.71 75.47
4854186 CAVE CREEK AZ 85331 SFD 7.500 6.750 $811.09 360 1-Dec-27 $115,114.48 77.33
4854195 PRESCOTT AZ 86303 SFD 7.750 6.750 $1,898.49 360 1-Nov-27 $262,874.90 75.71
4854215 SPRINGBROOK WI 54875 SFD 8.375 6.750 $304.03 360 1-Nov-27 $39,716.77 31.50
4854230 SUN CITY CENTER FL 33573 SFD 8.375 6.750 $494.05 360 1-Dec-27 $64,583.03 41.14
4854232 SAN CLEMENTE CA 92672 PUD 7.250 6.750 $1,800.95 360 1-Jan-28 $262,101.01 77.65
4854245 LAKE WORTH FL 33467 SFD 8.125 6.750 $779.57 360 1-Jan-28 $104,357.87 70.00
4854421 OREM UT 84058 LCO 7.750 6.750 $931.33 360 1-Dec-27 $128,690.64 68.42
4854422 FORT LAUDERDALE FL 33306 SFD 8.125 6.750 $1,358.77 360 1-Jan-28 $181,892.98 74.69
4854423 LAS VEGAS NV 89134 SFD 7.750 6.750 $644.77 360 1-Dec-27 $89,346.01 63.83
4854426 CASTLE ROCK CO 80104 SFD 7.625 6.750 $353.90 360 1-Dec-27 $49,545.21 18.18
4854430 WILLIAMSTON MI 48895 SFD 7.875 6.750 $978.85 360 1-Nov-27 $133,943.76 64.90
4854435 EDGEWATER MD 21037 SFD 7.125 6.750 $2,694.88 360 1-Jan-28 $395,507.98 71.25
4854436 HOUSTON TX 77081 SFD 7.750 6.750 $1,074.62 360 1-Dec-27 $148,909.79 51.94
4854439 LACEY TOWNSHIP NJ 08731 SFD 7.875 6.750 $580.06 360 1-Jan-28 $79,409.58 50.00
4854440 LOCHLOOSA FL 34690 SFD 7.875 6.750 $377.04 360 1-Nov-27 $51,593.14 74.61
4854447 HYATTSVILLE MD 20782 SFD 7.500 6.750 $568.11 360 1-Jul-28 $81,067.98 65.00
4854472 SHERMAN OAKS CA 91403 SFD 7.750 6.750 $2,482.37 360 1-Nov-27 $343,721.27 72.95
4854482 INCLINE VILLAGE NV 89451 LCO 7.750 6.750 $902.68 360 1-Dec-27 $125,084.42 70.00
4854489 MILLBURN NJ 07078 SFD 7.000 6.733 $1,663.25 360 1-Nov-27 $247,679.02 56.82
4854509 BOYNTON BEACH FL 33437 LCO 7.750 6.750 $573.13 360 1-Jan-28 $79,478.49 64.00
4854527 OKEMOS MI 48864 SFD 7.750 6.750 $1,533.12 360 1-Dec-27 $212,444.97 62.94
4854538 MYRTLE BEACH SC 29577 LCO 7.750 6.750 $458.50 360 1-Dec-27 $63,534.98 77.20
4854551 ARLINGTON VA 22203 LCO 7.750 6.750 $510.08 360 1-Nov-27 $70,629.08 79.11
4854569 PORTLAND OR 97229 SFD 7.750 6.750 $1,662.07 360 1-Dec-27 $230,314.23 79.73
4854614 VICTOR NY 14564 SFD 8.250 6.750 $3,427.66 360 1-Jul-28 $455,371.16 79.35
4854622 SCOTCH PLAINS NJ 07076 SFD 7.500 6.750 $4,429.04 360 1-Jul-28 $632,011.88 60.33
4854710 SACRAMENTO CA 95864 SFD 7.750 6.750 $1,253.72 360 1-Nov-27 $173,596.64 58.33
4854718 PRESCOTT AZ 86303 SFD 7.750 6.750 $573.13 360 1-Nov-27 $79,358.45 50.00
4854744 LAGUNA BEACH CA 92651 SFD 7.750 6.750 $687.76 360 1-Dec-27 $95,197.74 54.86
4854750 MILFORD DE 19963 SFD 8.250 6.750 $345.58 360 1-Dec-27 $45,697.47 42.99
4854776 SOUTH BURLINGTON VT 05403 SFD 8.000 6.750 $1,928.94 360 1-Dec-27 $261,065.24 77.62
4854793 IRON RIDGE WI 53035 SFD 7.875 6.750 $804.83 360 1-Jan-28 $110,249.37 67.27
4854801 VICTORVILLE CA 92392 SFD 7.750 6.750 $1,067.45 360 1-Dec-27 $147,917.31 72.68
4854854 MISSOULA MT 59804 SFD 7.875 6.750 $1,711.17 360 1-Dec-27 $234,326.97 73.75
4854883 TEMPLE CITY CA 91780 MF3 8.250 6.750 $1,652.79 360 1-Jan-28 $215,837.09 61.11
4854895 BOISE ID 83704 SFD 8.250 6.750 $450.76 360 1-Jan-28 $59,327.51 40.27
4854903 ST GEORGE ISLAND FL 32328 SFD 7.375 6.750 $1,699.89 360 1-Jul-28 $245,554.70 79.68
4854913 ZION IL 60099 SFD 7.500 6.750 $1,887.88 360 1-Jul-28 $269,395.10 54.00
4854920 MYRTLE BEACH SC 29575 SFD 7.750 6.750 $465.67 360 1-Jan-28 $64,576.27 52.85
4854927 NORTHPORT MI 49670 SFD 8.250 6.750 $961.62 360 1-Jan-28 $127,244.88 60.95
4854962 LONG HILL TWP NJ 07946 LCO 8.125 6.750 $1,202.85 360 1-Jan-28 $161,019.99 69.83
4854966 MISSION VIEJO CA 92692 SFD 7.125 6.750 $2,358.01 360 1-Jul-28 $349,155.35 67.96
4854970 ALBUQUERQUE NM 87123 SFD 7.750 6.750 $429.85 360 1-Jan-28 $59,608.85 52.17
4854979 MISSOULA MT 59801 SFD 7.625 6.750 $1,953.52 360 1-Jan-28 $274,155.77 72.63
4854987 RARITAN TWP NJ 08822 PUD 7.500 6.750 $699.21 360 1-Jan-28 $99,315.17 75.76
4854993 GLENBROOK NV 89413 SFD 7.750 6.750 $1,919.99 360 1-Dec-27 $265,930.53 53.60
4855019 CANANDAIGUA NY 14424 SFD 7.375 6.750 $2,210.17 360 1-Jul-28 $319,265.02 75.83
4855039 CAPE GIRARDEAU MO 63701 SFD 7.750 6.750 $630.44 360 1-Dec-27 $87,360.56 79.28
4855040 ANNAPOLIS MD 21401 SFD 6.875 6.608 $1,642.32 360 1-Jul-28 $249,366.30 38.46
4855044 REHOBOTH BEACH DE 19971 SFD 7.500 6.750 $1,223.63 360 1-Jul-28 $174,607.92 43.53
4855072 PENSACOLA FL 32507 LCO 8.250 6.750 $443.24 360 1-Dec-27 $58,612.01 64.48
4855257 ALEXANDRIA VA 22311 SFD 7.625 6.750 $1,125.40 360 1-Jan-28 $157,937.58 69.13
4855301 OGDEN UT 84404 SFD 8.125 6.750 $259.88 360 1-Jan-28 $32,613.43 38.89
4855311 INCLINE VILLAGE NV 89451 SFD 7.750 6.750 $1,697.90 360 1-Jan-28 $235,455.11 64.05
4855809 PORT CHARLOTTE FL 33980 SFD 7.500 6.750 $3,426.16 360 1-May-28 $488,158.87 87.50
4859350 WESTLAKE VILLAGE CA 91361 SFD 7.625 6.750 $5,145.66 360 1-Jul-28 $725,411.41 74.95
4859381 MARIETTA GA 30064 SFD 7.375 6.750 $1,726.69 360 1-Aug-28 $249,618.37 51.55
4859424 CARY NC 27511 SFD 7.000 6.733 $1,723.14 360 1-Jul-28 $258,359.35 77.31
4859549 SANTA CLARA CA 95054 SFD 7.375 6.750 $1,795.76 360 1-Jul-28 $257,880.78 73.24
4859568 SYLVANIA OH 43560 SFD 6.875 6.608 $1,116.78 360 1-Aug-28 $169,713.54 59.65
4859578 MESA AZ 85203 SFD 7.250 6.750 $2,941.89 360 1-Jul-28 $430,234.63 75.00
4859589 LAKE OSWEGO OR 97035 SFD 7.250 6.750 $1,712.27 360 1-Jun-28 $250,209.64 60.48
4859636 BROOKLINE MA 02146 SFD 7.250 6.750 $2,046.53 360 1-Jul-28 $299,293.66 34.29
4859755 LIVERMORE CA 94550 SFD 7.375 6.750 $2,921.22 360 1-Jul-28 $421,978.53 79.95
4859804 MCKINNEY TX 75070 PUD 7.125 6.750 $1,751.67 360 1-Jul-28 $259,372.53 76.44
4859839 MEMPHIS TN 38119 SFD 6.875 6.608 $1,865.68 360 1-Aug-28 $283,521.44 78.89
4859867 BLUE BELL PA 19422 SFD 7.125 6.750 $1,953.79 360 1-Jul-28 $289,300.12 59.18
4859911 PARADISE VALLEY AZ 85253 SFD 7.375 6.750 $5,525.40 360 1-Jul-28 $798,162.56 80.00
4859939 LITTLETON CO 80122 SFD 7.250 6.750 $2,510.41 360 1-Jul-28 $367,133.55 80.00
4859945 LONGMONT CO 80503 SFD 7.250 6.750 $2,203.43 360 1-Jun-28 $321,982.94 70.83
4860010 LA JOLLA CA 92037 SFD 7.125 6.750 $4,109.68 360 1-Jun-28 $608,031.34 78.71
4860013 BELLAIRE TX 77401 SFD 7.250 6.750 $2,919.71 360 1-Jul-28 $426,992.31 80.00
4860022 ENGLEWOOD CO 80110 SFD 7.375 6.750 $1,726.69 360 1-Jun-28 $249,232.03 41.93
4860065 HOUSTON TX 77024 SFD 7.375 6.750 $3,840.15 360 1-Jul-28 $554,722.98 80.00
4860083 KIRKLAND WA 98033 SFD 7.375 6.750 $2,641.83 360 1-Jun-28 $381,325.02 75.00
4860101 BRECKENRIDGE CO 80424 SFD 7.500 6.750 $1,835.44 360 1-Jul-28 $261,911.90 75.00
4860134 STRATFORD CT 06497 SFD 7.125 6.750 $2,107.05 360 1-Jun-28 $311,740.66 90.00
4860166 HOUSTON TX 77024 SFD 7.375 6.750 $3,508.63 360 1-Jun-28 $506,439.50 80.00
4860211 SEATTLE WA 98119 SFD 7.375 6.750 $2,380.76 360 1-Jul-28 $343,908.28 89.53
4860212 HEATH TX 75087 SFD 7.250 6.750 $2,922.44 360 1-Jul-28 $427,391.36 80.00
4860225 SALT LAKE CITY UT 84117 SFD 7.375 6.750 $2,148.00 360 1-Jun-28 $310,044.65 74.94
4860234 PALO ALTO CA 94303 SFD 7.375 6.750 $2,424.27 360 1-Jul-28 $350,193.82 60.83
4860258 FLAGSTAFF AZ 86004 PUD 7.500 6.750 $1,929.83 360 1-Jun-28 $275,172.97 80.00
4860270 PARADISE VALLEY AZ 85253 SFD 7.875 6.750 $2,113.58 360 1-Jun-28 $290,689.62 43.51
4860286 OREGON CITY OR 97045 SFD 8.125 6.750 $1,841.02 360 1-Jun-28 $247,251.07 95.00
4860297 LONGMONT CO 80503 SFD 7.375 6.750 $2,669.11 360 1-Jun-28 $385,262.90 74.99
4860324 SEATTLE WA 98112 SFD 7.375 6.750 $1,634.31 360 1-Jun-28 $235,898.13 72.58
4860336 BEAVERTON OR 97007 SFD 7.250 6.750 $2,062.90 360 1-Jun-28 $301,447.81 80.00
4860352 GLENWOOD SPRINGS CO 81601 SFD 7.375 6.750 $1,996.05 360 1-Jun-28 $288,112.24 55.58
4860359 PINE CO 80470 SFD 7.125 6.750 $1,670.82 360 1-Jul-28 $247,401.50 80.00
4860366 ASPEN CO 81611 LCO 7.375 6.750 $2,002.96 360 1-Jun-28 $289,109.16 65.91
4860367 FOXTON CO 80433 SFD 7.625 6.750 $1,704.01 360 1-Jul-28 $240,223.93 74.08
4860459 WEST UNIVERSITY TX 77005 SFD 7.125 6.750 $3,368.59 360 1-Jul-28 $498,793.35 63.69
4860499 BELLAIRE TX 77401 SFD 7.125 6.750 $2,957.62 360 1-Jul-28 $437,940.56 79.96
4860515 EUGENE OR 97405 SFD 7.375 6.750 $1,709.42 360 1-Jun-28 $246,739.72 75.00
4860520 SALT LAKE CITY UT 84103 SFD 7.250 6.750 $3,837.24 360 1-May-28 $560,279.33 75.00
4860527 E OF WILSON WY 83014 SFD 7.500 6.750 $5,244.11 360 1-Jun-28 $747,752.60 75.15
4860528 BROOKLINE MA 02146 LCO 7.500 6.750 $2,107.50 360 1-Jul-28 $300,734.73 90.00
4860531 PHOENIX AZ 85018 SFD 7.375 6.750 $1,779.18 360 1-May-28 $256,607.81 79.26
4860552 GRAFORD TX 76449 SFD 7.875 6.750 $1,827.17 360 1-Jul-28 $251,476.32 80.00
4860568 DENVER CO 80210 SFD 7.375 6.750 $2,797.23 360 1-Jul-28 $404,069.80 64.80
4860572 WILSONVILLE OR 97070 SFD 7.375 6.750 $1,775.04 360 1-Jun-28 $256,210.52 58.41
4860578 ENGLEWOOD CO 80110 SFD 7.125 6.750 $3,624.61 360 1-Jul-28 $536,701.62 66.01
4860584 AVON CO 81620 LCO 7.750 6.750 $2,478.79 360 1-Jul-28 $345,262.64 48.06
4860586 VAIL CO 81657 SFD 7.250 6.750 $1,705.44 360 1-Jul-28 $249,411.39 31.25
4860589 VANCOUVER WA 98665 SFD 7.500 6.750 $1,706.08 360 1-Jul-28 $243,453.36 95.00
4860594 PORTLAND OR 97212 SFD 7.000 6.733 $1,574.77 360 1-Jun-28 $235,917.10 90.00
4860597 MESA AZ 85213 SFD 7.500 6.750 $1,838.93 360 1-Jul-28 $260,850.63 76.90
4860598 LAKEWOOD CO 80232 SFD 7.250 6.750 $1,893.04 360 1-Jun-28 $276,626.21 75.00
4860600 PARADISE VALLEY AZ 85253 SFD 7.625 6.750 $2,194.17 360 1-Jun-28 $309,093.94 55.36
4860601 LAKE OSWEGO OR 97035 SFD 7.500 6.750 $1,748.04 360 1-Jun-28 $249,226.43 85.62
4860609 SANDY UT 84092 SFD 7.375 6.750 $2,762.70 360 1-Jul-28 $399,081.27 73.39
4860610 BOULDER CO 80304 SFD 7.375 6.750 $1,642.43 360 1-Jun-28 $237,069.50 63.92
4860614 PARK CITY UT 84060 SFD 7.375 6.750 $1,745.34 360 1-Jun-28 $251,923.72 95.00
4860618 SALT LAKE CITY UT 84117 SFD 7.500 6.750 $5,817.46 360 1-Jul-28 $830,033.02 59.43
4860622 JASPER OR 97438 SFD 7.875 6.750 $1,894.24 360 1-Jul-28 $260,707.09 95.00
4860625 BEAVER CREEK CO 81620 SFD 7.375 6.750 $3,391.21 360 1-Jun-28 $489,491.74 25.18
4860678 CAMBRIDGE MA 02138 SFD 7.375 6.750 $2,933.30 360 1-Jul-28 $423,724.54 62.00
4860687 GOLDEN CO 80401 SFD 7.500 6.750 $2,123.86 360 1-Jul-28 $303,069.50 75.00
4860715 NOVATO CA 94945 SFD 7.500 6.750 $3,496.08 360 1-Mar-28 $497,353.24 76.92
4860730 SAN ANTONIO TX 78257 SFD 6.875 6.608 $2,378.08 360 1-Jun-28 $360,773.02 68.95
4860764 SCOTTSDALE AZ 85251 SFD 7.375 6.750 $2,113.47 360 1-Jul-28 $305,297.15 76.50
4860767 BILLINGS MT 59106 SFD 7.250 6.750 $2,319.40 360 1-Jul-28 $339,199.48 80.00
4860775 PORTLAND OR 97229 SFD 7.250 6.750 $1,963.99 360 1-Jun-28 $286,763.38 89.13
4860780 DARIEN CT 06820 SFD 7.250 6.750 $1,845.97 360 1-May-28 $269,531.10 60.00
4860793 PORTLAND OR 97219 SFD 7.750 6.750 $2,211.21 360 1-Jul-28 $307,992.23 79.14
4860809 PHOENIX AZ 85018 SFD 7.375 6.750 $3,326.29 360 1-Jun-28 $480,120.59 79.95
4860812 PHOENIX AZ 85013 SFD 7.250 6.750 $2,619.56 360 1-Mar-28 $381,864.69 80.00
4860818 HOUSTON TX 77019 SFD 7.375 6.750 $2,486.43 360 1-Jun-28 $358,894.14 80.00
4860835 PORTLAND OR 97212 SFD 7.375 6.750 $2,327.58 360 1-Jul-28 $336,024.12 67.40
4860857 GOLDEN CO 80403 SFD 7.500 6.750 $1,957.80 360 1-Jul-28 $279,328.33 72.16
4860862 SHERWOOD OR 97140 SFD 7.250 6.750 $2,489.94 360 1-Jul-28 $364,120.46 66.61
4860868 PORTLAND OR 97219 SFD 7.250 6.750 $2,319.40 360 1-Jul-28 $339,199.48 71.58
4860869 PORTLAND OR 97210 LCO 7.500 6.750 $1,671.12 360 1-May-28 $238,101.99 79.93
4860875 SCOTTSDALE AZ 85258 PUD 7.375 6.750 $2,287.52 360 1-Jul-28 $330,439.28 90.00
4860881 LAFAYETTE LA 70508 SFD 7.250 6.750 $1,739.55 360 1-Jul-28 $254,379.49 75.00
4860887 DRAPER UT 84020 SFD 7.875 6.750 $1,812.67 360 1-May-28 $249,128.42 65.45
4860936 ROWLAND HEIGHTS CA 91748 SFD 7.500 6.750 $2,555.63 360 1-Jul-28 $364,681.11 79.80
4860955 BROOMFIELD CO 80020 SFD 7.500 6.750 $1,957.80 360 1-Jul-28 $279,372.69 74.67
4860966 LAKEWOOD CO 80227 SFD 7.375 6.750 $1,768.13 360 1-Jul-28 $255,412.01 62.14
4860997 ALEXANDRIA VA 22314 SFD 7.750 6.750 $2,655.38 360 1-May-28 $369,325.00 86.20
4861009 HOUSTON TX 77005 SFD 7.000 6.733 $2,381.78 360 1-Jul-28 $357,114.51 79.56
4861035 DUNWOODY GA 30338 SFD 7.250 6.750 $1,910.09 360 1-Jul-28 $279,340.77 68.94
4861058 PLEASANTON CA 94566 SFD 7.625 6.750 $2,158.78 360 1-Feb-28 $303,194.16 79.63
4861079 PARADISE VALLEY AZ 85253 SFD 7.375 6.750 $2,279.23 360 1-May-28 $328,728.94 57.39
4861086 RENO NV 89511 SFD 7.625 6.750 $2,608.93 360 1-Jul-28 $367,794.55 80.00
4861090 EUGENE OR 97405 SFD 7.125 6.750 $1,913.36 360 1-May-28 $282,850.89 80.00
4861098 DENVER CO 80210 SFD 7.375 6.750 $1,864.82 360 1-May-28 $268,960.06 66.67
4861108 EDWARDS CO 81632 SFD 7.500 6.750 $2,307.41 360 1-Jun-28 $328,450.08 74.75
4861136 CHANDLER AZ 85248 SFD 7.625 6.750 $1,635.00 360 1-Jul-28 $230,495.23 77.00
4861143 SAN FRANCISCO CA 94123 LCO 8.125 6.750 $2,307.68 360 1-Jun-28 $309,978.48 60.35
4861145 SALT LAKE CITY UT 84124 SFD 7.375 6.750 $2,500.25 360 1-Apr-28 $360,321.65 77.35
4861157 PARK CITY UT 84060 SFD 7.375 6.750 $2,106.56 360 1-May-28 $303,621.90 60.40
4861229 TEMPLE AZ 85284 SFD 7.500 6.750 $1,989.27 360 1-Apr-28 $283,213.18 88.91
4861547 NORTH OGDEN UT 84414 SFD 7.375 6.750 $1,933.89 360 1-Sep-28 $279,786.94 80.00
4862407 EASTON CT 06612 SFD 7.375 6.750 $2,762.70 360 1-Sep-28 $399,695.63 66.67
4862523 PICKERINGTON OH 43147 SFD 6.750 6.483 $754.32 360 1-Sep-28 $116,199.87 74.08
4862541 BELLMORE NY 11710 SFD 7.375 6.750 $2,279.22 360 1-Sep-28 $329,748.90 73.33
4866309 LAKE OSWEGO OR 97034 SFD 7.625 6.750 $2,760.40 360 1-Apr-28 $388,279.22 61.90
4866327 BIG SKY MT 59716 LCO 7.625 6.750 $1,681.72 360 1-Jul-28 $235,677.41 80.00
4866336 SPRING LAKE HEIGHTS NJ 07762 SFD 8.000 6.750 $2,127.92 360 1-Apr-27 $286,291.72 74.36
4866362 SCOTTSDALE AZ 85255 SFD 7.500 6.750 $2,279.97 343 1-Dec-26 $316,716.86 72.35
4866450 VILLANOVA PA 19085 SFD 7.625 6.750 $2,820.56 360 1-Jul-28 $397,629.22 75.90
4866462 PARKLAND FL 33076 SFD 7.375 6.750 $1,839.96 360 1-Mar-28 $263,938.87 80.00
4866470 SCOTTSDALE AZ 85260 SFD 7.625 6.750 $1,804.88 360 1-Mar-28 $253,683.13 75.00
4866484 RADNOR PA 19087 SFD 8.125 6.750 $4,454.99 360 1-Apr-27 $592,076.28 70.59
4866495 JACKSON HEIGHTS NY 11370 MF2 8.750 6.750 $2,360.11 360 1-May-27 $294,643.93 92.31
4866512 HOLLISWOOD NY 11423 SFD 8.750 6.750 $1,838.92 360 1-Apr-27 $231,173.10 85.00
4866569 HOUSTON TX 77005 SFD 7.375 6.750 $4,693.14 360 1-Jul-28 $677,939.31 77.22
4867038 HOUSTON TX 77024 SFD 7.000 6.733 $4,964.82 360 1-Jun-28 $743,781.73 75.00
4867074 TIGARD OR 97223 SFD 8.000 6.750 $1,742.69 360 1-Jun-28 $236,469.03 95.00
4867142 PHOENIX AZ 85018 SFD 7.250 6.750 $2,114.75 360 1-Jul-28 $309,270.12 58.94
4867146 PHOENIX AZ 85014 PUD 7.375 6.750 $2,728.17 360 1-Jul-28 $394,041.76 79.00
4867165 PORTLAND OR 97225 SFD 7.000 6.733 $1,995.91 360 1-Jul-28 $299,257.96 61.35
4867335 BROOKLINE MA 02146 SFD 7.625 6.750 $1,981.83 360 1-Mar-28 $278,554.04 48.61
4867356 ASPEN CO 81611 SFD 7.625 6.750 $7,077.94 360 1-Apr-28 $995,587.80 51.28
4867608 DELAND FL 33724 SFD 7.125 6.750 $1,956.48 360 1-Sep-28 $290,167.77 78.91
4867614 ATLANTA GA 30309 SFD 7.125 6.750 $3,200.16 360 1-Aug-28 $474,238.05 45.24
$198,814,557.95
</TABLE>
<TABLE>
<CAPTION>
(i) (xi) (xii) (xiii) (xiv) (xv) (xvi)
- ----- ------- --------- ------- -------- -------- -------
MORTGAGE MORTGAGE T.O.P. MASTER FIXED
LOAN INSURANCE SERVICE MORTGAGE SERVICE RETAINED
NUMBER SUBSIDY CODE FEE LOAN FEE YIELD
- -------- ------- --------- ------- -------- -------- --------
<S> <C> <C> <C> <C> <C> <C>
4712215 0.250 0.017 0.000
4740871 0.250 0.017 0.000
4748739 0.250 0.017 0.358
4774080 0.250 0.017 0.108
4791064 0.250 0.017 0.000
4791742 0.250 0.017 0.108
4802588 0.250 0.017 0.983
4802622 0.250 0.017 0.483
4802804 0.250 0.017 0.608
4804107 0.250 0.017 0.233
4804838 0.250 0.017 0.358
4810063 0.250 0.017 0.233
4810407 0.250 0.017 0.108
4813028 0.250 0.017 0.483
4813889 0.250 0.017 0.733
4814272 0.250 0.017 0.358
4814700 0.250 0.017 0.358
4815062 0.250 0.017 0.733
4815063 0.250 0.017 0.483
4816015 0.250 0.017 0.000
4816944 0.250 0.017 0.358
4817879 0.250 0.017 0.608
4817897 0.250 0.017 0.483
4818102 0.250 0.017 0.733
4818123 0.250 0.017 0.608
4818166 0.250 0.017 0.608
4818183 0.250 0.017 0.233
4818238 0.250 0.017 0.483
4818307 0.250 0.017 0.858
4818467 0.250 0.017 0.608
4818507 0.250 0.017 0.733
4818527 0.250 0.017 0.608
4818582 0.250 0.017 0.733
4818601 0.250 0.017 0.483
4818667 0.250 0.017 0.733
4818673 0.250 0.017 0.000
4818743 0.250 0.017 0.608
4818792 0.250 0.017 0.733
4818794 0.250 0.017 0.483
4818928 0.250 0.017 0.358
4819061 0.250 0.017 0.483
4819091 0.250 0.017 0.608
4819097 0.250 0.017 0.483
4819168 0.250 0.017 0.358
4819172 0.250 0.017 0.233
4819192 0.250 0.017 0.233
4819320 0.250 0.017 0.483
4819343 0.250 0.017 0.483
4820892 06 0.250 0.017 0.608
4821466 0.250 0.017 0.733
4822994 0.250 0.017 0.358
4825339 0.250 0.017 0.483
4827741 0.250 0.017 0.000
4831220 0.250 0.017 0.108
4831416 0.250 0.017 0.233
4832408 0.250 0.017 0.358
4832437 01 0.250 0.017 0.108
4833101 0.250 0.017 0.483
4833123 0.250 0.017 0.483
4833147 0.250 0.017 0.483
4833164 0.250 0.017 0.483
4833316 0.250 0.017 0.108
4833863 0.250 0.017 0.483
4833867 0.250 0.017 0.483
4833876 0.250 0.017 0.483
4833889 0.250 0.017 0.608
4833892 0.250 0.017 0.733
4833903 0.250 0.017 0.483
4833913 0.250 0.017 0.483
4833916 0.250 0.017 0.733
4833930 0.250 0.017 0.483
4833932 0.250 0.017 0.483
4834001 0.250 0.017 0.733
4834017 0.250 0.017 0.483
4834241 0.250 0.017 0.733
4834540 0.250 0.017 0.608
4835728 0.250 0.017 0.483
4835782 0.250 0.017 0.233
4836502 0.250 0.017 0.608
4836526 0.250 0.017 0.108
4836539 0.250 0.017 0.358
4836548 0.250 0.017 0.483
4836550 0.250 0.017 0.233
4836554 0.250 0.017 0.233
4836555 0.250 0.017 0.483
4836570 0.250 0.017 0.483
4836575 0.250 0.017 0.608
4836580 0.250 0.017 0.483
4836584 0.250 0.017 0.358
4836606 0.250 0.017 0.358
4836618 0.250 0.017 0.358
4836625 0.250 0.017 0.108
4836634 0.250 0.017 0.608
4836655 0.250 0.017 0.483
4836745 0.250 0.017 0.233
4836764 0.250 0.017 0.108
4836766 0.250 0.017 0.483
4836776 0.250 0.017 0.483
4836781 0.250 0.017 0.233
4836816 0.250 0.017 0.358
4836876 0.250 0.017 0.233
4836882 0.250 0.017 0.483
4836884 0.250 0.017 0.733
4836889 0.250 0.017 0.733
4836890 0.250 0.017 0.733
4836898 0.250 0.017 0.483
4836899 0.250 0.017 0.483
4836905 0.250 0.017 0.358
4836910 0.250 0.017 0.358
4836918 0.250 0.017 0.858
4836921 0.250 0.017 0.858
4836923 0.250 0.017 0.483
4836934 0.250 0.017 0.733
4836938 0.250 0.017 0.483
4836939 0.250 0.017 0.000
4836944 0.250 0.017 0.733
4836947 0.250 0.017 0.483
4836956 0.250 0.017 0.483
4836957 0.250 0.017 0.608
4836970 0.250 0.017 0.358
4836972 0.250 0.017 0.733
4836974 0.250 0.017 0.608
4836978 0.250 0.017 0.483
4836985 0.250 0.017 0.858
4836991 0.250 0.017 0.358
4836997 0.250 0.017 0.000
4837002 0.250 0.017 0.608
4837004 0.250 0.017 0.358
4837007 0.250 0.017 0.358
4837012 0.250 0.017 0.983
4837017 0.250 0.017 0.108
4837022 0.250 0.017 0.733
4837027 0.250 0.017 0.608
4837037 0.250 0.017 0.608
4837040 0.250 0.017 0.483
4837051 0.250 0.017 0.233
4837086 0.250 0.017 0.233
4837123 0.250 0.017 0.000
4837137 0.250 0.017 0.733
4837145 0.250 0.017 0.608
4837154 0.250 0.017 0.358
4837172 0.250 0.017 0.233
4837181 0.250 0.017 0.000
4837200 0.250 0.017 0.358
4837207 0.250 0.017 0.483
4837220 0.250 0.017 0.108
4837228 0.250 0.017 0.233
4837229 0.250 0.017 0.483
4837235 0.250 0.017 0.358
4837242 0.250 0.017 0.733
4837243 0.250 0.017 0.483
4837268 0.250 0.017 0.733
4837276 0.250 0.017 0.358
4837288 0.250 0.017 0.000
4837292 0.250 0.017 0.608
4837310 0.250 0.017 0.233
4837319 0.250 0.017 0.108
4837320 0.250 0.017 0.358
4837323 0.250 0.017 0.483
4837325 0.250 0.017 0.233
4837326 0.250 0.017 0.483
4837335 0.250 0.017 0.108
4837338 0.250 0.017 0.108
4837341 0.250 0.017 0.233
4837344 0.250 0.017 0.483
4837345 0.250 0.017 0.233
4837355 0.250 0.017 0.358
4837356 0.250 0.017 0.483
4837362 0.250 0.017 0.108
4837369 0.250 0.017 0.233
4837374 0.250 0.017 0.233
4837377 0.250 0.017 0.608
4837380 0.250 0.017 0.483
4837405 0.250 0.017 0.608
4837437 0.250 0.017 0.483
4837444 0.250 0.017 0.108
4837457 0.250 0.017 0.358
4837461 0.250 0.017 0.233
4837462 0.250 0.017 0.233
4837466 0.250 0.017 0.358
4837468 0.250 0.017 0.483
4837469 0.250 0.017 0.358
4837477 0.250 0.017 0.483
4837489 0.250 0.017 0.483
4837499 0.250 0.017 0.608
4837500 0.250 0.017 0.608
4837507 0.250 0.017 0.358
4837508 0.250 0.017 0.858
4837521 0.250 0.017 0.608
4837532 0.250 0.017 0.000
4837548 0.250 0.017 0.608
4837549 0.250 0.017 0.733
4837559 0.250 0.017 0.733
4837568 0.250 0.017 0.358
4837578 0.250 0.017 0.233
4837588 0.250 0.017 0.608
4837591 0.250 0.017 0.483
4837606 0.250 0.017 0.233
4837609 0.250 0.017 0.483
4837613 0.250 0.017 0.608
4837619 0.250 0.017 0.358
4837677 0.250 0.017 0.358
4837692 0.250 0.017 0.733
4837700 0.250 0.017 0.233
4837719 0.250 0.017 0.483
4837725 0.250 0.017 0.733
4837726 0.250 0.017 0.108
4837732 0.250 0.017 0.608
4837769 0.250 0.017 0.108
4837780 0.250 0.017 0.358
4837791 0.250 0.017 0.733
4837797 0.250 0.017 0.358
4837804 0.250 0.017 0.983
4837825 0.250 0.017 0.483
4837826 0.250 0.017 0.358
4837839 0.250 0.017 0.108
4837841 0.250 0.017 0.733
4837848 0.250 0.017 0.733
4837854 0.250 0.017 0.608
4837859 0.250 0.017 0.233
4837864 0.250 0.017 0.358
4837868 0.250 0.017 0.483
4837871 0.250 0.017 0.483
4837876 0.250 0.017 0.483
4837879 0.250 0.017 0.733
4837881 0.250 0.017 0.858
4837883 0.250 0.017 0.733
4837893 0.250 0.017 0.983
4837904 0.250 0.017 0.000
4837942 0.250 0.017 0.608
4837943 0.250 0.017 0.608
4837945 0.250 0.017 0.233
4837947 0.250 0.017 0.108
4837948 0.250 0.017 0.358
4837949 0.250 0.017 0.233
4837955 0.250 0.017 0.608
4837966 0.250 0.017 0.000
4837972 0.250 0.017 0.483
4837981 0.250 0.017 0.483
4837991 0.250 0.017 0.233
4837997 0.250 0.017 0.733
4837999 0.250 0.017 0.000
4838000 0.250 0.017 0.233
4838002 0.250 0.017 0.733
4838004 0.250 0.017 0.733
4838006 0.250 0.017 0.358
4838007 0.250 0.017 0.483
4838008 0.250 0.017 0.608
4838012 0.250 0.017 0.483
4838020 0.250 0.017 0.000
4838026 0.250 0.017 0.233
4838027 0.250 0.017 0.483
4838032 0.250 0.017 0.483
4838034 0.250 0.017 0.483
4838048 0.250 0.017 0.233
4838050 0.250 0.017 0.608
4838052 0.250 0.017 0.108
4838056 0.250 0.017 0.483
4838060 0.250 0.017 0.608
4838064 0.250 0.017 0.483
4838067 0.250 0.017 0.358
4838075 0.250 0.017 0.483
4838077 0.250 0.017 0.483
4838080 0.250 0.017 0.608
4838087 24 0.250 0.017 0.608
4838110 0.250 0.017 0.483
4838118 0.250 0.017 0.483
4838125 0.250 0.017 0.108
4838172 0.250 0.017 0.233
4838175 0.250 0.017 0.108
4838185 0.250 0.017 0.483
4838187 0.250 0.017 0.733
4838189 0.250 0.017 0.733
4838191 0.250 0.017 0.358
4838209 0.250 0.017 0.608
4838224 0.250 0.017 0.108
4838254 0.250 0.017 0.358
4838272 0.250 0.017 0.483
4838286 0.250 0.017 0.483
4838290 0.250 0.017 0.483
4838300 0.250 0.017 0.483
4838303 0.250 0.017 0.000
4838311 0.250 0.017 0.108
4838320 0.250 0.017 0.483
4838327 0.250 0.017 0.000
4838331 0.250 0.017 0.733
4838337 0.250 0.017 0.108
4838341 0.250 0.017 0.608
4838346 0.250 0.017 0.358
4838350 0.250 0.017 0.358
4838372 0.250 0.017 0.000
4839283 0.250 0.017 0.733
4839542 0.250 0.017 0.608
4841142 0.250 0.017 0.733
4841161 0.250 0.017 0.608
4841270 0.250 0.017 0.608
4841327 0.250 0.017 0.608
4841541 0.250 0.017 0.483
4843138 0.250 0.017 0.483
4843161 0.250 0.017 0.858
4843220 0.250 0.017 0.483
4843250 0.250 0.017 0.483
4843363 0.250 0.017 0.483
4843398 0.250 0.017 0.608
4843487 0.250 0.017 0.483
4843494 0.250 0.017 0.608
4843516 0.250 0.017 0.483
4843594 0.250 0.017 0.233
4844169 0.250 0.017 0.483
4844186 0.250 0.017 0.483
4844252 0.250 0.017 0.483
4844280 0.250 0.017 0.483
4844522 0.250 0.017 0.358
4844679 0.250 0.017 0.733
4844689 0.250 0.017 0.358
4844708 0.250 0.017 0.483
4844724 0.250 0.017 0.483
4844729 0.250 0.017 0.358
4844924 0.250 0.017 0.483
4844995 0.250 0.017 0.858
4845219 0.250 0.017 0.608
4845239 0.250 0.017 0.733
4845263 0.250 0.017 0.483
4845296 0.250 0.017 0.358
4845316 06 0.250 0.017 0.358
4845329 0.250 0.017 0.358
4845349 0.250 0.017 0.358
4845401 0.250 0.017 0.358
4845415 0.250 0.017 0.358
4845433 0.250 0.017 0.358
4845439 0.250 0.017 0.358
4845501 0.250 0.017 0.483
4845560 0.250 0.017 0.358
4845584 0.250 0.017 0.358
4845641 0.250 0.017 0.358
4845661 0.250 0.017 0.608
4845685 0.250 0.017 0.483
4845864 0.250 0.017 0.358
4846012 0.250 0.017 0.358
4847204 0.250 0.017 0.483
4847241 0.250 0.017 0.483
4847251 0.250 0.017 0.483
4847266 0.250 0.017 0.483
4847312 0.250 0.017 0.483
4847315 0.250 0.017 0.483
4847603 0.250 0.017 0.483
4847857 0.250 0.017 0.358
4848921 0.250 0.017 0.608
4849064 0.250 0.017 0.483
4849095 0.250 0.017 0.483
4849276 0.250 0.017 0.358
4849290 0.250 0.017 0.358
4849429 0.250 0.017 0.483
4849488 0.250 0.017 0.608
4849524 0.250 0.017 0.608
4849531 0.250 0.017 0.733
4849593 0.250 0.017 0.358
4849617 0.250 0.017 0.483
4849684 0.250 0.017 0.608
4849712 0.250 0.017 0.483
4849920 0.250 0.017 0.483
4849928 0.250 0.017 0.358
4849933 0.250 0.017 0.483
4849940 0.250 0.017 0.358
4849975 0.250 0.017 0.733
4849983 0.250 0.017 0.608
4849998 0.250 0.017 0.483
4850010 0.250 0.017 0.608
4850013 0.250 0.017 0.483
4850097 0.250 0.017 0.483
4850757 0.250 0.017 0.358
4850820 0.250 0.017 0.233
4850872 0.250 0.017 0.358
4850880 0.250 0.017 0.108
4850922 0.250 0.017 0.108
4850994 0.250 0.017 0.608
4851024 0.250 0.017 0.483
4851075 0.250 0.017 0.483
4851127 0.250 0.017 0.483
4851139 0.250 0.017 0.000
4851153 0.250 0.017 0.108
4851183 0.250 0.017 0.108
4851213 0.250 0.017 0.733
4851221 0.250 0.017 0.000
4851235 0.250 0.017 0.358
4851236 0.250 0.017 0.733
4851238 0.250 0.017 0.233
4851302 0.250 0.017 0.233
4851311 13 0.250 0.017 0.733
4851319 06 0.250 0.017 0.483
4851368 0.250 0.017 0.233
4851449 0.250 0.017 0.233
4851452 01 0.250 0.017 0.358
4851466 0.250 0.017 0.108
4851488 0.250 0.017 0.233
4851489 0.250 0.017 0.233
4851505 0.250 0.017 0.233
4851534 0.250 0.017 0.233
4851541 0.250 0.017 0.108
4851554 0.250 0.017 0.233
4851575 0.250 0.017 0.358
4851586 0.250 0.017 0.108
4851802 0.250 0.017 0.108
4851847 0.250 0.017 0.358
4851855 0.250 0.017 0.483
4851866 0.250 0.017 0.608
4851883 0.250 0.017 0.233
4852007 0.250 0.017 0.000
4852478 0.250 0.017 0.483
4852754 0.250 0.017 0.858
4852815 0.250 0.017 0.483
4852876 0.250 0.017 0.233
4852965 0.250 0.017 1.233
4852987 0.250 0.017 0.858
4853053 0.250 0.017 0.858
4853133 0.250 0.017 0.358
4853146 0.250 0.017 1.108
4853317 0.250 0.017 0.483
4853320 0.250 0.017 0.483
4853323 0.250 0.017 0.483
4853344 0.250 0.017 0.608
4853346 0.250 0.017 0.483
4853356 0.250 0.017 0.483
4853358 0.250 0.017 0.983
4853368 0.250 0.017 0.483
4853385 0.250 0.017 0.358
4853395 0.250 0.017 1.233
4853398 0.250 0.017 0.483
4853405 0.250 0.017 0.108
4853426 0.250 0.017 0.483
4853502 0.250 0.017 0.358
4853507 0.250 0.017 0.483
4853517 0.250 0.017 0.608
4853523 0.250 0.017 0.608
4853531 0.250 0.017 0.608
4853534 0.250 0.017 0.483
4853543 0.250 0.017 0.608
4853576 0.250 0.017 0.608
4853582 0.250 0.017 0.608
4853653 0.250 0.017 0.608
4853687 0.250 0.017 0.483
4853689 0.250 0.017 0.358
4853710 0.250 0.017 0.858
4853753 0.250 0.017 0.858
4853763 0.250 0.017 0.733
4853766 0.250 0.017 0.733
4853789 0.250 0.017 0.483
4853792 0.250 0.017 0.858
4853854 0.250 0.017 1.108
4853855 0.250 0.017 0.983
4853858 0.250 0.017 0.733
4853864 0.250 0.017 0.858
4853873 13 0.250 0.017 0.358
4853892 0.250 0.017 0.000
4853903 0.250 0.017 0.858
4853938 0.250 0.017 0.000
4853973 0.250 0.017 0.483
4853978 0.250 0.017 0.733
4853987 0.250 0.017 1.233
4854061 0.250 0.017 1.108
4854074 0.250 0.017 0.733
4854127 0.250 0.017 0.733
4854159 0.250 0.017 0.608
4854161 0.250 0.017 0.233
4854186 0.250 0.017 0.483
4854195 0.250 0.017 0.733
4854215 0.250 0.017 1.358
4854230 0.250 0.017 1.358
4854232 0.250 0.017 0.233
4854245 0.250 0.017 1.108
4854421 0.250 0.017 0.733
4854422 0.250 0.017 1.108
4854423 0.250 0.017 0.733
4854426 0.250 0.017 0.608
4854430 0.250 0.017 0.858
4854435 0.250 0.017 0.108
4854436 0.250 0.017 0.733
4854439 0.250 0.017 0.858
4854440 0.250 0.017 0.858
4854447 0.250 0.017 0.483
4854472 0.250 0.017 0.733
4854482 0.250 0.017 0.733
4854489 0.250 0.017 0.000
4854509 0.250 0.017 0.733
4854527 0.250 0.017 0.733
4854538 0.250 0.017 0.733
4854551 0.250 0.017 0.733
4854569 0.250 0.017 0.733
4854614 0.250 0.017 1.233
4854622 0.250 0.017 0.483
4854710 0.250 0.017 0.733
4854718 0.250 0.017 0.733
4854744 0.250 0.017 0.733
4854750 0.250 0.017 1.233
4854776 0.250 0.017 0.983
4854793 0.250 0.017 0.858
4854801 0.250 0.017 0.733
4854854 0.250 0.017 0.858
4854883 0.250 0.017 1.233
4854895 0.250 0.017 1.233
4854903 0.250 0.017 0.358
4854913 0.250 0.017 0.483
4854920 0.250 0.017 0.733
4854927 0.250 0.017 1.233
4854962 0.250 0.017 1.108
4854966 0.250 0.017 0.108
4854970 0.250 0.017 0.733
4854979 0.250 0.017 0.608
4854987 0.250 0.017 0.483
4854993 0.250 0.017 0.733
4855019 0.250 0.017 0.358
4855039 0.250 0.017 0.733
4855040 0.250 0.017 0.000
4855044 0.250 0.017 0.483
4855072 0.250 0.017 1.233
4855257 0.250 0.017 0.608
4855301 0.250 0.017 1.108
4855311 0.250 0.017 0.733
4855809 12 0.250 0.017 0.483
4859350 0.250 0.017 0.608
4859381 0.250 0.017 0.358
4859424 0.250 0.017 0.000
4859549 0.250 0.017 0.358
4859568 0.250 0.017 0.000
4859578 0.250 0.017 0.233
4859589 0.250 0.017 0.233
4859636 0.250 0.017 0.233
4859755 0.250 0.017 0.358
4859804 0.250 0.017 0.108
4859839 0.250 0.017 0.000
4859867 0.250 0.017 0.108
4859911 0.250 0.017 0.358
4859939 0.250 0.017 0.233
4859945 0.250 0.017 0.233
4860010 0.250 0.017 0.108
4860013 0.250 0.017 0.233
4860022 0.250 0.017 0.358
4860065 0.250 0.017 0.358
4860083 0.250 0.017 0.358
4860101 0.250 0.017 0.483
4860134 13 0.250 0.017 0.108
4860166 0.250 0.017 0.358
4860211 11 0.250 0.017 0.358
4860212 0.250 0.017 0.233
4860225 0.250 0.017 0.358
4860234 0.250 0.017 0.358
4860258 0.250 0.017 0.483
4860270 0.250 0.017 0.858
4860286 11 0.250 0.017 1.108
4860297 0.250 0.017 0.358
4860324 0.250 0.017 0.358
4860336 0.250 0.017 0.233
4860352 0.250 0.017 0.358
4860359 0.250 0.017 0.108
4860366 0.250 0.017 0.358
4860367 0.250 0.017 0.608
4860459 0.250 0.017 0.108
4860499 0.250 0.017 0.108
4860515 0.250 0.017 0.358
4860520 0.250 0.017 0.233
4860527 0.250 0.017 0.483
4860528 13 0.250 0.017 0.483
4860531 0.250 0.017 0.358
4860552 0.250 0.017 0.858
4860568 0.250 0.017 0.358
4860572 0.250 0.017 0.358
4860578 0.250 0.017 0.108
4860584 0.250 0.017 0.733
4860586 0.250 0.017 0.233
4860589 05 0.250 0.017 0.483
4860594 05 0.250 0.017 0.000
4860597 0.250 0.017 0.483
4860598 0.250 0.017 0.233
4860600 0.250 0.017 0.608
4860601 05 0.250 0.017 0.483
4860609 0.250 0.017 0.358
4860610 0.250 0.017 0.358
4860614 07 0.250 0.017 0.358
4860618 0.250 0.017 0.483
4860622 11 0.250 0.017 0.858
4860625 0.250 0.017 0.358
4860678 0.250 0.017 0.358
4860687 0.250 0.017 0.483
4860715 0.250 0.017 0.483
4860730 0.250 0.017 0.000
4860764 0.250 0.017 0.358
4860767 0.250 0.017 0.233
4860775 05 0.250 0.017 0.233
4860780 0.250 0.017 0.233
4860793 0.250 0.017 0.733
4860809 0.250 0.017 0.358
4860812 0.250 0.017 0.233
4860818 0.250 0.017 0.358
4860835 0.250 0.017 0.358
4860857 0.250 0.017 0.483
4860862 0.250 0.017 0.233
4860868 0.250 0.017 0.233
4860869 0.250 0.017 0.483
4860875 11 0.250 0.017 0.358
4860881 0.250 0.017 0.233
4860887 0.250 0.017 0.858
4860936 0.250 0.017 0.483
4860955 0.250 0.017 0.483
4860966 0.250 0.017 0.358
4860997 13 0.250 0.017 0.733
4861009 0.250 0.017 0.000
4861035 0.250 0.017 0.233
4861058 0.250 0.017 0.608
4861079 0.250 0.017 0.358
4861086 0.250 0.017 0.608
4861090 0.250 0.017 0.108
4861098 0.250 0.017 0.358
4861108 0.250 0.017 0.483
4861136 0.250 0.017 0.608
4861143 0.250 0.017 1.108
4861145 0.250 0.017 0.358
4861157 0.250 0.017 0.358
4861229 13 0.250 0.017 0.483
4861547 0.250 0.017 0.358
4862407 0.250 0.017 0.358
4862523 0.250 0.017 0.000
4862541 0.250 0.017 0.358
4866309 0.250 0.017 0.608
4866327 0.250 0.017 0.608
4866336 0.250 0.017 0.983
4866362 0.250 0.017 0.483
4866450 0.250 0.017 0.608
4866462 0.250 0.017 0.358
4866470 0.250 0.017 0.608
4866484 0.250 0.017 1.108
4866495 01 0.250 0.017 1.733
4866512 06 0.250 0.017 1.733
4866569 0.250 0.017 0.358
4867038 0.250 0.017 0.000
4867074 11 0.250 0.017 0.983
4867142 0.250 0.017 0.233
4867146 0.250 0.017 0.358
4867165 0.250 0.017 0.000
4867335 0.250 0.017 0.608
4867356 0.250 0.017 0.608
4867608 0.250 0.017 0.108
4867614 0.250 0.017 0.108
</TABLE>
COUNT: 642
WAC: 7.459029487
WAM: 355.2385484
WALTV: 70.00716124
NASCOR
NMI / 1998-25 Exhibit F-3 (Part B)
30 YEAR FIXED RATE NON RELOCATION LOANS
<TABLE>
<CAPTION>
(i) (xvii) (xviii)
- ----- ----------- -------
MORTGAGE NMI
LOAN LOAN
NUMBER SERVICER SELLER
- -------- --------------------------------- ------
<S> <C> <C>
4712215 PEOPLE'S BANK PEOPLE'S BANK
4740871 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4748739 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4774080 BEVERLY NATIONAL BANK BEVERLY NATIONAL BANK
4791064 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4791742 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4802588 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4802622 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4802804 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4804107 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4804838 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4810063 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4810407 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4813028 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4813889 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4814272 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4814700 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4815062 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4815063 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4816015 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4816944 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4817879 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4817897 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818102 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818123 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818166 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818183 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818238 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818307 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818467 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818507 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818527 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818582 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818601 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818667 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818673 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818743 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818792 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818794 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4818928 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4819061 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4819091 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4819097 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4819168 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4819172 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4819192 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4819320 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4819343 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4820892 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4821466 FT MORTGAGE COMPANIES FT MORTGAGE COMPANIES
4822994 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4825339 BANC ONE MORTGAGE CORPORAT BANC ONE MORTGAGE CORPORAT
4827741 HUNTINGTON MORTGAGE COMPAN HUNTINGTON MORTGAGE COMPAN
4831220 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4831416 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4832408 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4832437 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4833101 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833123 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833147 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833164 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833316 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4833863 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833867 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833876 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833889 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833892 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833903 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833913 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833916 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833930 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4833932 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4834001 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4834017 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4834241 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4834540 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4835728 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4835782 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4836502 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836526 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836539 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836548 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836550 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836554 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836555 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836570 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836575 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836580 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836584 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836606 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836618 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836625 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836634 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836655 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836745 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836764 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836766 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836776 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836781 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836816 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836876 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836882 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836884 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836889 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836890 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836898 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836899 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836905 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836910 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836918 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836921 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836923 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836934 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836938 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836939 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836944 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836947 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836956 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836957 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836970 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836972 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836974 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836978 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836985 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836991 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4836997 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837002 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837004 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837007 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837012 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837017 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837022 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837027 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837037 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837040 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837051 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837086 MARINE MIDLAND MORTGAGE CO MARINE MIDLAND MORTGAGE CO
4837123 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837137 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837145 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837154 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837172 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837181 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837200 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837207 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837220 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837228 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837229 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837235 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837242 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837243 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837268 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837276 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837288 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837292 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837310 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837319 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837320 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837323 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837325 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837326 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837335 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837338 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837341 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837344 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837345 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837355 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837356 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837362 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837369 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837374 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837377 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837380 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837405 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837437 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837444 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837457 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837461 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837462 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837466 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837468 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837469 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837477 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837489 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837499 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837500 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837507 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837508 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837521 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837532 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837548 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837549 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837559 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837568 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837578 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837588 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837591 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837606 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837609 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837613 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837619 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837677 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837692 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837700 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837719 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837725 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837726 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837732 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837769 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837780 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837791 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837797 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837804 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837825 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837826 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837839 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837841 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837848 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837854 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837859 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837864 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837868 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837871 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837876 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837879 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837881 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837883 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837893 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837904 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837942 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837943 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837945 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837947 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837948 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837949 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837955 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837966 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837972 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837981 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837991 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837997 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4837999 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838000 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838002 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838004 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838006 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838007 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838008 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838012 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838020 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838026 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838027 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838032 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838034 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838048 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838050 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838052 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838056 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838060 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838064 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838067 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838075 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838077 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838080 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838087 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4838110 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838118 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838125 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838172 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838175 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838185 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838187 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838189 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838191 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838209 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838224 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838254 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838272 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838286 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838290 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838300 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838303 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838311 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838320 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838327 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838331 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838337 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838341 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838346 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838350 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4838372 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4839283 NORTH AMERICAN MORTGAGE NORTH AMERICAN MORTGAGE
4839542 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4841142 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4841161 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4841270 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4841327 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4841541 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843138 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843161 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843220 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843250 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843363 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843398 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843487 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843494 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843516 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4843594 HIBERNIA NATIONAL BANK HIBERNIA NATIONAL BANK
4844169 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844186 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844252 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844280 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844522 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844679 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844689 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844708 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844724 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844729 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844924 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4844995 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845219 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845239 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845263 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845296 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845316 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845329 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845349 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845401 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845415 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845433 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845439 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845501 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845560 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845584 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845641 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845661 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845685 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4845864 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4846012 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847204 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847241 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847251 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847266 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847312 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847315 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847603 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4847857 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4848921 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849064 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849095 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849276 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849290 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849429 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849488 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849524 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849531 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849593 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849617 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849684 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849712 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849920 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849928 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849933 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849940 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849975 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849983 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4849998 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4850010 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4850013 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4850097 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4850757 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4850820 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4850872 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4850880 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4850922 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4850994 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4851024 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4851075 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4851127 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851139 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851153 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851183 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851213 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851221 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851235 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851236 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851238 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851302 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851311 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851319 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851368 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851449 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851452 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851466 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851488 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851489 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851505 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851534 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851541 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851554 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851575 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851586 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851802 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851847 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851855 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851866 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4851883 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4852007 BANK OF OKLAHOMA, N.A. BANK OF OKLAHOMA, N.A.
4852478 COUNTRYWIDE FUNDING CORP. COUNTRYWIDE FUNDING CORP.
4852754 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4852815 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4852876 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4852965 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4852987 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853053 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853133 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853146 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853317 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853320 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853323 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853344 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853346 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853356 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853358 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853368 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853385 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853395 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853398 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853405 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853426 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853502 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853507 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853517 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853523 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853531 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853534 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853543 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853576 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853582 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853653 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853687 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853689 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853710 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853753 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853763 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853766 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853789 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853792 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853854 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853855 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853858 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853864 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853873 FARMERS STATE BANK & TRUST FARMERS STATE BANK & TRUST
4853892 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853903 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853938 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853973 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853978 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4853987 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854061 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854074 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854127 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854159 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854161 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854186 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854195 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854215 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854230 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854232 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854245 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854421 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854422 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854423 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854426 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854430 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854435 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854436 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854439 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854440 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854447 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854472 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854482 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854489 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854509 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854527 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854538 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854551 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854569 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854614 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854622 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854710 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854718 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854744 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854750 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854776 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854793 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854801 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854854 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854883 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854895 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854903 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854913 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854920 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854927 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854962 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854966 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854970 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854979 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854987 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4854993 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855019 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855039 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855040 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855044 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855072 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855257 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855301 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855311 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4855809 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4859350 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4859381 NATIONAL CITY MORTGAGE CO. NATIONAL CITY MORTGAGE CO.
4859424 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4859549 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4859568 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4859578 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4859589 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4859636 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4859755 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4859804 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4859839 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4859867 NATIONAL CITY MORTGAGE C NATIONAL CITY MORTGAGE C
4859911 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4859939 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4859945 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860010 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860013 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860022 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860065 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860083 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860101 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860134 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860166 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860211 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860212 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860225 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860234 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860258 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860270 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860286 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860297 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860324 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860336 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860352 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860359 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860366 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860367 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860459 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860499 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860515 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860520 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860527 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860528 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860531 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860552 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860568 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860572 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860578 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860584 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860586 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860589 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860594 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860597 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860598 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860600 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860601 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860609 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860610 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860614 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860618 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860622 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860625 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860678 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860687 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860715 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860730 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860764 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860767 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860775 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860780 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860793 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860809 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860812 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860818 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860835 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860857 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860862 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860868 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860869 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860875 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860881 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860887 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860936 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860955 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860966 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4860997 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861009 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861035 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861058 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861079 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861086 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861090 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861098 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861108 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861136 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861143 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861145 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861157 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861229 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4861547 AMERICA FIRST CREDIT UNION AMERICA FIRST CREDIT UNION
4862407 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4862523 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4862541 MERRILL LYNCH CREDIT CORP. MERRILL LYNCH CREDIT CORP.
4866309 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866327 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866336 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866362 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866450 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866462 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866470 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866484 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866495 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866512 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4866569 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867038 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867074 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867142 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867146 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867165 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867335 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867356 BANK UNITED OF TEXAS BANK UNITED OF TEXAS
4867608 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
4867614 SUNTRUST MORTGAGE, INC. SUNTRUST MORTGAGE, INC.
COUNT: 642
WAC: 7.459029487
WAM: 355.2385484
WALTV: 70.00716124
</TABLE>
<PAGE>
EXHIBIT G
REQUEST FOR RELEASE
(for Trustee/Custodian)
LOAN INFORMATION
Name of Mortgagor: ___________________________________
Servicer Loan No.: ___________________________________
CUSTODIAN/TRUSTEE
Name: ___________________________________
Address: ___________________________________
___________________________________
Custodian/Trustee
Mortgage File No.: ___________________________________
SELLER
Name: ___________________________________
Address: ___________________________________
___________________________________
Certificates: Mortgage Pass-Through Certificates,
Series 1998-25
The undersigned Master Servicer hereby acknowledges that it has received
from First Union National Bank, as Trustee for the Holders of Mortgage
Pass-Through Certificates, Series 1998-25, the documents referred to below (the
"Documents"). All capitalized terms not otherwise defined in this Request for
Release shall have the meanings given them in the Pooling and Servicing
Agreement dated as of October 28, 1998 (the "Pooling and Servicing Agreement")
among the Trustee, the Seller and the Master Servicer.
( ) Promissory Note dated ______________, 199__, in the original principal sum
of $___________, made by ____________________, payable to, or endorsed to
the order of, the Trustee.
( ) Mortgage recorded on _____________________ as instrument no. ______________
in the County Recorder's Office of the County of ____________________,
State of _______________________ in book/reel/docket ____________________
of official records at page/image ____________.
( ) Deed of Trust recorded on ____________________ as instrument no.
_________________ in the County Recorder's Office of the County of
___________________, State of _________________ in book/reel/docket
____________________ of official records at page/image ____________.
( ) Assignment of Mortgage or Deed of Trust to the Trustee, recorded on
______________________________ as instrument no. ______________ in the
County Recorder's Office of the County of ______________________, State of
_____________________ in book/reel/docket ____________________ of official
records at page/image ____________.
( ) Other documents, including any amendments, assignments or other assumptions
of the Mortgage Note or Mortgage.
( ) ___________________________________
( ) ___________________________________
( ) ___________________________________
( ) ___________________________________
The undersigned Master Servicer hereby acknowledges and agrees as follows:
(1) The Master Servicer shall hold and retain possession of the
Documents in trust for the benefit of the Trustee, solely for the purposes
provided in the Agreement.
(2) The Master Servicer shall not cause or permit the Documents to
become subject to, or encumbered by, any claim, liens, security interest,
charges, writs of attachment or other impositions nor shall the Master
Servicer assert or seek to assert any claims or rights of setoff to or
against the Documents or any proceeds thereof.
(3) The Master Servicer shall return the Documents to the Trustee when
the need therefor no longer exists, unless the Mortgage Loan relating to
the Documents has been liquidated and the proceeds thereof have been
remitted to the Certificate Account and except as expressly provided in the
Agreement.
(4) The Documents and any proceeds thereof, including any proceeds of
proceeds, coming into the possession or control of the Master Servicer
shall at all times be earmarked for the account of the Trustee and the
Master Servicer shall keep the Documents and any proceeds separate and
distinct from all other property in the Master Servicer's possession,
custody or control.
NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
By: ___________________________
Title: ___________________________
Date: _______________, 19__
<PAGE>
EXHIBIT H
AFFIDAVIT PURSUANT TO SECTION
860E(e)(4) OF THE INTERNAL REVENUE
CODE OF 1986, AS AMENDED, AND FOR
NON-ERISA INVESTORS
STATE OF )
) ss:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he is [Title of Officer] of [Name of Purchaser] (the "Purchaser"),
a [description of type of entity] duly organized and existing under the laws of
the [State of __________] [United States], on behalf of which he makes this
affidavit.
2. That the Purchaser's Taxpayer Identification Number is [ ].
3. That the Purchaser is not a "disqualified organization" within the
meaning of Section 860E(e)(5),of the Internal Revenue Code of 1986, as amended
(the "Code"), or an ERISA Prohibited Holder, and will not be a "disqualified
organization" or an ERISA Prohibited Holder, as of [date of transfer], and that
the Purchaser is not acquiring Norwest Asset Securities Corporation Mortgage
Pass-Through Certificates, Series 1998-25, Class [A-R][A-LR] Certificate (the
"Class [A-R][A-LR] Certificate") for the account of, or as agent (including a
broker, nominee, or other middleman) for, any person or entity from which it has
not received an affidavit substantially in the form of this affidavit. For these
purposes, a "disqualified organization" means the United States, any state or
political subdivision thereof, any foreign government, any international
organization, any agency or instrumentality of any of the foregoing (other than
an instrumentality if all of its activities are subject to tax and a majority of
its board of directors is not selected by such governmental entity), any
cooperative organization furnishing electric energy or providing telephone
service to persons in rural areas as described in Code Section 1381(a)(2)(C), or
any organization (other than a farmers' cooperative described in Code Section
521) that is exempt from taxation under the Code unless such organization is
subject to the tax on unrelated business income imposed by Code Section 511. For
these purposes, an "ERISA Prohibited Holder" means an employee benefit plan or
other retirement arrangement subject to Title I of the Employee Retirement
Income Security Act of 1974, as amended ("ERISA"), or Code Section 4975 or a
governmental plan, as defined in Section 3(32) of ERISA, subject to any federal,
state or local law which is, to a material extent, similar to the foregoing
provisions of ERISA or the Code (collectively, a "Plan") or a Person acting on
behalf of or investing the assets of such a Plan.
4. That the Purchaser historically has paid its debts as they have come due
and intends to pay its debts as they come due in the future and the Purchaser
intends to pay taxes associated with holding the Class [A-R][A-LR] Certificate
as they become due.
5. That the Purchaser understands that it may incur tax liabilities with
respect to the Class [A-R][A-LR] Certificate in excess of cash flows generated
by the Class [A-R][A-LR] Certificate.
6. That the Purchaser will not transfer the Class [A-R][A-LR] Certificate
to any person or entity from which the Purchaser has not received an affidavit
substantially in the form of this affidavit and as to which the Purchaser has
actual knowledge that the requirements set forth in paragraph 3, 4 or 7 hereof
are not satisfied or that the Purchaser has reason to know does not satisfy the
requirements set forth in paragraph 4 hereof.
7. That the Purchaser (i) is a U.S. Person or (ii) is a person other than a
U.S. Person (a "Non-U.S. Person") that holds the Class [A-R][A-LR] Certificate
in connection with the conduct of a trade or business within the United States
and has furnished the transferor and the Trustee with an effective Internal
Revenue Service Form 4224 or successor form at the time and in the manner
required by the Code or (iii) is a Non-U.S. Person that has delivered to both
the transferor and the Trustee an opinion of a nationally recognized tax counsel
to the effect that the transfer of the Class [A-R][A-LR] Certificate to it is in
accordance with the requirements of the Code and the regulations promulgated
thereunder and that such transfer of the Class [A-R][A-LR] Certificate will not
be disregarded for federal income tax purposes. "U.S. Person" means a citizen or
resident of the United States, a corporation, partnership (except to the extent
provided in applicable Treasury regulations) or other entity created or
organized in or under the laws of the United States or any political subdivision
thereof, an estate that is subject to U.S. federal income tax regardless of the
source of its income or a trust if a court within the United States is able to
exercise primary supervision over the administration of such trust, and one or
more such U.S. Persons have the authority to control all substantial decisions
of such trust (or, to the extent provided in applicable Treasury regulations,
certain trusts in existence on August 20, 1996 which are eligible to elect to be
treated as U.S. Persons).
8. That the Purchaser agrees to such amendments of the Pooling and
Servicing Agreement as may be required to further effectuate the restrictions on
transfer of the Class [A-R][A-LR] Certificate to such a "disqualified
organization," an agent thereof, an ERISA Prohibited Holder or a person that
does not satisfy the requirements of paragraph 4, paragraph 5 and paragraph 7
hereof.
9. That the Purchaser consents to the designation of the Master Servicer as
its agent to act as "tax matters person" of the [Upper-Tier REMIC][Lower-Tier
REMIC] pursuant to Section 3.01 of the Pooling and Servicing Agreement, and if
such designation is not permitted by the Code and applicable law, to act as tax
matters person if requested to do so.
<PAGE>
IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [Title of
Officer] this ___ day of , 19 __.
[Name of Purchaser]
By: ______________________________
[Name of Officer]
[Title of Officer]
Personally appeared before me the above-named [Name of Officer], known or
proved to me to be the same person who executed the foregoing instrument and to
be the [Title of Officer], of the Purchaser, and acknowledged to me that he
[she] executed the same as his [her] free act and deed and the free act and deed
of the Purchaser.
Subscribed and sworn before me this ____ day of ____________, 19 __.
______________________________
NOTARY PUBLIC
COUNTY OF ____________________
STATE OF _____________________
My commission expires the ____ day of ____________, 19__.
<PAGE>
EXHIBIT I
[Letter from Transferor of Class [A-R][A-LR] Certificate]
[Date]
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
Re: Norwest Asset Securities Corporation,
SERIES 1998-25, CLASS [A-R][A-LR]
Ladies and Gentlemen:
[Transferor] has reviewed the attached affidavit of [Transferee], and has
no actual knowledge that such affidavit is not true and has no reason to know
that the information contained in paragraph 4 thereof is not true.
Very truly yours,
[Transferor]
___________________________________
<PAGE>
EXHIBIT J
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1998-25
CLASS [A-PO][B-4][B-5][B-6] CERTIFICATES
TRANSFEREE'S LETTER
____________ __, ____
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
Norwest Asset Securities Corporation
7485 New Horizon Way
Frederick, Maryland 21703
The undersigned (the "Purchaser") proposes to purchase Norwest Asset
Securities Corporation Mortgage Pass-Through Certificates, Series 1998-25, Class
[A-PO][B-4][B-5][B-6] Certificates (the "Class [A-PO][B-4][B-5][B-6]
Certificates") in the principal amount of $___________. In doing so, the
Purchaser hereby acknowledges and agrees as follows:
Section 1. DEFINITIONS. Each capitalized term used herein and not otherwise
defined herein shall have the meaning ascribed to it in the Pooling and
Servicing Agreement, dated as of October 28, 1998 (the "Pooling and Servicing
Agreement") among Norwest Asset Securities Corporation, as seller (the
"Seller"), Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee"),
of Norwest Asset Securities Corporation Mortgage Pass-Through Certificates,
Series 1998-25.
Section 2. REPRESENTATIONS AND WARRANTIES OF THE PURCHASER. In connection
with the proposed transfer, the Purchaser represents and warrants to the Seller,
the Master Servicer and the Trustee that:
(a) The Purchaser is duly organized, validly existing and in good
standing under the laws of the jurisdiction in which the Purchaser is
organized, is authorized to invest in the Class [A-PO][B-4][B-5][B-6]
Certificates, and to enter into this Agreement, and duly executed and
delivered this Agreement.
(b) The Purchaser is acquiring the Class [A-PO][B-4][B-5][B-6]
Certificates for its own account as principal and not with a view to the
distribution thereof, in whole or in part.
[(c) The Purchaser has knowledge of financial and business matters and
is capable of evaluating the merits and risks of an investment in the Class
[A-PO][B-4][B-5][B-6] Certificates; the Purchaser has sought such
accounting, legal and tax advice as it has considered necessary to make an
informed investment decision; and the Purchaser is able to bear the
economic risk of an investment in the Class [A-PO][B-4][B-5][B-6]
Certificates and can afford a complete loss of such investment.]
[(c) The Purchaser is a "Qualified Institutional Buyer" within the
meaning of Rule 144A of the Act.]
(d) The Purchaser confirms that (a) it has received and reviewed a
copy of the Private Placement Memorandum dated __________ __, 19__,
relating to the Class [A-PO][B-4][B-5][B-6] Certificates and reviewed, to
the extent it deemed appropriate, the documents attached thereto or
incorporated by reference therein, (b) it has had the opportunity to ask
questions of, and receive answers from the Seller concerning the Class
[A-PO][B-4][B-5][B-6] Certificates and all matters relating thereto, and
obtain any additional information (including documents) relevant to its
decision to purchase the Class [A-PO][B-4][B-5][B-6] Certificates that the
Seller possesses or can possess without unreasonable effort or expense and
(c) it has undertaken its own independent analysis of the investment in the
Class [A-PO][B-4][B-5][B-6] Certificates. The Purchaser will not use or
disclose any information it receives in connection with its purchase of the
Class [A-PO][B-4][B-5][B-6] Certificates other than in connection with a
subsequent sale of Class [A-PO][B-4][B-5][B-6] Certificates.
(e) Either (i) the Purchaser is not an employee benefit plan or other
retirement arrangement subject to Title I of the Employee Retirement Income
Security Act of 1974, as amended, ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (the "Code"), or a governmental
plan, as defined in Section 3(32) of ERISA subject to any federal, state or
local law ("Similar Law") which is, to a material extent, similar to the
foregoing provisions of ERISA or the Code (collectively, a "Plan"), an
agent acting on behalf of a Plan, or a person utilizing the assets of a
Plan or (ii) [for Class [B-4][B-5][B-6] Certificates only] if the Purchaser
is an insurance company, (A) the source of funds used to purchase the Class
[B-4][B-5][B-6] Certificate is an "insurance company general account" (as
such term is defined in Section V(e) of Prohibited Transaction Class
Exemption 95-60 ("PTE 95-60"), 60 Fed. Reg. 35925 (July 12, 1995), (B)
there is no Plan with respect to which the amount of such general account's
reserves and liabilities for the contract(s) held by or on behalf of such
Plan and all other Plans maintained by the same employer (or affiliate
thereof as defined in Section V(a)(1) of PTE 95-60) or by the same employee
organization exceeds 10% of the total of all reserves and liabilities of
such general account (as such amounts are determined under Section I(a) of
PTE 95-60) at the date of acquisition and (C) the purchase and holding of
such Class [B-4][B-5][B-6] Certificates are covered by Sections I and III
of PTE 95-60 or (iii) the Purchaser has provided (a) a "Benefit Plan
Opinion" satisfactory to the Seller and the Trustee of the Trust Estate and
(b) such other opinions of counsel, officers' certificates and agreements
as the Seller or the Master Servicer may have required. A Benefit Plan
Opinion is an opinion of counsel to the effect that the proposed transfer
will not cause the assets of the Trust Estate to be regarded as "plan
assets" and subject to the prohibited transaction provisions of ERISA, the
Code or Similar Law and will not subject the Trustee, the Trustee, the
Seller or the Master Servicer to any obligation in addition to those
undertaken in the Pooling and Servicing Agreement (including any liability
for civil penalties or excise taxes imposed pursuant to ERISA, Section 4975
of the Code or Similar Law).
(e) If the Purchaser is a depository institution subject to the
jurisdiction of the Office of the Comptroller of the Currency ("OCC"), the
Board of Governors of the Federal Reserve System ("FRB"), the Federal
Deposit Insurance Corporation ("FDIC"), the Office of Thrift Supervision
("OTS") or the National Credit Union Administration ("NCUA"), the Purchaser
has reviewed the "Supervisory Policy Statement on Securities Activities"
dated January 28, 1992 of the Federal Financial Institutions Examination
Council and the April 15, 1994 Interim Revision thereto as adopted by the
OCC, FRB, FDIC, OTS and NCUA (with modifications as applicable), as
appropriate, other applicable investment authority, rules, supervisory
policies and guidelines of these agencies and, to the extent appropriate,
state banking authorities and has concluded that its purchase of the Class
[B-4][B-5][B-6] Certificates is in compliance therewith.
Section 3. TRANSFER OF CLASS [A-PO][B-4][B-5][B-6] CERTIFICATES.
(a) The Purchaser understands that the Class [A-PO][B-4][B-5][B-6]
Certificates have not been registered under the Securities Act of 1933 (the
"Act") or any state securities laws and that no transfer may be made unless
the Class [A-PO][B-4][B-5][B-6] Certificates are registered under the Act
and applicable state law or unless an exemption from registration is
available. The Purchaser further understands that neither the Seller, the
Master Servicer nor the Trustee is under any obligation to register the
Class [A-PO][B-4][B-5][B-6] Certificates or make an exemption available. In
the event that such a transfer is to be made in reliance upon an exemption
from the Act or applicable state securities laws, (i) the Trustee shall
require, in order to assure compliance with such laws, that the
Certificateholder's prospective transferee certify to the Seller and the
Trustee as to the factual basis for the registration or qualification
exemption relied upon, and (ii) unless the transferee is a "Qualified
Institutional Buyer" within the meaning of Rule 144A of the Act, the
Trustee or the Seller may, if such transfer is made within three years from
the later of (a) the Closing Date or (b) the last date on which the Seller
or any affiliate thereof was a holder of the Certificates proposed to be
transferred, require an Opinion of Counsel that such transfer may be made
pursuant to an exemption from the Act and state securities laws, which
Opinion of Counsel shall not be an expense of the Trustee, the Master
Servicer or the Seller. Any such Certificateholder desiring to effect such
transfer shall, and does hereby agree to, indemnify the Trustee, the Master
Servicer, any Paying Agent acting on behalf of the Trustee and the Seller
against any liability that may result if the transfer is not so exempt or
is not made in accordance with such federal and state laws.
(b) No transfer of a Class [A-PO][B-4][B-5][B-6] Certificate shall be
made unless the transferee provides the Seller and the Trustee with a
Transferee's Letter, substantially in the form of this Agreement.
(c) The Purchaser acknowledges that its Class [A-PO][B-4][B-5][B-6]
Certificates bear a legend setting forth the applicable restrictions on
transfer.
<PAGE>
IN WITNESS WHEREOF, the undersigned has caused this Agreement to be validly
executed by its duly authorized representative as of the day and the year first
above written.
[PURCHASER]
By: _____________________________
Its: _____________________________
<PAGE>
EXHIBIT K
NORWEST ASSET SECURITIES CORPORATION
MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1998-25
CLASS [A-9] [B-1] [B-2] [B-3] CERTIFICATES
TRANSFEREE'S LETTER
____________ __, ____
First Union National Bank
230 South Tryon Street
Charlotte, North Carolina 28288
Norwest Asset Securities Corporation
7485 New Horizon Way
Frederick, Maryland 21703
The undersigned (the "Purchaser") proposes to purchase Norwest Asset
Securities Corporation Mortgage Pass-Through Certificates, Series 1998-25, Class
[A-9] [B-1][B-2][B-3] Certificates (the "Class [A-9] [B-1][B-2][B-3]
Certificates") in the principal amount of $___________. In doing so, the
Purchaser hereby acknowledges and agrees as follows:
Section 1. DEFINITIONS. Each capitalized term used herein and not otherwise
defined herein shall have the meaning ascribed to it in the Pooling and
Servicing Agreement, dated as of October 28, 1998 (the "Pooling and Servicing
Agreement") among Norwest Asset Securities Corporation, as seller (the
"Seller"), Norwest Bank Minnesota, National Association, as master servicer (the
"Master Servicer"), and First Union National Bank, as trustee (the "Trustee") of
Norwest Asset Securities Corporation Mortgage Pass-Through Certificates, Series
1998-25.
Section 2. REPRESENTATIONS AND WARRANTIES OF THE PURCHASER. In connection
with the proposed transfer, the Purchaser represents and warrants to the Seller,
the Master Servicer and the Trustee that:
Either (i) the Purchaser is not an employee benefit plan or other
retirement arrangement subject to Title I of the Employee Retirement Income
Security Act of 1974, as amended, ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (the "Code"), or a governmental
plan, as defined in Section 3(32) of ERISA subject to any federal, state or
local law ("Similar Law") which is, to a material extent, similar to the
foregoing provisions of ERISA or the Code (collectively, a "Plan"), an
agent acting on behalf of a Plan, or a person utilizing the assets of a
Plan or (ii) if the Purchaser is an insurance company, (A) the source of
funds used to purchase the Class [A-9] [B-1] [B-2] [B-3] Certificate is an
"insurance company general account" (as such term is defined in Section
V(e) of Prohibited Transaction Class Exemption 95-60 ("PTE 95-60"), 60 Fed.
Reg. 35925 (July 12, 1995), (B) there is no Plan with respect to which the
amount of such general account's reserves and liabilities for the
contract(s) held by or on behalf of such Plan and all other Plans
maintained by the same employer (or affiliate thereof as defined in Section
V(a)(1) of PTE 95-60) or by the same employee organization, exceed 10% of
the total of all reserves and liabilities of such general account (as such
amounts are determined under Section I(a) of PTE 95-60) at the date of
acquisition and (C) the purchase and holding of such Class [A-9]
[B-1][B-2][B-3] Certificate are covered by Sections I and III of PTE 95-60
or (iii) the Purchaser has provided (a) a "Benefit Plan Opinion"
satisfactory to the Seller and the Trustee of the Trust Estate and (b) such
other opinions of counsel, officers' certificates and agreements as the
Seller or the Master Servicer may have required. A Benefit Plan Opinion is
an opinion of counsel to the effect that the proposed transfer will not
cause the assets of the Trust Estate to be regarded as "plan assets" and
subject to the prohibited transaction provisions of ERISA, the Code or
Similar Law and will not subject the Trustee, the Seller or the Master
Servicer to any obligation in addition to those undertaken in the Pooling
and Servicing Agreement (including any liability for civil penalties or
excise taxes imposed pursuant to ERISA, Section 4975 of the Code or Similar
Law).
IN WITNESS WHEREOF, the undersigned has caused this Agreement to be validly
executed by its duly authorized representative as of the day and the year first
above written.
[PURCHASER]
By: _____________________________
Its: _____________________________
[Reserved]
<PAGE>
EXHIBIT L
SERVICING AGREEMENTS
Banc One Mortgage Corporation Servicing Agreement
FT Mortgage Companies Servicing Agreement
The Huntington Mortgage Company Servicing Agreement
Bank United Servicing Agreement
Suntrust Mortgage, Inc. Servicing Agreement
Farmers State Bank and Trust Company of Superior Servicing Agreement
People's Bank Servicing Agreement
Bank of Oklahoma, N.A. Servicing Agreement
Norwest Mortgage, Inc. Servicing Agreement
Beverly National Bank Servicing Agreement
Merrill Lynch Credit Corporation Servicing Agreement
America First Credit Union Servicing Agreement
Countrywide Home Loans, Inc. Servicing Agreement
Marine Midland Mortgage Corp. Servicing Agreement
Hibernia National Bank Servicing Agreement
National City Mortgage Company Servicing Agreement
North American Mortgage Corp. Servicing Agreement
<PAGE>
EXHIBIT M
[FORM OF SPECIAL SERVICING AGREEMENT]
SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT
This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is
made and entered into as of _____________________, between Norwest Bank
Minnesota, National Association (the "Company" and "Norwest Bank") and
____________________ (the "Purchaser").
PRELIMINARY STATEMENT
_________________________ is the holder of the entire interest in Norwest
Asset Securities Corporation Mortgage Pass-Through Certificates, Series 1998-25,
Class ____ (the "Class B Certificates"). The Class B Certificates were issued
pursuant to a Pooling and Servicing Agreement dated as of October 28, 1998 among
Norwest Asset Securities Corporation, as seller (the "Seller"), Norwest Bank
Minnesota, National Association, as Master Servicer and First Union National
Bank, as Trustee.
__________________________ intends to resell all of the Class B
Certificates directly to the Purchaser on or promptly after the date hereof.
In connection with such sale, the parties hereto have agreed that the
Company will cause, to the extent that the Company as Master Servicer is granted
such authority in the related Servicing Agreements, the related servicers (each
a related "Servicer"), which service the Mortgage Loans which comprise the Trust
Estate related to the above referenced series under the related servicing
agreements (each a related "Servicing Agreement"), to engage in certain special
servicing procedures relating to foreclosures for the benefit of the Purchaser,
and that the Purchaser will deposit funds in a collateral fund to cover any
losses attributable to such procedures as well as all advances and costs in
connection therewith, as set forth herein.
In consideration of the mutual agreements herein contained, the receipt and
sufficiency of which are hereby acknowledged, the Company and the Purchaser
agree that the following provisions shall become effective and shall be binding
on and enforceable by the Company and the Purchaser:
ARTICLE I
DEFINITIONS
Section 1.01 DEFINED TERMS
Whenever used in this Agreement, the following words and phrases, unless
the context otherwise requires, shall have the following meanings:
BUSINESS DAY: Any day other than (i) a Saturday or a Sunday or (ii) a day
on which banking institutions in the State of New York are required or
authorized by law or executive order to be closed.
COLLATERAL FUND: The fund established and maintained pursuant to Section
3.01 hereof.
COLLATERAL FUND PERMITTED INVESTMENTS: Either (i) obligations of, or
obligations fully guaranteed as to principal and interest by, the United States,
or any agency or instrumentality thereof, provided such obligations are backed
by the full faith and credit of the United States, (ii) a money market fund
rated in the highest rating category by a nationally recognized rating agency
selected by the Company, (iii) cash, (iv) mortgage pass-through certificates
issued or guaranteed by Government National Mortgage Association, FNMA or FHLMC,
(v) commercial paper (including both non-interest-bearing discount obligations
and interest-bearing obligations payable on demand or on a specified date), the
issuer of which may be an affiliate of the Company, having at the time of such
investment a rating of at least A-1 by Standard and Poor's ("S&P") or at least
F-1 by Fitch IBCA, Inc. ("Fitch") or (vi) demand and time deposits in,
certificates of deposit of, any depository institution or trust company (which
may be an affiliate of the Company) incorporated under the laws of the United
States of America or any state thereof and subject to supervision and
examination by federal and/or state banking authorities, so long as at the time
of such investment either (x) the long-term debt obligations of such depository
institution or trust company have a rating of at least AA by Fitch or S&P, (y)
the certificate of deposit or other unsecured short-term debt obligations of
such depository institution or trust company have a rating of at least F-1 by
Fitch or A-1 by S&P or (z) the depository institution or trust company is one
that is acceptable to either Fitch or S&P and, for each of the preceding clauses
(i), (iv), (v) and (vi), the maturity thereof shall be not later than the
earlier to occur of (A) 30 days from the date of the related investment and (B)
the next succeeding Distribution Date as defined in the related Pooling and
Servicing Agreement.
COMMENCEMENT OF FORECLOSURE: The first official action required under local
law in order to commence foreclosure proceedings or to schedule a trustee's sale
under a deed of trust, including (i) in the case of a mortgage, any filing or
service of process necessary to commence an action to foreclose, or (ii) in the
case of a deed of trust, posting, the publishing, filing or delivery of a notice
of sale, but not including in either case (x) any notice of default, notice of
intent to foreclose or sell or any other action prerequisite to the actions
specified in (i) or (ii) above, (y) the acceptance of a deed-in-lieu of
foreclosure (whether in connection with a sale of the related property or
otherwise) or (z) initiation and completion of a short pay-off.
CURRENT APPRAISAL: With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, an appraisal of the related
Mortgaged Property obtained by the Purchaser at its own expense from an
independent appraiser (which shall not be an affiliate of the Purchaser)
acceptable to the Company as nearly contemporaneously as practicable to the time
of the Purchaser's election, prepared based on the Company's customary
requirements for such appraisals.
ELECTION TO DELAY FORECLOSURE: Any election by the Purchaser to delay the
Commencement of Foreclosure, made in accordance with Section 2.02(b).
ELECTION TO FORECLOSE: Any election by the Purchaser to proceed with the
Commencement of Foreclosure, made in accordance with Section 2.03(a).
MONTHLY ADVANCES: Principal and interest advances and servicing advances
including costs and expenses of foreclosure.
REQUIRED COLLATERAL FUND BALANCE: As of any date of determination, an
amount equal to the aggregate of all amounts previously required to be deposited
in the Collateral Fund pursuant to Section 2.02(d) (after adjustment for all
withdrawals and deposits pursuant to Section 2.02(e)) and Section 2.03(b) (after
adjustment for all withdrawals and deposits pursuant to Section 2.03(c)) and
Section 3.02 to be reduced by all withdrawals therefrom pursuant to Section
2.02(g) and Section 2.03(d).
Section 1.02 DEFINITIONS INCORPORATED BY REFERENCE
All capitalized terms not otherwise defined in this Agreement shall have
the meanings assigned in the Pooling and Servicing Agreement.
ARTICLE II
SPECIAL SERVICING PROCEDURES
Section 2.01 REPORTS AND NOTICES
(a) In connection with the performance of its duties under the Pooling and
Servicing Agreement relating to the realization upon defaulted Mortgage Loans,
the Company as Master Servicer shall provide to the Purchaser the following
notices and reports:
(i) Within five Business Days after each Distribution Date (or
included in or with the monthly statements to Certificateholders pursuant
to the Pooling and Servicing Agreement), the Company, shall provide to the
Purchaser a report, using the same methodology and calculations in its
standard servicing reports, indicating for the Trust Estate the number of
Mortgage Loans that are (A) thirty days, (B) sixty days, (C) ninety days or
more delinquent or (D) in foreclosure, and indicating for each such
Mortgage Loan the loan number and outstanding principal balance.
(ii) Prior to the Commencement of Foreclosure in connection with any
Mortgage Loan, the Company shall cause (to the extent that the Company as
Master Servicer is granted such authority in the related Servicing
Agreement) the Servicer to provide the Purchaser with a notice (sent by
telecopier) of such proposed and imminent foreclosure, stating the loan
number and the aggregate amount owing under the Mortgage Loan. Such notice
may be provided to the Purchaser in the form of a copy of a referral letter
from such Servicer to an attorney requesting the institution of
foreclosure.
(b) If requested by the Purchaser, the Company shall cause the Servicer (to
the extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement) to make its servicing personnel available (during
their normal business hours) to respond to reasonable inquiries, by phone or in
writing by facsimile, electronic, or overnight mail transmission, by the
Purchaser in connection with any Mortgage Loan identified in a report under
subsection (a) (i) (B), (a) (i) (C), (a) (i) (D), or (a) (ii) which has been
given to the Purchaser; provided, that (1) the related Servicer shall only be
required to provide information that is readily accessible to its servicing
personnel and is non-confidential and (2) the related Servicer shall respond
within five Business Days orally or in writing by facsimile transmission.
(c) In addition to the foregoing, the Company shall cause the Servicer (to
the extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement) to provide to the Purchaser such information as the
Purchaser may reasonably request provided, however, that such information is
consistent with normal reporting practices, concerning each Mortgage Loan that
is at least ninety days delinquent and each Mortgage Loan which has become real
estate owned, through the final liquidation thereof; provided, that the related
Servicer shall only be required to provide information that is readily
accessible to its servicing personnel and is non-confidential provided, however,
that the Purchaser will reimburse the Company and the related Servicer for any
out of pocket expenses.
Section 2.02 PURCHASER'S ELECTION TO DELAY FORECLOSURE PROCEEDINGS
(a) The Purchaser shall be deemed to direct the Company to direct (to the
extent that the Company as Master Servicer is granted such authority in the
related Servicing Agreement) the related Servicer that in the event that the
Company does not receive written notice of the Purchaser's election pursuant to
subsection (b) below within 24 hours (exclusive of any intervening non-Business
Days) of transmission of the notice provided by the Company under Section 2.01
(a) (ii) subject to extension as set forth in Section 2.02(b), the related
Servicer may proceed with the Commencement of Foreclosure in respect of such
Mortgage Loan in accordance with its normal foreclosure policies without further
notice to the Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the related
Servicer) or (ii) if the related Servicer has reached the terms of a forbearance
agreement with the borrower. In the latter case, the related Servicer may
complete such forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days notification.
(b) In connection with any Mortgage Loan with respect to which a notice
under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may
elect to instruct the Company to cause, to the extent that the Company as Master
Servicer is granted such authority in the related Servicing Agreement, the
related Servicer to delay the Commencement of Foreclosure until such time as the
Purchaser determines that the related Servicer may proceed with the Commencement
of Foreclosure. Such election must be evidenced by written notice received
within 24 hours (exclusive of any intervening non-Business Days) of transmission
of the notice provided by the Company under Section 2.01(a)(ii). Such 24 hour
period shall be extended for no longer than an additional four Business Days
after the receipt of the information if the Purchaser requests additional
information related to such foreclosure; provided, however, that the Purchaser
will have at least one Business Day to respond to any requested additional
information. Any such additional information shall be provided only to the
extent it (i) is not confidential in nature and (ii) is obtainable by the
related Servicer from existing reports, certificates or statements or is
otherwise readily accessible to its servicing personnel. The Purchaser agrees
that it has no right to deal with the mortgagor during such period. However, if
such servicing activities include acceptance of a deed-in-lieu of foreclosure or
short payoff, the Purchaser will be notified and given two Business Days to
respond.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as
soon as practicable, but in no event more than 15 business days thereafter, and
shall provide the Company with a copy of such Current Appraisal.
(d) Within two Business Days of making any Election to Delay Foreclosure,
the Purchaser shall remit by wire transfer to the Company, for deposit in the
Collateral Fund, an amount, as calculated by the Company, equal to the sum of
(i) 125% of the greater of the unpaid principal balance of the Mortgage Loan and
the value shown in the Current Appraisal referred to in subsection (c) above
(or, if such Current Appraisal has not yet been obtained, the Company's estimate
thereof, in which case the required deposit under this subsection shall be
adjusted upon obtaining such Current Appraisal), and (ii) three months' interest
on the Mortgage Loan at the applicable Mortgage Interest Rate. If any Election
to Delay Foreclosure extends for a period in excess of three months (such excess
period being referred to herein as the "Excess Period"), within two Business
Days the Purchaser shall remit by wire transfer in advance to the Company for
deposit in the Collateral Fund the amount of each additional month's interest,
as calculated by the Company, equal to interest on the Mortgage Loan at the
applicable Mortgage Interest Rate for the Excess Period. The terms of this
Agreement will no longer apply to the servicing of any Mortgage Loan upon the
failure of the Purchaser to deposit any of the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Delay Foreclosure or
within two Business Days of the commencement of the Excess Period subject to
Section 3.01.
(e) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company may withdraw from the Collateral Fund
from time to time amounts necessary to reimburse the related Servicer for all
related Monthly Advances and Liquidation Expenses thereafter made by such
Servicer in accordance with the Pooling and Servicing Agreement and the related
Servicing Agreement. To the extent that the amount of any such Liquidation
Expenses is determined by the Company based on estimated costs, and the actual
costs are subsequently determined to be higher, the Company may withdraw the
additional amount from the Collateral Fund. In the event that the Mortgage Loan
is brought current by the mortgagor and the foreclosure action is discontinued,
the amounts so withdrawn from the Collateral Fund shall be redeposited if and to
the extent that reimbursement therefor from amounts paid by the mortgagor is not
prohibited pursuant to the Pooling and Servicing Agreement or the related
Servicing Agreement, applicable law or the related mortgage note. Except as
provided in the preceding sentence, amounts withdrawn from the Collateral Fund
to cover Monthly Advances and Liquidation Expenses shall not be redeposited
therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts remaining in the
Collateral Fund in respect of such Mortgage Loan (after adjustment for all
permitted withdrawals and deposits pursuant to this subsection) shall be
released to the Purchaser.
(f) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the related Servicer shall continue to service
the Mortgage Loan in accordance with its customary procedures (other than the
delay in Commencement of Foreclosure as provided herein). If and when the
Purchaser shall notify the Company that it believes that it is appropriate to do
so, the related Servicer may proceed with the Commencement of Foreclosure. In
any event, if the Mortgage Loan is not brought current by the mortgagor by the
time the loan becomes 6 months delinquent, the Purchaser's election shall no
longer be effective and at the Purchaser's option, either (i) the Purchaser
shall purchase the Mortgage Loan from the related Trust Estate at a purchase
price equal to the fair market value as shown on the Current Appraisal, to be
paid by (x) applying any balance in the Collateral Fund to such to such purchase
price, and (y) to the extent of any deficiency, by wire transfer of immediately
available funds from the Purchaser to the Company for deposit in the related
Certificate Account; or (ii) the related Servicer shall proceed with the
Commencement of Foreclosure.
(g) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Delay Foreclosure and as to which
the related Servicer proceeded with the Commencement of Foreclosure in
accordance with subsection (f) above, the Company shall calculate the amount, if
any, by which the value shown on the Current Appraisal obtained under subsection
(c) exceeds the actual sales price obtained for the related Mortgaged Property
(net of Liquidation Expenses and accrued interest related to the extended
foreclosure period), and the Company shall withdraw the amount of such excess
from the Collateral Fund, shall remit the same to the Trust Estate and in its
capacity as Master Servicer shall apply such amount as additional Liquidation
Proceeds pursuant to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund in respect of such
Mortgage Loan (after adjustment for all permitted withdrawals and deposits
pursuant to this Agreement) shall be released to the Purchaser.
Section 2.03 PURCHASER'S ELECTION TO COMMENCE FORECLOSURE PROCEEDINGS
(a) In connection with any Mortgage Loan identified in a report under
Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to cause,
to the extent that the Company as Master Servicer is granted such authority in
the related Servicing Agreement, the related Servicer to proceed with the
Commencement of Foreclosure as soon as practicable. Such election must be
evidenced by written notice received by the Company by 5:00 p.m., New York City
time, on the third Business Day following the delivery of such report under
Section 2.01(a)(i).
(b) Within two Business Days of making any Election to Foreclose, the
Purchaser shall remit to the Company, for deposit in the Collateral Fund, an
amount, as calculated by the Company, equal to 125% of the current unpaid
principal balance of the Mortgage Loan and three months interest on the Mortgage
Loan at the applicable Mortgage Interest Rate. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts in the Collateral Fund in
respect of such Mortgage Loan (after adjustment for all permitted withdrawals
and deposits pursuant to this Agreement) shall be released to the Purchaser if
and to the extent that reimbursement therefor from amounts paid by the mortgagor
is not prohibited pursuant to the Pooling and Servicing Agreement or the related
Servicing Agreement, applicable law or the related mortgage note. The terms of
this Agreement will no longer apply to the servicing of any Mortgage Loan upon
the failure of the Purchaser to deposit the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Foreclose subject to
Section 3.01.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Foreclose, the related Servicer shall continue to service the
Mortgage Loan in accordance with its customary procedures (other than
Commencement of Foreclosure as provided herein). In connection therewith, the
Company shall have the same rights to make withdrawals for Monthly Advances and
Liquidations Expenses from the Collateral Fund as are provided under Section
2.02(e), and the Company shall make reimbursements thereto to the limited extent
provided under such subsection in accordance with its customary procedures. The
Company shall not be required to cause, to the extent that the Company as Master
Servicer is granted such authority in the related Servicing Agreement, the
related Servicer to proceed with the Commencement of Foreclosure if (i) the same
is stayed as a result of the mortgagor's bankruptcy or is otherwise barred by
applicable law, or to the extent that all legal conditions precedent thereto
have not yet been complied with, or (ii) the Company believes there is a breach
of representations or warranties by the Company, a Servicer, or a Seller, which
may result in a repurchase or substitution of such Mortgage Loan, or (iii) the
Company or related Servicer reasonably believes the Mortgaged Property may be
contaminated with or affected by hazardous wastes or hazardous substances (and,
without limiting the related Servicer's right not to proceed with the
Commencement of Foreclosure, the Company supplies the Purchaser with information
supporting such belief). Any foreclosure that has been initiated may be
discontinued (x) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the Purchaser)
or (y) with notice to the Purchaser if the related Servicer has reached the
terms of a forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days of such notification. Any such instruction shall be
based upon a decision that such forbearance agreement is not in conformity with
reasonable servicing practices.
(d) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Foreclose and as to which the
related Servicer proceeded with the Commencement of Foreclosure in accordance
with subsection (c) above, the Company shall calculate the amount, if any, by
which the unpaid principal balance of the Mortgage Loan at the time of
liquidation (plus all unreimbursed interest and servicing advances and
Liquidation Expenses in connection therewith other than those paid from the
Collateral Fund) exceeds the actual sales price obtained for the related
Mortgaged Property, and the Company shall withdraw the amount of such excess
from the Collateral Fund, shall remit the same to the Trust Estate and in its
capacity as Master Servicer shall apply such amount as additional Liquidation
Proceeds pursuant to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund (after adjustment for
all withdrawals and deposits pursuant to subsection (c) in respect of such
Mortgage Loan shall be released to the Purchaser.
Section 2.04 TERMINATION
(a) With respect to all Mortgage Loans included in the Trust Estate, the
Purchaser's right to make any Election to Delay Foreclosure or any Election to
Foreclose and the Company's obligations under Section 2.01 shall terminate (i)
at such time as the Principal Balance of the Class B Certificates has been
reduced to zero, (ii) if the greater of (x) 43% (or such lower or higher
percentage that represents the related Servicer's actual historical loss
experience with respect to the Mortgage Loans in the related pool as determined
by the Company) of the aggregate principal balance of all Mortgage Loans that
are in foreclosure or are more than 90 days delinquent on a contractual basis
and REO properties or (y) the aggregate amount that the Company estimates
through the normal servicing practices of the related Servicer will be required
to be withdrawn from the Collateral Fund with respect to Mortgage Loans as to
which the Purchaser has made an Election to Delay Foreclosure or an Election to
Foreclosure, exceeds (z) the then-current principal balance of the Class B
Certificates, (iii) upon any transfer by the Purchaser of any interest (other
than the minority interest therein, but only if the transferee provides written
acknowledgment to the Company of the Purchaser's right hereunder and that such
transferee will have no rights hereunder) in the Class B Certificates (whether
or not such transfer is registered under the Pooling and Servicing Agreement),
including any such transfer in connection with a termination of the Trust Estate
or (iv) upon any breach of the terms of this Agreement by the Purchaser.
(b) Except as set forth in 2.04(a), this Agreement and the respective
rights, obligations and responsibilities of the Purchaser and the Company
hereunder shall terminate upon the later to occur of (i) the final liquidation
of the last Mortgage Loan as to which the Purchaser made any Election to Delay
Foreclosure or any Election to Foreclose and the withdrawal of all remaining
amounts in the Collateral Fund as provided herein and (ii) ten Business Days'
notice. The Purchaser's right to make an election pursuant to Section 2.02 or
Section 2.03 hereof with respect to a particular Mortgage Loan shall terminate
if the Purchaser fails to make any deposit required pursuant to Section 2.02(d)
or 2.03(b) or if the Purchaser fails to make any other deposit to the Collateral
Fund pursuant to this Agreement.
ARTICLE III
COLLATERAL FUND; SECURITY INTEREST
Section 3.01. COLLATERAL FUND
Upon receipt from the Purchaser of the initial amount required to be
deposited in the Collateral Fund pursuant to Article II, the Company shall
establish and maintain with Bankers Trust Company as a segregated account on its
books and records an account (the "Collateral Fund"), entitled "Norwest Bank
Minnesota, National Association, as Master Servicer, for the benefit of
registered holders of Norwest Asset Securities Corporation Mortgage Pass-Through
Certificates, Series 1998-25. Amounts held in the Collateral Fund shall continue
to be the property of the Purchaser, subject to the first priority security
interest granted hereunder for the benefit of the Certificateholders, until
withdrawn from the Collateral Fund pursuant to Section 2.02 or 2.03 hereof. The
Collateral Fund shall be an "outside reserve fund" within the meaning of the
REMIC Provisions, beneficially owned by the Purchaser for federal income tax
purposes. All income, gain, deduction or loss with respect to the Collateral
Fund shall be that of the Purchaser. All distributions from the Trust Fund to
the Collateral Fund shall be treated as distributed to the Purchaser as the
beneficial owner thereof.
Upon the termination of this Agreement and the liquidation of all Mortgage
Loans as to which the Purchaser has made any Election to Delay Foreclosure or
any Election to Foreclose pursuant to Section 2.04 hereof, the Company shall
distribute or cause to be distributed to the Purchaser all amounts remaining in
the Collateral Fund (after adjustment for all deposits and permitted withdrawals
pursuant to this Agreement) together with any investment earnings thereon. In
the event the Purchaser has made any Election to Delay Foreclosure or any
Election to Foreclose, prior to any distribution to the Purchaser of all amounts
remaining in the Collateral Fund, funds in the Collateral Fund shall be applied
consistent with the terms of this Agreement.
Section 3.02. COLLATERAL FUND PERMITTED INVESTMENTS.
The Company shall, at the written direction of the Purchaser, invest the
funds in the Collateral Fund in Collateral Fund Permitted Investments. Such
direction shall not be changed more frequently than quarterly. In the absence of
any direction, the Company shall select such investments in accordance with the
definition of Collateral Fund Permitted Investments in its discretion.
All income and gain realized from any investment as well as any interest
earned on deposits in the Collateral Fund (net of any losses on such
investments) and any payments of principal made in respect of any Collateral
Fund Permitted Investment shall be deposited in the Collateral Fund upon
receipt. All costs and realized losses associated with the purchase and sale of
Collateral Fund Permitted Investments shall be borne by the Purchaser and the
amount of net realized losses shall be deposited by the Purchaser in the
Collateral Fund promptly upon realization. The Company shall periodically (but
not more frequently than monthly) distribute to the Purchaser upon request an
amount of cash, to the extent cash is available therefore in the Collateral
Fund, equal to the amount by which the balance of the Collateral Fund, after
giving effect to all other distributions to be made from the Collateral Fund on
such date, exceeds the Required Collateral Fund Balance. Any amounts so
distributed shall be released from the lien and security interest of this
Agreement.
Section 3.03. GRANT OF SECURITY INTEREST
The Purchaser hereby grants to the Company for the benefit of the
Certificateholders under the Pooling and Servicing Agreement a security interest
in and lien on all of the Purchaser's right, title and interest, whether now
owned or hereafter acquired, in and to: (1) the Collateral Fund, (2) all amounts
deposited in the Collateral Fund and Collateral Fund Permitted Investments in
which such amounts are invested (and the distributions and proceeds of such
investments) and (3) all cash and non-cash proceeds of any of the foregoing,
including proceeds of the voluntary conversion thereof (all of the foregoing
collectively, the "Collateral").
The Purchaser acknowledges the lien on and the security interest in the
Collateral for the benefit of the Certificateholders. The Purchaser shall take
all actions requested by the Company as may be reasonably necessary to perfect
the security interest created under this Agreement in the Collateral and cause
it to be prior to all other security interests and liens, including the
execution and delivery to the Company for filing of appropriate financing
statements in accordance with applicable law. The Company shall file appropriate
continuation statements, or appoint an agent on its behalf to file such
statements, in accordance with applicable law.
Section 3.04. COLLATERAL SHORTFALLS.
In the event that amounts on deposit in the Collateral Fund at any time are
insufficient to cover any withdrawals therefrom that the Company is then
entitled to make hereunder, the Purchaser shall be obligated to pay such amounts
to the Company immediately upon demand. Such obligation shall constitute a
general corporate obligation of the Purchaser. The failure to pay such amounts
within two Business Days of such demand (except for amounts to cover interest on
a Mortgage Loan pursuant to Sections 2.02(d) and 2.03 (b)), shall cause an
immediate termination of the Purchaser's right to make any Election to Delay
Foreclosure or Election to Foreclose and the Company's obligations under this
Agreement with respect to all Mortgage Loans to which such insufficiencies
relate, without the necessity of any further notice or demand on the part of the
Company.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.01. AMENDMENT.
This Agreement may be amended from time to time by the Company and the
Purchaser by written agreement signed by the Company and the Purchaser.
Section 4.02. COUNTERPARTS.
This Agreement may be executed simultaneously in any number of
counterparts, each of which counterparts shall be deemed to be an original, and
such counterparts shall constitute but one and the same instrument.
Section 4.03. GOVERNING LAW.
This Agreement shall be construed in accordance with the laws of the State
of New York and the obligations, rights and remedies of the parties hereunder
shall be determined in accordance with such laws.
Section 4.04. NOTICES.
All demands, notices and direction hereunder shall be in writing or by
telecopy and shall be deemed effective upon receipt to:
(a) in the case of the Company,
Norwest Bank Minnesota, National Association
7485 New Horizon Way
Frederick, MD 21703
Attention: Vice President, Master Servicing
Phone: 301-696-7800
Fax: 301-815-6365
(b) in the case of the Purchaser,
______________________________
______________________________
______________________________
Attention:
Section 4.05. SEVERABILITY OF PROVISIONS.
If any one or more of the covenants, agreements, provision or terms of this
Agreement shall be for any reason whatsoever, including regulatory, held
invalid, then such covenants, agreements, provisions or terms of this Agreement
and shall in no way affect the validity or enforceability of the other
provisions of this Agreement.
Section 4.06. SUCCESSORS AND ASSIGNS.
The provisions of this Agreement shall be binding upon and inure to the
benefit of the respective successors and assigns of the parties hereto, and all
such provisions shall inure to the benefit of the Certificateholders; provided,
however, that the rights under this Agreement cannot be assigned by the
Purchaser without the consent of the Company.
Section 4.07. ARTICLE AND SECTION HEADINGS.
The article and section headings herein are for convenience of reference
only and shall not limit or otherwise affect the meaning hereof.
Section 4.08. CONFIDENTIALITY.
The Purchaser agrees that all information supplied by or on behalf of the
Company pursuant to Sections 2.01 or 2.02, including individual account
information, is the property of the Company and the Purchaser agrees to hold
such information confidential and not to disclose such information.
Each party hereto agrees that neither it, nor any officer, director,
employee, affiliate or independent contractor acting at such party's direction
will disclose the terms of Section 4.09 of this Agreement to any person or
entity other than such party's legal counsel except pursuant to a final,
non-appealable order of court, the pendency of such order the other party will
have received notice of at least five business days prior to the date thereof,
or pursuant to the other party's prior express written consent.
Section 4.09. INDEMNIFICATION.
The Purchaser agrees to indemnify and hold harmless the Company, the
Seller, and each Servicer and each person who controls the Company, the Seller,
or a Servicer and each of their respective officers, directors, affiliates and
agents acting at the Company's, the Seller's, or a Servicer's direction (the
"Indemnified Parties") against any and all losses, claims, damages or
liabilities to which they may be subject, insofar as such losses, claims,
damages or liabilities (or actions in respect thereof) arise out of, or are
based upon, actions taken by, or actions not taken by, the Company, the Seller,
or a Servicer, or on their behalf, in accordance with the provisions of this
Agreement and (i) which actions conflict with the Company's, the Seller's, or a
Servicer's obligations under the Pooling and Servicing Agreement or the related
Servicing Agreement, or (ii) give rise to securities law liability under federal
or state securities laws with respect to the Certificates. The Purchaser hereby
agrees to reimburse the Indemnified Parties for the reasonable legal or other
expenses incurred by them in connection with investigating or defending any such
loss, claim, damage, liability or action. The indemnification obligations of the
Purchaser hereunder shall survive the termination or expiration of this
Agreement.
<PAGE>
IN WITNESS WHEREOF, the Company and the Purchaser have caused their names
to be signed hereto by their respective officers thereunto duly authorized, all
as of the day and year first above written.
Norwest Bank Minnesota, National
Association
By: ___________________________
Name: ___________________________
Title: ___________________________
___________________________________
By: ___________________________
Name: ___________________________
Title: ___________________________
