FSL SEPARATE ACCOUNT M
N-8A, 1998-12-22
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                       SECURITIES AND EXCHANGE COMMISSION

                              Washington, DC 20549

                                    FORM N-8A

                          NOTIFICATION OF REGISTRATION

                      FILED PURSUANT TO SECTION 8(a) OF THE

                         INVESTMENT COMPANY ACT OF 1940

The undersigned  investment  company hereby notifies the Securities and Exchange
Commission  that it registers  under and pursuant to the  provisions  of Section
8(a)  of  the  Investment  Company  Act of  1940  and in  connection  with  such
notification of registration submits the following information:

Name: FSL SEPARATE ACCOUNT M

Address of Principal Business Office:

         3130 Broadway
         Kansas City, Missouri 64111-2406

Telephone Number: (800) 648-8624

Name and Address of Agent for Service of Process:

     Leland Eugene Schmitt
     Sr. Vice President
     3130 Broadway
     Kansas City, Missouri 64118

Check Appropriate Box:

Registrant is filing a  Registration  pursuant to Section 8(b) of the Investment
Company Act of 1940 concurrently with the filing of Form N-8A: [X] Yes [ ] No

                                   SIGNATURES

Pursuant  to the  requirements  of the  Investment  Company  Act  of  1940,  the
depositor of the registrant has caused this  notification  of registration to be
duly signed on behalf of the  registrant in the City of Kansas City and State of
Missouri on the 22nd day of December, 1998.

                                SIGNATURE: FSL SEPARATE ACCOUNT M
                                               Registrant

                                   By: Fidelity Security Life Insurance Company

                                   By: /s/ LELAND EUGENE SCHMITT
                                       -----------------------------------------
                                       Leland Eugene Schmitt, Sr. Vice President

ATTEST: /s/ MARK L. BURLEY
        ------------------------
            Mark L. Burley

            Vice President
        ------------------------
                 Title


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